In 2021, Fischers Inc. offers a coupon for $20 off qualifying purchases of its new line of products. Fischers sold 12,000 of these products during the year. By year-end of 2021, 9,100 coupons had been

Eric has decided to invest small amounts in bonds over time. This rules out purchasing a single bond. He is seeking a bond mutual fund with a yield over 4%. Yield, fund would be recommended.

What is bonds?

Bonds are issued by governments and corporations when they want to raise money. By buying a bond, you're giving the issuer a loan, and they agree to pay you back the face value of the loan on a specific date, and to pay you periodic interest payments along the way, usually twice a year.

Bonds yield income, are think over little riskier than working capital and can help change portfolios. The first is to hold those bonds yield until their maturity date and accumulate interest commences on them. Bonds, in general, are less risky and more buttoned-up than frameworks in yield.

As a result, the significance of the bonds yield to invest small amounts in bonds over time are the aforementioned.

Learn more about on bonds, here:

https://brainly.com/question/10777799

#SPJ1

According to the Centers for Medicare and Medicaid Services, in 2013 state and local governments spent 31.5% of their budgets on health care costs.

For the fifth consecutive year, the overall growth in U.S. health care spending was only 3.6 percent. Comparatively, from 2000 to 2008, health care spending increased by an average annual rate of 7.3 percent. According to the most recent data from the Centres for Medicare & Medicaid Services, a division of the U.S.

Department of Health and Human Services, state and local government health care spending increased for the first time since 2010, rising by 3.2 percent. However, the cost of providing healthcare continues to pose a threat to state and local budgets.

From 2013 through 2023, state and local government spending is expected to increase by 49% in inflation-adjusted* dollars, according to the Centres for Medicare & Medicaid Services.

To learn more about budget, here:

https://brainly.com/question/15683430

#SPJ4

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.

Business process refers to a set of activities that are executed to accomplish a specific organizational goal. The three components of a business process are inputs, activities, and outputs. For instance, a loan processing business process might include inputs such as loan applications, activities like verifying applicant information, and outputs like approved or denied loans.

Business process refers to a set of activities that are executed to accomplish a specific organizational goal. These processes involve a combination of various resources such as people, machines, materials, and information. The goal of business processes is to ensure that a company is operating efficiently and effectively. The three components of a business process are inputs, activities, and outputs. Inputs refer to the raw materials, data, or information that is needed to execute a process. Activities refer to the actual work that is being performed in the process. Outputs refer to the results that are produced by the process. For example, a loan processing business process might include inputs such as loan applications, activities like verifying applicant information, and outputs like approved or denied loans. Another example of a business process is the order fulfillment process, which might include inputs such as customer orders, activities like picking and packing products, and outputs like shipped orders. In conclusion, a business process refers to a set of activities that work together to achieve a specific goal. The three components of a business process are inputs, activities, and outputs, and examples of business processes include loan processing and order fulfillment.

Learn more about loan applications here:

https://brainly.com/question/30097836

#SPJ11

Answer:

Pretty sure it’s: To protect property for distribution after death

Explanation:

Answer: D. To protect property for distribution after death.

Explanation: Its right on Edg!

Answer:

alr bet

Explanation:

Answer:

Diminishing Marginal Returns occur when increasing one unit of production, whilst holding other factors constant – results in lower levels of output. In other words, production starts to become less efficient. For example, a worker may produce 100 units per hour for 40 hours.

Explanation:

Diminishing marginal returns occur when the addition of one more unit of a variable input leads to a decrease in overall output or productivity.

Diminishing marginal returns typically occur when the input of a particular factor of production, such as labor or capital, is increased while keeping other inputs constant. Initially, as more units of the input are added, the output or productivity increases at an increasing rate. This is known as increasing marginal returns.

However, as the input continues to increase beyond a certain point, the additional output gained from each additional unit of input begins to diminish. This means that the increase in output becomes smaller and smaller for each additional unit of input. The law of diminishing marginal returns states that there is a point at which the marginal returns start to diminish.

This phenomenon can be explained by various factors. For instance, when more labor is added to a fixed amount of capital, the workspace may become crowded, leading to inefficiencies and reduced output per worker. Similarly, when more fertilizer is applied to a fixed plot of land, there comes a point where additional fertilizer has a minimal impact on crop yields.

In summary, diminishing marginal returns occur when the addition of one more unit of a variable input leads to a decrease in the overall output or productivity. This happens after a certain point when the marginal returns begin to diminish.

To know more about marginal return here

https://brainly.com/question/3116739

#SPJ6

Option B is Correct. The merchandise that is kept in reserve in a retail establishment is known as inventory.

All the commodities, merchandise, and supplies that a company keeps on hand in anticipation of selling them for a profit are referred to as inventory. Example: Just the newspaper will be regarded as inventory if a newspaper seller utilizes a vehicle to distribute newspapers to clients. The majority of inventory items are tangible assets that businesses can count and measure.

For instance, a bakery might record all the components required to make its baked goods as inventory items, such as flour, sugar, yeast, salt, and milk. Ovens and baking pans are capital equipment, not inventory. The goal of the inventory is to ease the flow of products by acting as a buffer between production and sales.

Learn more about inventory Visit: brainly.com/question/24868116

#SPJ4

But his budget is tight with all of the expenses involved in getting peppy's pizzeria up and running. peppy should consult with a lawyer and accountant even though the budget is tight.

Enterprise refers to an enterprising entity or enterprise that carries out professional activities. They may be industrial, industrial, or others. For-profit business entities do enterprise to earn a earnings, whilst non-earnings ones do it for a charitable undertaking.

commercial enterprise performs a critical position in our lives. First, they create items and offerings to satisfy our want and desires. Then, they also recruit households as exertions and provide them with compensation, inclusive of wages, salaries, and advantages. hence, it will become a supply of their profits, which can be used to maintain their lifestyles.

precise commercial enterprise describes businesses that have broadened the definition of success past the lowest line to consist of the impact the organization has on all parts, their groups, or even the world. In other phrases, it's far an outward consciousness.

Learn more about business here: https://brainly.com/question/24448358

#SPJ4

Answer:

B

Explanation:

sense I help you you help me, What are the effects of El Nino? (4 only)

it is because of Job enrichment we expect satisfied employees to provide higher-quality service to customers

This is further explained below.

Generally, Job enrichment is a method that includes adding new aspects to already existing jobs in order to make them more exciting and engaging for employees. In general, job enrichment refers to a strategy that involves adding new facets to previously existing duties.

It is the technique of introducing extra sources of incentive into pre-existing employment in order to increase work happiness and output levels among employees. The goal of this approach is to raise job satisfaction and productivity levels.

A customer is the recipient of an item, service, product, or idea that was acquired from a seller, vendor, or supplier via a financial transaction or exchange for money or some other valued consideration.

Customer may also refer to the person who receives the item, service, product, or idea. When discussing topics related to sales, business, and economics, the phrase "client" is often used.

In conclusion, We anticipate that pleased workers will give higher-quality service to clients as a direct result of job enrichment initiatives.

Read more about job enrichment

https://brainly.com/question/14840026

#SPJ1

complete question

Why do we expect satisfied employees to provide higher-quality service to customers? Multiple Choice

equity theory

turnover factor

spillover effect

reciprocity

job enrichment

Answer:

2,088

Explanation:

Use calculator and do 2000(1.044)^1

Answer:

Preach

Explanation:

(a) To determine the value of the merged firm in a share exchange, we need to calculate the total value of Turf and Fence before the acquisition.

The value of Turf = Price per share * Number of shares = $9.00 * 20,000,000 = $180,000,000.

The value of Fence = Price per share * Number of shares = $4.40 * 10,000,000 = $44,000,000.

The value of the merged firm would be the sum of the individual firm values plus the present value of the expected cost savings from the acquisition, minus the present value of the reorganization costs.

Value of the merged firm = (Value of Turf + Value of Fence) + Present value of cost savings - Present value of reorganization costs

= ($180,000,000 + $44,000,000) + $45,000,000 - $10,000,000

= $259,000,000.

To ensure Turf's existing shareholders are not worse off, Turf should offer a maximum number of shares equal to the value of Fence's shares, i.e., 10,000,000 shares.

(b) To enable both firms' individual shareholders to experience the same proportional increase in wealth, the number of new shares Turf should issue to Fence's shareholders should be proportional to the ratio of the value of Fence to the value of the merged firm.

Number of new shares for Fence's shareholders = (Value of Fence / Value of the merged firm) * Total new shares issued

= ($44,000,000 / $259,000,000) * 10,000,000

≈ 1,699,423 new shares.

The merged firm's share price would be the value of the merged firm divided by the total number of new shares issued.

Merged firm's share price = Value of the merged firm / Total new shares issued

= $259,000,000 / (10,000,000 + 1,699,423)

≈ $14.37 per share.

(c) To give both firms' individual shareholders the same proportional increase in wealth in a cash offer, Turf needs to determine the premium per share. The premium per share should be the same as the proportional increase in wealth for Fence's shareholders in the share exchange method.

Premium per share = (Merged firm's share price in share exchange - Price per share of Fence) = $9.00 - $4.40 = $4.60.

Therefore, the cash offer would be $4.60 per share for Fence's shareholders.

(d) To calculate the difference in the value of the investment after the merger compared to its pre-merger value, we need to consider the price per share and the number of shares held.

Pre-merger investment value = Price per share * Number of shares = $9.00 * 20,000,000 * 0.01 (1% shareholding) = $1,800,000.

Post-merger investment value = Price per share * Number of shares = $4.90 * 20,000,000 * 0.01 = $980,000.

The difference in the value of the investment after the merger compared to its pre-merger value is:

Difference = Post-merger investment value - Pre-merger investment value

= $980,000 - $1,800,000

= -$820,000.

The investment value has decreased by $820,000 after the merger.

(e) To restore the pre-merger risk associated with the shareholding, specific actions can be taken, such as diversification and rebalancing. Diversification involves spreading the investment across different

To know more about diversification and rebalancing click this link-

https://brainly.com/question/31085705

#SPJ11

Money acts as a medium of exchange, a store of value, and a standard of deferred payment. Money is used in credit transactions, allowing individuals and businesses to borrow or lend money to meet their needs.Money is a critical tool for conducting economic activity. It serves as a medium of exchange, a store of value, and a standard of deferred payment.

Functions of Money: Money is the most essential tool in modern economies and has several functions. Here are three of the most important functions of money: Medium of exchange: Money serves as a medium of exchange in trade. Instead of swapping one good for another, people can purchase goods and services with money.

Money acts as a common measure of the value of all goods and services in an economy.

Store of value: Money also serves as a store of value. In other words, you can save the money you earn for future use. You can put it into savings accounts or invest it in stocks or bonds. As a result, money serves as a bridge between the present and the future.

Standard of deferred payment: Money serves as a standard of deferred payment. It means that when a transaction is made, the payment can be postponed for future use. Money is used in credit transactions, allowing individuals and businesses to borrow or lend money to meet their needs. As a result, credit transactions become possible.Money acts as a medium of exchange, a store of value, and a standard of deferred payment. Money is used in credit transactions, allowing individuals and businesses to borrow or lend money to meet their needs.Money is a critical tool for conducting economic activity. It serves as a medium of exchange, a store of value, and a standard of deferred payment. Money makes it simple to conduct trade by providing a universal means of payment. Money has evolved over time, and people have developed a variety of mediums of exchange, including precious metals like gold and silver, paper currency, and, more recently, digital currency.Money is frequently used as a store of value, which means it can be saved and used for future purchases. When people save money, they put it in accounts, bonds, or other investments, which earn interest and grow over time. The value of money can be volatile, depending on a variety of factors, including inflation, which occurs when prices rise over time. Inflation reduces the purchasing power of money, making it worth less in the future than it was when it was first earned.

To know more about deferred payment visit:

https://brainly.com/question/29829815

#SPJ11

The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.

A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.

Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.

Read more on credit card here: brainly.com/question/27808875

#SPJ1

Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle

2. a payday loan

3. an unsecured installment loan

4. It decreases your monthly expenses, giving you more money to spend on other things.

5. Determine or estimate the current value of everything you own.

6. Their ability to repay a loan

7. your prior record of paying your bills and paying off your debts

8. your age and gender

9. You can request one online or over the phone.

10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.

11. -the lender that provided the incorrect information

-the credit bureau that prepared the report

12. right away

13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.

14. The longer the term, the more you will pay in interest.

15. It will cost you less money overall.

16. A store credit card generally comes with a higher interest rate.

17. You will save money if you pay the balance off quickly.

18. -Clarifying the confusing language found on credit card applications.

-Forcing lending companies to disclose interest rates and hidden fees.

19. It banned credit card companies from raising interest rates after missed payments.

20. -a fixed annual charge for the use of a credit card

-a charge if the minimum payment is not paid by the due date

21. paying off the balance before interest can accrue

22. $30

23. Determine which card has the higher interest rate and pay the extra money to that card first.

Explanation: All these answers are correct!

To achieve their goal of maximizing their earnings, merchandising enterprises sell goods that they have bought from other companies.

A merchandising business should have a plan in place for promoting and selling its products, such as through advertising, social media marketing, or in-store promotions. The chosen methods should be tailored to the target market and the type of product being sold.

Pricing is a critical aspect of a merchandising business, as it determines the profitability of the business. A business should consider factors such as the cost of the product, the competition, and the target market when setting prices.

To know more about Merchandising Enterprises visit:

https://brainly.com/question/14958634

#SPJ4

Answer:

(a)

JCM Bank Balance Sheet (T-account) before loans have been made:

Assets | Liabilities + Equity

Reserves | Demand Deposits

$0 | $0

-------------------|-------------------

Total | Total

$0 | $0

After Simon's deposit:

Assets | Liabilities + Equity

Reserves | Demand Deposits

$800 | $8,000

-------------------|-------------------

Total | Total

$800 | $8,000

Change in Required Reserves (RR) = 0.10 x $8,000 = $800

Change in Excess Reserves (ER) = $800 - $0 = $800

Change in Demand Deposits (DD) = $8,000 - $0 = $8,000

(b) The maximum amount of loans that JCM Bank can initially make is equal to its excess reserves, which is $800.

(c) The maximum amount by which the money supply will increase throughout the banking system is equal to the initial deposit multiplied by the inverse of the reserve requirement:

∆MS = (1/RR) x $8,000 = (1/0.10) x $8,000 = $80,000

Therefore, the maximum amount by which the money supply will increase throughout the banking system is $80,000.

(d) In the short run, an increase in the money supply can lead to lower unemployment by increasing spending and stimulating economic activity. With more money in circulation, businesses may see an increase in demand for goods and services, which may lead to an increase in employment as businesses expand production to meet demand. Additionally, the increased money supply may lead to lower interest rates, which can make it easier and cheaper for businesses to borrow money to invest in capital and hire more workers. However, the relationship between the money supply and unemployment is complex and depends on a variety of other factors, such as the overall state of the economy, government policies, and international trade.

Answer:

They are available to any student who meets lending standards, regardless of financial need

Explanation:

Federal student loan is funded by tax payer's money. it's usually available to all students who were born in United States as long as they can provide proof for their citizenships.

Compared to private student loan, Federal student loan does not impose a strict deadline for the students who want to take it. This means that they can pay it back when they obtain job and salary after they graduate.

Answer:

A

Explanation:

edge 2021

Matrix multiplication can be done in various ways. Different ways of multiplying matrices a, b, c, and d with dimensions \(20 × 10, 10 × 30, 30 × 40, and 40 × 15\)respectively, are given below.

Multiply a and b first, then multiply the product with c and finally multiply the resulting product with d. Let M1 be the product of a and b, M2 be the product of  be the product. The total number of multiplications for this method is:\(20 x 10 x 30 + 20 x 30 x 40 + 20 x 40 x 15 = 18,000.\)

The total number of multiplications for this method is: \(30 x 40 x 15 + 10 x 30 x 15 + 20 x 10 x 15 = 18,000 c\)these are the different ways of multiplying the matrices a, b, c, and d with dimensions \(20 × 10, 10 × 30, 30 × 40, and 40 × 15\)respectively, with the total number of multiplications.

To know more about dimensions visit:

https://brainly.com/question/32564585

#SPJ11

When protecting the availability, integrity, and confidentiality of data, services, networks, and systems, the security policies of the data, service, network, or system should ideally not be compromised.

The C-I-A security triad is an abbreviation for confidentiality, integrity and availability. Also, it can be defined as a cybersecurity model that is designed and developed to guide security policies for information security in a business firm, in order to effectively and efficiently protect and make their data available to authorized end users.

In this context, we can infer and logically deduce that the security policies of the data, service, network, or system should ideally not be compromised when protecting the availability, integrity, and confidentiality of data, services, networks, and systems.

Read more on data here: brainly.com/question/25558534

#SPJ1

Answer:

owning dividend stock is answer

Gender-based violence has become prevalent on mining sites and in surrounding communities due to a combination of factors such as male-dominated work environments, social and economic inequalities, lack of awareness and education, limited access to support services, and a culture of impunity.

Gender-based violence on mining sites and in surrounding communities can be attributed to several reasons. Firstly, the mining industry is historically male-dominated, with a significant gender imbalance in the workforce. This power dynamic can perpetuate harmful attitudes and behaviors towards women, leading to increased incidents of violence.

Secondly, mining projects often bring rapid social and economic changes to communities, resulting in unequal power dynamics and social tensions. These changes can disrupt traditional gender roles and exacerbate existing gender inequalities, making women and girls more vulnerable to violence.

Thirdly, the lack of awareness and education about gender issues and violence prevention contributes to the prevalence of gender-based violence. Limited knowledge about consent, healthy relationships, and gender equality can perpetuate harmful norms and behaviors.

Furthermore, the remote locations of many mining sites can limit access to support services and justice systems. This lack of resources and infrastructure can prevent survivors from seeking help and perpetrators from being held accountable, perpetuating a culture of impunity.

Lastly, the overall culture and norms within the mining industry and surrounding communities play a significant role. If there is a lack of commitment from mining companies to prioritize gender equality, enforce policies against violence, and promote a safe and inclusive work environment, it can contribute to the prevalence of gender-based violence.

In conclusion, gender-based violence on mining sites and in surrounding communities is a complex issue influenced by multiple factors. Addressing this problem requires a comprehensive approach that involves creating gender-inclusive work environments, promoting education and awareness, strengthening support services, and holding perpetrators accountable. By actively working towards equality and addressing the root causes of violence, mining companies can play a crucial role in eliminating gender-based violence from their workplaces and the communities they operate in.

Learn more about Gender-based

brainly.com/question/28740947

#SPJ11

True.

Leadership has indeed been defined as the process of transforming organizations from what they are to what the leader envisions them to become. This definition highlights the proactive and visionary nature of leadership, emphasizing its role in driving change and progress within an organization.

Leaders are responsible for setting a clear direction, inspiring and motivating their team, and guiding them towards achieving a shared vision. They influence and empower others to contribute their skills and efforts towards realizing a desired future state.By recognizing the current state of the organization and envisioning a future state, leaders take on the responsibility of initiating and managing the transformation process. They identify areas for improvement, introduce innovative strategies, and make decisions that align with their vision.Transformational leaders, in particular, emphasize the importance of inspiring and empowering their followers, fostering a sense of shared purpose, and creating a supportive environment for growth and development.

Leran more about Leadership here

https://brainly.com/question/32010814

#SPJ11

Answer:

the trustee view of representation

Explanation:

Answer:

because community have a lot nice nickname in it . we have a clean nice community

Answer: False - The invisible hand works through the price system: The interaction of buyers and sellers  determines prices. Each price reflects the good's value to buyers and the cost of producing the good. Prices guide self-interested households and firms to make decisions that, in many cases, maximize society's economic well-being.

Explanation:

Quizlet Econ Chapter 1

The correct answer is option 2: The possibility of multiple IRRs. The Modified IRR (MIRR) primarily motivates by the possibility of multiple IRRs.

A brief description of the Modified IRR (MIRR) and its motivation is as follows: Modified IRR (MIRR) Modified internal rate of return (MIRR) is used when cash flows are reinvested at a different rate than the IRR. It is considered as an advanced variation of the IRR. In MIRR, the future cash flows are reinvested at a particular rate called the reinvestment rate. MIRR is a more reliable metric as compared to IRR in situations where the cash flows are reinvested at different rates. If the cash flow is reinvested at a rate different from the IRR, then the MIRR will be different from the IRR. If the reinvestment rate is equal to the cost of capital, then the IRR and the MIRR will be equal. Motivation of MIRR: The possibility of multiple IRRs motivates the use of MIRR.

IRR faces the limitation of multiple rates of return and fails to provide an accurate rate of return. In contrast, the MIRR metric assumes that cash flows are reinvested at a rate equal to the firm’s cost of capital. As a result, MIRR helps in eliminating the limitations of multiple rates of return, and it provides a more accurate rate of return to the investors. Therefore, MIRR is the most reliable metric when cash flows are reinvested at different rates and, consequently, when multiple rates of return exist.  Therefore, the correct answer is option 2: The possibility of multiple IRRs motivates the use of the Modified IRR (MIRR).

To know more about motivates visit :-

https://brainly.com/question/31576376

#SPJ11