Security advice and buy and sell individual stocks and bonds for clients are known as Mutual fund.Because they aim for bigger returns than money market funds, bond funds are riskier.
A mutual fund purchases bonds and equities before offering shares of those securities for sale to the general public. A corporation that pools money from several people and invests it in securities like stocks, bonds, and short-term debt is known as a mutual fund.
All of the mutual fund's holdings are included in the portfolio.Investors buy shares of mutual funds. Money market funds, bond funds, stock funds, and target date funds are the four categories into which the majority of mutual funds fit. Each variety has unique traits, dangers, and benefits.
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Lynn wants to have $18,000 in 1 year. Calculate how much she should invest now at 10% interest, compounded semiannually in order to reach this goal.
Compounded semiannually Amount to be invested now is $16,326.53
Particulars Amount
Amount at end of 1 Year 18,000.00
Interest rate per year 10%
Interest rate per half year = 10%/2 5%
Time in Year 1
Time in half Year = 1*2 2
A= P(1+r/100)^t
18,000 = P(1 + 5/100)^2
18,000 = P(21/20)^2
18,000 = 441P/400
Principal = $16,326.53
While hobby is compounded semiannually, it approach that the compounding length is six months. therefore, if you have a five-yr mortgage that compounds interest seThe formulation for compounded hobby is based on the foremost, P, the nominal hobby rate, i, and the quantity of compounding intervals. The formulation you'll use to calculate the overall interest if it's far compounded is P[(1+i)^n-1].
Miannually, the entire interest as much as thSemiannual manner twice a 12 months (or, technically, once every half of a year). The phrase semiyearly method the same aspect as semiannual. The phrases biannual and biyearly can be synonyms of semiannual, but they also can mean once every years (every different 12 months).
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What would you say is Airbnb's (the company) financial
strategy?
Airbnb's financial strategy likely focuses on sustainable growth, profitability, revenue diversification, cost management, efficient capital allocation, and cash flow management.
Airbnb's financial strategy is likely focused on achieving sustainable growth, profitability, and long-term value creation for its shareholders. Some potential aspects of Airbnb's financial strategy may include:
1. Revenue Diversification: Airbnb may aim to expand its revenue streams by exploring new markets, offering additional services, or targeting different customer segments. This diversification can help mitigate risks associated with dependence on a single source of revenue.
2. Cost Management: Effective cost management is crucial for maintaining profitability. Airbnb may employ strategies such as optimizing operational costs, improving efficiency, and controlling expenses to enhance its financial performance.
3. Capital Allocation: Airbnb may focus on allocating capital wisely, prioritizing investments in areas that align with its strategic goals. This may involve investing in technology, marketing, customer experience, and expanding its global presence.
4. Cash Flow Management: Efficient management of cash flows is essential for sustaining operations and supporting growth. Airbnb may employ strategies to optimize cash inflows, manage working capital, and make prudent financial decisions regarding capital expenditures and investments.
It's important to note that specific details of Airbnb's financial strategy can only be accurately determined through access to their official financial reports, public statements, and insights from industry analysts.
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An arrangement for deferred payments for goods and services is known as
The credit facility is known as an arrangement for deferred payments for goods and services.
What is a credit facility?A credit facility is a kind of loan made in a business or corporate finance context. It permits the borrower to take out money for an extended period of time, in place of reapplying for a loan each time it needs money.
A deferred payment letter of credit, is a business letter of credit that imparts that the receiver will be paid, not at the time the receiver makes a complying presentation, but at a later, specified, maturity date.
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Checking off tasks as they are completed is which step in creating an effective assignment notebook?
Step 1
Step 2
Step 3
Step 4
Answer:
Step 2
Explanation:
Answer:
Step 4
Explanation:
There is no such thing as "the law" in that law comes from many different sources.
Answer:
At both the federal and state levels, the law of the United States can be traced back to the common law system of English law, which was in force in the American colonies during the time of the Revolutionary War. Since then, U.S. law has diverged greatly from its English roots both in terms of substance and procedure. The main departure occurred when the United States ratified the Constitution in 1789. In effect, the Constitution and federal statutes and laws made in furtherance of the Constitution were established as “the supreme Law of the Land.” From that point on, the law of the land was no longer based on legal practices in England but became distinctly American and home grown. When the individual states ratified their state constitutions, the state legislatures obtained the power to establish state law, or the “Law of the State.” Together, this collection of federal and state laws constitutes something we often refer to as the “body of law.” This body of law governs the behavior of individuals, businesses, and even governments. Just like the human body, the “body of law” is comprised of multiple parts, each performing an individual function while simultaneously working together as a whole. In this section, we will examine two of the most fundamental types of laws, followed by nearly every nation in the world: statutory law and common law.
Question 2(Multiple Choice Worth 5 points)
(02.06 MC)
In general, what kind of people earn the most money?
O People with skills that are in high demand and high in supply
O People with skills that are in high demand but low in supply
O People with skills that are in low demand and low in supply
People with skills that are in low demand but high in supply
who wants to vc wit me im depressed
When someone you care about is depressed, giving advice or wisdom may be something you do with only good intentions in mind.
So, yes Video calling would be a good option.
The straightforward definition of depression?Mental disorders like depression are rather thing. It is believed that 5% of individuals worldwide experience this condition. It is characterized by enduring unhappiness and a loss of interest or pleasure in formerly rewarding or delightful activities. It may also between with appetite and sleep.
What is the modern term for depression?Depression, now known as major depressive disorder or clinical depression, is a common but dangerous mood disease. It creates bad symptoms that interfere with your ability to function on a daily basis, including sleeping, eating, and working.
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If a casual restaurant in a mid-sized hotel forecasts 100 covers, based on 5 servers working 6 hours each at a rate of $2.13/hour, 2 server assistants working 7.5 hours at a rate of $7.50/hour and 1 host working 4 hours and 1 host working 6 hours at a rate of 10.00/hour, the labor cost for the day
The labor cost for the day 100. The total amount that an employer spends on paying employees' salaries, benefits, taxes, and insurance is referred to as labor cost.
What is labor cost?The sum that a company must spend to cover an employee's salaries, benefits, and associated payroll taxes and benefits is known as the cost of labor. The direct and indirect costs that a firm pays for labor are calculated using the crucial value of labor cost by finance and accounting experts.
On financial reports, the terms "cost of labor" and "labor cost" are interchangeable financial terms. The overall cost of employee compensation and benefits is determined by this number.
Hour Rate Wage
Host(1) 4 10 40
Host(2) 6 10 60
Total wages 100
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which of the following might financial planning help you do? (select the best answer.) question 3 options: understand economic systems keep track of earning and spending tell the difference between competition types stay aware of inflation rates
Financial planning helps you keep track of earning and spending, and stay aware of inflation rates.
Financial planning involves creating a budget, tracking your expenses, and setting financial goals. It helps you understand how much money you are earning and where you are spending it, so you can make informed decisions about how to allocate your resources and reach your financial goals.
Financial planning also helps you stay informed about inflation rates, which can impact the purchasing power of your money and affect your ability to save and invest.
By staying aware of inflation rates, you can make adjustments to your financial plan to ensure that you are able to maintain your standard of living over time.
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Bonnie is trying to decide between standard repayment and income-based repayment for her $30,000 student loans. Her job pays $29,500 per year. Which of the following statements is likely TRUE
Bonnie will likely pay more, total, if she goes with the standard repayment.
It's best for Bonnie to choose standard repayment, even if that means she's delinquent on some of her monthly payments.
Bonnie's monthly payments on the income-based plan will likely be lower than on the standard repayment plan.
Bonnie makes too much money to qualify for income-based repayment.
Answer:
Bonnie's monthly payments on the income-based plan will likely be lower than on the standard repayment plan.
Explanation:
I got it wrong and it gave me the answer
Managing negative feelings is__
a. A process
b. A hierarchy
c. An emotion
d. A deadline
Answer:
an emotion
Explanation:
process is the lead
hierarchy is increase
deadline is the date
Managing negative feelings is a process.The correct option is a.
It takes a variety of coping mechanisms and individualized approaches to effectively manage unpleasant emotions. It entails identifying and expressing negative emotions, comprehending their underlying causes, and implementing constructive coping strategies. This procedure might involve introspection, asking for help from others using relaxation techniques, exercising or getting professional assistance.
Individuals can improve their emotional resiliency, mental health and overall life satisfaction by actively addressing negative emotions. It is critical to understand that controlling unpleasant emotions is a continuous and dynamic process because feelings can change depending on the situation and one's experiences. Greater emotional intelligence and improved mental health can result from learning effective emotional management techniques.
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There are three clues labeled "daily double" on the game show Jeopardy. If three equally matched contenders play, what is the probability that: a. A single contestant finds all three "daily doubles"? b. The returning champion gets all three of the "daily doubles"? c. Each of the players selects precisely one of the "daily doubles"?
Answer:
a) 0.0358
b) 0.0395
c) 0.1506
Explanation:
Number of clues "daily doubles" = 3
Determine the probabilities
a) P(single contestant finds all three )
assuming event A= a returning champion gets the "daily double" in first trial
P(A) = 1/30 , P(~A) = 29/30
assuming event B = any player picks up "daily double" after the first move
P(B |~A ) = 1/3
hence : P ( B and ~A ) = 29/30 * 1/3 = 29/90
considering second round
P(player chooses both daily doubles ) = 1/3 * 1/3 = 1/9
∴ P(single contestant finds all three ) = 29/90 * 1/9 = 0.0358
B) P ( returning champion gets all three )
= (1/30 + 29/90 )* 1/9
= 32 / 810 = 0.0395
c) P ( each player selects only one )
P = 32/405 + 29/405
= 61 / 405 = 0.1506
The extended warranty on a ceiling fan is 18% of the purchase price. If the price of the fan is $140, how much is the warranty? a. $7. 78 b. $25. 20 c. $18. 72 d. $12. 86.
Answer:
holi es la l D hojala te pueda ayudar con todo corazón
Three types of lobbying?
Suppose the labor market for baseball players is perfectly competitive. The team demand for players is Qd=24−4w , and the market supply of players is Qs=4w , where w is the wage in millions of dollars. How many players will be hired? What will they be paid?
A labor market refers to the interaction between employers and job seekers, resulting in the establishment of wage rates and labor movement. The market for baseball players is considered perfectly competitive, which implies that no single player or team has control over the price, quantity, or quality of the product.
The market supply of players is Qs=4w, while the team demand for players is Qd=24−4w, where w is the wage rate in millions of dollars.
Determining the number of players hired.
To determine the number of players hired, we need to equate the market demand and supply equations and solve for w as follows: Qd = Qs24 - 4w = 4ww = 3.
Since w = 3 million, we can substitute the wage rate back into either equation to obtain the quantity of players hired. Using the supply equation: Qs = 4wQs = 4(3) = 12.
Therefore, the market will hire 12 players. Determining the wage paid.
To determine the wage paid, substitute the equilibrium quantity into either the supply or demand equation. Using the demand equation: Qd = 24 - 4w12 = 24 - 4w4w = 12w = 3.
The wage paid is 3 million dollars per player.
In summary, the labor market for baseball players is considered perfectly competitive, with Qd = 24−4w, and Qs = 4w, where w is the wage rate in millions of dollars. The market will hire 12 players, and the wage paid is 3 million dollars per player.
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"free enterprise" and "________________" are terms for an economy based on private businesses competing for profits in open markets with minimal government regulations.
Answer:
entrepreneurship for them and
Which type of networking doesn't require a password to access
A Wi-Fi network connection with Wi-fi protected setup (WPS) for a home or a small environment doesn't require a password to access the networking system.
What is a password?Password is a code that helps in securing the data maintained on a computer or laptop. it also helps in securing the data from any unauthorized access.
WPS is a kind of network security that enables a protected wireless network for a home or a small surrounding. It allows a faster network connection between a router and any portable wireless device.
Therefore, the Wi-Fi network with WPS security requires no password to access the network.
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When gathering information about certain occupations, be sure to understand how are paid. What is the difference between a salary and an hourly wage?
1 ) An hourly wage usually has benefits and is flexible whéreas a salary does not.
2) A salary is paid no matter how many hours you work whereas an hourly wage is paid only for the time on your job, wer.
3) An hourly wage is paid in installments whereas a salary is paid once a year.
4)A salary is paid based on the time spent working and an hourly wage is paid when the job is complete.
why?
Answer:
2) A salary is paid no matter how many hours you work whereas an hourly wage is paid only for the time on your job,
Explanation:
A salary is a form of monetary compensation that employees receive for labor services they provide. Salaries are fixed amounts paid monthly or as stipulated in the employment contract. A salary is a term payment, meaning an employee will receive the fixed amount after the agreed period's lapse regardless of hours worked or output.
An hourly wage is also a type of employee compensation. The employer set a specific figure to be paid for every hour worked in this form of compensation. After the lapse of a specified period, say a month, the employee's pay will be a product of the set hourly rate and the total number of hours worked.
A salary is paid no matter how many hours you work whereas an hourly wage is paid only for the time on your job, were is the difference between a salary and an hourly wage. Thus, option (2) is correct.
Employees receive monetary remuneration in the form of salaries in exchange for their work services. Salaries are set sums of money paid each month or as otherwise specified in an employment contract. A salary is a term of payment, implying that regardless of production or hours worked, an employee will receive the predetermined sum after the predetermined period has passed.
Another form of employee remuneration is an hourly wage. In this method of pay, the employer established a specified amount to be paid for each hour worked. The employee's salary will be a function of the agreed-upon hourly rate and the overall number of hours worked after a predetermined time period, such as one month, has passed.
Therefore, option (2) is correct.
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Too much of a good or service is produced when there is a
A. External benefit
B. Private cost
C. Positive externality
D. Negative externality
E. Public good
Answer:
D
Explanation:
A good has negative externality if the costs to third parties not involved in production is greater than the benefits. an example of an activity that generates negative externality is pollution. Pollution can be generated at little or no cost, so they are usually overproduced. Government can discourage the production of activities that generate negative externality by taxation. Taxation increases the cost of production and therefore discourages overproduction. Tax levied on externality is known as Pigouvian tax.
Government can regulate the amount of externality produced by placing an upper limit on the amount of negative externality permissible
A good has positive externality if the benefits to third parties not involved in production is greater than the cost. an example of an activity that generates positive externality is research and development. Due to the high cost of R & D, they are usually under-produced. Government can encourage the production of activities that generate positive externality by granting subsidies.
A public good is a good that is non excludable and non rivalrous. An example of a public good is a statue in a public park Everyone has assess to the statue and because one person is enjoying the view of the statue does not means another person cannot enjoy the view of the statue
Which of the following is not a fixed cost? *
O monthly gym membership
car payment
O rent
O vacation/recreation/fun expenses
Select the correct answer from each drop-down menu. How did the government help the economy? The economy of country Y has experienced increased unemployment and reduced GDP for six months. The government therefore decides to implement fiscal policy that increases and reduces.
The fiscal policy action taken by the government would increase money supply and reduce tax rate.
What is fiscal policy?
Fiscal policy are actions taken by the government to stimulate the economy in order to achieve full employment and price stability.
Fiscal policies can either be expansionary or contractionary. Expansionary fiscal policy is when the government increases the money supply in the economy either by increasing spending or cutting taxes.
Contractionary fiscal policies is when the government reduces the money supply in the economy either by reducing spending or increasing taxes
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Answer:
The answer would be: The government therefor decides to implement fiscal policy that increases Government spending and reduces Taxes.
this answer was correct for me on plato. hope this helped.
Explanation:
Rumba Dance Hall has offered to buy from Muy Bueno Bakery 100 of its chocolate cakes for $26 each. No variable selling costs would need to be paid, but special packaging of $140 will have to be added. Normally, Muy Bueno sells its cakes at $36 each. Its costs per cake are materials, $11; direct labor, $8; variable factory overhead, $2; fixed factory overhead, $3; and variable selling costs, $3. How much differential profit or loss will Muy Bueno make if it accepts this offer
Answer:
differential profit = $360
Explanation:
total variable production costs:
materials $11 x 100 = $1,100
direct labor $8 x 100 = $800
variable overhead $2 x 100 = $200
total = $2,100
+
special packaging $140
= total costs $2,240
differential profit = $2,600 - $2,240 = $360
What are the 4 steps to branding
Answer:
Here are four steps to building a successful brand.
1 Define how you want to be perceived. When your customers have finished using your product or service, how do you want them to describe their experience? ...
2 Organize your business based on this promise. ...
3 Communicate your promise. ...
4 Be consistent.
Explanation:
On April 1, year 1, Hyde Corp., a newly formed company, had the following stock issued and outstanding:
1) Common stock, no par, $1 stated value, 20,000 shares originally issued for $30 per share.
2) Preferred stock, $10 par value, 6,000 shares originally issued for $50 per share.
Hyde's April 1, year 1 statement of stockholders' equity should report
Common stock
Preferred stock
Additional paid-in capital
Answer:
Common stock $20,000
Preferred stock $60,000
APIC $820,000
Explanation
Calculation to determine what Hyde's April 1, year 1 statement of stockholders' equity should report
Calculation to determine the COMMON STOCK
Common stock=20,000 shares*$1
Common stock=$20,000
Calculation to determine PREFERRED STOCK
Preferred stock =6,000 shares*$10
Preferred stock =$60,000
Calculation to determine ADDITIONAL PAID-IN CAPITAL (APIC)
APIC=[(6000*$50)-(6000*$10)]+[(20,000*$30)+(20,000*$1)]
APIC=($300,000-$60,000)+($600,000-$20,000)
APIC=$240,000+$580,000
APIC=$820,000
Therefore Hyde's April 1, year 1 statement of stockholders' equity should report:
Common stock $20,000
Preferred stock $60,000
APIC $820,000
________ is characterized by a low degree of departmentalization, wide spans of control, authority centralized in a single person, and little formalization.
Answer:
Simple Structure
Explanation:
Im pretty sure!
Analyzing Finance Workers' Qualities, Skills, and Abilities.
According to the video, what qualities, skills, and abilities do workers in this career cluster need? Check ALL that apply.
a. physical strength for working outdoors and traveling
b. communication skills for explaining complex concepts
c. leadership skills for persuading others to take action
d. the ability to inspire others
e. the ability to be unemotional about business
f. the ability to be comfortable in an office setting
The qualities, skills, and abilities which workers in this career cluster need are:
B. Communication skills for explaining complex conceptsE. The ability to be unemotional about business F. The ability to be comfortable in an office settingAccording to the given question, we are meant to show the abilities, skills which workers that were displayed on video needs to have if they are to thrive in their chosen profession.
As a result of this, we can see that the workers in this particular career cluster needs communication skills, emotional intelligence and ability to be comfortable in an office setting.
Therefore, the correct answers are options B, E and F
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Answer:
B.E.F
Explanation:
What is the purpose of the Subtotal feature?
. [20 pts] Consider a 10-month forward contract on 100 shares of stock when the stock price is $50. We assume that the risk-free interest rate continuously compounded is 8% per annum for all maturities. We also assume that dividends of $0.75 per share are expected after three months, six months, and nine months. What should be the equilibrium forward price now? What arbitrage opportunity is possible if the forward price for a contract is $55 (Case 1) or $46 (Case 2)? Show your works for both cases.
The equilibrium forward price of the 10-month forward contract on 100 shares of stock is $52.98
The equilibrium forward price of a 10-month forward contract on 100 shares of stock can be calculated using the formula:
F = S * e^(r*t) - D * e^(-r*t)
where F is the forward price, S is the spot price, r is the risk-free interest rate, t is the time to maturity, and D is the present value of dividends.
In this case, S = $50, r = 8% = 0.08, t = 10/12, and D = ($0.75 * e^(-0.08*3/12)) + ($0.75 * e^(-0.08*6/12)) + ($0.75 * e^(-0.08*9/12)) = $2.15
Plugging in the values, we get:
F = $50 * e^(0.08*10/12) - $2.15
F = $52.98
Case 1: If the forward price for a contract is $55, there is an arbitrage opportunity. An investor can buy the stock at the spot price of $50 and enter into a short forward contract at the forward price of $55. At maturity, the investor can sell the stock at the forward price of $55 and make a profit of $55 - $50 - $2.15 = $2.85 per share, or $285 for 100 shares.
Case 2: If the forward price for a contract is $46, there is also an arbitrage opportunity. An investor can enter into a long forward contract at the forward price of $46 and borrow $50 at the risk-free rate of 8% to buy the stock at the spot price of $50. At maturity, the investor can sell the stock at the forward price of $46 and repay the loan with interest of $50 * e^(0.08*10/12) = $53.27. The investor will make a profit of $46 - $53.27 + $2.15 = -$5.12 per share, or -$512 for 100 shares.
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. For each action, write YES or NO for whether it will likely decrease your credit score:
a. You request a copy of your credit report
b. You open 5 new credit cards in one month
c. You are 3 months late paying your student loan bill
d. You lose your job, & it takes 4 months to find a new one
List 3 responsibilities that a consumer has when making a purchase.
check receipt, know the return policy, read the fine print
Answer:
1 searching for information about de goods
2 realizing the need of something
3 evaluating different products
A consumer's responsibilities include checking receipts, knowing the return policy, and reading the fine print.
Responsibility of a Consumer
Every consumer has basic responsibilities they need to adhere to when making a purchase. This is done to protect their right via consumer laws and these responsibilities includes
check the receipt of the purchaseknow the return policyread the fine print.When a consumer makes a purchase, s/he is required to check the receipt to avoid overbilling or charges from done intentionally or not. Knowing the return policy and reading the fine print would guide you in the use of the product.
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