The nominal value of investment next year is $ 92.
Funds are pooled instruments managed by investment managers that enable investors to invest in stocks, bonds, preferred shares, commodities, etc. Two of the most common types of funds are mutual funds and exchange-traded funds or ETFs.
calculation,
The average value = 40 oranges
So, next year = 40(1 + r/100)
= 40x (1 + 15/100)
=46 oranges.
Now value of per oranges =$2
therefore total nominal value = 46×2
= $96.
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Why is it important for a human resource manager to carefully maintain
employee records?
Answer:
Certain records require employee privacy to be protected. Not maintaining and following best practices for employee record keeping leaves you vulnerable to defending yourself against lawsuits, labor investigations or audits.
Explanation:
what steps should be taken next in preparing the company's financial statements if Lorna had just finished compiling her company's income statement for the month ended March 31 ?
The balances of each account in the general ledger are shown in a financial statement called an adjusted trial balance.
Typically, it's used to create financial statements or to check the general ledger's debits and credits for accuracy. A company's financial transactions, along with the debits and credits related to those transactions, are recorded in the general ledger, a single accounting document. It is the main book used by a corporation to record all of its accounting transactions, and it forms the basis of the double-entry bookkeeping system. Financial statements including the balance sheet, income statement, and cash flow statement are created using the general ledger. The adjusted trial statement for the month of March 31, 2025, is as follows: Revenue: Sales $100,000 $60,000 was the cost of the goods sold. $40 000 in profit overall.
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YO CAN YALL SEND HELP MY BRAIN ISNT WORKING TODAY
Which of the following statements are true of hacking? Check all of the boxes that apply.
-It is the practice of cutting network cables to damage a network infrastructure.
-It is the practice of finding weaknesses in a computer or computer network.
-It is always illegal.
-It is sometimes practiced by network security professionals.
Answer:
B and D
Explanation:
The statements true of hacking are
It is the practice of finding weaknesses in a computer or computer network.It is sometimes practiced by network security professionals.What is hacking?Computer hackers who are motivated by monetary gain engage in illegal conduct when they attempt to attack digital equipment like computers. This is known as hacking.
They start experimenting with different applications while they look for online instruction. Due to their inexperience and potential for initial perception as little more than an internet troll or beginner.
As opposed to building security systems, breaching them involves greater knowledge and skill. Hackers cannot be neatly grouped together according to any absolute standards in order to gain confidential information.
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what security threats do organisations face in their e-business operations? why are users often seen as a security weak points? How do organisations use technological and management strategies to address security threats? Are there threats likely to reduce in the future?
Organisations face a variety of security threats in their e-business operations, including malware and viruses, phishing attacks, hacking attempts, insider threats, and cyber espionage. These threats can result in the loss of sensitive data, financial loss, and damage to a company's reputation.
Users are often seen as a security weak point because they can be susceptible to phishing attacks and social engineering tactics, which can lead to compromised passwords or inadvertently downloading malware.
Organisations use a combination of technological and management strategies to address security threats. Technological strategies include implementing firewalls, antivirus software, intrusion detection and prevention systems, and encryption. Management strategies include employee training and awareness programs, incident response plans, and risk assessments. By taking a comprehensive approach, organisations can reduce the risk of security breaches and protect their sensitive data.
While new threats are constantly emerging, there are also advancements in technology that can help reduce security threats. For example, the adoption of cloud computing can improve security by reducing the reliance on traditional IT infrastructure, which can be more vulnerable to attacks. Additionally, the use of artificial intelligence and machine learning can help identify and respond to security threats in real-time. As organisations continue to invest in security measures and leverage new technologies, the likelihood of security threats reducing in the future increases.
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Marketers must know as much as possible about the markets they wish to serve. there are two major markets in business, the consumer market and the business market. because businesses can't fill the needs of every group, they must decide what groups to serve, and then develop products and services tailored to meet their needs. the consumer market consists of individuals buying goods for personal consumption. the business-to-business market (b2b) is comprised of individuals and organizations buying goods and services for use in conducting their business. the buyer's reason for buying, or in other words, the end use of the product, determines whether a product is a consumer good or a b2b good. the consumer market can be segmented in many ways since consumer groups differ greatly by age, education, income, and taste, and many other ways.
Marketers need to have as much knowledge as they can about the markets they want to target. The consumer market and the corporate market are the two main marketplaces in business. as a result of Customer Service Profit
What exactly are the corporate and consumer markets?
Business marketplaces frequently place more emphasis on sales and purchases that are made directly to other firms, who may then resell those items to consumers. Consumer markets are places where people shop for products for their personal use.
A business market is what?
A business market is a strategy a firm use to offer goods or services to a certain clientele. Business marketplaces typically promote transactions from one company to another when one company intends to repurpose
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I need to find the social security and Medicare. Please let me know how you got your answer as well!
Answer:
See below
Explanation:
Social security and medicare per period
1. Otto:
Pay per period = 76,432/ 12
=6,369.33
social security = 6.2% of 6,369.33
=6.2 /100 x 6,369.33
=394.898
=394.9
medicare = 1.45 % of 6,369.33
=1.45/100 x 6,369.33
=92.355
=92.36
2. G. Hernandez :
Pay per period= 43,902 / 26= 1,688.54
social security =6.2% of 1,688.54
=6.2/100 x 1,688.54
=104,689
=104.69
medicare=1.45 of 1,688.54
=1.45/100 x 1,688.54
=24.48
A.Toms:
Pay per period = 20,235 /12 =1,686.25
social security = 6.2 % of 1,686.25
=6.2/100 x 1,686.25
=104.55
Medicare = 1.45 % of 1,686.25
=1.45/100 x 1,686.25
=24.45
6 * 4 + 43 w/ solutions
net programming (tle)
Answer:
24+43wExplanation:
which of these are conditions for long-run equilibrium in the aggregate demand–aggregate supply model?
Answer:
-Correct answer(s)
Long-run aggregate supply equals aggregate demand
Short-run aggregate supply equals aggregate demand
-Incorrect Answer(s)
u<u*
u>u*
Explanation:
The economy will gradually progress toward its potential production, according to the aggregate demand and long-run aggregate supply model. The aggregate demand and supply curves intersect at this point to form the long-run equilibrium.
What is the long-run equilibrium in the aggregate demand–aggregate supply (AD-AS) model?AD-AS model is a graphical model used to understand economic fluctuations, which contains aggregate demand (AD), short-run aggregate supply (SRAS), and long-run aggregate supply (LRAS).
The long-run aggregate supply (LRAS) curve relates the level of production produced by businesses with the price level over time.
At any price level, the economy eventually reaches its natural level of employment and potential output. This result has given us our long-run aggregate supply curve.
When there is only one level of output at whatever price level, the long-run aggregate supply curve is a vertical line at the potential level of output for the economy.
Therefore, these are the conditions of the long-run AD-AS model.
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Internet privacy has become a major issue. In fact, in Europe there are privacy laws to limit how much information websites can collect from users without their permission. The United States does not have comparable laws to protect consumer privacy on the Internet. Collecting this information is beneficial for firms because then they can tailor marketing messages that better fit its users' needs. These better marketing campaigns can provide them with a competitive advantage. Acme Corporation uses cookies and other devices to collect information. Its privacy policy explicitly informs users that it collects information. However, most people do not read through the policy. Lately, some consumers have complained because they are worried that their information could be compromised. They question the security of the site. Acme wants to restore confidence and prove that it has controls in place. Refer to Scenario 3.2. What type of environmental force does this issue involve?
a. Greyhound bus system
what are some choices you have made/could make that would influence your future choices and options?
i rly need someone's help asap, thanks in advance! (not business, it's career ed. just chose the subject closest to it).
Answer:
I would have good company.
I would ensure that I have good communication skills.
I would have a mentor in my choice of career/study or life in general.
I would have a personal relationship with God.
Explanation:
In order for me to influence my future choices positively,I have to uphold certain principles or values like honesty,open mindedness and tolerance so as to achieve my goals.
Assume that currently banks pay 2% interest on money that customers deposit in savings accounts. As the overall amount of money held in savings accounts increases, in financial markets
Savings accounts earn compound interest, which means that the interest you earn one period is deposited into your account, and the interest you earn the following period is added to your account.
Can two savings accounts be held at the same bank?Because it does not affect your credit, having multiple accounts, whether at the same bank or at different banks, can be useful for managing various savings objectives. Furthermore, there is little harm in doing so.
How is interest earned on a savings account calculated?Using the formula a = r * t * p, where a is the amount of interest you will earn, r is the interest rate your bank pays, t is the time it takes for your financial institution to calculate interest, and p is your principal, or the amount in your savings account.
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Park Inc. earned EBIT of $10,000,000 last year. If its tax rate was 40%, interest expense was $2,000,000, and the number of common shares was 1,000,000, what is the firm's EPS? $8.00 C. $4.80 b. $6.00 d. $4.00
The firm's EPS is $4.80. Hence, option B is the correct answer.
EBIT = $10,000,000, Tax rate = 40%, Interest expense = $2,000,000 and the number of common shares = 1,000,000.
We are supposed to calculate the EPS for the firm.Here's the solution:-
First we need to calculate the Net income of the firm. Net income can be calculated as follows:-
Net income = EBIT - Interest expense Taxes = 40% of (EBIT - Interest expense) Net income = EBIT - Interest expense - Taxes Net income = 10,000,000 - 2,000,000 - 0.4(10,000,000 - 2,000,000)Net income = 4,800,000. The number of common shares = 1,000,000
Hence, EPS (Earning per share) can be calculated as: EPS = Net income / Number of common shares EPS = 4,800,000 / 1,000,000 EPS = $4.80 Therefore, the firm's EPS is $4.80. Hence, option B is the correct answer.
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The OSHA Construction requirement of 1926.1424 to create an area to protect
workers from a Swing Radius Hazard is called:
•Rest Area Control
•Work Area Control
•Breakfast Area Control
•Parking Area Control
The OSHA Construction requirement of 1926.1424 to create an area to protect workers from a Swing Radius Hazard is called:
B. Work Area ControlWhat is Work Area Control?This refers to the section of work which is specifically designed to offer security and protection to workers so that they would not have a work-related injury.
With this in mind, we can see that the OSHA Construction requirement of 1926.1424 was made to create a Work Area Control which would protect workers from a Swing Radius Hazard.
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Listen intently, and attempt to determine the
main point of the objection.
When you acknowledge another person's objection, it's time to confirm that you understand their concern. Clarification may assist in reaching the appropriate objection; Recognizing it will make it clear to you.
What is the significance of identifying the objections?It is essential to determine what the actual issue is because you cannot overcome an objection that you do not understand. You must ascertain why they are raising the objection and why they are doing so now. The objection's timing can sometimes reveal more information than the objection itself.
How can an objection be identified?Identifying the Opposition Simply listening is the most effective method for doing this. To get to the bottom of the client's skepticism, you should listen to what they say and what they don't say. In order to address the issues directly, you should also ask questions that encourage the client to talk about their concerns.
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A child-tax credit (deduction) would
show up on which form?
A. 1040
B. 1099
C. 19
Answer:
see the answer
Explanation:
I think It is A
An S corporation does not recognize a loss when distributing assets that are worth less than their basis. a) True b) False.
b) False. An S corporation does recognize a loss when distributing assets that are worth less than their basis.
When an S corporation distributes assets with a fair market value lower than their adjusted basis, it results in a loss for the corporation. This loss can be recognized and used to offset other income or gains of the S corporation, reducing its taxable income. It is important to note that shareholders of the S corporation may have limitations on deducting the loss on their personal tax returns. Loss refers to a financial outcome where the expenses or costs incurred by an individual, business, or entity exceed the revenue or income generated. It represents a negative result in terms of financial performance. Losses can occur in various contexts, such as in business operations, investments, or personal finances. In business, losses can result from factors such as low sales, high expenses, inefficient operations, or unfavorable market conditions. They can impact profitability and financial stability, and businesses often aim to minimize or mitigate losses through strategic planning, cost control, and risk management.
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what are the four marketing strategies businesses use to determine customer needs?
Businesses determine customer needs through market research, customer analysis, competitor analysis, and product analysis, which involve gathering information and analyzing customer behavior, preferences, and product features to meet their needs.
Businesses utilize a range of marketing tactics, such as market research customer analysis, competition analysis, and product analysis, to successfully satisfy consumer demands. Businesses use surveys, focus groups, and other research techniques to acquire information through market research on the requirements, wants, and behaviors of their customers. To understand behavior, preferences, and demands, consumer data must be analyzed. Analyzing rivals' offerings, promotions, and clientele might help you spot market trends and gaps in your offering. Product features, functionality, and design are examined to make sure they satisfy consumer needs and preferences. By utilizingFpr these techniques, companies may better comprehend client wants and create goods and marketing plans that successfully address those needs.
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What's the difference between a checking account and a savings account?
A. A checking account has fewer fees.
B. A savings account comes with a debit card.
C. A savings account earns interest.
D. A checking account comes with a credit card.
Answer:
D. A checking account comes with a credit card.
Explanation:
A checking account is opened to facilitate regular bank transactions such as deposits, withdraws, cash transfers, payments, among others. There are no limits to the number of transactions that one can perform per period. Bank's fee and charges are applicable per transaction. To facilitate payments, withdrawals, and deposits, banks provide debit cards to customers.
Savings accounts are designed to help customers accumulate funds for future use. Banks limit withdrawals and offer interest payments to encourage customers to save. Savings accounts have fewer charges and don't come with debit cards.
What are the different packaging materials used in petit four?
the economy has shifted and the quantity of the real gdp supplied has increased. what has potentially happened to aggregate price levels?
An increase in real GDP supplied leads to lower aggregate price levels as per the inverse relationship between the two.
As the quantity of real GDP supplied increases, it leads to lower aggregate price levels, keeping all other variables constant. This is in line with the inverse relationship between aggregate price levels and real GDP supplied. The inverse relationship between aggregate price levels and the quantity of real GDP supplied is due to the way aggregate price levels are calculated. Aggregate price levels reflect the general price level of all goods and services in the economy. Therefore, a decrease in the quantity of real GDP supplied would result in an increase in aggregate price levels, while an increase in the quantity of real GDP supplied would result in a decrease in aggregate price levels. The shift in the economy could have been triggered by a variety of factors, including increased productivity, higher investments, improved technology, and other variables. Nonetheless, an increase in the quantity of real GDP supplied is generally regarded as a positive development for the economy.
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what are the disadvantage of credit card
Answer: you don’t see your own money.
Explanation:
matics A
Select the correct answer from each drop-down menu.
The function f(x) = 500(1+2015)4 models the balance in a savings account.
The savings account had an initial balance of
and compounds
Reset
Next
at an interest rate of
Answer:
50%
Explanation: i worked out the problem and got that answer
Vijai is 23 years old today. He plans to deposit a certain amount into his retirement account today (t = 0) and on each birthday until he turns 65. He plans to withdraw $100,000 per year on each birthday beginning when he is 66 and ending when he is 89. If Vijai's retirement account pays interest of 7% p.a., each deposit has to be exactly 1) $5,000.00 O2) $4,549.34 3) $6,561.54 4) $4,628.90 5) $6,693.26
To determine the deposit amount Vijai needs to make on each birthday, The deposit amount that Vijai needs to make on each birthday is $\(4,628.90\), which is option 4.
We can use the present value of an annuity formula, which is:
PV = \(PMT * [(1 - (1 + r)^(-n)) / r]\)
where:
PV = present value of the annuity
PMT = payment amount
r = interest rate per period
n = number of periods
In this case, Vijai plans to deposit the same amount on each birthday until he turns 65, so it's an annuity with a fixed payment amount. The payment amount is what we need to solve for.
First, let's calculate the present value of the withdrawals that Vijai plans to make starting when he is 66 and ending when he is 89. This is an annuity due, which means that the payments are made at the beginning of each period. We can use the present value of an annuity due formula to calculate the present value of these withdrawals:\(PV = PMT * [(1 - (1 + r)^(-n)) / r] * (1 + r)\)
where the additional factor of (1 + r) is due to the fact that the payments are made at the beginning of each period.
In this case, PMT = $\(100,000\), r = 7%, n = \(24\) (from age 66 to age 89), so:
\(PV = $100,000 * [(1 - (1 + 0.07)^(-24)) / 0.07] * (1 + 0.07) = $1,373,356.12\)
This is the amount that Vijai needs to have in his retirement account at age 65, so that he can withdraw $100,000 per year starting at age 66 and ending at age 89. This amount is the future value of the annuity of withdrawals that Vijai plans to make.
Next, let's calculate the total amount that Vijai will deposit into his retirement account. Vijai plans to make deposits on each of his birthdays from age 23 to age 65, inclusive. There are 43 deposits in total. Let's call the deposit amount D. Using the future value of an annuity formula, we can calculate the total amount that Vijai will have in his retirement account at age 65 as: FV = D * [(1 + r)^n - 1] / r
where FV is the future value of the annuity, and n is the number of periods, which in this case is 43.
Setting FV equal to $1,373,356.12 and solving for D, we get:
D = \($1,373,356.12 * r / [(1 + r)^n - 1]\)= \($1,373,356.12 * 0.07 / [(1 + 0.07)^43 - 1]\)
\(= $4,628.90\)
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Suppose a total of 2,500 students are allowed in the engineering programs at all of the colleges in a particular city. From the previous three years' record, it shows that the number of students who enroll in the entrance exam for the engineering program increases if there is an increase in the number of IT recruiters the previous year.This year there is a total of 3,200 students who have enrolled to take the entrance exam of which only up to 2,500 of those who passed would get in. Based on either the students' perspective or the college perspective, what combination of economic key concepts does the situation follow? A. Optimization and empiricism B. Equilibrium and empiricism C. Optimization and equilibrium D. Optimization, equilibrium, and empiricism
Answer:
D. Optimization, Equilibrium and Empiricism.
Explanation:
Economics is based on three key concepts which are Optimization, Equilibrium and Empiricism. Optimize is the first principle which means people will select best available option. Second important principle is that economy is always in a state of equilibrium which means if one gains the other also gets best available value. Third concept is that economists use data to make policies. The situation given in the scenario follows all the key concepts of economy.
How long must each practitioner maintain records of his or her completed CE credits?
A. CE credit information must be retained for a period of 4 years following the date of renewal of enrollment.
B. CE credit information must be maintained for a period of 4 years from the date they are completed.
C. CE credit information must be retained for a period of 1 year following the year they are completed.
D. CE credit information does not have to be retained by the enrolled agent since the qualifying organization provides the IRS a list of each participant that completed CE credits.
CE credit information must be retained for a period of 4 years following the date of renewal of enrollment.
A continuing education unit (CEU) or continuing education credit (CEC) is a metric used in continuing education programs to help professionals keep their professional licenses. Many professions, including teachers, insurance professionals, interior designers/interior architects, lighting designers, architects, engineers, emergency management professionals, school administrators, educators, nurses, and mental health professionals such as psychologists and social workers, require continuing education or professional development.
Ten hours of participation in an education program is defined as a continuing education unit. Professional development education is referred to as CEC (Continuing Education Credit) or CEU (Continuing Education Unit). The primary distinction is that 1 CEU equals 10 hours of instruction, hence 0.1 CEU equals 1 CEC.
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Jake Olsen has decided to put $1,000 in the bank. List several questions Jake might want to ask before ch whether to put the money in a checking or a savings account.
Answer:
look at my comment
Explanation:
Peggy started work after graduation and started investing.
Why do you think Peggy would have decided to invest?
A. to keep her finances liquid for emergencies
B. to earn compound interest
C. to minimize the risk of losing money
D. to build on her retirement fund
E. to take out a student loan for further education
Answer:
c
Explanation:
A new parent-focused website is adding a blog to attract readers. Which of the following elements are likely to be discussed at the project plan approval meeting?
a.)
The editing guidelines document for the new blog
b.)
Preferred methods for communicating schedule changes
c.)
A list of topics that will be covered each week in the new blog
d.)
A review of the number of days assigned to testing the changes to the website
Answer: d
Explanation: :()
Jack deposits $43,000 today and plans on withdrawing $2,000 semiannually at the beginning of each period of the next 12 years, what is the annual interest rate on this account? 0.69% 3.35% 1.96% 2.07%
To determine the annual interest rate on Jack's account, we need to calculate the rate that would make the present value of his withdrawals equal to the initial deposit. The correct annual interest rate is 3.35%.
We can use the formula for the present value of an annuity to calculate the annual interest rate:
PV = C * [(1 - (1 + r)^(-n))/r]
Where:
PV = Present value of the withdrawals (initial deposit)
C = Amount withdrawn each period ($2,000)
r = Annual interest rate
n = Number of periods (12 years * 2 = 24 semiannual periods)
We want to solve for r, so we need to rearrange the formula:
r = [(1 - (PV / (C * (1 - (1 + r)^(-n))))]^(1/n) - 1
Substituting the given values, we can calculate the annual interest rate:
r = [(1 - (43000 / (2000 * (1 - (1 + r)^(-24))))]^(1/24) - 1
r = [(1 - (43000 / (2000 * (1 - (1 + 0.0335)^(-24))))]^(1/24) - 1
= [(1 - (215)]^(1/24) - 1
= (0.995)^(1/24) - 1
= (1 - 0.005)^(1/24) - 1
= (0.995^(1/24)) - 1
= 0.000015625.
Now multiply this value by 100 to express it as a percentage. The answer is 0.15625%.
Since the interest is compounded quarterly, we need to multiply this value by 4 to get the annual interest rate. The answer is 3.35%.
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An incoming mba student took placement exams in economics and mathematics. In economics, she scored and in math. The overall results on the economics exam had a mean of and a standard deviation of , while the mean math score was , with a standard deviation of. On which exam did she do better compared with the other students?.
In comparison to the other students, the prospective MBA student performed higher on the math exam.
She performed better on the Mathematics exam since her scores were 2.1 standard deviations higher in mathematics and 1.25 standard deviations higher than the mean in economics.
We have the following information to assess how many standard deviations she was from the mean in each subject:
= (Score - Mean)/Standard deviation
For economics;
= (85 - 75)/8 = 10/8 = 1.25 sd.
For Mathematics:
= (89 - 68)/10 = 21/10 = 2.1 sd.
In essence, her scores in Economics and Mathematics were 1.25 standard deviations and 2.1 standard deviations, respectively, above the mean.
She thus outperformed other kids in Mathematics.
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