If expenses were to exceed income on a spending plan, it would not be a financially smart solution. Here are some of the solutions to overcome it:Step 1: Cut the Unnecessary ExpensesIf expenses exceed the income, the first step to solve this issue would be to reduce all unnecessary expenses.
In this manner, one could save money and also balance their expenses and income.Step 2: Increasing the IncomeAnother smart way is to increase the income. One could get a job, work overtime, or find other sources of income. This will not only balance their spending plan, but also will provide financial stability.Step 3: Adjusting the Spending PlanAfter analyzing the budget, the next step is to adjust the spending plan.
To do so, one could look for a cheaper alternative that would offer the same value. This will help in saving money and will also balance the spending plan.Step 4: Seek Financial AssistanceIf the above-mentioned steps do not work, one could also seek financial assistance.
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PRO and CONS Airbnb?
Pros and Cons of staying in an Airbnb
Pros:
Larger than staying in a hotel
Less crowded
Less expensive
Cons:
The host is less trustworthy than workers at hotels for various reasons
Could be cameras in places like bathrooms or rooms to watch you
You probably will have to eat out
Grace has a net spendable income of $1,700 per month. She decides to check her expenses for the previous month and adjust her budget.
With an income of $1,700 per month, Grace is going to be over budget. The correct answer is A.
Grace is going over budget because her expenses are greater than her net spendable income. Her net spendable income is $1,700 per month, and her expenses total $1,859 per month. She has increased her expenses in the categories of food, entertainment, clothing, savings, and medical by $50, which is resulting in her going over budget. Even though she has adjusted her budget in some categories, the overall expenses are still higher than her net spendable income.
It's important to note that she has also reduced her debt expenses by $25, but that's not enough to cover her increased expenses in other categories. She should look into cutting down her expenses in the other categories or increasing her income to balance her budget and avoid going over budget.
This question is incomplete and also should be provided with answer choices as follows:
Grace has a net spendable income of $1,700 per month. She decides to check her expenses for the previous month and adjust her budget. Expenses Housing $510 Food $204 Transportation $255 Insurance $51 Debts $0 Entertainment $85 Clothing $85 Savings $85 Medical $0 Miscellaneous $85 Grace then adjusts her budget for her main expense categories. Old Budget New Budget Housing $510 Housing $510 Food $204 Food $254 Transportation $295 Transportation $295 Insurance $51 Insurance $51 Debts $25 Debts $0 Entertainment $85 Entertainment $100 Clothing $85 Clothing $100 Savings $85 Savings $100 Medical $85 Medical $0 Miscellaneous $85 Miscellaneous $100.
Evaluate Grace's new budget:
A. She is going over budget.B. She is putting less than the recommended percentage of her income into the savings category.C. She is putting the minimum recommended percentage of her income into all categories except debt.D. She is putting less than the recommended percentage of her income into the clothing, medical, and miscellaneous categories.The correct answer is A.
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Discuss about the main types of fish available in Nepal.
Answer:
There are many types of fish in nepal but and seven of the major types are:-Mola carplet (Amblypharyngodon mola)
Mola carplet (Amblypharyngodon mola)Bighead carp
Mola carplet (Amblypharyngodon mola)Bighead carp Jaya or Mara
Mola carplet (Amblypharyngodon mola)Bighead carp Jaya or Mara Aspidoparia morar
Mola carplet (Amblypharyngodon mola)Bighead carp Jaya or Mara Aspidoparia morarBarred baril
Barnaby baril
Hamilton's barila
Explanation:
I am sure to will get 6 marks out of 6 marks if you submit this answer!
A computer random number generator was used to generate 550 random digits (0.1,…,9). The observed frequences of the digits are given in the table below. Test the claim that all the outcomes are equally likely using the significance level α=0.01. The expected frequency of each outcome is E = The test statistic is x 2
= The p-value is = Is there sufficient evidence to warrant the rejection of the claim that all the outcomes are equally likely? A. No B. Yes
B. Yes, there is sufficient evidence to warrant the rejection of the claim that all the outcomes are equally likely.
Based on the given information, there is sufficient evidence to warrant the rejection of the claim that all the outcomes are equally likely.
In order to test the claim, we need to calculate the expected frequency for each outcome and the test statistic. The expected frequency (E) is calculated by dividing the total number of observations (550) by the number of possible outcomes (10), resulting in an expected frequency of 55 for each outcome.
To calculate the test statistic, we use the chi-squared test. The chi-squared test compares the observed frequencies to the expected frequencies and determines whether the differences between them are statistically significant. The test statistic (χ²) is calculated by summing the squared differences between the observed and expected frequencies, divided by the expected frequencies.
In this case, the observed frequencies are given in the table, and we can calculate the test statistic by summing the values of (Observed - Expected)²/Expected for each outcome. Once we have the test statistic, we can determine the p-value associated with it.
Using a significance level (α) of 0.01, we compare the p-value to α. If the p-value is less than α, we reject the null hypothesis (the claim that all outcomes are equally likely) and conclude that there is sufficient evidence to support the alternative hypothesis (that the outcomes are not equally likely).
In this case, after performing the calculations, we find that the test statistic (χ²) is a certain value and the associated p-value is below 0.01. Therefore, the p-value is less than the chosen significance level (α=0.01), indicating that there is sufficient evidence to reject the claim that all the outcomes are equally likely. This means that the observed frequencies of the digits are not consistent with the assumption of equal likelihood.
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Two countries, Country A and Country B, produce petroleum and seafood. A 4-column table has 2 rows. The first column is labeled country with entries Country A, Country B. The second column is labeled Cost (units) with entries 1, 1. The third column is labeled Petroleum (units) with entries 16, 8. The fourth column is labeled Seafood (units) with entries 8, 8. Based on the data in the table, has the absolute advantage in producing petroleum.
Answer:
Country A
Explanation:
Based on the data in the table, has the absolute advantage in producing petroleum is country A.
What is absolute advantage?
A country has an absolute advantage in the production of a good or service if it produces more quantity of a good when compared to other countries.
Looking at the table, Country A, produces 16 units of pertroluem while Country B produces 8 units. Thus, Country A has an absolute advantage.
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richard sands is the ceo of constellation brands, the world's largest wine producer. he has the legitimate power and right to make decisions about how the division is run and to influence others to carry out these decisions. he has:
The Appropriate Response is Authority which is Stated in Choice A.
What is full form of CEO?
The full form of CEO is Chief executive officer. The highest-ranking individual employee within a business is called the CEO (Chief Executive Officer). They are an employee in the sense that they work for the company rather than being elected by shareholders, but they are not your average employee; they have a lot of power and influence within the company.
The CEO of Constellation Brands is Richard Sands. A chief executive officer thereby occupies the highest position within an organization or association.The CEO is responsible for making important executive decisions as well as for the overall success of a company or other organization. They may seek input on important decisions, but they are undisputed experts when it comes to coming to final decisions.
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A country usually imposes an embargo on another country for economic reasons rather than political reasons.
True or False
Answer:
True
Explanation:
Hopefully this helps.
Answer:
False
Explanation:
Took test
The Americans with Disabilities Act (ADA) requires that a company
a. provide training to people with disabilities
b. find ways to help workers who are physically challenged
c. hire a certain number of people with special needs
d. adapt products manufactured for special-needs customers
TIMEEDD FIRST ANWER GETS BRAINLIEST!!!!
Answer:
b. find ways to help workers who are physically challenged.
Explanation:
Which of the following accounts would not
use T-Accounts?
A. Shareholder's Capital
B. Cash
C. Dividends Payable
D. None of the Above
boyle's home center, a retailing company, has two departments, bath and kitchen. the company's most recent monthly contribution format income statement are shown in the table. a study indicates that $370,000 of the fixed expenses being charged to the bath department are sunk costs or allocated costs that will continue even if the bath department is dropped. in addition, the elimination of the bath department would result in a 10% decrease in the sales of the kitchen department. if the bath department is dropped, what will be the effect on the net operating income of the company as a whole?
A study indicates that $370,000 of the fixed expenses being charged to the bath department are sunk costs or allocated costs that will continue even if the bath department is dropped. We must determine the net operating income.
What is net operating income ?A formula known as net operating income (NOI) is used to assess the profitability of real estate assets that produce income. NOI is the sum of all property revenues less all running costs that are deemed to be reasonably reasonable. On a property's income and cash flow statement, NOI is a before-tax statistic that does not include loan principal and interest payments, capital expenses, depreciation, or amortization. Earnings before interest and taxes, or "EBIT," is the name given to this measure when it is applied to other industries. Real estate experts utilize net operating income as a method of valuation to establish the exact value of their properties that generate money. The operational costs of a property must be deducted from the income it generates in order to determine NOI.
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how are wages determined in a free market?
Answer:
Classical economists argue that wages—the price of labor—are determined (like all prices) by supply and demand. They call this the market theory of wage determination. ... Long story short: the price of labor is determined in the free market just like every other price, by the intersection of supply and demand.
Explanation:
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The cost at which a company records purchases of machinery and equipment should include which of the following?
a. Operating costs.
b. Purchase price.
c. Installation.
d. Shipping fees.
e. Taxes.
The cost at which a company records purchases of machinery and equipment should include all the under listed:
Operating costsPurchase priceInstallation.Shipping feesTaxesWhat is acquisition cost?Acquisition cost refers to all the cost associated with the purchase of an asset. When calculating how a company records purchases of machinery and equipment, it should be the all inclusive cost of the equipment.
The cost acquisition cost should include :
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Which of the following are characteristics of entrepreneurial ability?
A. gathering resources
B. identifying potential profit
C. inventing new products
D. taking on risk
Answer:
the answer is c
Explanation:
Topic Description: The outbreak of Covid-19 at the beginning of 2020 has brought historic impact and change to the world order and international economic operation. With the global spread of the epidemic and wave by wave aggravation, the communication activities between different countries and regions at all levels have been weakened or even blocked. As an important link to maintain the circulation of goods and the operation of commercial activities in the international market, the logistics industry has become an important link, It must bear the brunt of a great impact. Considering its importance in the international trade system and the operation of the international market, the impact of this impact has a series of consequences. Therefore, based on the impact of the epidemic and the status of the international logistics industry in the international economic order, please discuss and analyze the epidemic's affect on international logistics and transnational business models? (You can express your opinions on specific fields under this topic, such as your hometown, a certain enterprise you are familiar with and your personal life, etc)
The outbreak of Covid-19 has had a significant impact on international logistics and transnational business models. The pandemic has disrupted global supply chains, restricted movement of goods and people, and created uncertainties in international trade.
This has necessitated adjustments and adaptations in the logistics industry and transnational business operations. One of the immediate effects of the pandemic on international logistics is the disruption of transportation networks. Travel restrictions, lockdown measures, and reduced passenger flights have led to a shortage of available cargo transportation capacity, especially for airfreight. This has resulted in delays, increased costs, and difficulties in meeting delivery timelines for international shipments. Supply chain disruptions have also been caused by the closure of ports, customs delays, and reduced availability of trucking and warehousing services. The pandemic has highlighted the importance of agility and resilience in logistics operations. Companies have had to quickly adapt their supply chains by diversifying sourcing locations, implementing safety protocols, and developing alternative transportation routes. There has been an increased focus on local sourcing and production to mitigate the risks associated with global supply chain disruptions. Companies that were able to quickly adjust their logistics strategies and establish robust contingency plans have been better positioned to navigate the challenges posed by the pandemic. Digital transformation and technology adoption have played a crucial role in mitigating the impact of the pandemic on logistics. Remote working, virtual meetings, and digital communication tools have enabled continued coordination and collaboration among supply chain partners. The use of data analytics, artificial intelligence, and automation in logistics operations has improved efficiency, visibility, and decision-making capabilities. Contactless delivery methods and e-commerce platforms have gained prominence as traditional retail channels were restricted.
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A company's Dividends Payable account was $110,000 at the beginning of the year, and $140,000 at the end of the year. Cash dividend payments distributed to shareholders during the year totaled $470,000. Dividends declared during the year wer
500,000 (end-beg + total)
Based on the provided data, The dividends declared during the year were $500,000.
Calculation of dividends declared during the year is given as follows:
Dividends payable at the beginning of the year = $110,000
Dividends payable at the end of the year = $140,000
Total cash dividend payments = $470,000
Dividends declared during the year can be calculated using the following formula:
Dividends declared during the year = Dividends payable at the end of the year - Dividends payable at the beginning of the year + Total cash dividend payments
Dividends declared during the year = $140,000 - $110,000 + $470,000
Dividends declared during the year = $500,000
Therefore, the company declared $500,000 in dividends during the year.
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Find out the municipal taxes you are subjected to. Calculate your average annual tax payments to your municipality.
(I'm not sure what this question for my online financial class is asking, can someone help?)
Answer:
I conducted an online research on the state of Virginia. The state of Virginia has 95 counties, 39 independent cities, and 190 incorporated towns. Only elected governing bodies can impose local taxes in this state of Virginia. A bulk of the local tax money comes from property taxes.
The following is the list of municipal taxes a consumer in all counties and cities of the state of Virginia is subjected to:
Items Tax Percentage Districts
Retail sales tax 0.7%
Occupancy tax 2.1% only for the Northern Virginia Planning District
Fee on grantors of real estate $0.15 to $100 of the value of property sold only for the Northern Virginia Planning District
Wholesale distributors of motor fuel 2.1% Hampton Roads Planning District
Restaurant meal 1%
Communication taxes 1.05%
Motor vehicle rental tax 4%
Explanation:
I conducted an online research on the state of Virginia. The state of Virginia has 95 counties, 39 independent cities, and 190 incorporated towns. Only elected governing bodies can impose local taxes in this state of Virginia. A bulk of the local tax money comes from property taxes.
The following is the list of municipal taxes a consumer in all counties and cities of the state of Virginia is subjected to:
Items Tax Percentage Districts
Retail sales tax 0.7%
Occupancy tax 2.1% only for the Northern Virginia Planning District
Fee on grantors of real estate $0.15 to $100 of the value of property sold only for the Northern Virginia Planning District
Wholesale distributors of motor fuel 2.1% Hampton Roads Planning District
Restaurant meal 1%
Communication taxes 1.05%
Motor vehicle rental tax 4%
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Answer:
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What is the most common type of loan used to purchase real property?
Answer:
Explanation:
Fixed-rate mortgage or conventional home loans
About 90% of home buyers choose a 30-year fixed-rate loan, making it the most popular mortgage type in the country.
Name three primary objectives for human resource departments on social media.
Answer:
Three common objectives for HR social media are strong internal social media platforms supporting the corporate culture, building internal social media channels and personas representing employees, and establishing a strong brand name on the main social media platforms supporting the business strategy.
Explanation:
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Submit your essay on what's next for digital video in the future.
Answer:
I feel that this will all change because of all the emerging technology that is evolving in just 2018 and is still evolving today. I think that all of the desktops will become more portable an have more features while the common laptop will do the same also there will be even fewer people going out to shop at malls or clothing stores (because of online shopping) which means these local businesses will not be able to pay the rent or they will have to cut down on employment or even lower the hourly wage. This combined will snowball and be even worse by the future
Explanation:
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List three (3) examples of workplace documents?
Answer:
Messages, memorandums, minutes and agendas are usually workplace documents that are prepared for internal use. That is, these documents are only used and read by people inside your organisation
Explanation:
What term refers to business organizations formed to control the supply of goods and services in an effort to drive up prices and profits?
A. mergers
B. bankruptcies
c. cartels
D. tariffs
When a business organization is formed to be able to control supply such that they can drive up prices and profits, this is called a C. Cartel.
What are cartels?Cartels refer to a business organizations which are a conglomeration of different organizations that are influential in an industry. By coming together and pooling operations, these organizations are able to influence the prices of goods and services.
This is simply because they control the flow of goods and services. And by controlling this supply, they decide the price. They could then drive up these prices to make more profit.
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A sudden drop in the average consumer income would be an example of which external force affecting the marketing environment?
a. technological
b. economic
c. political
d. sociocultural
e. legal
Answer:
b. economic
Explanation:
A ucf grad has gross monthly income of $3,200 and net take home pay of $2,900 per month, which approximates his/her monthly living expenses. What is the minimum amount should have in his/her emergency fund?.
The minimum amount that should be kept in an emergency fund is $8,700.
While the size of your emergency fund will vary according to your lifestyle, monthly expenses, income, and dependents, the general rule is to save three to six months' worth of expenses.
An emergency fund is a necessary part of any sound financial strategy.
The rule of thumb is to keep three to six months' worth of household expenses in your emergency fund.
To populate your fund, look for ways to save money and contribute those savings, as well as any financial windfalls.
An emergency fund is a cash reserve set aside specifically for unforeseen costs or financial emergencies. Typical examples include car repairs, home repairs, medical expenses, and lost wages.
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The complete question is:
A UCF grad has gross monthly income of $3,200 and net take home pay of $2,900 per month, which approximates his/her monthly living expenses. What is the minimum amount should have in his/her emergency fund?
$25,200
$19,200
$8,700
$8,400
Make an appointment to meet with the manager of an auto repair shop that uses standards. In most cases, this would be an auto repair shop that is affiliated with a national chain such as Firestone or Sears or the service department of a new-car dealer.
Required:
At the scheduled meeting, find out the answer to the following question and write a memo to your instructor describing the information obtained during your meeting.
What are the consequences of unfavorable variances? Of favorable variances?
Make an appointment to fulfill with the supervisor of an auto repair shop that uses requirements: seek and find a nearby facility. Use the repair estimate device to recognize greater restore prices. read articles from AAA car and vehicle care experts.
A car restores save is a status quo in which vehicles are repaired by means of automobile mechanics and technicians. typically, solving your broken automobile can be the first-rate choice – particularly if the upkeep will be covered by your vehicle coverage. shopping for a new car may be high-priced, leaving you with 5 or more years of debt, even as getting it repaired (relying on the damages) may cost a little a few thousand dollars.
Automobile restore refers to any mechanical and electrical repairs wanted. for instance, you would take your car to a car restore save to get the oil changed, restore a damaged tail light, or restore a busted transmission. something that has to do with the “guts” and inner additives of the auto, it truly is carried out at an auto restore shop.
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In preparing its cash flow statement for the year ended December 31, 2021, Green Co. Gathered the following data: Gain on sale of land $ 12,400 Proceeds from sale of land 21,200 Purchase of Black, Inc. , bonds (face value $225,000) 362,000 Amortization of bond discount 4,200 Cash dividends declared 94,000 Cash dividends paid 77,000 Proceeds from sales of Green Co. Common stock 151,000 In its December 31, 2021, statement of cash flows, what amount should Green report as net cash from financing activities
In Green Co.'s December 31, 2021 statement of cash flows, the net cash from financing activities to be $234,000, which represents the total cash flows associated with financing the company's operations during the specified period.
To determine the net cash from financing activities, we need to consider the cash inflows and outflows related to financing transactions during the specified period. Let's analyze the given data and calculate each component:
Proceeds from Sale of Land: Green Co. received $22,000 from the sale of land. This transaction is not directly related to financing activities, so it does not affect the net cash from financing activities.
Purchase of Black, Inc. Bonds: Green Co. invested $364,000 in Black, Inc. bonds. This represents an outflow of cash, but it is classified as an investment activity rather than a financing activity. Therefore, it does not impact the net cash from financing activities.
Therefore, we consider the cash dividends paid, which is $80,000, as an outflow in the financing activities section.
Proceeds from Sales of Green Co. Common Stock: Green Co. received $154,000 from the sale of its common stock. This transaction represents an inflow of cash and is classified as a financing activity.
Now, let's calculate the net cash from financing activities by summing up the relevant cash inflows and outflows:
Net Cash from Financing Activities = Cash dividends paid + Proceeds from sales of Green Co. common stock
Net Cash from Financing Activities = $80,000 (cash dividends paid) + $154,000 (proceeds from sales of Green Co. common stock)
Net Cash from Financing Activities = $234,000
Therefore, Green Co. should report $234,000 as the net cash from financing activities in its December 31, 2021 statement of cash flows.
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The term “By Returns” and a corresponding credit of $80 on a statement of account mean that a sum of $80 was:
a) Paid to the seller
b) Paid to the buyer
c) Added to the amount owing
d) Deducted from the amount owing
Answer:
d) Deducted from the amount owing
Explanation:
Returns refer to the goods previously sold to a customer, but the buyer has since rejected them and returned them to the seller. A buyer may reject goods due to various reasons, such as the goods being defective.
When a buyer rejects and returns goods, they are not expected to pay for them. The seller issues a credit note worth the goods returned. That amount is deducted from the invoice issued to the buyer.
A convertible bond has a $1,000 face value and a conversion ratio of 21. If the stock price is $56, what is the conversion value? (Omit the "$" sign in your response.)
The conversion value of the convertible bond is $1,176. If the holder of the bond chooses to convert it into common stock, they will shares worth $1,176 based on the current stock price and the conversion ratio.
The conversion value of a convertible bond is the value at which the bond can be converted into common stock. To calculate the conversion value, we need to multiply the conversion ratio by the current stock price.
In this case, the convertible bond has a $1,000 face value and a conversion ratio of 21. If the stock price is $56, we can calculate the conversion value as follows:
Conversion value = Conversion ratio x Stock price
Conversion value = 21 x $56
Conversion value = $1,176
Therefore, the conversion value of the convertible bond is $1,176. If the holder of the bond chooses to convert it into common stock, they will cash flows receive shares worth $1,176 based on the current stock price and the conversion ratio.
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Why would the U.S. Federal Reserve Chairman content that changes in monetary policy may have less of a positive impact than would fiscal policy changes on individuals and small businesses?
Answer:
i need help tooooooooooooo
Fill in the gaps using second conditional. /2
If she (know) __________ the answer, she would win the prize.
If I (be) ___________ a rich man, I would buy a Mercedes Benz.
They would stay longer, if they (has) _________ more time.
If I (understand) __________ what the teacher said, I could tell you.
plz tell hurry
Answer:
knew
were
had
understood