Jonas has disability insurance through his employer. Jonas's tax liability for any benefits paid from the disability takes must be paid on 75% of the benefits received.
Insurance is a contract whereby one insurer indemnifies another insurer against losses arising from certain contingencies or perils. Help protect the insured or her family from financial loss. There are many types of insurance policies.
Cover running costs and larger expenses such as your mortgage while you focus on your health and recovery. Cover medical expenses such as prescription drugs, dental care, eye care, and other health-related items.
Life insurance helps survivors financially. Health insurance protects you from devastating claims in the event of a serious accident or illness. A permanent disability protects you from an unexpected loss of income. Auto insurance protects you from the financial burden of expensive accidents.
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The three core functions involved in the development of new products are R&D, marketing, and ________________________.
a. Production
b. Management
c. Finance
d. Sales
The three core functions involved in the development of new products are R&D, marketing, and production. The correct option is option A. The development of new products requires the collaboration and coordination of various functions within an organization.
While R&D (Research and Development) focuses on creating and improving products through innovation and technological advancements, marketing plays a crucial role in understanding customer needs, conducting market research, and developing effective marketing strategies.
In addition to R&D and marketing, the production function is essential in the development of new products. Production involves the actual manufacturing or creation of the product, ensuring that it can be produced efficiently and at scale.
This function encompasses activities such as sourcing raw materials, managing the production process, quality control, and ensuring timely delivery.
By integrating R&D, marketing, and production, organizations can effectively bring new products to market. R&D generates innovative ideas and technologies, marketing identifies market opportunities and customer preferences, and production ensures the efficient and effective manufacturing of the product.
These three core functions work together to facilitate the successful development, launch, and commercialization of new products in the market.
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on january 1, elias corporation issued 7% bonds with a face value of $76,000. the bonds are sold for $73,720. the bonds pay interest semiannually on june 30 and december 31 and the maturity date is december 31, 10 years from now. elias records straight-line amortization of the bond discount. the bond interest expense for the year ended december 31 of the first year is a. $5,548 b. $5,320 c. $2,280 d. $443
The bond interest expense for the year ended December 31 of the first year is the sum of the annual interest payment and the annual amortization expense is $5,548. Option a is correct.
To calculate the bond interest expense for the year ended December 31 of the first year, we need to determine the annual interest payment and the amortization of the bond discount.
The face value of the bonds is $76,000, and they carry a 7% coupon rate, which means the annual interest payment is 7% of the face value: $76,000 × 0.07 = $5,320.
The bonds were sold for $73,720, which is less than the face value. The bond discount is the difference between the face value and the selling price: $76,000 - $73,720 = $2,280.
Since Elias records straight-line amortization of the bond discount, the annual amortization expense is the bond discount divided by the bond's maturity period. In this case, the maturity period is 10 years, so the annual amortization expense is: $2,280 / 10 = $228.
Therefore, the bond interest expense for the year ended December 31 of the first year is the sum of the annual interest payment and the annual amortization expense: $5,320 + $228 = $5,548.
So, the correct answer is A. $5,548.
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lenders form opinions about a firm’s credit risk by comparing current and future debt-service requirements to the estimates of the firm’s current and expected future cash flows.truefalse
Lenders form opinions about a firm’s credit risk by comparing current and future debt-service requirements to the estimates of the firm’s current and expected future cash flows True.
Lenders form opinions about a firm's credit risk by comparing the firm's current and future debt-service requirements to the estimates of its current and expected future cash flows. This comparison helps lenders assess the firm's ability to generate sufficient cash flow to meet its debt obligations.
By analyzing the firm's cash flow projections and evaluating its historical and expected financial performance, lenders can evaluate the firm's ability to repay its debt on time. This assessment of credit risk is crucial for lenders to make informed decisions regarding lending terms, interest rates, and the overall risk associated with extending credit to the firm
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Sarah transferred $450.00 from her savings account to her checking account. She'll use the check register to record her transaction. What will be her new balance? An account statement has a balance of 250 dollars and 5 cents.
Answer:
700.05
Explanation:
Right answer on edge, you're welcome :))
Her account will now have a balance of $700.05.
What is financial transaction?An agreement or communication between a buyer and a seller to trade products, services, or assets in exchange for money is a financial transaction. Any transaction involves a shift in the financial situation of two or more entities, whether they be people or businesses. Every financial transaction involves at least one financial asset, most frequently money or another pricey thing like gold or silver.
Financial transactions come in a wide variety of forms. The most frequent kind, purchases, take place when a consumer is sold a thing, service, or other commodity in exchange for money. The majority of purchases are made with cash, which can be physical money, debit cards, or checks. The second primary method of payment is credit, which allows for instant access to money in exchange for future payback.
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Robert placed the following assets into service for his packing and shipping company this year
Option B. The way that Robert would eliminate the requirement to use the mid-quarter convention B.Claim the Section 179 deduction for the delivery truck.
What is meant by mid-quarter convention?According to the mid-quarter convention, a company that purchases fixed assets during a reporting quarter should treat them as though they were purchased at the halfway point of the quarter.
When the total depreciable basis of MACRS property placed in service during the final three months of the client's tax year exceeds 40% of the total depreciable basis of all MACRS property placed in service throughout the entire year, you must utilize the mid-quarter convention.
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Robert placed the following assets into service for his packing and shipping company this year: April 3: Desk with a basis of $1,100. July 30: Computer software with a basis of $4,200. October 30: Delivery truck with a basis of $33,000. All assets were used exclusively for business purposes. How may Robert eliminate the requirement to use the mid-quarter convention?
A.Claim the special depreciation allowance for the computer software.
B.Claim the Section 179 deduction for the delivery truck.
C.Elect to expense the desk on the tax return in accordance with the de minimis safe harbor of the tangible property regulations.
D.Use the ADS system to depreciate the truck and the desk.
How do the 4 factors change based upon the business for which they are needed?
Answer:
Economists divide the factors of production into four categories: land, labor, capital, and entrepreneurship.
The following are affected by the business structure you choose when you start your
business.
O a.
day-to-day operations, personal liability, and business name.
O b.
day-to-day operations, business location, and taxes.
О с.
profitability, personal liability, and taxes
O d.
day-to-day operations, personal liability, and taxes.
1
When you start business, the business structure you choose can affect your day-to-day operations, personal liability, and taxes.
What is a liability?Liability refers to the legal responsibility for one's actions or debts. It is an obligation to pay or perform something to another party. Liability can arise from various sources, such as contractual agreements, statutory laws, or common law. For instance, when a person borrows money from a bank, they have a liability to repay the loan amount to the bank within a certain period, according to the terms and conditions of the loan agreement. Liability can also arise from a person's actions or omissions that result in harm or damage to others. In such cases, the person may be held liable for the damages caused and may have to compensate the affected parties for their losses.
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PLEASE HELP IT IS URGENT DO NOT WASTE ANSWERS
You want to buy a new ski boat 2 years from now, and you plan to save $6,400 per year, beginning one year from today. You will deposit your savings in an account that pays 6.2% interest. How much will you have just after you make the 2nd deposit, 2 years from now?
Answer:
Total Amount after 2 years = $13196.8
Explanation:
Data Given:
Amount of savings per year = $6400
Interest rate = 6.2%
Find Total Amount in account after 2 year:
Solution:
Lets consider it step by step.
Amount of money deposited in account after 1 year = $6400
After 2 years, we earn 6.2% interest on $6400,which is:
\(\frac{6.2}{100}\cdot6400= 396.8\)
So, after 2 years, BEFORE the 2nd deposit, we have $6400 + $396.8 = $6796.8 in the account.
AFTER 2nd deposit of $6400, total amount we have in account is:
Total Amount = $6796.8 + $6400 = $13196.8
3. Explain how productivity affects economic growth.
Answer:
Productivity increases have enabled the U.S. business sector to produce nine times more goods and services since 1947 with a relatively small increase in hours worked. With growth in productivity, an economy is able to produce—and consume—increasingly more goods and services for the same amount of work.
Explanation:
what is the difference of communism and socialism?
Use these graphics to answer the question.
An association of medical researchers examined exercise trends among adults.
pls help need an answer fast
Which ratio shows the relationship between the total percent of people who exercised in 2014 to the percent of adults ages 18–24 who exercised in 2016?
47:42
58:45
48:59
48:50
The ratio that represents the relationship between the total percent of people who did exercise in 2014 compared to the the percent of adults ages 18–24 who exercised in 2016 is 48:59.
What is a ratio?A ratio is the comparison of two figures, this can be done with the past data, or can be done with the budgeted or any competitor. In the example given the data is compared with the past data, base year is 2014 and the current year is 2016.
The ratio that is calculated represents that the total percentage of people were 48% in 2014 and the adults in 2016 as a total represents a percentage of 59% and therefore the ratio is 48:59.
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True or False: Horizontal communication flows within and between work units. True False
True or False: The grapevine is the unofficial communication system of the informal organization, a network of in-person and online gossip and rumor. True False
True or False: Controlling is monitoring performance, comparing it with goals, and taking corrective action as needed. True False
True or False: The classical viewpoint applied the scientific study of work methods to improving the productivity of groups of workers. True False
Horizontal communication flows within and between work units is True.The statement is True.
Horizontal communication refers to the flow of information between people who are on the same level of hierarchy within an organization, such as colleagues who are part of the same team or department. It does not necessarily involve communication between work units.
Controlling is monitoring performance, comparing it with goals, and taking corrective action as needed is True.Controlling is one of the functions of management, and it involves monitoring performance to ensure that it is aligned with organizational goals and standards.
The classical viewpoint applied the scientific study of work methods to improving the productivity of groups of workers is True: The classical viewpoint of management emphasized the importance of using scientific methods to improve the efficiency and productivity of workers and organizations. This involved analyzing work processes and identifying ways to optimize them for greater output and efficiency.
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According to the video, which qualities do Lawyers need? Select all that apply.
x mechanical skills
x aggressiveness
intelligence
x physical fitness
determination
moral and ethical integrity
people skills
Answer:
C E F G
Explanation:
According to the video, The qualities Lawyers need, The first is intelligence, the second one was determination, moral and ethical integrity people skills.
What are skills?A skill is the acquired capacity to move with deliberate intent and good execution, frequently in a pre-determined window of time or energy or both. Domain-general and domain-specific skills are two common categories of skills.
As, The qualities the lawyer needs in the Curveballs will probably be thrown throughout a case session, and they must be able to understand them and react accordingly.
As, The important quality, the lawyer needs is zeal for one's work. Successful attorneys nearly usually have a genuine enthusiasm for what they do as a profession.
Therefore, The right option (C, E, F, G)) is correct.
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What else can be added as a bonus to employees to keep them at your company?
Answer:
Explanation:
Maybe give them a raise
Give examples of B2C,B2B,C2C and social,mobile and local e-commerce besides those listed in the book
Explanation:
Full meaning of acronyms:
B2C = Business to Consumer.B2B = Business to Business.C2C = Consumer to Consumer.Business to Consumer: This involves businesses that directly deal (sell to) with consumers. For example, Amazon, etc.
Business to Business: These businesses directly service or sell to other businesses, not to the final consumer. For example, Microsoft and Intel (in this case Intel sells its microchips to Microsoft).
Consumer to Consumer: These business transactions are carried between consumers only. For example, Craigslist website.
What might you tell her about career resources and their importance in career selection?
Answer:
I would like to tell her that it is good that she has chosen her career but there is no harm in taking the help of the career resources as it will clarify her path and clear her conflicts if any. Moreover, it can help in her career selection and give her some ideas of the pros and the cons of the field she is choosing. Taking assistance of the resources can give major idea of the experiences and the instances from other’s life and can influence her decision in the positive way.
Explanation:
edge
How much tim e will be needed for 525,000 to grow to $28.162.31 if deposited at
6% compounded quarterty?
It will take approximately 30.63 years for $525,000 to grow to $28,162.31 if deposited at a 6% interest rate compounded quarterly.
To calculate the time required for the initial amount to grow to the desired amount, we can use the formula for compound interest:
A = P(1 + r/n)^(nt)
Where:
A = Final amount ($28,162.31)
P = Principal amount ($525,000)
r = Annual interest rate (6% or 0.06)
n = Number of times interest is compounded per year (quarterly, so 4)
t = Time in years (unknown)
Rearranging the formula to solve for t, we have:
t = (log(A/P))/(n * log(1 + r/n))
Plugging in the values, we get:
t = (log(28,162.31/525,000))/(4 * log(1 + 0.06/4))
t ≈ 30.63 years
Therefore, it will take approximately 30.63 years for the initial deposit of $525,000 to grow to $28,162.31 at a 6% interest rate compounded quarterly.
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Based on the above problem 16, assume the Halfdome Corporation wants to grow its sales by 40 percent in 2021 over its 2020 level. In addition, sales are forecasted to increase an additional 20 percent in 2022 over 2021. Estimate the two-year AFN that the Halfdome Corporation will need to finance its 2021 and 2022 sales growth plans to support this rapid increase in sales. Assume target dividend payout of 40%.
$309,120
$524.680
$470,064
$160,944
None of the above.
The answer is not provided among the options given. The correct two-year AFN is 0.672 times the sales in the base year (2020).
To calculate the two-year Additional Funds Needed (AFN) for the Halfdome Corporation, we need to consider the sales growth targets for 2021 and 2022, as well as the target dividend payout.
First, let's calculate the projected sales for 2021 and 2022 based on the given growth rates:
2020 Sales: X
2021 Sales = 2020 Sales + 40% of 2020 Sales = X + 0.4X = 1.4X
2022 Sales = 2021 Sales + 20% of 2021 Sales = 1.4X + 0.2(1.4X) = 1.4X + 0.28X = 1.68X
Next, let's calculate the Retained Earnings (RE) for each year. We know that the target dividend payout is 40%, so the retained earnings will be:
2020 RE = (1 - 0.4) * X = 0.6X
2021 RE = (1 - 0.4) * 1.4X = 0.6 * 1.4X = 0.84X
2022 RE = (1 - 0.4) * 1.68X = 0.6 * 1.68X = 1.008X
Now, let's calculate the AFN for each year:
AFN 2021 = (2021 Sales - 2020 RE) - (2020 Sales - 2020 RE)
= 1.4X - 0.84X - X + 0.6X
= 0.56X
AFN 2022 = (2022 Sales - 2021 RE) - (2021 Sales - 2021 RE)
= 1.68X - 1.008X - 1.4X + 0.84X
= 0.112X
Finally, let's calculate the two-year AFN by summing up the AFN for each year:
Two-year AFN = AFN 2021 + AFN 2022
= 0.56X + 0.112X
= 0.672X
Therefore, the two-year AFN that the Halfdome Corporation will need to finance its 2021 and 2022 sales growth plans is 0.672X.
The correct answer is not provided among the options given. The correct two-year AFN is 0.672 times the sales in the base year (2020).
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market structure in which a few large sellers dominate the market and have the ability to affect prices in the industry are called?
The term used for such conditions is Oligopoly. A market structure with a few sellers dominate the entire market and can enhance the prices in the industry.
This is a market situation where markets are dominated by a few sellers or suppliers. An Oligopoly market system can be competitive but mostly there's a low level of competition. The sellers have the ability to sell the goods completely recovering their original costs, but also a high potential to receive big profits. The prices in such a market structure are competitive, with high demand and supply rates fully controlled by the oligopoly masters. The limited no. of firms however makes it easier for the consumers to compare and choose from.
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Assume the assumptions of the CAPM, with E(rm)=[m]%, SDm=[s]% and the rf-=[f]%.If you have a stock that has a beta=[b] what is expected return of the stock?
2. Use the following information for stock ROCK and stock ROLL:
E(rROCK)=.11 SDrock=.20
E(rROLL)=.15 SDroll=.25
rf=.02 Correlation coefficient= .75
A) Find the expected return of a portfolio with 30% allocatedto stock ROCK and 70% allocated to stock ROLL
B) Find the standard deviation of a portfolio with 30% allocated to stock ROCK and 70% allocated to stock ROLL
The expected return of a portfolio with 30% allocated to stock ROCK and 70% allocated to stock ROLL can be calculated using the weighted average of the expected returns of the individual stocks. Assuming the correlation coefficient is 0.75.
we can use the formula:
Expected Return of Portfolio = (Weight of Stock ROCK * Expected Return of Stock ROCK) + (Weight of Stock ROLL * Expected Return of Stock ROLL)
Expected Return of Portfolio = (0.3 * 0.11) + (0.7 * 0.15)
Therefore, the expected return of the portfolio is 0.132 or 13.2%.
B) The standard deviation of a portfolio can be calculated using the individual stock standard deviations and the correlation coefficient. Assuming the correlation coefficient is 0.75, we can use the formula:
Portfolio Standard Deviation = √[(Weight of Stock ROCK)^2 * (Standard Deviation of Stock ROCK)^2 + (Weight of Stock ROLL)^2 * (Standard Deviation of Stock ROLL)^2 + 2 * (Weight of Stock ROCK) * (Weight of Stock ROLL) * (Standard Deviation of Stock ROCK) * (Standard Deviation of Stock ROLL) * (Correlation Coefficient)]
Portfolio Standard Deviation = √[(0.3)^2 * (0.20)^2 + (0.7)^2 * (0.25)^2 + 2 * (0.3) * (0.7) * (0.20) * (0.25) * (0.75)]
Therefore, the standard deviation of the portfolio is approximately 0.208 or 20.8%.
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The expected return of a portfolio with 30% allocated to stock ROCK and 70% allocated to stock ROLL can be calculated using the weighted average of the expected returns of the individual stocks. Assuming the correlation coefficient is 0.75.
we can use the formula:
Expected Return of Portfolio = (Weight of Stock ROCK * Expected Return of Stock ROCK) + (Weight of Stock ROLL * Expected Return of Stock ROLL)
Expected Return of Portfolio = (0.3 * 0.11) + (0.7 * 0.15)
Therefore, the expected return of the portfolio is 0.132 or 13.2%.
B) The standard deviation of a portfolio can be calculated using the individual stock standard deviations and the correlation coefficient. Assuming the correlation coefficient is 0.75, we can use the formula:
Portfolio Standard Deviation = √[(Weight of Stock ROCK)^2 * (Standard Deviation of Stock ROCK)^2 + (Weight of Stock ROLL)^2 * (Standard Deviation of Stock ROLL)^2 + 2 * (Weight of Stock ROCK) * (Weight of Stock ROLL) * (Standard Deviation of Stock ROCK) * (Standard Deviation of Stock ROLL) * (Correlation Coefficient)]
Portfolio Standard Deviation = √[(0.3)^2 * (0.20)^2 + (0.7)^2 * (0.25)^2 + 2 * (0.3) * (0.7) * (0.20) * (0.25) * (0.75)]
Therefore, the standard deviation of the portfolio is approximately 0.208 or 20.8%.
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Free competition
What type of economy it is
Answer:
Mixed Economy = USA
Explanation:
what steps are involved in the strategy formulation process?
Answer: Aspects of Strategy Formulation.
Define the organization and its environment.
Define the strategic mission.
Define and set the strategic objectives.
Define the competitive strategy.
Implementation of strategies.
Evaluate progress and effectiveness.
Explanation:
.With a small group of young employees, which of the following is an optional benefit Kendall could offer?
social security contributions
student loan repayment contributions
workers’ compensation
unemployment insurance
With a small group of young employees, student loan repayment contributions is an optional benefit Kendall could offer. Option b is correct choice.
Assuming that Kendall is a business owner who wants to offer benefits to a small group of young employees, the most relevant option among the given benefits would be student loan repayment contributions.
Student loan debt is a major financial burden for many young workers, and offering student loan repayment contributions as a benefit can help attract and retain top talent. By offering this benefit, Kendall can demonstrate that they are invested in the financial well-being of their employees, which can lead to higher job satisfaction and loyalty.
Social security contributions, workers' compensation, and unemployment insurance are typically required benefits that employers must provide under federal and state laws. Therefore, Kendall would likely need to provide these benefits regardless of whether they are offered as optional benefits. Option b is correct choice.
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The law called "Check 21" gives banks the option
Answer: EIther B or D if i remember correctly, its B
Explanation:
Which are examples of Information Support and Services workplaces? Check all that apply. An outdoor area an office a vehicle a server room.
Answer:
An office and a server room
Explanation:
Answer:
An office
a server room
(2,4)
Explanation:
determine which types of cutomers are likely to have a more elastic demand and which types of customers are likely to have a more inelastic demand. make sure to place token in a bin.
When considering the elasticity of demand, certain factors can influence whether customers are more likely to have elastic or inelastic demand. Elastic demand means that customers are responsive to changes in price, while inelastic demand means that customers are less responsive to price changes.
Customers who have more substitute options available to them are likely to have more elastic demand. This is because they can easily switch to alternative products or services if the price of a particular item increases. For example, customers purchasing everyday items like groceries or clothing often have more elastic demand because they can easily choose different brands or shop at different stores based on price.
On the other hand, customers who have fewer substitute options or are highly loyal to a specific brand or product are likely to have more inelastic demand. This means they are less sensitive to price changes and will continue purchasing the product even if the price increases. Examples of customers with more inelastic demand include those who require specific medications, luxury goods, or specialized services where substitutes are limited.
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Which group is legally responsible for implementing
protection and controls that ensure your workplace
meets safety standards?
A. Employers
B. Unions
C. Employees
D. Government
Answer:
A
Explanation:
Answer:
It SHOULD be employers but i may be wrong... if i'm not CAN I PLES HAVE BRAINLYIEST
Explanation:
Also, if i'm right there is no need to thank me unless you want too
What steps can Janet take to avoid falling prey to
deceptive advertising? (select all that apply.)
The steps that Janet can take to avoid falling prey to deceptive advertising are the following:
Do her researchKnow what she wantsTrust her judgementHowever, if Janet has already fallen prey to deceptive or false advertising, which is illegal, she can file a lawsuit against the company.The lawsuit aims to recover damages from the company for misleading her into making a purchase or payment for goods or services whose advertising was deceptive.It is generally unethical for a company to mouth a deceptive advertising.Thus, Janet may not only trust online resources or purchase products from one retailer, she should carry out proper research based on what she wants before trusting her judgement.
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When a firm has __________, it can place more emphasis on other objectives.
When a firm has money or dollars , it can place more emphasis on other objectives.
What is Firm objectives ?
Profit maximization is a business firm's primary goal, according to the traditional theory of the firm. Price and output of a given product under perfect competition are decided with the only goal of maximizing profits, under the assumptions of given tastes and technology.
What does the company hope to achieve financially?
firm is to maximize the wealth of its owners." that the management's top priority is stockholder wealth maximization, which translates into boosting the price of the common stock. maximize the firm's value. The goal is to increase the stock price in trading and markets that are thought to be efficient.
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