Commercial finance companies extend short- and intermediate-term credit to small businesses at an interest rate that is ______ commercial banks.a. lower thanb. the same asc. higher thand. the prime interest given by

Characteristics that all of these species have in common:

2.13 million species were recognized on the earth in 2021. The distribution of 1.05 million insects, more than 11,000 birds, more than 11,000 reptiles, and more than 6,000 mammals is shown in the graph. These numbers may be a little high, especially for less well-known categories like plants or fungi.

86% of land-dwelling species and 91% of aquatic species, according to scientists, have not yet been thoroughly investigated. Researchers are always searching. Every year, some 18,000 new species are found. On our globe, there are an estimated 8.7 million plant and animal species. This indicates that a little more than 86 percent of terrestrial species and 91 percent of sea species have yet to be identified.

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Public personnel management is crucial for the effective functioning of public sector organizations. It encompasses the policies, practices, and processes involved in managing the human resources of government agencies at various levels.

The importance of public personnel management can be understood from several perspectives:

1. Efficient Service Delivery: Public personnel management ensures that government agencies have competent and motivated employees who can efficiently deliver public services. By recruiting, selecting, and retaining the right people for the job, personnel management contributes to enhancing the quality and responsiveness of public services.

2. Merit-Based System: Public personnel management promotes a merit-based system where individuals are hired and promoted based on their qualifications, skills, and performance rather than favoritism or nepotism. This helps to build a professional and competent workforce and fosters public trust and confidence in government institutions.

3. Employee Development: Personnel management plays a crucial role in providing training and development opportunities to public sector employees. Continuous learning and skill enhancement programs enable employees to adapt to changing work requirements, improve their performance, and contribute effectively to organizational goals.

4. Fairness and Equity: Effective personnel management ensures fairness and equity in the treatment of employees. It establishes transparent and standardized processes for recruitment, performance evaluation, promotion, and disciplinary actions, reducing the likelihood of discrimination and promoting a culture of fairness and equality.

5. Workforce Planning: Public personnel management involves strategic workforce planning to anticipate and address future human resource needs. By identifying skills gaps, succession planning, and implementing effective recruitment and retention strategies, it ensures that the organization has the right people with the right skills in the right positions.

6. Employee Engagement and Morale: Public personnel management practices, such as performance recognition, rewards, and employee involvement, contribute to higher levels of employee engagement and morale. Engaged employees are more likely to be motivated, committed, and productive, leading to improved organizational performance.

In conclusion, public personnel management is essential for efficient and effective public service delivery, promoting a merit-based system, developing employees, ensuring fairness and equity, strategic workforce planning, and enhancing employee engagement. By focusing on the management of human resources, public sector organizations can achieve their objectives and serve the needs of the public more effectively.

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Answer:

the answer C

Explanation:

As long as the documents strickly comply with the letter of credit requirements, the bank will not have to reimburse the buyer

b. If there is fraud in the transaction, the bank will have to reinburse the buyer and seek its remedies against the seller

c. The strick compliance insulates the bank from liability, since it assures the bank that the underlying contract between the buyer and seller is entirely independent from the letter of credit contract

All entrepreneurs are businessmen. Some millionaires are entrepreneurs.Neither (1) or (2) is correct.

A person who starts a new firm and takes on the majority of the risks and benefits is referred to as an entrepreneur. Entrepreneurship describes the act of starting a firm. The entrepreneur is frequently viewed as a creator of novel concepts, products, services, businesses, or methods.

Every economy requires entrepreneurs because they have the knowledge and drive to foresee requirements and market viable new ideas. Profits, notoriety, and chances for future expansion are awarded to entrepreneurial success that results from taking on the risks of founding a firm. Losses and decreased market presence for individuals involved in failed entrepreneurship.

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The numbers which Income statements in charts of accounts are labeled with are C. 400s-500s

The accounts you must utilize to record financial transactions in your general ledger are listed in a chart of accounts (COA). It makes it easier for you to monitor the sources and uses of your money.

The 400s and 500s are typically used for labeling the income statement accounts in a chart of accounts. These accounts include revenues, cost of goods sold, gross profit, operating expenses, and net income (or loss).

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Answer:

The answer is "face value".

Explanation:

FACE VALUE was its common characteristic of stocks and bonds.

For an inventory, that original cost of stock indicated on the certification was its face value. That facial value for securities refers to the amount paid to the owner just at the expiry date.

Its book value, as well as the factor, is the distinctive function of shares, while the factor of bonds is a discount rate, duration, or factor value.

Answer:

Stock- closing price

Bond- maturity date, coupon rate, and face value

Explanation:

Got it right on the test :)

Answer:

Because Language is a communication tool used by everyone in their daily life as a means to convey information and arguments to others. Explanation:

Makes Sense.

Answer:

The effective communication is made possible with the help of language. Language employs a combination of words to communicate ideas in a meaningful way. By changing the word order in a sentence, you can change its meaning, and even make it meaningless.

Answer:

≈ 9644 quantity of card

Explanation:

given data:

n = 4 regions/areas

mean demand = 2300

standard deviation = 200

cost of card (c) = $0.5

selling price (p) = $3.75

salvage value of card ( v ) = $ 0

The optimal production quantity for the card can be calculated using this formula below

= u + z (0.8667  ) * б

= 9200  +  1.110926 * 400

≈ 9644 quantity of card

First we have to find u

u = n * mean demand

 = 4 * 2300 = 9200

next we find the value of Z

Z = ( \(\frac{p-c}{p-v}\) )

   = ( 3.75 - 0.5 ) / 3.75   = 0.8667

Z( 0.8667 ) = 1.110926 ( using  excel formula : NORMSINV (0.8667 )

next we find б

б = 200\(\sqrt{n}\) = 400

The following answers are based on a monopoly economy.

A monopoly, as defined by Irving Fisher, is a market with "no competition," resulting in a scenario in which a certain individual or organization is the exclusive supplier of a given product.

To arrive at answer a, we need to recall that the equilibrium of a monopolist is when the Marginal Cost equals the Marginal Revenue and the Marginal Cost Curve (MC) cuts the Marginal Revenue Curve (MR ) from below.

At this point, the equilibrium output is 100, and the equilibrium price is $ 10 for every unit of production.

For the answer is b, given that the firm is producing 100 units of goods at an average total cost of $7.5 (derived from the point that aligns with MR = MC), therefore,

Total Cost   = Equilibrium Output * ATC (Average Total Cost)

= 7.5 * 100

= $750

To arrive at answer c,
Recall that Economic profit is the difference between the money collected from the sale of a product and the expenses of all inputs utilized, as well as any opportunity costs, is the economic profit or loss.

Hence, Economic Profit = Total Revenue (TR) Less Total Cost (TC)

= $1000 - $ 750

= $250

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Answer: they  create films for companies, computer games, studios of animation

but the duties:

creatively to produce original and aesthetically pleasing design and solutions

Answer: Animation designers need to work in teams to produce work. Animation designers need to research their current projects to create realistic designs and animation. They develop storyboards that map out key scenes. These designers need to take feedback from directors, other designers, and their client, and apply this feedback to their work.

Explanation: Sample answer for edmentum

Answer:

A

Explanation:

I'm not 100% certain but if I'm not wrong it has to either be A or D since indirect isnt going STRAIGHT to the gonverment

Answer:

A

Explanation:

dfafda

Answer:

Every set of minutes should include basic information about the meeting, starting with the meeting type -- committee or general -- and the time and date at which it started. The secretary should also record the names of all parties present as well if any members were excused from the meeting before it opened. If members arrive late to the meeting, note the time at which they arrived. In addition, if a proxy represents a member or a quorum of members, such as the case of a shareholder's meeting, the minutes should reflect his presence. The secretary should also record the time at which the meeting adjourns

Explanation:

 Couldn't have been in one sentence but i hope i helped! xoxo

Answer:

b. If Omar didn't receive any salary, his self-employment tax liability would be calculated as follows:

Net earnings from self-employment = 50% x $450,000 = $225,000

Self-employment tax = 0.9235 x 0.153 x $225,000 = $32,651

Therefore, Omar's self-employment tax liability would be $32,651 if he didn't receive any salary.

a. If LAB is organized as an S corporation, Sandra's cash after taxes in the first year would be:

LAB's before-tax income = 8% x $875,000 = $70,000

LAB's entity-level tax (assuming a 21% corporate tax rate) = 0.21 x $70,000 = $14,700

LAB's after-tax income = $70,000 - $14,700 = $55,300

Sandra's share of after-tax income (assuming 100% ownership) = $55,300

Sandra's individual income tax on LAB's income (at 20%) = 0.2 x $55,300 = $11,060

Sandra's total cash after taxes = $55,300 - $11,060 = $44,240

If LAB is organized as a C corporation, Sandra's cash after taxes in the first year would be:

LAB's before-tax income = 8% x $875,000 = $70,000

LAB's entity-level tax (assuming a 21% corporate tax rate) = 0.21 x $70,000 = $14,700

LAB's after-tax income = $70,000 - $14,700 = $55,300

LAB's dividend to Sandra = $55,300

Sandra's individual income tax on the dividend (at 20%) = 0.2 x $55,300 = $11,060

Sandra's total cash after taxes = $55,300 - $11,060 = $44,240

Therefore, Sandra's cash after taxes would be the same in the first year regardless of whether LAB is organized as an S corporation or a C corporation.

b. The overall tax rate on LAB's income in the first year would be:

- For an S corporation: (entity-level tax / before-tax income) + (individual tax rate on share of after-tax income / (1 - entity-level tax rate))

- For a C corporation: (entity-level tax / before-tax income) + (individual tax rate on dividend / (1 - entity-level tax rate))

Using the numbers from part (a), we get:

- For an S corporation: ($14,700 / $70,000) + (0.2 / (1 - 0.21)) = 0.342 or 34.2%

- For a C corporation: ($14,700 / $70,000) + (0.2 / (1 - 0.21)) = 0.342 or 34.2%

Therefore, the overall tax rate on LAB's income in the first year would be 34.2% regardless of whether LAB is organized as an S corporation or a C corporation.

b. Willow Corporation's taxable income after the NOL deduction is $100,000 - $90,000 = $10,000.

Assuming a corporate tax rate of 21%, Willow Corporation's tax liability for 2022 would be:

Tax liability = 0.21 x $10,000 = $2,100

The NOL carryover to 2023 would be $90,000 - $10,000 = $80,000.

If $40,000 of the NOL was generated in 2016 and $50,000 was generated in 2021, the NOL carryover would expire as follows:

- $40,000 of the NOL would expire in 2036 (20-year carryforward from 2016)

- $50,000 of the NOL would expire in 2031 (10-year carryforward from 2021)

Therefore, Willow Corporation's tax liability for 2022 would be $2,100, its NOL carryover to 2023 would be $80,000, and the NOL carryover would expire in part as described above.

The correct option is D. Secure financial resources for projects is/are not part of the role of operations in a business.

The money and other resources used to finance an organization's operations and investments are known as financial resources. A firm can raise and use its financial resources in a variety of ways. To put it simply, financial resources are the funds that keep a business running.

In order to accomplish the objectives of the company, every organization will have a framework or procedure in place for organizing, directing, regulating, and monitoring its financial resources and operations. Financial resource management (FRM) or financial management is the term used to describe this. The phrase "financial resources" refers to all the organization's financial resources. Financial resources are a component of the organization's assets from an economic standpoint (property).

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The company's earnings per share is 20, dividend payout ratio is 0.1  and dividend yield is 1.25.

The dividend payout is the ratio between dividend per equity share and earning per equity share.

Earning per share =  Earning net interest and tax/ Number of shares                 outstanding

                             = $6,000,000/3,00,000

                             = 20

Dividend per share = Total Dividend/ No of shares

                                 = $600,000/300,000

                                 = $2

Dividend payout ratio = Dividend per share/Earning Per Share

                                    = $2/20

                                    = 0.1

Market value per share = P/E Ratio × Earning per share

                                        = 8 × 20

                                         = $160

Dividend Yield =  Dividend per share/ Market Value Per Share

                         = $2/$160×100 = 1.25

Therefore the earning per share indicates the earnings of the company is attributable to the equity shareholders. The company's dividend payout ratio and dividend yield ratio indicate the percentage of earnings paid to shareholders via dividends.

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Answer:

Structural

Explanation:

It is correct to say that Tina's scenario is an example of structural unemployment, that there are structural economic changes, which can have several different reasons, in the case of the above question, the structural change was caused by a technological change that made the newspaper where Tina worked if she scanned, and Tina's skills were not sufficient to keep up with such changes, which resulted in her resignation.

This is a type of long-term unemployment, which can negatively impact a society, with a large number of people unemployed and disqualified for current job openings, to reduce this problem, it is necessary that companies invest in training programs and effective qualifications so that its employees can follow the structural changes that occurred in their jobs.

Answer:

The interest rate is "21.999%".

Explanation:

The given values are:

Amount lent,

= 10,000

Amount repaid,

= 27,027

Years (n),

= 5

As we know,

⇒  \(Amount \ repaid = Amount \ lent\times (1+r)^n\)

On substituting the given values, we get

⇒                \(27,027=10,000\times (1+r)^5\)

⇒                  \(\frac{27,027}{10,000}=(1+r)^5\)

⇒                 \(2.7027=(1+r)^5\)

⇒                 \(1+r = (2.7027)^{(1/5)}\)

⇒                 \(1+r=1.21999\)

On subtracting "1" from both sides, we get

⇒          \(1+r-1=1.21999-1\)  

⇒                      \(r=0.21999\)

i.e.,

⇒                      \(r=21.999 \ percent\)

To help improve the organization, the leader can focus on developing their own leadership skills while also equipping the organization to run effectively.

This can be achieved by seeking feedback from employees, providing training and professional development opportunities, delegating responsibilities to trusted team members, and fostering a positive and collaborative work environment.

By seeking feedback from employees, the leader can identify areas for improvement and make necessary adjustments to their leadership style. Providing training and development opportunities can help employees grow in their roles and contribute to the success of the organization. Delegating responsibilities to trusted team members not only lightens the leader's workload, but also empowers employees and allows them to develop their own leadership skills. Finally, fostering a positive and collaborative work environment can boost morale and productivity, leading to greater success for the organization as a whole.

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Answer:

See below

Explanation:

It is to be noted that under IFR, inventories are carried at a lower of cost or net realizable value, which is $550,000 in this scenario.

Also, under the United states GAAP, inventories are carried at a lower of cost or market . Here, the replacement cost of $525,000 would be used because it is below NRV and its equal to the difference between NRV and normal profit margin.

Answer:

Gratititude, because attitude is nice but not the best, money doesn't buy happiness, and the waiter serves YOU food.

Answer:

C: money. It would be money because the waiter or waitress doesn't care if your nice they just need to make a living.

Explanation:

             May I have brainliest please I'm trying to level up!

                             </3 PureBeauty

Answer:

$12,000

Explanation:

Calculation for the amount of profit she made last month

Using this formula

Profit=Revenues-Expenses

Let plug in the formula

Profit=$75,000-$63,000

Profit=$12,000

Therefore the amount of profit she made last month is $12,000

Mills Coffee may have a claim against Ernie Mill's new company, Mill's Coffee, for trademark infringement. The fact that Ernie had not heard of Mills Coffee before does not necessarily absolve him of liability for infringement.

Trademark law protects not only well-known brands but also lesser-known brands that have established rights to their name and image in the marketplace.

If Mills Coffee can demonstrate that Ernie's use of the name Mill's Coffee is likely to cause confusion among consumers, it may be able to seek damages for lost profits, harm to its reputation, and other losses resulting from the infringement. This could include lost sales due to consumers mistakenly purchasing coffee from Mill's Coffee instead of Mills Coffee, as well as damage to Mills Coffee's brand image and goodwill.

The amount of damages Mills Coffee would be entitled to would depend on the specific facts of the case, including the degree of similarity between the two brands, the extent of Mills Coffee's established rights to its name and image, the geographic scope of the infringement, and the actual harm suffered by Mills Coffee as a result of the infringement. However, given that Mill's Coffee made a $1 million profit in its first year of business, it is likely that Mills Coffee could seek substantial damages.

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International trade refers to the exchange of goods and services across national borders. It plays a significant role in promoting economic growth and providing several global benefits.

In conclusion, international trade and multinational corporations provide numerous global benefits. They promote specialization, resource allocation efficiency, and access to a wider variety of goods and services. Additionally, MNCs contribute to economic development, job creation, innovation, and technological advancements. Overall, international trade and MNCs play a crucial role in fostering economic growth and improving the well-being of individuals and nations around the world.

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A fixed exchange rate is a type of exchange rate regime in which the government or central bank ties the official exchange rate to another country's currency or the price of gold.

The official exchange rate is fixed by the government or central bank, and it is kept constant. The government or central bank must be prepared to buy or sell its currency at the official exchange rate in order to keep it fixed. A flexible exchange rate, on the other hand, is a type of exchange rate regime in which the value of a currency is determined by supply and demand on the foreign exchange market.

Advantages of Fixed Exchange Rate:

Stable exchange rates are beneficial for businesses that require currency predictability. The central bank may employ monetary policy tools more effectively, resulting in lower inflation rates. It is less likely that a currency crisis would occur.

Disadvantages of Fixed Exchange Rate:

It limits a country's monetary policy independence because it must have sufficient foreign currency reserves to maintain the fixed rate. The country's economy may be hurt if the fixed exchange rate is too high.

Advantages of Flexible Exchange Rate:

A flexible exchange rate enables a country to adjust to changes in economic circumstances such as inflation, international competitiveness, and other economic conditions. It allows a nation to conduct an independent monetary policy.

Disadvantages of Flexible Exchange Rate:

Price stability may be difficult to achieve because the exchange rate is more volatile. Businesses may find it more challenging to plan for the future because of the unpredictability of exchange rates.

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Answer:

the answer is C

Filing a consumer complaint, last resort to receive compensation should be filing a lawsuit against the company. Thus, option (d) is correct.

What is compensation?

The term “compensation” means payment to be received in exchange for services. The compensation received and earned by employees In the workplace, wages, and salaries are adjusted to include commission and rewards for exceptional job performance, such as stock, profit sharing, and bonuses.

A legal action being taken against the corporation. Small claims and class actions are your two greatest possibilities. Act within the deadlines for bringing a case if you decide to sue. Ask for legal counsel and weigh the advantages and disadvantages.

Therefore, option (d) is correct.

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Statement of profit or loss for Lubuto for the year ended 31st March 2022:

Revenue K490,000

Less: Commission to Francis (1.5M) [Note (i)]

Net revenue 488,500

Cost of sales 306,100

Opening inventory 75,000

Add: Purchases 290,600

Less: Closing inventory (61,000)

Gross profit 182,400

:

Administration expenses (36,800)

Distribution costs (33,500)

Depreciation - Plant and Equipment (21,719) [Note (iii)]

Depreciation - Right of use asset (5,000)

Amortisation - Right of use - leased property (14,500)

Bank interest (900)

Loan note interest and dividends paid (13,380) [Note (iv)]

Profit before tax 57,601

Statement of financial position for Lubuto for the year ended 31st March 2022:

Explanation:

Non-current assets:

Plant and equipment at cost 155,500

Less: Accumulated depreciation (43,500)

Net plant and equipment 112,000

Right of use asset 20,000 [Note (iii)]

Right of use - leased property at cost 100,000

Less: Accumulated amortisation (14,500)

Net right of use - leased property 85,500

5% convertible loan note 50,000 [Note (iv)]

Total non-current assets 267,000

Current assets:

Inventories 61,000

Trade receivables 63,000

Bank 5,500

Total current assets 129,500

Total assets 396,500

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\(~~~~~~ \textit{Compound Interest Earned Amount} \\\\ A=P\left(1+\frac{r}{n}\right)^{nt} \quad \begin{cases} A=\textit{accumulated amount}\\ P=\textit{original amount deposited}\dotfill &\$1500\\ r=rate\to 2\%\to \frac{2}{100}\dotfill &0.02\\ n= \begin{array}{llll} \textit{times it compounds per year}\\ \textit{monthly, thus twelve} \end{array}\dotfill &12\\ t=years\dotfill &5 \end{cases}\)

\(A=1500\left(1+\frac{0.02}{12}\right)^{12\cdot 5}\implies A=1500\left( \frac{601}{600} \right)^{60}\implies A\approx 1657.62\)

It is true that if a A team leader sees that a colleague is struggling to finish a project because he has his son’s upcoming biopsy on his mind. this is a consideration behavior.

This is the term that is used to refer to all of the behaviors that can be considered to be supportive and also friendly to other people. This is the person that seeks and tries to understand other people.

Hence the way that the leader goes about to talk to the colleague on the issue that he is facing in his family tells us that she is a considerate person.

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Americans are now more frequently concerned about the long-term health of the country in addition to the personal and societal difficulties that are significantly stressing them.

Stress is a physical, mental, and emotional response to situations or events that disrupt a person's balance or equilibrium. It is the body's way of responding to a perceived threat or demand, triggering the fight or flight response. Stress can be acute, such as when dealing with a sudden danger or emergency, or chronic, such as when dealing with ongoing work pressures or family problems. It can cause physical symptoms like headaches, fatigue, and muscle tension, as well as emotional symptoms like anxiety, irritability, and depression. While stress is a natural and necessary part of life, excessive or chronic stress can lead to negative health outcomes, including high blood pressure, heart disease, and mental health disorders. Effective stress management techniques include exercise, relaxation, and seeking social support.

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