The creditors expect to receive $45 from the Firm next year, and the current value of the debt is approximately $42.06.
To evaluate the debt, we need to calculate the expected value of the Firm's payment to the creditors next year and then determine the present value of the debt using the interest rate of 7%.
Expected payment to creditors;
The chance of the Firm's businesses will perform well or poorly will be 50% each.
If the businesses perform well, the payment will be $50.
If the businesses perform poorly, the payment will be $40.
Expected payment = (Chance of performing well × Payment if well) + (Chance of performing poorly × Payment if poorly)
= (0.5 × $50) + (0.5 × $40)
= $25 + $20
= $45
Therefore, the creditors expect to receive $45 from the Firm next year.
Present value of the debt;
To calculate the present value of the debt, we discount the expected payment of $45 using the interest rate of 7%.
Present value = Expected payment / (1 + Interest rate)
= $45 / (1 + 0.07)
= $45 / 1.07
≈ $42.06
Therefore, the current value of the debt is approximately $42.06.
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How will you be able to become the cost leader of the market in which you deal?
A.
by focusing on customer loyalty
B.
by analyzing your competitive advantage and identifying which strategy works best for your business
C.
by concentrating on serving a particular segment of customers better
D.
by producing a product that has a higher perceived value to the customers when compared to the already existing products
E.
by producing your goods at the lowest price in the market
Answer:
well it would be A i think
Explanation:
Answer:
E. by producing your good at the lowest price in the market
Explanation:
Plato
one's power comes as part of one's job; it is the right to perform or command.
The term you're referring to is "legitimate power," which is derived from one's job or position in an organization.
Legitimate power is the right to perform or command, given to an individual by their role or status within the group. This type of power is based on the perception that the person holding the position has the authority to make decisions and delegate tasks to others. For example, in a company, a manager has legitimate power over their team members. The manager has the authority to assign tasks, make decisions, and ensure that the team is working towards the company's goals. This power is granted to the manager as a part of their job and is recognized by the team members, who understand that the manager has the right to exercise this power.
In summary, legitimate power is the authority and the right to perform or command, stemming from one's job or position within an organization. This power is recognized by others in the group, who acknowledge the individual's right to exercise control and make decisions based on their role.
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The accounting principle that requires that the cost flow assumption be consistent with the physical movement of goods is.
The accounting principle that requires that the cost flow assumption be consistent with the physical movement of goods is nonexistent.
When reporting financial data, businesses and other organizations must abide by accounting principles. Any set of accounting principle' main objective is to make sure that a company's financial statements are accurate, reliable, and comparable. Investors will find it simpler to examine and glean valuable information from the company's financial records as a result, including historical trend data. The term "goods" in economics refers to things that fulfill human needs and offer utility, such as to a customer buying a fulfilling product. The terms "transferable commodities" and "transferable services" are frequently used interchangeably.
When it comes to whether they are excludable, non-excludable, rival, or nonrival, the fundamental sorts of goods vary.
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A 3rd degree burn has burnt only part of the epidermis. the epidermis only. the epidermis and dermis. the epidermis and part of the dermis.
A 3rd degree burn has burnt the epidermis and part of the dermis. Option 3 is the correct answer.
A 3rd degree burn is a severe burn that extends through the entire thickness of the skin. In a 3rd degree burn, the epidermis, which is the outermost layer of the skin, and part of the dermis, which is the layer beneath the epidermis, are affected. This type of burn destroys the full thickness of the epidermis and can extend into the deeper layers of the dermis.
The epidermis serves as a protective barrier for the body, preventing the entry of harmful substances and pathogens. It also helps regulate body temperature and plays a role in the production of vitamin D. The dermis provides structural support, contains blood vessels, nerve endings, sweat glands, and hair follicles.
Due to the severity of the injury, 3rd degree burns often require medical intervention and specialized treatment. They can result in extensive tissue damage, loss of sensation, and impaired healing. Treatment may involve surgical interventions, such as skin grafting, to promote healing and minimize the risk of infection. Rehabilitation and long-term care are often necessary to manage the physical and psychological effects of a 3rd degree burn.
Hence, option 3 is the right choice.
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What is the annualized cost (APR) of a 3/10 net 90 discount?
The annualized cost (APR) of a 3/10 net 90 discount is approximately 36.73%.
A 3/10 net 90 discount is a common trade credit term, which means that if payment is made within 10 days, a 3% discount can be taken; otherwise, the full amount is due within 90 days. To calculate the annualized cost (APR), we need to determine the effective interest rate associated with the discount terms.
Step 1: Calculate the cost of not taking the discount:
If the full amount is due within 90 days, it means the buyer has effectively extended their payment period by 80 additional days (90 days - 10 days). So, the cost of not taking the discount is equivalent to the amount that would be paid in 80 days without the discount.
Step 2: Calculate the effective annual interest rate:
To calculate the effective annual interest rate, we need to convert the cost of not taking the discount to an annual rate. We can use the following formula:
Effective Annual Interest Rate = (Cost of not taking the discount / Discounted amount) * (365 / Number of days)
Step 3: Plug in the values:
Let's assume the discounted amount is $1,000. If a 3% discount is taken, the discounted amount would be $970 ($1,000 - $30 discount). The cost of not taking the discount is $1,000. Plugging these values into the formula:
Effective Annual Interest Rate = ($1,000 / $970) * (365 / 80) ≈ 1.381 * 4.5625 ≈ 6.29%
Step 4: Calculate the APR:
The annualized cost (APR) is double the effective annual interest rate for simplicity. Therefore:
APR ≈ 6.29% * 2 ≈ 12.58%
So, the annualized cost (APR) of a 3/10 net 90 discount is approximately 12.58%.
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Brooklyn is paid biweekly. Her annual salary is $63,700. What is her biweekly gross pay?
Brooklyn's biweekly gross pay, given the amount that she is paid annually, is $ 2, 450
How to find the biweekly gross pay?A person's biweekly gross pay is the amount that they are paid every 2 weeks that is not adjusted for taxes and other deductions.
In a year, the number of two week periods are :
= Number of weeks / 2
= 52 / 2
= 26 biweekly periods
The biweekly salary of Brooklyn is therefore :
= Annual salary / number of biweekly periods
= 63, 700 / 26
= $ 2, 450
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Sandia Inc. Wants to acquire a $360,000 computer-controlled printing press. If owned, the press would be depreciated on a straight-line basis over 10 years to a book salvage value of $0. The actual cash salvage value is expected to be $25,000 at the end of 10 years. If purchased, Sandia will incur annual maintenance expenses of $3,000. These expenses would not be incurred if the press is leased. If the press is purchased, Sandia could borrow the needed funds at an annual pre-tax interest rate of 10%. The lease rate would be $48,000 per year, payable at the beginning of each year. If Sandia has an after-tax cost of capital of 12% and a marginal tax rate of 40%, what is the net advantage to leasing? a.$65,543 b.$57,173 c.$37,737 d.$60,713
Answer:
c.$37,737
Explanation:
Present value of Cost of Buying = The Cost of Press + [(Post Tax annual maintenance expenses - Annual Depreciation Tax shield)*PVIFA (6%,10)] - [Post tax Salvage Value*PVIF (12%,10)]
PV of Cost of Buying = 360000 + (3000*(1-40%)-360000/10*40%)*7.360 - 25000*(1-40%) * 0.322
PV of Cost of Buying = $262,434
Present value of Cost of Leasing = Post tax Lease Payment at the Beginning *(1+PVIFA(6%,9))
PV of Cost of Leasing = $48000*(1-40%)*(1+6.802)
PV of Cost of Leasing = $224,697
Net advantage to leasing = PV of Cost of Buying - PV of Cost of Leasing
Net advantage to leasing = $262,434 - $224,697
Net advantage to leasing = $37,737
A currency future is...
a - an exchange rate.
b - an exchange control.
c - a contract.
d - a floating currency.
Answer:
D
Explanation:
Currency futures are a exchange-traded futures contract that specify the price in one currency at which another currency can be bought or sold at a future date. ... Currency futures can be used to hedge other trades or currency risks, or to speculate on price movements in currencies.
Answer:
c
Explanation:
a contract.
Software that can help business owners and individuals manage their finances, track expenses for taxes, and highlight potential errors in bank and investment accounts falls under the general category of _____ programs.
A)addition
B)IRS
C)accounting
D)inventory
A new business has total sales of $14,000, applied $1,350 in merchandise discounts, and had returns of $234. Calculate the business's total net sales.
Answer:
$12,416
Explanation:
Applied merchandise discounts mean discounts issued.
The net sales will be total sales minus merchandise discounts applied minus returns.
Net sales = total sales - ( discounts + returns)
Net sales = $14,000 - ( $1,350 + $234)
Net sales = $14,000 - $1,584
Net sales = $12,416
What are 3 key takeaways you have about investing in a 401(k) plan that will help you when you’re ready to make this decision in the real world?
Explanation:
1. Always be sure to contribute enough to a 401(k) to qualify for matching contributions from your employer.
2. Be aware of the underlying costs and fees of the various investments within your retirement plan.
3. You can contribute to both a personal IRA and a 401(k) plan at work.
A 401(k) plan is a type of retirement savings plan sponsored by an employer. It allows employees to contribute a portion of their pre-tax salary to a retirement account, which is then invested in a selection of mutual funds, stocks, bonds, and other assets.
These contributions and the earnings on them grow tax-deferred until they are withdrawn, typically in retirement.
One of the key benefits of a 401(k) plan is that many employers offer a matching contribution, which can help boost the account balance.
Additionally, 401(k) plans often offer a range of investment options and allow for convenient automatic contributions, making it easier for individuals to save for retirement. However, there may be fees associated with the plan, and early withdrawals may result in penalties.
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Which of the following is an indirect competitor for a company that makes chocolate chip cookies? A. Another company that makes chocolate chip cookies B. A company that makes potato chips C. A company that makes baking pans D. A company that makes brownies
Answer:
The indirect competitor for a company that makes chocolate chip cookies is;
D. A company that makes brownies
Explanation:
Where two companies or vendors produces or supplies entirely different products that however work to satisfy the same customer need then the two companies or vendors are in indirect competition
In the question, we have;
The product of the company = Chocolate chip cookies
Therefore, an indirect competitor of the company will be make a maker of a different product of the same utility as the chocolate chip cookies, which gives;
The indirect company = A company that makes brownies
This is so because, a brownie, which is also known as a chocolate brownie, consists of a rectangular or square shaped baked chocolate that can include a variety of ingredients, including chocolate chips, cheese and nuts.
Answer:
D A company that makes brownies
Explanation:
im smart :) like this now
A Federal Reserve decision that shapes the economy by influencing interest rates and the supply of cash is known as
A Federal Reserve decision that shapes the economy by influencing interest rates and the supply of cash is known as monetary policy.
Monetary policy can have a significant impact on the economy by affecting borrowing costs, investment decisions, and consumer spending. The Federal Reserve has the power to adjust the federal funds rate, which is the interest rate that banks charge each other for overnight loans. By raising or lowering the federal funds rate, the Federal Reserve can influence other interest rates throughout the economy, such as mortgage rates and credit card rates.
Additionally, the Federal Reserve can adjust the supply of cash in the economy by buying or selling government securities. These actions can affect the overall level of economic activity and inflation.
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Doug offers to sell a computer router to Eve, but it is stolen before Eve accepts. Doug:
a. is not required to obtain a similar item for Eve, because it could take an unreasonable period of time to obtain a replacement.
b. is not required to obtain a similar item for Eve, because the theft of the original router terminated the offer.
c. must obtain a similar item for Eve, if Eve offers to pay before delivery.
d. must obtain a similar item for Eve, if Doug tells Eve that he accepts the offer.
Answer:
The answer is B
Explanation:
Since its been stolen he can't offer her anything anymore based on that transaction
which part of our body is affected by plogue pose?
Answer:
spine and shoulders are affected
The spine and the shoulders of our body part are mostly affectd by the plogue pose. It stretches our body muscles.
Plow PoseIt is a stretching exercise which keeps your body fit and flexible.
Doing stretching exercise regularly benefits the body mucles and tendons.
The plow pose is a stretching exercise where one positions his/her body upside down and keeps their feet bend over the head.
This pose affects our spine and also our shoulders.
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Which one would be correct I’m to lazy to think :)
Which career is best described by someone who buys materials, products, and services for an organization?
O Wholesale Buyer
O Marking Clerk
O Purchasing Agent
O Stock Clerk
Answer:
Purchasing Agent
Explanation:
Purchasing agents work in the procuring department under the purchasing manager. Their role is to procure supplies, equipment, and services for a company. Purchasing agents ensure the business operations do not stop due to lack of supplies.
Ideally, purchasing agents should be good negotiators. They have to balance cost and quality when purchasing. The objective is to buy the best quality of goods or services for the lowest price and adequate quantities.
Answer:
C. Purchasing Agent
Explanation:
They buy supplies needed for there organization or business.
It was the third meeting, but the group had finally agreed on the roles for each member. Cathy felt good about how things were progressing. It seemed that the conflicts had been resolved; Bella and Lewis had actually arrived on time with their tasks completed. Cathy felt they were now a team. They were now in the ________ stage.
Answer: norming
Explanation:
The third stage of a group development model is regarded to as the norming stage. The norming stage is the stage whereby members or teammates start appreciating the strengths that are possessed by each other in the team.
At this stage, there is resolution of conflicts and establishment of leadership positions. Here, everyone is happy with their roles.
Which of the following is TRUE? *
Short term goals are typically 1 - 2 years long
An example of a goal being achievable is someone wanting it really badly
Your most expensive expenses are typically entertainment and clothing
If you are over budget, you must increase income or decrease total expenses
Answer:
increase income or decrease total expenses
Explanation:
Over budget refers to a situation where the estimated costs exceed the actual resources available or the amount allocated. Over budget is when expenses are more than allocated finances.
There are insufficient funds in an over budget. To address the insufficient funds issue, more resources must be obtained, or the expenses must be reduced.
Which industry is the second-largest employer of teens
and young people?
What percentage of employed teens are employed by
the government?
I got it
is retail trade
and 7%
Answer:
I. Retail industry
ii. 7%
Explanation:
Retail industry is the second largest employers of teen and young people next to health sector which is the largest employer.
Retailing involves buying goods either from the producers or wholesaler and selling them to the final consumers. Some services are also offered in these retailing such as call center representative, those who work in innovation lab. etc
In the United States, about 7% of teens and young people are in the employment of government , while retail industry is the largest employer of teen and young people because it provides flexibility and also do not involve much academic qualifications.
Example of these retail jobs are those who work in call center, sales representatives and those who works in stores.
Answer:
Retail Trade
7%
Explanation:
Edge 2020
An examplepf a cost would be
O profit
revenue
Ofire
O salaries
Which of the following explains why local supply tends to be more elastic than global supply?
A. The statement is false; local supply tends to be less elastic than global supply?
B. Local suppliers are small in relation to the global market.
c. as price increases in a certain locale, goods can be brought in from other areas, whic is not possilbe on a global scale.
d. as price increases in a certain locale, it is often costly to transport more goods to that particular area, and hence supply is more elastic.
As price increases in a certain locale, goods can be brought in from other areas, which is not possible on a global scale. The correct option is C. This is one of the main reasons why local supply tends to be more elastic than global supply.
When prices increase in a certain locality, it becomes more profitable for suppliers in other areas to start supplying to that locality, as they can sell their goods at a higher price than they would normally sell in their own locality.
This increase in supply from other areas helps to meet the increased demand in the locality, thereby making the local supply more elastic.In contrast, global supply tends to be less elastic because it is often more difficult and costly to transport goods across long distances. This means that it is not always possible or feasible to bring goods from other parts of the world to meet increased demand in a particular locality. Additionally, there may be other factors such as trade barriers, transportation regulations, and customs procedures that can further restrict the flow of goods from one country to another, making global supply even less elastic.In summary, the ability to bring in goods from other areas is a key factor that makes local supply more elastic than global supply. This is because the availability of substitute goods from other areas helps to increase the overall supply of goods in a particular locality, thereby making it easier to meet the demand.Know more about the global scale
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lars deposited $50 into
Answer:Lars deposited $50 into a savings account for which interest is compounded quarterly. According to the rule of 72, what interest rate will cause his money to double in approximately 29 years? A 0.6% B 1.7%
Explanation:idek this is what i could find ab this question hope its right!
Answer:
0.6
Explanation:
discuss the general concept of insurance, including its 4 fundamental principles.
Insurance is a risk management tool that provides financial protection against potential losses or damages.
When someone purchases an insurance policy, they pay a premium to an insurance company who agrees to compensate them for specific types of losses or damages in exchange. The concept of insurance involves spreading the risk among a large group of people so that no individual has to bear the full financial burden of a potential loss.
Insurance works by pooling the premiums of many policyholders to create a fund that can be used to pay out claims when they arise. The types of losses that insurance policies cover can vary widely depending on the type of policy purchased. For example, car insurance typically covers damage to the policyholder's vehicle or injuries sustained by the policyholder or others in an accident, while health insurance covers medical expenses and disability insurance covers lost income due to an injury or illness.
The concept of insurance is based on the principle of shared risk. By paying into a pool of funds, policyholders collectively agree to share the risk of potential losses. Insurance companies use statistical analysis to estimate the likelihood of different types of losses occurring and calculate the premiums that policyholders must pay to maintain coverage. This helps to ensure that the insurance company has enough funds to pay out claims when they arise.
In summary, insurance is a financial tool that allows individuals and businesses to protect themselves against potential losses or damages. By spreading the risk among a large group of people, insurance helps to reduce the financial impact of unexpected events and provides peace of mind to policyholders.
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"I can't believe it! We've spent 18 months developing a relationship with that client. Our families have even socialized together. We've become friends. And they use a one-sentence memo to tell us that we were not selected for the big contract! Not a word of thanks, not a clue as to why we were not selected. I'm very disappointed" said Hugh, Vice President of Sales. Hugh was particularly disappointed because:__________.
i. a personal text message would have been the richest medium for communicating this information memos are the least rich medium for communicating this information
ii. a personal note would have been the richest medium for communicating this information
iii. a face-to-face meeting would have been just as rich as an electronic mail message.
iv. a phone call would have been a richer medium for communicating than a face-to-face conversation
Answer:
ii. a personal note would have been the richest medium for communicating this information
Explanation:
ii. a personal note would have been the richest medium for communicating this information
In the given passage, Hugh was particularly disappointed because a personal note would have been the richest medium for communicating this information. Therefore, option B is the correct option.
When does a person face disappointment?
A person faces disappointment when his or her expectations or desires are not accomplished. Disappointment means unhappiness which is caused when some desire or wanted thing is lost or can not be obtained.
In the given passage, since Hugh and his family spent so much time with the client and his family, he expected them that they should at least inform them informally about their being rejected for the contract. The reason behind his disappointment is the expectation and not fulfilling the same as he wanted. Disappointment is the consequence of thoughts and expectations which are different from reality.
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Why are import and export two terms that are often involved in conversations about international trade or channel management? Evaluate why knowing the difference between these terms would be important and analyze the difference between these two terms.
Answer:International trade deals within countries, while channel management is a form of trade that could be within the country or outside but seeking the best form or place for the market
Explanation:
International trade is the situation where two countries do business, either long distance buying(importing) or one is selling(exporting).
While Channel management is a technique for choosing the most efficient channels to sale or market your goods and making good profit or deriving the best result from those channel chosen.
Knowing the difference between the two terms is important so you can understand where best your market is appreciated and where best to avoid selling to.
International trade deals within countries, while channel management is a form of trade that could be within the country or outside but seeking the best form or place for the market
Write about the three motivational theorists. (Herzberg, Maslow and Taylor)
There are three influential theorists who have made significant contributions to the understanding of motivation in the workplace: Frederick Herzberg, Abraham Maslow, and Frederick Taylor.
Frederick Herzberg was a renowned psychologist and management theorist known for his contributions to the understanding of employee motivation. He developed the two-factor theory, also known as the motivation-hygiene theory or dual-factor theory. According to Herzberg, there are two sets of factors-- hygiene factors and motivators that influence employee satisfaction and motivation.
Abraham Maslow was a prominent psychologist who proposed the hierarchy of needs theory. Maslow's theory suggests that individuals have a hierarchy of needs that must be fulfilled in a specific order to achieve motivation and self-actualization.
Frederick Taylor, often referred to as the father of scientific management, focused on improving productivity and efficiency in the workplace. His theories emphasized the scientific study of work processes and the implementation of standardization and specialization.
Overall, these three motivational theorists—Herzberg, Maslow, and Taylor contributed valuable insights into understanding what drives individuals in the workplace, whether through job enrichment, the fulfillment of hierarchical needs, or the optimization of productivity and efficiency.
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what is the difference between the turbo button and the victim button
Eastern Motors Auto Dealership wanted to estimate the average CLV over a 5 year time horizon of a customer who purchases a new vehicle. The average vehicle sells for $25,148 and has a margin of 8%. Based on historical averages, 89 of people buying a new vehicle at Eastern will return for service 7 times over the next 5 years. Though it varies considerably, Eastern generates approximately $96 in margin on each service visit after accounting for parts and direct labor costs.
Not including service, what is the average dollar margin for each new vehicle sold?
The total estimated CLV over a 5 year time horizon for someone who purchases a new vehicle at Eastern Motors is $2,609.92
Given,
Year time horizon = 5 year
Average vehicle sells for = $25,148
Margin = 8%
So, margin on selling vehicle = Average vehicle selling price * Margin = $25,148 * 8% = $2,011.84
Margin generated by 89% of people who return for service over 5 years = Number of times * Margin generated on each service = 7 * $96 = $672
Total estimated customer lifetime value (CLV) at Eastern Motors = Margin on selling vehicle + (Margin generated by 89% of people who return for service over 5 years * 89%) +
(Margin generated by 226% of people who do not return for service over 5 years * 22%) = $2,011.84 + ($672 * 89%) + ($0 * 22%) = 2,609.92
Hence, the total estimated CLV over a 5 year time horizon for a person who purchases new vehicle at Eastern Motors is $2,609.92
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Write three sentences.What is summer mainly about and what is your fav thing about summer time?