Calculate the NPV for the following projects with a discount rate of 12%:

a.Project 1 costs $100,000 and earns $50,000 each year for three years.

b.Project 2 costs $200,000 and earns $150,000 in the first year, and then $75,000 for each of the next two years.

c.Project 3 costs $25,000 and earns $20,000 each year for three years.

d. If the projects are mutually exclusive, which should we accept?

e. If the projects are independent, which should we accept?

Insurance firms base the cost of insurance premiums on the correlation between past payment histories and unsafe driving practises. In order to measure risk and calculate premium rates for policyholders, insurance companies analyse a variety of elements.

Payment patterns are frequently regarded as a sign of dependability and seriousness in money matters. Insurance companies have discovered links between people who drive recklessly and those who have a history of lost or late payments. As a result, policyholders with bad payment records can be seen as larger risks and subject to paying more for insurance. This practise encourages fairness and accuracy in estimating policy costs by allowing insurance companies to customise pricing depending on the likelihood of claims.

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Answer:

The Council for Technical Education and Vocational Training (CTEVT) constituted in 1989 (2045 BS) is a national autonomous body of Technical and Vocational Education and Training (TVET) sector committed for the production of technical and skillful human resources required to the nation.

Since Eloise is working to determine its human resource needs for the next five years, her first course of action is: assessing the future labor supply.

Human resources management (HRM) can be defined as an art that involves effectively and efficiently managing, controlling and improving the functions, number of employees or workers, activities that are being used by an organization.

This ultimately implies that, human resources managers are saddled with the responsibility of recruiting, managing and improving the welfare and working conditions of the employees working in an organization because they are the most important asset of any organization.

In conclusion, Eloise's first course of action is assessing the future labor supply for her organization.

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Complete Question:

Eloise, the director of human resources at her organization, is working to determine its human resource needs for the next five years. Eloise's first course of action is?

Planning , using a five step process.

Patel is single and is giving each of his six grandchildren $30,000 this year (2021). The Patel gift tax exemption is $90,000

Gift tax is a tax levy imposed on taxpayers and must be paid to the government. Meanwhile, the levy on this tax is imposed on someone who gets an award or prize, which he/she obtains through competitions, bonuses, sweepstakes and competitions programs.

So in simple terms you can take the notion of a prize tax, which is a kind of tax, which is emphasized on someone who has won and won prizes from several competitions, competitions, bonuses or from other championships that he participated in.

This tax has several types that exist in the tax rules. Each type includes several types of gifts, which apply and exist in society. So every type of gift that taxpayers get is expected to choose the right tax rules to ensure the process.

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The entrepreneur of the custom sign company is most likely reviewing financial statements to compare the cost of printing machines, supplies, and labor to the revenue being generated. Option B.

Financial statements provide a summary of a company's financial transactions and include reports such as income statements, balance sheets, and cash flow statements. Financial statements are usually audited by accountants, government agencies, firms, etc to ensure accuracy, financing, investing purpose, and tax. These reports are used to analyze the financial performance of a company and make informed business decisions.

Hence, the correct answer is option B.

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Answer:

A. Applied research

Explanation:

Applied research is defined as a study that is aimed at finding answers to specific practical problems. The information.gained from applied research is usually applied to business activity to improve a product, service, or process.

In the given scenario Sue sends an email survey to current customers to discover what additional services Camp Bow Wow might offer. Based on the results, Sue intends to implement new services.

She is using applied research to gain information that will improve customer service in the organisation

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The money multiplier refers to the amount of money that the banking system can create based on a given amount of reserves.

The money multiplier is a concept used in macroeconomics to measure the potential expansion of the money supply by the banking system. It represents the ratio of the increase in the money supply to an initial increase in reserves held by banks. When banks receive deposits, they are required to hold a fraction of those deposits as reserves, while the remaining fraction can be loaned out. The loans made by banks create new deposits, which in turn become part of the money supply.

The money multiplier formula is calculated as the reciprocal of the reserve requirement ratio. For example, if the reserve requirement ratio is 10%, the money multiplier would be 1/0.1, or 10. This means that for every $1 of reserves, the banking system can create $10 of new money.

The money multiplier illustrates the potential for banks to expand the money supply through lending and creating new deposits. However, it is important to note that the actual money supply expansion may be influenced by factors such as consumer demand, economic conditions, and the willingness of banks to lend.

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Answer:

The correct answer will be "Editing".

Explanation:

The other options in question aren't relevant to the particular circumstance. So the option available here is just the right one.

The statement that reference groups are more influential than personal values in consumer purchase decision-making. While reference groups can certainly have a strong influence on consumer behavior and decision-making, personal values also play a significant role in shaping consumer attitudes and preferences.

While reference groups can have an impact on consumer purchase decisions, personal values play a significant role as well. Ultimately, individuals make decisions based on their own personal values and beliefs, which can be influenced by reference groups, but not necessarily controlled by them. It is important to consider both reference groups and personal values when analyzing consumer behavior. Personal values are internalized beliefs and principles that guide an individual's behavior and decision-making. They can influence consumer perceptions of a product's features, benefits, and overall value proposition. In contrast, reference groups are external social groups that consumers use to evaluate their own beliefs and behaviors, but their influence may vary depending on the consumer's personal values and other factors. Ultimately, both personal values and reference groups can be important factors in consumer purchase decision-making, but their relative influence may vary depending on the individual and the specific product or service being considered.

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2 advantages of a business corporation include...

Hope this helps!! Good luck with your work :))

Brainliest? I'm trying to rank up please UvU

Answer:

Limited Liability

In a corporation, the owners of the company are only liable for the amount of money which they have invested through purchasing shares. This means that if the company goes bankrupt and has no money left to pay back the creditors and lenders, the money invested by its shareholders into the company (by purchasing its shares) will be used to pay back the creditors and lenders. Hence, the shareholders will lose the amount invested. Creditors and lenders, however, have no claim on the personal properties and assets of the owners. This is what limited liability means: limited up to the extent of the amount invested.

Easy Availability of Capital

In a corporation form of business organization, it is relatively easy to raise huge sums of capital through the public. Since the total money a company wishes to raise is divided into thousands and lakhs of shares, the price of each share comes out to be very small. A small price allows a number of people to purchase the shares of the company. Hence, it becomes easy to raise a big amount for a corporation by dividing it into smaller units.

Explanation:

Please mark Brainliest, it really helps.

Answer:

Level 4

Explanation:

THESE ARE THE OPTIONS FOR THE QUESTION;

Level 5

Level 4

Level 3

Level 2

From the question, we are informed about Gerald who has been an employee with GeoFuture Inc. for 15 years. He started with an entry-level job, and today he is a manager of an entire division. Over the years, Gerald has acquired a reputation for doing the right things in the company. Hence, as an efficient leader, he is capable of effectively communicating and motivating his subordinates to work toward the company's vision and mission. According to the Level-5 leadership pyramid. In whichever his case , the highest level of leadership Gerald has reached so far is Level 4

M anagement pyramid can be regarded as skills set which is deviced in describing the features of managers and employee to further their careers.

The employment pyramid model is one that gives illustration of descending hierarchy of pyramid having the CEO at the top of the level, followed by presidents at the second level followed by vice presidents, then on fourth level there is middle management followed by team leaders and supervisors that dominate the fifth level then the entry-level employees.

Answer:

There are two points that I would like to single out that are very similar. First by implementing tax and gift taxes, Founding Father wanted to weaken families and business of that time, since there was a threat that rich families could become permanent aristocracy which over time could lead to the point where that families will rule the US. Second, by implementing those two taxes, government is taking a share from receivers since the receivers are getting some good that they did not earn it, they have just received it as a gift or as an estate. This way inheritance or gift would be of a much lesser value then it was before someone’s death or before someone made a gift. This was important because wealth of powerful families would just accumulate and grow so government of that time, strictly out of political reasons, prescribed those two taxes, so that the wealth will be smaller of value after tax.

The idea of avoiding an aristocracy by the founders of USA is related to estate and gift taxes because:

According to the given question, we are asked to show the link which the founders of America had to preventing aristocracy and imposing estate and gift taxes.

As a result of this, we need to remember than an aristocracy is a government based on the wealthy and influential members of the society and this was one of the things which the Founding Fathers of America sought to prevent.

With this in mind, we can see that they imposed gift and estate taxes which was specifically targeted at the extremely wealthy so that their influence would be reduced and the country would not become an aristocracy.

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Answer:

B

C

E

Explanation:

The other options do not make sense so these are the right answers I think, lol

Reasons why the CMO in the chapter example wanted to revamp the marketing plan:

2. People's tastes changed

3. Customers increasingly preferred organic

5. Demand for chicken sandwiches varied widely​

Chief medical officer (CMO) is the title used in many countries for the senior government official designated head of medical services, sometimes at the national level. The post is held by a physician who serves to advise and lead a team of medical experts on matters of public health importance.

Chief medical officers are healthcare administrators who oversee the effective management of medical centers. They are responsible for managing clinical operations, liaising between the administration and medical staff, and ensuring that patients receive the highest standard of medical care.

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Answer:

the shape and structure of something as distinguished from its material the building's massive form.

Nataro, Incorporated's net income =$203,125,WILLIS CORPORATION Balance Sheet =$2,768,500

Nataro, Incorporated's net income can be calculated as follows:
Sales: $677,000
Costs: -$339,000
Depreciation: -$83,000
Interest: -$51,500
Tax rate: 25%
Net Income = Sales - Costs - Depreciation - Interest x (1 - Tax Rate)
Net Income = $677,000 - $339,000 - $83,000 - $51,500 x (1 - 0.25)
Net Income = $203,125

WILLIS CORPORATION Balance Sheet


Assets:
Cash = $141,000
Patents and copyrights = $630,000
Accounts receivable = $132,500
Inventory = $300,000
Tangible net fixed assets = $1,655,000


Liabilities and Equity:
Accounts payable = $219,000
Notes payable = $110,000
Long-term debt = $859,000
Accumulated retained earnings = $1,250,000


Total assets: $2,768,500
Total liabilities: $1,288,000
Total liabilities & owners' equity: $2,768,500

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Answer:

The Securities and Exchange Commission (SEC) is a federal body tasked with safeguarding investors from fraud and ensuring the market's fairness and efficiency in the United States. One of its key objectives is to require all types of investments to be disclosed to both small and large firms.

The Securities and Exchange Commission (SEC) was established in 1934 to enforce the 1933 Securities Act. It was created, in large part, to fill the void left by the absence of a government regulatory body to regulate the U.S. stock markets during a period of significant financial volatility. It was shortly broadened to include the 1940 Investment Advisers Acts as well. Today, the agency is responsible for enforcing and amending federal securities laws, as well as coordinating U.S. securities regulations with other countries.

Explanation:

The statement "The Target Date 2025 fund is for older people than the Target Date 2060 Fund and so the 2025 fund is lower risk than the 2060 Fund meaning it has a lower percentage invested in stocks" is true. Target date funds are investment portfolios designed to adjust their asset allocation to become more conservative as the target date (the year when the investor expects to retire) approaches.

As the target date nears, the fund's allocation to stocks reduces while its allocation to bonds and other fixed-income securities increases, reducing the overall risk of the portfolio.

In this case, the Target Date 2025 fund has a target date that is closer to the present year, indicating that the investors who choose this fund are planning to retire in the next five years. Therefore, the fund is designed to have a lower percentage invested in stocks and a higher percentage invested in bonds and other fixed-income securities, reducing the overall risk of the portfolio.

On the other hand, the Target Date 2060 fund has a longer time horizon, meaning that investors who choose this fund are planning to retire in about 40 years. The fund, therefore, has a higher percentage invested in stocks and a lower percentage invested in bonds, as it can afford to take on more risk in pursuit of higher returns over the long term.
Your answer: a) True

The Target Date 2025 fund is for older people than the Target Date 2060 fund. Target date funds are designed to adjust their asset allocation over time to become more conservative as the target date approaches. This means that as the fund gets closer to its target date, the percentage of assets invested in stocks decreases while the percentage invested in bonds and other less risky investments increases.

Since the Target Date 2025 fund is closer to its target date than the 2060 fund, it will have a lower percentage invested in stocks and a higher percentage in bonds and other less risky investments. This makes the 2025 fund lower risk compared to the 2060 fund.

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Answer:

sure

Explanation:

Answer:

B. Henry

Explanation:

The following are the requirements to qualify for earning income credit:

1. Henry and children has the number of social security

2. Henry earns $12,000 i.e. higher than that of $1 for a year  

3. And both the children lived with Henry in the year 2019 not with the charlotte

So according to the above explanation only henry could qualify the children for earned income credit

Therefore the option B is correct

Answer:

B. requisition

Explanation:

i have done this before, hope i helped

One example of an organic fertilizer is compost. Compost is made from decomposed organic materials such as kitchen scraps, yard waste, and other biodegradable materials.

What is Fertilizers?

Fertilizers are substances added to soil or other growing mediums to provide essential plant nutrients that are deficient or absent in the soil. They are used to enhance the growth, yield, and quality of crops, and can be organic or inorganic in nature. Fertilizers contain essential plant nutrients such as nitrogen, phosphorus, and potassium, as well as other secondary and micronutrients that are important for plant growth and development. The use of fertilizers can help increase agricultural productivity and improve food security, but it is important to use them responsibly to minimize negative impacts on the environment.

Compost

Manure

Bone meal

Fish emulsion

Blood meal

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Of free enterprise

Explanation:

Answer:

Depreciation

Explanation:

Depreciation is the process of allocating the cost of an asset over the course of its useful life in order to align its expenses with revenue generation.

[RevyBreeze]

I think it is C I looked up some stuff and they all add up to C

The total of the debit account balances that will be reported on the company's adjusted trial balance at December 31, Year 1 is B) $9,000

Nelson Company Adjusted trial balance at December 31, Year 1

Debit side

Cash  $3,600

($3,800+$1,700-$1,900)

Account Receiveble $1,600

($3,300-$1,700)

Supplies $500

Land $1,900

Salaries expenses  $1,400

Total debit balance $9,000

Credit side

Account payable $500

Salaries payable $1,400

Common stock $3,800

Service revenue $3,300

Total Credit balance $9,000

Inconclusion The total of the debit account balances that will be reported on the company's adjusted trial balance at December 31, Year 1 is B) $9,000

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Answer:

a runway is where the plane takes off and a landing strip is where the plane lands

Explanation:

Answer:

The answer is C

Explanation: Brainiest Would help! :D

Answer:

Answer: C Jessica is a retailer

Explanation:

RETAILERS are responsible for making goods convenient for consumers

to buy.

If you own a business that purchases other people's merchandise and sells

it in your shop you are known as a RETAILER.

Answer:

protection

Explanation:

to keep food safe and protected from any damage or outside influences.

Answer:

Product protection is the most important function of packaging. Protection means the establishment of a barrier between the contained product and the environment that competes with man for the product.