norberto is opening a bicycle shop, and his monthly expenditures to get the shop up and running exceed his monthly income. norberto is best described as a

Answer:

Median

Explanation:

The scale variable refers to a variable in which it could be measured and contains a numerical value

In case when you dont know about the data except for scale variable so the safest bet for measuring the central tendancy should be median as it derives the mid-value of the given set of numbers

So here the median should be considered

Answer:

1. Gross Domestic Product

GDP represents the market value of all final goods and services produced within a country during a given period. The figure is usually given in nominal and real formats, with real GDP adjusting for changes in monetary value. Given its vast breadth, this indicator is among the most-watched by the financial markets.

The expansion of a country's GDP is indicative of a growing economy, while a contraction in GDP indicates a slowdown in a country's economy. Meanwhile, a country's projected GDP growth rate can be used to determine an appropriate level of sovereign debt or determine if companies operating within the country are likely to experience growth.1

2. Employment Indicators

The productivity and wealth of a country's citizens is arguably the ultimate determiner of economic success. Employment indicators, such as labor force, payroll, and unemployment data estimate how many citizens are employed and whether they are making more or less money than before.

The financial markets carefully watch these employment indicators, especially in developed countries that generate most of their income from domestic consumer spending. A fall in employment is often followed by a fall in consumer spending, which can hurt GDP statistics and overall economic growth prospects.2

3. Consumer Price Index

CPI measures changes in the prices of consumer goods and services that are purchased by households. The index is a statistical estimate created by using prices from a sample of representative items collected periodically. Often times, this measure is used as a gauge of inflation, which can positively or negatively affect a country's currency.3

The financial markets carefully watch CPI figures for signs of inflation. Rising inflation can lead to higher interest rates and reduced lending, while deflation can lead to lower interest rates and greater lending.4

4. Central Bank Minutes

Central banks create monetary policy and exert significant control over a country's economy. Consequently, the financial markets tend to listen closely to every word that central bankers utter publicly for clues about the future. Central bank minutes are formal releases that contain valuable economic commentary that can signal future policy action.5

In the U.S., the Federal Reserve issues what's called the Beige Book, which contains anecdotal information about current economic conditions from each Federal Reserve Bank. Similar notes are released by many other central banks, including the Bank of Japan, European Central Bank (ECB), and others on a regular or semi-regular schedule.6

5. PMI Manufacturing & Services

The Purchasing Manager's Index (PMI) is an economic indicator developed by Markit Group and the Institute for Supply Management. By polling businesses on a monthly basis, the index reflects the acquisition of goods and services by purchasing managers. The two most important surveys are the PMI Manufacturing and PMI Services indices.

The financial markets watch the PMI Manufacturing and PMI Services indices as key leading economic indicators because companies stop purchasing raw materials when demand dries up. This can indicate problems in an economy much before other reports like retail sales or consumer spending

Answer:

FInd a co-signer with equivalent credit score.

Explanation:

Tina does not have credit history. She can receive the loan if she has a collateral or co-signer as  base for loan. But it must meet all requests. The collateral must have the right estimation and ownership. Co-signer must have required credit score and credit history.

Answer:

Ask her mother to join a credit union with her.

Explanation:

A. The interest earned on the account can be calculated using the formula for compound interest.

B. The formula for compound interest is given by:

\[ A = P \left(1 + \frac{r}{n}\right)^{nt} - P \]

where:

- \( A \) is the final amount or balance in the account

- \( P \) is the principal amount or the initial deposit

- \( r \) is the interest rate (in decimal form)

- \( n \) is the number of compounding periods per year

- \( t \) is the number of years

In this case, the principal amount \( P \) is \$615, the interest rate \( r \) is 3.00% (or 0.03 in decimal form), the compounding periods per year \( n \) is 2 (since it is compounded semi-annually), and the number of years \( t \) is 10.

Substituting these values into the formula, we can calculate the final amount and then subtract the principal amount to find the interest earned.

To know more about principal amount , visit

https://brainly.com/question/27054498

#SPJ11

Answer

true

Explanation:

Highlight the long-term benefits of a high school diploma, job prospects, and school support to motivate children.

Convincing your child to finish high school rather than pursuing a GED involves emphasizing the advantages of obtaining a high school diploma. Highlight the fact that a high school diploma opens doors to a wider range of job opportunities compared to having a GED.

Many employers prefer candidates with a high school diploma, and some careers may require it as a minimum qualification.

Additionally, stress the long-term financial benefits of a high school diploma, as statistically, individuals with a high school diploma tend to earn higher incomes compared to those with a GED.

Explain that a high school diploma also provides a solid foundation for further education, such as college or vocational training, which can lead to even more career options and increased earning potential.

Furthermore, discuss the personal growth and social aspects of attending high school.

Encourage your child to consider the friendships, extracurricular activities, and support systems available within the school environment.

Emphasize that high school offers a structured educational experience that can help develop important skills, such as critical thinking, communication, and teamwork.

By focusing on these points, you can effectively persuade your child to see the value in completing high school rather than obtaining a GED, promoting their long-term success and opportunities.

learn more about incomes here

https://brainly.com/question/14732695

#SPJ11

Answer:

Explanation:

Exploitation often involves a denial of an individual's right (in this case a consumer's right).

Consumers are often exploited in this three areas:

Poor quality standard: For example, one may purchase an electronic device, which in most cases the quality level is determined only after using the product and then discover that the product has failed to meet expectations like performance failure.

High Prices: This is often happens when a consumer isn't aware of the average price of a particular product and may be the taken advantage of by the seller.

False or Incomplete product description: Online shopping often presents this type of exploitation. For example, an individual may buy a wrist watch he thinks is made of silver, but receives the item an discover it is actually made of rubber material.

-$122,119.05 is the npv of the project if there is an option to abandon the project after 1 year! so the project costs $137,000 to begin today.

Present Value of infinite Cash Flows = Cash Flow per year / WACC

NPV of Project = (Probability of Phase 2 * NPV of Phase 2) + (Probability of no Phase 2 * NPV of no Phase 2) - Cash Outflow for Phase 1

NPV of Project = -$122,119.05

Cash flow is the net amount of cash and cash equivalents coming into and going out of a business. Inflows are represented by money received, and outflows are represented by money spent.

Ability to generate positive cash flows, or more specifically, potential to maximize long-term free cash flow, is ultimately what determines a company's ability to create value for shareholders (FCF). After deducting any funds used for capital expenditures, a company's free cash flow (FCF) is the cash it generates from its regular business activities.

Learn more about Cash Flows here

https://brainly.com/question/29768594

#SPJ4

When the policy is renewed, the premiums increase at a constant rate.

As a result, Option A is correct.

The monthly or yearly premiums known as premiums in an ART policy continue on a one-year contract basis.

They may raise the cost of renewing the insurance contract.

The premium will rise as the insured grows older. The policy pays a death benefit that remains the same even after the contract is extended.

As an insured person ages, the likelihood of death increases, putting the insurance company at greater risk of having to pay out a death benefit.

Age is one of the primary factors that contribute to term insurance premium increases during the calculation process. In other words, term insurance premiums rise with the age of the insured policyholder.

Learn more about insurance policy here

https://brainly.com/question/31184969

#SPJ4

Answer:

youth...I hope its helpful

Answer:

1. Which of the following correctly describes globalization?

: Globalization is the process of integration among individuals, businesses, and governments.

2. Which of the following is an example of economies of scale?

: A business increases its production of widgets, and the cost of producing each widget decreases.

3. Which of the following explains why many small businesses struggle to compete with larger firms?

: Small businesses are unable to specialize to the degree that larger firms are able to.

4. Which of the following is a concern for national sovereignty that is brought about by globalization trends?

: The governments of individual countries may face restrictions in setting their own trade policies.

5. The United States' Gini coefficient increased from 41.0 in 2013 to 41.4 in 2016. Which of the following correctly interprets this increase?

: The increase in the Gini coefficient reflects an increase in income inequality.

Explanation:

!00% correct

A concern for national sovereignty due to globalization trends is that governments of each countries may face restrictions in setting their trade policies.

Globalization refers to a strategic process which involves the integration of various markets comprising individuals, business firms and governments across the world, in order to enhance the continuous buying and selling of goods and services between them.

Due to globalization trends, a concern for national sovereignty arises because the governments of each countries may face restrictions in establishing and setting their own trade policies.

Read more on globalization here: brainly.com/question/23711616

#SPJ2

Answer:

All choices are economic choices because with every choice we make, we are (sometimes subconsciously) analyzing the costs and benefits of our options. Our choices are guided by self-interest and every choice we make involves some kind of cost, whether it be time or money or something else.

The things that managers should know about communication in the workplace is: Communication can help build strong relationships at workplace.

Communication can be defined as the way in which people tend to interact with one another. Communication can be inform of written or oral communication.

Effective communication is essential in a workplace based on the fact that it can help  people to build relationship at a workplace . Based on this the manager should know that effective communication can as well help to foster trust among employees.

Therefore effective communication is essential at workplace.

Learn more about  communication here:https://brainly.com/question/26152499

#SPJ1

Answer:

The net present value (NPV) of the decision to grant credit is $2,938,157.89.

Explanation:

Note: This question is not complete. The complete question is therefore provided before answering the question as follows:

Engi Sola Corp. Manufactures solar engines for tractor trailers. Given the fuel savings available, new orders for 125 units have been made by customers requesting credit. The variable cost is $9,700 per unit, and the credit price is $11,100 each. Credit is extended for one period. The required return is 1.9% per period. If Engi Sola extends credit, it expects that 30% of the customers will be repeat customers and place the same order every period forever, and the remaining customers will be one-time orders.

Calculate the NPV of the decision to grant credit.

The explanation of the answer is now given as follows:

Number of new orders = 125 units

Percentage of repeat order = 30%

Number of order that will be repeated forever = Number of new orders * Percentage of repeat order = 125 * 30% = 37.50 units

Credit price per unit = $11,100

Variable cost per unit = $9,700

Contribution margin per unit = Credit price per unit - Variable cost per unit = $11,100 - $9,700 = $1,400

Total contribution for all new order = Number of new orders * Contribution margin per unit = 125 * $1,400 = $175,000

Total contribution margin for order that will be repeated forever = Contribution margin per unit * Number of order that will be repeated forever = $1,400 * 37.50 = $52,500

Net present value (NPV) of total contribution margin for order that will be repeated forever = Total contribution margin for repeated order forever / Required return = $52,500 / 1.9% = 2,763,157.89

Net present value (NPV) of the decision to grant credit = Total contribution for all new order + NPV of total contribution margin for order that will be repeated forever = $175,000 + 2,763,157.89 = $2,938,157.89

Therefore, the net present value (NPV) of the decision to grant credit is $2,938,157.89.

Super Bowl Sunday came and conquered, and it was, as always, about much more than just football.

Tubi: Rabbit hole

Free streaming service Tubi got weird with a long ad featuring oversized bunnies hauling people off and chucking them into "rabbit holes" of video discovery. The ad won a special Super Clio award as the best commercial of the game.

Amazon: Saving Sawyer

When in doubt, use a dog in your Super Bowl ad. Amazon tells a story of a bored, destructive dog and the family that figures out a cute way to make the pup's life better using Amazon.

NFL: Run with it

Yes, even the NFL advertises during the NFL's biggest game. This one is an action-packed tribute to the women of football starring elusive Mexican flag-footballer Diana Flores.

To know more about super bowl :-

brainly.com/question/14590441

#SPJ4

When there are two substitutes goods a and b, if the price of good a falls, then we would expect an increase in the demand for good a and decrease in the demand for good b.

Substitute goods are those goods that can be used by consumers as alternative goods. Consumers use these goods and shift between these goods when the price rises and falls. When the price of good a is decreased or falls then the demand increases for good a and demand for good b will be decreased.

An example of substitute goods is milk packs produced by different companies. When a company decreases the price, consumers tend to favor buying this good. If the price rises then customers switch to other substitute goods that offer the lowest price.

You can learn more about subsitute goods at

https://brainly.com/question/15329989

#SPJ4

Protectionism impacts the job market by workers in protected industries seeing an increase in jobs and wages while workers in non-protected industries see job and wage increases. Therefore, the correct option is D.

Protectionism refers to policies and practices that restrict or regulate international trade, such as tariffs, quotas, and subsidies. When protectionist measures are implemented, they can create jobs in industries that are protected from foreign competition, but this comes at a cost to other industries.

Protected industries tend to see an increase in employment and wages because they are shielded from foreign competition, allowing them to charge higher prices and make larger profits. However, non-protected industries may see job losses or slower job growth as consumers shift their spending to the protected industries.

Overall, the impact of protectionism on the job market is mixed and depends on a variety of factors, including the specific policies implemented, the industries involved, and the broader economic conditions.

While protectionist measures may provide short-term benefits to certain industries and workers, in the long run, they can hinder economic growth and lead to job losses and wage stagnation. Therefore, the correct option is D.

To know more about Protectionism refer here:

https://brainly.com/question/30274180#

#SPJ11

Answer:

p=mv

Explanation:

the formula for momentum is

p=mv

Answer:

By multiplying mass and velocity

Explanation:

Answer: entrepreneur

Explanation:

employer letters of recommendation, school transcripts, national test scores photos you exhibited at a gallery, or show a chronological list of jobs held

A gallery, in architecture, is a covered passage open on one side, such as a portico or colonnade. More specifically, in late medieval and Renaissance Italian architecture, a narrow balcony or platform runs the length of a wall.

The Long Corridor looks like a spacious corridor but is designed as a gallery in itself rather than just a transition from room to room. By the 16th century, the seemingly obvious concept of the corridor had not been introduced into English domestic architecture. The rooms were entered from the outside or by walking from one room to another.

Learn more about the gallery here

https://brainly.com/question/25105381

#SPJ4

the answer of the given question is the first scenario—in which we boost sales by 50%—gets us the maximum profit/contribution.

Item                  Base line First scenario      Second Scenario     Third Scenario

Sales           100000            150000           100000                  100000

COGS           80000             80000            80000                  64000

GM                   20000              70000            20000                   36000

Finance Costs   6000             6000                       3000                     6000

Subtotal            14000               64000               17000            30000

Taxes at 25%     3500               16000               4250                     7500

Contribution    10500                48000               12750            22500

We can see that the scenario where we raise sales by 50% results in the most profit or contribution.

leanr more about profit or contribution here

https://brainly.com/question/15504851

#SPJ4

The statement is false.

An unexpected economic downturn is likely to have a decrease effect on inventory turnover. This is because an economic downturn typically results in reduced consumer spending, leading to a slower rate of inventory being sold and replaced.

As a result, inventory turnover, which is the measure of how often a business sells and replaces its inventory, decreases during an economic downturn.

A client representation letter cannot be used as a substitute for performing some audit procedures since the information is provided by the client in writing. Audit procedures are independent processes conducted by auditors to obtain evidence to support the financial statements, and a client representation letter alone cannot provide sufficient audit evidence.

Learn more about inventory turnover: https://brainly.com/question/18914383

#SPJ11

Answer:

Explanation:

The format for the equation of a circle is (x-h)^2+(y-k)^2=r^2, where (h,k) is your center and r is your radius. All we have to do is substitute the correct values, giving us the equation (x+2)^2+(y-1)^2=4

Answer:

One is large the other is small

Explanation:

Answer:

- Scarcity of resources

- Income inequality

- Environmental impact

Explanation:

- Scarcity of resources

Not all materials that commonly used in current business production is renewable. Meaning that somewhere in the future, those materials will be depleted and we need to find a replacement for those materials.

- Income inequality

Over the years, the gap between the richest and the poorest people keep increasing. We need to address an ethical way to treat the workers in order to prevent everything from turning into chaos.

- Environmental impact

Many big industries that exist in the world caused a huge environmental damage that might be detrimental for the children of future generation. We need to address how to run the businesses while preserving the environment at the same time.

A. Possible misstatement: Purchases may be recorded in the incorrect time period (6).
B. Possible misstatement: Purchases may be recorded in an incorrect account (3).

According to accounting and auditing, internal control is a process used to make sure that an organization's goals for operational effectiveness and efficiency, accurate financial reporting, and adherence to laws, rules, and policies are met.  
C. Possible misstatement: Products may be received without generating a receiving report (2).
D. Possible misstatement: Purchases may be made from fictitious or unauthorized vendors (1).
E. Possible misstatement: Goods may not have been ordered (4).
F. Possible misstatement: Purchases may be posted to the wrong vendor (5).
G. Possible misstatement: Purchases may be recorded at an incorrect amount (7).
H. Possible misstatement: Purchases may not be recorded (8).

To learn more about internal control, visit:

https://brainly.com/question/31428317

#SPJ11

Answer:

$1120.96

Explanation:

19.84 x 40 = 793.60

19.84 x 1.5 = 29.76 x 11 = 327.36

793.60 + 327.36 = 1120.96

Answer:

B

Explanation:

The list of the items

Hope it helped brainiest plz

-Guesty

The correct option is B. A standard inventory form should include a list of the items. Using an inventory form, you can keep track of all the supplies, goods, and merchandise in your company at any one time.

Small businesses need inventory management because it helps them manage many locations, avoid stockouts, and maintain correct records. As opposed to attempting to complete them all manually, an inventory system makes these operations simpler.

The form typically serves three functions: requisitioning things from inventory, releasing inventory records in the quantity of the items selected, and billing the targeted task for the cost of the products requisitioned. Any inventory products that are not currently in stock can also be ordered again using the form as a guide.

Learn more about Inventory Form here:

https://brainly.com/question/17961248

#SPJ5

Every business is better viewed as an open system. This assertion holds true when considering the interconnectedness and interactions between a business and its environment.

An open system is one that actively exchanges inputs and outputs with its surrounding environment, adapting to changes and influences from external factors. By examining practical examples, we can evaluate how businesses operate as open systems and the implications of this perspective.

One practical example is a manufacturing company that sources raw materials from suppliers, transforms them into finished goods through production processes, and then distributes the products to customers. In this case, the company is dependent on external suppliers for the inputs (raw materials) needed for production. It also interacts with customers who provide feedback, demands, and preferences that influence product development and marketing strategies. Furthermore, the company is influenced by external factors such as market trends, economic conditions, and regulatory changes. By acknowledging its status as an open system, the company can proactively respond to changes in the environment, adjust its production processes, refine its products based on customer feedback, and adapt its marketing strategies to stay competitive.

Another example is a software development firm that relies on collaboration with external partners, such as technology providers and clients. The firm actively engages with its environment to gather information, insights, and resources. For instance, the firm may collaborate with technology vendors to integrate their software solutions into their own products, enhancing functionality and meeting customer needs. They may also work closely with clients to understand their requirements, customize software solutions, and provide ongoing support. By embracing its identity as an open system, the firm can leverage external expertise and market knowledge, enabling innovation, fostering strategic partnerships, and ensuring that their software solutions remain relevant and competitive in a rapidly evolving industry.

When viewing businesses as open systems, it becomes apparent that they are not isolated entities but rather embedded within a larger environment. By recognizing this interconnectedness, businesses can adapt, thrive, and sustain their operations by actively engaging with their environment, collaborating with external stakeholders, and responding to changes in market conditions, customer demands, technological advancements, and regulatory frameworks. Operating as an open system allows businesses to harness external resources, access diverse perspectives, and remain resilient in dynamic and unpredictable environments. Ultimately, businesses that embrace their status as open systems are better equipped to navigate challenges, capitalize on opportunities, and achieve long-term success.

know more about open system :brainly.com/question/11068337

#SPJ11