In a 2012 survey, "Congress" were in a dead heat as the least trusted institutions in the u.s., and public confidence in them could be measured in single digits.
The overview directed in 2012 uncovered a huge absence of trust among the American public towards Congress and banks. The two establishments were seen with such suspicion that they were tied regarding public doubt. Trust in these foundations had plunged to alarmingly low levels, with public trust estimated in single digits. The discoveries of the overview mirrored the inescapable frustration with the presentation and respectability of Congress and the financial area.
The U.S. monetary emergency of 2008, which brought about a serious financial slump and boundless public difficulty, significantly affected public discernment. The ensuing bailout of monetary foundations and an apparent absence of responsibility and straightforwardness disintegrated public confidence in banks. The overview's outcomes were an unmistakable sign of confidence in organizations, especially those liable for overseeing and dealing with the economy. Remaking public trust and reestablishing trust in these organizations turned into a squeezing worry for policymakers, industry pioneers, and the public the same
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If you want to know whether a company had a profit or a loss during a specific period of time, which financial statement would be most helpful?
A.
Statement of owners' equity
B.
Cash flow statement
C.
Balance sheet
D.
Income statement
Answer:
The answer is D. Income statement
Explanation:
Answer:
D. income statement
Explanation:
i took the test
The publisher of Celebrity Living claims that the mean sales for personality magazines that feature people such as Megan Fox or Jennifer Lawrence are 1.5 million copies per week. A sample of 10 comparable titles shows a mean weekly sales last week of 1.3 million copies with a standard deviation of 0.9 million copies.
Answer and Explanation:
The computation is shown below:
For determining each part first we have to do the following calculations
Critical value of t = 3.250
Null hypothesis = 1.5
Alternative hypothesis ≠ 1.5
Population mean \(\mu\) = 1.5
Sample mean \(\bar X\)= 1.30
Sample size \(n\) = 10.00
Sample standard deviation \(s\) = 0.900
Standard error of mean is
\(s_x = \frac{s}{\sqrt{n} }\)
\(= \frac{0.900}{\sqrt{10.00}}\)
= 0.2846
Test static is
\(t = \frac{x - \mu}{s_x}\)
\(= \frac{1.30 - 1.5}{0.2846}\)
= -0.703
a. The null hypothesis is
μ = 1.5
Alternate Hypothesis is
μ ≠ 1.5
b. reject \(H_o\) if t is not between
-3.250 and 3.250
c. The value of the test statistic is
t = -0.703
(as we have computed above)
d. fail to reject \(H_o\) as this data does not contradict the publisher claim
Your credit card company charges you 1.44 percent per month. What is the EAR on your credit card? A. 18.72% B. 18.00% C. 17.28% D. 16.42% E. 19.65%
To calculate the Effective Annual Rate (EAR) on your credit card, we need to consider the compounding period. Since the credit card charges you 1.44 percent per month, the compounding period is monthly.
We can use the formula for calculating the EAR:
EAR = (1 + r/n)^n - 1
Where:
r = nominal interest rate per period (1.44% in this case)
n = number of compounding periods per year (12 in this case)
Plugging in the values, we get:
EAR = (1 + 0.0144/12)^12 - 1
EAR = (1 + 0.0012)^12 - 1
EAR = 1.0012^12 - 1
EAR = 1.0144 - 1
EAR = 0.0144 or 1.44%
So, the EAR on your credit card is 1.44%. Therefore, the correct answer is A. 18.72%.
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The leading producer of gardening tools, YourGarden Inc, has achieved great success because they produce high-quality tools that are not too expensive. Even so, another company that produces lower-quality tools at the same price has also achieved some success, but not as much as YourGarden. Also, in general, the price of gardening tools has declined because of economies of scale and learning. In addition, YourGarden has added complementary assets, such as gardening instruction. Considering all of these factors, the gardening tool industry is most likely in the
A. introduction stage.
B. growth stage.
C. shakeout stage.
D. maturity stage.
Answer:
B. growth stage.
Explanation:
In the growth stage, the demand would be strong as the both efficient & none-efficient firms would thrive also the price would be decline as the firm starts to reap the economies of scale. Moreover, the distribution channels would be expanded also the assets i.e. complementary would be widely available
Therefore the option b is correct
pension plan assets were $80 million at the beginning of the year and $83 million at the end of the year. the return on plan assets was 5%. at the end of the year, cash invested in the pension fund was $7 million. what was the amount of the retiree benefits paid by the trustee?
The amount paid by the trustee to retiree benefits is equal to $8,000,000, considering pension plan assets value, return and cash invested.
Given information:
Pension plan asset at beginning = $80,000,000
pension plan asset at the end = $83,000,000
return = 5%*80,000,000 = $4,000,000
investment in pension fund = $7,000,000
Pension plan asset = Plan asset at the beginning of year + Actual return + Cash contribution - Retiree benefits
Retiree benefits = $80000000 + $4000000 + $7000000 -$83,000,000
retiree benefits = $8,000,000
A resource having economic worth that a person, business, or nation possesses or controls with the hope that it would someday be useful is referred to as an asset. The balance sheet of a business lists assets. They are separated into four categories: tangible, financial, fixed, and current. They are acquired or manufactured in order to raise a stock profit or improve the operation of the company.
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why do you think it is necessary for organizations to implements an ethics program
It is necessary for organizations to implement an ethics program for several reasons. First and foremost, an ethics program helps to establish and maintain a culture of ethical behavior within the organization. This means that employees are encouraged and expected to act in a morally and ethically responsible manner in their interactions with colleagues, clients, and other stakeholders.
Implementing an ethics program also helps organizations to mitigate potential risks and prevent legal and reputational damage. By clearly defining and communicating ethical guidelines and standards, organizations can reduce the likelihood of unethical behavior, such as fraud, corruption, and discrimination. This can help to protect the organization's reputation and build trust with stakeholders.
Furthermore, an ethics program can improve employee morale and job satisfaction. When employees feel that they are working in an environment that values ethics and integrity, they are more likely to feel engaged and motivated in their work. This can lead to increased productivity and loyalty among employees.
In addition, an ethics program can also help organizations attract and retain top talent. In today's competitive job market, many employees seek to work for organizations that have a strong commitment to ethical practices. By implementing an ethics program, organizations can differentiate themselves as employers of choice and attract skilled and ethical individuals.
In summary, implementing an ethics program is necessary for organizations to establish a culture of ethical behavior, mitigate risks, protect their reputation, enhance employee morale, and attract top talent.
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Which occupations are expected to earn between $55,000 and $74,999? Select three options.
Postsecondary Teachers
Carpenters
Dental Hygienists
Firefighters
Childcare Workers
Librarians
Answer:
postsecondary teachers , dental hygienist , librarians
Explanation:
ed class test
The four traits of constructive criticism are _______.
a.
Positivity, Socially Oriented, Special, and Private
b.
Polarity, Solution Oriented, Special, and Practical
c.
Polarity, Socially Oriented, Specific, and Practical
d.
Positivity, Solution Oriented, Specific, and Private
Answer:
The answer to this question is given below in the explanation section.
Explanation:
Constructive criticism is the process to offer valid and well-reasoned reponed or opinion about other works, it includes both positive and negative comments in a friendly way rather than an oppositional one.
There are four traits of constructive critisim.
So, the correct answer to this question is given below:
D: Positivity, Solution-Oriented, Specific, and private.
While other options are not correct because the four traits of constructive criticism are starting from positivity, solution-oriented, specific, and private.
Answer:
D
Explanation:
what is the acronym for the interest rate most international banks charge one another for overnight eurodollar loans?
The acronym for the interest rate most international banks charge one another for overnight eurodollar loans is LIBOR.
LIBOR stands for London Interbank Offered Rate. It is the average interest rate that major banks in London charge each other for overnight eurodollar loans. Eurodollars are U.S. dollars that are deposited in banks outside of the United States.
LIBOR is used as a benchmark interest rate for a wide range of financial products, including loans, derivatives, and securities. It is also used as a reference rate for setting interest rates on credit cards, mortgages, and other consumer loans.
LIBOR is calculated by the Intercontinental Exchange (ICE) group. The ICE group gathers data from a panel of banks and calculates the average interest rate that the banks charge each other for overnight eurodollar loans.
LIBOR is a floating interest rate, which means that it changes over time. The changes in LIBOR are based on a number of factors, including the supply and demand for eurodollars, the level of interest rates in the United States, and the perceived risk of lending money to other banks.
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Inayah needs Rs.100, 000 to start an ice-cream business. If she uses Rs.40, 000 from her savings and another Rs.60, 000 borrows from the bank. The interest rate is 5% in the market. Find the opportunity cost that Inayah has to bear in order to start a business?
Answer: 5% of RS 100,000
Explanation:
Opportunity cost is what an economic agent such as an individual, form or government forgoes when a choice is made from different available choices.
Here, since Inaya has used Rs100000 for her ice cream business, the opportunity cost will be the 5% interest that she could have made on the money used for the business
The market price of hamburgers in a college town decreased recently, and the students in an economics class are debating the cause of the price decrease. Some students suggest that the price decreased because several new burger joints have recently opened in the area. Other students attribute the decrease in the price of hamburgers to a recent decrease in college student enrollment.
The reason for the decreased price is that several new burger joints have recently opened in the area.
If the price of hamburgers will increase, hamburgers will appear greater luxurious, so clients will call for fewer hamburgers at that price. this transformation will only affect the quantity demanded at that price, on no account possible prices of hamburgers.
The supply curve suggests the relationship between the fee of a good and the quantity furnished, with different determinants of supply held regular. consequently, whilst the charge of the good modifications, the result is a movement along the supply curve not a shift of the entire supply curve.
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Fixed costs that usually arise from annual spending decisions by management are called?
Fixed costs that usually arise from annual spending decisions by management are discretionary costs.
What is CBA?CBA is an acronym for cost-benefit analysis and it can be defined as a financial technique (utilitarianism) which is used by individuals, business firms and government to examine and compare the cost that is associated with a product, project or task and the benefits that would be derived from it.
What is a discretionary cost?A discretionary cost can be defined as a type of fixed cost that is usually generated from various annual spending decisions by the executive management of a business organization.
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*
Every year,
large public corporations commit fraud.
3 out of 7
5 out of 7
O
1 out of 7
4 out of 7
marcus finds that a check written by a customer and deposited has not yet been posted
If an investor strongly believes that the stock market is going to have a sharp decline shortly, he or she could maximize profit by a. short selling stock-index futures contracts. b. hedging current short positions. c. using stock-index futures to straddle the market. d. buying stock-index futures contracts.
The correct explanation is option (a), "short selling stock-index futures contracts".
What is short selling stock-index futures contracts?When you buy a futures contract to "short sell," you are doing so with the intention of selling it later at a lower (ideally) price. Unlike the stock market, there is no requirement for financing.
The working of short selling stock-index future contracts is-
The concept is to obtain anything you don't already own on loan, sell it, and then return it. Even though you will now receive the funds, you still owe the money you borrowed. You eventually have to return it. You make money if you can later purchase it for a lower price.The future contract can be shorted by-
By locking in a price through the directional hedge known as shorting the basis, any asset price changes are effectively eliminated until the futures contract expires. When shorting the basis, a long hedger prefers a narrowing in the basis.To know more about the futures in contract, here
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What do you mean by ECONOMIC
Answer:
Economics is a social science concerned with the production, distribution, and consumption of goods and services.
Specialty Products Company has a high turnover rate among its employees, especially those
who are young parents. Solution to this problem
The company has to first investigate the reason why young parents are leaving the company. This is the first step towards resolving the issues of high turnover.
If it is because of the inability to care for their kids while at work, then the company can solve this problem by:
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
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Which describes the jobs of these three individuals?
O Prudence is a Special Education Teacher, Sangita is a Distance Learning Coordinator, and Edmond is
Psychologist
O Prudence is a Kindergarten Teacher, Sangita is a School Principal, and Edmond is an Educational Cou
O Prudence is a Pre-School Teacher, Sangita is a Regulator Affairs Specialist, and Edmond is a Guidance
Counselor,
O Prudence is a Tutor, Sangita is an Instructional Coordinator, and Edmond is an Instructional Designer.
Answer:
Answer is C
Explanation:
Answer: C - Prudence is a Pre-School Teacher, Sangita is a Regulator Affairs Specialist, and Edmond is a Guidance Counselor.
Explanation: good luck!
Question 2(Multiple Choice Worth 5 points)
(02.06 MC)
In general, what kind of people earn the most money?
O People with skills that are in high demand and high in supply
O People with skills that are in high demand but low in supply
O People with skills that are in low demand and low in supply
People with skills that are in low demand but high in supply
please help me quick :( (sorry meant to put chem not business)
What are the main advantages of a secured and unsecured loan?.
A lender will place a lien on an asset until the debt is paid off if you are authorized for a secured loan, further explained in the following paragraphs.
How is a secured loan different from an unsecured loan?A lender will place a lien on an asset until the debt is paid off if you are authorized for a secured loan. An unsecured personal loan, on the other hand, does not require any form of security.
Benefits of unsecured loan:
don't have to use any of your assets to get money.As there are no assets to assess, loan approval may be completed sooner.Unsecured loans may be a better option if a little quantity of money is needed.Benefits of secured loan:
The lender is taking on less financial risk, secured loans often have lower interest rates than unsecured loans. Some secured loans, such as mortgages and home equity loans, allow qualifying persons to deduct the interest paid on the loan each year from their taxes.
Therefore the above statement explains the secured loan and unsecured loan.
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A network security device that monitors incoming and outgoing network traffic and decides whether to allow or block specific traffic based on a defined set of security rules.
Answer:
Firewall.
Explanation:
Firewall can be defined as a network security device that monitors incoming and outgoing network traffic and decides whether to allow or block specific traffic based on a defined set of security rules.
Simply stated, a firewall is a network security protocol that monitors and controls inbound and outbound traffic based on set aside security rules.
A firewall is used to control access to a computer or network, as it creates a barrier between a computer or a network and the internet in order to protect against unauthorized access.
Basically, it is a network security device or security system pre-installed on most computers to essentially inspect data being transmitted to or from a computer.
Hence, firewalls are typically bidirectional, it checks all sent and received data and only allow authorized traffic through.
Answer:
Firewall.
Explanation:
Hope this helps
If John made $23,562.55 in wages, and $2,679.32 cents in tips, what amount should he enter for his income when filling out his 1040 ta
return form?
$24,902.21
$23,562.55
$2,679.32
$26,241.87
Answer:
Explanation:
$26,241.67
how does a hotel support tourism industry ? explain
Answer:
Hospitality generates revenue for local economies directly when tourists spend money in hotels, restaurants and entertainment venues. It also helps economies indirectly because tourists purchase retail goods, pharmacy items and locally made souvenirs and crafts.
Explain the following phrase in your own words:
“It is important to have an OFFICE for the survival of the whole business.”
[please give answers not links] =)
Answer:
“It is important to have an OFFICE for the survival of the whole business.”
An office is required for a business, because without the commercial, professional, or bureaucratic work there would be no business. It would be like giving up sight for height, doesn't matter how big you make your business name on a billboard, you'll always end up with no lasting customers if they have no one to go to for professional help or service.
Explanation:
Violet Inc. has been undertaking a lot of responsibilities as a company in order to be the best in its industry. Over time, however, these responsibilities become tough to handle and the company finds it difficult to efficiently manage the time and effort to perform its activities. In contrast, other firms in the industry that outsource some of their activities to smaller companies find it easier to generate more profit than Violet Inc. The situation faced by Violet Inc. in this example illustrates one of the important disadvantages of vertical integration that is _________.
A. loss of focus
B. loss of flexibility
C. loss of frequency
D. loss of facility
Have you ever considered designing a program to help people? Here is your chance. Follow the instructions below to design some of the important elements of your own human services program.
Create a mission statement specific to what you are setting out to accomplish.
Consider the following questions and make notes:
What is the need?
Why do people need your organization?
Who will your organization help?
What is your service population?
Where will these services be made available?
How will you inform people of your services?
List Objectives/Tasks
Immediate
Objective 1: How will you complete this task? (Include logic and reasoning behind the objective: how long do you expect it will take your organization to succeed at accomplishing your objective?)
Long Term
Objective 2: How will you complete this task? (Include logic and reasoning behind the objective: how long do you expect it will take your organization to succeed at accomplishing your objective?)
Staff
How many direct service positions are available? What positions are they?
How many program-planning and design positions are available? What positions are they?
How many administrative positions are available? What positions are they?
What is the total number of staff members needed?
Budget
Define the needs of your organization, such as supplies, equipment needed, property, etc. What role will fundraising play in budget planning?
Evaluation
Design a method for monitoring your progress. Explain the details of how you intend to use this tool to ensure that you are on track for accomplishing your goals for your organization.
Name
Finally, after considering the nature of your organization, develop a name for it.
Make a presentation of your organization's mission statement, goals, target population, principles, etc. This can be in the form of a four-hundred-word essay, a three-page outline, or a graphic representation such as a chart.
To create a human services program, you must first develop a business plan that aligns with your needs and then create the mission statement.
How to create a business plan?It corresponds to a document used to identify all the needs of a new business, such as its risks, resources, legal requirements, mission, personnel needs, etc. successful.
The mission statement is developed to be the statement of the identity of a business in the market, that is, it is a summarized document that demonstrates the reason for the existence of the business, who are its stakeholders and what are the company's values.
Therefore, questions like "What is the need?" and "Why do people need your organization?" will serve as a guide that will direct the creation of the business plan and mission statement in a way that is more aligned with your objectives.
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A fish Connor survive without water and a profession cannot exist without education. Explain
Explanation:
This is trying to tell us about the importance of "basics" in every aspect of life.
The main basics or ingredient for the survival of a fish is water.
That is it's home,it's habitat,it's cradle of life and so juxtaposing it with a profession,we find out that the basics of any and every profession is Education.
Education on that particular profession.The knowledge of a profession is gotten only through the basics, which is Education,while expertise on that profession is gotten through Education and experience garnered overtime.
A supermarket building was purchased for $567,000. The down payment was 12%. The balance was financed at 7.97% for 25 years. Find the montly payment is
The monthly payment for the supermarket building is approximately $3,667.63. To find the monthly payment for a supermarket building, the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
we will need to make use of the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
where P = the principal,
r = the interest rate per month, and
n = the total number of months.
We will calculate the values of P, r, and n using the information provided in the problem statement:
Down payment = 12% of $567,000 = 0.12 × $567,000 = $68,040
Principal = $567,000 − $68,040 = $498,960
Interest rate per year = 7.97%
Number of years = 25Number of months = 25 × 12 = 300To convert the interest rate per year to the interest rate per month, we will divide by 12:
Interest rate per month = 7.97% ÷ 12 = 0.6642% Plugging in these values into the formula, we get:
Monthly payment = $498,960[0.006642(1+0.006642)^300/((1+0.006642)^300−1)]
Monthly payment = $3,667.63.
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Explain how to identify which priced product you should show when you cannot determine a customer's intended price range?
Answer: When a customer doesn't have an idea of the priced product they want it is best to present to them a medium priced product, then begin adjustment of either going up or down based on their response.
Explanation:
Pricing in business can result to various outcome, because you are in bid to make the client buy the product, there occasions where you might state a high price and they buy and some other case they don't and they are case where you state a low price,they buy and you get affected by some loss. When a customer doesn't have an idea of the priced product they want it is best to present to them a medium priced product, then begin adjustment of either going up or down based on their response.