True. State and local debt is used primarily to pay for long-term investments.
States and localities issue notes or short-term loans to assist balance out cash flow fluctuations. Additionally, they issue debt on behalf of private companies (e.g., to build projects with a public benefit or for so-called public-private partnerships).
In order to finance huge, expensive, and long-lasting capital projects like highways, bridges, airports, schools, hospitals, water treatment facilities, power plants, courthouses, and other public structures, state and local governments issue bonds.
Despite the fact that states and localities are occasionally able to finance capital expenditures with current receipts, borrowing enables them to spread the costs over a number of generations.
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Give 3 slogans or “catchphrases” from current businesses employ, whose message communicates positive customer service. For example, United Airlines’ slogan is “Fly the Friendly Sky”
Answer:
L'Oreal – “Because you're worth it”
KFC – “It's finger lickin' good”
Coca-Cola – “Open Happiness”
Explanation:
HELP PLEASE ILL GIVE CROWN!!!!
the percentage you will need to pay in interest on a loan will NOT depend on what factor?
A. your history of paying back loans in the past.
B. your volunteer activities and proof that you are a good person.
C. your overall credit score.
D. the financial choices you have previously made.
Answer:
B
Explanation:
This has nothing to do with your financial history, while every other option does.
What is the best way to protect the environment when we shop? Do you agree with Adler’s view that what we buy is more important than what we carry it in? What answer would you propose to this environmental problem?
Keeping the shop surroundings clean and ensuring protection requires great effort both from the seller.
Sellers need to do the following to ensure good sanitation:
Ensure a good drainage system to prevent pillage of debris.Having a waste collector and make it empty everyday.Numerous cleaning pattern in a day.Fumigation are very important to keep the environment germs free.However, i agree with Adler’s because the value of a product or the value its offered is more important that what its look physically.
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Read the scenario.
Madison received $100 as a holiday gift. She used it to buy 50 mineral infused candles for $2
each. Then, she walked around the neighborhood and sold the candles for $4 each.
R
What factors of production did Madison use?
Answer:
1/34
Explanation:
Answer:
all four factors of production
Explanation:
I just took the test now and got it right
income is an example of . a. quantitative data b. currency data c. either categorical or quantitative data d. categorical data
An illustration of quantitative data is income.
Income data is it categorical or quantitative?Age, the number of children, and income are only a few examples of quantitative variables. Quantitative variables are sums or counts. Groupings are represented by categorical variables; examples include the sort of pet, agreement level, and shoe brand.
Does income fit the definition of quantitative data?Data that can be quantified includes household income, ZIP code, and the number of children. These are commonly known as demographics.
Is income categorized information?Examples of numerical or quantitative data include height, weight, temperature, GPA, and annual income. Comparatively, categorical data are a sort of qualitative data. Examples include things like name, qualification, and hair color.
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1. Show the first 4 months of the amortization schedule for a mortgage of $225,000 with bi-monthly payments at an annual interest rate of 3.95% amortized over 25 years. Complete your work in a chart similar to the examples on the previous page.
Bi-monthly payments mean that there are 24 payments in a year.
The given information: Mortgage amount = $225,000 Annual interest rate = 3.95%Amortization period = 25 years First 4 months of the amortization schedule with bi-monthly payments: To calculate the bi-monthly payments, we need to find the periodic interest rate and the number of payments. Bi-monthly payments mean that there are 24 payments in a year. Therefore, periodic interest rate = (annual interest rate/100)/24= (3.95/100)/24= 0.0016458333n = Total number of payments = 25 years × 24 payments/year= 600 payments Using the above formulae, we get, P = (A × r)/(1 - (1 + r)^-n) where, P = Bi-monthly payment A = Mortgage amount r = Periodic interest rate n = Total number of payments P = (225000 × 0.0016458333)/(1 - (1 + 0.0016458333)^-600)P = $936.22. The first four months of the amortization schedule with bi-monthly payments are given below: Month Beginning balance Payment Interest Principal Ending balance 1$225,000.00$936.22$738.44$197.78$224,802.222$224,802.22$936.22$737.75$198.46$224,603.783$224,603.78$936.22$737.06$199.16$224,404.624$224,404.62$936.22$736.37$199.85$224,204.78. The above chart shows the monthly schedule of payments.
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Which of the following is not an example of appropriate business etiquette?
Greet everyone cordially, warmly, professionally, and with eye contact.
Dress appropriately and professionally and practice good hygiene.
Arrive at appointments within fifteen minutes of the scheduled time.
Pay attention to the person to whom you are speaking and learn their name.
Answer: Arriving at appointments within fifteen minutes of the scheduled time. This is not an example of appropriate business etiquette as it suggests arriving late or not on time. A person should arrive on time or a few minutes early for a business appointment.
management is considering offering a free breakfast to anyone upgrading from a super saver reservation to deluxe class. if the cost of the breakfast to round tree is $5, should this incentive be offered? yes with a little work, an unused office area could be converted to a rental room. if the conversion cost is the same for both types of rooms, would you recommend converting the office to a type i or a type ii room? why? the input in the box below will not be graded, but may be reviewed and considered by your instructor. could the linear programming model be modified to plan for the allocation of rental demand for the next night? what information would be needed and how would the model change? the input in the box below will not be graded, but may be reviewed and considered by your instructor.
The management is thinking about giving everybody who switches from a Super Saver booking to Deluxe class a free breakfast. The breakfast at Round Tree costs $5.
What is model of linear programming?The computational mathematics method known as linear programming is used to maximize or minimize the value of a linear model when it is subjected to various constraints. In commercial planning, manufacturing engineering, and to a lesser extent in the physical and social sciences, this method has proven helpful for guiding quantitative judgments.
Yes, the reward should be provided. In this instance, a demand increase will result in a profit rise of $10, but the additional cost of the meal is merely $5.
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Due-on-sale clauses are included in commercial mortgages primarily to protect lenders from:
a)
interest rate risk
b)
prepayment risk
c)
default risk
d)
reinvestment risk
Due-on-scale clauses are included in commercial mortgages primarily to protect lenders from default risk. Hence, the correct option is C.
Due-on-sale clauses are provisions included in commercial mortgages that require the borrower to pay off the remaining loan balance when the property securing the loan is sold or transferred to a new owner. These clauses help protect the lender from default risk, which is the risk of the borrower failing to make the required loan payments.
By including a due-on-sale clause in the mortgage, the lender can ensure that they will receive the full amount owed to them upon the sale of the property, reducing the risk of default. It also allows the lender to reassess the creditworthiness of the new owner and decide whether to approve the assumption of the existing mortgage or require a new loan. Due-on-sale clauses do not protect the lender from other risks such as interest rate risk, prepayment risk or reinvestment risk.
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A freelancer’s pay may vary from year to year.
True
False
Answer:
True, it can be the same
a company that manufactures flash drives knows that the number of drives it can sell each week is related to the price , in dollars, of each drive by the equation . find the price that will bring in the maximum revenue. remember, revenue (r) is the product of price (p) and items sold (x), in other words, . the price $ will yield the max revenue. find the maximum revenue. the max revenue is $.
The price that yields the maximum revenue is $650, and the maximum revenue is $42,250,000.
To find the price that will bring in the maximum revenue, we need to maximize the revenue function R(p) = xp. We know that x = 1300 - 100p, so we can substitute this expression for x to obtain
R(p) = p(1300-100p) = 130000p - 100p²
To find the price that yields the maximum revenue, we need to find the critical point of R(p). That is, we need to find the value of p at which the derivative of R(p) is equal to zero. Using calculus, we can compute the derivative of R(p) as
R'(p)=130000−200p
Setting R'(p) = 0$ and solving for p$, we obtain:
p= 130000/200 =650
Therefore, a price of $650 will bring in the maximum revenue.
To find the maximum revenue, we need to evaluate the revenue function R(p) at the price that yields the maximum revenue. From part a, we know that this price is $650. Substituting p = 650$into the expression for R(p), we obtain
R(650) = 650(1300−100(650)) = 650(65000) = $42,250,000
Therefore, the maximum revenue is $$42,250,000$.
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--The given question is incomplete, the complete question is given
" A company that manufactures flash drives knows that the number of drives x it can sell each week is related to the price p , in dollars, of each drive by the equation x = 1300 − 100 p . a . Find the price p that will bring in the maximum revenue. Remember, revenue (R) is the product of price (p) and items sold (x), in other words, R = x p . The price $ will yield the max revenue. b . Find the maximum revenue. The max revenue is $ ."--
Brainliest and 50 points!!!
Why would an employer ask about an applicant’s honors, awards, and activities?
Respond in 3-4 well written sentences:
Answer:
Explanation:
To show that you have special skills and what your areas of expertise are.
Answer:
There are multiple reasons employers would want to know about honors, awards, and activities. The first reason is to see if you are hard-working or not, if you have many awards and whatnot, employers will see that you have a good drive to get things done, clubs and activity you’ve participated in shows that you’re a team worker. It can also show your areas of expertise and can show your special skills and abilities.
Explanation:
I took the last part from the other answer but I do flvs career research and this was correct for me
Which of the following events would lead to a decrease in a firm's retained earnings, and why?
A. Payment of $10,000 in employee salaries, because salaries are considered an expense, and an increase in expenses will reduce a firm's retained earnings
B. Issuance of a $10,000 note payable in exchange for cash, because notes payable are considered an expense, and an increase in expenses will reduce a firm's retained earnings
C. Payment of $10,000 in employee salaries, because salaries are considered a liability, and an increase in liabilities will reduce a firm's retained earnings
D. Issuance of a $10,000 note payable in exchange for cash, because notes payable are considered a liability, and an increase in liabilities will reduce a firm's retained earnings
The correct answer is A. Payment of $10,000 in employee salaries, because salaries are considered an expense, and an increase in expenses will reduce a firm's retained earnings.
Retained earnings are the profits that a company has accumulated over time, which have not been paid out as dividends. When a company incurs expenses, such as paying employee salaries, the expenses are subtracted from the revenues, which decreases the company's net income.
A decrease in net income means that there is less profit to be retained, which reduces the amount of retained earnings. The other options, B, C, and D, are incorrect because notes payable and liabilities are not considered expenses and do not directly affect a company's net income.
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adjusted for inflation, the cost of throwing a wedding now, compared with the cost in 1945, is:
According to the Bureau of Labor Statistics, the average cost of a wedding in 1945 was around $2,600.
Adjusted for inflation, the cost of throwing a wedding now is significantly higher compared to the cost in 1945.
When adjusted for inflation, that amount would be equivalent to approximately $35,000 in today's currency. However, the current average cost of a wedding in the US is over $30,000,
which is significantly higher than the inflation-adjusted cost in 1945. So, to answer your question, the cost of throwing a wedding now is much more expensive than it was in 1945, even after adjusting for inflation.
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theg3eu3guyrgufgrgifrggiygiyrgirgigv
Answer:
I xixed3odn3dno3xnomxend4ond4imx74d diendeinxe said einxiw dueoxni3d 3id 2did 2iz
Draw a correctly labeled graph of a housing market in equilibrium. On your graph, illustrate an effective legal limit (ceiling) on rent. Identify the quantity of housing demanded, the quantity of housing supplied, and the size of the resulting surplus or shortage.
Answer:
In the first picture I uploaded, I show the housing market equilibrium without any effective legal ceilings on rent. In this equilibrium, the quantity demanded and the quantity supply reach an equilibrum of 70, at a price of $1,100 per rent.
In the second picture I uploaded, we can see the price ceiling in red. The price ceiling does not allow the rent to reach equilibrium, which causes a demand of eighty houses, but a supply of sixty houses, leading to a housing shortage of 20 houses.
Discuss the impact of effective college and career planning. After reviewing the career plan for your chosen career pathway, discuss how you might revise your school-related activities and associations in order to follow your plan, such as joining a CTSO. Consider any possible changes in plans you may have to make in the future, such as moving to a new city or state, and discuss how you can plan for unforeseen setbacks, such as failing a class or placement exam. Also discuss any possible backup plans, just in case the career you have chosen might not turn out to be the right choice for you. How might you change your plan if you decide that you want to do something else?
The effect of effective college and career planning is that it would give a student a clear plan on what he wants to study and the study resources he would need to make it possible.
This college and career planning is key to help the student make better informed decisions about the career he wants and the courses he would study in school.
What is Career Planning?This refers to the situation where a person makes plans that are feasible that would help his career path.
Hence, we can see that The effect of effective college and career planning is that it would give a student a clear plan on what he wants to study and the study resources he would need to make it possible.
This college and career planning is key to help the student make better informed decisions about the career he wants and the courses he would study in school.
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charlotte can produce pork and beans and can switch between producing them at a constant rate. if it takes charlotte 10 hours to produce a pound of pork and 5 hours to produce a pound of beans, what is charlotte's opportunity cost of pork and what is opportunity cost of beans?
Pork and beans can be produced in Charlotte. Pork has an opportunity cost of 10 pounds of beans divided by 5 equals 2 pounds of beans. 5 pounds of pork, 10 pounds of pork, or 1/2 pound of pork, is the opportunity cost of beans.
The demand for pork drives the demand for market hogs. Retailers create a wholesale demand plan for pork by subtracting an amount from the anticipated pork demand schedule that will cover their expenditures and generate a profit.
2020 saw the COVID-19 have an impact on the pork market. Neither state farms nor small-scale farmers can increase their output. Pork production did not increase and but decreased for the year by 1.42 million tonnes when compared to 2019. The demand for meat eventually exceeds the supply of pork.
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Who looks like clementine in the walking dead?
Answer:
hmm, My sister HAHAHA
Explanation:
for real tho 0-0
There are four basic sources that multinational companies (MNCs) can tap for positions. These are: A. host-country nationals, third-country nationals, United Nations placements, and International Monetary Fund (IMF) placements. B. home-country nationals, International Monetary Fund (IMF) placements, inpatriates, and multipatriates. C. home-country nationals, host-country nationals, International Monetary Fund (IMF) placements, and multipatriates. D. home-country nationals, host-country nationals, third-country nationals, and inpatriates
Answer:
D. home-country nationals, host country nationals, third-country nationals, and inpatriates
Explanation:
The four basics sources in which the multinational companies would tap for positions are as follows:
Home country nationals
Host country nationals
Third country nationals
Inpatriates
In this the MNC would be ready for tap for the positions
Therefore the last option is correct
And, the other options would be incorrect
What are liquidated damages the buyer must pay to the seller if the buyer wrongfully fails to sign a release of earnest money to the seller under paragraph 18 of the One to Four Family Residential Contract
If a buyer wrongfully fails to sign a release of earnest money to the seller, the liquidated damages that the buyer will pay are A) Damages, earnest money, reasonable attorney's fees, and all costs of suit
What are liquidated damages?These are monetary damages that are paid by a party that fails to uphold their side of a contract and so cause losses to the other party.
When a buyer in a contract fails to signs a release of earnest money, they would be in breach of contract. As a result, they would have to pay for damages such as the costs of the suit and the attorney fees for both parties.
Options for this question include:
A)Damages, earnest money, reasonable attorney's fees, and all costs of suit
B)Four times the earnest money
C)The sum of three times the earnest money and the earnest money
D)Three times the earnest money
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The Liquidated damages the buyer must pay to the seller if the buyer wrongfully fails to sign a release of earnest money to the seller under paragraph 18 of the One to Four Family Residential Contract are Damages, earnest money, reasonable attorney's fees, and all costs of suit
This is further explained below.
What are Liquidated damages?Generally, Unliquidated damages are similar to liquidated damages in that they aim to recompense a party that has been affected as a result of a breach of contract; however, unliquidated damages are not monetary in nature. The amount of unliquidated damages, on the other hand, is not calculated in advance in the same way as the number of liquidated damages is when the contract is signed.
In some types of legal contracts, "liquidated damages" are used to represent an estimate of otherwise intangible or difficult-to-define losses that would be incurred by one of the parties. In the event that one of the parties violates the terms of the contract, it is a clause that enables the other party to be responsible for paying a predetermined amount.
In conclusion, Damages, earnest money, reasonable attorney's fees, and all costs of suit are included in the liquidated damages that the buyer is required to pay to the seller under the One-to-Four Family Residential Contract if the buyer wrongfully fails to sign a release of earnest money to the seller. This provision can be found in paragraph 18 of the contract.
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CQ
A)Damages, earnest money, reasonable attorney's fees, and all costs of suit
B)Four times the earnest money
C) The sum of three times the earnest money and the earnest money
D)Three times the earnest money
Jessica has just opened a shoe store. To operate her business, she orders her
shoes from a company. That company receives the shoes from a local
designer. What role does Jessica play in the distribution channel?
A. Jessica is a producer.
оо
B. Jessica is a wholesaler.
C. Jessica is a retailer.
O
D. Jessica is a storage provider.
Answer:
The answer is C
Explanation: Brainiest Would help! :D
Answer:
Answer: C Jessica is a retailer
Explanation:
RETAILERS are responsible for making goods convenient for consumers
to buy.
If you own a business that purchases other people's merchandise and sells
it in your shop you are known as a RETAILER.
When schools and businesses allocate admissions or jobs on the basis of race, gender, disability, or other criteria unrelated to ability, they are aiming at Group of answer choices
When schools and businesses allocate admissions or jobs on the basis of race, gender, disability, or other criteria unrelated to ability, they are aiming at Affirmative Action. Group of answer choices Affirmative Action is a policy by which schools and businesses allocate admissions.
Jobs on the basis of race, gender, disability, or other criteria unrelated to ability to counteract past discrimination and increase diversity in the workplace and schools. It is intended to create a level playing field for people of different races, genders, and abilities by providing them with equal opportunities and removing obstacles that prevent them from succeeding.
It also ensures that qualified candidates from underrepresented groups are given a fair chance to compete for positions and educational opportunities. When schools and businesses allocate admissions or jobs on the basis of race, gender, disability, or other criteria unrelated to ability, they are aiming at Affirmative Action. Group of answer choices Affirmative Action is a policy by which schools and businesses allocate admissions.
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Rachel lives and works on her father's dairy farm as a large animal veterinarian. The farm does not
employ any outside workers. One of the cows is having a difficult time delivering her calf. As Rachel approaches to help, the cow kicks wildly breaking Rachel's arm. Is Rachel covered under the OSH Act?
Yes, because Rachel's injury is job-related.
Yes, because Rachel works for her father and is not self-employed.
No, because Rachel is an immediate family member employed on her father's farm.
No, because Rachel's family farm does not employ outside workers.
Answer:
No, because Rachel's family farm does not employ outside workers
Explanation:
No, because Rachel's family farm does not employ outside workers. Under the OSH Act since Rachel's family does not employ outside workers they are not seen as an official business and therefore are not protected under the act. The workers on the farm are not seen as employees but instead family members helping one another and acting as co-owners of the farm. Therefore, the act does would not provide any coverage to Rachel in this scenario.
a leader should behave genuinely with their followers and align their behaviors with their values. this is a description of which emerging leadership approach?
A leader should behave genuinely with their followers and align their behaviors with their values. this is a description of the spiritual leadership approach
An emphasis on a leader's moral and ethical principles, as well as the significance of conforming their actions to those principles, is known as spiritual leadership. In this strategy, leaders are required to act sincerely and authentically with their followers because they are considered role models.
They frequently have a feeling of purpose, which inspires others to work toward a common goal. In order to match their activities with their ideals, spiritual leaders must be in touch with their inner selves and be self-aware. They frequently exhibit greater empathy and are more willing to set an example for others. They establish a sense of community and a sense of belonging among their followers while also empowering and inspiring them to realise their greatest potential.
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Select the correct answer.
What is the minimum educational requirement for a pediatric psychopharmacologist?
A. MD
B. PhD
C. bachelor’s in medicine
D. master’s in medicine
E. PsyD
THE ANSWER IS A(md)
how do you find marginal cost? for 50 points
Marginal cost= change in total cost/change in quantity
Suppose you borrowed $12,000 at an interest rate of 8%, compounded monthly over 36 months. At the end of the first year (after 12 payments), you want to negotiate with the bank to pay off the remainder of the Joan in eight equal quarterly payments. What is the amount of this quarterly payment, if the interest rate and compounding frequency remain the same?
Therefore, the quarterly payment is $1,892.26.Answer: The amount of the quarterly payment is $1,892.26.
Suppose you borrowed $12,000 at an interest rate of 8%, compounded monthly over 36 months. At the end of the first year (after 12 payments), you want to negotiate with the bank to pay off the remainder of the loan in eight equal quarterly payments. What is the amount of this quarterly payment, if the interest rate and compounding frequency remain the same?
When we borrow money, we have to repay the amount of money borrowed plus the interest on the loan. The total cost of the loan is called the principal and it is calculated by adding the amount of money borrowed to the interest on the loan.Therefore, the total cost of the loan is:
$12,000 + (0.08/12) x $12,000 x 36
= $16,116.32
At the end of the first year, you have already made 12 payments. The amount remaining to be paid is:
$16,116.32 – 12 x ($12,000/36)
= $13,716.32
You want to pay off the remaining balance in eight equal quarterly payments. There are two ways to do this; you can either use the formula for the present value of an annuity or you can use a financial calculator.Using the formula, we can find the quarterly payment as follows:
PV of annuity = (C/r) x [1 – (1 + r)^-n]
Where,C = Payment
r = Interest rate/4
n = Number of quarters
C = PV of annuity x r / [1 – (1 + r)^-n]
= $13,716.32 x 0.02 / [1 – (1 + 0.02)^-8]
= $13,716.32 x 0.02 / 0.1457
= $1,892.26
Therefore, the quarterly payment is $1,892.26.Answer: The amount of the quarterly payment is $1,892.26.
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Suppose a 5% coupon, 3 year bond is selling for $1010. The face value is $1000. The coupon is paid every six months. Answer the following questions. (a) Calculate the yield to maturity of this bond. (b) Calculate the price of this bond if the yield to maturity increases by 1% with maturity unchanged. (c) Calculate the price of this bond if the yield to maturity decreases by 1% with maturity unchanged.
(a) The yield to maturity of the bond is approximately 4.55%. (b) If the yield to maturity increases by 1% while the maturity remains unchanged, the price of the bond would be approximately $974.51. (c) If the yield to maturity decreases by 1% while the maturity remains unchanged, the price of the bond would be approximately $1046.07.
(a) To calculate the yield to maturity (YTM) of the bond, we need to use the bond pricing formula and an iterative process since the coupon is paid every six months. The formula can be written as:
Bond Price = (Coupon Payment / (1 + YTM / 2)) + (Coupon Payment / (1 + YTM / 2)^2) + ... + (Coupon Payment / (1 + YTM / 2)^n) + (Face Value / (1 + YTM / 2)^n)
Where n is the total number of periods (in this case, 3 years with semiannual coupons) and YTM is the yield to maturity.
Given that the bond is selling for $1010, the coupon payment is 5% of the face value, or $50, and the face value is $1000, we can use trial and error or a financial calculator to find that the YTM is approximately 4.55%.
(b) If the yield to maturity increases by 1%, the new YTM would be 4.55% + 1% = 5.55%. Plugging this new YTM into the bond pricing formula, we find that the price of the bond would decrease to approximately $974.51.
(c) Conversely, if the yield to maturity decreases by 1%, the new YTM would be 4.55% - 1% = 3.55%. Using this new YTM in the bond pricing formula, we find that the price of the bond would increase to approximately $1046.07.
In conclusion, the yield to maturity of the bond is approximately 4.95%. If the yield to maturity increases by 1%, the price of the bond decreases to approximately $972.55. If the yield to maturity decreases by 1%, the price of the bond increases to approximately $1047.69.
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Discuss the fight for control among marketing, operations, and
human resources personnel and how it affects a service firm's
culture
The fight for control among marketing, operations, and human resources personnel is a common occurrence in service firms because each of these departments has its own goals and objectives, and they may not always be aligned.
What is the result of the fight for control ?The fight for control can have a significant impact on a service firm's culture. If the conflict is not managed effectively, it can lead to a number of problems, including:
Decreased productivity: When departments are constantly fighting for control, it can be difficult for them to focus on their work. This can lead to decreased productivity and a decline in the quality of service.Increased stress: The conflict can also lead to increased stress levels among employees. This can make it difficult for them to do their jobs effectively and can lead to burnout.Poor customer service: If the conflict between departments is not resolved, it can lead to poor customer service. Customers may be caught in the middle of the conflict, and they may not receive the service they expect.Find out more on service firms at https://brainly.com/question/29808898
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