Selma and Patty Bouvier are twins and both work at the Springfield DMV. Selma and Patty Bouvier decide to save for​ retirement, which is 35 years away.​ They'll both receive an annual return of 11 percent on their investment over the next 35 years. Selma invests $2,500 per year at the end of each year only for the first 10 years of the​ 35-year period—for a total of $25,000 saved. Patty​ doesn't start saving for 10 years and then saves $2,500 per year at the end of each year for the remaining 25 years—for a total of $62,500 saved.

a. How much will each of them have when they​ retire?
b. How much will Selma have when she​ retires?

​

Answer:A

Explanation:

The after-tax salvage value of the asset is $72440.

A tax is a compulsory commercial enterprise charge or some other type of levy inflicted on a taxpayer (an individual or legal entity) by a polity organization in order to fund government spending and various public expenditures (regional, local, or national) Taxes consist of direct or indirect taxes and may be paid off in money or as its labor knowledge.

Aftertax salvage value is equal to the machine's sales price with fewer taxes (sales price - book value)

Useful life divided by (cost of the asset - salvage value) equals straight-line depreciation expense.

( $168,000 - 0) / 7 = $24,000

Each year, depreciation costs would be $24,000.

Depreciation accumulated in year three equals $24,000 times three, or $72,000.

$3 year's worth of books = $168,000 - $72,000 = $96,000

value of a book: 96,000

$65,000 - 0.24 x ( $65,000 - $96,000)

Therefore,  after-tax salvage value of the asset is $72440.

Learn more about tax here:

https://brainly.com/question/16423331

#SPJ1

Sales is not an employability skill. Employability skills are the general skills, personal qualities, and attitudes that are necessary for success in any job or career. They include things like communication, problem-solving, teamwork, time management, leadership, adaptability, and ethical behavior, among others.

Sales, on the other hand, refers to a specific job function that involves selling products or services to customers. While sales may require certain skills such as communication, negotiation, and customer service, it is not considered a general employability skill.

Answer: Certain Brands can be global because of their profits, Let's take cars for a example, Cars can be made and distributed based on the company if they can pay for all the shipping and everything, but it really depends on the company and what they are selling.

Explanation:

Answer:

19+19=38

...........................

a. The present value of your windfall is approximately $14,611.77. b. the future value of your windfall in three years (on the date of the last payment) is approximately $17,766.70.

a. To determine the windfall's present value, we must discount each future cash flow back to the present using the following formula:

\(PV = \frac{CF1 }{(1 + r)^1} + \frac{CF2}{(1 + r)^2} +\frac{CF3}{(1 + r)^3}\)

where PV is the present value

CF1 stands for cash flow at the end of year 1.

CF2 stands for cash flow for the second year.

CF3 stands for cash flow for year three.

r = Interest rate

In this case, CF1 = $16,134, CF2 = $32,268, CF3 = $48,402, and r = 6.1% (or 0.061).

Substituting the given values into the formula:

PV = $16,134 / (1 + 0.061)¹ + $32,268 / (1 + 0.061)² + $48,402 / (1 + 0.061)³

Now we can solve for PV:

PV ≈ $14,611.77

Therefore, the present value of your windfall is approximately $14,611.77.

b. We may apply the formula for the future worth of a lump payment to determine the future value of the windfall in three years:

FV = PV × (1 + r)ⁿ

Where:

FV = Future Value

PV = Present Value

r = Interest rate

n = Number of periods (in this case, 3 years)

Using the present value from part a (PV = $14,611.77), the interest rate (r) of 6.1% (or 0.061), and the number of periods (n) of 3 years, we can calculate the future value:

FV = $14,611.77 × (1 + 0.061)³

Now we can solve for FV:

FV ≈ $17,766.70

Therefore, the future value of your windfall in three years (on the date of the last payment) is approximately $17,766.70.

Learn more about present value:

brainly.com/question/28304447

#SPJ4

Answer: Scaffolding, construction forms, and temporary structures

Explanation:

The builders risk coverage form simply refers to the insurance policy which covers both the residential structures and the commercial structures when such structures are being constructerd or renovated.

Based on the information given, the coverage extension of the Builder’s Risk Coverage Form that would cover the scaffolding will be scaffolding, construction forms, and temporary structures.

Answer:

The Mochans have a comparative advantage in the production of bows and arrows.

Explanation:

Comparative advantage is defined as the ability of a country to produce a product at a lower cost compared to other countries.

In such a situation it will be cheaper for other countries to buy the products than to produce it themselves.

In this scenario the Mochans manufacture high-quality bows and arrows, so they have comparative advantage in producing these goods.

However they have no absolute advantage in crude oil, diamonds, or wool. So they do not have comparative advantage in producing these products and will be better off buying them from other countries that produce them at a cheap rate

If the Euro falls, the domestic interest rate line will shift down and the spot rate will rise.

Here correct answer is A)

This occurs because when the domestic interest rate is lower, investors are incentivized to convert their domestic currency to a foreign currency which, in turn, boosts the demand for the foreign currency and drives the spot rate higher. Additionally, if foreign investors can now earn a higher return on their investments when they convert their capital to the domestic currency, they are further incentivized to exchange their capital and would also contribute to an increase in the spot rate.

The consequent drop in the Euro valued in terms of the domestic currency reflects the appreciation of the domestic currency relative to the Euro.

Know more about foreign currency  here

https://brainly.com/question/31308343#

#SPJ11

Answer:

Elizabeth is maximizing her utility because she is consuming at the point where her budget constraint (the line that represents all the combinations of high-tech gadgets and cappuccinos that she can afford) is tangent to her indifference curve (the curve that represents all the combinations of high-tech gadgets and cappuccinos that give her the same level of satisfaction or utility). At the point of tangency, the slope of the budget constraint is equal to the slope of the indifference curve.

In other words, Elizabeth is consuming the combination of high-tech gadgets and cappuccinos that gives her the most satisfaction given her income and the prices of the two goods. If she were to consume more high-tech gadgets or cappuccinos, she would have to give up some of the other good, which would decrease her overall satisfaction. If she were to consume less of one good, she could increase her consumption of the other good, but this would also decrease her overall satisfaction.

Therefore, being on the budget constraint and consuming at the point of tangency between the budget constraint and the indifference curve is the optimal choice for Elizabeth given her preferences and budget.

Explanation:

gg

Elizabeth is consuming all of her available income on the high-tech gadgets and cappuccinos that she values the most. This means that she is getting the most satisfaction or utility possible from her limited resources, given her current preferences and prices. '

Her consumption choices are also constrained by her budget, meaning that she cannot afford to buy more of either good without giving up something else. Therefore, she is making the best use of her income by allocating it towards her most preferred goods while staying within her budget constraint.Elizabeth is maximizing her utility by spending her income on high-tech gadgets and cappuccinos because she is on her budget constraint and following the principle of equating the marginal utility per dollar spent on each good.

This means that the additional satisfaction she receives from the last dollar spent on high-tech gadgets is equal to the additional satisfaction from the last dollar spent on cappuccinos. In this way, she ensures that her limited income is allocated optimally to maximize her overall satisfaction or utility.

For more such questions on income

https://brainly.com/question/28390284

#SPJ11

Answer: Reasons

Explanation: Crystals are collected for jewelry, sugar, salt, computer chips. So if it shows you all those examples it would be collected for many reasons. I hope this helped!

When developing a budget for a pharmaceutical company sponsored study, there are several financial considerations that should be included. These considerations include investigator oversight, study specific procedures and exams, training, pharmacy, site overhead, subject stipends, data collection, AE and SAE handling, monitoring visits, regulatory and IRB/IEC preparation, cost of manufacturing the investigational drug, quality assurance activities to ensure study compliance, and all medical procedures included in the clinical trial protocol.

It is important to carefully consider each of these factors and allocate appropriate funds to ensure the study is conducted safely, ethically, and efficiently. This may involve working closely with the study sponsor to understand their budgetary constraints and negotiating costs with vendors and service providers. Effective budget planning is critical to the success of the study and can help ensure that resources are used in the most cost-effective way possible.

to know about pharmaceutical company  visit:

https://brainly.com/question/16582232

#SPJ11

a) Julie needs to sell at least 250 cups of lemonade per week to break even.

b) If sales volume decreases, profit will decrease since the decrease in revenue will not be enough to offset the decrease in variable cost.

c) As sales volume increases and variable cost decreases, profit will increase.

d) The Formula Auditing tools that shows which cells in your spreadsheet affect profit directly is Trace Dependents

a. To calculate the break-even point, Julie needs to determine the sales volume at which her total revenue equals her total cost. Total cost consists of both fixed and variable costs. Total revenue is the product of the price per cup and the number of cups sold. Thus, the break-even point can be calculated as follows:

Total cost = Total revenue

Fixed cost + Variable cost * Sales volume = Price per cup * Sales volume

Substituting the given values, we get:

$50 + $0.20 * Sales volume = $0.50 * Sales volume

Solving for Sales volume, we get:

Sales volume = Fixed cost / (Price per cup - Variable cost) = $50 / ($0.50 - $0.20) = 250 cups

b. Profit is the difference between total revenue and total cost. As sales volume increases, total revenue increases, while total cost increases due to the variable cost component. The effect of sales volume on profit can be analyzed using the profit formula:

Profit = Total revenue - Total cost

= Price per cup * Sales volume - (Fixed cost + Variable cost * Sales volume)

If sales volume increases while all other assumptions remain the same, profit will increase as long as the additional revenue from the increased sales volume exceeds the additional variable cost incurred.

c. In addition to sales volume, variable cost can also impact profit. An increase in variable cost reduces profit for a given sales volume, while a decrease in variable cost increases profit. The effect of changes in sales volume and variable cost on profit can be analyzed using the following profit formula:

Profit = (Price per cup - Variable cost) * Sales volume - Fixed cost

Using this formula, we can see that as both sales volume and variable cost increase, profit will decrease since the increase in revenue will be offset by the increase in variable cost. Conversely,

d. To determine which cells in the spreadsheet affect profit directly, we can use Excel's Formula Auditing tools. We can start by selecting the profit formula cell and clicking on "Trace Dependents."

This will highlight all the cells that directly or indirectly affect the profit formula. We can then identify the cells that affect profit directly by looking for cells that are directly linked to the profit formula.

In this case, the cells that affect profit directly are the price per cup, variable cost, sales volume, and fixed cost cells.

To know more about profit here

https://brainly.com/question/15036999

#SPJ4

A boosted post helps an adviser to connect with the audience and gain trust.

Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.

Learn more about Communication at:

brainly.com/question/25645043

#SPJ4

The total cost of the rake is $7.25. is the final answer.

Given that, a rake was marked up 25% from an original cost of $8.80. Last Friday, Dean bought the rake and paid an additional 3% in sales tax.

We need to find his total cost. To calculate the total cost, we will first calculate the cost of the rake after the markup and then add the sales tax markup.

Cost of the rake after mark let's say the original cost of the rake is x.

Now, given the rake was marked up 25% from an original cost of $8.80Therefore, we can say that 1.25x = $8.80x = 8.80 / 1.25x = 7.04Therefore, the cost of the rake after the markup is $7.04. Adding sales tax given that Dean paid an additional 3% in sales tax.Total cost = Cost of the rake + Sales taxCost of the rake = $7.04Sales tax = 3% of $7.04= 3 / 100 * 7.04= $0.21

Therefore, the Total cost = $7.04 + $0.21= $7.25. Therefore, the total cost of the rake is $7.25.

to know more about sales here;

brainly.com/question/29436143

#SPJ11

A. The ball takes approximately 1.02 seconds to return to the thrower's hand.

B. The final velocity of the ball just before reaching the hand is -10 m/s.

C. The change in momentum of the ball is -30 kg·m/s.

D. The impulse calculated from the change in momentum is -30 kg·m/s.

E. The average force acting on the ball is approximately -29.41 N, caused by gravity.

After hitting the thrower's hand:

A. The net impulse exerted on the ball by the hand is 15 kg·m/s.

B. The average force exerted by the hand on the ball during the 0.25 seconds is 60 N.

C. The average force exerted by the ball on the hand during this time is also 60 N, but in the opposite direction.

A. To find the time before the ball returns to the thrower's hand, we can use the equation of motion for vertical motion:

v = u + at

where:

v = final velocity (0 m/s when the ball reaches the thrower's hand)

u = initial velocity (10 m/s when the ball leaves the thrower's hand)

a = acceleration due to gravity (-9.8 m/s^2, considering the downward direction as negative)

t = time

Rearranging the equation, we have:

0 = 10 - 9.8t

Solving for t, we get:

t = 10/9.8 ≈ 1.02 seconds

Therefore, it takes approximately 1.02 seconds for the ball to return to the thrower's hand.

B. The final velocity of the ball just before it reaches the hand is the same as its initial velocity, but in the opposite direction. So the final velocity is -10 m/s.

C. The change in momentum of the ball is given by the equation:

Δp = m(v_f - v_i)

where:

Δp = change in momentum

m = mass of the ball (1.5 kg)

v_f = final velocity (-10 m/s)

v_i = initial velocity (10 m/s)

Δp = 1.5(-10 - 10) = -30 kg·m/s

The change in momentum is -30 kg·m/s.

D. The impulse is defined as the change in momentum. So the impulse calculated from the change in momentum is -30 kg·m/s.

E. To find the average force acting on the ball, we can use the equation:

Impulse = average force × time

Since we have the impulse (-30 kg·m/s) and the time (1.02 s), we can rearrange the equation to solve for the average force:

Average force = Impulse / time = -30 kg·m/s / 1.02 s ≈ -29.41 N

The negative sign indicates that the force is acting in the opposite direction to the motion of the ball. In this case, the force is due to gravity, which causes the ball to decelerate as it moves upward and accelerate as it moves downward.

After the ball hits the thrower's hand and comes to rest in 0.25 seconds:

A. The net impulse exerted on the ball by the hand is equal to the change in momentum. Since the ball comes to rest, the final velocity is 0, and the initial velocity is -10 m/s. Thus, the change in momentum is given by:

Δp = m(v_f - v_i) = 1.5(0 - (-10)) = 15 kg·m/s

Therefore, the net impulse exerted on the ball by the hand is 15 kg·m/s.

B. The average force exerted by the hand on the ball during the 0.25 seconds can be calculated using the formula:

Average force = Impulse / time = 15 kg·m/s / 0.25 s = 60 N

The average force exerted by the hand on the ball during the 0.25 seconds is 60 Newtons.

C. The average force exerted by the ball on the hand during this time is equal in magnitude but opposite in direction to the force exerted by the hand on the ball. Therefore, the average force exerted by the ball on the hand is also 60 Newtons, but in the opposite direction

For more question on impulse visit:

https://brainly.com/question/30395939

#SPJ8

Note this question belongs to  the subject Physics.

A company is a legal entity formed by a group of individuals to engage in and operate a business enterprise in a commercial or industrial capacity.

A group of people can get together to form a corporation, which is a legal body used to conduct and manage commercial or industrial business operations. The business lines of an organization rely on its structure, which can be a corporation, a partnership, or even a sole proprietorship.

A company is a legal person or an officially recognized commercial entity that has been registered under the Companies Act. It may be a private or public business, limited by guarantee or having a share capital, limited or unlimited, or a community interest company.

Learn more about the Company here:

https://brainly.com/question/30532251

#SPJ1

Answer:

Using a JIT stock control system

Explanation:

Procurement refers to the process of buying goods and services for an organization. It involves engaging many suppliers and identifying the most suitable ones. Procurement is the process of acquiring quality goods and services for a company in the most cost-efficient manner.

Just in time (JIT) is a strategy that aligns procurement with the production schedule. In the JIT strategy, materials are procured and delivered only when required for production.

A credit report is a detailed summary of an individual's credit history, including credit accounts, payment history, credit inquiries, and public records such as bankruptcies and tax liens. It is used by lenders, landlords, and other entities to evaluate an individual's creditworthiness and ability to repay debts. The report is compiled by credit reporting agencies, also known as credit bureaus, based on information obtained from creditors, public records, and other sources. The information on a credit report is used to calculate a credit score, which is a numerical representation of an individual's creditworthiness.

An individual's credit history, comprising credit accounts, payment history, credit inquiries, and public records like bankruptcies and tax liens, are all summarized in a credit report.

Lenders, landlords, and other organizations use it to assess a person's creditworthiness and capacity to pay back obligations. Credit reporting companies, commonly referred to as credit bureaus, generate the report using data gathered from creditors, public records, and other sources.

A credit score, which is a number that represents how creditworthy a person is, is created using the data on a credit report.

As a result, the significance of the best definition of a credit report are the aforementioned.

Learn more about on credit report, here:

https://brainly.com/question/23432709

#SPJ6

Answer:

Survey

it questions and identifies how you feel about an activity or subject.

Answer: interest theory

took it on edg.

Answer:

According to American political scientist Larry Diamond, democracy consists of four key elements: a political system for choosing and replacing the government through free and fair elections; the active participation of the people, as citizens, in politics and civic life; protection of the human rights of all citizens;

Explanation:

sorry if wrong have a good day T_T

The statement that is mentioned in the question is not accurate. A common-size balance sheet compares the account balances of a specific year's balance sheet with the total assets or total liabilities and equity of that same year. It does not compare balance sheet account balances with the statement of cash flow account balances.

A common-size balance sheet is a financial statement that compares the account balances of a company's balance sheet in a specific year. It is used to analyze the composition and proportions of different accounts on the balance sheet.
To create a common-size balance sheet, follow these steps:
1. Obtain the balance sheet for the desired year.
2. Calculate the total assets by adding up all the assets listed on the balance sheet.
3. Divide each asset by the total assets to get the proportion or percentage of each asset about the total assets.
4. Repeat the same process for liabilities and equity, calculating the total liabilities and equity and dividing each individual liability or equity account by the respective total.
5. Present the results as a common-size balance sheet, showing the percentage or proportion of each account about the total assets, total liabilities, or total equity.

In summary, a common-size balance sheet compares the account balances of a specific year's balance sheet with the total assets, liabilities, or equity of that same year. It is a useful tool for analyzing the composition and proportions of different accounts on the balance sheet.

Learn more about equity at: https://brainly.com/question/31458166

#SPJ11

Answer:

Explanation: Yessssss..

The statement that is true regarding cost-cutting proposals is "Cost-cutting proposals main benefits come from the change in sales due to the response from the cost-cutting proposal."

When organizations are experiencing difficult economic times, they look for methods to save money and cut expenses. One approach is to come up with cost-cutting proposals. They are utilized to cut expenses and boost the organization's profitability. Although it is vital to assess costs, making smart proposals necessitates more than just examining them. They also need a better understanding of the business and its challenges. Therefore, cost-cutting proposals' main benefits come from the change in sales due to the response from the cost-cutting proposal, according to the statement. The statement is true regarding cost-cutting proposals.

Learn more about proposals brainly.com/question/27910621

#SPJ11

An increase in real interest rates refers to the increase in the interest rate after adjusting for inflation. When real interest rates are higher, it provides an incentive for people to save because they can earn a higher return on their savings.

This is because they can earn a higher interest rate that exceeds the inflation rate, which means their money will increase in value over time. For example, if the real interest rate is 5% and inflation is 2%, then the saver can earn a 3% real return on their savings. In contrast, if the real interest rate is 2% and inflation is 3%, then the saver will actually lose purchasing power over time.  Therefore, an increase in real interest rates is beneficial for savers as they can earn a higher real return on their savings, which provides an incentive for people to save.

Learn more about interest rate here:

https://brainly.com/question/28236069

#SPJ11

Prepare the necessary adjusting entry to record this shrinkage by selecting the account names from the pull-down menus and entering dollar amounts in the debit and credit columns. No journal entry required.

A periodic inventory system is a type of inventory valuation where the inventory account is updated at the conclusion of each accounting period as opposed to after each sale and purchase. The technique enables a business to monitor its starting inventory and ending inventory throughout the course of an accounting cycle.

Smaller companies with little inventory holdings are best suited for a periodic inventory method. A physical inventory count is simple to complete for these companies. Estimating the cost of things sold over predetermined time periods is likewise much easier.

To know more about periodic inventory system visit:

https://brainly.com/question/15432296

#SPJ4

A company uses a periodic inventory system and during the December 31, year-end physical inventory count discovered that they have incurred a $300 shrinkage in inventory.

Prepare the necessary adjusting entry to record this shrinkage by selecting the account names from the pull-down menus and entering dollar amounts in the debit and credit columns.

Answer:Needs are met and wants cannot be met.

Explanation:

pre-numbered checks are used to buy supplies and are not a control procedure used for over-the-counter receipts.

Receipt books, license books, Local Purchase Orders (LPO), payment requests, and any other pre-numbered document used in the receipt or expenditure of public funds are examples of pre-numbered forms. Banks and retail chains will also play a crucial role in the last round of cash withdrawal from circulation. Pre-numbered Forms include receipt books, license books, Local Purchase Orders (LPO), payment requests, and any other pre-numbered document used in the receipt or expenditure of public funds.

To know more about pre-numbered forms visit the link

https://brainly.com/question/14287343

#SPJ4