Yield to maturity (YTM) is a financial term used to measure the total return an investor can expect to receive from a bond if held until its maturity date similar if a bond has nine years to maturity and $1.000 face value with 6.2% coupon rate will have yield to maturity of 9 %. Therefore option (C) is the correct answer.
To calculate the yield to maturity (YTM) of a bond, we can use the following formula:
YTM = (Annual coupon payment + (Face value - Current price) / Number of years) / ((Face value + Current price) / 2)
Given:
Face value (F) = $1,000
Coupon rate (C) = 6.2% = 0.062
Annual coupon payment = C * F = 0.062 × $1,000 = $62
Current price = $797
Using the formula, we can calculate the YTM:
YTM = ($62 + ($1,000 - $797) / 9) / (($1,000 + $797) / 2)
YTM = ($62 + $203 / 9) / ($1,797 / 2)
YTM = ($62 + $22.56) / ($898.5)
YTM = $84.56 / $898.5
YTM = 0.094 or 9.4%
Therefore, the correct option is (C) 9%.
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Two oligopolistic firms forming a cartel will want to set a price so that the cartel produces ______________ the allocatively efficient amount.
A less than
B more than
C the same amount as
D One cannot tell.
Two oligopolistic firms forming a cartel will want to set a price so that the cartel produces more than the allocatively efficient amount.
An oligopoly is a market structure in which a marketplace or industry is ruled with the aid of a small quantity of big sellers or producers. Oligopolies often end result from the choice to maximize income, that could cause collusion between agencies. This reduces opposition, increases expenses for purchasers, and lowers wages for personnel. Many industries were mentioned as oligopolistic, together with civil aviation, electricity carriers, the telecommunications quarter, Rail freight markets, food processing, funeral offerings, sugar refining, beer making,[1] pulp and paper making, and automobile manufacturing.
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Some identity thieves may use your Social Security number to obtain government benefits,
OA True
OB, False
Answer:
True
Explanation:
Your social security number overall describes who you are and your citizenship. If someone could get a hold of your SSN, they could do an number of things that are far worse then mere identity theft. If given the chance, they could even file for unemployment or Social Security benefits. This means that by using your identity, they are illegally gaining funds through government benefits. This crime is known as fraud.
What is the main benefit of investing in a 401k, ira, or other retirement account?.
The benefit is Whether you itemize or use the standard deduction, the pre-tax nature of the contributions lowers your overall taxable income, which could result in a smaller tax bill. It might possibly lower your tax bracket for you.
What is a 401k, ira, or other retirement account?You can save money for retirement through two different types of investment accounts: 401(k)s and IRAs. Both accounts allow you to deposit money on a regular basis1 and put your money into the stock market for future growth. They each offer specific tax advantages, however they differ slightly from one another.
A 401(k) is a retirement account that you open via your company, whereas an IRA is a retirement account that you open on your own. Both IRAs and 401(k)s provide both regular and Roth choices, with the former requiring pretax contributions and the latter post-tax ones.
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some of the strongest advances in southern industry were in
Some of the strongest advances in southern industry were in automotive manufacturing, aerospace engineering, and renewable energy sectors.
These industries have witnessed significant growth and technological advancements, contributing to the region's economic development. The automotive sector, with major manufacturing plants in states like Alabama and Tennessee, has attracted major investments and created numerous job opportunities. The aerospace industry, centered around states like Florida and Texas, has seen advancements in space exploration and satellite technology. Additionally, the southern region has made strides in renewable energy production, particularly in solar and wind power.
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A driver who is convicted of DWI will lose his or her driving privileges for at least ________ for a third offense.
Answer:
If you are convicted of driving after illegally consuming alcohol and were found to have a BAC of 0.02 and less than 0.08, the court penalty will include a suspension of your driving privilege for one year from the date of conviction, and a minimum mandatory fine of $500, or the requirement that you complete at least ...
Explain the limitations of statistics
Which of these is a way to grow
a business without sacrificing
equity?
A. take out a loan
B. review the budget
C. seek investors
the magnitude of operating leverage for perkins corporation is 4.5 when sales are $100,000. if sales increase to $110,000, profits would be expected to increase by what percent? a. 4.5% b.14.5% c.45% d.10%
It would be anticipated that the profit would rise by 45%. The appropriate response to the given question is option (c).
What is Operating Leverage?The percentage of a company's cost structure that is made up of fixed expenses as opposed to variable costs is measured by operating leverage. A corporation is said to have more operating leverage if its fixed expenses are higher than its variable costs.
Magnitude of operating leverage= 4.5
Old sales= $100000
New sales= $110000
Percentage increase in sales:
(New-old)/old = (110,000-100,000)/100,000
= 10%
Consequently, a percentage rise in profit might be anticipated:
sales percentage growth times the degree of operational leverage
= 10% * 4.5
= 45%
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Growth rate in sales (g)=20%; Sales (S0)=1000 million Profit margin (M)=5% Assets (A0∗)=800 million Payout ratio (POR)=30% Spontaneous liabilities (L0∗)=80 million What is the AFN? 95 million 102 million 110 million 85 million
The Additional funds needed (AFN) is a financial equation that shows how much additional capital a business requires to cover the financing gap and grow at a given percentage rate. It is calculated by subtracting the company's predicted new assets from its expected liabilities and equity.
The formula for calculating AFN is:
AFN = (A1 – A0) – (L1 – L0) (M)(1 – POR)
Where; A1 = the anticipated level of assets for the year
.L1 = the expected level of spontaneous liabilities and equity.
M = profit margin of the company.
POR = payout ratio.A0 = the previous year’s level of assets.
L0 = the previous year's level of spontaneous liabilities and equity.
According to the formula above, substituting in the values:
Growth rate in sales (g) = 20%Sales (S0) = 1000 million
Profit margin (M) = 5%Assets (A0∗) = 800 millionPayout ratio (POR) = 30%
Spontaneous liabilities (L0∗) = 80 million
AFN = (1,000,000,000 × 0.2) × (1 – 0.05) – (800,000,000 × 0.8) × (1 – 0.3) × 0.05= 110 million
Therefore, the AFN is 110 million.
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Which of the following is distribution focused on when thought of as a function of marketing?
Getting products to the best place place for customers to locate and obtain them is distribution focused on when thought of as a function of marketing.
What is distribution in marketing ?The act of sending commodities from one party to another is known as distribution. Between producers and consumers, the goods are divided.
the route that a product travels on to reach its ultimate consumer. Companies that engage in sales transactions to transfer goods from the producer to the consumer; sometimes known as intermediaries.
Distribution (or place) is one of the marketing mix's four components. Making a good or service accessible to the consumer or business user who needs it is the process of distribution. The producer or service provider may carry this out directly or through indirect channels, such as distributors or intermediaries.
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Prepaid expenses require what type of adjusting entry? Question options: Matched Accumulated Accrued Deferral
Answer:
deferral
Explanation:
Adjusting entries are when changes are made to already recorded journal entries.
Categories of adjusting entries :
accrued revenuesaccrued expensesunearned revenuesprepaid expensesdepreciation.Prepaid expenses are payments made for services yet to be delivered.
For example, paying for a year's worth of subscription on your streaming service
Prepaid expenses is an example of deferred payment, so the adjustment should be a deferral
A 3rd degree burn has burnt only part of the epidermis. the epidermis only. the epidermis and dermis. the epidermis and part of the dermis.
A 3rd degree burn has burnt the epidermis and part of the dermis. Option 3 is the correct answer.
A 3rd degree burn is a severe burn that extends through the entire thickness of the skin. In a 3rd degree burn, the epidermis, which is the outermost layer of the skin, and part of the dermis, which is the layer beneath the epidermis, are affected. This type of burn destroys the full thickness of the epidermis and can extend into the deeper layers of the dermis.
The epidermis serves as a protective barrier for the body, preventing the entry of harmful substances and pathogens. It also helps regulate body temperature and plays a role in the production of vitamin D. The dermis provides structural support, contains blood vessels, nerve endings, sweat glands, and hair follicles.
Due to the severity of the injury, 3rd degree burns often require medical intervention and specialized treatment. They can result in extensive tissue damage, loss of sensation, and impaired healing. Treatment may involve surgical interventions, such as skin grafting, to promote healing and minimize the risk of infection. Rehabilitation and long-term care are often necessary to manage the physical and psychological effects of a 3rd degree burn.
Hence, option 3 is the right choice.
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Sometimes the government will step in when they feel the need to encourage competition in
a particular industry and to break up companies that have nearly complete control over a
particular market. What is it called when the government initiates action against companies
that appear to have too much power?
A.consumer protection
B.OSHA
C.monopolies
D.antitrust suits
A simple tool that is widely used in accounting to represent a ledger account and to understand how debits and credits affect an account balance is called a
T-account is the accounting tool that represent a ledger account and tells how debits and credits affect an account balance.
What is T-account?In accounting, a T-account is a term that incorporate the set of financial records that uses a double-entry bookkeeping
In conclusion, the T-account is the accounting tool that represent a ledger account and tells how debits and credits affect an account balance.
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*ECONOMICS* help pls
What is one of the biggest drawbacks to starting a sole proprietorship?
A. It is extremely complicated to set up.
O B. There is likely to be conflict between owners.
C. Shareholders can remove the owner from the company.
O D. The owner takes on all risk and liability.
Answer:
its D
Explanation:
just took it ya get me 0161 manny on the map
The biggest drawbacks of starting a sole proprietorship is that the owner takes on all risk and liability.
What is a sole proprietorship?This is a form of business ownership that is runned by one person who also personally earns profit and pay his tax.
However,the biggest drawbacks of starting a sole proprietorship is that the owner takes on all risk and liability.
Therefore, the Option D is correct.
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The location and community analysis determines the key events predicted for the local community and immediate surrounding area during the planning period. True False
Answer:
True
Explanation:
I had this question on my test and got it right
Which of the following individuals is using stress management techniques?
A.
Preston gets really stressed if he gets behind so he will occasionally stay late after work in order to stay on schedule.
B.
Emily used to get really nervous asking her boss questions, but then she changed her perception when she realized her boss appreciates her asking questions.
C.
Zach always plays basketball with co-workers after they have a stressful day.
D.
All of the above
Answer:
C because zach is demonstrating a task he can do to release some stress
Explanation:
If its really not C which it should be, then try D :)
Background
Paradise Stay, headquartered in Madrid, ("Paradise" or "The company") is a multinational group running premium hotel chains across Europe and the United States. This private unlisted company is known around the world for providing a luxurious staying experience to tourists and business travellers. The company reported c.40 million euros in revenue in the year 2022 resulting in a c.3.40 million profits after tax. Paradise’s revenue has grown modestly at a CAGR of c.4% over the last five years, although it witnessed a sharp decline of 52% in the bottom line in the year 2020 when the covidinduced pandemic struck. The hotel sector was among the hardest hit industries by the Covid 19 crisis. The occupancy levels declined to their lowest ever. However, when lockdowns started lifting, the occupancy rates gradually moved to their normal level. And now two years later, the tourism sector has fully recovered with domestic leisure leading the pathway. The outlook for the hotel industry is more positive for upcoming years, considering the rising demand for business-related travel. The management of the company is closely following the market and is looking at this opportunity to improve its financial returns.
Situation Overview
Given the recent developments, Paradise’s Board has appointed your team to provide your assessment and needs your help to restructure the liability side of the company’s balance sheet. You have identified the below five instruments for achieving the objective: 1) Loan Against Property 2) Foreign Borrowings 3) Property Sale 4) Securitization 5) Refinancing You are free to use any of the instruments listed to restructure the liabilities, including a combination of these. You can either choose to reduce the debt or you can choose to use more leverage and take advantage of trading on equity. Or you can choose to refinance your liabilities with options more favourable. Your ultimate objective is to minimize the cost of funds and maximize returns for the company. Also, you would be required to ensure that you generate enough earnings to repay any new liabilities you undertake. You may also attempt to maximise the utilisation of additional cash if generated.
To restructure Paradise Stay's liability side, we will utilize loan against property, foreign borrowings, property sale, securitization, and refinancing. Our objective is to minimize costs and maximize returns while ensuring sufficient earnings to repay new liabilities and potentially leverage trading on equity.
The instrument of Loan Against Property allows Paradise Stay to secure funds using its valuable properties as collateral, potentially at lower interest rates. Foreign Borrowings provide access to international capital markets and favorable interest rates, diversifying funding sources. Property Sale involves evaluating underperforming assets for cash generation and debt reduction. Securitization converts assets like future receivables into tradable securities, attracting investors and increasing liquidity. Refinancing entails renegotiating debt terms for cost reduction, longer repayment periods, and improved financial flexibility.
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Question 4
Before you start making donations to not-for-profits you should write up a
business plan, give yourself a company name, and hire employees.
True.
False
Answer:
false
Explanation:
as baby boomers keep retiring in coming years, it is likely that fiscal imbalance will please choose the correct answer from the following choices, and then select the submit answer button. answer choices lessen. not be affected. first worsen and then lessen. worsen.
As baby boomers keep retiring in the coming years, it is likely that fiscal imbalance will worsen.
To grow to be or make something worsen than it changed into before synonyms go to pot The political scenario is progressively worsening. Her health has worsened appreciably for reason that we ultimately noticed her. get worse some thing workforce shortages had been worsened by means of the flu epidemic.
Even though it could appear a logical step to move from 'worse' to 'worse', the Oxford English Dictionary does now not list 'worse' as a present-day English word. The Collins English Dictionary defines 'worse' as an archaic or nonstandard word for 'worse'.
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Question 2
If Langston chooses to attend the small college in his town, what should be considered part of the
opportunity cost of this decision? Select all that apply.
the bachelor's degree in logistics he would earn after four years
the $4,000 housing fee for each year he attends the large university
the extensive national network of successful alumni from the large university
the valuable independent living skills he would learn by living away from home
the time and expense of traveling to and from his hometown during holiday
breaks
C
A
B
C
D
E
T
If Langston chooses to attend the small college in his town, the opportunity cost would be:
the extensive national network of successful alumni from the large universitythe valuable independent living skills he would learn by living away from homeWhat is meant by opportunity cost?The phrase "opportunity cost" in economics refers to the advantages lost while selecting one alternative over another.
The word "opportunity cost" describes what you have to forgo in terms of other products or services in order to get what you desire. Typically, opportunity cost is what economists mean when they use the word "cost." In conversation or the news, the word "cost" is frequently employed.
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Which one of the following best explains why financial managers use a common-size balance sheet?A. to identify changes in operating costsB. to keep an eye on the firm's profit marginC. to monitor labor costsD. to track changes in a firm's capital structure
To track changes in operating costs, financial managers utilize a standard-size balance sheet. This makes (A) the best choice.
What is a Balance sheet?The assets, liabilities, and shareholders' equity of a corporation are listed on the balance sheet at a particular period (as indicated at the top of the statement). The financial accounts of a firm include it as one of its foundational documents.
A company's financial statements, which also include the income statement, the cash flow statement, and the statement of retained earnings, are composed of a balance sheet as one of their core components.
Your balance sheet gives you a concise overview of your business's financial situation at a specific point in time and shows you exactly what you own and what you owe.
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why are medical related professions and human resources important?
Answer:
because sometimes they help us to get some medicine which can be used to cure a particular disease
a stakeholder has requested a new feature and you have determined that the change is an appropriate addition to the project. what must you estimate for the request?
When a stakeholder requests a new feature to be added to a project, it is important to estimate the impact of the change. You must estimate time, cost, resources, impact on other features, and risk for the request.
The following items need to be estimated for the request:
1. Time: It is important to estimate how much time it will take to complete the new feature. This includes time for planning, development, testing, and deployment.
2. Cost: The cost of the new feature needs to be estimated. This includes the cost of the development team, any additional hardware or software that may be required, and any other associated costs.
3. Resources: It is important to estimate the resources that will be required to complete the new feature. This includes any additional personnel that may be required, as well as any additional hardware or software that may be needed.
4. Impact on other features: The impact of the new feature on other features of the project needs to be estimated. This includes the impact on the timeline, cost, and resources of the project.
5. Risk: The potential risks associated with the new feature need to be estimated. This includes the risk of delays, cost overruns, and any potential negative impact on the project.
By estimating these factors, stakeholders and project managers can make informed decisions about whether to approve or reject the new feature request, and can ensure that the project remains on track and within budget.
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Aggie Limo is considering upgrading their fleet of stretch limosines by adding a large flat screen TV. With the flat screen TV, they can charge more money enabling annual revenue for each limosine. There is also a small increase in annual cleaning costs. Flatscreen cost including installation: 1540
Additional annual revenue per car due to flat screen: 832 Additional annual cleaning cost due to flat screen: 148 What is the payback (in years)?
We must ascertain how long it will take for the additional money brought in by the flat-screen TV to offset the cost of installation and the rise in yearly maintenance expenses in order to calculate the payback period.
The flat screen TV's initial price, including installation, is $1540. The flat screen TV generates $832 more in annual revenue per car, while the higher annual cleaning expenses come out to $148. We divide the initial expense by the net yearly cash flow, which is the difference between the additional revenue and the additional cleaning expense, to determine the payback period: Initial cost x Net annual cash flow equals the payback time. Net annual cash flow is equal to additional revenue minus additional cleaning expenses ($832 minus $148 equals $684). Period of repayment = $1540 / $684 ≈ 2.25 years The addition of the flat-screen TV to the limousine fleet will therefore pay for itself in roughly 2.25 years.
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Which point in the business cycle offers the greatest opportunity for a business? Explain.
Answer:
Peak
Explanation:
The peak is the business cycle with the highest growth rate. The economy is operating and its full potential. The demand for goods and services is high, which results in high sales and high income for businesses.
The peak presents the best opportunities for business. A firm makes optimal use of its resources. It experiences high sales and incomes, which is a good opportunity to expand or offer good returns to investors.
What is a tax return?
A. A form sent to the IRS which reports on your annual income and deductions.
B. The amount of money you make after paying taxes
C. The amount of money returned to you after you pay your taxes
D. The amount of money your employer pays in taxes
The marketing department, finance department, human resources department, and information systems department all operate at the ______ level of an organization. Multiple choice question. corporate functional director SBU
The marketing department, finance department, human resources
department all operate at the functional level of an organization.
What is Functional level?This level determines the daily operations of the various departments in
an organization. Examples include:
StrategyMarketingFinanceHuman ResourcesThey are involved in execution of strategies which is why functional level
is the most appropriate choice.
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If an economy is in recession, discuss the differing effects created by a tax cut vs. A GDP-G increase to close the gap. Use the concept of multipliers in your answer.
Answer:
Explanation:
increase government spending will result in increased aggregate demand, which then increases the real GDP, resulting in an rise in prices. ... Conversely, to close an expansionary gap, the government would increase income taxes, which decreases aggregate demand, the real GDP, and then prices.
Economic recession takes place because of fluctuation within the variation. When the contraction point of the trade cycle prolongs or stays for quite six months then recession takes place in an economy. it's a situation when the entire economy shrinks down.
GDPwhen increased government spending will end in increased aggregate demand, which then increases the 000 GDP, as a lead to an increase in prices. Also Conversely, to shut an expansionary gap, the govt. would increase income taxes, which decreases aggregate demand, the important GDP, and also then prices.
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how can community participation benefits south african ?
Answer:
Participa- tory or community-driven development is advocated on the basis that, among other advantages, it can reduce information problems for development planners and beneficiaries, increase the resources available to poor people