The future value of the account after 35 years is $511,914. 48.
The payment Marnie is making is known as an ordinary annuity. An ordinary annuity is when a fixed payment is made at the end of a period at regular intervals for a period of time.
Future value = annual payments x annuity factor
Annuity factor = {[(1+r)^n] - 1} / r
Annuity factor = [(1.056)^35 - 1] / 0.056 = 102.382897
Future value = $5000 x 102.382897 = $511,914. 48
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Differentiate wealth-creating venture from income-generating venture.
Answer:
Explanation:
A wealth creating venture is expected to produce a return over a longer time span. Let’s say that the venture is expected to lose money for 5 years and then generate significant returns in year six. Over a ten year span, it might be very profitable. But if you are expecting to live off the proceeds starting on day one then you have a problem.
An income generating venture is expected to become cash-flow positive much sooner. A self-funding entrepreneur is likely to desire an income generating venture unless they are very wealthy. A venture backed business allows for a longer timeframe to accrue value.
What is the term for a variety of activities designed to stimulate a trial or
purchase?
A. Sales promotion
B. Advertising
C. Public relations
D. Personal selling
Answer:
I think B.Advertising
Answer:
Sales Promotion
Explanation:
Just took the test.
Monitoring the competition is important for all the following reasons EXCEPT
a
to keep prices competitive.
b
a similar décor will attract customers.
c
to match competitors’ promotions.
d
to detect weaknesses in competitors’ promotional strategies.
Answer: The answer is B
Explanation: Took the test
Answer:
B. a similar décor will attract customers.
Explanation:
______________ can arise from the estimation process or the stability of the project team. assumptions internal risks cost overruns external risks.
Internet risk can arise from the estimation process or the stability of the project team. assumptions internal risks cost overruns external risks.
What is Internet risk?Online risk is the exposure of an organization's internal resources as a result of using the Internet to do business.
Online risk exists for all businesses that conduct a portion of their operations online. Personal information, project data, and data produced by systems or procedures used by the company to conduct its business all fall under the category of vulnerable data.
Using techniques and resources from a risk management strategy, you can effectively manage online risk, prevent it from happening in the first place, and take action if it does. Aware of online risk, able to foresee how a data loss might affect their business operations, and able to create contingency plans are all crucial skills for IT professionals.
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The employees at Mike Boyle Strength and Conditioning seem to be high performers. Consider the equation: P = M x A x E Which factor seems to be emphasized in the video as being important when discussing why the employees are high performers?
The returns of the stock index fund and the returns of the corporate bond fund are inversely correlated.
How is it determined?The returns of the stock index fund and the returns of the corporate bond fund are correlated by 0.30.
Your friend matteo currently has a portfolio that invests $40,000 in the risk-free asset and $60,000 in a portfolio of risky assets that are equally divided between stocks and bonds.
What is the corporate bond fund's risk?Corporate bond funds have a low credit risk because the AAA credit rating indicates the highest level of safety. Since a credit default, in which the issuer fails to pay interest or principal, can result in a loss that lasts a lifetime, credit risk is an important factor to take into account when investing in fixed income securities.
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At a trustee's sale, a property was sold for $160,800. The fees and court costs amounted to $1,600. The property was encumbered with a first deed of trust in the amount of $156,500 and a second deed of trust in the amount of $2,000. Which of the following is correct?
a. There would be a surplus, which would go to the beneficiary
b. There would be a surplus, which would go to the trustor
c. There would be a surplus, which would go to the trustee
d. The beneficiary of the second trust deed could initiate court action for a deficiency against the trustor
Answer:
Option C, there would be a surplus, which would go to the trustee, is the right answer.
Explanation:
The property sold at a price = $160800
The fees and court cost = $1600
First deed amount = $156500
Second deed amount = $2000
Total costing = 1600 + 156500 + 2000 = $160100
Since the selling amount is greater than the cost amount. Thus, there will be surplus to the trustee. So, Option c is correct.
company ej plans to build a new plant to manufacture bicycles. ej sells its bicycles in the world market for $550 per bike. it could locate the plant in province p, which levies a 25 percent tax on business income. on the basis of the cost of materials and labor in province p, ej estimates that its manufacturing cost per bike would be $332. alternatively, ej could locate the plant in province w, which levies a 20 percent tax on business income. on the basis of the cost of materials and labor in province w, ej estimates that its manufacturing cost per bike would be $350. required: calculate the after-tax profit per bike for each province. in which province should company ej build its new plant?
Company EJ has two options for building its new plant: Province P and Province W. To determine which province is the better choice, we need to calculate the after-tax profit per bike for each location.
Province P:
- Manufacturing cost per bike: $332
- Tax rate: 25%
- Selling price per bike: $550
- Pre-tax profit per bike: $550 - $332 = $218
- Taxes per bike: $218 * 0.25 = $54.50
- After-tax profit per bike: $218 - $54.50 = $163.50
Province W:
- Manufacturing cost per bike: $350
- Tax rate: 20%
- Selling price per bike: $550
- Pre-tax profit per bike: $550 - $350 = $200
- Taxes per bike: $200 * 0.20 = $40
- After-tax profit per bike: $200 - $40 = $160
Comparing the after-tax profit per bike for each province, Company EJ should build its new plant in Province P, as it has a higher after-tax profit per bike ($163.50) compared to Province W ($160).
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Cindy Haskins is paid $9.00 an hour. Her overtime rate is 2 times (double time) her regular hourly rate. This week Haskins worked her regular 40 hours plus 8 hours of overtime. What is her total pay?
Her entire compensation is $504.
The term "total pay" means what?Total Pay is the sum of a worker's regular straight-time pay or base salary plus any additional wages received for overtime, shift differentials, incentive pay, bonuses, and other special payments.
The following formula will be used to determine Cindy Haskins' total compensation:
Hourly Payment per hour= $9.00
Hours worked= 40 hours
Payment = 40 X 9 = $360
Overtime payment per hour = $9.00 X 2= $18
Overtime = 8 hours
Payment = 18 X 8= $ 144
Total Payment= $360 + $144= $504
How do you figure up total pay?The number of hours worked multiplied by the hourly wage of an employee is how gross wages for hourly workers are determined. For instance, if a worker does 25 hours per week of part-time employment at a wage of $12, their gross compensation would be $300 (25 x $12 = 300).
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kelly has to deliver a presentation to executives at a formal business meeting. which outfit will help her project authority and competence?
The most formal business outfit wear for women includes skirt suits or pantsuits with a formal business top, stockings and close-toed leather shoes or heels.
The attire should be professional and conservative, and any additional accessories should be tasteful and understated. Women should don their dressiest black dress, a floor-length evening gown, or a knee-length dress with heels. Dressy outfit separates, such as a shell set and knee-length skirt, are also acceptable business . A light-colored shirt is always a good choice because it will make you appear strong and sophisticated. You will stand out with colours like cream white, light grey, white, or even sky blue, which will make you appear confident.
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A customer calls the support center of a company to get advice on which digital camera is best for her needs. The customer support employee listens to her needs and provides recommendations appropriate for her.
Answer:be fair and honest with customers
Explanation:
Answer:
Be fair and honest with customers.
Describe at least four ways you can take money out of a checking account. (1-4 sentences. 2.0 points)
Answer:
write a check, use an ATM, fill out a withdrawal slip and take it into the bank
suppose that the value of the euro fell from $1.32 on april 30, 2012, to $1.24 on july 5, 2012. this implies that:
Explanation:
the rate of currency decreased from may to july
Do you think every working American needs a 401(k) account or an IRA? Why or why not?
No links
Need ASAP
Answer:
Both 401(k) accounts and IRAs are retirement savings accounts that allow individuals to save for retirement on a tax-advantaged basis. Contributions to these accounts are tax-deductible, and the earnings on the investments grow tax-free until they are withdrawn during retirement.
There are some benefits to having a 401(k) account or an IRA. They allow individuals to save for retirement in a tax-efficient way, and can provide a significant source of income during retirement. In addition, many employers offer matching contributions to 401(k) accounts, which can be a valuable incentive to participate.
However, there are also some drawbacks to these types of accounts. For example, they are subject to market fluctuations and the investment risk is borne by the individual. In addition, there are limits on how much can be contributed each year, which may not be enough to provide for a comfortable retirement.
Whether or not every working American needs a 401(k) account or an IRA depends on individual circumstances. For some people, these accounts may be a valuable tool for saving for retirement. For others, different types of retirement savings accounts or strategies may be more appropriate. Ultimately, it is up to each individual to determine the best approach for their own retirement planning.
how many months weeks days are in 157 days?
6. Describe at least three things a bank would consider about you when deciding whether to give you a loan. (1-3 sentences. 3.0 points)
Explanation:
Your Credit History
Your Ability To Pay The Loan
Your Cash Flow History
Please help:(
Do you think that federal regulations are beneficial or should the financial sector be left to its own devices with little to no government interference? Why? Stated another way, w
aspects of financial regulations do you think are beneficial to individuals and the country? Or what are the possible downsides of too much regulation?
The economy, businesses, and consumers all depend on a healthy financial system.
Why is it important to regulate the financial sector?The economy, businesses, and consumers all depend on a healthy financial system. The safety and soundness of the financial system and the protection of customers are both ensured in part by financial regulation. Regulations guard against financial fraud for consumers. Mortgages, credit cards, and other financial items that are immoral are among these. Monopolies cannot take control and consolidate their power because of laws like the Sherman Anti-Trust Act. While this is true, the advantages are linked to three aspects of improved financial stability: a lower likelihood of future crises, lower projected losses, and lower societal expenses. One of the top advantages of government regulation is safeguarding citizens against subpar goods, services, or company practices.To learn more about financial sector refer to:
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The consumer price index in 2018 was 251 in 2019, the CPI rose to 257. calculate the inflation rate from 2018 to 2019. Round your answer to the nearest tenth of a percent. A -2.3% B 102.4% C 6% D 2.4%
the solution for this question is: D) 2.4%
To calculate the inflation rate from 2018 to 2019, we can use the following formula:
Inflation Rate = ((CPI in 2019 - CPI in 2018) / CPI in 2018) * 100
Given that the CPI in 2018 was 251 and the CPI in 2019 was 257, we can substitute these values into the formula:
Inflation Rate = ((257 - 251) / 251) * 100
Inflation Rate = (6 / 251) * 100
Inflation Rate ≈ 2.39%
Rounding this to the nearest tenth of a percent, the inflation rate from 2018 to 2019 is approximately 2.4%.
Therefore, the correct answer is:
D) 2.4%
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how is a jingle different from a slogan
Answer:
A jingle is a short tune or phrase that is used to advertise a product or service. It is usually catchy, memorable and includes the product’s name or message. A slogan is a short, memorable phrase that is associated with a product or service. It is used to create an image in the public’s mind of what the product or service is about and is designed to create an emotional connection with the customer.
Explanation:
Answer:
Slogans are often shorter than jingles and do not have a melody.
Explanation:
What were jingles and slogans used for?
Jingles are an element of branding – Just as a brand's logo or tagline are a way to identify a brand with your eyes and ears, jingles are a uniquely identifiable audio clip that draws on consumers' hearing senses to identify your brand.
The value of a share of common stock depends on the cash flows it is expected to provide, and those flows consist of the dividends the investor receives each year while holding the stock and the price the investor receives when the stock is sold. The final price includes the original price paid plus an expected capital gain. The actions of the marginal investor determine the equilibrium stock price. Market equilibrium occurs when the stock's price is -Select- its intrinsic value. If the stock market is reasonably efficient, differences between the stock price and intrinsic value should not be very large and they should not persist for very long. When investing in common stocks, an investor's goal is to purchase stocks that are undervalued (the price is -Select- the stock's intrinsic value) and avoid stocks that are overvalued. The value of a stock today can be calculated as the present value of -Select- stream of dividends:
Answer:
marginal investor
equal
less
infinite
Explanation:
the value of a stock depends on the sum of the value of the dividend yield and capital gains yield
dividend yield = dividend / price of the stock
capital gains yield is a change in the value of the stock as a result of appreciation in the value of the stock.
The intrinsic value of a stock can be calculated using various dividend models. some of them include :
The Gordon constant growth dividend model The two stage dividend growth model The H-model The three stage dividend growth modelThe market is in equilibrium when price equal intrinsic value
a stock is undervalued when the price of the stock is less than its intrinsic value
A stock is overvalued when the price of the stock is greater than its intrinsic value.
An investor would want to purchase a stock that is undervalued so that they can take advantage of increase in the value of the stock
Th dividend used to calculate the intrinsic value is infinite. This is because dividends are paid infinitely as long as the investor holds the stock and the company exists
A(n) ________ in the liquidity of corporate bonds will ________ the price of corporate bonds and ________ the yield on corporate bonds, all else equal. group of answer choices
A increase in the liquidity of corporate bonds will increase the price of corporate bonds and decrease the yield on corporate bonds, all else equal. A corporate bond is a sort of debt securities that a company issues and sells to investors.
When the bond "reaches maturity," or expires, the payments stop and the initial investment is refunded. The bond is often backed by the company's ability to repay, which is determined by its future revenue and profitability projections. Physical assets of the company may be used as collateral in some instances. A corporate bond is a type of debt issued by a firm to raise funds.
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Please select the word from the list that best fits the definition Ponder
Answer:
Explanation:
Reflect
A(n) __ can administer self-assessment tools to help you understand your personality and preferences .
Recording a document makes it a matter of ______. closing conveyance fact public record
Recording a document makes it a matter of public record.
What happens when you record a document?When you record a real estate document, then you have made that document a public record which shows everyone concerned that you are interested in the real estate.
This means that such documents have to meet the state and local requirements that govern the sale of real estate property.
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all transactions . (select all that apply.) multiple select question. must affect both assets and stockholders' equity must affect assets affect assets, liabilities, and/or stockholders' equity must affect both assets and liabilities have at least two effects on the accounting equation need help? review these concept resources.
The calculation of shareholders' equity takes into account four factors: outstanding shares, additional paid-in capital, retained earnings, and treasury stock.
What transactions have an impact on equity or capital?Owner's equity is primarily influenced by the accounts for revenues, gains, expenses, and losses. If you make profits and have revenues, your owner's equity will rise. If you incur costs and suffer losses, your owner's equity declines.
Revenue and owner investment are transactions that raise equity. The amount of equity will expand as a result of any transactions that boost capital and profits. Expenses and dividends are transactions that lower equity.
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Budgeting for Needs
Select the items that are needs from your credit card statement.
CREDIT CARD STATEMENT
Last Month
Groceries$200
Movie rentals$15
Concert tickets$120
Internet services$60
Fitness class$35
Go-kart racing$50
The items that are needed from your credit card statement are Groceries $200, Internet Services $60 and Fitness Class $35. The correct options are a, d and e.
What is a credit card?A credit card is a thin rectangular piece of plastic or metal issued by a bank or financial services company that allows cardholders to borrow funds with which to pay for goods and services with merchants that accept cards for payment.
Credit cards impose the condition that cardholders pay back the borrowed money, plus any applicable interest, as well as any additional agreed-upon charges, either in full by the billing date or over time.
In addition to the standard credit line, the credit card issuer may also grant a separate cash line of credit to cardholders, enabling them to borrow money in the form of cash advances that can be accessed through bank tellers, ATMs, or credit card convenience checks.
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What is the key to successful investing?
- Make sure you know what your investing in (DYOR)
- Invest only money your willing to lose
- Learn from others and learn strategies
Which factor plays the biggest role in motivating economic decisions in a
market economy?
O A. Corruption in the leadership of powerful groups
O B. Commitment to maintaining a traditional lifestyle
O C. Competition between different businesses
D. Cooperation between governments and citizens
Cooperation between governments and citizens: plays the biggest role in motivating economic decisions in a market economy. Thus, option D is the correct option.
What Is a Market Economy?A market economy is a kind of capitalism in which a nation's companies and residents interact to determine economic policy and the cost of products and services. Although there may be some central planning or government interference, this phrase often denotes a more generally market-oriented economy.
The majority of economic decisions in a market economy are made through voluntary transactions that follow the rules of supply and demand. In a market economy, entrepreneurs are free to pursue profit by producing outputs that are worth more than the inputs they use, or, if they choose not to, to fail and close their doors. The forces of supply and demand are used in market economies to set the right prices and quantities for the majority of products and services.
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Which is an example of a small business showing social responsibility to individuals within the company?
A. starting an office recycling program
B. developing sustainable business practice
C. donating money to local organizations
D. allowing employees to work from home
Starting an office recycling program, developing sustainable business practice and donating money to local organizations are examples of a small business showing social responsibility to individuals within the company.
Company have a social responsibility to the communities in which they operate. This includes ensuring that they are good corporate citizens, providing support for local causes and charities, and protecting the environment.
Sustainable business is a term that is often used to describe businesses that are environmentally friendly or that have a positive social impact.
Hence, the correct options are "A, B & C".
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If you get into a car accident, your___________ may increase because you will be considered riskier for insurance companies to cover
A. Car loan payment
B. Insurance premium
C. Taxes
D. Claims adjustment
Answer:
B. Insurance premium
Explanation:
If you get into a car accident, your Insurance premium may increase because you will be considered riskier for insurance companies to cover. Thus, option B is correct.
What are companies?A corporation is a legal body formed by a number of people to conduct and manage a business entity, whether it be commercial or industrial. An organizational model that will work as an individual representative and not in a collective manner.
As you already must be paying some amount of insurance premium, that premium will help you pay for the damage that has occurred this time. but still, when you next time may have a plan, they will increase the insurance premium.
After the accident, you have shifted from a lower-risk person to a higher-risk person. Therefore, option B is the correct option.
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What is TRUE about non-depository financial institutions?
A.
They do not offer other types of accounts, such as savings and checking accounts.
B.
Traditionally, they focused on providing loans and other money management services.
C.
They are all federally insured.
D.
They include commercial banks and credit unions.
The truth that can be said about the non depository institutions is that They include commercial banks and credit unions.
What are non-depository financial institutions?This is the term that is sued to refer to the financial institutions that are not known to accept deposits of any forms from the customers that they have/.
These are the types of institutions that are known to perform other forms of financial services to their customers. But when it comes to taking deposits they are not to function in such an aspect.
Hence we would say that the institutions are made up of the commercial banks and they also involve the credit unions.
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