Does it surprise you the speaker recommends putting 80-100% of your retirement savings in investments? Why or why not

A promissory note can best be described as: a. an interest-bearing IOU.

Promissory note can be defined as a written note that help to shows that a person who lend a money from another person  promise to payback. The note contains  a promise by the borrower to pay back the lender within a stipulated period of time.

A promissory note can tend to be described as IOU which full meaning is I OWE YOU which implies that a borrower is telling the lender that he/she owe the lender some certain amount of money which  the borrower will have to payback.

A promissory note also contains the terms and conditions of the agreement  and this terms and agreement includes the following :

Therefore we can conclude that the correct option is A.

Learn more about promissory note here:https://brainly.com/question/27132271

#SPJ1

Answer:

Adjustments, Journal Entries for the year ended

Explanation:

A] Depreciation ac dr 11000

to Machine ac 11000

(Depreciation debited to Profit & Loss Account, deducted from Machine value in asset side of Balance Sheet)

B] Prepaid Insurance ac dr 1590

to Insurance ac 1590

(Prepaid Insurance, subtracted from - 'Insurance' - at debit side of Profit & Loss account)

C] Trading account dr 330

to Opening Stock ac 330

to Purchase ac 2860

to Trading Account 389

D]  Income ac dr 5000*  

to Income Advance ac  5000*

(Income Advance, subtracted from 'Income' - at credit side of Profit & Loss account)

to Rent ac 1590**

(Prepaid Rent, subtracted from 'Rent' - at debit side of Profit & Loss account)

E] Wages ac dr 7000

to Wages outstanding 7000

(Outstanding Wages, added to 'Wages' - at debit side of Trading account)  

* 5000 = 1/3rd of 15000 , ** 1590 = 5700 - 4110

For Task 1, I have chosen to discuss the career of a Financial Advisor. To become a Financial Advisor, there are several required and optional certifications/licenses that can help advance your career and increase your credibility with clients.

For Task 2, the process of attaining a certification can vary depending on the specific certification/license. However, in general, the process typically involves completing educational requirements, passing an exam, and completing ongoing continuing education to maintain the certification.

For Task 3, I found a website that offers a practice test for the CFP certification. After taking the practice test, I found that there were areas where I need to improve my knowledge and understanding.

The most common required certification is the Series 7 license, which allows an individual to sell securities such as stocks, bonds, and mutual funds. Additionally, a Series 66 license is often required, which covers state securities regulations and ethical practices. Optional certifications include the Certified Financial Planner (CFP) designation, which requires a bachelor's degree, passing an exam, and completing ongoing education requirements.

Another optional certification is the Chartered Financial Analyst (CFA) designation, which requires passing a series of three exams and obtaining relevant work experience. For example, to obtain a Series 7 license, an individual must first be sponsored by a FINRA registered broker-dealer and complete a training program. Then, they must pass the Series 7 exam, which covers a broad range of financial topics.

Continuing education is required to maintain the license, with a focus on updates and changes in securities regulations and ethical practices. It was a helpful exercise in identifying my strengths and weaknesses and where I need to focus my study efforts. The practice test was a useful tool to assess my readiness for the actual exam and helped me gain a better understanding of the level of knowledge and skills required to become a Certified Financial Planner.

For more such questions on Financial Advisor

https://brainly.com/question/29396427

#SPJ11

Answer:

The correct ways to prepare a customer's change over the counter are:

Explanation:

1. In the cash drawer, store each denomination together in a section

2. As you receive cash, straighten them out and arrange them uniformly. Let every bill be faced in the same direction.

3. Deduct the total price of goods bought from the total amount handed to you by the customer.

4. The result from the above calculation is the customer's change.

5. Peek into the cash drawer and neatly pick out the notes or bills that make up this amount.

6. Carefully replace the shifted bills or coins in the drawer.

7. Place your hands on the desk or in sight of the customer and count the change for them to see.

8. Hand it over to the customer!

Answer: C

Explanation:

I just took the test

Answer:

The answer is c

Explanation:

The inventory costing asset account, which shows up on the balance sheet, is where the costs associated with units produced or in production are financial recorded.

The cost is transferred to the cost of goods sold account when the goods are eventually sold, where it appears on the income statement. Financial Process costing is a type of costing that's primarily utilized costing in manufacturing, where products are mass-produced constantly using one or more processes. Examples of this include producing chemicals, erasers, or processed foods. Instead of tracking expenses for each individual item, organizations that use process costing follow the flow of costs from department to department.

To learn more about financial, click here.

https://brainly.com/question/1537763

#SPJ1

Answer:

I agree because it make the group bring out more ideals

sometimes group decision make some people to voice out their problems

group decision help organization and firms to operate in good aims

Answer:

Including industry terminology will show you are "current" with the profession and know what the trends are at this time.

Explanation:

Answer:

Mexico and Brazil

Explanation:

They are both countries known for Latin America

An example of a skill as defined in a KSAO is A. Changing an oil filter.

Knowledge, Skills, Abilities, and other characteristics (KSAO) are those things that are needed to perform a job.

Being able to change an oil filter is a skill because it is something that has to be learned and practiced overtime to perfect. The other options are knowledge and abilities.

Find out more on KSAO at https://brainly.com/question/14549223

#SPJ1

The cash flows to investors from operating activities for Oriole Mills Company is $543,973.

To compute the cash flows to investors from operating activities, we need to start with the net income and make adjustments for non-cash expenses and changes in working capital. The formula to calculate cash flows from operating activities is as follows:

Cash Flows from Operating Activities = Net Income + Depreciation Expenses + Non-Cash Interest Expenses - Increase in Current Assets + Increase in Current Liabilities + Decrease in Current Assets - Decrease in Current Liabilities

Given the financial information provided, we can calculate the cash flows to investors from operating activities as follows:

Net Income:

Net Income = Sales - Cost of Goods Sold - Depreciation Expenses - Interest Expenses - Taxes

Net Income = $1,470,000 - $817,100 - $179,600 - $94,000 - ($1,470,000 - $817,100 - $179,600 - $94,000) * 0.29

Net Income = $1,470,000 - $817,100 - $179,600 - $94,000 - ($379,300 * 0.29)

Net Income = $1,470,000 - $817,100 - $179,600 - $94,000 - $109,927

Net Income = $269,373

Depreciation Expenses = $179,600

Non-Cash Interest Expenses = $94,000

Changes in Working Capital:

Increase in Current Assets = 0 (no information provided)

Increase in Current Liabilities = 0 (no information provided)

Decrease in Current Assets = 0 (no information provided)

Decrease in Current Liabilities = 0 (no information provided)

Finally, we can calculate the cash flows to investors from operating activities:

Cash Flows from Operating Activities = $269,373 + $179,600 + $94,000 + 0 + 0 + 0 + 0

Cash Flows from Operating Activities = $543,973

Therefore, the cash flows to investors from operating activities for the Oriole Mills Company is $543,973.

For more question on investors visit:

https://brainly.com/question/31358905

#SPJ8

Answer:

The lack of a formal structure makes Gore's informal structure more important as it creates social bonds among workers, which help to propel productivity in the workplace.

Explanation:

Gore's informal structure encourages the creation of rapport among workers outside the workplace.  The social relationships that are developed by the workers enable them to tackle challenges and ensure the smooth running of the organization.  Workers' morale is boosted through social relationships.  Cohesion is created with social bonding and understanding.  This helps the workers to work together to achieve organizational goals without the benefit of any formal structure.

The lack of formal structure makes Gore's informal structure more important for organizational processes, as it narrows social and professional relationships within a company.

Some advantages of the informal structure:

Therefore, the informal structure makes an organization more flexible, where employees feel more motivated to carry out innovative and productive work with the internal environment more focused on employee development.

Learn more here:

https://brainly.com/question/6476633

Answer:

20000 for ending work 100000 total & 320000 are accounted for

Explanation:

S&P Global said Eskom's funding requirements for its financial year to March 2023 could now be as much as 45 billion rand ($2.64 billion), up from a previously estimated 30 billion rand, due to lower revenues and higher costs.

please remark brainliest

Answer:

The hypothetical constant-benefit payment is $51,481.38.

Explanation:

This can be calculated using the formula for calculating the present value of an ordinary annuity as follows:

PV = P * [{1 - [1 / (1 + r)]^n} / r] …………………………………. (1)

Where;

PV = Present value accumulated retirement benefit = $500,000

P = Annual hypothetical constant-benefit payment = ?

r = investment return = 6%, or 0.06

n = life expectancy = 15

Substitute the values into equation (1) and solve for P, we have:

$500,000 = P * [{1 - [1 / (1 + 0.06)]^15} / 0.06]

$500,000 = P * [{1 - [1 / 1.06]^15} / 0.06]

$500,000 = P * 9.712248987741

P = $500,000 / 9.712248987741

P = $51,481.38

Therefore, the hypothetical constant-benefit payment is $51,481.38.

A decrease in the supply of loanable funds causes a leftward shift in the supply curve.

A movement to the left on the demand curve indicates a decline in the demand for loanable funds. The amount of loanable money will decline, and real interest rates will rise, as a result of these two changes.

The actual interest rate will decline as loanable funds become more plentiful.

The actual interest rate will rise as the availability of loanable money declines.

To learn more about Supply Curve, click the links

https://brainly.com/question/6075885

#SPJ9

The incoming call gets assigned to the first available server the correct answer is Options C, D, and E.

Assigned is a term used to describe the action of assigning a task, responsibility, or duty to a person or group. It is often used in the context of school work, work assignments, and other tasks requiring completion. Assigning can also refer to the act of assigning a value (such as a monetary value) to something. For example, assigning a dollar value to a piece of property.

Adding more servers (Option A) will decrease the waiting time in a call center. Implementing the shortest processing time first priority rule (Option B) may reduce the waiting time, but it will also increase the variability in server times and can lead to an increase in waiting time. Decreasing the variability in server times (Option C) will reduce the waiting time and make it more consistent. Increasing the average service/processing time (Option D) will increase the waiting time. Decreasing the interarrival time (Option E) will reduce the waiting time.

To learn more about assigned

https://brainly.com/question/26179492

#SPJ1

Answer:

$33,500

Explanation:

The Cash Required for Payment to Supplier is The Purchases Price less Credit Allowance and Cash Discount granted since Piedmont Company pays the invoice within the discount period.

If Piedmont Company had paid invoice out of  the discount period we would only deduct the Credit Allowance from the Purchase Price.

Cash Required for Payment Calculation :

Purchase Price                                        $45,000

Less Credit Allowance                            ($7,000)

Less Cash Discount $45,000 x 10%      ($4,500)

Cash Required for Payment                   $33,500

A successful data-driven market segmentation program depends on the "use of transactional and event data", "a common definition of market segments", "and the development of a centralized CRM database" but it does not depend on "the rejection of tradiitional marketing research techniques".

The correct option to the given question is option a.

Traditional marketing research techniques, such as surveys, focus groups, and interviews, have long been used to gather insights about consumer behavior and preferences. While these techniques may have limitations, they still play a valuable role in understanding customer motivations and attitudes. Data-driven market segmentation programs can benefit from a combination of both traditional and data-driven research approaches. The use of transactional and event data is crucial for a data-driven market segmentation program. This type of data provides valuable information about customer behaviors, purchase patterns, and interactions with the business.

Having a common definition of market segments across all areas of the business ensures consistency and alignment in marketing efforts. This allows for targeted and personalized messaging that resonates with each segment. It also facilitates coordination between different departments, such as marketing, sales, and customer service, leading to a more cohesive and effective customer experience.

Finally, developing a centralized and accessible CRM database is essential for managing and analyzing customer data. It enables the integration of data from various sources, such as transactions, interactions, and demographic information, into a single platform. This centralized database provides a comprehensive view of customers, enabling more accurate segmentation and personalized marketing initiatives.

For more such questions on market segmentation , visit:

https://brainly.com/question/15357678

#SPJ8

A monopolist is an individual, gathering, or organization that controls each of the business sectors for a specific decent or administration. The profit in market 1 is $1,600,  The profit in market 2 is $450 and  Demand is more elastic in market 2

(A) Profit = Total revenue - total cost = P*Q - MC*Q = (P-MC)*Q

Profit in market 1

P1 = $60, Q1 = 40, and MC = $20

So, Profit in market 1 = (60-20)*40 = 40*40 = $1,600

(B) Profit in market 2

P2 = $35, Q2 = 30, and MC = $20

So, Profit in market 2 = (35-20)*30 = 15*30 = $450

(C) Demand is more elastic in market 2 as a monopolist charges a lower price in the more elastic market so as P2 < P1 then market 2 is more elastic.

Learn more about monopolist:

https://brainly.com/question/29763908

#SPJ1

This question is not complete, Here I am attaching the complete question: also, attaching the diagram

Suppose a monopolist produces in a market with two distinct segments: market 1, which is denoted as M1 on the graph, and market 2, denoted as M2. The firm's marginal and average costs are $20.

(A) What is the profit of market 1?

(B)  What is the profit of market 2?

(C) In which market is demand more elastic?

The best reason that explains why PlastiPharm would pursue a lean journey is that starting the lean journey signals to others that the company wants to reduce waste, maximize value, and contribute to society.

Lean Journey basically means the the process of introducing the Lean processes or the Lean culture to your organisation.

The lean principle includes value, value stream, flow, pull, and perfection.

In conclusion, the best reason that explains why PlastiPharm would pursue a lean journey is that starting the lean journey signals to others that the company wants to reduce waste, maximize value, and contribute to society.

Read more about Lean Journey

brainly.com/question/13426450

Answer:

If I were discussing the topic of work-life balance with a friend, I might use technology such as messaging apps or social media to communicate and exchange ideas. I might also use online resources, such as articles or blog posts, to share information and examples to illustrate my points.

Explanation:

If I were writing an academic paper about the topic of work-life balance, I would use technology in a more formal and structured way. I might use a word processor to write and organize my paper, and use online databases or research tools to find and cite credible sources to support my arguments. I might also use software to help me format my paper according to academic standards and create any necessary citations or references. Overall, the use of technology in writing an academic paper would be more focused on research and organization, while the use of technology in discussing the topic with a friend might be more casual and focused on exchange of ideas and information.

Answer:

cat say whether or not Chan is buying donuts and cheese in equilibrium amounts

Explanation:

given that

the income is $250 that could be spend on donuts and cheese

Here the 25 utils denotes the donuts satisfaction and 25 units denotes the cheese satisfaction

So as we know that when the utility is maximum that means the equilibrium of the consumer could be attained

And,  

Marginal Utility for Donuts ÷ dollar Price per unit for Donuts = Marginal Utility for Cheese ÷ dollar Price per unit  for Cheese

There is an endless battle between the retail supermarket and e-commerce. Both sectors want their revenue and profits high so they use their own techniques.

E-Commerce is the online shopping platform that has provided a cutting edge technology and ease to the buyers. This platform enables the buyer to make purchases without visiting the store.

Retail supermarkets claim that they have a large variety of products that are displayed on the store which can be seen easily by the buyer and their complete details are available including the manufacturing and expiry date. E-Commerce provide the comfort purchasing but is a little costly as the shipping is not always free. However when visiting a retail supermarket it seems difficult to walk around and find the wanted products which in e-commerce is just a search bar away.

Learn more about E-Commerce at https://brainly.com/question/26630192

#SPJ1

Answer:

B

Explanation:

I hear netting a lot when people talk about fishing. I don't hear the other two when talking about fishing.

1. During the assessment phase of networking, it is best to be specific about your business objectives.

2. Doing some research on the key players will help you make the most of business contacts or opportunities.

3. Chatting with other people at parties or meetings is a great way to make connections.

4. When out networking, people naturally gravitate to others.

Business relationships are an essential aspect of all types of business enterprises, whether large or small. Developing good relationships is vital to the success of any business. Two qualities that help form a strong foundation for business relationships are trust and reliability. These two qualities help establish a sense of honesty, transparency, and consistency in business practices.

Trust and reliability are vital components of business relationships because it creates a safe and comfortable environment for business partners to communicate freely, share ideas, and brainstorm on how to grow the business together. In addition, it provides an avenue for open discussions and sharing of constructive feedback that will help businesses identify areas of improvement.

The two most important stages in making business connections are networking and relationship building. Networking is a critical stage in business development because it enables businesses to build a vast array of contacts that they can leverage to grow their business. Relationship building, on the other hand, focuses on building trust and nurturing relationships with clients, partners, and other stakeholders.

This stage requires a long-term commitment and entails consistent communication and transparency to establish a sense of mutual trust and respect. To conclude, strong business relationships are essential to the success of any business. Building such relationships takes time and effort. Trust and reliability are crucial elements that can help establish a strong foundation for business relationships. Networking and relationship building are two vital stages in making business connections, and they require commitment, time, and effort.

Know more about Business relationships here:

https://brainly.com/question/1443177

#SPJ8

Answer:

Regulation of product pricing. It's natural for customers to compare prices between brands. ...

Maintaining high quality products. ...

Improving store accessibility. ...

Making a wonderful first impression. ...

Securing your shipments. ...

Taking advantage of m-commerce.

Answer:

Difference between administrative theory and bureaucracy

Explanation:

The Scientific Theory is based on using data and human strengths to increase output, while the Bureaucratic management style focuses on hierarchies and tight job roles. Regardless of the organization, the goals remain the same across the board. Every organization strives to minimize costs, while maximizing output.

Answer:

COGS= $470

Explanation:

Giving the following information:

Beginning inventory=  10 units for $20 each

On March 2, it purchased 10 units at $22 each.

On March 6 it purchased 6 units at $25 each.

On March 8, it sold 22 units for $54 each.

We need to determine the cost of goods sold for the 22 units under the FIFO (first-in, first-out) method. Using this method, we need to use the cost of the firsts units incorporated into inventory.

COGS= 10*20 + 10*22 + 2*25= $470