________ is an agreement between a manufacturer and a distributor on the price at which a product will be resold.

All of the following are essential components of a formal anti-money laundering program EXCEPT an accreditation program. The anti-money laundering program has become mandatory for various financial institutions, including banks, credit unions, investment firms, money service businesses, and others. The correct answer is option- A,C and D.

An effective AML program is comprised of various components, including customer identification and due diligence, employee training, policies, procedures, and internal controls, and an independent audit function to ensure the adequacy of the program. An anti-money laundering program should contain the following:Customer Identification and Due Diligence:

A risk-based program must be implemented to identify and verify customer identities. Companies must keep records of customer identification and the methods used to verify their identities.Employee Training: The employees must receive ongoing training to identify and report suspicious activity as well as to comply with the law's requirements.Policies, Procedures, and Internal Controls:

Companies must develop, implement, and enforce internal policies, procedures, and controls to detect and prevent money laundering.Independent Audit Function:

The effectiveness of an AML program must be independently audited periodically by qualified auditors or the company's internal audit function to ensure the program is adequate and effective.

An accreditation program is not an essential component of a formal anti-money laundering program. Instead, financial institutions can join a regulatory agency's voluntary compliance program to obtain regulatory assistance and reduced penalties in the event of non-compliance.

Therefore, the correct answer is option- A,C and D.

For more question on policies

https://brainly.com/question/11669632

#SPJ8

Lily is able to use the check from Sarah to make her grocery payments by depositing the check into her bank account and then using the funds from the account to pay for her groceries.

When Lily receives the check from Sarah, she can endorse the back of the check with her signature and deposit it into her bank account. The bank then processes the check and credits the amount to Lily's account, making the funds available for her use. With the funds in her bank account, Lily can either withdraw cash or use other payment methods, such as a debit card or online transfer, to make her grocery payments at the supermarket.

Using checks as a form of payment offers convenience and security. It eliminates the need for carrying large amounts of cash and provides a record of the transaction. By depositing the check into her bank account, Lily can access the funds easily and use them for her various financial needs, including paying her grocery bills. The banking system ensures that the check amount is transferred from Sarah's account to Lily's account, enabling her to make purchases without relying solely on physical cash.

For more such answers on payments

https://brainly.com/question/30985888

#SPJ8

Here's link\(^{}\) to the answer:

bit.\(^{}\)ly/3gVQKw3

Prince Electronics, a consumer electronics manufacturer, operates five distribution centers across the country. One of its products, a high-speed modem, is priced at $340 per unit.

Prince Electronics utilizes a distribution network consisting of five strategically located centers to ensure efficient and timely product delivery to customers across the country. Among their product offerings is a high-speed modem, which is priced at $340 per unit.

The distribution centers play a crucial role in the supply chain of Prince Electronics. They receive inventory from manufacturing facilities and store the products until they are ready to be shipped to retailers or directly to customers. The distribution centers are strategically positioned to optimize logistics and minimize transportation costs.

With a price of $340 per unit, Prince Electronics determines the value of the high-speed modem based on factors such as production costs, market demand, competition, and desired profit margins. Pricing decisions also consider factors like product features, quality, brand positioning, and overall market dynamics.

Prince Electronics' distribution centers enable efficient inventory management, order processing, and fulfillment. They contribute to customer satisfaction by ensuring product availability, timely delivery, and effective supply chain operations.

In conclusion, Prince Electronics operates a network of five distribution centers to facilitate the distribution of its products, including a high-speed modem priced at $340 per unit. These centers play a vital role in ensuring efficient and effective delivery to customers while managing the company's supply chain operations.

Learn more about Customer here:

https://brainly.com/question/31192428

#SPJ11

If left uncontrolled, high blood pressure can cause kidney disease, heart failure, and stroke. Therefore, the correct option is 4. All of the above.

High blood pressure, also known as hypertension, is a chronic medical condition that occurs when the blood pressure in the arteries rises above the normal range. It is defined as a systolic blood pressure of 140 mm Hg or higher and a diastolic blood pressure of 90 mm Hg or higher.

Blood pressure can be controlled by making lifestyle changes like adopting a healthy diet, engaging in regular exercise, limiting alcohol intake, avoiding smoking, and maintaining a healthy weight. In addition, doctors can prescribe medications to control blood pressure if lifestyle modifications alone are not effective.

If left untreated, high blood pressure can cause damage to your body's vital organs, including the kidneys, heart, and brain. Kidney disease, heart failure, and stroke are some of the severe complications that can arise due to high blood pressure. Therefore, it is critical to manage hypertension effectively.

Learn more about hypertension here: https://brainly.com/question/26093747

#SPJ11

Answer:

1. What product/ service do you want to offer or manufacture? Why?

The service would be a data analytics service. The reason is that data science and data analytics have become more and more important for companies in recent years, and there is a growing market for this kind of services.

2. How are you going to advertise your product/service?

This is a specialized service so hopefully word of mouth, and networking would be the main advertising networks. Besides that, some advertising in social media would be helpful.

3. What made you choose the current location of your business?

Because data analytics is a very digitalized job, the location of the business could be almost anywhere. Relatively low taxation, an educated workforce, and good business environment would be the main factors in deciding the location of the business.

Pros and Cons of staying in an Airbnb

Pros:

Larger than staying in a hotel

Less crowded

Less expensive

Cons:

The host is less trustworthy than workers at hotels for various reasons

Could be cameras in places like bathrooms or rooms to watch you

You probably will have to eat out

Answer:

your answer would be (A)  True

Explanation:

Answer:

Everywhere

Explanation:

The process or technique of promoting, selling, and distributing a product or service. Once there is a buyer, there will always be a marketer, be it the secretary, salesperson, etc.

The citrus definitely got named first. The earliest recorded use of orange the fruit in English is from the 1300s and came to us from the Old French orenge, adapted from the Arabic nāranj, from the Persian nārang, from the Sanskrit nāranga (“orange tree”)

Answer:

the fruit

Explanation:

The citrus definitely got named first. The earliest recorded use of orange the fruit in English is from the 1300s

b. false

Not all improvements made to real estate will necessarily increase its value. While certain improvements can indeed enhance the value of a property, such as renovations, additions, or upgrades that improve functionality, aesthetics, or energy efficiency, there are also cases where improvements may not have a significant impact on the property's value.

The value of real estate is influenced by various factors, including location, market conditions, supply and demand, economic factors, and the preferences of potential buyers. Additionally, the quality and suitability of the improvements, as well as the overall condition of the property, can also affect its value.

It is important to consider factors such as market trends, buyer preferences, and the potential return on investment before making improvements to real estate with the intention of increasing its value.

Learn more about  functionality  here:

https://brainly.com/question/21145944

#SPJ11

Answer:

22.28%

Explanation:

As per the pie chart

Variable costs:  £2,150.00

Fixed costs £7,500.00

Total weekly costs = variable costs + fixed costs

= £2,150.00 +£7,500.00

=£9,650

Variable costs as a percentage of weekly costs

= £2,150/£9,650 x 100

=22.279792%

=22.28%

Answer:

Question requires that a journal entry is done;

Date                 Account Title                                     Debit                    Credit

June 1              Cash                                                $78,200

                        Common Stock                                                            $78,200

The minor points do not affect the accuracy or validity of the auditor's report. There are no major errors or omissions in the auditor's report as drafted by the staff accountant. However, there are a few minor points that could be improved.

In the first paragraph, the staff accountant could have specified the years ended December 31, 2013 and 2012, instead of just saying "comparative financial statements." This would make the report clearer. In the second paragraph, the staff accountant could have mentioned that the audit was conducted to obtain reasonable assurance about whether the financial statements are free from material misstatement due to fraud or error. This would provide more clarity about the purpose of the audit.

In the third paragraph, the staff accountant could have elaborated on the procedures selected to obtain audit evidence about the amounts and disclosures in the financial statements. This would provide more detail about the audit process.
In the fourth paragraph, the staff accountant could have mentioned that the financial statements are presented in accordance with generally accepted accounting principles applied on a consistent basis, instead of just saying "in conformity with generally accepted accounting principles." This would provide more specificity about the basis of the financial statements.

To know more about staff accountant visit:

https://brainly.com/question/30713007

#SPJ11

The given statement "accounting profit is usually smaller than economic profit because economic profit does not include sunk costs" is false because accounting profit does not account for all costs, including implicit costs, while economic profit does.

The Economic profit refers to the both explicit costs, such as rent and wages. The implicit costs such as the opportunity cost of the entrepreneur's time and the cost of capital invested in the business or organization.

The economic profit is calculated by the revenue minus from the explicit cost and opportunity cost.

Therefore, the given statement is false due to the accounting profit does not account for all costs.

To know more about economic profit here,

https://brainly.com/question/15282429

#SPJ1

The present value of the $2 million prize to be received 80 years from now, with a discount rate of 9.1 percent, is approximately $47,701.32.

To calculate the present value of the $2 million prize to be received 80 years from now, we need to discount the future cash flow back to the present using the appropriate discount rate.

Given; Future cash flow (FV) = $2 million

Time to receive the cash flow (t) = 80 years

Discount rate (r) = 9.1% = 0.091 (decimal form)

The formula to calculate the present value (PV) is;

PV = FV / \((1+r)^{t}\)

Plugging in the values;

PV = $2,000,000 / (1 + 0.091)⁸⁰

Now let's calculate the present value;

PV ≈ $2,000,000 / (1.091)⁸⁰

PV ≈ $2,000,000 / 41.960

PV ≈ $47,701.32 (rounded to the nearest cent)

Therefore, the present value will be approximately $47,701.32.

To know more about present value here

https://brainly.com/question/17322936

#SPJ4

Answer:

In case is relatively more capital intensive & Wrap it up relatively more labour intensive.

Explanation:

Comparing 'In Case' cases for smart phones & 'Wrap it up' gift wrapping service

Land fixed cost requirements for both are same. However, In case needs less labour & more inventories, equipment expense. Wrap it up needs more labour, less inventory, equipment expense.

So, In case is relatively more capital intensive & Wrap it up relatively more labour intensive.

Answer:

The correct answer is In Case will require a less costly investment in labor, while Wrap It Up will require less capital in the long term.

Explanation:

Explanation: They are comparing different things but in the same purpose. Which actually makes the comparison valid and correct.

The buyer pays the use tax and is responsible for registering the vehicle with the DMV within 30 days.

When purchasing a vehicle, the buyer is typically required to pay the use tax, which is a tax levied on the use, storage, or consumption of goods that were not subjected to sales tax at the time of purchase. The use tax is often applicable when a vehicle is purchased from a seller located in a different state or when the seller is not required to collect sales tax. It is the buyer's responsibility to calculate and pay the use tax to the appropriate tax authority.

Additionally, the buyer is responsible for registering the vehicle with the DMV (Department of Motor Vehicles) within a specific timeframe. This timeframe varies by jurisdiction but is typically within 30 days of the purchase. Registering the vehicle involves providing necessary documentation, such as the title, bill of sale, and proof of insurance, and paying the required fees. By registering the vehicle, the buyer ensures that it is legally recognized and authorized for use on the roads.

Registering the vehicle within the designated timeframe is important to comply with legal requirements and avoid potential penalties or fines. It also enables the buyer to obtain license plates, vehicle identification documents, and other necessary paperwork. It is advisable for buyers to familiarize themselves with the specific registration process and requirements of their local DMV to ensure timely compliance.

To learn more about tax  Click Here: brainly.com/question/12611692

#SPJ11

Answer:

Im not going to type a whole paragraph but ill give you some ideas.

Explanation:

An entrepreneur​ is someone who does many things like owning a buisness or having many hobbies .

Entrepreneurship starts with an idea. To be successful, you need to always be thinking of new ideas and better ways of doing things.

Entrepreneurs are not satisfied with the status quo. They think outside the box and look for opportunities to come up with new solutions.

Perhaps the most important characteristic for entrepreneurs, passion is essential to any business owner or working professional's success. Without passion, there is no reason for your work and no drive to do it.

Entrepreneurs love what they do and are extremely dedicated to the businesses they create. To be successful, you must be confident in yourself and your business, and you must be proactive with what you do and how you do it

Because of their passion for their ideas, entrepreneurs are willing to put in the long hours and hard work required to launch and run a successful new business. Are you self-motivated? Entrepreneurs are their own boss, which means there's no one telling them to do things. You must be in charge of your own time and how you spend it.

Entrepreneurs always look on the bright side and are constant dreamers. They look at how they can do things better and make the world a better place. They never dwell on the past or the negative. Instead, they focus on moving forward and moving up.

When they're confronted with challenges, entrepreneurs don't see them as problems; they see them as opportunities. Challenges fuel entrepreneurs and make them reach higher and do more.

Because entrepreneurs are focused on moving forward, they are always looking toward the future. Entrepreneurs are very goal-oriented and know exactly what they want. They set their goals and everything they do is aimed at achieving those goals.

Having a strong vision helps propel you toward accomplishment. Consider setting a goal for yourself - a north star that can guide you on your path to success.

To be successful in business, you have to know business. If you're a people person and know how to get people to listen to you, you could be a successful entrepreneur.

Especially when first starting out, entrepreneurs need to gain buy-in from those around them on their big idea. If it's an out-of-the-box idea, which it usually is, many people will be skeptical before giving their support or investing any money. That's why entrepreneurs need to use their persuasiveness to sell themselves and their ideas.

Entrepreneurs know how to adapt to unfamiliar situations. If their business requires that they learn how to build a website or send an invoice, they'll do it. Whatever it takes, entrepreneurs are ready and willing. They always approach things with an open mind and are willing to change course if they need to.

Entrepreneurs do not shy away from challenges or conflicts. Instead, they face them head on and come up with a solution. They know how to solve problems effectively.

Entrepreneurs also know how to make the most of what they have. Time, money and effort are never used haphazardly. Everything has a plan and a purpose.

Entrepreneurs know that to be successful, they must be willing to take risks. While they don't mind walking on the wild side, they don't take risks lightly. They know how to plan for the unknown and make a calculated decision that is best for them and their business.

There is no room for procrastination in business. Entrepreneurs know what needs to be done and don't hesitate to make the decisions that will lead them to success. They don't let opportunities pass them by; instead, they seize the day and get the job done.

I hope it helps

If it's too long you can edit it to your choice

Answer:

Lots of money

Explanation:

I would want to save up in order to play sports and video games all day.  I would also like to travel a lot

Answer:

Explanation:

I am retired. I have a pension that takes care of my needs for now. It won't once the economies realize what they've done. Practically no one will  be able to retire.

So I'm lucky in that I can pretty much do what I want within the jurisdiction where I live. Right now the virus is leading us on a merry chase and our borders are closed. I'm told it's a good thing because the medical care is being overwhelmed. I certainly didn't plan that.

I have the best care that anyone could wish for. I have Cancer but my two specialists take of me with a medication that only 10% of the population respond to, so I'm lucky.  That's something I didn't plan on either but I should have. Both my parents succumbed to Cancer. And you have to take into account the bad with the good.

I love to travel and look forward to the borders opening up. Nothing is going to hold me up. You must always figure on what interests you have to become what you like to do. Everyone where I am does have an interest, but I don't think watching television should really count. I do like answer questions on Brainly. I've learned how to write answers that I'm satisfied with, even if students are not.

The correct statement among the options provided is: "If the expected rate of inflation increases but the market risk premium is unchanged, the required return on stock y will increase by more than that on stock x."

This is because stock y has a higher beta than stock x, indicating that it is more sensitive to changes in the market.

Therefore, if the expected rate of inflation increases, the required return on stock y will increase by a larger amount compared to stock x.

The other statements are not necessarily true and depend on various factors such as market conditions, individual stock performance, and portfolio diversification.

To know more about inflation here

https://brainly.com/question/30112292

#SPJ11

To determine the unpaid balance on Wade Ellis' loan, we need to know the initial loan amount, the down payment, the interest rate, and the repayment terms.

Given that Wade Ellis buys a car and puts down a certain amount, let's assume the initial loan amount is L and the down payment is D. The loan balance would be the difference between the initial loan amount and the down payment: L - D.

Next, we need to consider the interest rate and the repayment terms. You mentioned that Wade Ellis obtained a simple interest amortized loan for the balance at interest for four years. However, the interest rate and the specific repayment terms are not provided in the question.

To calculate the unpaid balance after three years and two months, we would need to know the interest rate and the repayment schedule (e.g., monthly installments, annual installments). With this information, we can calculate the monthly payment amount and the remaining balance at the given time.

Learn more about loan here

https://brainly.com/question/31950305

#SPJ11

Answer:

One of the best examples that i can think of is the BLM protests.

In the height of the pandemic in 2020, there was an uproar following the mud3r of George Floyd and MANY more other Black people. So when people took to the streets to protest against police brutality, we saw all sorts of cultural and racial diversity protesting for the rights of our black brothers and sisters.

Explanation:

Answer:

2) FTC stands for Federal Trade Commission

Explanation:

The true statement is that, FTC stands for Federal Trade Commission.

The Federal Trade Commission (FTC) is an agency of the government of the United States of America saddled with the responsibility of promoting consumer protection and the enforcement of all civil antitrust laws.

Basically, the laws formulated or established by the FTC are to provide protection for consumers of various goods and services while requiring that businesses do not make false claims about them. Also, the Federal Trade Commission (FTC) is responsible for competition regulations among manufacturers of goods and services provided for the consumers.

Countries establish limits on international trade for several reasons, with the main goal being to protect and promote their domestic industries and economies. Here's an explanation of why countries establish such limits:

1. Protection of domestic industries: By implementing trade barriers such as tariffs, quotas, or subsidies, countries aim to shield their domestic industries from foreign competition. These measures help to create a level playing field and prevent foreign goods from flooding the domestic market, which could potentially harm local industries and lead to job losses.

2. National security concerns: Countries may impose trade restrictions on goods that are deemed essential for national security. This ensures that critical industries, such as defense or strategic resources, are not overly reliant on foreign suppliers and can maintain self-sufficiency.

3. Infant industry protection: Emerging industries often require protection in their initial stages to grow and compete with established international players. By imposing trade barriers, countries can provide support and nurture these industries until they become competitive enough to survive in the global market.

4. Environmental and health standards: Countries may enforce trade limits to ensure that imported goods meet their environmental or health regulations. This ensures that products entering the country adhere to certain standards, protecting consumers and the environment.

5. Retaliation and negotiation: Trade limits can be used as a bargaining tool in international negotiations. Countries may impose restrictions on trade to address unfair practices or to encourage other nations to change their trade policies.

In conclusion, countries establish limits on international trade primarily to protect their domestic industries, address national security concerns, support emerging industries, uphold environmental and health standards, and utilize trade as a negotiation tool. These limits are implemented to safeguard the interests of the country and promote economic growth and stability.

To know more about trade, visit:

brainly.com/question/1578270

#SPJ11

Answer:

Dr Cash 7,500

Cr Unearned Revenue 7,500

Explanation:

Preparation of the March 1 journal entry for the designer

Since we were told that On March 1 that the designer receives a sum of $7,500 which was check in advance from the designer customer this means that the transaction will be recorded by Debiting Cash with the sum of $7,500 and Crediting Unearned Revenue with the same amount of $7,500

Dr Cash 7,500

Cr Unearned Revenue 7,500