Answer:
The accountant federation
Your credit score is not associated with:
A. securing a home loan.
B. getting approved to rent an apartment.
C. being hired by a hiring manager.
D. an increase in salary.
Your credit score is not associated with:D. an increase in salary.
What is credit score?A credit score can bne described as the numerical expression which is been done conwidering some level analysis of a person's credit files which help to know more about the person.
It should be noted that this help to know the creditworthiness of an individual and it help to know aboput te financial capacity of a person, it can be a determinant when one is trying to secure a loan for home as well as when one is trying to rent something on credit.
Therefore, option D is correct.
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"A customer's short margin account shows the following balances: Credit Balance: $120,000 SMV: $60,000 SMA: $30,000 What would the adjusted SMA balance be in the account after a short cover of 100 shares of MMM stock at $100 in the account?"
Answer:
$35,000
Explanation:
Calculation for adjusted SMA balance .
First step
Short cover =100 Shares × MMM stock $100
=$10,000
Second step is to find the 50% of the amount of $10,000
50%×$10,000
=$5,000
Third step is to calculate for adjusted SMA balance
Adjusted SMA balance=$SMA $30,000 +$5,000
Adjusted SMA balance=$35,000
Therefore the Adjusted SMA balance will be $35,000
______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
In Year 1, Kane's residence had an adjusted basis of $250,000 and it was destroyed by a tornado (in a federally declared disaster area). An appraiser valued the decline in market value at $425,000. Later that same year, Kane received $200,000 from his insurance company for the property loss and did not elect to deduct the casualty loss in an earlier year. Kane's Year 1 adjusted gross income was $100,000. What total amount can Kane deduct as a Year 1 itemized deduction for casualty loss, after applying any limitations?
Answer:
The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.
Explanation:
According to the Internal Revenue Service (IRS), Disaster Area Losses in a federally declared disaster refers the occurrence of a disaster in an area that the President has declared to be eligible to enjoy federal assistance under the Robert T. Stafford Disaster Relief and Emergency Assistance Act.
Since Kane's residence falls into the category of personal-use property or it is not totally destroyed, the amount of loss of the property is the lesser of the adjusted basis of the residence, $250,000, and the decline in market value determined by the appraiser, $425,000. Based on this, the amount of loss of the residence is $250,000.
The total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss can therefore therefore be calculated as follows:
Particulars Amount ($)
Loss amount 250,000
Amount from insurance (200,000)
Loss of the Taxpayer's 50,000
Deduct $100 (100)
Eligible Loss 49,900
Limitation of 10% annual gross income (10,000)
Loss to be deducted 39,900
Therefore, the total amount that Kane can deduct as a Year 1 itemized deduction for casualty loss is $39,900.
A 6.60 percent coupon bond with 15 years left to maturity is priced to offer a yield to maturity of 7.4 percent. You believe that in one year, the yield to maturity will be 6.9 percent. What is the change in price the bond will experience in dollars?
Answer:
The price will increase by $44.67
Explanation:
Price of the bond now
Use following formula to calculate the price of the bond
Price of the Bond = C x [ ( 1 - ( 1 + r )^-n ) / r ] + [ F / ( 1 + r )^n ]
Where
F = Face value of the bond = $1,000
C = Coupon payment= $1,000 x 6.60% = $66
n = Number of periods = 15 years
Market Rate = 7.4% annually
( Assumptions:
Face value of the bond is $1,000
Coupon payments ares made annually )
Placing values in the formula
Price of the Bond = $66 x [ ( 1 - ( 1 + 7.4% )^-15 ) / 7.4% ] + [ $1,000 / ( 1 + 7.4% )^15 ]
Price of the Bond = $928.94
Now calculate the price after one year
Where
F = Face value of the bond = $1,000
C = Coupon payment= $1,000 x 6.60% = $66
n = Number of periods = 15 years - 1 = 14 years
Market Rate = 6.9% annually
( Assumptions:
Face value of the bond is $1,000
Coupon payments ares made annually )
Placing values in the formula
Price of the Bond = $66 x [ ( 1 - ( 1 + 6.9% )^-14 ) / 6.9% ] + [ $1,000 / ( 1 + 6.9% )^14 ]
Price of the Bond = $973.61
Change in price = $973.61 - $928.94 = $44.67
What is TRUE about standards that are used to evaluate employee job performance?
Standards used to evaluate employee job performance should be clear, specific, measurable, and objective.
Standards to evaluate employee -They should be based on the job description and expectations for the role. The standards should also be communicated to employees in advance so they know what is expected of them. Additionally, standards should be applied consistently across all employees to ensure fairness and avoid bias. Finally, standards should be reviewed regularly to ensure they are still relevant and effective in evaluating job performance.
The Fair Labor Standards Act (FLSA) is a United States law designed to protect workers from certain unfair wage practices. As such, the FLSA establishes various labor regulations related to interstate employment in commerce, including minimum wages, overtime pay requirements, and restrictions on child labor.
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.If a firm has already paid an expense or is obligated to pay one in the future, regardless of whether a particular project is undertaken, that expense is a
committed cost
complementary cost
obligated cost
sunk cost
The expense you are referring to, which has already been paid or is obligated to be paid in the future regardless of a project's outcome, is called a sunk cost. Option D is answer.
Sunk costs are costs that have already been incurred and cannot be recovered, regardless of the decision made regarding the project. These costs are not relevant to future decision-making because they are irretrievable.
Committed costs, on the other hand, refer to costs that a firm is contractually obligated to pay in the future as a result of a prior commitment or agreement. These costs are typically associated with ongoing contracts or long-term obligations and are relevant to decision-making as they represent future cash outflows.
Complementary costs are costs that are incurred in addition to the main cost. They are necessary expenses that are incurred to support or accompany the primary cost.
Obligated costs are costs that a firm is legally or contractually bound to pay. These costs arise from obligations or commitments, such as contracts, agreements, or legal requirements.
In summary, while the expense you mentioned can be considered an obligated cost, it specifically falls under the category of a sunk cost (option D).
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how might you use your knowledge of taxes to make sound financial decisions?
Answer: If you know about taxes you can make better financial descisions because most descisions are made thru taxes. Taxes are numbers and stats that allow us to determine whether or not to buy something.
Explanation:
taxes also show how inflated a market is
What are two methods that you might use
to grow and develop your career?
Answer:
Some things you may need are staying focused a good speaking or and a good colloge are just a few thing you may need to grow nad expand your career and good people around you
Explanation:
Which of the following is a cost, or consequence, of choosing an investment account, such as a CD, over a traditional savings account?
Investments will typically earn a higher rate of interest.
Investments usually limit access to the deposited funds.
Investments that lose value can reduce credit scores.
Investments offer greater security from fraud and theft.
Option B. The consequence of choosing the investment is that Investments usually limit access to the deposited funds.
What is an investment?A purchase made with the intention of creating income or capital growth is known as an investment. An asset's value increasing over time is referred to as appreciation. When a person invests in a good, they do not intend to utilize it as a source of immediate consumption, but rather as a tool for future wealth creation.
Investments are financial commitments made to acquire assets in the hopes that their value would rise over time. Investment necessitates the loss of a current resource, such as time, money, or effort. In the world of finance, investing is done in order to profit from the asset being put to use.
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Answer:Which of the following is a cost, or consequence, of choosing an investment account, such as a CD, over a traditional savings account?
Investments will typically earn a higher rate of interest.
Investments usually limit access to the deposited funds. <======
Investments that lose value can reduce credit scores.
Investments offer greater security from fraud and theft.
Explanation:
The buyer of an industrial complex wants the broker to place the earnest money in an interest bearing account. The broker does this, clearly identifying all parties who are to receive the interest and the date the earned interest is to be disbursed. With only the verbal consent of the buyer, he places the money in an insured account in a depository in Florida. When the time comes to disburse the account, the broker will write a check to the buyer for the interest as the buyer agreed. Which statement describing this situation applies?
Answer:
Explanation:
In this situation, the statement that would best apply would be that the broker does not have the right to ever use an interest-bearing account under Florida Real Estate laws. Since Florida Real Estate laws specifically prohibit a broker from placing a clients money in an interest account then the broker in this scenario is breaking the law and can have his real estate license taken away as well as being fined.
combinations inside the production possibilities frontier are:multiple choice question.a. possible but inefficient.b. impossible and inefficient.c. impossible but efficient.d. possible and efficient.
Combinations inside the production possibilities frontier are possible but inefficient.(A)
The production possibilities frontier (PPF) represents the maximum output combinations an economy can achieve when utilizing its resources fully and efficiently. When a combination is inside the PPF, it means that not all resources are being used to their full potential or there is inefficient allocation.
As a result, the economy can produce more goods without sacrificing the production of another good, indicating inefficiency. Combinations on the PPF are considered efficient, while those beyond the PPF are impossible to achieve with the current resources and technology.(A)
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Companies with multiple products commonly use _____ departments. a. function b. product or service c. customer d. territory e. matrix.
Companies with multiple products commonly use product or service departments. These departments are organized according to the different products or services offered by the company. Each department is responsible for managing the development, production, marketing, and sales of its respective product or service.
This structure allows for greater specialization and expertise within each department, as well as increased efficiency and productivity. Additionally, it helps to ensure that each product or service receives the appropriate attention and resources necessary for success. In contrast, functional departments are organized according to the different functions of the company, such as finance, human resources, and marketing, and are not specifically focused on individual products or services.
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distinguish between capital intensive and labour intensive
answer:
capital intensive
— industries require a greater amount of machinery to produce the product
labour intensive
— product requires a larger amount of human labor to bring it off
explanation:
ex:
capital intensive
— telecommunications, airlines, automobile manufacturing, oil production
labour intensive
— food service, hospitality, public education, agriculture
credits: online search!
Kate likes to draw and is quite good at it. She's also enjoyed photography classes and has a good eye. While she loves her artwork, she is looking for a stable career option. Which career should she choose and why?
Answer:
food
Explanation:
because
Answer:
peeee
Explanation:
peeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeeee
The demand curve for money shifts to the right when:________
The demand curve for money shifts to the right when money demand decreases.
What happens to the interest rate when money demand decreases?
The quantity of money demanded at a certain interest rate is represented by the money demand curve. Because the demand curve for money slopes downward, people will opt to keep less of their wealth in the form of cash if interest rates on bonds and other alternative investments rise.
The central bank manages the money supply and does business with other organisations. This interaction is a hallmark of the money market and may be shown as a supply curve.
The supply and demand for money in a country are represented by the money market, a kind of economic model. Money, including cash and checking and savings accounts, is a need for both individuals and organisations.
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analyse the impact to jlr of using a flow production process when manufacturing cars
The fundamental benefit of flow manufacturing is that it can produce mass-market goods more quickly, more affordably, and with less effort. High upkeep and initial costs are the biggest drawbacks.
Why do autos use flow production?
Flow manufacturing, also known as mass production, involves adding doors, motors, bonnets, and wheels to a chassis as it travels down an assembly line similar to those used in auto manufacturers. It is suitable when businesses want to make a large number of identical things. A well-known methodology for converting conventional functional layout into product-oriented layout is production flow analysis (PFA). The technique finds production cells naturally occurring collections of workstations that can quickly complete parts and components with streamlined material flow by using part routings.
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Marigold Corp. issued $97000 of ten-year, 8% bonds that pay interest semiannually. The bonds are sold to yield 6% One step in calculating the issue price of the bonds is to multiply $7760 by the table value for 10 periods and 8% from the present value of an annuity table. multiply $7760 by the table value for 20 periods and 4% from the present value of an annuity table. multiply $7760 by the table value for 20 periods and 3% from the present value of an annuity table. none of these answers is correct.
None of these option is correct .
To calculate the issue price of the bond , you need to use the present value of an annuity formula, not the present value of a single sum.
Additionally, the interest rate and number of periods should correspond to the terms of the bond.
In this case, the calculation would be to multiply $7,760 by the table value for 20 periods and 3% from the present value of an annuity table. This is because the bond has a ten-year term, which corresponds to 20 periods (since interest is paid semiannually), and the yield to maturity is 6%, not 8%.
Using the present value of an annuity table, you would find the appropriate factor for 20 periods and 3%. Multiplying this factor by $7,760 would give you the issue price of the bonds.
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The difference between a financial aid package and total cost of collage can be made up by ______.
A: reapplying with different family contributions
B: signing up for fewer classes a semester
C: personal savings and student loans
D: going to a college with lower tuition costs
The difference between a financial aid package and total cost of collage can be made up by personal savings and student loans.
Financial aid is referred to any form of funding which tends to help one in paying for for college, such as a loans, grant, scholarships or work-study programs. So, for most of the students, financial aid is essential to making college affordable.
It is estimated that about two thirds of college students receive financial aid based on their family's financial circumstances. So, here it is important that the difference between a financial aid package and total cost of collage can be made up by personal savings and student loans.
Hence, option C is correct.
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an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
When a company purchases equipment, what account is credited in the
journal entry for this transaction?
A. Sales
B. Equipment
C. Depreciation
D. Cash
Answer: Cash.
Explanation: Cash is credited in the journal entry, because the asset cash decreases. (I know, it seems backwards and it’s hard to wrap your brain around it.)
under the texas constitution, the power to tax resides with
A authority to levy and collect taxes was granted to Congress by the Constitution.
A government's capacity to levy and collect taxes is known as its taxing authority. In addition to being able to levy and collect taxes, imposts, excise taxes, and tonnage fees, Congress also has the authority to borrow money against the government's assets to pay off debts, fund the nation's common defence, and promote overall prosperity. All other forms of governmental action are made feasible by taxes, or more specifically, the money they generate. The power of the purse—the authority to levy taxes and spend public funds—is granted to Congress, and especially the House of Representatives.
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Fill in the blank. Joaquin, a sales manager, is using________ when he sends his employees text messages about new leads. options: verbal communication, the ladder of inference, nonverbal communication, supportive communication
Joaquin, a sales manager, is using supportive communication when he sends his employees text messages about new leads.
Supportive communication refers to the use of messages that convey empathy, understanding, and encouragement, aiming to create a positive and supportive work environment. By sharing information about new leads through text messages, Joaquin is not only keeping his employees informed but also showing support for their work and efforts. This type of communication can boost morale, enhance team spirit, and foster a sense of collaboration among the sales team.
Supportive communication is essential in a professional setting as it helps build strong relationships, promotes open communication, and contributes to overall team productivity. By utilizing text messages, Joaquin ensures that his employees receive timely information, allowing them to follow up on potential leads promptly. Moreover, text messages can be easily accessed and referred to, providing a written record of the leads discussed.
This form of communication also allows employees to ask any questions or seek clarification, fostering a sense of transparency and trust within the team. Joaquin's choice to use supportive communication through text messages effectively combines convenience, information sharing, and encouragement to enhance his team's sales performance.
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the amount of goods and services you can buy with a dollar in the global market ______.
The amount of goods and services you can buy with a dollar in the global market increases with a rising dollar value.
What occurs when the Fed raises the money supply?When an economy's money supply expands more quickly than its capacity to generate goods and services, inflation results. A rise in the money supply has two effects: it lowers interest rates, which encourage investment, and it puts more money in the hands of consumers, which makes them feel wealthier and encourages consumption.
Inflation is a possibility when the Federal Reserve expands the money supply. Prices will almost always go up, the cost of commodities will fluctuate, and inflation is almost certain. Short-term interest rates are lowered by an increase in the money supply. This reduced cost of borrowing money encourages investment spending and moves the AD curve to the right.
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Answer:
increasing with a rising doller value
Explanation:
Zainab is researching whether a Poisson process would be a suitable model for vehicle breakdowns on a busy motorway. For weekdays across one month, she collects data on the number of breakdowns each hour on the motorway, over a specific time period, between 10.00a.m. and 2.00 p.m. (a) With reference to one of the assumptions underlying a Poisson process, give a possible reason for why Zainab has restricted her study to vehicle breakdowns at a particular time of day. (b) Zainab enters her data into Minitab and calculates the following summary statistics for the number of breakdowns occurring each hour. Do the summary statistics support the Poisson process as a model for the data? Justify your answer. Statictirc (c) Based on the data collected, Zainab assumes that on average, two breakdowns occur per hour on the motorway. (i) Calculate the probability that there will be fewer than three breakdowns between 10.30 a.m. and 12.30 p.m. (ii) Calculate the probability that the interval between two successive breakdowns is less than 30 minutes.
(a) The reason why Zainab has restricted her study to vehicle breakdowns at a particular time of day is that a Poisson process assumes that the rate at which events occur should be constant over time. Therefore, Zainab has restricted her study to vehicle breakdowns between 10:00 a.m. and 2:00 p.m. to make sure the rate of breakdowns is relatively constant.
(b) The summary statistics do support the Poisson process as a model for the data. In a Poisson distribution, the variance should be equal to the mean. In the data provided, the mean is 2.08 and the variance is 2.11, which are very close. The histogram of the data also appears to be Poisson-like. Therefore, we can conclude that the data follows the Poisson distribution.
(c) (i) we need to use the Poisson distribution. The average rate of breakdowns per hour is 2. Therefore, the average rate is 4. The probability of having zero or one breakdown calculated as follows :P(X ≤ 2) = P(X = 0) + P(X = 1) + P(X = 2) where X ~ Poisson (4). Using a Poisson distribution table, we get;(X ≤ 2) = P(X = 0) + P(X = 1) + P(X = 2) = 0.018 + 0.073 + 0.147 = 0.238.(ii) we need to use the exponential distribution. Average time between two successive breakdowns = 60 minutes/2 breakdowns = 30 minutes Therefore, the rate parameter, λ = 1/30. This can be calculated as:P(X < 30) = 1 - e^(-λx) = 1 - e^(-1) = 0.6321 Therefore, the probability that the interval between two successive breakdowns is less than 30 minutes is 0.6321.
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Zainab has restricted her study to a particular time of day to assume that the rate of vehicle breakdowns remains constant during that time period, which is an underlying assumption of a Poisson process.
The probability of having fewer than three breakdowns between 10.30 a.m. and 12.30 p.m. is approximately 0.406 or 40.6%.
The probability that the interval between two successive breakdowns is less than 30 minutes is approximately 0.632 or 63.2%.
How to Solve the Problem?(a) One of the acceptances underlying a Poisson process is that the rate of occurrences occurring inside a given time pause is constant. By confining her study to a particular opportunity of day, between 10.00 a.m. and 2.00 p.m., Zainab is provided that the traffic conditions, driver performances, and other determinants that contribute to boat breakdowns remain almost constant all the while this time period. This presumption allows her to treat the dossier as a Poisson process.
(b) To determine if the summary enumerations support the Poisson process as a model for the data, we need to analyze if certain environments are met. The key conditions for a Poisson process are:
The occurrences occur alone.The average rate of events is perpetual over time.The expectation of more than individual event occurring in an infinitesimally insignificant interval is insignificant.If Zainab's data answer these conditions, it would support the Poisson process model.
(c) (i) To reckon the probability of less than three breakdowns between 10.30 a.m. and 12.30 period after 12 noon and before sunset, we can use the Poisson distribution. The average rate of breakdowns is given as two per time.
Let's denote the haphazard variable X as the number of breakdowns all the while this time ending. The parameter λ (lambda) shows the average rate of breakdowns, which is 2.
Using the Poisson distribution recipe, the probability maybe calculated in this manner:
P(X < 3) = P(X = 0) + P(X = 1) + P(X = 2)
P(X = k) = (e^(-λ) * λ^k) / k!
P(X < 3) = (e^(-2) * 2^0) / 0! + (e^(-2) * 2^1) / 1! + (e^(-2) * 2^2) / 2!
Calculating this expression, we find:
P(X < 3) = 0.406
Therefore, the expectation of having minor than three breakdowns between 10.30 a.m. and 12.30 p.m. is nearly 0.406 or 40.6%.
(ii) To calculate the expectation that the interval middle from two points two successive breakdowns is inferior 30 minutes, we need to feel the exponential distribution, that is often guide the interarrival times in a Poisson process.
In a Poisson process, the interarrival periods follow an rapid change distribution accompanying a rate parameter (λ) equal to the average rate of occurrences.
The average rate of breakdowns is given as two per period. Since the exponential disposal is defined in agreements of the rate parameter, we can reckon the probability as follows:
P(break < 30 minutes) = 1 - e^(-λt)
place t is the time in hours. In this case, t = 0.5 (30 proceedings is half an hour).
P(pause < 30 minutes) = 1 - e^(-2 * 0.5)
Calculating this verbalization, we find:
P(interval < 30 minutes) = 1 - e^(-1)
Using the rapid change distribution, this odds is approximately 0.632 or 63.2%.
Therefore, the feasibility that the interval betwixt two successive breakdowns is inferior 30 minutes is approximately 0.632 or 63.2%.
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Tell me ten different things a person would need a credit score for? WILL MARK BRAINLIEST DUE TODAY PLEASE HELP 50 POINTS
what can be the scopes of technicians
Answer:
Technicians are skilled workers that work with complex systems or perform highly technical mechanical or diagnostic tests. Depending on the field, technicians may work independently or under the direction of a professional. Technicians can work indoors or might spend most of their time outside.
the discount rate is part of fiscal policy and is defined as the interest rate charged by a federal reserve bank on short-term loans to commercial banks. true or false?
The given statement that states that the discount rate is part of fiscal policy and is defined as the interest rate charged by a federal reserve bank on short-term loans to commercial banks is false.
What is the fiscal policy?Fiscal policy is the part of economic policy that determines how the government manages the economy by adjusting spending levels and tax rates. Fiscal policy is frequently used in tandem with monetary policy, which influences the supply and demand of money.
The interest rate charged by a federal reserve bank on short-term loans to commercial banks is the discount rate, which is part of monetary policy, not fiscal policy.
In response to economic changes, central banks such as the Federal Reserve utilize monetary policy to regulate the money supply, regulate interest rates, and promote economic growth and stability.Therefore, the given statement is false.
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A(n) is a general belief about a person or group of people that may not be true.
prestige
b culture
c. occupation
d stereotype
Answer:
Stereotype
Explanation:
Trust.
Which of the following expressions is equal to the total proceeds of a mutual fund? a. Net assets times number of shares b. Net asset value times number of shares c. Offer price times number of shares d. Profit minus investment.
There are different types of funds. The expressions is equal to the total proceeds of a mutual fund net is the asset value times number of shares.
A mutual fund is known to be a type of financial tool that is made up of a combination of money collected from many investors to invest in securities such as stocks, bonds, money market instruments etc.
A mutual fund's portfolio is known to be well laid out and maintained to meet up with the investment objectives as given in the bronchure. The Net asset value (NAV) is shown by a fund's per share market value.
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Answer: C. offer price times number of shares
hope this helps someone <3