The current return on investment for Julie Company is 62.5%.
The return on investment (ROI) is a measure of profitability and is calculated by dividing the net income (revenue minus expenses) by the average invested capital. In this case, the revenues for the year are $300 and expenses are 50% of revenues, which means expenses amount to $150. Therefore, the net income is $300 - $150 = $150. The average invested capital for the year is given as $240.
To calculate the ROI, we divide the net income by the average invested capital: ROI = ($150 / $240) * 100% = 62.5%.
So, the current return on investment for Julie Company is 62.5%.
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is there a "systematic" approach to innovation at apple? if yes, how would characterize it? can it be imitated? if not, why not?
Apple has a unique and systematic approach to innovation that encompasses user experience, cross-functional collaboration, design aesthetics, and secrecy, making it challenging to replicate.
Apple's systematic approach to innovation is evident in its consistent delivery of groundbreaking products and services. The company places a strong emphasis on user experience, striving to create products that are intuitive, seamless, and user-friendly. This customer-centric approach guides their innovation process.
Additionally, Apple fosters cross-functional collaboration, bringing together teams from different disciplines to work together and integrate various technologies and features into their products. This collaborative approach allows for the convergence of hardware, software, and services.
Attention to design and aesthetics is another hallmark of Apple's innovation. They prioritize creating visually appealing products with a focus on sleek, minimalist design. Furthermore, Apple's commitment to secrecy and product confidentiality adds an element of surprise and anticipation to their launches, contributing to their innovative image.
The combination of these factors makes Apple's approach to innovation challenging to imitate. It requires not only replicating the individual elements but also fostering a unique company culture that supports and sustains such an approach.
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Should the organization use the cash accounting method or the accrual accounting method? Why?
Answer:accounting method
Explanation:it is much more accurate
Who heads each of the branches of federal reserve banks and looks after their functioning?
Answer: The chair of the board, governors of the federal reserve system is the chief of the federal reserve which is the central banking system of the United States.
Answer:
Board of Governors
Explanation:
What is the function of campaign manager?.
Every element of the campaign is under the campaign manager's control. The lifecycle of a marketing campaign is managed by marketing campaign managers.
A campaign's purpose is to what?A political campaign is a well-organized attempt to sway the course of a certain group's decision-making. Political campaigns in democracies frequently refer to the elections that determine who will represent a party in a house of representatives or the outcome of a referendum.The lifecycle of a marketing campaign is managed by marketing campaign managers. Planning, carrying out, and evaluating a campaign are all part of making sure it achieves the set objectives. A marketing campaign manager could also be in charge of customer-focused duties including messaging and advertisement creation.To learn more about Marketing campaign refer to:
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3) What is the present value of $1000, received at the end of 4 years of investment, with a discount rate of 4%?
Answer:
$854.81
Explanation:
The formula for calculating the present value is as below
PV = FV/( 1 + r)^n
Where Fv =1000
r = 4% or 0.04
n= 6
PV = $1000/ (1 + 4/100)^4
PV=$1000/(1 + 0.04)^4
PV=$1000/1.16985
PV =$854.81
.
Answer:
3629.9
Explanation:
I just did the test and thats what it told me the correct answer was.
Hokies uses the following accounts: Accounts Payable Cash Prepaid Rent Common Stock Salaries Payable Equipment Supplies Rent Expense Notes Payable Salaries Expense Accounts Receivable Utilities Expense Service Revenue Retained Earnings Dividends Required: Indicate which accounts should be debited and which should be credited for the following transactions of Hokies company. Account Debited Equipment Account Credited Cash Transactions Example: Purchase equipment in exchange for cash 1. Pay a cash dividend 2. Pay rent in advance for the next three months. 3. Provide services to customers on account, 4. Purchase office supplies on account. 5. Pay salaries for the current month. 6. Issue common stock in exchange for cash. 7. Collect cash from customers for services provided in (3) above. 8. Borrow cash from the bank and sign a note 9. Pay for the current month's utilities. 10. Pay for office supplies purchased in (4) above.
Account Debited Equipment Account Credited Cash The transactions of Hokies company are given below: 1. Pay a cash dividend Account Debited: Retained Earnings Account Credited: Cash
2. Pay rent in advance for the next three months. Account Debited: Prepaid Rent Account Credited: Cash 3. Provide services to customers on account. Account Debited: Accounts Receivable Account Credited: Service Revenue
4. Purchase office supplies on account. Account Debited: Supplies Account Credited: Accounts Payable 5. Pay salaries for the current month. Account Debited: Salaries Expense Account Credited: Cash 6. Issue common stock in exchange for cash. Account Debited: Cash Account Credited: Common Stock 7. Collect cash from customers for services provided in (3) above. Account Debited: Cash Account Credited: Accounts Receivable 8. Borrow cash from the bank and sign a note. Account Debited: Cash Account Credited: Notes Payable 9. Pay for the current month's utilities. Account Debited: Utilities Expense Account Credited: Cash10. Pay for office supplies purchased in (4) above. Account Debited: Accounts Payable Account Credited: Cash Note: Debit and credit the given accounts accordingly.
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Define the word profit in buisness
Explanation:
Profit describes the financial benefit realized when revenue generated from a business activity exceeds the expenses, costs, and taxes involved in sustaining the activity in question. Profit is calculated as total revenue less total expenses.
Answer:
Money left after costs are paid .
Explanation:
There have been many treaties and agreements between the Catholics and Protestants of Ireland and the conflict still continues today. Please select the best answer from the choices provided T F
The given statement"There have been many treaties and agreements between the Catholics and Protestants of Ireland and the conflict still continues today." is false
While there have indeed been numerous treaties and agreements between Catholics and Protestants in Ireland, it is incorrect to state that the conflict between them still continues today.
The statement overlooks significant progress that has been made in recent years towards peace and reconciliation in Northern Ireland.The Good Friday Agreement, signed in 1998, marked a significant milestone in the resolution of the conflict between Catholics and Protestants in Northern Ireland.
It established power-sharing institutions, addressed issues of identity and discrimination, and created a framework for dialogue and cooperation.Since the Good Friday Agreement, there has been a substantial reduction in violence and a steady improvement in community relations in Northern Ireland.
The formation of a devolved government, shared political power, and increased cross-community cooperation have contributed to the ongoing peace process.Therefore it is false.
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why is string parsing and formatting so important to industry in the real world
String parsing and formatting are essential to industry in the real world because they play a crucial role in data processing, manipulation, and analysis.
The importance of string parsing and formatting is immense and it cannot be overstated. Let us discuss why string parsing and formatting are significant in the real world industry.String parsing is the process of analyzing a string of characters and converting it into a structured format.
It is important to process unstructured data from various sources, including databases, user input, logs, and others. In data processing, string parsing is used to extract meaningful information, such as customer information, product descriptions, and order details.
String formatting is the process of converting data into a string format, which can be stored or transmitted between systems. It is critical in data manipulation, where data is moved between different applications, databases, and systems. In particular, string formatting is used to transform data into a standardized format, such as XML or JSON, which can be read by other applications.
In addition, string parsing and formatting are crucial in programming, where they enable developers to create dynamic and interactive applications. For example, string parsing is used in web development to parse user input and validate it before storing it in a database.
On the other hand, string formatting is used in web development to create templates that can be populated with data from a database or other sources.To sum up, string parsing and formatting are critical in the real world industry because they play a significant role in data processing, manipulation, and analysis.
Without these essential techniques, it would be impossible to process and analyze unstructured data or create dynamic and interactive applications.
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The Big Bang is the predominant theory explaining the moment that what began?
Scientific theory
Historical cataloguing
The universe
Greek mythology
a company issues 100,000 shares of $1 par value common stock for $17 per share. to record this transaction, the company would credit common stock for:
A company issues 100,000 shares of $1 par value common stock for $17 per share. To record this transaction, the company would credit common stock for $100000.
What is common stock?Calculation
Total paid in capital (100000×17) 1700000 Less: Common Stock (100000×1) -100000 Additional paid in capital 1600000
Common stock refers to a form of corporate equity ownership, a type of security. The terms voting share and ordinary share are also used frequently outside of the United States. They are known as equity shares or ordinary shares in the UK and other Commonwealth realms. This type of share gives the stockholder the right to share in the profits of the company, and to vote on matters of corporate policy and the composition of the members of the board of directors.
Common stock is a component of paid-in capital, which is the total amount received from investors for stock.
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As an HR manager, you are required to present and analyze in detail your company's recruitment and selection process. Your company is located in Beirut downtown and is considered competitive in the market. Then assess the recruitment process. Requirements: Your job analysis showed that you should hire a Digital Marketing Manager. Recommendations: Use a PowerPoint presentation in your work. Be creative Do not use too much text Use facts.
As an HR manager, I understand the importance of presenting and analyzing our company's recruitment and selection process for the position of Digital Marketing Manager. In this PowerPoint presentation, I will provide an overview of our recruitment process and assess its effectiveness in attracting top talent for our competitive company located in Beirut downtown.
Slide 1: Introduction
Introduce the topic: "Recruitment and Selection Process for Digital Marketing Manager"
Include the company logo and a visually appealing background image
Slide 2: Job Analysis
Explain the importance of conducting a job analysis for the Digital Marketing Manager role
Highlight the key responsibilities, qualifications, and skills required for the position
Provide an overview of the job market trends and demand for digital marketing professionals
Slide 3: Sourcing Strategies
Discuss the various sourcing strategies used to attract qualified candidates
Mention both internal and external sourcing methods such as employee referrals, job boards, social media, and professional networking platforms
Highlight any unique or innovative sourcing approaches specific to our company
Slide 4: Job Advertisement
Showcase examples of captivating and informative job advertisements used to attract potential candidates
Highlight key elements of a well-crafted job advertisement, including job title, responsibilities, qualifications, and company culture
Emphasize the importance of a compelling job description to attract the right talent
Slide 5: Application and Screening
Explain the application and screening process for the Digital Marketing Manager position
Outline the steps involved in reviewing applications, shortlisting candidates, and conducting initial screenings
Mention any specific tools or software used to streamline the screening process
Slide 6: Interview Process
Describe the interview process for the Digital Marketing Manager position
Discuss the types of interviews conducted, such as behavioral, technical, and panel interviews
Highlight the involvement of relevant stakeholders, such as department heads or senior management, in the interview process
Slide 7: Assessment and Evaluation
Explain the assessment and evaluation methods used to assess candidates' suitability for the role
Discuss the use of tests, assignments, or case studies to evaluate candidates' skills and abilities
Highlight the importance of fairness and objectivity in the assessment process
Slide 8: Selection and Offer
Discuss the final selection process and the criteria used to make the hiring decision
Mention any background checks or reference checks conducted before making the offer
Highlight the negotiation and offer process for the selected candidate
Slide 9: Conclusion
Summarize the key points discussed throughout the presentation
Emphasize the effectiveness of our recruitment and selection process in attracting top talent
Express confidence in our ability to find a highly qualified Digital Marketing Manager for our competitive company
Slide 10: Questions and Answers
Provide an opportunity for the audience to ask questions and address any concerns they may have
Be prepared to provide detailed responses and clarify any aspects of the recruitment and selection process
Note: Remember to use visually appealing graphics, charts, and images throughout the presentation to engage the audience and make it visually stimulating. Limit the amount of text on each slide to key points and use bullet points or infographics to convey information effectively.
By presenting this detailed analysis of our recruitment and selection process for the Digital Marketing Manager position, we aim to showcase our commitment to attracting and selecting the best talent for our competitive company located in Beirut downtown.
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The HR manager is considering giving more full-time contracts. Would you recommend Top Hotels offer more employees full-time contracts? Justify
your answer.
Answer:
Yes
Explanation:
Yes, I would recommend offering more employees full-time contracts. This is because having employees that know the ins-and-outs of a company is extremely valuable. These employees are able to function with less supervision and think ahead in order to prevent problems before they occur, as well as solve current situations quickly and efficiently. By working full-time they ultimately grow with the company and are able to progress faster. This is incredibly valuable for a company and can greatly increase profits in both the short-term and long-term
Chapter 3-22 Recording adopted budget (L03-5) The town of willingdon adopted the following general fund budget for the fiscal year beginning July 1
Prepare journal entries to record the adopted budget
Journal entries are a way to record financial transactions in accounting. Each journal entry consists of at least two parts: a debit and a credit. The debit and credit amounts must always be equal, which is known as the accounting equation of Assets = Liabilities + Equity.
The general journal entries to record the adopted budget at the beginning of the fiscal year would be:
Debit: Estimated Revenues - Taxes $14,900,000
Debit: Estimated Revenues - Intergovernmental Revenues $600,000
Debit: Estimated Revenues - Charges for Services $810,500
Debit: Estimated Revenues - Fines and Forfeits $150,000
Debit: Estimated Revenues - Miscellaneous Revenues $98,200
Credit: Appropriations - General Government $5,400,000
Credit: Appropriations - Public Safety $8,550,000
Credit: Appropriations - Public Works $1,540,000
Credit: Appropriations - Culture and Recreation $960,000
Credit: Appropriations - Miscellaneous $80,000
a-2. The entries in the subsidiary ledger accounts would be:
Subsidiary Ledger - Estimated Revenues:
Taxes: Debit $14,900,000
Intergovernmental Revenues: Debit $600,000
Charges for Services: Debit $810,500
Fines and Forfeits: Debit $150,000
Miscellaneous Revenues: Debit $98,200
Subsidiary Ledger - Appropriations:
General Government: Credit $5,400,000
Public Safety: Credit $8,550,000
Public Works: Credit $1,540,000
Culture and Recreation: Credit $960,000
Miscellaneous: Credit $80,000
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Full Question: During July, the first month f the fiscal year, the Town of Willingdon issued the following purchase orders and contracts.
General Government $800,000
Public Safety $400,000
Public works $75,000
Health and welfare $65,000
Miscellaneous $25,000
Total PO and contracts $1,365,000
Prepare the general journal entry to record the issuance of the POs and contracts.
Then show the entries in subsidiary ledger accounts.
How important is money
Answer:
very important
Explanation:
money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.
what do we call the companies or individuals that buy tickets in bulk and resell them?
We call the companies or individuals that buy tickets in bulk and resell them is broker.
Who is said to be broker?
A broker is a person or business that stands between a potential investor and a securities exchange. Individual traders and investors require the services of exchange members since securities exchanges only accept orders from people or companies who are members of that exchange.
A broker is a person or business that stands between a potential investor and a securities exchange.A company serving as a customer's representative and receiving payment from the customer in the form of a commission is known as a broker.Discount brokers carry out trades on a client's behalf, but they normally don't offer financial advice.Full-service brokers offer customized financial advice and solutions in addition to execution services.To learn more about broker
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Which credit utilization rate would be preferable to a lender on a credit card application?
Your credit utilization ratio should be no higher than 30 percent, and the lower it is, the better for your credit score it will be.
What is the best credit card utilization rate?30 percent Keeping your credit utilization below 30 percent is a good idea, especially if you want to keep your good credit score. This means that if you have $10,000 in credit available, your outstanding balances shouldn't be more than $3,000 at any given time.
Why is credit utilization recommended at 30%?The normal exhortation is to continue to spin obligation beneath 30% of your accessible credit with the goal that your usage rate doesn't hurt your financial assessment. However, experts claim that your FICO score, which is used by the majority of lenders to make decisions, begins to decline well below that point.
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how to write a table of content
The table of contents should include all of the front matter, primary material, and back matter, as well as the chapter titles, page numbers, and bibliography. A decent table of contents should be simple to read, correctly formatted, and finalized to ensure complete accuracy.
a matrix or grid of information with columns and rows. a table including a number of mathematical calculations.
After the title page, begin a new page.
List the document's headings in alphabetical order.
Include subheadings if necessary.
Give each heading a page number.
Place the information in a table.
the Table of Contents' title.
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Which tax is determined by property value?
The answer is the Property tax rate. It is the tax determined by the value of a property.
The percentage at which your property is tested. Generally, the property duty rate is expressed as a chance per $1,000 of assessed value. Property duty is a duty paid on property possessed by an individual or other legal reality, similar to a pot.
utmost generally, property duty is a real estate announcement- Valorem duty, which can be considered an accumulative duty.
It's calculated by the original government where the property is located and paid for by the proprietor of the property. The original governing body will use the assessed levies to fund water and seamster advancements, and give law enforcement, fire protection, education, road and trace construction, libraries, and other services that profit the community.
Deeds of reconveyance don't interact with property levies.
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Mia doesn't have any credit history, so she's going to open a secured credit card to begin building her credit. She puts down an $800 security deposit. What feature of an unsecured credit card is Mia's security deposit most like?
the APR
the term
the credit limit
the annual fee
Answer:
i think it will be A OR C
Explanation:
The APR feature of an unsecured credit card is Mia's security deposit most like. If the new card doesn't offer a cheaper annual percentage rate, there is no benefit in transferring his credit card balance from one to the other.
What ways does a secured credit card aid in building credit history?
If you consistently make on-time payments, stay out of late fees, and maintain a low balance on your secured credit card, you might be able to create or improve your credit score. Most secured credit cards will notify the three credit reporting bureaus of your payment activity.
You won't have a credit score if you haven't used credit yet. After you open your first credit line, such as a credit card or student loan, you start to develop your credit score. At that time, how you use that first credit account affects your credit score.
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Suppose an economy has 100 units of capital, 100 units of labor, and the efficiency of each worker is equal to 2. The effective number of workers for this economy is _____ and the capital per effective worker is _____.
The effective number of workers for this economy is 200 and the capital per effective worker is 0.5.
To determine the effective number of workers and capital per effective worker in the given economy, we need to calculate the effective labor and effective capital.
Effective labor = Total labor * Efficiency
Effective labor = 100 units of labor * 2
Effective labor = 200 units
Effective capital = Total capital
Effective capital = 100 units of capital
The effective number of workers is 200, and the capital per effective worker is 0.5 (100 units of capital divided by 200 effective workers).
Therefore:
Effective number of workers = 200
Capital per effective worker = 0.5
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Contingent workers are temporary employees of an organization who are entitled to the same benefits and pay as regular employees.TrueFalse
True. Contingent workers are temporary employees of an organization who are entitled to the same benefits and pay as regular employees is correct.
A temporary worker is a pool of workers whose participants are hired by the company as needed. Freelancers, independent contractors, and consultants who are not paid by the company because they are not employees of the organization constitute temporary workers.
Temporary workers are hired directly by an organization or through a recruitment agency. These employees are typically hired as needed and can choose to work locally or remotely. According to the U.S. Department of Labor, they typically get paid less and have fewer benefits than full-time employees. They are also less likely to be subject to labor and employment laws.
Temporary workers have little interest in the services and communications provided to workers, receive no paid leave or medical insurance, and are responsible for their own taxes and social security.
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What is an audiologist?
Answer:
An audiologist is a licensed healthcare professional who specializes in diagnosing and treating hearing
Explanation:
Answer:
Audiologists are health care professionals who identify, assess and manage disorders of hearing, balance and other neural systems.
Explanation:
An audiologist is a licensed hearing health care professional who specializes in the diagnosis and treatment of hearing loss and balance disorders in adults and children. ... Treatment for balance disorders and tinnitus (ringing in the ears) Hearing and speech rehabilitation programs.
Also:
An audiologist is a licensed healthcare professional who specializes in diagnosing and treating hearing, balance and tinnitus disorders and who has, at minimum, a master's degree. Many, however, also go on to get a doctorate degree (Au. D.), and only then become a Doctor of Audiology.
The lowcountry elite depended on plantations to make their money. How did most upcountry settlers support themselves?.
The Lowcountry's economy was based on agriculture. Although many colonists had sizable estates that produced lucrative crops like rice and tobacco, others lived on modest family farms. On plantations, slave labor was prevalent.
The Lowcountry's environment proved perfect for growing profitable crops. Plantations, as opposed to tiny, subsistence farms, were built to raise cash crops for the market. The plantation system was a forerunner of capitalism.
Families that owned slaves were affluent plantation owners. By forcing the slaves to perform their labor for a sizable fee, they were able to support themselves. Despite having a population of over 1,700, they belonged to the upper class in the southern colonies. All of the southern colonies dealt with slavery in some way.
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You work for an investment bank that is marketing a new credit card. As part of your company's marketing strategy, you come up with an animated penguin who is associated with your services, and your company comes up with the slogan, "Shopping with kings." Your ad campaign is viewed by millions around the country through television commercials, online ads, direct mail, and celebrity sponsors. Which of the following would be considered feedback?
a. customers apply for your bank’s credit card
b. college-aged students appreciate the slogan
c. Your target market likes the animated penguin
d. young adults see the ad on a bus and call to ask questions
e. the media through which potential customers view the ads
Answer:
Option D
Explanation:
Feedback is the information about reactions to a product, a person's performance of a task, etc. which is used as a basis for improvement.
When the company ran a campaign of marketing credit cards the young adults saw the ad and called to ask questions therefore the campaign was successful. Option D matches perfectly in this scenario.
5 Ayesha is a business adviser. Her financial year ends on 30 September. She provided the following trial balance at 30 September 20-3: $ Capital $ Drawings 15200 125000 Premises 95 000 Office equipment Fees from clients 21600 Insurance 3110 Printing and stationery 2480 Wages Office expenses 59 650 3120 Rent receivable Trade receivables 6150 6000 9510 Bank overdraft Cash 65950 150 206460 206460 Prepare Ayesha's income statement for the year ended 30 September 20-3 and a statement of financial position at 30 September 20-3.
From the income statement, the net profit is $49,870(loss), the total assets is $181,250 and the total liabilities is $125,000
What is the income statementFees from clients: $21,600
Expenses:
Wages: $59,650
Rent: $3,120
Office expenses: $3,110
Printing and stationery: $2,480
Insurance: $3,110
Total expenses: $71,470
Net profit: $21,600 - $71,470 = -$49,870 (Loss)
Statement of Financial Position at 30 September 20-3:
Assets:
Premises: $95,000
Office equipment: $6,000
Rent receivable: $6150
Trade receivables: $6,000
Bank overdraft: $65,950
Cash: $150
Total assets: $181,250
Liabilities:
Drawings: $125,000
Capital:
Capital balance: $15,200
Total liabilities and capital: $181,250
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Leadership effectiveness should be evaluated according to which of the following characteristics?
Does the leader keep the discussion focused on the issues?
Does the leader encourage critical thinking?
How well does the leader manage conflict in the group?
all of the above
Answer:all of the above
Explanation:
Suppose you want to buy a house that costs $425,000. You have $85,000 dollars for a down payment. The bank is offering two different mortgage options. - Option A: 20-year mortgage at 4.0\%. - Option B: 20-year mortgage at 3.5% with two points. The cost of the points will be rolled into the mortgage. Compute the monthly payments for mortgage option A. (round to the nearest cent) Compute the total cost of the home using mortgage option A. (round to the nearest dollar) Compute the monthly payments for mortgage option B. (round to the nearest cent) Compute the total cost of the home using mortgage option B. (round to the nearest dollar) Assuming all other factors are the same, which mortgage option should you choose? Option A Option B There is no difference between the options There is not enough information to say
The cost of the house = $425,000 ,Down payment = $85,000 ,Mortgage Options:Option A: 20-year mortgage at 4.0%.Option B: 20-year mortgage at 3.5% with two points.Calculation of Mortgage option A:To calculate the monthly payment, we can use the formula;
PMT = (PV × r) / [1 − (1 + r)−n]
Here, PV = Present value or loan amount
= $340,000 (425,000 − 85,000)
R = Rate of interest per month
= 4 / 12%
= 0.33%
N = Number of monthly payments
= 20 × 12
= 240
Now substitute the values in the formula and calculate the monthly payment:
PMT = (340000 × 0.33%) / [1 − (1 + 0.33%)−240]
≈ $2,099.03Therefore, the monthly payment for mortgage option A is $2,099.03.
Calculation of total cost of the home using mortgage option A:The total cost of the home is the sum of down payment and total payments over the life of the loan. The total payments can be calculated by multiplying the monthly payment by the total number of payments.
n = 20 × 12 = 240 (total number of payments)
Total Payments = PMT × n
= 2,099.03 × 240
≈ $503,765.20
Therefore, the total cost of the home using mortgage option A is $503,765.20.
Calculation of Mortgage option B:For mortgage option B, the rate of interest is 3.5% and 2 points.
Point is an upfront payment made to reduce the interest rate. Each point equals 1% of the loan amount. In this case, 2 points cost 2% of the loan amount.
Let P be the cost of 2 points in dollars.P = 2% × 340000= $6,800
Total loan amount = $340,000 + $6,800 = $346,800
Now, the rate of interest for mortgage option B = 3.5%Monthly rate of interest = 3.5 / 12 = 0.292%
Now use the same formula as in option A and calculate the monthly payment:
PMT = (346800 × 0.292%) / [1 − (1 + 0.292%)−240]
≈ $1,951.61
Therefore, the monthly payment for mortgage option B is $1,951.61.
Calculation of total cost of the home using mortgage option B:The total payments can be calculated by multiplying the monthly payment by the total number of payments.
n = 20 × 12 = 240 (total number of payments)Total Payments
= PMT × n
= 1,951.61 × 240
= $468,387.92
Now add the down payment to the total payments to get the total cost of the home.
Total Cost of Home = Down Payment + Total Payments
= $85,000 + $468,387.92
= $553,387.92
Therefore, the total cost of the home using mortgage option B is $553,387.92.Comparing the two options:
Total Cost of the Home using Mortgage Option A = $503,765.20
Total Cost of the Home using Mortgage Option B = $553,387.92
Option A: 20-year mortgage at 4.0% with monthly payment of $2,099.03
Option B: 20-year mortgage at 3.5% with 2 points with monthly payment of $1,951.61
Based on the above calculations, it is clear that option B is the better choice. Therefore, the correct option is Option B.
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Why is it important to maintain network relationships, even after you have found a job?
a. You never know when you are going to have to find a new job.
b. You can return the favor by helping network members with career advice and job leads.
You will remain informed and connected to people in your field.
d. All of the above
C.
Please select the best answer from the choices provided
ΟΑ
B
С
OD
Answer:
D (all of the above)
Explanation:
When a person has gotten a job, it is critical to keep network contacts since a person never know when he will need to locate a new career, and he will stay informed and connected to bin his sector.
What is network relationships?Relationship networking is another name for network relationships. It's all about making connections and finding ways for both sides to gain. Like the relationship, networking and partnerships intersect in numerous ways, resulting in economic potential.
Even when a person has gotten a job, it is critical to keep network contacts since you never know when you will need to locate a new career, and he will stay informed and connected to people in the sector.
With the utilization of network ties, an individual might refund the kindness by supplying career counseling and job metals to network members.
Therefore, option D is correct.
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why do your feet stink
Answer:
feet become smelly if sweat soaks into shoes and they don't dry before you wear them again. Bacteria on the skin break down sweat as it comes from the pores.