. Billy Joe McAllister was fired from the Sawmill 6 months ago after working there for 20 years. He spends his days picking flowers up on Choctaw Ridge and he drops them into the muddy water off the Tallahatchle Bridge. What category would he fit into? a. Under 16 or institutionalized c. Employed b. Not in the Labor Force d. Unemployed 9. Suppose Johnny is serving time in Folsom Prison because he shot a man in Reno just to watch him die. As a result, he no longer works at the Cadillac Assembly Plant. What category would he fit into? a. Under 16 or institutionalized c. Employed b. Not in the Labor Force d. Unemployed 10. Suppose Johnny P. quit his job at the factory by telling both the foreman and the line boss to "Take this job and shove it". What category would he fit into? a. Job Loser c. Job Leaver b. Re-entrant d. New Entrant. 11. Goober was laid off from his job playing Santa Claus at the mall when Christmas was over. What type of unemployment is he sutfering from? a. Frictional c. Cycical d. Seasonal b. Structural 12. Which of the following is the rate of unemployment estimated to be in long-run equilibrium? a. Opportunity cost of unemployment c. Inflation rate of unemployment b. Natural rate of unemployment d. Billy Ray Cyrus 13. Auto makers use steel in the manufacturing of their products. In which price index would this item most likely be included? a. GDP deflator c. CPI b. CSI d. PPI 14. What is the price paid for the use of money expressed in dollars? a. Anticipated Inflation c. Interest Rate b. Unanticipated Inflation d. Interest 15. Which of the following is your income expressed in terms of the goods and services your nominal income can buy? a. Real Income c. National Income b. Money Income d. Price Index 16. Inflation is 6%. What do you need to stay even with the purchasing power you had last year? a. SODA c. CPI b. COLA d. PSl
Answers
Stay even with the purchasing power you had last year, you would need a "COLA" or Cost-of-Living Adjustment. suffering from "Seasonal" unemployment.
9. Billy Joe McAllister, who was fired from the Sawmill and spends his days picking flowers on Choctaw Ridge, would fall under the category of "Not in the Labor Force."
10. Johnny, who is serving time in Folsom Prison after shooting a man in Reno, would also fall under the category of "Not in the Labor Force."
11. Johnny P., who quit his job at the factory, would fall under the category of "Job Leaver."
12. Goober, who was laid off from his job as Santa Claus at the mall after Christmas, is suffering from "Seasonal" unemployment.
13. Steel, used by auto makers in the manufacturing of their products, would most likely be included in the "PPI" or Producer Price Index.
14. The price paid for the use of money expressed in dollars is the "Interest Rate."
15. Your income expressed in terms of the goods and services your nominal income can buy is referred to as "Real Income."
16. To stay even with the purchasing power you had last year, you would need a "COLA" or Cost-of-Living Adjustment.
Learn more about Interest Rate here:
https://brainly.com/question/28236069
#SPJ11
Related Questions
Who of the following is not a stakeholder with whom an accounting information system typically communicates directly?A) Wall Street industry analystB) Venture capitalistC) Company that supplies raw materialsD) Company that purchases finished goods for resale to consumers
Answers
The stakeholder who is not typically in direct communication with the AIS is a Wall Street industry analyst. Here option A is the correct answer.
An accounting information system (AIS) is a computer-based system that collects, processes, and stores financial data to produce useful information for decision-making purposes. The system communicates with various stakeholders to provide relevant information.
Wall Street industry analysts are external stakeholders who analyze and evaluate a company's financial performance, market trends, and economic conditions to provide recommendations to investors.
They rely on various sources of information, including financial statements, news articles, and economic reports, to assess the company's financial health and future prospects. While the AIS may indirectly contribute to the financial statements, it does not communicate directly with industry analysts.
To learn more about stakeholders
https://brainly.com/question/28625232
#SPJ4
In which market would a producer sell bicycles to consumers?
Answers
In the markets for goods and services, a producer would sell his bike for purchase by customers.
What is the market for goods and services?Consumers buy consumables on the products and services market, and firms sell their commodities there. The market encompasses physical stores, the Internet, and any other location where consumers can exchange products and services.
The trading of finished goods takes place here. Businesses receive payment from customers in exchange for goods. The consumer gives money to the business in a flow. In contrast to this, enterprises can buy the materials they need on the factor market to make an item.
The rule of supply and demand governs how much is produced and at what price in the market for products and services.
Learn more about the goods and services market, from:
brainly.com/question/17078982
#SPJ1
The young men below are in colloquial language, “getting their hustle on!” Explain how their business is a sole proprietorship. Secondly, explain why the government will have a difficult time taxing this type of business.
Answers
These businesses are typically not registered with the government, and they do not have an official structure.
The government may be unwilling or unable to regulate these types of businesses because they are frequently viewed as necessary for economic growth and development.
In colloquial language, the young men below are "getting their hustle on." A sole proprietorship is a type of business that is owned and operated by a single individual. The young men's business can be referred to as a sole proprietorship since they are the sole owners of the business.
They are the ones who started the business, are responsible for all of its operations, and are accountable for all of the profits or losses.The government will have a tough time taxing this type of business for a variety of reasons.
Firstly, these businesses are typically not registered with the government, and they do not have an official structure. As a result, it's difficult for the government to track their activities and evaluate their taxes.
Secondly, many of these businesses operate in the informal sector, and they do not have formal accounting procedures or systems in place. As a result, it's difficult for the government to determine their exact revenue and taxable income.
Thirdly, these businesses are frequently involved in cash transactions, and it's difficult for the government to monitor their cash flow and revenue. As a result, they may not accurately report their earnings or pay the required taxes.
Finally, the government may be unwilling or unable to regulate these types of businesses because they are frequently viewed as necessary for economic growth and development. As a result, they may not be heavily taxed, if at all, since the government may be hesitant to discourage their operations.
for such more question on government
https://brainly.com/question/30701779
#SPJ8
This is a graded discussion: 15 points possible Unit 2 Discussion # 1: Income from continuing operations and discontinued operations A
∘
Discuss and explain how the disposal of a component of the business should be disclosed in the income statement.
Answers
When a business disposes of a component, it must disclose it in the income statement. Income from continuing operations and discontinued operations are discussed and explained as follows:
Disclosures in the income statement:
The company must reveal that it has discontinued operations if it no longer runs the segment of the company that it had previously disclosed in its financial statements.
The operations have to be shut down or sold. The disposal of discontinued operations must be included in the income statement when calculating net income because it is a part of the company's operating activities.
In the income statement, discontinued operations must be reported separately from continuing operations to provide a clearer picture of the company's financial position.
This is a graded discussion: 15 points possible
Unit 2 Discussion # 1: Income from continuing operations and discontinued operations.
A business must reveal the details of its discontinued operations for the current fiscal year and any previous years in which discontinued operations occurred. The statement should explain the cause for disposal of the discontinued operations.
To learn more about business, refer below:
https://brainly.com/question/29896340
#SPJ11
debbie is applying for a gas card. If she gets approved, what type of credit will it most likey be?
Answers
Answer:
debt
Explanation:
As production manager of a steel manufacturing plant, you are very concerned with keeping the blast furnace running continually. what type of production does your plant use
Answers
Flow or Continuous Production is the type of production does your plant use.
Which four categories of operations management are there?Finance, customers, internal processes, and learning and innovation are the four fundamental focus dimensions that guide every organization. These theoretical categories of operations management are based on the work of David P. and Robert S.
Which of the following tactics is a good one to use to lower staff turnover?Bonuses subject to successful completion of an organization's exercise program. In addition to being in charge of overseeing recruiting and firing, human resources must also consider strategies to reduce employee job churn.
To know more about Continuous Production, visit:
brainly.com/question/12944128
#SPJ4
3. Question 3 Fill in the blank: Working for companies _____ means you'll work on a project-by-project basis, but not as a full-time employee.
Answers
Answer:
on a contract
Explanation:
An employee can be defined as an individual who is employed by an employer of labor to perform specific tasks, duties or functions in an organization.
Basically, an employee is saddled with the responsibility of providing specific services to the organization or company where he is currently employed while being paid a certain amount of money hourly, daily, weekly, or monthly depending on the contractual agreement between the two parties (employer and employee).
Any employee working for companies on a contract simply means or implies that, he or she work on a project-by-project basis rather than as a full-time employee.
For instance, a freelancer is someone who offers or provides his or her service to other employer of labor (business organization) without entering into a long-term contractual agreement.
one part of a cooperations income is paid out to shareholders it is called a ______.
Answers
Answer:
dwadaddaddadawdawdwa
Explanation:
awdawdadawdawdawdaw
Answer:
cash dividend
Explanation:
Krishna is 56 years old; he has contributed to the CPP without interruption for over 30 years. While crossing the street, Krishna was struck by a bus and seriously injured. He is currently hospitalized and on life support and his doctors have informed Krishna's family that it is uncertain as to whether he will awaken from his coma. Assuming at the time of his accident, Krishna was entitled to a CPP retirement benefit of $660, the flat-rate disability amount is $496.36 per month and the maximum monthly disability benefit is $1362.30, how much of a disability benefit will Krishna receive under the CPP? a) 50 b) $865.94 C) $991.36 d) $1156.36
Answers
Option(A) is the correct answer. Krishna will receive a disability benefit of $660 under the CPP.
To determine the disability benefit that Krishna will receive under the CPP, we need to consider a few factors. First, let's calculate the disability benefit based on the provided information:
The flat-rate disability amount is $496.36 per month.
The maximum monthly disability benefit is $1362.30.
Krishna's entitlement to a CPP retirement benefit is $660 per month.
To calculate the disability benefit, we compare the retirement benefit to the flat-rate disability amount and the maximum monthly disability benefit:
The disability benefit will be the lesser of:
The retirement benefit ($660)The flat-rate disability amount ($496.36) plus the retirement benefit minus the flat-rate disability amount.Let's calculate the disability benefit based on the above formula:
Disability benefit = min(retirement benefit, flat-rate disability amount + retirement benefit - flat-rate disability amount)
= min($660, $496.36 + $660 - $496.36)
= min($660, $660)
= $660
Therefore, Krishna will receive a disability benefit of $660 under the CPP.
Option (a) 50, option (b) $865.94, option (c) $991.36, and option (d) $1156.36 are not correct based on the given information. The correct answer is that Krishna will receive a disability benefit of $660 under the CPP.
for similar questions on CPP.
https://brainly.com/question/30142401
#SPJ8
Krishna is 56 years old; he has contributed to the CPP without interruption for over 30 years. While crossing the street, Krishna was struck by a bus and seriously injured. He is currently hospitalized and on life support and his doctors have informed Krishna's family that it is uncertain as to whether he will awaken from his coma. Assuming at the time of his accident, Krishna was entitled to a CPP retirement benefit of $660, the flat-rate disability amount is $496.36 per month and the maximum monthly disability benefit is $1362.30, how much of a disability benefit will Krishna receive under the CPP? a) $660 b) $865.94 C) $991.36 d) $1156.36
Jason’s credit card has an APR of 17. 02% and a 30-day billling cycle. The following table details Jason’s transactions with that card in the month of June. Date Amount ($) Transaction 6/1 746. 28 Beginning balance 6/9 140. 00 Payment 6/15 28. 76 Payment 6/18 69. 49 Purchase Between the adjusted balance method and the daily balance method, which method of computing Jason’s June finance charge will result in a greater finance charge, and how much greater will it be? a. The daily balance method will have a finance charge $1. 02 greater than the adjusted balance method. B. The daily balance method will have a finance charge $0. 03 greater than the adjusted balance method. C. The adjusted balance method will have a finance charge $2. 36 greater than the daily balance method. D. The adjusted balance method will have a finance charge $1. 37 greater than the daily balance method.
Answers
D. The adjusted balance method will have a finance charge $1.37 greater than the daily balance method.
The adjusted balance method calculates the finance charge based on the balance at the beginning of the billing cycle after adjusting for payments and returns. In this case, the adjusted balance at the beginning of June would be $746.28.
On the other hand, the daily balance method takes into account the daily balances throughout the billing cycle. It considers the effect of each transaction on the balance each day. Since Jason made a payment of $140.00 on June 9th and another payment of $28.76 on June 15th, the daily balance method will reflect lower balances for those days.
Given that the adjusted balance method starts with a higher balance, it will result in a greater finance charge compared to the daily balance method. The exact difference is $1.37, as stated in option D.
Learn more about daily balance method here :-
https://brainly.com/question/31594488
#SPJ11
Type the correct answer in the box. Spell all words correctly. The demand curve has what kind of slope?
Answers
Answer:
Usually slopes downwards
Explanation:
in a negative association
How many days does the pay stub cover?
Answers
Answer:
Pay stubs are usually an extent of 30 days which is a month.
Which of the following is not an additional tax a taxpayer may have to pay? Multiple Choice Alternative minimum tax. Self-employment tax Net investment income tax Excess wage tax.
Answers
Excess wage tax. Excess wage tax is not an additional tax that a taxpayer may have to pay. The alternative minimum tax (AMT) is a separate tax system that imposes a minimum level of tax liability on certain taxpayers.
Self-employment tax is a tax that individuals who work for themselves must pay to fund Social Security and Medicare. Net investment income tax is a tax imposed on certain types of investment income for high-income individuals. However, there is no specific tax called "excess wage tax." It is important for taxpayers to be aware of these potential additional taxes and understand their applicability based on their income sources and circumstances.
Learn more about Excess wage tax here;
https://brainly.com/question/32683894
#SPJ11
When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
Answers
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
learn more about managers here
https://brainly.com/question/32150882
#SPJ11
Scale efficiencies are the cost advantages that enterprises obtain as fixed costs are spread out over more units of output. But some companies sacrifice scale efficiencies for responsiveness to local conditions. In these companies, country managers understand local laws, customs, and tastes and can decide how to meet them and increase sales. This global strategy is called
Answers
Answer: multi-domestic strategy
Explanation:
A multi-domestic strategy refers to a strategy whereby a company responds to the local market by making and customizing their product in order to match the different national conditions.
The strategy enables the multinational's individual subsidiaries to be able to compete independently in the domestic markets. An example of a multidomestic company that uses the multidomestic strategy is Nestlé which utilizes its marketing approach for the markets where it operates as it tastes is based on the needs of the people in the country.
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answers
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
To learn more about Stocks follow the link.
https://brainly.com/question/14649952
#SPJ2
The act that has its own definition and remedial steps for mistakenly created e-commerce contracts:
Answers
Answer:
Electronic Signatures in Global and National Commerce Act (ESIGN)
Explanation:
The act with its definition and remedial steps for mistakenly created e-commerce contracts is" Electronic Signatures in Global and National Commerce Act (ESIGN)."
The United States Congress passed the Electronic Signatures in Global and National Commerce Act (ESIGN) in 2000. It has its definition by defining some keywords or phrases such as "Electronic," "Electronic Record," Electronic Signature," etc., under section 106 of the act.
It also states the remedial steps for mistakenly created e-commerce contracts under another section.
Materials that become an integral part of the finished product but are insignificant in cost are often classified as:________
Answers
Materials that become an integral part of the finished product but are insignificant in cost are often classified as: Indirect material.
Indirect material.
Even though they are used in the entire manufacturing process, indirect materials do not go into the finished product. For instance, while disposable gloves, PPE, tape, etc. may be necessary for a production line, the actual product produced on that line may not include any of these items.What does cost accounting's indirect material mean?Cost of indirect materials. It is a cost that is accounted for in the manufacturing process' overhead costs and comprises of the costs of shop supplies, perishable tools, and equipment. Here, the term "material" refers to anything which is consumed secondarily or indirectly.To Learn more about Indirect Materials, Click the links.
https://brainly.com/question/14348614
https://brainly.com/question/17033881
#SPJ4
PLEASE HURRY 20 POINTS
Henry is the local district attorney. It is his job to prosecute criminals and keep the public safe from those who might break the law again. What skill would be helpful to Henry in his career?
A.
Henry likes to build things.
B.
Henry is great at public speaking.
C.
Math problems come easy for Henry.
D.
Henry is artistic and enjoys painting.
Answers
Answer:
Henry like to build things
Answer:
B
Explanation:
QUESTION 6 of 10: What markup percentage does New York magazine state that Macy's at Herald Square in New York City uses to mark up
accessories?
a) 72%
b) 127%
c) 185%
Od) 233%
Answers
In conclusion correct option for this question is (d) 233%
Why it is?
The markup percentage mentioned by New York magazine for accessories at Macy's in Herald Square is 185%. This means that the price of the accessory is marked up by 185% of its cost.
This markup percentage is considered high and may reflect the expenses that the store incurs, such as rent, salaries, and other operating costs. It is also likely that the markup is influenced by the store's brand recognition and the demand for its products.
However, a high markup may also deter price-sensitive customers, making it important for businesses to strike a balance between profitability and affordability.
To know more about Magazine related question visit:
https://brainly.com/question/20910446
#SPJ1
If you have $35 in your checking account and swipe your debit card for a $50 purchase WITH overdraft protection, what most likely happens? *
I will give u a Brainliest
Answers
According to the condition, it will happens you can make the purchase, but you will also be charged an overdraft fee.
What do you mean by overdraft protection?A checking account's overdrafts are covered via an agreement made with the bank or other financial institution known as overdraft protection. This service normally has a cost attached to it, usually up to a predetermined maximum.
Even if there isn't enough money in your bank account, overdraft protection ensures that transactions still go through. Checks, ATM withdrawals, and debit card transactions are typically covered by this insurance.
The recipient won't be aware of your low bank balance thanks to overdraft protection, which also ensures that urgent transactions go through.
Therefore, if you have $35 in your checking account and swipe your debit card for a $50 purchase with overdraft protection, it will happens you can make the purchase, but you will also be charged an overdraft fee.
To know more about the overdraft protection, visit:
https://brainly.com/question/18859761
#SPJ6
According to the sarbanes-oxley act, who is responsible for the corporation's financial statements?
Answers
According to the Sarbanes-Oxley act, auditors is responsible for the corporation's financial statements.
The 2002 Sarbanes-Oxley Act imposes strict penalties for corporate fraud. To regulate the accounting sector, it established the Public Company Accounting Oversight Board. It prohibited business loans to executives and provided job protection for informants.
The Act improves the corporate boards' financial savvy and independence. It holds CEOs liable for any faults found during accounting audits.
The Act is named for its sponsors, Congressman Michael Oxley of Ohio and Senator Paul Sarbanes of Maryland. Additionally known as "Sarbox" or "SOX," The law was enacted on July 30, 2002. It is enforced by the Securities and Exchange Commission (SEC).
To learn more about Sarbanes-Oxley Act here
https://brainly.com/question/4254567
#SPJ4
what is meant by business
Answers
Answer:
A business is defined as an organization or enterprising entity engaged in commercial, industrial, or professional activities.
Which career stage may involves individuals' analysis of their own competences and skills. a. Maintenance b. Individual assessment c. Establishment
Answers
The career stage that may involve individuals' analysis of their own competences and skills is the individual assessment stage. This stage typically occurs after the establishment stage, where individuals have already secured their career paths and are now focused on growing their skills and expertise.
During the individual assessment stage, individuals take the time to evaluate their strengths, weaknesses, and areas for improvement. This self-analysis is critical in helping individuals identify their career goals and develop a plan to achieve them.Individuals who are in the individual assessment stage may seek out opportunities to gain new knowledge or skills through training, certifications, or advanced degrees. They may also seek out mentors or other professionals in their field who can provide guidance and support as they work to improve their competencies. Additionally, individuals in this stage may also look for opportunities to challenge themselves, such as taking on new projects or responsibilities at work.Overall, the individual assessment stage is a crucial part of career development as it helps individuals identify their unique strengths and weaknesses and develop a plan to achieve their career goals. Through ongoing self-analysis and improvement, individuals can continue to grow and advance in their chosen fields, achieving success and satisfaction in their careers.
Learn more about growing here
https://brainly.com/question/30497264
#SPJ11
any good business plan ideas
my business will be something to do with tie Dye
Answers
Answer:
nike socks for sure
Explanation:
If the government cuts taxes by −50 the GDP increases
Answers
If the government cuts taxes by -50, it is unlikely to directly lead to an increase in GDP. The relationship between tax cuts and GDP growth is complex and depends on various factors, including the state of the economy and the effectiveness of other economic policies.
The impact of tax cuts on GDP growth is not straightforward and can vary depending on the specific circumstances. While tax cuts can potentially stimulate economic activity and contribute to GDP growth, several factors need to be considered.
Firstly, the effectiveness of tax cuts in boosting GDP depends on the state of the economy. During a recession or when the economy is operating below its potential, tax cuts can provide a fiscal stimulus by increasing disposable income and encouraging consumer spending.
However, if the economy is already operating at full capacity or experiencing inflationary pressures, tax cuts may not lead to significant GDP growth and can even exacerbate inflationary pressures.
Secondly, the overall fiscal impact of tax cuts is crucial. Tax cuts result in a reduction in government revenue, which needs to be offset through other means such as reduced government spending or increased borrowing.
If the government cannot maintain fiscal discipline and manage the resulting budget deficit, it can have adverse effects on the economy and potentially offset any positive impact on GDP growth from tax cuts.
Therefore, while tax cuts can potentially contribute to GDP growth, the specific impact depends on various factors such as the state of the economy, fiscal discipline, and the effectiveness of other economic policies implemented concurrently.
A comprehensive analysis of these factors is necessary to evaluate the potential effects of tax cuts on GDP.
Learn more about GDP here:
https://brainly.com/question/30504843
#SPJ11
Whats needed to do an investment
Answers
Answer:
Bank account, ID and money
Direction: Write HURRAY to statements that expresses correct thought and HEPHEP if not.
1. Production record reflects the list of the different crops grown in the farm in a particular year.
2. The use of flyer for marketing fruits and seedlings is convenient and cheap.
3. Web marketing involves both advertising and marketing efforts through email to current and prospective customers.
4. Email marketing includes e-commerce, promotional or informative websites, and online advertising on search engines.
5. Online marketing is the process of selling products to the market.
6. Social media marketing involves both advertising and marketing efforts via social networking sites.
7. Fruits are ready for harvest at the right degree of maturity.
8. Calamansi is best to harvest from July to October.
9. Cash record is the value received from cash sales and cash payments in a certain period.
10. August to November is the best time of the year to harvest soursop or guyabano and lanzones.
Answers
Answer:
1.hephep
2.hephep
3.hurray
4.hephep
5.hurray
6.hurray
7.hurray
8.hephep
9.hephep
10.hurray
hope its help
#carry on learning
Please I need help!!
Answers
Answer:
A
Explanation:
why do some lenders require borrowers to secure credit
Answers
Complete Question:
Why do some lenders require borrowers to secure credit?
A. To prevent defaults
B. To guarantee full repayment
C. To avoid any losses
D. To reduce risk
Answer:
Option D. To reduce risk
Explanation:
The reason is that the lender faces the credit risk which is the risk of the loss of the repayment in whole or in parts and the risk of default of the interest payments by the borrower.
So if we see the options, the option A, B and C are basically the credit risk that the lender is facing so the only option that is more general (not specific as the option A, B and C) and includes these three options is option D.
So the option D is correct.
Answer:
ANSWER IS D TO REDUCE RISK I JUST TOOK THE TEST
Explanation: