Question 2
Bank Balance Sheet Assets Reserves and cash items Securities Less than 1 year 1-2 years Greater than 2 years Residential mortgages Variable-rate Fixed-rate (30 years) Commerical loans Less than 1 year

A tendency to increase the company's borrowing capacity. This is so that the company's credit rating will improve as a result of the tightening. The purpose of financial ratios in credit rating research is typically to determine if a firm can generate enough cash flow to pay its debts.

Thus, it contrasts two metrics: its capacity for cash generation and its obligations (interest and debt). Credit history, ability to repay, capital, loan conditions, and auxiliary collateral are the five Cs that may be used to measure consumer credit risk.

Pay your bills and debts on promptly, whether you're repaying financial lenders or suppliers. All credit reporting companies look at your credit payback history, so settle your debts early if possible.

To learn more about credit rating, visit:

https://brainly.com/question/25844483

#SPJ4

Based on sociocultural theory, Leadership is best defined by our text as "the ability to influence a group toward the achievement of a vision or set of goals."

Leadership has been found to have some of the following features:

All of the characteristics above are combined by leaders to influence followers toward accomplishing objectives, goals, or a vision.

Hence, in this case, it is concluded that the correct answer is option B. "the ability to influence a group toward the achievement of a vision or set of goals."

Learn more about Leadership here: https://brainly.com/question/12522775

Answer:

gloves i think

Explanation:

2. The four types of economic shifts that the United States has experienced are technological, structural, cyclical, and seasonal shifts.

3. GDP, unemployment rate, rate of inflation, and national debt all provide different indicators of the country's economic health. GDP measures the total value of goods and services produced in the country, unemployment rate shows the percentage of the labor force without a job, the rate of inflation measures the increase in prices of goods and services over time, and national debt reflects the amount of money the government has borrowed to finance its operations.

4. Both individuals and the government influence the economy. Individuals make economic decisions such as buying goods and services and investing their money, which can impact the overall economy. The government can influence the economy through fiscal policy (taxation and spending) and monetary policy (adjusting interest rates and the money supply).

5. The four stages of the business cycle are expansion, peak, contraction, and trough.

6. Yes, cars made in this country by a foreign-owned company would be included in GDP because they are produced domestically.

7. Working at a day-care center would be included in GDP because it is a paid service provided by a business. Babysitting at home would not be included in GDP because it is not an officially recognized economic transaction.

8. People who are unemployed but not looking for work are not included in the unemployment figures because they are not considered part of the labor force.

9. Inflation is especially difficult for retired people because it reduces the purchasing power of their fixed income, making it more difficult to afford basic necessities.

10. Deflation can be a bad thing because it can lead to decreased demand for goods and services, resulting in decreased production and employment.

11. This is not necessarily an example of inflation because the price increase could be due to factors specific to that store or product.

12. There would likely be more personal bankruptcies in the contraction and trough stages of the business cycle. Business formations may be more common in the expansion and peak stages.

13. The standard of living is higher in the United States than in many other countries due to factors such as a high level of education, technological innovation, and a relatively stable political system. The country also has a high level of economic freedom, which allows for greater opportunities for entrepreneurship and innovation.

Answer:

When the buyer proves his creditworthiness

Explanation:

In simple words, the creditworthiness refers to the ability of a borrower to pay back the loan to the lender at the specified time and interest. While taking loan form a financial institution the home buyer first have to prove that he or she is able to pay back the loan taken.

Thus, from the above we can conclude that the correct option is A.

The LP model aims to determine the optimal production mix of drinks A, B, and C using limited supplies of strawberries, grapes, and apples. The objective is to maximize profit while considering the cost of ingredients and the can price per drink.

Let:

x1 = number of cans of Drink A produced

x2 = number of cans of Drink B produced

x3 = number of cans of Drink C produced

The objective is to maximize the profit, which is given by the equation:

Maximize: 1.15x1 + 1.25x2 + 1.20x3

Subject to the following constraints:

Strawberry constraint: 1500lb * x1 + 1500lb * x2 <= 200 tons (converted to lb)

Grape constraint: 1200lb * x2 + 1200lb * x3 <= 90 tons (converted to lb)

Apple constraint: 1000lb * x1 + 1000lb * x2 + 1000lb * x3 <= 150 tons (converted to lb)

Non-negativity constraints:

x1 >= 0, x2 >= 0, x3 >= 0

The LP model aims to maximize the profit by determining the optimal values of x1, x2, and x3 while considering the constraints imposed by the availability of strawberries, grapes, and apples.

The objective function represents the total profit obtained from the production and sale of the drinks, and the constraints ensure that the ingredient usage does not exceed the available supply.

Non-negativity constraints ensure that the production quantities cannot be negative.

Learn more about LP model here:

brainly.com/question/31427876

#SPJ11

Answer:

Trade and Money I think ...

The statement A massive amount of ammonia gas has been accidentally released near your office. You have a room without windows and relatively tightly sealed doors is true as   you should shelter in place if a massive amount of ammonia gas has been accidentally released near your office and you have a room without windows and relatively tightly sealed doors.

Sheltering in place means staying indoors and creating a barrier between yourself and the outside environment to reduce exposure to hazardous material. A room with a tightly sealed door can provide a good barrier against the outside air and help to prevent the entry of hazardous gases.

It is important to follow any instructions given by emergency responders and to stay informed about the situation until it is safe to leave.

To know more about  hazardous material here

https://brainly.com/question/29630735

#SPJ1

Answer: 480 acres

Explanation:

Let's say y is the amount of acres total.

x is the amount of days taken to plow.

Meaning, that 80x = y.

But y also equals 90(x-1)+30. They plowed 90 acres a day for one less day, and then on the last day, they only had to plow 30 acres.

Substitute out the y. 80x = 90x - 90 + 30

Simplify and solve: 80x=90x-60, 10x=60, x=10

Don't forget to multiply x by 80 for the total number of acres plowed.

When the first-place team visits another team's stadium for a game, prices for seats to that game rise. This is called yield management pricing.

Price refers to the money that needs to be paid for acquiring any product or service.

When different seats are priced differently, it is known as yield management pricing. In simple words, it is a variable pricing strategy that is based on understanding, anticipating, and influencing consumer behavior for profit maximization.

So, when the first place team visits another team's stadium, prices for seats to that game rise is known as yield management pricing.

Learn more about Price here:

https://brainly.com/question/19091385

#SPJ1

If the buyers pay a majority of the tax on books, it indicates that the demand for books is relatively inelastic.

This means that the buyers are willing to pay a higher price for books even after the tax is imposed. On the other hand, if the sellers bear most of the tax burden, it implies that the demand for books is relatively elastic.

In this case, the buyers are not willing to pay a higher price for books, and the sellers have to absorb most of the tax themselves, which can reduce their profit margins. The extent to which buyers and sellers bear the tax burden is determined by the elasticity of demand and supply for books, respectively.

For more questions like Demand click the link below:

https://brainly.com/question/29761926

#SPJ11

True, ERP systems have various components, and production and materials management is one of them. Demand forecasting, production scheduling, job cost accounting, and quality control are among the responsibilities that these components perform in terms of production planning and execution.

Management of production and materials Demand forecasting, production scheduling, job cost accounting, and quality control are all duties that are handled by ERP components. These components are crucial for efficient operations and resource management within an organization.

To Know more about ERP systems

https://brainly.com/question/30086499

#SPJ11

Answer:between 10 and 30 percent

Explanation:

(a) The term referring to representing oneself as 3D graphics in the virtual world of Meta is "avatar." An avatar is a digital representation of a user in a virtual environment. In this case, ABC company is looking to create a 3D graphical representation of itself in the Meta virtual world.

(b) ABC company is pursuing the concept of "virtual reality" (VR) to create simulation, interaction, immersion, and telepresence experiences in computer usage. (c) One example usage of utility computing is cloud computing services, where users can access and utilize computing resources, such as processing power, storage, and software applications, on-demand over the internet.  (d) If the AND condition is used to specify two criteria in a QBE (Query by Example) form in MS Access, you would expect fewer results to be returned compared to using only one of the two criteria.  (e) To implement the logic using the IF function in MS Excel, you can use the following formula in a cell: =IF(E1>S, "X", IF(E1<5, "Y", "SAM"))

learn more about:- 3D graphical representation here

https://brainly.com/question/13264354

#SPJ11

There is no benefit of budgeting that is not listed in the given options. Both options mention benefits of budgeting, namely, management can plan ahead and an early warning system is provided for potential problems.

Among the given options, "management can plan ahead" is a benefit of budgeting, while "an early warning system is provided for potential problems" is not a direct benefit of budgeting. Budgeting helps organizations allocate resources, control finances, and set financial goals, but it does not inherently serve as an early warning system for potential problems.

Budgeting is a crucial financial planning tool that helps individuals and organizations to achieve their financial goals and objectives. It allows for the allocation of resources and helps in tracking expenses, revenues, and profits.

To know more about budgeting visit:-

https://brainly.com/question/13806731

#SPJ11

The provided options being the ability for management to plan ahead and provision of an early warning system for potential problems are benefits, not drawbacks, of budgeting. Drawbacks might include rigidity, lengthy planning times, smaller budget surpluses, and difficulty with long-term planning due to highly variable inflation.

Neither of the two given options are drawbacks of budgeting. In fact, they are benefits. The ability for management to plan ahead and the provision of an early warning system for potential problems are major advantages of budgeting. One downside, however, may be the inability to adapt quickly to unforeseen events or changing market conditions if the budget is too rigid. Budgeting can sometimes also take a lot of time, which can be a disadvantage especially in smaller businesses.

Another potential drawback to budgeting is linked to economic fluctuations. When there are smaller budget surpluses, economic booms lead to smaller deficits or larger surpluses. A requirement that the budget be balanced each and every year could prevent these automatic stabilizers from working and could worsen the severity of economic fluctuations.

Similarly, high and variable inflation weakens the incentives in the economy to adjust in response to price changes. This leads markets to adjust toward their equilibrium prices and quantities more erratically and slowly, and many individual markets might experience a higher chance of surpluses and shortages. This can complicate long-term planning.

https://brainly.com/question/31952035

#SPJ6

The given statement, "Cash balances are typically deposited in liquid accounts, such as overnight money market accounts" is true because it ensures that the funds are readily available for use and can earn some interest while remaining easily accessible.

Cash balances are typically deposited in liquid accounts, such as overnight money market accounts, that provide easy access to funds while also earning interest. Money market accounts are considered low-risk, highly liquid investment options that are ideal for short-term cash management. They typically offer higher interest rates than traditional savings accounts, making them an attractive option for companies that want to earn a return on their cash reserves while still maintaining easy access to funds for daily operations and unforeseen expenses.

Money market accounts to invest in low-risk, short-term securities such as government bonds, certificates of deposit (CDs), and commercial paper. The value of the investments in the account is generally stable and not subject to significant fluctuations, which helps to preserve the principal amount and ensure liquidity. In addition, many money market accounts offer check-writing privileges, making it easy to access cash when needed.

Overall, cash balances are typically deposited in liquid accounts, such as overnight money market accounts, to ensure easy access to funds and earn a return on cash reserves.

Learn more about the Money market: https://brainly.com/question/1305875

#SPJ11

Answer:

B D

Explanation:

Trial and error

Answer:

B and D

Explanation:

Answer:

i cant see them

Explanation:

The error will be declared as overstated.

What is overstated?

If an account or a figure on an account is inflated, the amount represented on the financial statement will be more than it should be.

Auditors will question the board of directors of the corporation to explain why non-current assets in the accounts were exaggerated and not represented at their recoverable amount.

Preproduction expenses for the fiscal year 2010 were inflated by almost $4 million, totaling $55.4 million.

If an account or a figure on an account is inflated, the amount represented on the financial statement will be more than it should be.

The phrase "overstated" has two meanings when used by an accountant:

1. The reported sum is inaccurate, and

2. The amount that was reported exceeds what is true or accurate.

Another account will also have an inaccurate balance in a double-entry accounting or bookkeeping system.

To learn more about overstated from the given link

https://brainly.com/question/17091446

#SPJ4

If a company mistakenly counts less items during a physical inventory than actually exist, how will the error affect the cost of merchandise sold?

Answer:

False

Explanation:

From the question, we can see that a quadratic polynomial is made up of two elements or variables called zeros in this question

From the question, we are told that one variable (zero) = 6

The second variable (zero) = unknown , therefore we can represent the second variable as Y

We are told that the sum of the variables = 0

This means:

6 + Y = 0

Therefore, Y = 0 - 6

Y = -6.

The second variable ( zero) = - 6

Since it is a quadratic polynomial,

The roots of the polynomials are the variables 6 and -6

Hence, we have:

(x + 6) (x - 6) = 0

Expanding the brackets

x² - 6x + 6x - 36 = 0

= x² - 36 = 0

Therefore, a quadratic polynomial whose one zero is 6 and sum of the zero is 0 is x² - 36 = 0

This means the statement made in the question above "A quadratic polynomial whose one zero is 6 and sum of the zero is 0 is x²-6" is false

Answer:

(only a) the best option would be investing in stocks

Explanation:

The courts generally prefer to follow an incremental planning ideology when deciding planning cases. I partially agree with this statement. In some cases, courts prefer to follow an incremental planning ideology; however, in some cases, they prefer the radical planning ideology. Here are my reasons for my opinion with references to relevant case law.

The incremental planning ideology refers to the process of small modifications to existing policies, rather than introducing radical changes in the policy. The radical planning ideology refers to the process of introducing new planning policies. The courts generally prefer to follow an incremental planning ideology to maintain a balance between social, economic, and environmental factors. Incrementalism is the preferred approach in town and country planning for various reasons, such as the flexibility to meet new challenges and the recognition of policy uncertainty.

In the case of Morge v Hampshire County Council, it was decided that incrementalism could be used to determine the path of development of local government plans, and the approach could be used to introduce new policies gradually.

To know more about incremental planning ideology visit:

https://brainly.com/question/30284059

#SPJ11

Parents of dependent undergraduates may use Direct PLUS Loans, which are federal loans, to aid with the cost of attending college or a career school. PLUS loans can help pay for educational expenses that other types of financial aid do not cover.

A PLUS loan request from one parent only needs to be turned down. The student is not qualified for higher Stafford Loan limitations, though, if one parent is refused a PLUS loan while the other is authorized for one.

Although parent PLUS loans have fewer stringent credit standards than student loans from private lenders, your application could still be rejected if you have a poor credit history that will last for longer than a year. contracts for the sale of products worth more than $500.

To know more about Plus loans visit:

https://brainly.com/question/30015539

#SPJ1

The statement that is not a characteristic of the nature of effective teams is "external support". External support refers to resources outside of the team, such as funding, training, or guidance.

An effective team is a group of individuals with complementary skills who collaborate to achieve a common goal or solve a problem.

Characteristics of the nature of effective teams:

1. Clear goals: The team's goal should be well-defined and understood by all team members.

2. Open communication: A healthy team environment fosters open communication between team members.

3. Trust and respect: Trust and respect among team members encourage them to work together and rely on each other.

4. Conflict resolution: Conflicts are unavoidable in a team setting, but an effective team has methods for addressing and resolving them.

5. Collaborative climate: A positive and collaborative environment encourages team members to work together and support each other.

The external support is not a characteristic of the nature of effective teams. While external support can help teams achieve their objectives, it is not a characteristic of an effective team.

Learn more about effective team here:

brainly.com/question/28127648

#SPJ11

E. a channel of communication. Glamour magazine is a medium or channel of communication through which the advertisement for L'Oréal Visible Lift makeup was delivered to the target audience.

Channels of communication refer to the various ways that information is conveyed from a sender to a receiver. In the context of marketing and advertising, channels of communication can include print media such as magazines, newspapers, and billboards, as well as broadcast media such as television and radio. The choice of channel of communication depends on the target audience, the message that needs to be conveyed, and the budget available for advertising. Different channels of communication have varying reach and effectiveness, and marketers need to consider these factors when developing their advertising strategies.

Learn more about billboards here:

https://brainly.com/question/8956188

#SPJ11

The correct option is E. The analysis that the channel steward does not need to perform when mapping a channel value chain is the Breakeven Analysis.

When mapping a channel value chain, it is important to perform the following analyses: Channel Power and Influence Analysis, Competitive Postures and Actions Analysis, Channel Capabilities and Cost Analysis, Customer Wants and Needs Analysis,.

Breakeven analysis is an analysis done to determine at what point a product or service will cover the total costs and generate profit.

However, it is not directly related to channel mapping, and thus, is not needed by the channel steward when mapping a channel value chain.

To know more about Breakeven Analysis, refer here:

https://brainly.com/question/30321927#

#SPJ11

Answer:

lawyer

Explanation:

Answer:

lawyer

Explanation:

The sale of equipment is $43,000.

All of the company's credit-based sales are tracked in the sales diary. These sales are typically made up of inventory sales or sales of other goods. Keep in mind that the sales diary only records credit sales of inventory and product goods. Inventory cash sales are noted in the cash receipts journal. As an illustration, a business completes a $1,000 credit sale with a 5% sales tax. The cost of the sold goods is $650. Accounts receivable for $1,050 is the sales journal entry.

(journal entries are in the attached image)

To learn more about sales from the given link:

https://brainly.com/question/25586322

#SPJ4

One of the biggest internet-related strategic issues facing many businesses is cybersecurity.

In today's digital age, businesses heavily rely on the internet for their operations, communication, and data management. However, this increased connectivity also brings significant risks, with cybersecurity emerging as a critical strategic issue. Businesses face a multitude of cybersecurity challenges, including data breaches, ransomware attacks, phishing attempts, and hacking incidents. These threats can lead to significant financial losses, reputational damage, and legal consequences.

The internet's vast and interconnected nature creates vulnerabilities that can be exploited by cybercriminals. As technology evolves, so do the techniques and sophistication of cyberattacks, requiring businesses to continuously adapt and strengthen their cybersecurity measures. This involves implementing robust security protocols, conducting regular risk assessments, educating employees about best practices, and investing in advanced security technologies.

Additionally, the increasing reliance on cloud computing, Internet of Things (IoT) devices, and digital platforms further amplifies the cybersecurity concerns for businesses. Each of these technologies presents unique security challenges that must be addressed to safeguard sensitive data and protect the integrity of business operations.

Cybersecurity stands as one of the most significant internet-related strategic issues faced by businesses today. It requires ongoing attention and investment to protect against evolving cyber threats. By prioritizing cybersecurity measures and staying updated with the latest best practices, businesses can mitigate risks and ensure the integrity, confidentiality, and availability of their digital assets.

To know more about cybersecurity visit:

https://brainly.com/question/17367986

#SPJ11