a) If interest rates rise, the return falls short of the original required rate of return.
b) If interest rates decrease, the realized return exceeds the original required rate of return.
a) If interest rates rise, the return earned on a bond held for a period longer than its duration will fall short of the original required rate of return.
This is because as interest rates increase, the prices of existing bonds decrease. The investor, who holds a bond with a fixed coupon rate, will be locked into receiving a lower interest payment relative to the prevailing market rates.
Consequently, the total return generated from the bond will be lower than the original required rate of return, as the bond's value has declined due to the higher interest rates.
b) If interest rates decrease, the realized return on a bond held for a period longer than its duration will exceed the original required rate of return.
Lower interest rates lead to an increase in bond prices. As a result, the investor holding the bond will benefit from the appreciation in the bond's value, and the overall return on the investment will be higher than the initial required rate of return.
Additionally, if the bond has a fixed coupon rate, the investor will continue to receive interest payments at the higher rate even though market rates have decreased, further enhancing the realized return.
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When deciding on what to wear each day, most people use the decision-making process.
Т
F
Answer:
False
Explanation:
The decision-making process is a complex process that requires the user to go through seven in-depth steps before coming to a conclusion. This would be used in a business setting by an employee such as a CEO before making important decisions such as cutting a product line or adding a new department. Deciding what to wear each day is a decision, but does not require the in-depth thought process and research that is included in the decision-making process.
The Galindo family plans to start a small business in our neighborhood. The father
borrows $10,000 from the bank at an annual interest rate of 7.5% rate for 42
months. What is the amount of interest he will pay on this loan?
$26.25
$26,250
$262,500
$2,625
Answer:
$2,625
Explanation:
Interest is calculated using the formula
I = p x r x t
For Galindo family
I= interest,
P = principal amount : $10,000
r= Interest rate: 7.5 % or 0.075
t= times in years : 3.5 years( 42 months /12)
I= $10,000 x 0.075 x 3.5
I=750 x 3.5
I=$2,625
The average national utility price is $270. 48. Over a 6-month period, what is the average utility price in Dallas? How does this compare with the national average?.
Utility Costs conveys utility and home energy costs incidental to the residency of rental place.
What utility price?
The average national utility price is $270.48 Over a 6-month period, then the average utility price in Dallas will be $326 which is Higher than the national average.
The average rate of Dallas are always higher than the national utility price. Amusement in the cities and daily utilization from families in higher economic set brought to this number.
The cost of living in particular state is higher than national average rate because of the boom cycle.
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Answer:
it’s B
Explanation:
How do depreciating assets hurt your financial health?
a. They decrease your net worth.
b. They increase your discretionary spending.
d. They lower your FICO score.
c. They increase your equity.
Answer:
A
Explanation:
net worth is based on assets and income so if assets decrease your net worth decreases
yost received 300 nqos (each option gives yost the right to purchase 10 shares of cutter corporation stock for $16 per share). at the time he started working for cutter corporation three years ago, cutter's stock price was $16 per share. yost exercised all of his options when the share price was $24 per share. two years after acquiring the shares, he sold them at $50 per share. note: input all amounts as positive values. leave no answer blank. enter zero if applicable. a. what are yost's taxes due on the grant date, exercise date, and sale date, assuming his ordinary marginal rate is 35 percent and his long-term capital gains rate is 15 percent?
Yost's taxes are calculated using his ordinary marginal rate of 35 percent and long-term capital gains rate of 15%, considering exercise price and stock fair market value.
On the grant date, Yost does not owe any taxes because the options have not been exercised yet. Taxes are generally not due at the time of grant for non-qualified stock options (NQOs).
On the exercise date, Yost will owe taxes on the difference between the fair market value of the stock ($24 per share) and the exercise price ($16 per share) for each option.
Since each option allows Yost to purchase 10 shares, the taxable amount for the exercise date would be (10 shares x $8 difference) = $80 per option exercised. The total taxes due on the exercise date would be the taxable amount multiplied by the ordinary marginal tax rate of 35 percent.
On the sale date, Yost will owe taxes on the difference between the sale price ($50 per share) and the fair market value on the exercise date ($24 per share).
Similar to the exercise date, the taxable amount per option sold would be (10 shares x $26 difference) = $260. The total taxes due on the sale date would be the taxable amount multiplied by the long-term capital gains tax rate of 15 percent.
To calculate the exact taxes due, multiply the taxable amounts by their respective tax rates and sum the results from the exercise and sale dates.
Please note that tax calculations can be complex, and it is recommended to consult a tax professional for accurate and personalized advice.
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Google is known for unusual interview questions. Explain what advantages might these have over more traditional questions about education and experience?
It is Eliza’s first year at a company. The dress code says that women need to wear closed-toed shoes. However, it is summer and Eliza has noticed that many women, even some who are supervisors, are coming in wearing sandals. She would like to wear sandals too. What should she do?
Jonas and Jameela work at the same company but in completely different departments. Their company has a policy that employees can date as long as neither in the relationship is in a supervisor position over the other. Jameela has been asked to manage a project and just found out that Jonas will be on the team that she is managing. What is the ethical thing to do in this circumstance?
Imagine that you were tasked with writing the promotions section of an employee handbook. What factors would you use to determine eligibility? How would you make sure that the process was fair?
Imagine that you have been assigned to work with a group of people that you have not met. The leader asks that everyone share their strengths and weaknesses with the group so that she can consider how to delegate tasks. What would you say about yourself and why? How might these strength and weaknesses shape your role in the group?
Answer:
1. those advantages could be very dangerous. someone could've hacked the system or anything & they're trying to get your information.
2. eliza should check in with her manager/boss and ask if it's ok for her to wear sandals.. just to be on the safe side.
3. jameela and jonas need to set some standards in their "relationship" because what they have going on can cause both of their jobs.
4. i would make sure that the promotions are fair, and not giving people promotions because i know them or anything, i'm gonna make sure that they've worked hard for it.
5. by telling these people my strengths & my weakness would cause less problems. there could be some things that i like and they don't like and we can make sure to never reach that point, because it's gonna cause a lot of trouble. explaining yourself or telling more about yourself could really help others get you.. that way you don't have to be rude to people when they say something you don't like or do something you don't like.
Explanation:
i hope this helped you!
According to public choice economists, the federal government has expanded because
A. the federal government is efficient in its spending.
B. deficit spending has reduced the perceived cost of current government operations.
C. taxpayers pay the full cost of current government operations.
D. the public likes to pay higher taxes to finance more programs.
Economists believe that the federal government has expanded because B. deficit spending has reduced the perceived cost of current government operations.
What do economists think of the federal expenditure?They believe that because the government can finance more expenditure with debt, they have engaged in more expenses than they can actually afford.
This means that the government no longer views the cost of government operations as high because they can engage in deficit spending.
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true or false - a breakout occurs when a stock's price moves up quickly above a former support line?
A breakout occurs when a stock's price moves up quickly above a former support line. This statement is false because breakouts don't only occur when a price moves above quickly.
Rather, a breakout occurs when the stock moves up quickly above a former support line or moves down below a former support line.
A breakout is when the price moves above a resistance level or moves below a support level. Breakout can be subjective since not all traders will recognize or use the same support and resistance levels. This can indicate either that a pattern has been completed successfully or that security has bucked a trend. Breakouts provide possible trading opportunities. A breakout to the upside signals traders to possibly get long or cover short positions.
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The title of this talk is “Profit’s Not Always the Point.” But do you think profit is an added perk for companies that make the effort to promote positive social change? Explain.
yes, no matter what company say, they need money for funding for "social change"
What should you not do during a hostage rescue attempt?
Answer:
1) Remain still and low to the ground. 2) Encourage others around you to remain calm.
I D K
Explanation:
Avoid attempting to negotiate or offer advice. Hostage takers occasionally force hostages to make requests. If this occurs, say what they want you to say, avoid making your hostage captors angry, and avoid attempting to play the hero.
What do you mean by Hostage?A person who has been forcibly and illegally taken prisoner is known as a hostage. The hostage-takers seek to make claims against other parties, which is why they are keeping, and occasionally even threatening, the captive. It is against the law to take hostages.
Hostage killing was listed as a war crime in the International Military Tribunal Statute on August 8, 1945.
The execution of hostages by German troops in the occupied territories was categorized as clearly excessive due to their excessive tendencies war crimes an in the trial against the generals in south-eastern Europe.
The court described the shooting of hostages as barbaric but legal reprisals under international law. The Geneva Convention for the Protection of Civilian Persons in Time of War of 1949.
People have historically been held as hostages and forced to live there by the opposing party to enforce a contract.
They were frequently the sons of honorable tributary state representatives, who were frequently treated with respect and raised in the host nation. Attila and Theodoric the Great are two prominent examples.
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Why does the US import oil if we produce it?
The reason behind importing oil from the USA is The fracking boom in America primarily produced light crude oil. However, a lot of refineries lack the necessary equipment to distill Gulf Coast oil.
Although heavy oil can also be processed using the same machinery, the U.S. imports heavy oil in order to make use of the infrastructure.The reason U.S. oil corporations haven't boosted production is straightforward: They simply didn't choose to invest in new oil production, instead choosing to utilize their billions in profits to pay dividends to their CEOs and affluent shareholders.2018 saw the United States overtake all other countries as the world's biggest producer of crude oil, and it held that position until 2021. Crude oil produced both domestically and abroad is obtained by American oil refineries. Crude oil for the global market is supplied by various types of businesses.To know more about USA Oil here
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lol can someone check how many followers i have on insta its alexamaldonadoo i will give brainliest
Answer:maybe more than 100
Explanation:
Answer:
1,225
Explanation:
A healthcare organization in Canada outsources its insurance work to a service provider in South Asia. The employees in South Asia used to receive less than half the salary that the employees in Canada received. But in recent years, there has been a rapid increase in employees salaries in South Asia. Slowly, the healthcare organization is reducing the level of outsourcing and is employing people in Canada. Which of the issues associated with offshore outsourcing describes the above scenario
Answer:
Diminishing cost advantages
Explanation:
Diminishing cost advantage is a decline in the coat benefits that offshore outsourcing offers.
Offshore outsourcing occurs when a company outsources part of its operations to a foreign company.
The main benefit of such a move is a reduction in cost.
However when the benefits decline it is referred to as diminishing cost advantage.
In the given scenario employees in South Asia used to receive less than half the salary that the employees in Canada received. But in recent years, there has been a rapid increase in employees salaries in South Asia.
This will result in more cost for the company through its outsourcing activity
Which of the following best describes economics?
A. Economics measures the values of all goods and services produced by a country in a year
B. Economics is about making choices on how best to use limited resources
C. Economics is only about natural resources like forests, water, minerals, and fossil fuels
D. Economics is the money, tools, machines, and other products needed to make goods and services
Based on the given options, the option that best describes economics is B. Economics is about making choices on how best to use limited resources.
What is economics about?Economics is a field that was founded in order to help societies to best manage their resources by being able to make choices on what to produce based on the resources that the society had. These resources are limited and so there is a need to properly use them for productions.
Humanity cannot survive without the production of goods and the provision of services but to do these things, we need to use the resources available to us. We cannot therefore produce everything we want and need to make choices about what to do with these resources and that is where economics comes in.
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Point-of- are product aociation that are not necearily unique to the brand but may in fact be hared with brand
Points-of-parity are those associations not necessarily unique to the brand but perhaps shared with other brands. those associations designed to negate competitors' points-of-difference or overcome perceived weaknesses or vulnerabilities of the brand.
A brand requires points of parity in order to be taken into account by the consumer. In this case, a brand's similarity to others may give customers the impression that it is "good enough" to be discussed.
Any area in which your company is equivalent to that of your rivals and is taken into account by clients when making purchases is known as a point of parity. The characteristics of goods or services that create differentiation are referred to as their point of difference.
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Which of the following explains why a city fireworks display on the Fourth of July is provided as a public good?
A. Fireworks displays usually take place in a public area.
B. Fireworks are a scarce resource.
C. Nonpayers cannot be prevented from seeing the fireworks.
D. Each consumer pays a fee to see the fireworks.
Answer:
C. Nonpayers cannot be prevented from seeing the fireworks.
Nonpayers cannot be prevented from seeing the fireworks explains why a city fireworks display on the Fourth of July is provided as a public good. Thus, option C is correct.
A good or service that is made available to all members of society is referred to as a public good in economics. Governments often handle the administration of these services, and taxes are used to pay for them all.
Law enforcement, national defense, and the rule of law are a few examples of public goods. Access to clean air and water are examples of more fundamental public goods.
It must be non-rivalrous and non-excludable, which are the two main characteristics that set a public good apart. When products are non-rivalrous, it means that their supply does not decrease as more people use them; when they are non-excludable, it indicates that all citizens can access them.
Therefore, option C is the ideal selection.
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Herm promises to pay Nixie to work as an assistant buyer for his Organic Foods stores. Nixie agrees and quits her job with Pic-U Grocery, but Herm does not hire her. Herm is most likely liable to Nixie under
Answer:
the job that he works at
Explanation:
he quit
Herm is most likely liable to Nixie under the doctrine of promissory estoppel.
What are Organic Foods?The manner agricultural products are cultivated and processed is referred to as "organic." While rules differ from nation to nation, in the United States, organic crops must be grown without the use of synthetic fertilizers, pesticides, herbicides, or fertilizers, as well as without the use of bioengineered genes.
Produce can be referred to as organic if it was grown on soil without any prohibited substances applied for three years prior to harvest, according to certification. The majority of synthetic fertilizers and insecticides are prohibited substances.
Produce grown organically uses fewer pesticides. In conventional agriculture, synthetic fungicides, herbicides, and insecticides are frequently utilized, and their residues stay on (and in) the food we eat.
Hence, Herm is most likely liable to Nixie under the doctrine of promissory estoppel.
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T/F. Dilutive convertible bonds affect both the numerator and the denominator in computing diluted EPS.
True. Dilutive convertible bonds have the potential to be converted into common shares, which would increase the number of shares outstanding.
This increase in shares outstanding would affect both the numerator (net income) and the denominator (number of shares) in the computation of diluted earnings per share (EPS). As a result, the impact of the dilutive convertible bonds must be factored into the calculation of diluted EPS to provide a more accurate picture of a company's earnings per share.
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Which of the following would be a good argument to buy rather than lease? a. ""Money is really tight. I need the lowest possible monthly payment. "" b. ""It is very important for my image to drive the newest cars available. "" c. ""I’m only going to need it for a few years before I move back to Great Britain. "" d. ""I would prefer to walk out of the deal in the end with something to show for the money I put in. "" Please select the best answer from the choices provided A B C D.
When we buy something it becomes our property after purchase but not in the case of lease agreement. Thus, the correct option is "I would like to walk out of the deal with something to show for the money I put in,"
What exactly is a lease?A lease is a legal agreement in which a user agrees to pay the owner for the use of an item.
This differs from buying, in this the property turns into the users' assets after purchase; nonetheless, those who "would want to walk out of the deal with something to show for the money I put in" can choose to buy rather than lease.
Thus, Option D is the correct answer.
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Answer:
d
Explanation:
In order for a person to recognize needs that are not being met and make a career out of fulfilling unmet needs, that person must have _____.
Answer:
sight and foresight
Find a news headline that refers to the business cycle. What phase of the business cycle does your headline reference? Explain.
Answer:
The business cycle typically consists of four phases:
Expansion: This phase is characterized by increasing economic activity, rising GDP, low unemployment rates, high consumer confidence, and increased business investments.
Peak: The peak represents the highest point of economic expansion before the cycle starts to slow down.
Recession: This phase marks a slowdown in economic activity. It is characterized by declining GDP, rising unemployment, reduced consumer spending, and decreased business investments.
Trough: The trough represents the lowest point of the business cycle. It is the phase where the economy reaches its bottom before starting to recover.
Which of the following is a disadvantage of recruiting current employees?
Sometimes viewed as unethical
O Limits opportunities for bringing new ideas to a company
O Training could be more extensive and costly
O Requires frequent updates of job openings
Answer:
O Limits opportunities for bringing new ideas to a company
Explanation:
Recruiting current employees is the sourcing of new workers from the current workforce. It is also known as internal recruitment. Recruiting of current employees contrasts with external recruitments where a business advertises for vacant positions to the general public.
Recruiting from internal sources denies the business an opportunity to get workers with different experiences. External workers bring new ideas and new experiences to a business.
(b) Conrad buys a toy for $65.
He sells it for $55.
Calculate the percentage loss.
Answer:
The percentage loss is 10 percent
which is a cause of system unavailability? A) natural disaster B) incomplete testing C) poor password practices D) poor physical security
Answer:
D) poor physical security
Explanation:
Answer:
A natural disaster
Explanation:
I know it seems weird but I put that and my test on Plato scored it as right
Which economic tool would most likely be used as part of a contractionary
monetary policy?
A. Lowering the reserve requirement
O B. Raising interest on reserves
C. Buying treasury securities
D. Reducing the discount rate
SUBMIT
Answer:
O B. Raising interest on reserves
Explanation:
The Federal Reserve expects banks to keep a percentage of customer deposits as reserves. The reserves cater to both the normal and unexpected withdrawals. The Federal Reserve (Fed) also uses reserve requirements as a monetary policy tool.
Interest on reserves is one of the monetary policy tools that the Fed uses regularly. The Fed pays interest on any excess reserves held by the banks. Increasing the interest paid on reserves encourages banks to hold more money. Decreases the interest prompts the banks to lend out more. Contractionary monetary policies are measures aimed at decreasing the money supply in the economy. Increasing interest on reserves increases money held in the banking sectors, thereby slowing down money circulation.
Answer: B. Raising interest on reserves
Explanation:
Just got it right!!!
What steps will add slicers to a PivotTable? Use the drop-down menu to complete the steps.
Select the Pivot Table.
Click the Pivot Table Tools
tab.
Design, Format, Review, Options
In the group,
Filter, Slicer, Timeline, Data
Click
Insert Timeline, Insert Slicer, Active Field, Group
In the Insert Slicer dialog box, select the fields to create slicers for.
Click OK.
Answer:
1. options
2.Filter
3. Insert Slicer
Explanation:
I got it correct
The steps are as follows:
optionsFilterInsert SlicerPivot table
Pivot tables are a powerful Excel tool that helps us summarize large amounts of data and saves us a lot of time. Pivot tables are a reporting tool that has a fields section that contains four fields.
What does this table contains?It has four fields, that are:
Rows: Data that is taken as a specifier. Values: Count of the data. Filters: Filters to hide out certain data.Columns: Values under different conditions.Thus, the steps are as follows:
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Suppose, for instance, that a mechanic attempts to involve the car owner in performing some of the simple tasks involved in tuning up the car. Assume these tasks include removing the water pump, changing the air filter, gapping and replacing the spark plugs, and replacing defective distributor cables. What are the legal implications of allowing customers to be in the working area? If the customer is injured, who is responsible for healthcare costs? Who is liable for poor workmanship or failures? How is quality maintained when the skills of customers are variable?
Allowing customers in the working area during car maintenance tasks may have legal implications, particularly regarding the responsibility for healthcare costs if the customer is injured. The mechanic could be held liable for poor workmanship or failures, while the specific circumstances and applicable laws determine the extent of responsibility. Maintaining quality can be challenging when customers have varying skills, but mechanics should ensure professional standards are met regardless of customer involvement.
When customers participate in car maintenance tasks, there are legal implications to consider. If a customer sustains an injury, the responsibility for healthcare costs depends on the circumstances. If the injury resulted from the customer's actions, they may be responsible. However, if the mechanic's negligence contributed to the injury, the mechanic may be held liable for the healthcare costs. Similarly, the mechanic is generally responsible for poor workmanship or failures that occur during the maintenance tasks. To maintain quality, mechanics must provide clear instructions to customers and ensure that all tasks are performed to a professional standard, regardless of the varying skills of the customers. This helps mitigate potential issues and uphold the quality of the work performed.
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Which of the following characteristics of a professional business letter distinguishes it from a personal business letter?
Characteristics of a professional business letter distinguish it from a personal business letter is many professional business letters are printed on letterhead". Option (D) is correct.
What is Business letter?A business letter is a communication between two businesses, or between businesses and their clients, consumers, or other outside parties. The relationship between the parties affects the letter's overall style.
Formal letters address someone professionally, whereas informal letters do so in a more personal manner. This is the major distinction between formal and informal letters. In addition, professional letters must adhere to a particular format, whereas casual letters can use any format.
Therefore, Option (D) is correct.
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Your question is incomplete, the complete question is;
which of the following characteristics of a professional business letter distinguishes it from a personal business letter? a. professional business letters come from individuals writing on their own behalf. b. many personal business letters are printed on letterhead. c. personal business letters come from individuals representing a company. d. many professional business letters are printed on letterhead.
can someone recommend me some research topics for economics.would really appreciate if it is in a list
Explanation:
here are some research topics for economics::
1. The effect of income changes on consumer choices
2. The effect of labor force participation on the economy and budget – A comparison
3. The impact of marital status on the labor force composition: A case of [your country] economy
4. The difference in the consumption attitude in [your country] over the last decade – Critical analysis of consumer behavior trends
5. The relationship between salary levels and ‘economic convergence’ in [your country]?
6. Analyzing salary inequalities in [your country] and the forces behind such inequalities.
7. The evolution of consumption in [your country] over the last 10 years: Trends and consumer behavior.
8. Dynamics of the Gini index as a reflection of the problem of inequality in income
9. Cashless economy: The impact of demonetization on small and medium businesses
10 Privatization of Public Enterprises and its implications on economic policy and development
A(n) ____________________ is an Internet-capable phone that usually also includes a calendar, an appointment book, an address book, a calculator, a notepad, games, and several other apps (programs).
A smartphone is an Internet-capable phone that usually also includes a calendar, an appointment book, an address book, a calculator, a notepad, games, and several other apps (programs).
A smartphone is a mobile device that combines the functionality of a cellular phone with advanced computing capabilities and internet connectivity.
It typically offers a wide range of features and applications, including a calendar for scheduling and organizing events, an appointment book for managing appointments, an address book for storing contact information, a calculator for performing mathematical calculations, a notepad for taking notes, and various games and other applications for entertainment and productivity.
Smartphones have become increasingly popular due to their versatility and the ability to download and install additional apps from app stores. They serve as multi-purpose devices for communication, organization, entertainment, and more.
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