1. the bank can create new money worth $40,000 (2) the bank can create new money worth $102,500
(3) total deposits would decrease by $5,000. (4) This leads to a decrease in the money supply by $12,000.
Economic system refers to a system of production, distribution, and allocation of goods and services in a given region or country. Economic thinking, on the other hand, involves the application of economic concepts and theories in solving problems of resource allocation and optimization. In this context, we can apply economic thinking to analyze the impact of cash deposits and withdrawals on bank reserves and money supply.(1.) If $5,000 in cash is deposited in a bank that is part of a multibank system with a reserve ratio of 10 percent, then the bank can create new deposits worth $45,000. This is calculated by dividing the original deposit by the reserve ratio (i.e., 5,000/0.10 = 50,000) and subtracting the original deposit (i.e., 50,000 - 5,000 = 45,000). Similarly, the bank can create new money worth $40,000, which is calculated by multiplying the new deposits by the reserve ratio (i.e., 45,000 x 0.10 = 4,500) and adding the original deposit (i.e., 4,500 + 5,000 = 40,000) (.2.) If $10,000 in cash is deposited in a bank that is part of a multibank system with a reserve ratio of 8 percent, then the bank can create new deposits worth $112,500. This is calculated by dividing the original deposit by the reserve ratio (i.e., 10,000/0.08 = 125,000) and subtracting the original deposit
(i.e., 125,000 - 10,000 = 112,500).
Similarly, the bank can create new money worth $102,500, which is calculated by multiplying the new deposits by the reserve ratio (i.e., 112,500 x 0.08 = 9,000)\(112,500 x 0.08 = 9,000)\) and adding the original deposit (i.e., 9,000 + 10,000 = 102,500).3. If a person withdraws $1,000 in cash from an account and the reserve ratio is 20 percent, then total deposits would decrease by $5,000. This is calculated by dividing the withdrawal amount by the complement of the reserve ratio (i.e., 1,000/0.80 = 5,000).4. The balance sheet for Bank A and Bank B before and after a $10,000 withdrawal can be represented as follows:Bank ABalance SheetAssetsLiabilitiesCash $10,000Deposits $100,000Reserves $9,000Loans $90,000Total Assets $100,000Total Liabilities $100,000Balance Sheet (after $10,000 withdrawal)AssetsLiabilitiesCash $0Deposits $90,000Reserves $7,200Loans $90,000Total Assets $90,000Total Liabilities $90,000 Bank BBalance SheetAssetsLiabilitiesCash $10,000Deposits $100,000Reserves $8,000Loans $92,000Total Assets $100,000Total Liabilities $100,000Balance Sheet (after $10,000 withdrawal)Assets LiabilitiesCash $0Deposits $90,000Reserves $7,200Loans $92,000Total Assets $90,000Total Liabilities $90,000As the balance sheets show, the $10,000 withdrawal reduces the cash and reserves of both banks by $10,000, while the deposits and loans decrease by $10,000 for the withdrawing customer and $2,000 for the remaining customers. This leads to a decrease in the money supply by $12,000.
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Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
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Computer It costs Mak Company $ 28 of variable costs and $ 12 of allocated fixed costs to produce an industrial trash can that sells for $ 60 . A buyer in Mexico offers to purchase 3,000 units at $ 36 each Mak has excess capacity and can handle the additional production . What effect will acceptance of the offer have on net income
If its $36 per units than it would cost $108,000.
If the marginal benefit of the first donut is 30, the marginal benefit of the second donut is 15, and the marginal benefit of the third donut is 10,
what is the total benefit from eating 2 donuts?
Answer:
45
Explanation:
Marginal benefit is the additional satisfaction gained from consuming an additional unit of the good. It refers to the advantage associated with the consumption of one more unit of a product. The total benefit is total satisfaction derived from the consumption of goods and services.
The total benefit of consuming two doughnuts is the sum of consuming the first two doughnuts.
= 30 +45
=45
tom is the inventor of a personal fitness tracking device, and he is in the process of hiring employees after receiving investment funding. when considering how to structure his company, he should
To structure his company, Tom must first establish a strategic planning that will guide his business.
What is strategic planning?It corresponds to the document that is developed in an organization with the objective of assisting in the achievement of the objectives and goals of the company. It contains the set of actions necessary to achieve this end, and its period comprises the long term of the company.
With effective strategic planning aligned with the purpose of his company, Tony is able to organize resources, create value for stakeholders and market positioning.
Therefore, the first step in structuring a business is to develop strategic planning, which will help a company to be productive, competitive and profitable.
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Miguel is trying to decide what luggage to buy. He has a choice of brown or black, wheels or no wheels, and small, medium, or large.
What is the probability of Miguel buying a large black piece of luggage with wheels?
The probability of Miguel buying a large black piece of luggage with wheels is 1/12.
When you perform the calculations, you would find out that you would have to multiply the variables and possible chances of occurrence and the answer is 1/12.
What is Probability?This refers to the chance of an event occurring and this is based on several factors.
Hence, we can see that The probability of Miguel buying a large black piece of luggage with wheels is 1/12.
When you perform the calculations, you would find out that you would have to multiply the variables and possible chances of occurrence and the answer is 1/12.
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You are recognizing expenses for supplies used during a month. You started with $4,800 of supplies, debited the account $5,000 and now have a $2,100 balance. How much did you use?.
You started with $4,800 of supplies, debited the account $5,000 and now have a $2,100 balance. The amount of supplies you used is $7,700.
A debit is an accounting entry that either adds or decreases the value of an asset or expense account. In an accounting entry, it is to the left.
A credit is an accounting item that either adds or decreases the value of a liability or equity account. In an accounting entry, it is to the right.
In the given problem,
Started supplies (debit) = $4,800
Direct debit = $5,000
Balance = $2,100
Hence, the amount of supplies used is:
$4,800 + $5,000 - $2,100 = $7,700
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18
Which of the following is a similarity between socialism and communism?
A both allow free market systems
B both allow freedom in work choices for the people
C bothhavelowtaxation policies
D both have strong involvement of the government
Answer:
D both have strong involvement of the government
Explanation:
Both socialism and communism are characterized by strong government participation in economic activities. The two systems advocates for public ownership of the factor of production. The government owns and controls the production and distribution of goods and services.
Socialists and communist market systems promote the greater good of society rather than individual benefits as in the free-market economies.
how to understand and differentiate job roles in the workplace
Answer:
How do you define roles in the workplace? Here's how to develop functional roles and responsibilities in your team: Determine what needs to get done. Make a list of all the tasks that need to be completed. ... Identify strengths and weaknesses. ... Refer back to a team member's job description. ...4. Get feedbac.
What is difference between job and role? Here's an example Turri gave:According to Turri, the difference is that while a person's job describes what they do on a daily basis, their role encompasses how their actions add value to the organization. ... That process can be applied to any job at any organization.Explanation:
i got this straght from go ogle so be shoure to annotate or reword
the extent to which a stakeholder can gain access to coercive, utilitarian, or symbolic means to impose or communicate its views to an organization is known as
The extent to which a stakeholder can gain access to coercive, utilitarian, or symbolic means to impose or communicate its views to an organization is known as Power.
Who are the stakeholderStakeholder power means that people or groups who have a stake in an organization can have an effect on the choices, behavior, and results of that organization. This power can come from different places.
Note that coercive power means someone who has the power to punish or give negative consequences to an organization. This means that different methods might be used to make an organization do what people want.
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which economic system does not contain provisions for taking care of people in the event they are not able to take care of themselves? which economic system does not contain provisions for taking care of people in the event they are not able to take care of themselves? socialist economy market economy command economy traditional economy
Market economy does not contain provisions for taking care of people in the event they are not able to take care of themselves
There are no arrangements in the market economy for caring for people if they are unable to care for themselves. This is dependent on the free market's ability to allocate resources and set prices, as well as on the actions of individuals and corporations. According to others, this could result in a situation where people who can't take care of themselves, such as the old, the disabled, or people with low means, are left without enough support.
Although the scope and character of these laws might differ widely depending on the nation and its political and social environment, market economies normally do contain measures for resolving these challenges. Many market economies offer safety net programs like unemployment insurance, food stamps, and public housing to assist individuals in need. The private sector also frequently offers philanthropic services and other kinds of assistance.
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The economic system that does not contain provisions for taking care of people in the event they are not able to take care of themselves is the market economy.
In a market economy, goods and services are allocated through the price system in a free market, where individuals and businesses are free to buy and sell goods and services without government interference. The primary goal of a market economy is to create incentives for individuals and businesses to produce goods and services in order to maximize their profits.
This means that there are no government-funded social programs to provide assistance to those who are unable to care for themselves. Instead, individuals and businesses must rely on their own resources and the voluntary exchange of goods and services within the market. This lack of government support can be a difficult situation for those who are unable to take care of themselves, as there may not be any resources available to them.
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Can someone please help me with this!!!!
Answer:
Eh easy aall you have to do is pay 4,305 dolllars
Explanation:
Norris has a deductible of $1,000. He damages his car in an accident and it will cost $3,300 to repair. How much does his insurance pay
Based on the information given the amount that the insurance pay is $2,300.
Using this formula
Insurance coverage=Cost of repair- Deductible
Where:
Cost of repair=$3,300
Deductible=$1,000
Let plug in the formula
Insurance coverage=$3,300-$1,000
Insurance coverage=$2,300
Inconclusion the amount that the insurance pay is $2,300.
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Brad Corporation acquired Lail Inc. As part of the acquisition, Brad records goodwill of $4,000,000, Brad estimates that this goodwill can be attributed to acquisition of trained employees ($800.000). loyal customers ($1.200,000). company location ($500,000), and synergies with Brad's existing operations ($1.500,000). Brad expects these benefits to be realized over the next 10 years. At the end of the first year, management calculates amortization of the goodwill to be $400,000 ($4,000,000 + 10 years). Which of the following statements is correct? Multiple Choice Management should not amortize any goodwill Management's calculation is correct Management should calculate amortization based only on the value of trained employees and loyal customers. Management should calculate amortization based only on company location and synergies with existing operations.
The statement that is correct given Brad Corporation's amortization of goodwill is: Management's calculation is correct.
Goodwill is an intangible asset that represents the excess purchase price of a company over its net tangible assets. It is not subject to depreciation, but it is subject to amortization over its useful life. In this case, Brad Corporation estimates that the goodwill can be attributed to several factors, and it expects these benefits to be realized over the next 10 years. Therefore, it is appropriate for management to calculate amortization of the goodwill based on the entire $4,000,000 and allocate it over the expected useful life of 10 years, resulting in an annual amortization of $400,000. Management should not calculate amortization based only on the value of specific factors such as trained employees, loyal customers, or company location, as the goodwill is attributed to all these factors collectively.
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The Discount Rate is equal to 1% and the Fed Funds Rate is equal to .5%
At what rate would banks be able to borrow from each other's reserve balances?
Overview The final project for this course is a retrospective that identifies the "lessons learned" from the Scrum Team's product-development process. For assistance with writing this final retrospective, you will reflect on your thoughts in journal assignments as you take on the various roles on the Scrum Team. Prompt In this third journal assignment, you will think about your work as the product tester for the travel booking software and how you interpret the user stories to develop test cases. Consider the following questions to guide your journal assignment: What elements of the user stories were the most helpful in developing your initial test cases? What was missing from the user stories that would have been helpful? How might you go about getting this additional information? Create a sample email that would effectively relate your needs and prompt a proper response. Be sure to identify the recipient of the communication and the specific information you expect to receive.
The user stories provided valuable information for developing initial test cases, but the missing acceptance criteria hindered the testing process. To address this, I would email the product owner or business analyst to request clarification on the acceptance criteria.
The user stories served as a helpful foundation for test case development, but the absence of acceptance criteria created a gap in understanding the desired outcomes. To bridge this gap, reaching out to the relevant person through an email would be an effective way to request additional information. The email would highlight the importance of clarity in acceptance criteria and express the need for specific details to enhance the testing process.
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Common/general barriers of entry of small businesses into markets(make special reference to township entrepreneurship
Special tax incentives for existing businesses, patent protections, strong brand recognition, devoted consumers, and high switching costs are a few examples of common entrance barriers.
Contracts, patents, and licenses: When incumbent companies hold licenses, patents, or exclusive agreements, it becomes challenging for new entrepreneurship to enter the market. Loyalty programs: Unique programs and services aid oligopolists in retaining clientele and discouraging would-be competitors from entering the market.
The research identifies a number of crucial psychological roadblocks to the growth of entrepreneurship, including fear of failure, a lack of self-assurance. Aversion to risk, a lack of desire, a lack of knowledge, social and cultural concerns, and poor psychological health.
Thus, option B is correct.
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Laurel contributed equipment worth $200,000, purchased 10 months ago for $250,000 cash and used in her sole proprietorship, to Sand Creek LLC in exchange for a 15 percent profits and capital interest in the LLC. Laurel agreed to guarantee all $15,000 of Sand Creek’s accounts payable, but she did not guarantee any portion of the $100,000 nonrecourse mortgage securing Sand Creek’s office building. Other than the accounts payable and mortgage, Sand Creek does not owe any debts to other creditors.a. What is Laurel’s initial tax basis in her LLC interest?
b. Laurel’s holding period in the partnership interest begins the day the LLC interest is acquired. True or False?c. What is Sand Creek’s initial basis in the contributed property?
d. What is Sand Creek’s holding period in the contributed property?
Answer: See explanation
Explanation:
a. What is Laurel’s initial tax basis in her LLC interest?
This will be the addition of the $250,000 basis for the equipment, accounts payable of $15,000 and also the $15,000 (15% × $100,000). This will be:
= $250,000 + $15,000 + $15,000
= $280,000
b. True.
Laurel’s holding period in the partnership interest begins the day the LLC interest is acquired. This is due to the fact that the asset contributed isn't a section 1232 asset. The reason for this is due to the fact that the asset was used for a year or less.
c. Sand Creek’s initial basis in the contributed property is $250,000.
d. Ten months.
Sand Creek’s holding period in the contributed property will be 10 months.
4. How do dependent tasks differ from primary tasks?
Answer:
The answer is below
Explanation:
Dependent task is a term used to describe a type of task that is associated with the main or independent task under a particular scope of work. It is usually a sub-task of the whole task that needs to be executed.
On the other hand, a Primary task is a term used to describe a type of task that takes the center stage or the major task with priority. It takes the largest or most resources in its execution.
When someone makes a choice, what are all the other alternatives that are given up by making that choice called?
When someone makes a choice, what are all the other alternatives that are given up by making that choice called trade-offs.
All of economics is about tradeoffs. Any circumstance where choosing one course of action results in giving up another, often foregoing a reward or opportunity, is referred to as a tradeoff. A bonus in one area must be a minus in another, and in these zero-sum circumstances we encounter tradeoffs. The investigation of how humans distribute limited resources and bargain over opportunity costs is a central tenet of economic theory.
If we apply economic principles to resources other than money, economics provides instruments that we may utilize as guides for achieving our goals in life. Even while we all understand that money isn't limitless, we frequently treat our time, energy, and attention as if they are.
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Who sets the price in a monopolistic competition?
Producers and consumers
Consumers only
Government
Producers only
Answer:
Consumers and producers
Explanation:
so A on edg 2021
The Producers and consumers set the price in a monopolistic competition.
What is a monopolistic competition?This is a competition that occurs in the market place due to the fact that there are a lot of firms offering similar products that are not identical.
In this type of market the price setting is done by those that consume the products and the product makers.
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. Which of the following is a true statement regarding a performance indicator? a. All healthcare organizations are required to report a performance indicator b. Only governmental health care organizations are required to report a performance indicator. c. The purpose of reporting a performance indicator is to make it easier to compare the result of operations of not-for-profit health care organizations to those of for-profit health care organizations d. The purpose of reporting a performance indicator is to assist in evaluating the efficiency and effectiveness of a health care organization’s operating activities.
Answer:
C. The purpose of reporting a performance indicator is to make it easier to compare the results of operations of not-for-profit health care organizations to those of for-profit health care organizations.
Explanation:
performance indicator which can as well be regarded as key performance indicator is reffered to type of performance measurement, which enables evaluation of the success of an organization as well as particular activities like projects, products and
programs, that the company engage in.
It should be noted that The purpose of reporting a performance indicator is to make it easier to compare the results of operations of not-for-profit health care organizations to those of for-profit health care organizations.
some organizations may choose to include additional sections on their use case forms, these may include:
The correct option is D. Some organizations may choose to include additional sections on their use case forms, these may include: Frequency of use, Assumptions and Notes, and issues
Those assumptions are used to help predict the decisions of players in a financial system and the way unique players use scarce sources.
Assumptions are preliminary situations made before a micro or macroeconomic analysis is constructed. from time to time assumptions are used for simplification. Assumptions can be used to isolate the outcomes of exchange in one variable on some other. the thing which you take delivery of as authentic without query or proof: humans generally tend to make assumptions about you if you have a disability. these calculations are primarily based on the assumption that expenses will continue to upward push.
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Complete Question:
Some organizations may choose to include additional sections on their use case forms, these may include:
a) Frequency of use
b) Assumptions
c) Notes and issues
d) All of these
The coursework taken at a _____ is focused on specific career skills and trades and does not generally require further academic studies.
vocational school
private school
university
college
Answer:
Vocational school
Explanation:
Edge 2021
Assessing what fundamental organizational culture properties affect project successes and failures, or become a hindrance to project teams, is a part of the retrospectives methodology.
It is true that assessing what fundamental organizational culture properties that affect project successes and failures or become a hindrance to project teams is a part of the retrospectives methodology.
What is Culture?Culture refers to the ways of life that include arts, beliefs, and institutions passed down from one generation to other.
The organizational review assesses what fundamental organizational culture properties affect project successes and failures or become a hindrance to project teams.
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ability of any good or service to satisfy consumer wants
The ability of any good or service to satisfy consumer wants is referred to as utility.
Utility represents the usefulness or satisfaction that consumers derive from consuming a particular product or service. It is a subjective measure based on individual preferences and needs. When a good or service has the ability to fulfill consumer wants and needs, it is said to possess utility.
There are different types of utility that contribute to consumer satisfaction:
1. Form Utility: This refers to the value added to a product through its physical characteristics or form. For example, a raw material transformed into a finished product creates form utility.
2. Time Utility: Time utility relates to the convenience and availability of a product at a particular time when consumers need or want it. Offering products or services when and where consumers demand them enhances their utility.
3. Place Utility: Place utility involves making products available at convenient locations for consumers. The accessibility and proximity of goods or services contribute to their utility.
4. Possession Utility: Possession utility is derived from the ability of a product to provide ownership and control. It includes factors like affordability, financing options, and ease of purchase, which enhance the value of a product or service.
5. Information Utility: Information utility is created when consumers have access to relevant and accurate information about a product. Clear product descriptions, specifications, and transparent pricing contribute to information utility.
The ability of a good or service to satisfy consumer wants is central to its success in the market. Businesses strive to understand consumer needs and preferences to develop and offer products with high utility. By effectively meeting consumer wants, businesses can enhance customer satisfaction, build loyalty, and achieve sustainable success in the marketplace.
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Which of the following is the best business opportunity? (show your work) An apartment complex that pays $1,000 per month An office complex that pays $3,000 quarterly A neighborhood the pays $230.77 weekly A university that pays $12,000 per year.
The answer choice which is the best business opportunity is:
A. An apartment complex that pays $1,000 per monthBusiness OpportunityThis refers to the investment options which a person has that is very likely to make him profit based on available data.
With this in mind, we can see that three options there all pays $12,000 per year and the only one which is odd is the neighborhood that pays $230.77 weekly and this pays $11,076.96.
As a result of this, we can see that option A is the best option because it pays monthly.
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Which one of the following is not a recognized form of business?
B Corp
Cooperative
S Corp
T Corp
Option (d), T Corp is not a legally recognized type of corporation.
T Corp: What is it?To local governments in New South Wales that are judged to be financially secure, TCorp offers long-term, competitively priced infrastructure loans in conformity with credit conditions. Learn more.
New South Wales Treasury Corporation is the primary source of funding for the state of New South Wales's public sector (TCorp). Its major objective is to provide financial services to the government of New South Wales as well as other public agencies and companies.
The option that comes next is not a category of company organization.The primary kind of business structure is not limited unregistered businesses. This type of business formation does not exist. All legal forms of business entities, including corporations, partnerships, and sole proprietorships, are acceptable.
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Describe how surveillance of our telephones has changed over the years. explain what is different about how silicon valley companies have built their networks and what it means for the general public and law enforcement? explain why it is risky for tech companies to build a "backdoor". soghoian poses the question, "should billions of people be using devices that are wire-tap friendly?" explain why you think our devices should or should not be wiretap friendly.
Answer:
All communication way back used to be wiretapped, but now companies have been able to encrypt their data for protection of their information against wiretapping.
Companies like silicon valley has taken the bold step in securing their data from been hacked.
The back door is risky because if a person or people exposes their information to others, their information will be at risk because of hackers who might exploit their privacy or sensitive documents.
Finally, the idea of devices to be wiretapped is not a good idea, because most people want heir privacy, for this it is termed illegal to access one's privacy without the authorization from the person.
Explanation:
Solution
Before now all communication used to be wiretapped. presently, companies are encrypting data , for the purpose of this data to not be easily wiretapped.
Silicon valley companies have secured their devices through encryption unlike other companies. what this implies is that it will be tough for police to arrest criminals, but the normal or average people will have capacity to communicate or interact much better.
The back door method is risky because, presently in today's world there are people that are specialist in hacking, so if no backdoor exist, then there will be no room for anyone to hack into someone's phone.
It is considered a risk if your phone is exposed to others to easily access your private information.
I don't like the idea for devices should be wiretapped, this is because people need their privacy, they can't have that when their phones are wiretapped.
In general it is illegal and not right.
Answer:
Describe how surveillance of our telephones has changed over the years. It was originally manual, wires were connected by hand, and calls were recorded by tape. Now servalinec features are built into the networks and are now no longer needed to be done manually.
Explain what is different about how Silicon Valley companies have built their networks and what it means for the general public and law enforcement? Silicon Valeys have built strong encryption technology into their communication products. Which makes surveillance extremely difficult. This means for the general public and law enforcement that their communications cannot be easily wiretapped.
Explain why it is risky for tech companies to build a “backdoor”. When a backdoor is created in a communications network or piece of technology, there is now way of knowing who would use it. There is no way of knowing if it would be used by good guys or bad guys.
Soghoian poses the question, “Should billions of people be using devices that are wire-tap friendly?” Explain why you think our devices should or should not be wiretap friendly. I don't like the idea that devices should be wiretapped, this is because people need their privacy, they can't have that when their phones are wiretapped.
Explanation:
edg
According to the theory of ____, a country should only produce and export
those products that it can produce efficiently. Anything else the country
should import.
A. international trade
B. domestic trade
O c. absolute advantage
O D. comparative advantage
According to the theory of comparative advantage, a country should only produce and export those products that it can produce efficiently. Anything else the country should import. Thus the correct option is D.
What is an export?When an individual sends their goods to foreign countries in order to sell it is called an export which helps them to seek better revenue as the foreign nations lack these goods which helps in strengthening the economy.
Producing a good or service at a reduced opportunity cost is one of the advantages of comparative advantage. Companies with a comparative advantage can sell their products and services for less than their rivals.
The principle of comparative advantage states that a nation should only produce and export goods that it can do so profitably.
Therefore, option D is appropriate.
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Answer:
comparative advantage
Explanation:
cuz i said so
In what kind of nation are members of a society most likely to have good educational opportunities?
a developing nation
a developed nation
a country emerging from an economic and political crisis
an underdeveloped nation
Answer:
a developed nation for states