Here's a breakdown of the requested information:
1. Different Definitions of the Quality of Earnings and Earnings Management:
- Quality of Earnings: It refers to the degree of accuracy, transparency, and reliability of a company's financial statements in reflecting the true financial performance and position of the business.
- Earnings Management: It involves deliberate actions taken by management to manipulate financial statements in order to achieve certain objectives, such as smoothing earnings, meeting analyst expectations, or improving stock performance.
2. Importance of the Quality of Earnings to Investors and Stockholders:
- Investors rely on the quality of earnings to make informed investment decisions. High-quality earnings provide a more accurate picture of a company's financial health and future prospects.
- Stockholders are interested in the quality of earnings as it impacts dividend distributions, stock price stability, and their overall return on investment.
3. Earnings Management Techniques:
- Revenue Recognition: Manipulating the timing of revenue recognition to meet desired financial targets.
- Expense Manipulation: Understating expenses or overstating reserves to inflate reported earnings.
- Cookie Jar Reserves: Creating excessive provisions during good years to be used for future income smoothing.
- Off-Balance Sheet Financing: Shifting liabilities off the balance sheet to improve financial ratios.
4. Two Models for Measuring the Quality of Earnings:
a. Accruals Model: This model focuses on the discretionary accruals component of earnings, which represents the portion of earnings that can be influenced by management's accounting choices. It measures the extent of earnings management by examining abnormal accruals relative to a benchmark or industry norms.
b. Cash Flow Model: This model assesses the quality of earnings by analyzing the relationship between cash flows and reported earnings. It evaluates the consistency and persistence of cash flows relative to reported earnings, looking for any significant discrepancies or manipulation.
5. Assessment of Each Model's Validity and Sufficiency:
- The Accruals Model has been widely used and has its merits in identifying abnormal accruals that may indicate earnings management. However, it relies on certain assumptions and benchmarks that may vary across industries, limiting its universality.
- The Cash Flow Model provides a direct assessment of the cash flow dynamics, which is generally less prone to manipulation. However, it may not capture all aspects of earnings management that do not directly affect cash flows.
6. Opinion on the More Reliable and Useful Model:
The choice between the Accruals Model and the Cash Flow Model depends on the specific context and objectives. Both models have strengths and limitations. The Accruals Model can detect subtle earnings management techniques, while the Cash Flow Model provides a direct measure of cash flow quality. Considering the comprehensive analysis of earnings quality, a combination of both models may provide more reliable and useful information.
Remember to conduct further research and include supporting evidence, examples, and statistical techniques in your presentation to enhance the analysis and evaluation of the models.
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Marcos has multiple duties at work. Sometimes, he has so many projects and deadlines that he
gets overwhelmed. Which action is the best first step toward getting organized?
A) Creating an action plan showing how he will complete each task
B) Making a list of all tasks and the date each is due
C) Completing the easiest tasks first and then focusing on the harder tasks
D) Asking his supervisor to help him prioritize the tasks on his to-do list
The action that is best for first step toward getting organized Making a list of all tasks and the date each is due.
Why should he make a list?A list contains all the work Marcos is to do in order of date due for submission which will help him to know which work is to be done first.
He can also have a timetable to help him plan each day and the time to allocate for a particular project.
Therefore, Making a list of all tasks and the date each is due.
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Which of the following is true of commercial paper? It is only sold for durations of two years or more. It is backed only by the name and reputation of the issuing company. It is only sold to sole proprietors and small businesses. It is the most popular long-term investment for small businesses. It acts as a verbal promise to pay a specific amount of money. Question 47 2 pts Serial bonds are a sequence of small bond issues of progressively longer maturity.
The true statement regarding commercial paper is: It is backed only by the name and reputation of the issuing company.
In order to meet their immediate funding needs, businesses issue commercial paper, a type of short-term loan instrument. It usually matures in less than a year, frequently in a range of a few days to a maximum of 270 days.
Commercial paper is unsecured, which means it is not supported by any kind of security. Instead, it depends on the reputation and credibility of the entity issuing it to draw in investors. Investors choose commercial paper depending on how well they believe the issuer will be able to pay off its debt. The interest rate at which the commercial paper is sold is heavily influenced by the issuer's creditworthiness.
The following other claims about commercial paper are untrue:
It is not only sold for durations of two years or more. Commercial paper has short-term maturity, typically less than a year.It is not only sold to sole proprietors and small businesses. Commercial paper is available for purchase by a wide range of investors, including institutional investors and individuals.It is not the most popular long-term investment for small businesses. Commercial paper is a short-term financing instrument, not a long-term investment.It does not act as a verbal promise to pay a specific amount of money. Commercial paper is a written instrument that outlines the terms and conditions of the debt obligation.To know more about commercial paper, refer
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A detailed written statement that describes the nature of the business, the target market, the firm's competitive advantages, as well as the owner's resources and qualifications is a: Group of answer choices business plan.
a. True, A business plan is indeed a detailed written statement that encompasses various essential elements of a business. It provides a comprehensive overview of the business,
including its nature, target market, competitive advantages, and the resources and qualifications of the owner(s). The nature of the business refers to the products or services it offers, its industry,
and its unique value proposition. This section outlines the purpose and mission of the business, its legal structure, and its operations.
The target market analysis is a crucial component of a business plan. It involves identifying the specific customer segments that the business intends to serve and understanding their needs, preferences, and behaviors. This analysis helps tailor marketing strategies and develop products or services that align with the target market's demands.
The competitive advantages of the business highlight the factors that set it apart from competitors and give it an edge in the market. This could include unique features of the products or services, proprietary technology or intellectual property, strong customer relationships, or strategic partnerships.
Lastly, the business plan includes a section on the resources and qualifications of the owner(s). This provides information about the experience, expertise, and skills of the owner(s) that are relevant to the business. It also outlines the resources available to the business, such as financial capital, equipment, or networks.
Overall, a business plan serves as a roadmap for the business, providing a clear understanding of its purpose, target market, competitive advantages, and the capabilities of the owner(s).
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"Complete question"
A business plan is a detailed written statement that describes the nature of the business, the target market, the advantages the business will have over competition, and the resources and qualifications of the owner(s). a. True b. False
if the planned sales for the month are $70,000, the merchandise budget calls for a planned stock-to-sales ratio of 2.3, and the financial leverage is 1.1, then the planned bom inventory should be:
If the planned sales for the month are $70,000, the merchandise budget calls for a planned stock-to-sales ratio of 2.3, and the financial leverage is 1.1, then the planned bomb inventory should be $161,000.
Finance is the take look at and the subject of money, forex, and capital property. It's far related to, but now not synonymous with economics, the examination of manufacturing, distribution, and intake of cash, assets, goods, and services (the field of monetary economics bridges the 2).
Finance activities take region in economic structures at diverse scopes, for this reason, the field may be roughly divided into the private, company, and public finance. In an economic system, assets are offered, bought, or traded as economic gadgets, which include currencies, loans, bonds, shares, stocks, options, futures, and many others. Property can also be banked, invested, and insured to maximize price and minimize loss. In exercise, dangers are always found in any financial motion and entities.
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Things turned upside down during the Great Depression. America was in chaos, from severely high unemployment rates, to the Dust Bowl destroying farms and crops, to a mass migration from the east to west with people in search of jobs. Discuss in detail the different issues the nation went through. Are there any similarities with what you see today? To tie up the conversation, discuss how the government was involved in solving the Depression.
The Great Depression brought about severe economic challenges in America, including high unemployment rates, the devastating Dust Bowl, and mass migration. Similarities can be drawn with certain issues faced today. The government played a significant role in addressing the Depression through various initiatives, including the implementation of New Deal programs aimed at stimulating the economy and providing relief to those affected.
The Great Depression of the 1930s brought widespread hardship to the United States. The high unemployment rates resulted in significant financial struggles for individuals and families. Additionally, the Dust Bowl, a period of severe dust storms, caused extensive damage to farmlands, leading to crop failures and exacerbating the economic crisis. These conditions prompted mass migration, particularly from the east to the west, as people sought employment opportunities and a chance for a better life.
Drawing parallels to today, there are some similarities in terms of economic challenges and the need for job opportunities. While the causes and contexts may differ, periods of economic downturn can lead to high unemployment rates and financial instability, affecting individuals and communities.
During the Great Depression, the government played a crucial role in addressing the crisis. President Franklin D. Roosevelt implemented the New Deal, a series of programs and reforms aimed at providing relief, recovery, and reform. The New Deal initiatives included job creation projects, financial regulations, social welfare programs, and infrastructure development. These efforts aimed to stimulate the economy, provide employment opportunities, and offer support to those most affected by the Depression. The government's involvement in implementing these measures helped alleviate some of the hardships and laid the foundation for economic recovery in the following years.
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find indexes defined on oe.order_items table and list the number of distinct keys and clustering factor for each index
You can query the data dictionary using a query like `SELECT index_name, num_distinct, clustering_factor FROM user_indexes WHERE table_name = 'ORDER_ITEMS';` to retrieve the required information about the indexes, distinct keys, and clustering factor for the `oe.order_items` table.
How can I find the indexes defined on the `oe.order_items` table and obtain the number of distinct keys and clustering factor for each index?To find the indexes defined on the `oe.order_items` table and obtain the number of distinct keys and clustering factor for each index, you can query the database system's data dictionary.
By accessing the metadata information, you can gather the required details. The number of distinct keys represents the unique values in the indexed column, while the clustering factor indicates the degree of data clustering within the index.
Using a query like `SELECT index_name, num_distinct, clustering_factor FROM user_indexes WHERE table_name = 'ORDER_ITEMS';`, you can retrieve the information specific to the `oe.order_items` table.
The `index_name` column will provide the names of the indexes, `num_distinct` will show the number of distinct keys, and `clustering_factor` will display the clustering factor for each index.
This query will enable you to gather the desired data about the indexes defined on the `oe.order_items` table, including the number of distinct keys and the clustering factor for each index.
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Which resource is focused on preparing students for careers and technical work as well as for community leadership?
O BLS
O O*NET
O CTSO
O SBA
Answer:
The Answer would in-fact be C. O CTSO
Explanation:
O O*NET and O BLS are both companies whom have websites for finding you career of choice. They don't help you along with these careers after the fact though. The O SBA is a website to themselves with career improvements being not as big of a prioritized helper.
Hope this helps...
Answer:
The Answer would in-fact be C. O CTSO
Explanation:
Sara, a wholesale fruit dealer, sent the following letter to Bud, a fruit merchant: "Feb. 1, offer 1,000 boxes of Los Angeles, San Gabriel oranges, at $10.60 per box, F.O.B. Los Angeles: March delivery. Unless I receive your acceptance by 2 P.M. on Feb. 4, I will dispose of them elsewhere. (Signed Sara)." Sara’s letter was received by Bud on Feb. 2, at 3 P.M. At 1 P.M. on Feb. 2, Sara mailed Bud the following letter. "I regret to inform you that I am compelled to withdraw my offer dated Feb. 1." Sara’s second letter was not received by Bud until Feb. 3. Meanwhile at 5 P.M. on Feb. 2, Bud mailed the following letter to Sara: "I accept your offer dated Feb. 1.
(Signed Bud)." Because of a severe snowstorm, which disrupted all means of communication, Bud’s letter was not delivered to Sara until 4 P.M. on Feb. 4.Is there a contract between Sara and Bud? Explain.
Based on the scenario described, it is not clear whether there is a contract between Sara and Bud for the purchase of the 1,000 boxes of Los Angeles, San Gabriel oranges.
Sara's initial offer, dated Feb. 1, clearly specifies the terms of the offer, including the price, delivery date, and deadline for acceptance. However, Sara's subsequent letter, dated Feb. 2 at 1 P.M., appears to be a withdrawal of the offer before Bud had a chance to accept it.
If Bud had received Sara's second letter before sending his acceptance, then there would not be a contract between the two parties. However, since Bud sent his acceptance before receiving Sara's withdrawal, it could be argued that a contract was formed when he sent his letter of acceptance on Feb. 2 at 5 P.M.
The fact that Bud's letter of acceptance was delayed due to a snowstorm does not necessarily invalidate the contract, as long as the letter was sent in a timely manner and in accordance with the terms of the offer. However, the question of whether a contract was formed ultimately depends on the specific circumstances of the situation and any applicable laws or regulations.
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Oreo cookies are now extremely expensive to purchase. Instead of buying oreo cookies, i now want to buy chips ahoy. What determinant of demand does this likely fall under?.
In economics, the determinant of demand that this scenario fall under , when you go for chips ahoy because Oreo cookies are now extremely expensive is Change in Price of Substitute Good.
What is Substitute Good?
A substitute good can be regarded as product or service that is been used as alternative for other goods.
It should be When the price of a substitute good rise, then demand for the other substitute as well will rise.
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Which of the following should NOT be used as a piece of personal protective equipment when using pesticides?
Answer:
Explanation:shorts
Chantal helps recruit and hire employees. She is also involved with correcting poor employee behavior. Chantal works in ______.
Answer:Human resource management
Explanation:
PLEASE HELP ASAP!!! I'll MARK BRAINLIEST!! FOR CAREER!!
1. Nara learned about prototyping, feedback, and testing as part of her biomedical engineer career. She is considering changing careers. Could she apply these concepts in a different career? Give one example of how Nara could use prototyping, feedback, and testing in a career.
2. Imagine you’re a human resources manager interviewing applicants for two jobs: IT security specialist and web developer. Could you hire one person to do both jobs? Why or why not? Describe the skills and personal qualities that candidates for each job should have.
3. If you work as a human resources manager, you’ll need a well-developed sense of empathy in order to succeed. How could you explain that part of your job to a new employee? Would empathy be important if you worked in a different career? Explain.
4. General contractors must make decisions based on ethics and safety. What other careers require people to follow safety regulations? Do the regulations protect the public, workers, companies, or a combination of these? How do the regulations compare to the safety guidelines you might follow in your everyday life, such as seat belt rules or lab rules in science class?
5. Helena is considering a new, full-time job at a construction company that’s part of a union. She’d make $20 per hour and earn a salary of about $40,000 per year. The union would charge her two and a half times her hourly wage. So her monthly union dues would be $50. What would her union dues be per year? Would it be worth it? Should she take the job? Explain why or why not.
Yes, Nara may use the ideas of testing, feedback, and prototyping in a different line of work.
What is prototyping?
Design teams experiment with, bring to life, and iterate on ideas through the process of prototyping, which can involve everything from digital designs to paper ideas. A prototype is fundamentally an early rendition of a design that enables users to engage with it or envision it before a finished product is created.
For instance, if Nara decided to pursue a career in software development, she might utilize prototyping to produce early iterations of the program and collect user input to enhance it. The program could then be tested to make sure it functions as intended and any problems could be fixed.
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What is Jack doing to ensure savings for a new car?
Answer:
Could you add more context?
Explanation:
Answer:
He could be putting the money into the bank.
Explanation:
Organizational success relies considerably on effective purchasing and
A) supply management
B) employee benefits
C) geographical location of suppliers
D) the size of the organization
Organizational success relies considerably on effective purchasing and Supply management option (a)
Supply chain management (SCM) is a system in commerce that deals with procurement (purchasing raw materials/components), operations management (ensuring the production of high-quality products at high speed with good flexibility and low production cost), logistics, and marketing channels so that raw materials can be converted into a finished product and delivered to the end customer).
This can include raw material movement and storage, work-in-process inventory, finished goods, and end-to-end order fulfilment from point of origin to point of consumption. In a supply chain, interconnected, interrelated, or interlinked networks, channels, and node businesses collaborate to provide the products and services required by end customers.
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Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?
Answer:
Option A
Explanation:
The complete question is
Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?
a) 2 hours
b) 1 hour
c) 1 hour and 40 minutes
d) 90 minutes
Solution
There are four lanes.
Capacity of one lane is equal to 1,000 vehicles/lane/hour.
Let us say that each lane will provide access to equal number of vehicles
Thus, each lane will allow 10,000/4 = 2500 vehicles per hour
Time taken by 2500 vehicles on road to reach parking is equal to 2.5 hours.
The nearest answer to this option A i.e two hours
Scheduling a production shop. midwest parts supply (mps) is a fabricator of small steel parts that are sold as components to manufacturers of electronic appliances and medical equipment. in the mps fabrication department, steel sheets are subjected to a series of three main operations—cutting, trimming, and polishing—which must be completed in this order. each machine processes the jobs in the same order, so it is sufficient to specify a single job sequence in order to describe a schedule. no machine can process more than one job at a time.
this morning, ten jobs have been released to the shop by the erp system, and the production manager is interested in minimizing the time it takes to complete the entire schedule, usually referred to as the schedule makespan. the following table gives the number of hours required for each operation.
what sequence achieves the minimum makespan and what is the minimum length of a schedule?
The best scheduling to use to ensure that the ten jobs are done in the minimum amount of time is the SJFS.
What is Shortest Job First Scheduling?This refers to the type of scheduling that makes use of an algorithm to process the shortest time to complete execution and reduces the average awaiting time for other processes to execute.
Please note that your question is incomplete so I gave you a general overview to help you get a better understanding of the concept.
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Northwestern Data Systems has adopted a new organizational approach with regard to information flow, ensuring that employees have access to the data they need, when they need it. Aware of this new approach, Stacy, an administrative assistant working for a manager in the sales department, requests a report regarding disciplinary action on a manager outside her department. Despite the new company policy, her request is denied, most likely because
Answer:
neither she nor her supervisor has any demonstrable reason to access such information.
Explanation:
When security measures are introduced in information system access in an organisation, an individual is limited to only a defined set of data.
Access to data outside one's normal job role requires a request for addition of such access.
In the given instance Northwestern Data Systems has adopted a new organizational approach that ensures employees have access to the only data they need.
Stacy, an administrative assistant requests a report regarding disciplinary action on a manager outside her department.
She will not be able to get it because she should normally not be able to discipline a manager.
So she can't access it because neither she nor her supervisor has any demonstrable reason to access such information.
Jan's Jams makes a credit sale for $300 with terms of 2/10,n/30. The cost of the merchandise is $200. The required journal entry to record the sale and the cost of the sale is: _________
a) debit Accounts Receivable $200; credit Sales $200;
b) debit Cost of Goods Sold $300; and credit Merchandise Inventory $300
c) debit Accounts Receivable $300; credit Sales $300;
d) debit Cost of Goods Sold $200; and credit Merchandise Inventory $200
e) debit Sales $300 and credit Cost of Goods Sold $300
f) debit Accounts Payable $300; and credit Sales $300
Answer: debt Accounts receivable $300; credit Sales $300; debit Cost of Goods Sold $200; and credit Merchandise Inventory $200
Explanation: see attachment for more help
The correct options are C and D respectively. The required journal entry to record the sale and the cost of the sale is debit Accounts Receivable $300; credit Sales $300; debit Cost of Goods Sold $200; and credit Merchandise Inventory $200.
What is the difference between accounts payable and accounts receivable?The terms "accounts payable" and "accounts receivable" refer to the same thing. Accounts receivables represent the money that customers owe your company, as opposed to Accounts Payables, which represent the money that your company owes to suppliers.
An's Jams makes a credit sale for $300 with terms of 2/10,n/30. The cost of the merchandise is $200. The following are required journal entries to pass debit Accounts Receivable $300; credit Sales $300; debit Cost of Goods Sold $200; and credit Merchandise Inventory.
Thus, the proper answers are C and D, respectively.
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Dr. z measures each patient's temperature (in celsius degrees) before administering the experimental medication. temperature on the celsius scale is a(n) __________ scale of measurement.
Dr. z measures each patient's temperature (in celsius degrees) before administering the experimental medication. The temperature on the celsius scale is an interval scale of measurement.
The interval scale is a quantitative measurement scale where there is order, the difference between the 2 variables is meaningful and identical, and the presence of 0 is bigoted. It measures variables that exist along a common scale at identical durations
The level of measurement or scale of degree is a class that describes the character of statistics within the values assigned to variables. Psychologist Stanley Smith Stevens advanced the first-class-known class with four degrees, or scales, of dimension: nominal, ordinal, c programming language, and ratio.
Nominal statistics is classified without a herbal order or rank, whereas ordinal statistics has a predetermined or natural order. then again, numerical or quantitative statistics will usually be more than a few that can be measured.
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The adjusting entry to record revenue for services the seller has performed but not yet collected requires ______.
Answer: a debit to accounts receivable and credit to service revenue
Explanation:
The adjusting entry to record revenue for services the seller has performed but not yet collected requires: A debit to Accounts Receivable and credit to Service Revenue.
Journal entryThe appropriate journal entry the record revenue for services the seller has rendered but not yet collected will includes debiting account receivable and crediting service revenue.
Adjusting journal entry
Debit Accounts Receivable
Credit Service Revenue
Inconclusion the adjusting entry to record revenue for services the seller has performed but not yet collected requires: A debit to Accounts Receivable and credit to Service Revenue.
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The ultimate control of a corporation lies in the hands of the corporate:________
a. ceo of the firm
b. chairman of the board
c. shareholders board of directors.
d. government
The ultimate control of a corporation lies in the hands of the corporate: shareholders. Option C
They are the owners of the company and have the power to elect the board of directors, who in turn appoint the CEO and other top executives. Shareholders exercise their control through voting rights, typically in proportion to their ownership stake in the company.
While the CEO plays a crucial role in managing the corporation's day-to-day operations and implementing strategies, they ultimately report to the board of directors, which represents the interests of the shareholders. The board of directors, composed of elected individuals, provides oversight and makes key decisions regarding the company's direction and major policies.
The chairman of the board, although an influential position, serves as a leader and facilitator during board meetings but does not have ultimate control alone. The government typically regulates corporations but does not possess direct control over their management or decision-making processes unless specific regulations or laws are violated.
Option C.
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Which of the following benefits of the American Free Enterprise System requires a great deal of government involvement?
Responses
A protection
B responsive prices
C variety of goods
D freedom
(answer is protection NOT responsive prices)
Option (a), The American Free Enterprise System's benefits of protection necessitate extensive government participation.
What role does the government play in the free market in America, and why?The government has the coercive power to maintain peace and order, protect the right of individuals to own property, and enforce voluntarily engaged into agreements. In essence, the government serves to defend the free enterprise system.
The objectives of a free enterprise include more freedom, market efficiency, consumer rights, financial security and stability, and economic opportunity. Even if free market offers more freedom, there is a higher likelihood that many economic crises will arise without the involvement of the government.
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index whole life insurance contains a securities component that acts as a(n)
Index whole life insurance contains a securities component that acts as a form of equity investment, allowing policyholders to benefit from the potential growth of the stock market.
Index whole life insurance is a permanent life insurance policy that includes a securities component designed to track the performance of a stock market index. This investment component acts as a form of equity investment, and allows policyholders to earn a return that is tied to the performance of the stock market.
As the value of the underlying index increases or decreases, the value of the securities component will also increase or decrease accordingly. Index whole life insurance provides policyholders with the opportunity to earn a higher rate of return than they would with a traditional whole life insurance policy, but it also involves higher risks.
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Qua E. Differentiate between the terms Public Sector and Private Sector
Answer:
The Public Sector consists of businesses that are owned and controlled by the government of a country. The ownership and control of the central or state governments in these organisations are either complete or partial. But it still holds a majority stake and makes every single decision regarding running the entity. These organisations include government agencies, state-owned enterprises, municipalities, local government authorities and other public service institutions.
Some of them can be non-profit organisations while others participate in commercial activities as well. It generally focuses on providing goods and services to the general public at relatively cheaper rates than private companies. Its main aim is to ensure the welfare of the general public within a country.
Explanation:
The Private Sector enterprises are owned, controlled and managed either by individuals or business entities. It can be small-scale, medium-scale or even large-scale organisations. These get formed to earn a profit from their business operations, and they can raise funding from individuals, groups, and the general public.
The different entities within the private sector include sole proprietorship, partnership, cooperative societies, companies and multinational corporations. They also focus on taking care of the needs of their customers to survive in the long run. Ever since the introduction of the New Economic Policy in 1991 by the Government of India, almost every industry in the country has opened up to the private sector. It has led to a phenomenal increase in the size of the Indian economy and its growth rates.
Which factor can be a barrier to a person applying for a job as a cook at a fast-food restaurant?
A. being unable to handle shift at work
B. a high school diploma
C. plans to continue education
D. knowing only one language
NO LINKS!!!!!!!!!
What is the best definition of technology?
Technology is replacing human workers with mechanical or electronic devices.
Technology is applying scientific knowledge to find answers and fix problems.
Technology is using fewer resources to manufacture goods more efficiently.
Technology is hiring workers from all over the world to manufacture goods.
Answer:
technology is applying scientific knowledge to find answers and fix problems.
Explanation:
thats what i think. sorry if its wrong
Answer:
EDG: A-Technology is applying scientific knowledge to find answers and fix problems.
Explanation:
Write a storyline in work environment that apples (3) employability skills to be a productive and positive employee.
Answer:
Storyline
Explanation:
You work in a hotel.
To be a productive and positive employee, there are a few must and must nots. Let's say that you work at the front desk. When your customer walks up to your desk, always make sure to greet them with the appropriate sayings. Ask directly what you can do to help them, and do it in a timely manner. If they are unsure or have any questions at all, make sure that they feel welcome to ask any questions.
Don't ask the customer inappropriate questions. such as;" What do you want?". Greet them nicely and treat your guests as your family.
To be a productive employee make sure you are on time as scheduled, do any assignments the day before and always show up with a smile.
identify ten entrepreneur and classify them under the types of entrepreneur
Answer: There are only five types of entrepenuer...
1. Skeptical entreprenuer: Sees the success of others and questions it.
2. Copycat entreprenuer: Sees the success of others and copys them exactly.
3. Research entrepreneur: They research every possible scenario and outcome for strategies to start or grow a business...
4. The determined entrepreneur: - hasn't made it yet- but will.
5. The accolmplished entrepreneur: Has gone through all types of entrepreneur and has built success from it.
Explanation: Hope this helps!
I have 1 F and 2 D's in my business class, Language arts, and science, because I have to study for another school which takes up a lot of my homework time. (Online School) Please help (┬┬﹏┬┬)
Answer:
I'm not sure how to help other than to tell you that you've got this! I am an AP and a dual-enrollment student, so I completely understand.
Consumers approach lending institutions in the primary market when they need a loan. After that institution issues the loan, it approaches the secondary market. Order the steps showing the process a loan goes through to get from the primary to the secondary mortgage market.
1) Investors purchase shares of the MBS.
2) Lending institutions market their loan to the secondary market.
3) Money received from investors is used to purchase additional loans.
4) A secondary mortgage market institution purchases the loan.
5) Loans are packaged into a mortgage-backed security (MBS).
1) Fourth
2) First
3) Fifth
4) Second
5) Third
Primary vs. Secondar
The correct order of steps showing the process a loan goes through to get from the primary to the secondary mortgage market is as follows:
1.Second
2.Fourth
3.First
4.Fifth
5.Third
In step 1, lending institutions market their loans to the secondary market. This involves offering the loans to potential buyers in the secondary mortgage market. The lending institution aims to sell the loan to a secondary mortgage market institution.
In step 2, a secondary mortgage market institution purchases the loan from the lending institution. This transaction allows the lending institution to transfer the loan from the primary market to the secondary market. The secondary mortgage market institution takes ownership of the loan.
In step 3, the loans that have been purchased by the secondary mortgage market institution are packaged together into a mortgage-backed security (MBS). An MBS is a financial instrument that represents a pool of mortgage loans.
In step 4, investors purchase shares of the MBS. These investors can be individuals, financial institutions, or other entities. By investing in the MBS, investors essentially become owners of a portion of the underlying mortgage loans.
Finally, in step 5, the money received from investors who purchased shares of the MBS is used to purchase additional loans. This process allows the secondary mortgage market institution to replenish its inventory of loans and continue the cycle of packaging them into MBSs for sale to investors.
By following this order of steps, the loan moves from the primary market to the secondary market, where it is securitized and sold as part of an MBS to investors.
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