A marketing development strategy is crucial since it aids in a planned, systematic expansion of a company's consumer base.
marketing development strategy Increasing your audience has the potential to increase leads, sales, and revenue, but careful consideration must be given to whether it is worthwhile to target new planned clients.
1. Market expansion
2. Market encroachment
3. The use of variety
marketing development strategy the ideas in question have already been defined for us.
Because Ann and Hammer are striving to develop a product for new uses, it is market development for them.
2. Apple is attempting to create an expansion strategy where additional goods and services would be sold to its customers by building mini stores within Target.
3. Disney is expanding their product line to include whole new item. A well-known channel for athletic events is ESPN.
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Regina, Brock, and Sean are website designers who have been tasked to create a new website together.
This is an example of:
alliance
collaboration
punctuality
relationship
Answer:
B: Collaboration
Explanation:
I took the test
Answer:
B: Collaboration
Explanation:
I took the test
Which sentences identity the investing activities of a cash slow statement?
Tyler Enterprises has achieved remarkable growth in the past five years. Qualified accountants have prepared and analyzed the cash flow statement to
offer financial advice to help safeguard the future of the business. It includes details of the amount of cash flowing into and out of the business. The
statement begins with the amount of revenue that the sales team has brought in. It also involves the corresponding marketing campaign costs incurred
in the promotional exhibition. The profit was declared to the shareholders in the form of dividends. The production team undertook projects that involved
installation of automatic botting machines. New dishwashers were installed in the cafeteria as part of an efficiency improvement project. The stakes of
an old division of packing material were sold off in order to concentrate solely on present business. Old investors were issued stocks when their
convertible bonds attained maturity. Some of the old machineries in the production line were sold off as scrap while rest was revamped
The sentences that identify the investing activities of a cash slow statement are - The production team undertook projects that involved installation of automatic botting machines. New dishwashers were installed in the cafeteria as part of an efficiency improvement project. The stakes of an old division of packing material were sold off in order to concentrate solely on present business. Some of the old machineries in the production line were sold off as scrap.
What are investing activities?Investing activities include the acquisition of physical assets, the purchase of securities, and the sale of securities or assets. Cash flow from investing activities includes long-term cash uses.
Negative cash flow from investing activities may not be a bad sign if management is investing in the company's long-term health.
Therefore, the sentences mentioned above identity the investing activities of a cash slow statement.
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Answer:
"The production team undertook projects that involved installation of automatic bottling machines. New dishwashers were installed in the cafeteria as part of an efficiency improvement project" and "Some of the old machines in the production were4 sold off as scrap while rest was revamped."
Explanation:
I got it right on plato
A 10-year corporate bond has a 6 percent coupon, a call premium of $60, and a first call date in year 4. Market interest rates are 6.5 percent and are expected to rise for an extended period. If you plan to hold the bond, which yield should you most consider before buying the bond
Answer:
YTC = 8.3%
Explanation:
you should calculate the yield to call (YTC)
YTC = {coupon + [(call value - market value)/n]} / [(call value + market value)/2]
but we first need to calculate the market value:
PV of face value = $1,000 / (1 + 6.5%)¹⁰ = $532.73
PV of coupons = $60 x 7.18883 (PV annuity factor, 6.5%, 10 periods) = $431.33
market price = $532.73 + $431.33 = $964.06
YTC = {60 + [(1,060 - 964.06)/4]} / [(1,060 + 964.06)/2] = 83.985 / 1,012.03 = 8.3%
[Quality of Services Marketing]
1. Which of the following is an example of a B2B internet service? [Answer: Tech Support]
2. Many companies have sophisticated tracking software [Answer: Critical incident technique]
3. Which of the following is not a characteristic of a service? [Answer: Reliability]
4. What is the encounter between service-consumer that occurs during delivery of the service is known as? [Answer: Experince qualities]
5. Your local credit union offers a variety of services to its members [Answer: Fresh-baked cookies and gourmet cookies]
6. The measure of the difference between a customer's expectation [Answer: Gap analysis]
7. Shepherd University is launching new services to attract more students [Answer: Bachelor's degrees]
8. A large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy. [Answer: Offering free coffee tastings]
9. John always takes his car to the same place for an oil change. [Answer: Augmented]
10. Which of the following is not a service of quality attribute? [Answer: Response qualities]
- You can thank me by thanking my previous answers, would be very appreciated -
All of your answers are correct.
The questions given and their appropriate responses can be seen below:
1. Tech Support is an example of a B2B internet service.
2. Many companies have sophisticated tracking software - Critical incident technique.
3. Reliability is not a characteristic of a service.
4. Experience qualities is the encounter between service-consumer that occurs during delivery of the service
5. Your local credit union offers a variety of services to its members such as Fresh-baked cookies and gourmet cookies.
6. Gap analysis is the measure of the difference between a customer's expectation.
7. Shepherd University is launching new services such as Bachelor's degrees to attract more students.
8. Offering free coffee tastings is a large store that sells groceries also has a large pharmaceuticals section with a 24-hour pharmacy.
9. John always takes his car to the same place for an oil change - Augmented
10. Response qualities is not a service of quality attribute.
What is Service marketing?This is defined as the marketing that businesses that provide a service to their customers use to increase brand awareness and sales.
The answers to the questions given can be seen appropriately given above.
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1/3 Test 2 Compound Interest Future Value K & A [15 marks] Please note that for True and False answers, True is A and False is B True/False Indicate whether the statement is true or false. 1. The amount, A, of a compound interest investment or loan can be determined using the formula A = P(1+1)*-1. 2. In the compound interest formula, interest, i, is expressed as a percent. 3. In the compound interest formula, n represents the term of the investment or loan. 4. If an amount is invested for 20 years at an interest rate that is compounded semi-annually there will be 20 compounding periods. 5. The future value, FV, of a compound interest investment or loan is the amount of the principal with compound interest. 6. The future value of a $1000 investment earning 5% interest, compounded monthly, for 1 year is $1795.86. Multiple Choice Identify the choice that best completes the statement or answers the question. 7. A principal amount is invested at 5% annual interest, compounded annually. Determine the number of compounding periods per year and the interest rate per compounding period (expressed as a decimal). a. 1.5.0 C. 1, 0.05 1, 0.005 b. 1, 0.5 d. 8. Jennie's bank offers 3.45% annual interest, compounded monthly, on her investment. Determine the number of compounding periods per year and the interest rate per compounding period (expressed as a decimal). a. 12, 0.2875 C. 12, 0.002 875 b. 12, 0.028 75 d. 12, 0.000 287 5 9. Loretta is investing $2000 at 3% annual interest, compounded annually, for 4 years. Determine the number of compounding periods for the term of the investment. a. 4 b. 12 c. 36 d. 48 10. Rajender deposited $7000 in an account earning 0.2% annual interest, compounded daily, for 2 years. Determine the number of compounding periods for the term of the deposit. c. 730 a. 2 b. 24 d. 1095 11. Determine the amount if $1150 is invested at 5% per year for 2.5 years, compounded semi-annually. a. $1293.75 c. $1301.12 d. $1341.11 b. $1299,19 12. Determine the amount if $13 000 is invested at 3.25% per year for 3 years, compounded quarterly. a. $14 309.14 b. $14 325.70 c. $14 750.12 d. $15 000.00 13. Determine the amount if $7995 is invested at 1.25% per year, compounded daily, from September 1st to October 10th inclusive. a. $8005.96 C. $8010.11 d. $8012.15 b. $8007.10 14. Credit Coop Consolidated offers a 1-year investment with an annual interest rate of 2.25%, compounded semi-annually. Determine the final amount on an initial investment of $3000. a. $3067.88 c. $3070.00 d. $3076.88 b. $3068.00 15. Determine the amount of $10 000 invested at 3.45% per year for 8 months with interest compoun monthly. a. $10 230.00 C. $12 271.02 d. $12 760.00 b. $10 232.33
1. False. The correct formula for compound interest is A = P(1 + r/n)^(nt), where A represents the amount, P is the principal, r is the interest rate, n is the number of compounding periods per year, and t is the number of years.
2. True. In the compound interest formula, interest (r) is expressed as a percent.
3. False. In the compound interest formula, n represents the number of compounding periods, not the term of the investment or loan.
4. True. If an amount is invested for 20 years at an interest rate that is compounded semi-annually, there will be 20 compounding periods since compounding occurs twice a year.
5. True. The future value (FV) of a compound interest investment or loan refers to the amount of the principal along with the accumulated compound interest.
6. False. The future value of a $1000 investment earning 5% interest, compounded monthly, for 1 year is approximately $1,051.16.
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Discuss the likely impact on papua new guinea if its copper and gold mines become exhausted?
Answer:
miners might stop making income resulting in a shortage of money thus lowering income in new guinea. The mines will also be turned to landfills. which means more areas to fill with waste and dirty garbage.
Explanation:
Why is it important for Chipotle to revise the company’s food-handling
standards?
Answer:
It is important for Chipotle to revise the company’s food-handling standards as they have been linked to recent outbreaks of E. coli, salmonella, and other food born viruses.
Explanation:
(In reality who gives a sh#t about Chipotle, no one wants to get sick from their disgusting food...)
You are assigned to be the team leader of a group project at your company. You call a meeting with your team but allow everyone to contribute equally in problem-solving, planning, and decision-making. All of the team members have the same level of importance, and each of their contributions is valued equally. What might your view of leadership be
A person who holds him- or herself out as a specialist or knowledgeable in a certain type of business is one type of
O negotiator
O offeree
O merchant
buyer
Answer:
Merchant
Explanation:
according to the penetration strategy, an entrepreneur tries to penetrate his or her firm's product or market further by _____.
According to the penetration strategy, an entrepreneur tries to penetrate his or her firm's product or market further by adjusting the price of the product. Penetration pricing strategy involves setting a lower price for the product than the competition to draw in consumers and acquire a larger market share.The goal of penetration pricing is to attract customers and gain market share quickly.
The product's price is deliberately set low, with the expectation that revenue will be generated by increased sales volume rather than by the price per unit.Market penetration pricing is a method of setting low prices to break into a new market or increase market share. It is most commonly used in situations where there is little or no competition, where the product is easily substitutable,
and where the cost of producing additional units is minimal. Additionally, the pricing strategy provides the company with information about consumers' willingness to pay for the product.The goal of market penetration pricing is to gain market share quickly by drawing in consumers who might otherwise be hesitant to try a new product or who might have been loyal to a competitor's brand in the past.
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what is double entry in financial accounting
Answer:
method of recording transactions where for every business transaction, an entry is recorded in at least two accounts as a debit or credit. In a double-entry system, the amounts recorded as debits must be equal to the amounts recorded as credits.
Select the correct answer.
Which of these is an informal group?
A. command group
B. self-managed work group
C. task group
D. virtual group
E. interest group
Answer:
B
Explanation:
hope this helps
why is it necessary to keep account or financial records while doing vegetable farming
Answer:
record keeping is a necessary element of good livestock business management.. if farmers have farm record they can tell how well they are managing their farm in comparison to other farmers. they can also see the strength and weakness in their farm operation...
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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A tax on the sellers of coffee will increase the price of coffee paid by buyers,
A tax on coffee sellers will raise the cost of coffee that purchasers pay, lower the actual price of coffee that sellers get, and reduce the amount of coffee that is in equilibrium.
What is equilibrium price?Economic equilibrium, as used in economics, is a state in which forces such as supply and demand are in balance and where, in the absence of external influences, the values of economic variables will remain constant. For instance, equilibrium occurs when the quantity demanded and the quantity supplied are equal in the classic text on perfect competition. When a market price is set via competition and the quantity of goods or services demanded by buyers and the quantity of goods or services provided by sellers are equal, the market is said to be in equilibrium. This price, which is frequently referred to as the competitive price or market clearing price, tends to remain constant barring changes in supply or demand. The quantity is referred to as the "competitive quantity."
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Which of the following is a variable expense?
Rent
Groceries
Car Insurance
Cable Bill
Answer:
car insurance
Explanation:
Pizza Deluxe University is an in-house center and education facility that offers broad-based learning opportunities for employees. Pizza Deluxe University would be considered a(n) ________.
Complete Question:
Pizza Deluxe University is an in-house center and education facility that offers broad-based learning opportunities for employees. Pizza Deluxe University would be considered a(n):
Group of answer choices
A) assessment center.
B) on-the-job training center.
C) orientation center.
D) corporate university.
E) learning community.
Answer:
D) Corporate university.
Explanation:
Since Pizza Deluxe University is an in-house center and education facility that offers broad-based learning opportunities for employees. Pizza Deluxe University would be considered a corporate university.
A corporate university can be defined as an educational institution set up by a company, which is then used as a strategic tool that helps its parent institution in achieving its goals by providing essential activities such as tailored learning and developing staffs so as to foster individual and institutional knowledge, understanding and learning.
1. For profit maximizing firms in a perfectly competitive industry, which of the following statements is FALSE?
Select one:
Marginal revenue does not have to equal marginal cost
p - MC = 0
Price equals marginal revenue
Firms earn no economic profit in the long run
2. Table 1
Q TC TVC
0 $1,000 $0
100 1,360 360
200 1,560 560
300 1,960 960
400 2,760 1,760
500 4,000 3,000
600 5,800 4,800
Table 1 shows the short-run cost data of a perfectly competitive firm that produces plastic camera cases. Assume that output can only be increased in batches of 100 units.
What is average fixed cost of production for 500 units?
Select one:
a.$3000
b.$2
c.$0
d.$4000
The average fixed cost of production for 500 units is $2.
The statement that is FALSE for profit maximizing firms in a perfectly competitive industry is: "Marginal revenue does not have to equal marginal cost." In perfect competition, the firm's goal is to maximize profit, which occurs at the level of output where marginal revenue (MR) equals marginal cost (MC).
To calculate the average fixed cost (AFC) of production for 500 units, we need to use the formula:
AFC = Total Fixed Cost (TFC) / Quantity (Q)
From Table 1, we can see that the total fixed cost (TFC) is $1,000. The quantity (Q) is 500 units.
AFC = $1,000 / 500 = $2
Therefore, the average fixed cost of production for 500 units is $2.
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Match each business model with the advantage it brings.
Answer:
1. Subscription.
2. Bait and Hook.
3. Cutting out the Middleman.
Explanation:
Some of the commonly used business models across the world include the following;
1. Subscription: steady revenue and predictable profits. It is a business model which typically involves customers paying a recurring fee or price (revenue) for the use of a particular product or service. These customers are usually charged either on a monthly or annual basis. An example is the subscription for paid cable tv by various customers.
2. Bait and Hook: attractive prices for basic product. It is also referred to as the razor and blade business model. Bait and Hook typically involves selling a product at a very low price so as to gain the attention of the buyer and selling a complementary product (refill) to the same buyer at a very high price. An example is a mobile phone (bait) and airtime plus data (hook).
3. Cutting out the Middleman: reduction in transaction costs and processing time. It typically involves the elimination of an intermediary (middleman) in the supply of goods and services to the end users or customers.
An example is the business to consumer (B2C) company such as Walmart, Uber, etc.
In the lecture for the week, a theory was identified. "Knowledge as a component of the socio-cultural orientation basic conditioning factor enhances the prevention of hazards" is a theory from a major nursing framework.
=Identify the framework and provide an example of how other applications of this theory may occur in nursing practice. ( For example, you may say that education may enhance the reduction of free-throw rugs in an elderly person’s home which will prevent falls).
=Tie the concepts together by clearly defining them and how they could be measured. Find an instrument, survey, or tool in the literature that could be used to measure the concept. (For example, if you are measuring pain, you might use the Faces Pain Scale-Revised).
The major nursing framework is Leininger's Transcultural Nursing Theory. This theory suggests that cultural differences among individuals are taken into account in the development of nursing practices. It includes providing culturally competent nursing care that considers individuals' social, cultural, and religious beliefs and values.
To tie the concepts together, it is important to define them clearly. The concept of knowledge refers to information or understanding about a particular subject. In the context of nursing, knowledge can be related to health and safety practices, as well as cultural beliefs and practices. The socio-cultural orientation basic conditioning factor refers to the cultural background and beliefs of an individual. This factor influences how individuals perceive and respond to health and safety issues.The concept of prevention of hazards refers to taking proactive measures to avoid accidents or injuries. In nursing practice, this could include education, safety measures, and other interventions that are designed to reduce the risk of harm to patients. One instrument that could be used to measure the concept of cultural competence is the Cultural Competence Assessment Tool. This tool is designed to assess the level of cultural competence among healthcare providers and organizations. It includes questions related to cultural awareness, knowledge, skills, and behaviors. This tool could be used to evaluate the effectiveness of nursing interventions that are designed to promote cultural competence and reduce the risk of harm to patients.
Leininger's Transcultural Nursing Theory is an important framework that emphasizes the importance of cultural awareness and understanding in nursing practice. The theory that "Knowledge as a component of the socio-cultural orientation basic conditioning factor enhances the prevention of hazards" fits well into this framework. It could be applied in a variety of ways, including education and promotion of culturally competent care. The concepts of knowledge, socio-cultural orientation basic conditioning factor, and prevention of hazards are all important in nursing practice, and tools such as the Cultural Competence Assessment Tool can be used to evaluate the effectiveness of nursing interventions.
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How old will someone who graduated high school at 18 be until they get a Masters Degree in civil engineerings ?
Answer:22 years
Explanation:
among freshmen at a certain university, scores on the math sat followed the normal curve, with an average of 550 and an sd of 100. fill in the blank. a student who scored 700 on the math sat was at the th percentile of the score distribution. answer the problem by entering a value between 0 and 100 without % to fill in the blank. any correctly rounded answer will receive full credit.
A student who scored 700 on the math SAT was at the approximately 84th percentile of the score distribution.
To determine the percentile of a score in a normal distribution, we need to calculate the area under the curve to the left of that score. In this case, the average score is 550, and the standard deviation is 100. First, we need to calculate the z-score, which measures how many standard deviations a score is away from the mean. The formula for calculating the z-score is (score - mean) / standard deviation. For a score of 700, the z-score would be (700 - 550) / 100 = 1.5.
Next, we need to find the area under the normal curve to the left of the z-score. Using a standard normal distribution table or a calculator, we can find that the area to the left of a z-score of 1.5 is approximately 0.9332. To convert this to a percentile, we subtract the area from 1 and multiply by 100. So, the percentile of a score of 700 is approximately (1 - 0.9332) * 100 ≈ 6.68%. However, since we are asked to provide a value between 0 and 100 without the % symbol, we can round the percentile to the nearest whole number.
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a business that has too little working capital can take what action?
A business with too little working capital can take several actions to improve its financial situation:
1. Increase sales: By boosting sales through marketing strategies or improving products, the business can generate more revenue and improve its working capital.
2. Reduce costs: Identifying areas for cost reduction and implementing cost-saving measures can help the business preserve its existing working capital.
3. Optimize inventory management: Efficiently managing inventory levels can help to minimize carrying costs and avoid tying up too much capital in inventory.
4. Collect receivables faster: Speeding up the collection of outstanding receivables can improve cash flow and increase working capital.
5. Negotiate better payment terms with suppliers: By negotiating longer payment terms or discounts, the business can reduce its working capital requirements.
6. Secure short-term financing: The business can consider obtaining a short-term loan or line of credit to provide a temporary boost to its working capital.
7. Sell underutilized assets: Selling assets that are not contributing to the company's profitability can free up cash and improve working capital.
By implementing one or more of these strategies, a business with too little working capital can take action to strengthen its financial position and support its ongoing operations.
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Once you graduate from a college or university, you have to pay a fee to take advantage of their career services. False True
Answer:
False
Explanation:
After graduating from a college or university you belong to their Alumni therefore, their career services or commonly known as placement or career center always support you through the journey until you land your job for no fee.
Question 5 of 10
When gathering information, which of the following tasks might you need to
perform?
A. Apply standards, such as measures of quality, beauty, usefulness,
or ethics
B. Seek out ideas from others and share your own ideas
C. Study objects, conduct lijsts, research written materials, and ask
questions
D. Fill out forms, follow procedures, and apply math and science
SEN
How does compromising differ from accommodating in the Thomas-Kilmann Conflict Mode Instrument (TKI)?
-Compromising is where the representative considers everyone in the conflict to be important and attempts to meet the needs of all, while accommodating is finding a solution that asks everyone to give up something so that everyone is satisfied at some level.
-Compromising is giving in to the customer at the expense of the organization while accommodating entails finding a solution that asks everyone to give up something so that everyone is satisfied at some level.
-Accommodating is giving in to the customer at the expense of the organization while compromising entails finding a solution that asks everyone to give up something so that everyone is satisfied at some level.
-Accommodating is where the representative considers everyone in the conflict to be important and attempts to meet the needs of all, while compromising is finding a solution that asks everyone to give up something so that everyone is satisfied at some level.
Answer:
Accommodating is giving in to the customer at the expense of the organization, while compromising entails finding a solution that asks everyone to give up something so that everyone is satisfied at some level.
Explanation:
what is similar about how neruda and hayden testify to the past? what is different? how do you explain these similarities and differences? which poem do you find more compelling, and why? bartleby
Both Neruda and Hayden are revered for their literary contributions, and their poems offer distinct perspectives on the past. It ultimately comes down to personal taste and the reader's connection to the themes and styles presented in each poet's work.
Hayden is a name that can be used for both boys and girls. It is of English origin and has multiple meanings and interpretations. One meaning of Hayden is "heathen" or "descendant of the heathen." This interpretation suggests that those named Hayden have a connection to ancient pagan beliefs or practices. Another meaning of Hayden is "from the hedged valley." This interpretation emphasizes a connection to nature and the land.
In terms of personality traits, individuals named Hayden are often described as intelligent, creative, and independent. They tend to have a strong sense of self and are confident in their abilities. Hayden's are known for their curiosity and desire for knowledge, often seeking out new experiences and information.
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What is a stap you can take toward committing to a career path?
A Take some career assessments
B. Check for positions in your area
, )
Keep your options Open
O D. Find out how popularitis
Answer:
B. Check for positions in your area
Explanation:
i think though!! im not sure
Warby parker offers customers a virtual try on feature which allows them to see how they might look in a pair of glasses. this feature shows the effect of the _______ environment on business.
Warby Parker offers customers a virtual try-on feature that allows them to see how they might look in a pair of glasses. this feature shows the effect of the technological environment on business.
Technology is the result of accumulated knowledge and the application of skills, methods, and processes used in industrial production and scientific research.
Technology is embedded in the operation of all mechanical and electronic devices, with or without detailed knowledge of their function, for the intended purpose of an organization. The technology of society consists of so-called systems.
A system works by taking input, modifying that input through what is called a process, and producing a result that achieves the system's intended purpose.
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Multiple choice-- finances/economics-- help!
Joseph wants to invest money for a very long time. He doesn’t need the money back within any specific timeframe. He would like a very low-risk investment because he doesn’t want to lose any money. Which type of investment will BEST fit Joseph’s needs?
Group of answer choices
certificate of deposit
bond
401k
money market mutual fund
Answer:
certificate of deposit.
Explanation:
Monetary policy can be defined as the actions (macroeconomic policies) adopted and undertaken by the central bank of a particular country to control the money supply and interest rates so as to boost or enhance economic growth. The central bank uses monetary policies to manage inflation, economic growth through long-term interest rates and level of unemployment in a country. In order to boost economic growth, monetary policy is used to increase money supply (liquidity) while it is also used to prevent inflation by reducing money supply.
Generally, money supply comprises of checks, cash, money market mutual funds (MMF) and credit (mortgage, bonds and loans).
In this scenario, Joseph wants to invest his money for a very long time and would like a very low-risk investment because he doesn’t want to lose any amount of money. Thus, the type of investment which will best fit Joseph’s needs is a certificate of deposit.
A bank certificate of deposit (CD) can be defined as a secured form of time-bound deposit and a special low-risk savings account, wherein money (lump-sum) are left with the bank for a specific period of time in exchange for an interest rate premium.
Generally, a certificate of deposit pays a higher interest rate to its holder than the regular savings account because the banks invest the money in a business.
Additionally, a bank certificate of deposit is protected and insured by the Federal Deposit Insurance Corporation (FDIC) for up to $250,000, eliminating the chance of a holder such as Joseph to lose any money.
Answer: it is NOT certificate of deposit
Explanation:
Just used that on the test and it was wrong