find the amount of a 25 year mortgage at 4.2 interest compounded monthly where the monthly payment is 1121.00

Kaylee's refrigerator suddenly breaks down. It's old and would be expensive to repair, so she decides to buy a new one.  The law that requires sellers to provide this information to purchasers is "The Truth-in-Lending Act". This is further explained below.

Generally,  In 1968, Congress passed and President Nixon signed the Truth in Lending Act (TILA) to protect customers from dishonest lenders.

In conclusion, Kaylee's fridge has broken down unexpectedly. Being too old and costly to fix, she opts to replace it instead. The "Truth-in-Lending Act" is the piece of legislation that mandates vendors provide this data to buyers.

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Answer: budgeting

planning

cost control

employee compensation

Explanation:

The areas that accountants and auditors are involved in in an organization include the budgeting, planning, cost control and employee compensation.

We should note that the accountant and the auditors are involved in the financial aspect of the company, hence, the reason for the options chosen.

Hiring and training is the function of the human resource department.

Answer: 1, 4, 5, and 6

1.) budgeting

4.) planning

5.) cost control

6.) employee compensation

Explanation: i hope this helps :)

The three major types of equity accounts are:

Common Stock: Common stock is a type of equity that represents ownership in a company. When a company issues common stock, it is essentially selling ownership shares in the company to investors. Common stockholders have voting rights and may receive dividends, which are a portion of the company's profits distributed to shareholders.

Retained Earnings: Retained earnings are the portion of a company's profits that are not distributed to shareholders as dividends but are instead retained by the company for reinvestment in the business. Retained earnings are reported as a component of shareholders' equity on the balance sheet.

Preferred Stock: Preferred stock is a type of equity that gives shareholders preferential treatment over common stockholders. Preferred stockholders typically receive a fixed dividend, which is paid out before common stock dividends, and they may have other rights such as priority in the event of liquidation. Preferred stock is often seen as a hybrid security because it has features of both equity and debt.

Note that the classification and naming of equity accounts may vary depending on the accounting standards used and the nature of the business.

When the factors of production are distributed efficiently, it becomes possible to c) fulfilling many needs and wants of society.

Factors of production are the resources that people employ to produce products and services; they are the foundation of the economy. Economists classify production elements into four categories: land, labor, capital, and entrepreneurship.

Land encompasses any natural resource utilized to generate commodities and services; anything derived from the land. Water, oil, copper, natural gas, coal, and forests are examples of common land or natural resources.

Land resources are the raw materials used in the manufacturing process. These resources can be renewable (forests) or nonrenewable (oil or natural gas).

Consider capital to be the machinery, tools, and structures that humans employ to produce products and services. Hammers, forklifts, conveyer belts, computers, and delivery trucks are all instances of capital.

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Full question:

Which of the following will be accomplished by efficient allocations of the factors of production?

a)guaranteeing economic success

b)understanding whether a product will fail

c) fulfilling many needs and wants of society

d)replenishment of limited resources

Answer:

Frozen Pizzas

Explanation:

Info from the video:

"To calculate this index, the US Bureau of Labor Statistics uses a predetermined fixed basket of goods and services and averaging them together. The goods and services in this basket are developed from a survey of expenditures provided by individuals and families in a typical urban household."

Frozen pizza is an expenditure that could be bought by individuals and families in a household.

Answer:

keeping the customer healthy and safe and

Explanation:

Two lines are perpendicular to one another when the product of their slopes is equal to non-vertical traces are perpendicular if and handiest if the fabricated from their slopes is -1. In different words, the slopes of perpendicular traces are bad reciprocals of every different.

If traces have the equal slope, then the traces are nonvertical parallel traces.  If traces are perpendicular and neither one is vertical, then one of the traces has a superb slope, and the opposite has a bad slope. Also, absolutely the values in their slopes are reciprocals. These traces are perpendicular since their slopes are bad reciprocals. If you multiply a slope instance its bad reciprocal, the end result is always -1.

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ABC should record a loss of $25,000 - $30,000 = -$5,000. This is because the equipment was depreciated for three years at $30,000 per year ($120,000 / 4 years), which equals a total of $90,000 in accumulated depreciation. Therefore, the book value of the equipment at the end of the third year would be $120,000 - $90,000 = $30,000. Since the equipment was sold for only $25,000, ABC would need to record a loss of $5,000.

Option ii, "neither gain nor a loss, the computer was sold at its book value," is incorrect because the equipment was sold for less than its book value, resulting in a loss for ABC.

Option iii, "neither gain nor a loss, the gain that occurred in this case would not be recognized," is also incorrect because there was no gain. In fact, there was a loss.

Option iv, "accountants prefer to report softer numbers rather than harder numbers," is incorrect because accountants are required to report accurate and truthful financial information, regardless of whether it is positive or negative.

Option v, "accountants prefer to report harder numbers rather than softer numbers," is also incorrect because accountants are not biased towards any particular type of financial information.

Therefore, the correct answer is option i, "a loss of $5,000."

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B. Increasing the layers of management within an organization is an ineffective practice in making big businesses act small.

Increasing the layers of management adds more bureaucracy and hierarchical structure to an organization, which is contrary to the idea of making big businesses act small. It can lead to slower decision-making, reduced agility, and increased complexity within the organization. The goal of making big businesses act small is to promote agility, flexibility, and a sense of entrepreneurship. This can be better achieved by streamlining decision-making processes, empowering employees, and fostering a culture of innovation and collaboration.

On the other hand, the other options listed (A, C, D, and E) can be effective practices in making big businesses act small. Encouraging a spirit of entrepreneurship, downsizing to reduce work tasks, keeping a long-term growth vision, and focusing on current customers while seeking new ones all align with the idea of fostering a small-business mindset within a larger organization

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Answer:

B. A search warrant

Explanation:

hope it helps

Answer:

\(\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{3}{x+1}+\dfrac{4}{x+5}\)

Explanation:

The given expression is  

\(\dfrac{7x+19}{(x+1)(x+5)}\)

We need to resolve this into partial fraction.

The form of the partial fraction decomposition is

\(\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{A}{x+1}+\dfrac{B}{x+5}\)        ...(1)

\(\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{A(x+5)+B(x+1)}{(x+1)(x+5)}\)

\(7x+19=Ax+5A+Bx+B\)

\(7x+19=(A+B)x+(5A+B)\)

On comparing both sides, we get

\(A+B=7\)      ...(2)

\(5A+B=19\)    ...(3)

Subtract (2) from (3), we get

\(4A=12\)

\(A=3\)

Put A=3 in (1).

\(3+B=7\)

\(B=4\)

Put A=3 and B=4 in (1).

\(\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{3}{x+1}+\dfrac{4}{x+5}\)

Therefore, \(\dfrac{7x+19}{(x+1)(x+5)}=\dfrac{3}{x+1}+\dfrac{4}{x+5}\) .

At a loss of 80%, Aaron sold his motor, as of the given condition.

Given that,

Aaron bought a motor home for $50,000. He later sold it for $10,000, to find the loss as a percent of the cost price.

Cost price is the amount a buyer pays a seller for a good or service.

cost price = $50,000

Selling price = $10,000

Loss % = cost price - selling price/ cost price × 100

Loss % = 50,000 - 10,000 / 50,000 × 100

Loss% = 40,000 / 50,000 × 100

Loss% = 80%

Thus, the required loss percentage is given as 80%.

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The style of conflict resolution that is most likely to yield an unfavorable result for everyone involved is the competitive style.

This style is characterized by a win-lose mentality, where the parties involved are more focused on their own needs and desires rather than finding a solution that benefits everyone. In a competitive style, the parties are more likely to engage in aggressive tactics such as threats, ultimatums, and even physical violence.

The problem with a competitive style is that it creates a hostile environment that often leads to damaged relationships and resentment. It is also unlikely to yield a mutually beneficial outcome as the focus is solely on achieving one's own goals at the expense of others. This type of conflict resolution is not sustainable in the long term as it does not foster a cooperative and collaborative approach.

Instead, a collaborative style of conflict resolution is more likely to yield a favorable result for everyone involved. This approach involves actively listening to the needs and concerns of all parties involved and working together to find a solution that benefits everyone in the marketplace. It creates a win-win mentality and fosters a positive relationship between parties, which can lead to future cooperation and successful conflict resolution.

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When attacked, older and larger firms tend to respond less quickly, but their responses are often more predictable. This is due to the fact that older and larger firms tend to have more established procedures and systems in place for dealing with various situations and contingencies.

This is due to the fact that older and larger firms tend to have more established procedures and systems in place for dealing with various situations and contingencies, which can make them more efficient and effective in their responses.

While smaller and younger firms may be more nimble and adaptable, they may also lack the resources and experience to respond to attacks in a way that is as effective or predictable.

As a result, it is important for firms of all sizes and ages to be prepared for potential attacks and to have plans and strategies in place for responding to them. By doing so, firms can minimize the damage caused by attacks and help to ensure their long-term survival and success.

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Certificates of Deposit (CDs), Open a high-interest online savings account, these things has the potential to earn the most interest.

What is Certificates of Deposit (CDs)?

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Greater rates: CDs often provide higher interest rates than standard savings accounts or money market accounts. No ongoing charges: To retain your money in a CD, there are no monthly costs.

A money market account is often more liquid than a CD. In actuality, money markets do not have early withdrawal penalties, although many CDs do. Despite this, a CD frequently offers a higher interest rate because to its illiquidity. Traditional savings accounts often don't offer as much interest as CDs, and the annual percentage yield (APY) is fixed. It's wise to create a CD ladder in a rising-rate environment so that all of your money isn't tied up at a lesser rate when yields climb. A minimum deposit is often needed to open a CD account.

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Answer:

is this a multiple choice question?

Explanation:

The economist George Gilder argued that lower taxes would result in greater economic growth.

In reviewing the problems of the immediate past—the inflation, recession, and urban problems of the 1970s—and proposing his supply-side solutions, Gilder argued not just the practical but the moral superiority of supply-side capitalism over the alternatives.

Gilder criticizes existing economic theories for treating innovation and entrepreneurship as minor and temporary factors in the progress toward an ordered economic system. Rather, he believes that economic growth is driven by unpredictable human actions and creativity.

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The formula would be Business Interest Deduction = $125,000 + 30% in this instance. $3,700,000=$125,000 + $1,110,000 = $1,235,000 the deductible nighthawk corporation be capped at $1,235,000 due to the business interest expenditure of $1,400,000. The correct answer is c. $252,000.

If Nighthawk meets the criteria for small businesses and had average gross receipts for the previous three years of $23,000,000, the limitation regulations would not be applicable. In this scenario, Nighthawk's $1,400,000 charge for business interest would be offset by a current-year deduction for business interest. The value of the following cash flows in five years, assuming a 4.8 percent interest rate, is $22,717.12. So, choice C is the right choice.

A rate of interest is 4.8 percent.

We utilise the equation A = P(1+r/100) where A is the future value, P is the current value, r is the interest rate, and n is the time period.

The answer is r = 4.8.

A = 3465(.048 + 4595(1.048)° + 5555(1.048) as a substitute?

6820(1.048) A=3465x1.21, 4595x1.151, 5555x1.098-6820x1.048 A

= 4,192.65x5,288.845x6,099.39x7147.36

A=$22,71712.

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Answer:

Money is active because money is money.  why is it important to have a cash flow? to build wealth

Explanation:

Answer and Explanation:

The computation is shown below:

For determining each part first we have to do the following calculations

Critical value of t = 3.250

Null hypothesis = 1.5

Alternative hypothesis ≠ 1.5

Population mean \(\mu\) = 1.5

Sample mean \(\bar X\)= 1.30

Sample size \(n\) = 10.00

Sample standard deviation \(s\) = 0.900

Standard error of mean is

\(s_x = \frac{s}{\sqrt{n} }\)

\(= \frac{0.900}{\sqrt{10.00}}\)

= 0.2846

Test static is

\(t = \frac{x - \mu}{s_x}\)

\(= \frac{1.30 - 1.5}{0.2846}\)

= -0.703

a. The null hypothesis is

μ = 1.5

Alternate Hypothesis is

μ ≠ 1.5

b. reject \(H_o\) if t is not between

-3.250 and 3.250

c. The value of the test statistic is

t = -0.703

(as we have computed above)

d. fail to reject \(H_o\) as this data does not contradict the publisher claim

The proper mixture of debt and equity used to finance a corporation is referred to as Capital structure decision.

The capital structure decision involves determining the proportion of debt and equity in a company's financing mix. It involves evaluating the appropriate balance between borrowing funds (debt) and raising funds through ownership (equity) to optimize the company's financial structure. The decision impacts the company's risk profile, cost of capital, and overall financial stability. It is an important strategic choice that affects the company's ability to meet financial obligations, generate returns for shareholders, and manage risk effectively. Therefore, the correct term for this decision is the capital structure decision.

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Answer:

A. Review the different savings account options that your bank offers.

A LLC has the choice of taxation and can be taxed as a disregarded entity, partnership, or as a corporation.

LLCs, or limited liability companies, are business entities that provide limited liability protection to their owners while allowing for flexible management structures. One of the advantages of an LLC is that the business can choose how it wants to be taxed for federal income tax purposes. By default, a single-member LLC is taxed as a disregarded entity, while a multi-member LLC is taxed as a partnership. However, LLCs also have the option of being taxed as a corporation, either as an S corporation or a C corporation, depending on certain criteria.

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The present value is $31,684.79.To find the equal-payment series for 12 years that is equivalent to the given payment series,

We can use the concept of the present value of an annuity. The present value of an annuity is the sum of the present values of all the individual payments in the series, discounted to the present at a given interest rate.

To solve this problem, we can use the concept of present value of an annuity. The present value of an annuity is the sum of the present values of each individual payment in the series.

First, let's calculate the present value of the payment series starting with $45,000 at the end of the first year and decreasing by $5,000 each over 10 years, using the formula for the present value of an annuity:

PV = PMT x [(1 - (1 + r)^-n) / r]

where:

PMT = the payment amount each year

r = the interest rate per year

n = the number of years

In this case, PMT = $45,000 in the first year, decreasing by $5,000 each year over 10 years, so we can use the formula to calculate the present value of this series:

PV = $45,000 x [(1 - (1 + 0.07)^-10) / 0.07] + $40,000 x [(1 - (1 + 0.07)^-9) / 0.07] + ... + $5,000 x [(1 - (1 + 0.07)^-2) / 0.07]

Simplifying this expression, we get:

PV = $45,000 x 6.7849 + $40,000 x 6.0812 + ... + $5,000 x 1.0671

PV = $264,283.50

This is the present value of the payment series starting with $45,000 at the end of the first year and decreasing by $5,000 each over 10 years.

Now, we can use the formula for the equal-payment series to find the annual payment amount that is equivalent to this series over 12 years:

PMT = PV x [(r x (1 + r)^n) / ((1 + r)^n - 1)]

where:

PV = the present value of the payment series

r = the interest rate per year

n = the number of years

In this case, PV = $264,283.50, r = 0.07 (7% per year), and n = 12. Plugging these values into the formula, we get:

PMT = $264,283.50 x [(0.07 x (1 + 0.07)^12) / ((1 + 0.07)^12 - 1)]

PMT = $31,684.79

Therefore, the equal-payment series for 12 years that is equivalent to the payment series starting with $45,000 at the end of the first year and decreasing by $5,000 each over 10 years is $31,684.79 per year for 12 years.

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Answer:

145 dollars a week.

Explanation:

Money you earn for an hour's work = $7.25

Money you will earn per week , if you work for 20 hours each week :-

\(\texttt{= 20 × 7.25}\)

\(\texttt{= 145}\)

Therefore , each week you would earn :-

\( = $ 145\)

Answer:

Explanation:

A document prepared in the purchasing department of most firms for recording the description, quantity and related information for goods purchased from their vendors is called a Sales Order.

A purchasing department is the department of a organisation it's chargeable for obtaining the products and services the business requires to operate. a few businesses consult with shopping departments as procurement departments or shopping for departments.

Purchasing departments are at the centre of a hit deliver chain management. usually, they assist other departments identify their desires, manage the requisition system and supply competitive prices, and commonly act as controllers to ensure adherence to budgets.

The purchasing department of a employer is answerable for buying the products, uncooked substances & services required to operate the organization.

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The term you are looking for is "trialability."

Trialability refers to the degree to which a product or innovation can be sampled, tested, or experimented with on a limited basis. It is a characteristic that influences the adoption and acceptance of a new product by potential customers. When a product is highly trialable, individuals have the opportunity to try it out before making a full commitment to purchase or adopt it. This allows them to assess the product's features, benefits, and suitability for their needs. Trialability provides a firsthand experience and reduces the perceived risk associated with adopting a new product. For example, many software products offer free trial versions, allowing potential customers to use the software for a limited period to evaluate its functionality and suitability. This trialability increases the likelihood of adoption if users find the product valuable during the trial period. Trialability can also be applicable to physical products, such as food or beverage samples, product demonstrations, or test drives for automobiles. These trial experiences give customers a taste or feel of the product, allowing them to make more informed decisions about purchasing or adopting it. Overall, trialability plays an important role in the diffusion and acceptance of new products by providing opportunities for potential customers to experience the product firsthand before making a full commitment.

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Ethics determine what is right and wrong based on a set of moral principles and values. In today's world, many employers request credit reports as part of their hiring process. However, the ethical issue with this is that the poor credit report should not determine if someone gets hired or not.

The following are points to consider when discussing whether employers should check credit reports as part of the hiring process:

Ethical Issues:

Checking the credit report of a potential employee is unethical. The poor credit report should not determine whether or not someone gets the job. Although a credit report may provide some insight into a candidate's financial behavior, it does not say much about their work ethic or job skills.

Legal Issues:

According to the Fair Credit Reporting Act, employers must have written permission from the candidate to access their credit report. Furthermore, employers must notify the candidate if they decide not to hire them based on their credit report and provide them with a copy of the report.

Risk Assessment:

Employers argue that checking credit reports aids in the assessment of risk in hiring a candidate. However, research has shown that there is no correlation between poor credit reports and job performance. Therefore, this argument may be deemed invalid.

Practicality:

Some companies use credit reports to help them identify candidates who may be at risk of fraud or theft. Unfortunately, this approach may also eliminate qualified candidates, as poor credit scores do not always indicate financial irresponsibility.

It's not ethical for employers to check credit reports as part of the hiring process. There are no proven correlations between poor credit reports and job performance, and poor credit scores may be the result of joblessness, thereby creating a catch-22 situation. Employers should rely on the interview process to assess candidates based on their skills, experience, and work ethic.

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