sandra has a young child and would like to set money aside for her college education. which type of savings option should sandra choose? basic savings plan

The advantages of using CRM software for a company are : Helps make it easier to target specific customers, Reduces advertising costs and Improves the use of the customer channel.

Customer Relationship Management (CRM) refers to the methods that businesses use to manage customer interactions and relationships with the goal of increasing customer satisfaction, loyalty, and profitability.

There are many advantages of using CRM software for a company, including the following:

All of the above are the effects of CRM on a company.

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Answer:

complement goods are goods that are consumed together. if the price of coffee falls, the quantity for demanded of coffee would rise. this is in line with the law of demand which says that the higher the price, the lower the quantity demanded and the lower the price the higher the quantity demanded. if the quantity demanded of coffee increases, the quantity demanded of milk would rise also. this would lead to an increase in equilibrium quantity of milk.  the demand curve of milk will shift to the right while the supply curve would remain unchanged. this would lead to the demand  outstripping the supply. when demand outstrips supply, equilibrium price would rise.

so an increase in the price of coffee would increase the equilibrium price and quantity of milk

Explanation:

Answer:

The correct option is;

The company's Financial Books

Explanation:

In order to effectively and clearly let interested parties access pertinent information about a company, financial books are kept which show the companies economic performance and its position related to financing. Information about a company can be located in financial statements including shareholders equity, cash flow statements, income statements and balance sheets.

Answer:

rat

Explanatio

Answer:

the answer is B and D

The given statement-''entrepreneurs erect roadblocks that prevent them from being creative'' is False because Entrepreneurs do not typically erect roadblocks that prevent them from being creative.

In fact, creativity is often seen as a vital characteristic and skill for entrepreneurs. Entrepreneurship involves identifying opportunities, developing innovative ideas, and finding unique solutions to problems. Creativity allows entrepreneurs to think outside the box, come up with new products or services, and differentiate themselves in the market.

While entrepreneurs may face various challenges and obstacles along their entrepreneurial journey, these challenges often stimulate their creativity and problem-solving abilities. Entrepreneurs actively seek ways to overcome obstacles and find creative solutions to move their ventures forward.

It is important to note that individual entrepreneurs may differ in their approach to creativity and problem-solving.

Some entrepreneurs may embrace and encourage creativity, while others may face personal or organizational roadblocks that hinder their creative thinking. However, as a general statement, entrepreneurs are known for their ability to be creative and find innovative ways to succeed in the business world.

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Goodwill is an intangible asset is recorded only as part of the acquisition of another company.

Goodwill is organically created and not considered an asset from an accounting perspective unless it is acquired after the acquisition of another firm. When one business acquires another for a sum more than the sum of the business's net assets, goodwill is bought.

Acquisition Assets that should be categorized as intangibles under GAAP include, but are not limited to, goodwill, patents, franchises, trademarks, tradenames, copyrights, and other assets that resulted from the acquisition.

Intangible assets are recognized by the buyer in an asset purchase transaction if they satisfy the FASB Concepts Statement 5 asset recognition requirements. But in corporate mergers, if the intangible assets are traceable and separate, the acquirer values them at fair value.

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The equity amount used in the weight calculation should be consistent with the total equity as reported in the company's financial statements.

The weights used in the WACC calculation should be consistent with the financial data used in the analysis. For example, if the cost of debt is based on the interest rate on the company's outstanding debt, the corresponding debt amount used in the weight calculation should also be based on the outstanding.

The weights used in calculating the Weighted Average Cost of Capital (WACC) represent the proportion of a company's financing that comes from different sources. Typically, these sources include debt and equity, but other forms of financing, such as preferred stock, may also be included.

The weights used for the WACC calculation can be determined based on either the market value or the book value of each source of financing. The market value of a company's financing represents the current market price of its equity and the present value of its debt. The book value, on the other hand, represents the value of the financing as reported in the company's financial statements.

The choice between using market value versus book value weights in the WACC calculation depends on the specific circumstances of the company and the purpose of the analysis. In general, market value weights are considered more appropriate because they reflect the current market prices and investor perceptions of the company's financing. However, there are some situations where book value weights may be more appropriate, such as when the company has a stable capital structure and its market value and book value weights are similar.

To calculate the market value weights, the market value of equity is divided by the sum of the market value of equity and the market value of debt. To calculate the book value weights, the book value of equity is divided by the sum of the book value of equity and the book value of debt.

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As a general matter, banks are high leverage and low margin entities. Their capital levels are generally in the area of percentage of  8% assets under Basel III.

Investors view a bank's net worth or equity value as being the difference between its assets and liabilities, or bank capital. The asset component of a bank's capital is made up of cash, bonds, and loans with interest for e.g., mortgages, letters of credit, and inter-bank loans. The liabilities portion of a bank's capital includes loan-loss reserves and any outstanding debt. The amount by which creditors would still be paid if a bank had to liquidate its assets is known as capital.

Tiers of regulatory bank capital are established by Basel III. They are based on a bank's subordination and its capacity to absorb losses, with a clear separation between capital instruments used when the bank is still solvent and those used after it declares bankruptcy. The book value of common shares, paid-in capital, and retained earnings less goodwill and any other intangibles make up common equity tier 1 (CET1). CET1 instruments must be of the highest subordination and lack maturity.

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Ray should follow the advice of his colleague - Yes, the husband should be included because the family's adjustment affects the success of an assignment.

What do HR managers do all day?

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As a car dealer, i will respond by saying the three cylinders on the rogue vc-turbo engine will be fuel-efficient and might behave less power-torque ability.

A three cylinders engine is a type of vehicle engine that have a three column chamber for combustion which is different from the popular 4 cylinders engines.

In conclusion, i will respond by saying the three cylinders on the rogue vc-turbo engine will be fuel-efficient and might behave less power-torque ability.

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Answer:

.Share that 3-cylinder engines are available from other manufacturers, including Ford, BMW, and MINI.

.Have your customer forcefully accelerate during the Demonstration Drive to experience the power.

.Explain that the technology allows the 3-cylinder VC-Turbo to produce excellent power and outstanding fuel economy.

Explanation:

Answer:

Consumer Want or Need: My family wants to purchase a new refrigerator because our current one is old and does not function properly.

Consumer Strategies: To find the best product to meet our need, we will use several consumer strategies, including:

a

b. Store Visits: We will visit different appliance stores to see the refrigerators in person and ask questions from the sales representatives. This strategy will help us assess the physical features and functionalities of the refrigerators and enable us to make informed decisions.

c. Recommendations: We will ask for recommendations from friends and family who have purchased refrigerators recently. This strategy will help us gain valuable insights and advice from people we trust.

Buying Process:

a. Need Recognition: The need recognition stage involves identifying the problem or need that the refrigerator will address. In this case, our old refrigerator is no longer functioning correctly.

b. Information Search: During this stage, we will use the consumer strategies mentioned above to gather information about the different types of refrigerators available, their features, and prices.

c. Evaluation of Alternatives: We will compare the features and prices of the refrigerators we have researched and visited in person to evaluate the alternatives that best meet our needs.

d. Purchase Decision: Once we have evaluated the alternatives, we will make a purchase decision based on our evaluation criteria, including quality, price, and availability.

e. Post-Purchase Evaluation: After purchasing the refrigerator, we will assess its performance to ensure that it meets our expectations.

Consumer Protection Agency: In case of any potential consumer complaint resulting from this purchase, the best-equipped federal agency to handle the issue is the Federal Trade Commission (FTC). The FTC is responsible for protecting consumers from fraudulent, deceptive, and unfair business practices. In the event of a dispute, the FTC could help us file a complaint against the manufacturer or retailer and take appropriate action to resolve the issue. The FTC can also provide valuable advice on consumer rights and protections. Locally, we may also contact our state Attorney General's office, which has similar functions and responsibilities for consumer protection.

Explanation:

This answer explains how to identify a consumer's want or need, the strategies to find the best product or service, the stages of the buying process, and the appropriate consumer protection agency.

Consumer Want or Need: An example of a consumer want or need for my family is a new laptop.

Consumer Strategies: To find the best laptop, I would use consumer strategies such as conducting online research, reading reviews, comparing prices and specifications, and seeking recommendations from friends or experts.

Stages of the Buying Process: The stages of the buying process for a laptop would include problem recognition (realizing the need for a new laptop), information search (researching different brands and models), evaluation of alternatives (comparing features, prices, and warranties), purchase decision (selecting and buying the chosen laptop), and post-purchase evaluation (assessing the laptop's performance and satisfaction).

Consumer Protection Agency: In the United States, the Federal Trade Commission (FTC) is the federal consumer protection agency that can handle potential consumer complaints resulting from this laptop purchase. The FTC can investigate deceptive or unfair business practices, provide educational resources, and take legal action if needed.

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Answer:

A. It can be tempting to overspend.

Explanation:

Option (c), Job rotation, an alternative to job specialization, has likely been employed in job design to address the issues with excessive job specialization, according to the range of duties carried out by genealogists at ancestry as detailed in the article.

Employees are trained in advance by managers so they can rotate jobs and gain a variety of skills and experiences. It is necessary for someone to fully develop. Also, they are aware of the problems other departments are experiencing and attempt to adapt to or address them.

Employment specialization was initially replaced by job rotation, job enlargement, and job enrichment. The five aspects of skill diversity, task identity, task relevance, autonomy, and feedback are said to boost a job's capacity to motivate personnel.

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Answer:

B 240

Explanation:

The specific advancement topics discussed at a professional or technical conference would depend on the conference's focus and objectives, as well as the target audience and industry sector being addressed.

Assuming you are referring to a professional or technical conference, the specific advancement topics discussed may vary depending on the theme and focus of the conference. Some common advancement topics that may be discussed at a professional or technical conference could include:

Advances in technology and innovation

New research and development in the industry

Emerging trends and best practices in the field

Changes in regulations or policies that impact the industry

Strategies for improving operational efficiency and performance

Case studies and real-world examples of successful projects and initiatives

Professional development and skills training

Networking and collaboration opportunities

Global market trends and their impact on the industry

Sustainability and environmental initiatives.

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Hunter wants to buy his wife a diamond ring on the occasion of their silver wedding anniversary. He started making monthly deposits of R1,500, earning an annual interest rate of 9.30%, compounded monthly. He increased the amount to R2,500 after making 11 deposits. Now, the question asks about the amount that will be available to him just before his anniversary to buy the diamond ring.

As given, Hunter started making the deposits 20 months away from his silver wedding anniversary. Since he started depositing 20 months before the anniversary, he made 20 months of monthly payments before he increased his payment to R2,500.So, he made 11 payments of R1,500 and 9 payments of R2,500.Number of payments, n = 11 + 9 = 20Monthly deposit, PMT = R1,500 (for first 11 months), then R2,500 (for next 9 months)Annual interest rate, r = 9.30% compounded monthly Let's calculate the Future Value (FV) of the annuity of PMT for 20 months: FV = PMT x [{(1 + r)ⁿ - 1} / r]FV = R1,500 x [{(1 + 0.093 / 12)²⁰ - 1} / (0.093 / 12)]FV = R1,500 x [{(1.00775)²⁰ - 1} / 0.00775]FV = R1,500 x 41.9205FV = R62,880.75This amount will be available to Hunter just before his anniversary to buy the diamond ring.

Therefore, the answer is A. R41 921,42.

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Since the tax return is amended, payments must be made based on the amended returns.

A tax is a compulsory fee or financial charge imposed by a government on a person or an entity in order to raise money for public works projects that provide the greatest infrastructure and facilities. Afterward, several public expenditure projects are funded using the funds obtained.

It comes from the Latin word taxare, which meaning "to evaluate." The related word "task," which comes from Old French, was previously used in English. For a while, the words "task" and "tax," the first needing labor and the second money, were both often used. The term "tax" later came to indicate something difficult or tiresome.

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The graph  showing economic profits is in the image.

Perfect or pure competition is explained as "a condition in an industry where that industry is composed of many tiny firms providing homogenous products, when there is no barrier to the entry or leave of firms, and when full data is available."

In the short-run, the pure or perfect competition profit of a firm go up to the maximum position in situations where marginal revenues (MR) equals to the marginal cost (MC).

When the price (P) is higher than average cost (AC)  for a given period of time, the firm can generate abnormal or economic profits in the Short run.

The difference between abnormal and normal profit is related to the link between average total cost and average market price, and abnormal profit can only be produced when average revenue is higher than average total cost. It's crucial to keep in mind, though, that not every business has the ability to make earnings that are above average

The characters in the graph stands for:

D = Demand in the market

MR = Marginal Revenue

MC = Marginal Cost

ATC = Average Total Cost

Short Run Profit = ( P - ATC ) × Quantity

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Answer: Visa card

Explanation:

Since Susan has decided that she only needs two credit cards, then she should keep the old Navy card she got her last year of high school and the Mastercard that she opened last month which has no annual fee.

In this case, since she doesn't use the Visa card that she got while in college and th e card pays an $50 annual fee for benefits that she doesn't use that much, thus means that the card isn't beneficial to her. Therefore, she should get rid of the Visa card.

Answer:

A

Explanation:

Anika, a division manager, is purchasing materials to ensure she has enough to meet customers' demands. Anika is engaging in the directing function. Thus, the correct option is B.

Directing function can be said to be a process in which the managers instruct, guide, and oversee the performance of all the workers of the organization to achieve predetermined goals. Directing function is said to be the heart of the management process in an organization. Planning, organizing, staffing have got no importance if the direction function does not take place properly.

There are four primary elements of the directing function which include supervising, motivating, leadership, and communication. The importance of Directing function include initiating actions, ensures co-ordination, improves efficiency, facilitates change and assists stability and growth.

Therefore, the correct option is B.

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Answer:

In brief an overspeed failure on a big steam or gas turbine is one of the most frightening industrial accidents.

A turbine overspeed accident can be caused by a lightning-induced power surge, a fouled pilot valve, an electrical fault, operator failure, or any of a few dozen other problems.

The trip mechanisms on most turbines are required by law to be tested periodically.

Explanation:

Answer:

Yes this could be counted as GDP

Explanation:

Answer:

Coati o Mapache mexicano

Tecolote

Lobo mexicano

Vaquita marina

Perrito de la pradera mexicano (Cynomys mexicanus)

Amazona o lobo de cabeza amarilla

Ajolote

Tortuga marina

Ocelote

Quetzal

PLANTAS:

Nochebuena

Cempasúchil

Zapatilla de Venus

Magnolia pacífica

Peyote

Peyotillo

Nopal Cardon

Dalia

Agave

Biznaga

Espero haberte ayudado :)

Answer:

A.

Explanation:

Answer:

Explanation:

What is it? - The Academy of Business and Marketing Management provides students with a small learning community based on common interest to graduate from high school prepared for post-secondary education and careers in the business and marketing fields.    

(How it can help you) -The Business Academy equips students with the skills, Character traits and knowledge to be successful in ever-changing professional work environments with pathways focusing on accounting, finance, marketing, business management, architecture culinary and cosmetology.  

          Our initial decisions in the job, health insurance, or where to live either have a positive impact or negative impact on our overall health status to the rest of the months in a way we did not expect.

Decision-making is defined in psychology as the intellectual and mental process that leads to the choosing of a belief or a plan of action from among multiple available alternatives.

However, our initial decision, i.e. our first decision in deciding

Has either a positive or negative impact on our overall health and mental status for the rest of the months in a way we did not expect.

This is because if we engage in a job we did not like to do or the gross income is low, it will affect the rest of our natural life negatively.

Similarly, if the place we chose to reside is far away from our workplace, the stress might be too much during the process of getting down to the workplace.

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Answer:

it impact cause it will be frustraded and sometimes proud.

Explanation:

The given situation would be classified as a weakness (W) for the company in the SWOT analysis, as the CEO has 30 years of experience but the rest of the executive team has an average lesser than two years each in the industry.

A SWOT analysis is a widely used strategic planning tool that helps organizations identify and assess their internal and external factors that can affect their performance. It comprises four elements, namely strengths (S), weaknesses (W), opportunities (O), and threats (T).

In the given situation, the CEO's 30 years of industry experience is a strength for the company. However, the fact that the average experience of the rest of the executive team is less than two years each in the industry is a weakness.

This weakness could lead to inadequate knowledge and understanding of the industry, which could adversely affect the company's ability to make informed decisions and compete effectively with other market players.

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