Answers
George will be approved for a credit card only if he has a positive credit history, and if he meets the requirements the bank asks for.
Obtaining a credit card for most people depends on two main factors:
A positive credit history: This factor implies the customer has shown positive behavior in terms of payments, and due to this, this person can be trusted.Meet the requirements: Many banks as for specific requirements to approve a credit card. The most common requirements are:Be at least 21 years old.Receive an income every month.Not having higher debts.Note: This question is incomplete because the descriptions of the three cards are missing; due to this, I answered based on general knowledge.
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Related Questions
How much notice must the landlord give you before entering your apartment (except in an emergency)?
Answers
Answer:
24 hours - 5 days.
Explanation:
In most states, they require your landlord to give you a 24-hour notice before entering your apartment (or sometimes 5 days).
Question 2.
Sooraj works as a salesman in a company selling pet accessories and food. He has been given a target of selling 1200 units of the food packets in a month by offering a maximum of 10% discount to his customers. In order to meet his monthly sales target, on the last two days of the month, he offers 15% discount to his customers.
In the context of the above case, is Sooraj effective in his work? Explain by giving a suitable reason in support of your answer.
Answers
Sooraj is effective in his work. This is because Sooraj was able to sell 1200 units of food packets in a month. Although he provided a 10% discount on the food packets, he was still able to meet his monthly sales target.
In addition, Sooraj offered a 15% discount on the last two days of the month to increase his sales target. It can be seen that the customers were attracted to the discount offer and Sooraj was successful in selling more units.
So, he is effective in his work because he was able to sell 1200 units of food packets in a month by offering a maximum of 10% discount to his customers and providing 15% discount to his customers on the last two days of the month.
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Suppose you entered a contract to buy your friend's iPad. Without your knowledge, it was malfunctioning at the time you bought it, and it died soon after you started using it. Your friend had recently removed a large number of applications from the iPad that were not working. Although he honestly thought the problem was with the applications and not the iPad itself, he failed to tell you about the problem. You reasonably concluded, based on your inspection of all of the current applications on the iPad, that it was functioning properly. Can you rescind the contract to buy the iPad?
a. Yes, due to fraud.
b. Yes, due to innocent misrepresentation.
c. Yes, due to mutual mistake.
d. Yes, due to undue influence.
e. No, the latent malfunction was not material, because the iPad was functioning when you bought it.
Answers
Answer:
Can you rescind the contract to buy the iPad?
b. Yes, due to innocent misrepresentation.
Explanation:
You can rescind the contract without damages or you claim damages based on the loss that you have already incurred for the contract. An innocent misrepresentation occurs when the misrepresentation is not fraudulent nor negligent. Therefore, you can rescind the contract or affirm it. But if the misrepresentation is fraudulent or negligent, you can rescind the contract as well as claim damages.
Free Cash Flow
100
Growth rate
2%
Tax Rate
1%
Cost of Capital
5%
Debt-to-total value
50%
Given the data in the above, what is the terminal value of the business (using the growing perpetuity formula)?
Answers
Answer:
Explanation:
Terminal value of business Formula = FCF (1+g)/(WACC- g)
Where:
FCF= current free cash flow = 100
g= Growth rate = 2%
WACC = Weighted average cost of capital = Cost of capital = 5%
Terminal Value of the business= FCF (1+g)/(WACC- g)
Terminal Value of the business= 100 (1+2%)/(5%- 2%)
Terminal Value of the business= 3,400
QUESTION 2 MARKET FAILURE Due to market failure South African government intervene in the economy to reduce the effects. One of the ways of intervention is through Direct control using legislation (law and policies) on demerit goods. Obtain as much information about regulations regarding alcohol in South Africa and bring it to class to answer the following questions. 2.1 2.2 2.3 2.4 Give the name of the government ACT that governs the production and distribution of alcohol in South Africa. 2.6 What is the tax that is charged on demerit goods? How much money was the increase in the price of a 340-milliliter beer can as announced during the 2023 budget speech? The price of a 750 ml of whisky bottle was increased by R3, 90 in 2023. If the price in 2022 was R170, what is the percentage increase represented by R3, 90? Show all calculations. 2.5 Draw and explain a well-labeled graph on how the government uses taxation to reduce demerit goods. Discuss briefly any five measures implemented by the government to reduce alcohol consumption as recommended in the National Liquor Policy. (5 x 2) TOTAL MARKS: (2) (2) (2)) (4) (8) (10) [28] BUD 50
Answers
When the free market is unable to allocate resources effectively, commodities and services are distributed in an inefficient manner. To solve market imperfections and lessen their detrimental impacts, the South African government intervenes in the economy. Demerit commodities are products that have negative externalities, or negative effects on society that are not accounted for in market prices.
Government intervention includes direct control through laws and regulations on goods with a bad reputation. The South African government may utilize legislation and policies to control their manufacture, sale, and consumption in order to alleviate the negative externalities related to demerit commodities.
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Explanation:
what is the tax that is charged on demerit goods?
How should expatica enter into the international markets ?
Answers
Expatica should enter into international markets by conducting extensive market research to identify potential markets and their unique cultural, economic and regulatory differences.
The process conducting extensive market research to identify potential markets and their unique cultural, economic and regulatory differences will help Expatica to tailor its offerings to meet the specific needs and preferences of each market. The company should also partner with local businesses to gain access to their networks and expertise in navigating the local market. Expatica should establish a strong online presence to reach a wider audience and invest in digital marketing to increase brand visibility and awareness. Additionally, the company should ensure compliance with local laws and regulations, and adapt to local customs and language to establish credibility and build trust with customers. Continuous monitoring of market trends and consumer preferences is crucial to ensure that Expatica remains competitive and relevant in each international market it enters.
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Materials were requisitioned for use, $28,200, of which $25,000 were direct materials. The entry is:
Answers
Answer:
Debit : Work In Process $28,200
Credit : Direct Materials $25,000
Credit : Indirect Materials $3,200
Explanation:
Materials requisitioned for use are include in Product Cost calculation. The Work In Process Account is the major account used to calculate the Product Cost during the Manufacturing Process.
Thus, Debit the full amount of materials requisitioned for use to the Work In Process Account and Credit the respective categories of Accounts supplying the Work In Process to show their decrease. Note that Indirect Materials take the $3,200 remaining after $25,000 have been used by direct materials against the total of $28,200 requisitioned.
NOVO FINANCE ECONOMICS AND ACCOUNT
243 Sub-task 3: Economic environment (Total: 30 marks: 180 minutes)
The Book Store is a business which sells a variety of books to suit any lifestyle, from
bestselling novels, educational material to children's books
The owner, Wendy Brocks, has realised that there is a demand for creative stationery
based on her customers' requests. She decided to expand her business by producing a
stationery-line including creative paper, envelopes, notepads, creative stamps, craft pens
and wrapping paper which she will sell in
store.
Wendy is considering using semi-finished products to produce the stationery and wants to
loan in order to gain the capital for the expansion of The Book Store. Wendy knows that
import the creative stamps and craft pens from China. Wendy plans to apply for a business
she has to conduct thorough research before starting this new venture.
The student is required to assist Wendy by conducting the research and preparing an
investigative report on the following points:
a) The four factors of production (inputs) needed for the manufacturing process of The
Book Store's new stationery-line. The student is required to investigate two inputs for
each factor of production.
b) Include a drawing of the production process of this new venture.
c) Research the infrastructure needed to manufacture the stationery-line.
d) Propose ideas on how to produce the creative stationery in an environmentally friendly
way to prevent deforestation.
e) Assuming the inflation-rate rises, give one implication that this increased inflation rate.
would have on the import cost of creative stamps and craft pens from China.
Find out the current interest rate as Wendy is considering applying for a loan. The date
the interest rate obtained must be given.
9) The investigation should be concluded by providing an opinion as to whether this
business idea is viable or not and provide three reasons to substantiate the answer.
Answers
The four factors of production (inputs) needed for the manufacturing process of The Book Store's new stationery include land, labor, capital and entrepreneur.
How to illustrate the information?Based on the information given, the production process of this new venture will be the input or resources that will be used for the production process.
The infrastructure needed to manufacture the stationery-line will be capital, and portfolio designs as well as printing machines.
The ideas on how to produce the creative stationery in an environmentally friendly.way to prevent deforestation is to use less paper and recycling.
An implication of this increased inflation rate is that it lead to the increase in production cost.
Lastly, the business is viable as there is a demand for creative stationery based on her customers' requests.
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A borrower questions the amount of the "Notary/Signing Fee" appearing on the settlement statement.
Answers
A borrower questions the amount of the "Notary/Signing Fee" appearing on the settlement statement. The Notary Signing Agent should: Recommend that the borrower contact the lender's representative before signing the documents.
What is a Notary Signing fee?A notary signing fee is a fee paid to a notary public for their services in overseeing the signing of important documents.
Notary publics are required to be impartial witnesses to the signings of important legal documents. Their services are often necessary in real estate transactions, loan closings, and other legal matters.
Therefore, The Notary Signing Agent should recommend that the borrower contact the lender's representative before signing the documents if gotten questions on the amount on the notary documents.
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The complete question goes thus:
A borrower questions the amount of the "Notary/Signing Fee" appearing on the settlement statement. The Notary Signing Agent should:
QUESTION 6 of 10: A budget can help you reach a financial goal by:
a) Showing you how you can earn more income
b) Allowing you to see where you can cut back on spending
c) Giving you the tools to change more fixed expenses to flexible expenses
d) All of these
Answers
A budget can help you reach a financial goal by Allowing you to see where you can cut back on spending .
Option B is correct.
A person will be able to get the most out of his income, reduce his debt, increase his savings, and achieve financial wellness if you establish a budget. A budget also helps you figure out where you can cut back on spending, giving you more money to save for your goals or pay off debt.
Financial goal :You can keep track of both the money you get and the money you spend by creating a budget. Creating a budget is a great way to ensure that you can cover your monthly expenses. A budget outlines the planned expenses and suggests ways to meet them with resources. A deficit is when expenses exceed income or other resources in a budget. A surplus is when resources are provided for future use.
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In the recent times, which of the following factors is making purchasing harder for some firms?
Answers
Answer: a) The expanding number of purchasing options
Explanation:
Fuelled by Globalization and population growth, the economy keeps growing and adding more market participants. This has led to an increased number of purchasing options for buyers.
This has made purchasing harder for some firms because these purchasing options keep coming up with better ways and more incentives to enable them to sell more of their goods than the next one which leads to so many attractive options in the market that one is unable to decide which to pick easily.
9
Select the correct answer from each drop-down menu.
divided by the
Per capita GDP of a country is the
Reset
Next
Answers
Answer:
Total of quantity of goods produce, number of citizens
Explanation:
Those are the missing fill in the blank
Answer:
Total of quantity of goods produce, number of citizens
:
Dicte has a small business making based beaded jewelry. The costs of purchasing the beads, semi-precious stones, clasps, and other supplies used to make the jewelry and the rent on her store are the _______ of her business, whereas the assets resulting from the sale of her jewelry are the business's___
Answers
The costs of purchasing the supplies and rent are the "expenses" of Dicte's business, whereas the assets resulting from the sale of her jewelry are the "revenues" of her business.
Expenses are the costs that a business incurs in order to operate and generate revenue. These can include the cost of raw materials, labor, rent, and other operating costs. In Dicte's case, the cost of the beads, semi-precious stones, clasps, and other supplies used to make the jewelry, as well as the rent on her store, are considered expenses. Dicte has a small business making based beaded jewelry. The costs of purchasing the beads, semi-precious stones, clasps, and other supplies used to make the jewelry and the rent on her store are the expenses of her business, whereas the assets resulting from the sale of her jewelry are the business revenues.
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Vinny and Sandra have just had their first baby, and need to make a decision about how to handle work and child‑care responsibilities. Vinny earns $1000 per week working full time, and Sandra's full‑time salary is $1200 per week. They each can work part time and earn half their full‑time wage. Calculate the change in GDP for each situation, relative to when they both worked full time and had no child‑care responsibilities. If GDP falls, include a negative sign in your answer. a. Both Vinny and Sandra return to work full time and pay a child‑care provider $600 per week to care for their child. $ b. Both Vinny and Sandra will return to work full time, while Sandra’s mother takes care of their child without financial compensation. $ c. Both Vinny and Sandra will return to work full time, while Vinny's brother takes care of their baby. They'll pay him $600 a week to care for their child, but neither they nor Vinny’s brother will report those payments to the IRS, or on any government surveys. $ d. Vinny and Sandra will each return to work part time, and split child‑care responsibilities. $ e. Vinny will stay home to care for the baby, while Sandra returns to work full time. $
Answers
Answer:
A. 600
B. 0
C. 0
D. -1100
E. -1000
Explanation:
For part A you are asked to find the change in GDP with the addition of paying a babysitter $600. The GDP beforehand was the total income from both Vinny and Sandra which is $1200 + $1000 = $2200. For these questions, you are being asked to find a change in GDP which would simply be the addition of $600. Similiary, for part B there is no change in GDP because they do not pay Sandra's mother, so the change in GDP is 0. For part C, since the payments are not reported, there is no change in GDP. Part C can be thought of as a reference to the shadow market and GDP from the shadow market is not recorded. Part D has a negative 1100 because they each go back to work part-time, Vinnie earning $500 per week and Sandra earning $600. The change in GDP would be negative because they are losing 1100 in order to care for a new child. For part E, Vinnie gives up all his income which would normally amount to $1000 per week. The change in GDP is therefore negative.
The change in GDP for each situation will be:
(a) 600(b) 0(c) 0(d) -1100(e) -1000According to the question,
Whenever both work full time and had no child care then the b will be:
= \(1000+1200\)
= \(2200\)
(a)
New GDP,
= \(1000+1200+600\)
= \(2800\)
Change will be:
= \(2800-2200\)
= \(600\)
(b)
→ When mother doing child care isn't part of GDP then,
New GDP,
= \(1000+1200\)
= \(2200\)
Change will be:
= \(2200-2200\)
= \(0\)
(c)
→ Private non-reported transaction isn't a part of GDP then
New GDP,
= \(1000+1200\)
= \(2200\)
Change will be:
= \(2200-2200\)
= \(0\)
(d)
→ Working part time so will earn half of wages then,
New GDP,
= \(500+600\)
= \(1100\)
Change in GDP,
= \(1100-2200\)
= \(-1100\)
(e)
Only Sandra works then,
New GDP,
= \(1200\)
Change in GDP,
= \(1200-2200\)
= \(-1000\)
Thus the above answers are correct.
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The liabilities of Oriole Company are $117,000 and the owner’s equity is $227,000. What is the amount of Oriole Company’s total assets?
Answers
Answer:
$344,000
Explanation:
Assets can be calculated by applying the accounting equations. In the accounting equations
Assets = Liabilities + Equity
In this case, liabilities are $117,000 and Equity is $227,000.
Therefore,
Assets = $117,000 + $227,000
Assets = $344,000
What kind of business would you create if you had the chance and why
Answers
\( \huge \bold{answer}\)
Writing ebooks
Similar to blogging, e-books allow you to teach others new skills through a digital book that will cost readers a fraction of the price of a printed copy while offering them the same level of education. E-books are free to start and can be sold on huge platforms such as Amazon. You could even donate copies to not-for-profit organizations who believe in your cause.
in a 3 - 4 page essay, discuss warren Buffett's approach to business dealings, especially as they relate to business ethics.
Compare that approach to Benie Madoff's.
Apply ethical philosophies that you have learned about in this module and state which you think apply to Mr. Buffett.
Which ethical philosophies apply to Mr. Madoff? Why?
Answers
In this essay, we explore Warren Buffett's ethical approach to business, compare it to Bernie Madoff's, and analyze the applicable ethical philosophies for each.
Here are the steps to be followed:
1. Introduction:
2. Warren Buffett's Approach to Business Dealings and Business Ethics:
Explain Warren Buffett's overall approach to business dealings.Discuss his stance on business ethics, emphasizing any specific principles or values he adheres to.Provide examples or case studies that demonstrate Buffett's ethical decision-making in his business practices.Discuss the impact of his ethical approach on his reputation and long-term success.3. Bernie Madoff's Approach to Business Dealings and Comparison to Buffett:
Describe Bernie Madoff's approach to business dealings, specifically in relation to ethics.Highlight any unethical practices or actions committed by Madoff, such as his infamous Ponzi scheme.Compare and contrast Madoff's approach to Buffett's approach, pointing out the key differences in their ethical standards and behaviors.Discuss the consequences of Madoff's unethical actions, including the financial losses and damage to investors.4. Application of Ethical Philosophies to Warren Buffett:
Introduce the ethical philosophies that you have learned in the module.Identify which ethical philosophies apply to Warren Buffett based on his approach to business dealings.Explain why you believe these philosophies are applicable and provide supporting evidence or examples from Buffett's actions or statements.Discuss the implications and benefits of Buffett aligning with these ethical philosophies.5. Ethical Philosophies Applicable to Bernie Madoff and Reasons:
Analyze the ethical philosophies that can be applied to Bernie Madoff's actions.Discuss which ethical philosophies are relevant to understanding Madoff's unethical behavior.Provide justifications and explanations for the selected ethical philosophies, considering how they align with Madoff's actions or motivations.Reflect on the consequences of Madoff's departure from ethical principles.6. Conclusion:
Summarize the key points discussed in the essay regarding Warren Buffett's approach to business dealings and ethics, as well as the comparison to Bernie Madoff.Emphasize the importance of ethical decision-making in business and the long-term implications it can have.Offer any final thoughts or insights on the topic.Remember to support your arguments with evidence, examples, and references to credible sources. Properly cite any sources used in your essay according to the appropriate citation style.
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The following can be considered as international barriers:
A•Economic and technological
B• Political and legal
C •Social and cultural
D• all of the above
E•none of the above
Answers
Answer:
the answer is the last one e
Marco suspects that the new quality team he's been asked to join is really just a group when he notices what behavior?
Question 20 options:
A: They hand out written goals at the beginning of every meeting.
B: Their meetings never have an agenda.
C: The members choose a leader to guide them.
D: Their meetings always have an agenda that's too long
Answers
Answer: B. Their meetings never have an agenda.
Explanation:
I took the test
Answer:
their meting never have an agenda
Explanation:
Why does an informal proposal seem like a contradiction?
Answers
On the other hand, informal means casual or relaxed, lacking in formality or structure. Thus, an informal proposal may appear to be an oxymoron because a proposal is expected to be structured, precise, and professional to communicate its intended goals and objectives to its audience.
However, in some cases, an informal proposal may refer to a proposal that is less structured, less in-depth, or less formal. An informal proposal may be used to introduce an idea or concept before a more formal proposal is developed. An informal proposal can also refer to an internal proposal or a proposal made in an informal setting, such as a conversation between colleagues. In these cases, the proposal may be less formal in tone and structure but still convey the main idea or concept proposed.
which of the following statements is true about how people make choices to fulfill their wants
a.choices about wants are affected by priorities
b.choices about wants must be made before needs are considered
c.choices about wants are not affected by priorities
d.choices about needs and wants need to be considered equally
Answers
Answer:
a.choices about wants are affected by priorities
he December 31, 2018, balance sheet of Whelan, Inc., showed $120,000 in the common stock account and $2,289,000 in the additional paid-in surplus account. The December 31, 2019, balance sheet showed $137,000 and $2,568,000 in the same two accounts, respectively. If the company paid out $149,500 in cash dividends during 2019, what was the cash flow to stockholders for the year?
Answers
the cash flow to stockholders for the year is $169,000 negative.
Equity is equal to common stock plus any paid-in surplus.
Common stock plus additional paid-in excess equals total equity at the outset.
=136,000+2,610,000=$2,746,000
Common stock + Extra Paid-in Surplus = Total Equity at End
=146,000+2,910,00)=$3,056,000
Hence, new equity equals total equity at the end minus total equity at the beginning.
3,056,000-2,746,000=$310,000
Dividends paid minus new equity equals cash flow to investors.
= 141,000-310,000
= -169,000
=$169,000 a loss
a sum of money distributed to shareholders from a company's profits. Although they can do so at any time, public firms that pay dividends often do so on a predetermined timetable. Special dividends or additional dividends are terms used to describe unexpected dividend payouts.
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QUESTION 1 of 10: budget is a tool that keeps track of the amount of money you have in your budget, expressed as how much you have left :
Declining
Zone
Realistic
Sample
Answers
The budget as a financial planning tool for tracking the amount of money available for spending can be expressed as always A. declining.
What is a budget?A budget is an estimation of revenue (or income) and expenses (or expenditure) over a specified future period.
A budget is a financial guideline used by governments, businesses, and individuals to keep track of income and expenditure.
It remains an important financial planning tool to ensure that one's spending does not overrun the income.
Thus, a budget can be expressed as always A. declining, not realistic, sample, or zone.
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How can a bank help Millennial and Gen Z consumers plan to start a family?
Answers
A bank can help Millennial and Gen Z consumers to plan to start a family by:
Giving out mortgage loans to themAccording to the given question, we are asked to show the role a bank can play in helping Millennials and Gen Z generations to start their own family.
As a result of this, we can see that Millennials are people who are considered to be within the age bracket of 25-40, while Gen Z are people who are considered to have been born during the social media and internet age and are usually between the ages of 24 and below.
With this in mind, Millennials have likely started up their own family and the Gen Z are likely just coming out of college. Hence, a bank can help both generations to start up their family by giving them mortgage loans and other financial benefits.
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List three components of risk for a business
Answers
Answer: Three components of risk for a business are values, hazard, probability
Explanation: Each of these components is assessed independently. Then, the three outputs are evaluated in a final step that provides the relative risk for the fire. Each risk component is defined by three variables. One variable is located on the right and one on the left side of the box and the third variable is defined by three interior lines extending from top to bottom.
valuesValues are those ecological, social, and economic resources that could be lost or damaged because of a fire.
hazardsThe hazard in wildland fire is composed of the following:
Conditions under which the fire occurs and exists
The ability of the fire to spread and circulateThe intensity and severity of the fire may presentThe spatial extent of the fire.probabilityprobability refers to the likelihood of a fire becoming an active event with the potential to adversely affect values.
True or false.
While socialist economies can still allow for democracy, communist governments are authoritarian
Answers
Answer:
True
Explanation:
Which scenarios provided would cause a change in demand for grape jelly?
A)
The price of grape jelly increases considerably.
B)
Grape jelly is placed on sale at a local supermarket.
The prices of peanut butter and bread increase substantially.
D)
Summer is approaching and more people prefer sandwiches for lunch.
E)
The federal government releases a report on the positive health benefits of
grape jelly
Answers
Answer:C d and e
Explanation:there different scenarios
Hi! I need help with this
Answers
Answer:
Explanation:
US savings bond
The Global Economy Unit Test
Economics / The Global Economy
The Global Economy Unit Test
Which of the following measures are used to assess aspects of a population's health? Select he two correct answers. (1 point)
. life expectancy
0 GDP
O per capita GDP
0 literacy rate
. infant mortality rate
Answers
The measure used to assess aspects of a population's health is infant mortality rate.
What is population?Population refers to the total number of people residing in a particular area in a given period of time.
It is the collection of individuals or a group of people with a common characteristic.
Hence, the measure used to assess aspects of a population's health is infant mortality rate.
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what is a marketing plan ?? answer please .
Answers
Answer:
marketing plan is defined as a comprehensive document or blueprint that outlines the advertising and marketing efforts for the coming year. It describes business activities involved in accomplishing specific marketing objectives within a set time frame. A marketing plan also includes a description of the current marketing position of a business, a discussion of the target market and a description of the marketing mix that a business will use to achieve their marketing goals.