_______________ is not a benefit of promoting a work environment in which employees are encouraged to act ethically.

Answer:How important is hard work for avoiding poverty?The phrase, “Pull yourself up by your own bootstraps” is one that is embedded in the American lexicon. As we have discussed in earlier modules, this is often the predominant mind set when it comes to explaining poverty. There is a widespread belief that with hard work and effort, anyone can avoid falling into poverty. In your group, ask yourselves, to what extent do you feel that hard work is sufficient for achieving economic success?The Role of Motivation and Hard WorkIn our research, we have given considerable thought to the role that motivation and hard work plays in getting ahead. In the course of writing Chasing the American Dream, we talked with dozens of people from many walks of life around this topic. Our overall conclusion is that hard work is a necessary but not a sufficient condition for getting ahead. In other words, hard work and effort are generally important ingredients for reaching one’s goals in life, but they do not guarantee success in and of themselves.We can think about this relationship in the following way. It is difficult to imagine individuals doing well in life without a decent amount of effort and work. Even for those born into wealth, hard work and motivation are generally required for reaching one’s goals. And for those starting with much less, hard work and initiative would appear to be essential.On the other hand, we have talked with many people who have worked very hard throughout their adult lives, but have struggled to achieve economic success. During the course of a year, we interviewed women and men who have worked extremely hard but nevertheless found themselves in poverty or close to poverty.A Hard Working ExampleWe asked one such woman who was interviewed for our Chasing the American Dream book about how the general notion of the American Dream stacked up against the economic realities that she had seen.I think for most people it’s sort of a Horatio Alger’s thing of going from rags to riches. That anybody through their own hard work can pull themselves up in this country. But I think a whole lot of people have worked really hard and not been able to pull themselves up.My dad worked really, really hard. And the only reason he had $10,000 in the bank when he died is because his brother died and left him some. And then his house sold for a little over $20,000. And this is from a guy who worked his tail off his whole life long. He had paid employment until after age 80 despite his physical disabilities. So, hard work doesn’t necessarily get you ahead. I know that.We then asked her, “How does this experience affect your sense of fairness?”Well it makes me mad that things are not fair and that we don’t value hard work. And, in fact, one of the surest indicators for how hard you’ll have to work is your income. The people with lower incomes will have to work harder from a standpoint of backbreaking physical labor.You know, I make a lot more money than Elaine Nelson from my church. But she mops floors down at St. Peters Hospital and changes sheets and makes sure that the operating room is sanitary so that people can go home without a staph infection. Her work is really essential, but she’s only making like $9 or $10 an hour to do that kind of work. And I take her to places to get help with her utilities and take her to the food pantry at my church now and then ‘cause she doesn’t have a car. And she’s faced an eviction so many times since I’ve known her.And to me, that’s just so unfair that a person that does really important work that cares for our community… You know, having a safe, clean hospital is a very important thing. Why don’t we reward that adequately? It makes me really mad.Hard Work May Not Be EnoughWhat this woman and many like her discussed in our interviews relates to the fact that there are simply not enough decent-paying jobs to support all Americans. In an earlier module (Module 6) we relied on the analogy of musical chairs to illustrate the mismatch between the number of individuals in need of a decent paying job versus the limited number and availability of such jobs. The result is that for some Americans, no matter how hard they work, they still may not be able to get ahead economically.Do you agree that hard work is a necessary but not a sufficient condition for getting ahead? Can you point to examples of people you know that would confirm this? Are there cases where hard work may not be important in getting ahead? How is this accomplished? Overall, how important is motivation and determination in avoiding poverty? These are some of tque

The role of the government in the economy is always a subject of debate. The government should take a larger role in our current economic struggle to provide the necessary support and resources needed for economic growth and stability.

In my opinion, the government should take a larger role in our current economic struggle for the following reasons:

Firstly, the government has the resources to initiate large-scale economic policies that can stimulate economic growth. The government can invest in infrastructure, education, healthcare, and other sectors that can create job opportunities and boost economic activity.

Secondly, during times of economic hardship, the government can provide a safety net for citizens who have lost their jobs or are struggling to make ends meet. This can be achieved through social welfare programs, unemployment benefits, and tax credits for low-income families.

Lastly, the government can regulate the economy and prevent corporate greed from causing economic instability. By enforcing laws and regulations that prevent monopolies and unfair business practices, the government can ensure a fair and competitive market that benefits consumers and businesses alike.

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Based on the amount you pay now and the increase in insurance premiums, your annual insurance costs next year would be $6,325.

The annual cost of insurance refers to the amount that is paid in premiums in a year.

That cost is currently $5,500 but will increase by 15%.

= Current insurance cost x ( 1 + rate of increase)

Solving gives:

= 5,500 x ( 1 + 15%)

= $6,325

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The correct option is D. venture philanthropy partners focus on assisting low-income children and youth in Washington, d.c. it is an example of a(n) Community fund.

A community fund is a pool of resources that are collectively owned and managed by members of a community. It is usually set up to provide financial assistance and support to individuals or groups within the community who are in need of funding for various projects or activities. Community funds are often established in underprivileged or economically marginalized communities where access to traditional financing options is limited.

In economics, community funds are considered a form of microfinance, where small-scale lending is used to empower individuals and promote economic development in local communities. The funds can be used to provide loans to entrepreneurs, farmers, and small business owners, who may not have access to capital through traditional banks. Additionally, community funds can be used to finance infrastructure projects, such as building schools, health centers, or community centers, which can have a positive impact on the community's overall economic development.

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Complete Question:

venture philanthropy partners focuses on assisting low-income children and youth in washington, d.c. it is an example of a(n)

A). Microlender

B). impact investment fund

C). angel investor

D). Community fund

The stock price that has a 5% probability of being exceeded in two years is approximately $109.18.

To find the probability of a stock price being greater than $85 in two years, we can use the Black-Scholes model, which is given by the formula:

\($$N(d_1) = \frac{1}{\sqrt{2\pi}} \int_{-\infty}^{d_1} e^{-\frac{1}{2} x^2} dx,$$\)

where \($d_1 = \frac{\ln(\frac{S_0}{K}) + (r + \frac{1}{2}\sigma^2)t}{\sigma\sqrt{t}}$ and $N(d_1)$\) is the cumulative distribution function (CDF) of the standard normal distribution. Using the given information, we have:

\($$d_1 = \frac{\ln(\frac{56}{85}) + (0.15 + \frac{1}{2}(0.25)^2)(2)}{0.25\sqrt{2}} \approx -0.4899.$$\)

Using a standard normal distribution table, we can find that \($N(d_1) \approx 0.3121.$\) Therefore, the probability that the stock price will be greater than $85 in two years is approximately:

\($$1 - N(d_1) \approx 1 - 0.3121 = 0.6879.$$\)

Thus, the probability is about 0.6879 or 68.79% that the stock price will be greater than $85 in two years. 2.1.2 To find the stock price that has a 5% probability of being exceeded in two years, we can use the inverse of the Black-Scholes formula, which is given by:

\($$S_0 e^{(r-\frac{1}{2}\sigma^2)t + \sigma\sqrt{t}N^{-1}(p)},$$\)

where \($N^{-1}(p)$\) is the inverse of the CDF of the standard normal distribution evaluated at $p$. Using the given information, we want to find \($S_0$\) such that \($P(S_T > S_0) = 0.05$\), where \($S_T$\) is the stock price at time \($T=2$\). Then, we have:

\($$S_0 e^{(0.15-\frac{1}{2}(0.25)^2)(2) + 0.25\sqrt{2}N^{-1}(0.05)} = S_0 e^{0.2N^{-1}(0.05)}.$$\)

Using a standard normal distribution table, we find that \($N^{-1}(0.05) \approx -1.6449$\). Therefore, we have:

\($$S_0 e^{0.2N^{-1}(0.05)} \approx S_0 e^{-0.32898} = 0.05S_0.$$\)

Solving for \($S_0$\), we get:

\($$S_0 = \frac{1}{0.05} e^{0.32898} \approx 109.18.$$\)

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Answer:

The answer would be b, determining tax deductions

Explanation:

All three of the other points are ways you can find out customers needs and wants, however tax deduction is used to figure out how much tax is owed.

The Net income of the given accounting data is  = $ 46,620

When both the buyer and seller freely agree on a price, fair value is the estimated price at which an asset is bought or sold.

An individual or business may look at actual market transactions for similar assets, estimate the asset's expected earnings, and determine the cost to replace the asset to determine the fair value of a product or financial investment.



Net Income = Revenue - Expense = ($176,400 + $ 59,220) - $189,000

Net Income = $46,620

When both the buyer and seller freely agree on a price, fair value is the estimated price at which an asset is bought or sold.

Individuals and businesses can determine the fair value of an asset by comparing its current market value, growth potential, and replacement cost. Fair value is a measure of an asset's worth, whereas market value is a measure of its worth.

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Answer: Punishment and Decrease

Explanation: I got it right.

The correct options are (A) By creating an embargo, Country W is creating a barrier to trade. The embargo will cause Country L's productivity to (B) decrease or decline, as they are having difficulties receiving the metals needed for production of their cars.

A barrier in trade refers to any obstacle that hinders free and open trade. Such hindrances can be created intentionally or unintentionally by governments or other players in the market. Barriers in trade can take on many forms, such as tariffs, quotas, embargoes, regulations, and subsidies. They affect international trade by increasing the costs of goods, limiting consumer choices and reducing the amount of trade between countries. The result is often a negative impact on the economy, as barriers lead to decreased productivity, reduced competition, and increased costs. Countries often use trade barriers to protect their domestic industries or to correct perceived trade imbalances.

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Answer:

Yes

Explanation:

Focus groups help businesses learn what their customers think, enabling strategic decision-making focused on their target market's true wants and needs

The given statement "If you discover that you have a negative item on your credit report, you should be prepared to provide evidence to dispute the claim" is true as in this act person has right to dispute inaccurate information.

Under the Fair Credit Reporting Act (FCRA), you have the right to dispute inaccurate information on your credit report with the credit bureau that provided the report. You can do this by submitting a dispute letter that outlines the error and provides supporting evidence, such as receipts, canceled checks, or other documentation.

Once the credit bureau receives your dispute, they must investigate the claim and either remove the disputed information or verify its accuracy within a certain period of time, usually 30 days. If the information is found to be inaccurate, the credit bureau must remove it from your report. If the information is verified as accurate, you can still add a statement to your credit report explaining your side of the story.

It is important to regularly monitor your credit report to ensure that it is accurate and up-to-date, and to take action to correct any errors that you find. This can help you maintain a good credit score and avoid any negative consequences of inaccurate information on your report.

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Answer:

i'm no expert but, i think first start out with ideas of the business u wanna do and keep adding on to those ideas you already have and find a business idea you know you can invest in and stick to that business so you can make money you want and supply the products people want and need so, that your making money to help yourself out in life and their getting supplies that are good and don't have harsh chemicals so, it doesn't result in you losing money. Also Natural Beauty is a good name but, i think you might like these three name ideas but, if not its okay go with the name you want since it's your business. Here are the name ideas Natural Essentials, Clear Beauty, or Organic Beauty Essentials.

Answer:

Many small business owners decide to set up an LLC for the liability protection it provides. An LLC, or limited liability company, exists separately from its owners (known as members), and the owners are therefore not personally responsible for business debts.Most states don’t allow two different business entities to have the same name. So you can’t, for example, have “Joe’s Donuts, LLC” and “Joe’s Donuts, Inc.,” even if they’re located in different cities. Many states also restrict companies from using certain words in their names, such as “bank.” If the LLC name you’ve selected is available, but you aren’t going to be filing your LLC documents right away, you may want to reserve the name. Nearly every state allows you to reserve a name by filing a form and paying a name reservation fee. The length of the reservation period, filing fees, and renewal policies vary from state to state.Almost every state requires its LLCs to name a registered agent (also sometimes called a statutory agent). A registered agent is a person who agrees to receive lawsuits, subpoenas and other official documents on behalf of the LLC and to pass them along to the appropriate person at the LLC.An LLC operating agreement is the roadmap that describes how your LLC will be run. It specifies such things as the ownership interests and voting rights of the members, how profits and losses will be allocated, how meetings will be held, how the business will be governed, the rights of the members if one of them dies or leaves the business, and the way the company will be dissolved if it goes out of business.Each state has its own form and procedure for establishing an LLC. In general, you must file articles of organization that list.After the LLC’s formation documents are filed and approved, the state will issue a certificate or other document that confirms that your LLC formally exists. Once you’ve received the certificate, you can take care of business matters like obtaining a tax ID number and business licenses and setting up a business bank account. Explanation:If your LLC does business in more than one state, you may need to register to do business in other states. To do this, you’ll need to fill out and submit paperwork that’s similar to the paperwork you filed when you formed your LLC. You’ll also need a registered agent in each state where you are authorized to do business.

1. The person who has the right to know how many sick days an employee has taken is the employer.

2. If a foreign company publishes private information about an employee who works in a local company and that information was stolen from the local company, the local company may be blamed for not protecting the employee's information better but it is the foreign company to blame ultimately for not acquiring the information legally.

Ethical behavior refers to the standards of conduct that demonstrate the right behaviors in specific situations. In dimensions of ethical behavior, the following are discussed: integrity, compassion, fairness, respect, responsibility, and professionalism.

1. Employers generally have the right to know how many sick days their employees have taken. It is a matter of company policy that employers keep track of the number of sick days taken by their employees. In some cases, labor laws or union contracts may require employers to track the number of sick days taken by employees. However, employers should protect the privacy of their employees and ensure that their sick time information is not shared without their consent.

2. The local company has a responsibility to protect its employees' private information from unauthorized access or theft. However, the foreign company is ultimately responsible for publishing the private information of the local company's employee. The foreign company should have exercised better judgment and ensured that the information they were publishing was obtained legally and ethically. In the case where the information was stolen, the local company may have taken all the necessary precautions to protect its employees' information, but the foreign company still bears the responsibility for publishing it.

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Grants and scholarships are supposed to be the first funding source for a higher education because they come with no interest rate or pay back stress that comes with other source of funding.

Correct option is D.

A federal grant is a trophy/award of assistance financially from a federal agency to a person to take out a purpose of support authorized by a law by the U.S.

The amount of federal grant money going to states has steadily increased since the 1960s.

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In the supply-demand model, the conclusion that the price will tend to fall when quantity supplied is greater than quantity demanded is an example of inverse relationship between the supply and prices of goods.

According to the law of supply and demand, which is a theory of economics, supply and demand are tied to one another and the price of goods and services is influenced by this relationship. A basic tenet of economics is that when there is a surplus of an item or service above what is needed, prices will decline. Prices tend to rise when supply is less than demand.

When demand is unchanged, the link between supply and prices of goods and services is inverse. Prices often decline to a lower equilibrium price and a greater equilibrium quantity of goods and services when the supply of goods and services increases while the demand for those goods and services remains constant.

Prices often increase to a higher equilibrium price and a lesser quantity of goods and services when the supply of goods and services declines while the demand for those goods and services remains constant.

Demand for products and services is inversely correlated with supply. However, when supply is constant but demand is rising, the higher demand drives up the equilibrium price and vice versa.

Up until a price reaches equilibrium, supply and demand fluctuate up and down.

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Answer:

The correct answer is C.) Stock Brokerage Firms and Insurance Companies

Explanation:

Hope this helps :)

Answer:

true I believe I'm not completely sure though

Explanation:

Answer:

answer is b

Explanation:

Answer:

the answer is b

Explanation:

i got it right on edmentum

When conducting a market analysis, it is important to undertake both a quantitative and qualitative assessment of the market.

This involves evaluating the size and value of the market, identifying customer segments and their buying patterns, assessing competition and challenges through Porter's Five Force Model, and considering economic, social, cultural, and ethical factors that may impact the market. Students conducting a case study analysis on market analysis should critically examine these aspects to gain a comprehensive understanding of the market in question.

By conducting a thorough analysis, students can identify key insights that can be used to inform strategic decisions and optimize business outcomes.By addressing these elements, students can gain a comprehensive understanding of market dynamics and their impact on the business case under investigation.

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Explanation:

Five phases guide the new product development process for small businesses: idea generation, screening, concept development, product development and, finally, commercialization.

Answer:

D and ignore this just random stuff aishdbsskw

Presenting a business plan to your company is not typically considered a type of special occasion speech. Special occasion speeches are typically given in specific contexts or events that have a unique significance, such as weddings, funerals, award ceremonies, or commemorative events.

These speeches are often delivered to mark a special moment, celebrate an achievement, honor someone, or provide comfort and support. Presenting a business plan, on the other hand, is a type of professional or informative speech that focuses on presenting a strategic plan or proposal for a business venture. It is typically delivered in a formal setting to stakeholders, investors, or decision-makers within the company.

While presenting a business plan may require effective communication skills and the ability to persuade or inform an audience, it is distinct from special occasion speeches that are closely tied to specific events or ceremonies. Special occasion speeches often involve emotional or ceremonial elements that are not present in the context of presenting a business plan.

In summary, presenting a business plan to your company is not considered a type of special occasion speech as it is typically categorized as a professional or informative presentation rather than a speech for a specific special event or occasion.

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None of the above is correct. This is because the tariffs made it more expensive to import cotton textiles from Britain and other countries.

During the antebellum period, US tariffs on imported cotton textiles had a complex effect. While the tariffs did increase profits for British textile producers, they did not necessarily decrease prices of cotton textiles in the US. In fact, the tariffs passed by the US Congress in 1824, 1828, and 1832 actually resulted in higher prices of imported cotton textiles and increased profits for US textile producers. The tariffs were also supported by the northern states, not necessarily the southern states, since the northern states had a larger industrial base. Therefore, the tariffs were not necessarily harmful to US textile producers or their employees. Tariffs are taxes levied by one nation on products and services imported from another country in order to influence it, collect money, or safeguard competitive advantages.

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The Hourly Employee class is implemented with instance variables for hours worked and wage, along with appropriate constructors, accessors, mutators, earnings calculation, and a two String method.

The Hourly Employee class extends the Employee class and introduces two new instance variables: hours (representing hours worked) and wage (representing pay per hour).

The constructor takes arguments for first name, last name, social security number, hourly wage, and hours worked. Accessor and mutator methods are provided for both hours and wage, ensuring that hours range from 0 to 168 (the number of hours in a week) and wage is non-negative.

The earnings method calculates the total earnings by multiplying the hours worked with the wage. The toString method returns a formatted string containing information about the hourly employee, including their name, social security number, hours worked, wage, and earnings for the week.

In the Driver class's main method, user input is collected for employee details, and an Hourly Employee object is created using the provided information. The toString method is then used to print the employee's information to the console.

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It is a true statement that an indirect approach to organizing negative messages opens with the reasons behind the bad news before presenting the bad news itself.

This refers to a kind of letter, memo, news that conveys negative information which will likely to disappoint, upset or anger the reader, listener etc

However, the indirect approach of organizing these negative messages opens with the reasons behind the bad news before presenting the bad news itself.

Therefore, it is a true statement.

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A company spends $1,200 to make 400 units. If fixed costs total $200, the typical variable cost is $2.50. Here option B is the correct answer.

We need to understand the different types of costs involved in production: fixed costs and variable costs. Fixed costs are those that do not change with the level of output, while variable costs increase as output increases. The sum of fixed costs and variable costs is the total cost of production.

In this case, we are given that the firm produces 400 units of output at a total cost of $1,200, and fixed costs are $200. To find the average fixed cost, we divide the fixed costs by the level of output, which gives us:

Average Fixed Cost = Fixed Costs / Output

Average Fixed Cost = $200 / 400

Average Fixed Cost = $0.50

Therefore, option (a) is incorrect. The average fixed cost is $0.50, not $2.

To find the average variable cost, we need to subtract the fixed costs from the total cost and divide by the level of output:

Variable Costs = Total Cost - Fixed Costs

Variable Costs = $1,200 - $200

Variable Costs = $1,000

Average Variable Cost = Variable Costs / Output

Average Variable Cost = $1,000 / 400

Average Variable Cost = $2.50

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Answer:

O True

Explanation:

A savings account offers a safe and secure platform for firms and households to save money. Savings accounts are offered by financial institutions such as banks and credit unions. When customers open savings accounts, they save by depositing money in their savings accounts.

Banks and credit unions require customer deposits to create loans for other customers. They encourage customers to save by offering interest on savings or deposits. It is true that banks pay interest on customer savings.

The equity amount used in the weight calculation should be consistent with the total equity as reported in the company's financial statements.

The weights used in the WACC calculation should be consistent with the financial data used in the analysis. For example, if the cost of debt is based on the interest rate on the company's outstanding debt, the corresponding debt amount used in the weight calculation should also be based on the outstanding.

The weights used in calculating the Weighted Average Cost of Capital (WACC) represent the proportion of a company's financing that comes from different sources. Typically, these sources include debt and equity, but other forms of financing, such as preferred stock, may also be included.

The weights used for the WACC calculation can be determined based on either the market value or the book value of each source of financing. The market value of a company's financing represents the current market price of its equity and the present value of its debt. The book value, on the other hand, represents the value of the financing as reported in the company's financial statements.

The choice between using market value versus book value weights in the WACC calculation depends on the specific circumstances of the company and the purpose of the analysis. In general, market value weights are considered more appropriate because they reflect the current market prices and investor perceptions of the company's financing. However, there are some situations where book value weights may be more appropriate, such as when the company has a stable capital structure and its market value and book value weights are similar.

To calculate the market value weights, the market value of equity is divided by the sum of the market value of equity and the market value of debt. To calculate the book value weights, the book value of equity is divided by the sum of the book value of equity and the book value of debt.

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