Answer:
$10,786.88
Explanation:
The total amount paid on loan will be the sum of monthly payments and the deposit paid.
Monthly payments = $888.49 per month
Number of months = 12
Total monthly payments : $888.49 x 12= $10,661. 88
Upfront fee( deposit) $125
Loan amount
=$10,661. 88 + $125
=$10,786.88
Select the correct answer.
Which legislation is the most recent piece of consumer protection legislation?
Consumer Bill of Rights
Fair Credit Reporting Act
Dodd-Frank Wall Street Reform and Consumer Protection Act
Credit CARD Act
Answer:
Consumer Bill of Rights
Explanation:
Suppose that a manager is managing a portfolio whose benchmark is the Barclays Capital Intermediate Aggregate Index, which has duration of 4.68. Suppose the market value of the portfolio on March 31, 2018 was $48,559,815. The portfolio duration is 2.97. Suppose the portfolio manager seeks to follow a duration matched strategy and therefore the portfolio’s target duration is the benchmark duration.
Explain how this can be done with the buying or selling of a $100,000 5-year Treasury note futures contract at price $112.79, and dollar duration of $6022. Show all calculations.
(10 marks)
The portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
To implement a duration-matched strategy, the portfolio manager aims to adjust the portfolio's duration to match the benchmark duration. In this case, the benchmark duration is 4.68, while the portfolio duration is 2.97.
To calculate the change in portfolio duration, we can use the formula:
Change in Duration = (Portfolio Duration - Benchmark Duration) * Portfolio Value
Change in Duration = (2.97 - 4.68) * $48,559,815 = -$8,206,705.95
Now, let's calculate the number of Treasury note futures contracts required to offset this duration mismatch:
Number of Contracts = Change in Duration / Dollar Duration per Contract
Number of Contracts = -$8,206,705.95 / $6,022 = -1362.82
Since the number of contracts cannot be negative, the portfolio manager needs to sell 1362 contracts.
To calculate the dollar value of the futures contracts, we multiply the number of contracts by the contract size:
Dollar Value of Contracts = Number of Contracts * Contract Size
Dollar Value of Contracts = 1362 * $100,000 = $136,200,000
Therefore, the portfolio manager should sell 1362 Treasury note futures contracts with a dollar value of $136,200,000 to achieve a duration match with the benchmark.
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What accounts are affected. issued check $644 to pay for an advertisement
Answer:
Bank and Advertisement accounts
Explanation:
Journal entries
Advertisement A/c Dr $644
To Bank A/c $644
(Being advertisement expenses made by cheque)
Bank and Advertisement accounts are affected
alright, anyone got any chocalate
Answer:
No, I don't really like chocolate.
Explanation:
Answer:
Yes.
Explanation:
But sadly I can't give them away.
#teamtrees #WAP (Water And Plant)
The U.S. Congressional Budget Office has projected the debt-to-GDP ratio to increase dramatically in the future. One of the major reasons is the:
The main reason for the projected increase in the debt-to-GDP ratio is the growing budget deficit.
1. The debt-to-GDP ratio measures a country's debt compared to its economic output.
2. When a country has a budget deficit, it means that its government spending exceeds its revenue.
3. To finance this deficit, the government needs to borrow money by issuing bonds, which increases the national debt.
4. As the national debt increases, the debt-to-GDP ratio also rises since the economy's output is not growing at the same pace as the debt.
5. Therefore, the projected increase in the debt-to-GDP ratio is primarily due to the growing budget deficit.
In summary, the projected increase in the debt-to-GDP ratio is mainly caused by the growing budget deficit, where government spending exceeds revenue, leading to increased borrowing and a larger national debt.
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You are a part-time worker at a small neighborhood grocery store. You've been working in the store for only a few days, but already you know you like the job and your employer. It's close to your home, so it's very convenient. However, you're worried about security because you often work alone. There is a security camera, but it doesn't look like it's working. Posters and flyers completely fill the windows, making it impossible to see in or out. And the streetlights outside the store aren't very bright. You decide to talk about your concerns with the store owner.
Answer:
Despite liking the job due to the comfort and convenience which it offers, the security challenge is not something to wish off. I would engage with the store owner to see in which ways which he could improve the security of the store.
For example, changing the security camera, and removing the posters and flyers which fills the windows could be a great way to start. Also, with time, he could consider hiring a security guard who could be stationed in front of the store for few hours work in the night. this would guaranteed extra layer of security.
Explanation:
A condominium unit had $30,000 net income and sold for $500,000. What was the rate of return?
The answer is 6%.
If A condominium unit had a $30,000 net income and sold for $500,000, the rate of return will be = \(30,000*100/500000 = 6%\) percent.
Return on investment computes how much money or profit is earned on investment as a portion of the cost of that investment. It indicates how effectively and efficiently investment dollars are being utilized to make profits. Understanding ROI lets investors evaluate whether placing money into a special investment is a smart choice or not.
Return on investment can be utilized for any investment—stocks, bonds, a savings account, and a portion of real estate. Computing a significant ROI for a residential property can be contesting because estimations can be easily influenced—certain variables can be incorporated or banned in the computation. It can become quite tough when investors can choose to pay cash or take out a mortgage on the property.
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Attracting a new basic industry is important to a community, primarily because it.
Attracting a new basic industry is important to a community, primarily because it brings new jobs, increases the tax base, and stimulates economic growth.
A basic industry is one that exports its goods or services outside of the community, bringing new money into the area. This helps to create a multiplier effect, as the new jobs and income generated by the basic industry can lead to increased consumer spending, further economic growth, and more job opportunities in related industries.
Additionally, a thriving basic industry can attract other businesses to the community, creating a virtuous cycle of economic development. Overall, attracting a new basic industry can have a positive impact on the community's quality of life, providing residents with greater opportunities for employment and economic security.
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true or false: hospitals that solicit contributions and provide some charitable care can be considered pure charities.
True.Hospitals that solicit contributions and provide some charitable care can be considered pure charities. A pure charity is an organization that exists for the purpose of providing benefits to the public, rather than for the benefit of its members or owners.
In the case of hospitals, providing charitable care to those who cannot afford it is one way that they benefit the public.
To be considered a pure charity, an organization must meet certain requirements, including providing a public benefit, operating exclusively for charitable purposes, and being organized as a non-profit entity. Hospitals that provide a significant amount of charitable care, typically defined as care provided at little or no cost to patients who cannot afford it, may be eligible for tax-exempt status as a charitable organization under Section 501(c)(3) of the Internal Revenue Code.
However, hospitals that provide charitable care may also face challenges in maintaining their tax-exempt status if they are perceived as providing insufficient charity care or if they engage in certain activities that are not considered charitable, such as excessive executive compensation or lobbying activities.
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explain four reason international countries choose jamaica to do business
The four reasons international countries choose Jamaica to do business are below in the below segment.
Although Jamaica seems to be a mid-income country with the highest average class, its low unemployment level has been one of the nation's most slow-growing economies.Considering Jamaica's economy's significance for commercial transactions, trade may be a major driving force for population development.For almost all such renewable sources, such as the production of energy, Jamaica consumes gasoline (petroleum).Another important feature of attention was knowledge and awareness-raising of trade trends among personal and corporate players but also civilized society.
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Clyde purchased a 4000K television online from Best Buy. The television retails for $749, but Best Buy also offered a 15% discount off the retail price. If the tax rate is 8.25%, how much did Clyde pay for the television at checkout? Round to two decimal places. $702.54 $689.17 $810.79 $729.71
Answer:
$689.17
Explanation:
In order to find the answer, first you have to calculate the price of the TV after the 15% discount by calculating 15% of the price and subtracting that result from the price:
$749*15%=112.35
$749-$112.35=$636.65
Now, you have to found the amount of the tax and add that to the price:
$636.65*8.25%=$52.52
$636.65+$52.52=$689.17
According to this, the answer is that Clyde paid $689.17 for the television at checkout.
firms in industries that have competitors but do not face so much competition that they are price takers are operating in either a(n) a. oligopoly or perfectly competitive market. b. oligopoly or monopoly market. c. monopoly or monopolistically competitive market. d. oligopoly or monopolistically competitive market.
Oligopoly or Monopolistically competitive market, businesses in competitive industries that aren't price takers due to excessive competition.
What does oligopoly mean?Few sellers are a sign of oligopoly. In an oligopolistic market, each vendor provides the majority of the goods that are sold there. Additionally, oligopolistic industries have a low number of enterprises because it is expensive to establish a business in them.
Monopolistic Competition: What Is It?When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. A monopolistic competitive industry has minimal entry requirements, and decisions made by any one firm do not immediately affect those of its rivals.
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Oligopoly or Monopolistically competitive market, businesses in competitive industries that aren't price takers due to excessive competition.
What does oligopoly mean?Few sellers are a sign of oligopoly. In an oligopolistic market, each vendor provides the majority of the goods that are sold there. Additionally, oligopolistic industries have a low number of enterprises because it is expensive to establish a business in them.
Monopolistic Competition: What Is It?When a large number of businesses provide rival goods or services that are comparable but imperfect alternatives, monopolistic competition exists. A monopolistic competitive industry has minimal entry requirements, and decisions made by any one firm do not immediately affect those of its rivals.
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What is an insurance premium?
A. Your monthly payment to your insurer, regardless of whether you use any services
B. A list of the procedures covered by your insurance carrier
C. An added cost you pay in order to receive higher-quality services
D. The amount you pay out-of-pocket for a specific procedure or service
Answer:
a
Explanation:
a insurance premium is your monthly payment
state one advantage and one disadvantage of parallel cables
Answer:
Advantages: We know that the voltage remains constant in the parallel connection. Therefore, each component in the circuit gets the same amount of voltage.
Disadvantage: To construct the parallel connection, we need lots of wires.
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3.
Managerial economics involves the application of economic theory
and decision science. POONAM CHAND.
a. True
b. False
The statement is true. Managerial economics indeed involves the application of economic theory and decision science to aid managers in making informed business decisions.
Managerial economics is a field that applies economic theory and decision science to help managers make strategic business decisions. It combines economic principles with analytical tools to analyze and solve real-world problems faced by businesses. The application of economic theory enables managers to understand how external factors, such as market conditions, competition, and consumer behavior, impact their business operations.
By utilizing decision science techniques, managers can assess various alternatives, evaluate risks, and optimize resource allocation to achieve desired outcomes. Managerial economics provides insights into demand and supply dynamics, cost analysis, pricing strategies, production optimization, and market forecasting. It helps managers make informed decisions regarding pricing, production levels, investment opportunities, market entry or exit, and resource allocation.
Regarding the statement, it is true that managerial economics involves the application of economic theory and decision science. It empowers managers with a systematic framework to analyze and understand the economic environment and make rational decisions based on economic principles and empirical evidence. This field plays a crucial role in improving managerial effectiveness and enhancing the overall performance of businesses.
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Megan is already looking ahead to graduation and a job, and she wants to buy a new car not long after her graduation. If after graduation she begins an investment program of $2,300 per year in an investment yielding 6 percent, what will be the value of the fund after three years? (Hint: Use Appendix A.3 (Links to an external site.) or the Garman/Forgue companion website.) Round Future value of Series of Equal Amounts in intermediate calculations to four decimal places. NO cents! DOLLARS ONLY
Answer:
$ 7,322
Explanation:
$2300 per year is an annuity investment. The formula for future annuity value is as below
FV = A × (1 + r)^n - 1 / r
Where A = amount invested periodically
r = interest rate, 6% or 0.06
n = 3 years
Fv = $2300 x{ (1 +0.6)^3 -1} /0.06
Fv = $2300 x (1.191016-1) /0.06
Fv = $2300 x ( 0.191016/0.06)
Fv = $2300 x 3.1836
Fv= $ 7,322.28
Fv= $ 7,322
The ledger of Skysong, Inc. on March 31 of the current year includes the selected accounts below before adjusting entries have been prepared.
Answer: See Image Below
The adjusting entries for Skysong, Inc. for March is prepared from the given selected accounts before adjusting entries have been prepared.
What are adjusting entries?Adjusting entries are journal entries that are typically made at the end of an accounting period to allocate income and expenditure to the period in which they actually occurred. Under accrual-basis accounting, the revenue recognition principle serves as the foundation for making adjusting entries for unearned and accrued revenues.
The adjusting entries are as follows:-
No. Date Account Tiles and Explanation Debit Credit
1. March 31 Depreciation expense 756
Accumulated Depreciation expense 756
2. March 31 Unearned Rent revenue 5580
Rent revenue 5580
3. March 31 Interest Expense 360
Interest payable 360
4. March 31 Supplies Expense 1935
Supplies 1935
5. March 31 Insurance Expense 1080
Prepaid Insurance 1080
Therefore, the adjusting entries are prepared on March 31.
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Jeanie realizes that her values differ significantly from some of her younger subordinates. What should jeanie do to understand them better?
Jeanie realizes that her values differ significantly from some of her younger subordinates. To understand them better she should seek out others point of view and perspectives.
In life, we meet a lot of different kinds of people with accordingly different views and perspectives on life. If one believes in something and other in something else It's completely fine and is just diversity that is very natural in society. If we want to be an adaptable being we have to consider and think according to others perspective too so that we understand them better.
Not only this helps in better working conditions but also helps in building healthy relationships among people that you work with or either are close to.
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_____ questions often present interviewees with a scenario they are likely to encounter on the job and ask them to indicate how they would handle it.
Answer:
Situational
Explanation:
Situational questions often present interviewees with a scenario they are likely to encounter on the job and ask them to indicate how they would handle it.
a stock can be valued by using the formula if the stock pays a constant annual dividend. group of answer choices perpetuity present value fixed coupon bond present value payout ratio present value of an ordinary annuity present value of an annuity due
A stock can be valued by using the perpetuity formula if the stock pays a constant annual dividend.
What is a stock?A stock is an equity instrument that is issued by public firms to raise capital for their activities. A stock gives the holder the right to receive dividends. A stock gives the holder voting rights in the company.
The perpetuality formula is the dividend paid on a stock divided by the rate of return of the company.
Value of a stock using the perpetuality formula = dividend / rate of return
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Which statements apply to a certificate of deposit (CD)? Check all that apply. It is always purchased as a short-term investment. It can be purchased from a banking institution. It is always purchased as a long-term investment. It can be purchased for almost any amount. It is purchased through an individual's employer.
The statements that apply to a certificate of deposit include;
It can be purchased from a banking institution. It can be purchased for almost any amount.A certificate of deposit is a low-risk investment where the depositor fixes a sum of money in an account for a period of time after which he can collect the investment along with interest accrued. Banks and credit unions are the main financial institutions known for issuing certificates of deposits. It is quite similar to opening a bank account.
The flexibility obtainable from this investment plan allows depositors to fix amounts that are commensurate to their budgets. However, some financial institutions have minimum amounts that are required for certificates of deposit. Different institutions have varying interest rates, therefore, it is necessary to make proper research before opting for an institution.
Summarily, the statements that apply to a certificate of deposit are;
It can be purchased from a banking institution. It can be purchased for almost any amount.Learn more about certificates of deposits here:
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Answer:
-It can be purchased from a banking institution.
- It can be purchased for almost any amount.
Explanation: just took the test
the marketing team is asked to provide branding and messaging for email templates to be used throughout the customer support process.
The System Administrator can implement customer-facing email templates in two locations:(C) Case Auto-response Rules and (D) Support Rep's Send Email options.
Case Auto-response Rules: These rules are triggered when a new case is created, and they allow for automated email responses to be sent to customers. By configuring the Case Auto-response Rules, the System Administrator can set up email templates with branding and messaging that will be used to communicate with customers during the customer support process.
Support Rep's Send Email options: When handling customer support cases, support representatives often need to send email communications to customers. The System Administrator can provide pre-defined email templates that support representatives can utilize when sending emails to customers. These templates ensure consistency in branding and messaging across customer interactions and help maintain a professional and cohesive customer experience.
Hence, the System Administrator can implement customer-facing email templates in the locations of Case Auto-response Rules and Support Rep's Send Email options (C and D).
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Here is the complete question:
The marketing team is asked to provide branding and messaging for email templates to be used throughout the customer support process.
In which two locations can the System Administrator implement customer-facing email templates with respect to Cases?
Choose 2 answers
A. Owner Assignment Notifications
B. Case Escalation Notifications
C. Case Auto-response Rules
D. Support Rep's Send Email options
Rasheed works for Company A, earning $350,000 in salary during 2021. Assuming he is single and has no other sources of income, what amount of FICA tax will Rasheed pay for the year? (Round your intermediate and final answer to the nearest whole dollar amount.) Amount of FICA tax
From the information provided, Rasheed will pay $21,450 in FICA tax for 2021. Taxes are obligatory payments from citizens to the state.
A tax that is compulsorily imposed on a state by an individual or entity without direct remuneration under law. Taxes are used wherever possible by the government for the welfare of its citizens.
Rasheed will pay FICA tax of $21,450 for the year 2021. This is calculated by taking the salary of $350,000 and multiplying it by the FICA tax rate of 6.2%. $350,000 x 6.2% = $21,450
Therefore, Rasheed will pay $21,450 in FICA tax for 2021.
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What is a plan for how much to spend and how much to save of ones earnings called?
A. a wish list
B. a personal budget
C. a saving account
D. an investment portfolio
how does increase demand for a product help lower its price to consumers?
Answer:
The four basic laws of supply and demand are: If demand increases and supply remains unchanged, then it leads to higher equilibrium price and higher quantity. If demand decreases and supply remains unchanged, then it leads to lower equilibrium price and lower quantity.
A consumer has a utility function over two goods x and y given by U(x, y) = x1/3,2/3 (a) Find the MRS of x for y given this utility function (b) As the ratio of x to y increases, what happens to the MRS? How does this relate to the convexity of indifference curves for this consumer? (c) Consider a different utility function U(x, y) = ln(x) + 2 ln(y) Show that this utility function has the same MRS as the original. Why do you think this is the case? (Hint: what happens if you take a log of the original utility function?) (d) Assume that the consumer has income I, the price of x is Px and the price of y is Py. Setup a Lagrangian for each of the two utility functions above. (e) Solve the Lagrangians to find the optimal choice of x and y as a function of prices and income (Marshallian demand). Show that both utility functions give the same solution. (f) What is the consumer's optimal choice if I = 120, Px = 2 and Py = 8?
A) Find the MRS of x for y given the utility function U(x, y) = x^(1/3)*y^(2/3)The marginal rate of substitution (MRS) is the amount of a good that an individual is willing to give up to obtain one more unit of another good while holding utility constant. To find the MRS, the marginal utility of the numerator good is divided by the marginal utility of the denominator good, resulting in:
MRS = MUx/MUyMUx = ∂U/∂x = (1/3)x^(-2/3)*y^(2/3)MUy = ∂U/∂y = (2/3)x^(1/3)*y^(-1/3)MRS = MUx/MUy = ((1/3)x^(-2/3)*y^(2/3))/((2/3)x^(1/3)*y^(-1/3)) = (1/2) * x^(-1) * yB)
As the ratio of x to y increases, the MRS decreases. This is due to the concavity of the indifference curves, which are bow-shaped and become flatter as they move outward.
Indifference curves are concave because the MRS decreases as one moves down the curve, indicating that individuals need to be compensated with more of one good to give up one unit of another. C) Show that this utility function has the same MRS as the original. U(x, y) = ln(x) + 2 ln(y)MUx = ∂U/∂x = 1/xMUy = ∂U/∂y = 2/yMRS = MUx/MUy = (1/x) / (2/y) = y/(2x) = x^(-1) * yD) For the first utility function, the Lagrangian is L = x^(1/3)*y^(2/3) - λ(I - Px*x - Py*y)For the second utility function, the Lagrangian is L = ln(x) + 2ln(y) - λ(I - Px*x - Py*y)E) To obtain the Marshallian demands for x and y, differentiate the Lagrangians and set the first-order conditions to zero.
For the first utility function:∂L/∂x = (1/3)x^(-2/3)*y^(2/3) - λPx = 0∂L/∂y = (2/3)x^(1/3)*y^(-1/3) - λPy = 0∂L/∂λ = I - Px*x - Py*y = 0Solving this system of equations yields the following demand functions: x = (3/2) * (I/Px)^(3/2) * (Py)^(1/2) y = (3/4) * (I/Py)^(3/2) * (Px)^(-1/2)For the second utility function, the Lagrangian is:
L = ln(x) + 2ln(y) - λ(I - Px*x - Py*y)Taking the first-order conditions and solving for the Marshallian demand functions yields the following:
x = I/2Px y = I/4PyF) When I = 120, Px = 2, and Py = 8, the optimal choice of x and y can be calculated using the Marshallian demand functions derived earlier.
Using the demand functions for the first utility function, x = (3/2) * (I/Px)^(3/2) * (Py)^(1/2) = (3/2) * (120/2)^(3/2) * (8)^(1/2) = 180y = (3/4) * (I/Py)^(3/2) * (Px)^(-1/2) = (3/4) * (120/8)^(3/2) * (2)^(-1/2) = 22.11Using the demand functions for the second utility function, x = I/2Px = 120/4 = 30 y = I/4Py = 120/32 = 3.75
The consumer's optimal choice of goods is thus (180, 22.11) for the first utility function and (30, 3.75) for the second utility function.
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How much does it cost to get electricity to a property?.
Answer:
$10,000 to over $30,000 depending on your location
Explanation:
Some employers offer forms of employer compensation in addition to pay these are usually things like healthcare retirement and paid vacation
Answer:
True
Explanation:
Often called employee welfare package, is a term that refers to all other forms of employer compensation in addition to their pay that is given by employers, sorely because they want to motivate them towards effective work performance.
Healthcare retirement benefits and paid vacation benefits are good examples of employee welfare package.
Plz, Help quickly. In accordance with the seven core elements of an effective occupational safety and health program, what should management do to support the program effectively?
Select the 4 answer options that apply.
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Encourage employee participation by publicly punishing those who do not participate.
Only allow senior management level employees to be involved with the program evaluation, to avoid conflict.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Answer:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Explanation:
In accordance with the seven core elements of an effective occupational safety and health program, management should follow the following to support the program effectively:
Communicate their commitment to the programs through a written statement.
Establish realistic, attainable, and measurable goals.
Allocate resources to the program by integrating it into the budget and time planning.
Establish a process to report any safety and health concerns.
Which employees typically work for the school district check all that apply
Tutors may work in a variety of settings, including classrooms, libraries, or students' homes, but they may also work in office environments within schools.
The employees who typically work in an office environment within schools include:
School Psychologist - School psychologists usually work in a private office within the school environment, where they assess and diagnose students' behavioral, emotional, and learning problems and provide counseling and therapeutic services.
School Secretary - School secretaries work in the main office of the school, where they manage administrative tasks, such as answering phones, greeting visitors, maintaining records, and coordinating school activities.
Instructional Designer - Instructional designers typically work in an office environment, where they develop and design educational materials, including lesson plans, assessments, and instructional technologies.
Librarian - Librarians usually work in a library or media center within the school, where they manage the collection of books, periodicals, and other resources, assist students and teachers in finding and using materials, and provide instructional support.
Teacher - Teachers may have their own classrooms but may also work in shared office spaces, where they plan lessons, grade assignments, and communicate with colleagues and parents.
Tutors may work in a variety of settings, including classrooms, libraries, or students' homes, but they may also work in office environments within schools.
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The complete question is
Which employees typically work in an office environment within schools? Check all that apply.
School Psychologist
School Secretary
Instructional Designer
Tutor
Librarian
Teacher