Jasmine Smith's total assets amount to $322,000, calculated by summing her liabilities (condo debt and car debt) and net worth.
To calculate Jasmine Smith's total assets, you need to add up the amounts she owes (liabilities) and her net worth.
Jasmine owes $175,000 on her condo and $15,000 on her car, which adds up to $190,000 in liabilities.
Her net worth is $132,000.
To find her total assets, you can subtract her liabilities from her net worth:
Total Assets = Net Worth + Liabilities
Total Assets = $132,000 + $190,000
Total Assets = $322,000
Jasmine Smith's total assets amount to $322,000.
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If an agency's qualifying new business premium is ____ than the set minimum in a given month or quarter in the prior year, that agent's baseline will be increased to the minimum baseline that month or quarter.
Answer:
lower
Explanation:
If the premium set is below the minimum threshold then agent baseline will be increased. This is because the commission of an agent is based on the percentage of the premium. If the premium amount is lower then the commission will also be lower resulting in the agent baseline to decrease.
Which statements apply to a certificate of deposit (CD)? Check all that apply. It is always purchased as a short-term investment. It can be purchased from a banking institution. It is always purchased as a long-term investment. It can be purchased for almost any amount. It is purchased through an individual's employer.
The statements that apply to a certificate of deposit include;
It can be purchased from a banking institution. It can be purchased for almost any amount.A certificate of deposit is a low-risk investment where the depositor fixes a sum of money in an account for a period of time after which he can collect the investment along with interest accrued. Banks and credit unions are the main financial institutions known for issuing certificates of deposits. It is quite similar to opening a bank account.
The flexibility obtainable from this investment plan allows depositors to fix amounts that are commensurate to their budgets. However, some financial institutions have minimum amounts that are required for certificates of deposit. Different institutions have varying interest rates, therefore, it is necessary to make proper research before opting for an institution.
Summarily, the statements that apply to a certificate of deposit are;
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Answer:
-It can be purchased from a banking institution.
- It can be purchased for almost any amount.
Explanation: just took the test
pedro has recorded several transactions in the journal, and he feels it is time to transfer these transactions to the accounts in the ledger. which step does pedro need to complete next?
Pedro needs to complete the step of posting the transactions from the journal to the accounts in the ledger. This step involves transferring the transactions recorded in the journal to the individual accounts in the ledger.
After recording transactions in the journal, the next step Pedro needs to complete is to post the transactions to the accounts in the ledger. This involves transferring the information from the journal to the respective accounts in the ledger. Posting is an important step in the accounting process as it ensures that all transactions are accurately reflected in the accounts in the ledger. By posting the transactions to the accounts in the ledger, Pedro can accurately track the financial activities of the business and prepare accurate financial statements.
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Disposal Company operates a hazardous waste storage facility. Concerned that there may be a release of chemicals from the site, the company sells the property to Eager Developers Inc. If there is a release, the seller is most likely a. not liable because the site was sold before the release. b. liable. c. not liable because the company no longer operates the facility. d. not liable because the company was concerned about the release.
Answer:
b. liable.
Explanation:
Since in the question it is mentioned that there might be the release of chemicals from the site and the company sells the property to the eager developers so here if there would be the release so the seller would be liable as the parties who are potential responsible they recommended that the liabilities cant be avoided via ownership transfer
So the option b is correct
Which level of strategy is concerned with how much to spend on marketing or whether to expand facilities?.
Corporate In corporate level of strategy serves as the level of strategy is concerned with how much to spend on marketing or whether to expand facilities.
What is Corporate-level strategy?Corporate-level strategy can be regarded as the action taken to gain a competitive advantage.
Thus action can be taken through the selection as well as management of businesses competing in several industries
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For each lease below identify whether the short-term lease recognition exemption would be available. Fill in the columns by dragging and dropping the options from below, and then select Submit.
Here is the analysis of whether the short-term lease recognition exemption would be available for each lease:
How to explain the leaseLease 1: Lease term: 11 months
Option to purchase: No
The short-term lease recognition exemption would be available for this lease because the lease term is 12 months or less and there is no option to purchase the underlying asset.
Lease 2:Lease term: 10 months
Option to purchase: Yes, but the lessee is not reasonably certain to exercise the option.
The short-term lease recognition exemption would be available for this lease because the lease term is 12 months or less and the lessee is not reasonably certain to exercise the option to purchase the underlying asset.
Lease 3: Lease term: 11 months
Option to purchase: Yes, and the lessee is reasonably certain to exercise the option.
The short-term lease recognition exemption would not be available for this lease because the lease term is 12 months or less, but the lessee is reasonably certain to exercise the option to purchase the underlying asset.
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Production is not complete Until goods
reaches the final Consumer Explain
Answer:
B. goods reached the final consumer
Multiple-choices
A. goods gets to the wholesaler
B. goods reached the final consumer
C. factors of production are combined
D. goods are ready for transportation
E. wholesalers ask the firms to produce
Explanation:
Like all other businesses, a firm that produces goods for sale is driven by profit motives. The producer's main objective is to make goods that satisfy the customer's need and make profits. For this objective to be met, the producer must find a way of getting the goods to the consumer.
A marketing distribution channel or the distribution channel is the avenue producers use to deliver their products to final consumers. The channel has businesses ranging from distributors, wholesalers to retailers. The retailer is the final trader who sells directly to consumers. It is the consumer that pays the price for the goods, thereby earning the producer their profits.
distributions from a roth ira after age 59 1/2 where the assets have been held in the account for at least 5 years are: a taxable as income b taxable as capital gains c subject to penalty tax d not subject to tax or penalty
It's important to note that earnings on contributions in a Roth IRA may be subject to tax and penalty if withdrawn before age 59 1/2 and not held for at least 5 years. However, qualified distributions of both contributions and earnings are not subject to tax or penalty.
How can distribution from Roth IRA at 59 1/2 taxedDistributions from a Roth IRA after age 59 1/2 where the assets have been held in the account for at least 5 years are not subject to tax or penalty.
This is because Roth IRA contributions are made with after-tax dollars, meaning that the contributions have already been taxed. As a result, qualified distributions (those made after age 59 1/2 and held for at least 5 years) are tax-free and penalty-free.
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A disadvantage of using credit is impulse buying
True or False
Answer:
True
Explanation:
Impulse buying is making unplanned or non-budgeted purchases. In impulse purchases, buying decision is based on attraction rather than the need to have the item.
Making payment via a credit card is incurring a debt. One does not need to have money on their account for the payment to go through. It means one can spend money that they do not have on hand or at the bank. A credit card permits one to make payments for goods they had not planned to buy. It can encourage the buying of items that are not required.
Calculate the approximate yield to maturity of on the following bond and choose the answer that comes closest to what you calculate. Assume that the bond is purchased in 2021 on the same day of the year that it was initially issued and its face value is $1,000.
Issuer Maturity Coupon Price
CIBC 2030 4.20% 97.50
a. 4.20%
b. 5.00%
c. 4.50%
d. 2.00%
The approximate yield to maturity of the bond is 4.5%.
The yield to maturity (YTM) is the return that an investor will receive if they hold the bond until maturity. It is calculated as the discount rate that equates the present value of the bond's future cash flows to its current price.
In this case, the bond matures in 2030 and has a coupon rate of 4.20%. The current price of the bond is $97.50.
To calculate the YTM, we can use the following formula:
YTM = (CF1 + CF2 + ... + CFn) / (PV + Pn)
Where:
CF1, CF2, ..., CFn are the future cash flows of the bond (coupon payments and par value)
PV is the current price of the bond
Pn is the par value of the bond
The future cash flows of the bond are $42 per year for 10 years and $1,000 at maturity. The current price of the bond is $97.50. The par value of the bond is $1,000.
Plugging these values into the formula, we get a YTM of 4.5%.
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Some employers offer forms of employer compensation in addition to pay these are usually things like healthcare retirement and paid vacation
Answer:
True
Explanation:
Often called employee welfare package, is a term that refers to all other forms of employer compensation in addition to their pay that is given by employers, sorely because they want to motivate them towards effective work performance.
Healthcare retirement benefits and paid vacation benefits are good examples of employee welfare package.
which economic activity is most likely to be used for large scale export crop production?
The economic activity that can be used for large-scale export crop production is Agriculture
Large-scale export crop production is most frequently carried out through the economic activity of agriculture. Export crops make up a sizable portion of the agricultural industry that many nations rely on to contribute significantly to their GDP.
Grains such as wheat, corn, and rice, oilseeds such as soybeans and sunflower seeds, and horticulture products are some of the most popular export crops which include fruits, vegetables, and flowers. Likewise, cotton, tobacco, coffee, tea, and cocoa are some additional significant export crops. To suit the needs of consumers and businesses worldwide, many of these crops are produced in large-scale operations and exported to other nations.
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Happy Trails, Inc. manufactures railway coaches and uses the FIFO method of process costing to record costs. The WorkminusinminusProcess Inventory of the Heating Department on October 1 was 73% complete for materials and 23% complete for conversion costs. On October 31, its ending WorkminusinminusProcess Inventory was 80% complete for materials and 43% complete for conversion costs. This means that for the ending inventory, ________% of the materials and ________% of the conversion costs were added during October.
Answer:
80 % of materials ; 43 % of conversion costs
Explanation:
The FIFO method traces equivalent units for materials and conversion costs for the following categories :
Opening Work in Process unitsUnits started and completedEnding Work in Process unitsSo the units not completed from last months are the first to be completed during the month (hence To finish Opening Work in Process). During the year there are units started and completed (hence Units Started and Completed) and units started that never gets completed (hence Ending Work in Process units).
All these physical units need to be expressed to the percentage of work done on them - equivalent units.
The question is focusing on Number 3 - Ending Work in Process units. So 80 % of materials and 43 % of conversion costs were added during October for these units.
(10) Acme is considering expanding their remote packaging facility. After-tax cash flows (ATCF) for their primary alternative are presented in the table below. If the general price inflation rate (f) is estimated to be 4.3% per year during the 6-year analysis period, what is the real-dollar ATCF that is equivalent to the actual-dollar ATCF on 4th year? The base time period is year zero (b=0). End of Year ATCF (A$) 0 -380,000 70,000 120,000 120,000 180,000 180,000 180,000 1 2 3 4 (a) 108863 (b) 106761 (c) 260761 (d) 152102
We must account for the general price inflation rate (f) across the analysis period in order to determine the real-dollar after-tax cash flow (ATCF) that is equivalent to the actual-dollar ATCF in the fourth year.
First, let's determine the fourth year's cumulative inflation factor (IF): IF = (1 + f)^4 = (1 + 0.043)^4 = 1.184243 The real-dollar equivalent is then calculated by dividing the actual-dollar ATCF in the fourth year by the cumulative inflation factor: Actual-dollar ATCF / IF = Real-dollar ATCF Real-dollar ATCF equals 180,000 / 1.184243 152,102 As a result, the actual-dollar ATCF in the fourth year is about similar to $152,102 in real dollars. The right response is (d) 152,102.
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Congratulations yet again. You’ve just been appointed chairman of the Council of Economic Advisers in Textland. You must rely on your research assistant for the specific numbers. He says income is $50,000, mpe is 0.75, and the president wants to raise output by $2,000.
Instructions: Enter your responses rounded to the nearest whole dollar amount.
a. Advise him.
(Increase/Decrease) government spending by $_________ or (decrease/increase) taxes by $________
b. Your research assistant comes in and says "Sorry, I meant that the mpe is 0.67." You redo your calculations rounding intermediate calculations to the nearest whole number.
(Decrease/Increase) government spending by $________ or (decrease/increase) taxes by $_______
c. You’re just about to see the president when your research assistant comes running in, saying, "Sorry, sorry, I meant that the mpe is 0.5." Redo your calculations.
(Decrease/Increase) government spending by $______________ or (increase/decrease) taxes by $____________.
a. Increase government spending by $500 or decrease taxes by $2,666.
b. Increase government spending by $660 or decrease taxes by $2,985.
c. Increase government spending by $1,000 or decrease taxes by $4,000.
a. To raise output by $2,000 with an mpe of 0.75, we can use the spending multiplier formula: Multiplier = 1 / (1 - mpe). In this case, Multiplier = 1 / (1 - 0.75) = 4. To achieve the desired increase in output, we can either increase government spending or decrease taxes.
Increase government spending by: $2,000 / 4 = $500
or
Decrease taxes by: $2,000 / 0.75 = $2,666
b. With an mpe of 0.67, the new multiplier is: 1 / (1 - 0.67) = 3.03 (rounded to the nearest whole number). To achieve the desired increase in output:
Increase government spending by: $2,000 / 3.03 = $660
or
Decrease taxes by: $2,000 / 0.67 = $2,985
c. With an mpe of 0.5, the new multiplier is: 1 / (1 - 0.5) = 2. To achieve the desired increase in output:
Increase government spending by: $2,000 / 2 = $1,000
or
Decrease taxes by: $2,000 / 0.5 = $4,000
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What is the definition of a team? What is teamwork? Why is learning to work well with others important in life? What is one issue that hinders you from wanting to work with other people? What is one thing you can change so you can be successful when working in teams?
Answer:
Team work is when every one comes together to do or accomplish something and the definition of team is a group of people that play for the same thing it's important in life because when you get into the real world you will have to work with other people even if you don't like them one issue that hinders you from wanting to work with other people is you don't like those other people one thing you can change so you can be successful when working in teams is try to get along with everyone else on the team.
employers should use all of the following guidelines in developing a search policy except:
Employers should use all of the following guidelines in developing a search policy except requiring invasive searches of employees' personal belongings without cause.
When developing a search policy, employers should consider several guidelines to ensure a fair and respectful approach. These guidelines typically include:
Clearly defining the purpose and scope of searches: Employers should establish the reasons for conducting searches and specify the areas or items subject to search.
Respecting employee privacy: Employers should strike a balance between maintaining security and respecting employees' privacy rights. Searches should be conducted in a manner that minimizes intrusion and respects personal boundaries.
Providing notice and obtaining consent: Employers should inform employees about the search policy and obtain their consent. This helps establish transparency and ensures that employees are aware of their rights and responsibilities.
Conducting searches in a non-discriminatory manner: Employers should apply search policies uniformly and avoid targeting individuals based on protected characteristics such as race, gender, or religion.
Following applicable laws and regulations: Employers should adhere to local, state, and federal laws regarding employee searches to avoid legal issues and potential liabilities.
However, requiring invasive searches of employees' personal belongings without cause goes against the principles of respecting employee privacy and may infringe upon their rights. Therefore, it is not a recommended guideline in developing a search policy.
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What is the term that describes what a business has to pay to correct defective products?
Answer:
Cost of quality
Explanation:
Apevx
Answer:
cost of quality
Explanation:
list the two things the government does that fall under fiscal policy. (A.p.e.x.)
Explanation:
These two policies are combined in numerous ways to influence a country's economic situation.
Fiscal policy, together with monetary policy handled by central banks, is the primary means through which governments influence a country's economy. The two primary elements of fiscal policy are income taxes and government expenditures.
Write a one to two paragraph explanation that teaches how to complete each form. Be sure to write the instructions in "plain English" versus official federal government "speak."
Describe the documents you could provide to a new employer in order to establish your identity and/or employment eligibility. Provide a list of a minimum of four documents.
Submit your paragraph explanations for completing each form and the description of the documents for establishing your identity and/or employment eligibility as the assignment for this lesson.
Answer: So so sorry but i don't know!
Explanation:Have a great day
What are the approaches for learning Economics effectively?
There are a couple of questions in this:
1) Which of the following statements is true?
a. Elasticity is identical to the slope of the demand curve.
b. A single, straight-line demand curve can be elastic in one region and inelastic in another.
c. Perfectly inelastic demand can be represented by a horizontal line.
d. When demand is unit elastic, revenue is strongly affected by price changes.
e. You can always determine the relative elasticity of demand for two products by
comparing the slope of their demand curves.
2) In the market for green beans, as price rises from $2 to $3 per pound of green beans, producer revenues increase from $50,000 to $80,000. What can we say about the price
elasticity of demand for green beans?
a) Demand is price inelastic
b) Demand is price elastic
c) Demand is unit elastic
d) Green beans are an inferior good
e) Green beans are a normal good
3) Five students are willing to pay $5 for an ice cream cone and the price for an ice cream cone at Baskin Robbins is $3. What is the total consumer surplus among the five students?
a) $2
b) $10
c) $15
d) $20
Perfectly inelastic demand can be represented by a horizontal line. is a correct statement. Option (c) is correct.
We can say that Demand is price inelastic. Option (a) is correct.
The total consumer surplus among the five students is $15. Option (c) is correct.
What is Revenue?Revenue is the entire amount of money made through the sale of products and services that are essential to the business's core operations. Sales or turnover are other terms used to describe commercial revenue. Some businesses make money from royalties, interest, or other fees.
Demand is the amount of a good that buyers are ready and willing to buy at different prices at a particular time. The demand curve is another name for the relationship between price and quantity demand.
Therefore, option (c) (a) and (c) are correct. that is Perfectly inelastic demand can be represented by a horizontal line, We can say that Demand is price inelastic, The total consumer surplus among the five students is $15 respectively.
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The monetary value of all goods and services produced in a country in a year is called Question 2 options: Currency Supply and Demand Industry Product Gross Domestic Product.
The monetary value of all goods and services produced in a country in a year is called Gross Domestic Product (GDP).
Gross Domestic Product (GDP) is a widely used economic indicator that measures the total value of all final goods and services produced within a country's borders during a specific time period, usually a year. It serves as a measure of the country's economic output or production.
GDP encompasses various sectors, including agriculture, manufacturing, services, and construction, and takes into account both private and public consumption, investments, and government spending. It provides a comprehensive assessment of a country's economic performance and is used to compare the relative economic strengths of different nations.
The calculation of GDP involves adding up the monetary value of all final goods and services produced within the country's borders, regardless of whether they are consumed domestically or exported. It excludes intermediate goods and focuses on the final products that reach consumers.
GDP can be measured using three different approaches: the production approach, which adds up the value of goods and services produced; the expenditure approach, which sums up the spending on goods and services; and the income approach, which calculates the total income generated from production.
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1) Credit spreads tend to contract during economic recovery True False 2) Yield curve tends to invert prior to economic recession True False 3) Yield to worst is the minimum yield an investor could expect in a callable bond True False
True: Credit spreads, which represent the difference in yields between bonds with higher credit risk and those with lower credit risk, tend to contract during economic recovery.
As economic conditions improve, investors become more optimistic about the ability of borrowers to repay their debts, leading to a decrease in credit spreads.
True: The yield curve has historically tended to invert prior to economic recessions. In an inverted yield curve, short-term interest rates are higher than long-term interest rates.
This inversion is often interpreted as a signal of market expectations for future economic weakness, as investors seek the safety of long-term bonds, driving their yields down.
True: Yield to worst is the minimum yield an investor could expect in a callable bond. Callable bonds give the issuer the right to redeem the bonds before their maturity date.
Yield to worst considers the lowest potential yield if the bond is called, which is typically the scenario that results in the least favorable outcome for the investor.
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At his sales firm, Angus tends to have a negative attitude and deflates his group members by being hostile toward their ideas and accomplishments. Angus fills the individualistic role of
Based on the way he acts towards his colleagues and the effect it has on them, we can infer that Angus is playing the role of Aggressor.
An aggressor:
Behaves in such a way as to dominate others and subjugate them Behaves in a hostile manner and are usually negative Aims to stir up conflictIn being hostile to his colleagues, Angus is trying to subjugate them and stir up negative feelings in the workplace which is what an aggressor would do.
We can therefore conclude that Angus is an aggressor.
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Sometimes, monopoly forms, such as in the market for water or electricity. it would be inefficient for more than one company to be in this market. however, to prevent companies from charging outrageously prices, these industries are regulated by the .
Answer: Sometimes, a natural monopoly forms, such as in the market for water or electricity. It would be inefficient for more than one company to be in this market. However, to prevent companies from charging outrageously high prices, these industries are regulated by the government.
Explanation:
Sometimes, natural monopoly conditions, such as in the market for water or electricity. It would be inadequate for better than one group to be in this market. However, to control companies from charging outrageously high costs, these industries exist regulated by the government.
Why does a monopoly generate electricity?The easiest method to become a monopoly exists by the government giving a company exclusive privileges to provide goods or services. Government-created monopolies exist intended to result in economizing of scale that helps customers by keeping costs down.
A monopoly exists allocative inefficiently because the monopoly price exists more significantly than the marginal cost of production.
Sometimes, natural monopoly conditions, such as in the market for water or electricity. It would be inadequate for better than one group to be in this market. However, to control companies from charging outrageously high costs, these industries exist regulated by the government.
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Suppose you work for a bank and are responsible for determining whether you should give someone credit. Create a list of the top three questions you would
ask prospective borrowers and post them to the discussion board. Make sure to explain why you think these three questions are important in determining
whether or not a potential customer is a good credit risk.
Answer:
-How much money do you need?
-How much income do you make?
-How much debt do you have?
Explanation:
The top three questions that I would ask prospective borrowers are:
-How much money do you need?
This question allows the lender to know the amount of money the borrower requires and this is crucial to make an evaluation with the income and debts to determine if the lender would approve the loan. For example, a borrower may need an amount that he can easily pay back with his salary.
-How much income do you make?
This question is important to the lender because it allows to find out if the borrower's income would allow him/her to make the monthly payments which decreases the risk.
-How much debt do you have?
It is important to know the amount of debt the borrower has because the higher amount of debt he/she has, it would be harder to pay the loan and evaluating this allows to decrease the risk of the borrower not paying back.
Bob sold manufacturing equipment to a dealer for $50,000. He bought the equipment for $55,000 several years ago and has claimed $12,500 of depreciation expense on the equipment. What is the amount and character of the gain or loss for Bob on the equipment?
The amount and character of the gain or loss for Bob on the equipment are as follows: To find the amount and character of the gain or loss for Bob on the equipment, you need to consider the equipment's carrying value.
To determine the carrying value, subtract the total depreciation expense claimed from the original cost of the equipment.$55,000 - $12,500 = $42,500.
The equipment's carrying value is $42,500. Since Bob sold the equipment for $50,000, there is a gain. The gain can be calculated by subtracting the carrying value from the selling price:$50,000 - $42,500 = $7,500. Therefore, Bob has a gain of $7,500 on the sale of the equipment.
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Data scientists identify ____ and ____ in data to address business problems.
1.outliers; customer feedback
2.customer feedback; trends
3.customer feedback; patterns
4.trends; patterns
To solve corporate challenges, data scientists find consumer feedback and trends in data. Hence, the correct option is (3) customer feedback; patterns.
What is a data scientist and what is work?Data scientists are a new breed of analytical data experts with the technical ability to tackle complicated issues – as well as the desire to investigate what problems need to be solved. The data scientist position also has academic origins. Universities began to notice a few years ago that businesses desired programmers and team players. Professors modified their curricula to accommodate this, and certain institutions, such as North Carolina State University's Institute for Advanced Analytics, prepared to produce the next generation of data scientists. More than 60 comparable programs are currently available at institutions around the country.
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Match the term with the correct description.
Free Market
Fixed Market
The government increased involvement in the economy.
The government scales back involvement in the economy.
A free market is one in which the economic system is solely supported by voluntary transaction and the principles of supply and demand, without the involvement of the government.
What other term would you use to describe voluntary?Deliberate, intentional, or willing are a few words that are frequently used as synonyms for voluntary. Voluntary means freedom or spontaneity in choice or action without any outside force, even if all of these words indicate "done and brought out of one's own will."
Why is it referred to as voluntary?When something is voluntary, it is being done of one's own free will or volition. Since all the muscles linked to the skeleton are voluntary muscles, voluntary muscles are also frequently referred to as skeletal muscles or striated muscles (because the muscle fibers make them look striated, or stripy).
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