another use of bank credit cards, in addition to purchasing goods and services, is to obtain a cash advance from participating banks. a cash advance is a loan and immediately puts cash in one’s pocket—either by using the card at a participating bank or by using the convenience checks received from the card issuer when obtaining the card. obtaining cash in a hurry frances is parked outside her bank and needs cash today. her standard checking account balance is sufficient to provide the cash, and she plans to deposit the paycheck she’ll receive in a few days to her checking account. frances also has a credit card whose terms allow her to obtain a cash advance. what would be the wisest way for frances to get the cash she needs today? withdraw the cash from her checking account take a cash advance on her credit card whichever way is quicker why is this the wisest way to get the cash she needs? there is no interest charged when she takes her own money out of her checking account, but she would be charged interest beginning immediately if she took a cash advance. there is interest charged on a cash withdrawal from her checking account, but if she took a cash advance, as long as her next credit card payment pays her entire balance due, she won’t be charged interest for the cash advance. either way; she won’t be charged interest, so it doesn’t matter. many bank credit card issuers charge a transaction fee for non-atm cash advances. frances has a bank credit card. if she takes a non-atm cash advance, the bank will charge her 2% of the amount of the advance, or a flat fee of $5, whichever is more. frances needs to obtain a non-atm cash advance of $100. what is her transaction fee? $ this week frances is out of town, and has access to cash advances only by non-atm methods. for each non-atm cash advance that she takes, she will be charged 2% of the amount of the advance, or a flat fee of $5, whichever is more. • frances took four cash advances during the week, each for $25. what is the total of her cash advances for that week? $ • what would the transaction fee be, based on percentage, for each cash advance? $ • what would the minimum transaction fee be for each cash advance? $ • which transaction fee will be charged for each of frances’s advances? $ • what will be the total of her transaction fees for the week? $ • if frances had taken just one cash advance for $100 at the beginning of the week, what would her transaction fee have been? $ • lower transaction fees by $ .

Answer:

The pre-tax cost of the company debt is 6.75%

Explanation:

In order to calculate the pre-tax cost of the company debt if weighted average costs of the company is 13.5% and the firm's tax rate is 35 we would have to use the following formula:

weighted average cost of capital = pretax cost of debt (1 - tax rate) x weight of debt + cost of equity x weight of equity

0.135 = pretax cost of debt (1 - 0.35) x 0.45 / 1.45 + 0.176 x 1 / 1.45

0.135 = pretax cost of debt x 0.201724138 + 0.12137931

(0.135 - 0.12137931) / 0.201724138 = pretax cost of debt

6.75% Approximately = Pretax cost of debt

Answer:

Privately operated facilities have a significantly lower staffing level than publicly operated prisons and lack MIS support. They also report a significantly higher rate of assaults on staff and inmates.

Answer:

The cash a/c is debited as it is an asset for the business and the capital a/c is credited as it is a liability for the business according to the business entity concept.

lease arrangement has a negative impact on the lessee's net income in 2022, The exact value is not provided in the question, so it cannot be determined from options given. Correct answer is "none of the above"

The lease arrangement described in the question has a significant effect on the lessee's net income in 2022. Since it is accounted for as a Finance/Sales-type Lease, the lessee recognizes both an asset and a liability on their balance sheet. The lease payments are structured in a way to provide the lessor a 6% return.

In the first year, the lessee incurs an interest expense on the lease liability, which is determined by multiplying the beginning lease liability (the present value of the lease payments) by the implicit interest rate of 6%. This interest expense reduces the lessee's net income.

Additionally, the lessee also recognizes a depreciation expense on the leased asset, which further reduces net income. The depreciation expense is calculated by dividing the beginning lease liability by the lease term (10 years in this case).

Overall, the combination of interest expense and depreciation expense associated with the lease arrangement significantly reduces the lessee's net income in 2022. The specific amount of the reduction depends on the initial lease liability and the length of the lease term.  Correct answer is" none of the above"

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Fred's employers  pays 80% of his insurance premium. The amount of insurance premium deducted from his monthly check is:  $77.25 (option b)

An insurance premium is the sum of money paid for an insurance policy by an individual or corporation.

In the given problem, the annual cost of the health insurance is $4635.

It means, the monthly cost is:

monthly premium = $4635/12 = $386.25

The premium payment is divided into:

- 80% paid by Fred's employer

- 20% paid by him.

The amount paid by his employer monthly:

= 80% x 386.25 = $309

The amount paid by Fred monthly:

= 20% x 386.25 = $77.25

Hence, the correct choice is $77.25 (option b)

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According to Menz and Sheef, Chief Strategy Officers (CSOs) are most often hired as the business portfolio increases, such as when the firm becomes more diversified.

In this context, a diversified business portfolio refers to a company engaging in multiple industries or markets, thereby spreading its resources and risks across various sectors. This diversification often brings additional complexity and challenges in managing the overall business strategy.CSOs are typically brought on board to help companies navigate this increased complexity by providing strategic guidance and direction.

They possess the skills and expertise to identify growth opportunities, manage risk, and ensure that the company's resources are allocated effectively to achieve its objectives. In a more diversified firm, the need for a CSO becomes apparent as it becomes increasingly difficult for a single executive or team to oversee the entire organization's strategic direction. The CSO can help align the various business units and ensure that the company remains focused on its core competencies while exploring new market opportunities.

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It should be noted that the purpose of advertising is to expand the marketplace to a wider audience.

Advertising can be regarded as marketing strategy that is been utilized by organization and firms to promote their products and services.

It involves using media and other means to make the public aware about the products or services.

We can conclude that advertising is done on the purpose of making marketplace to a wider audience so that more people can patronize.

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Answer: To make people want the things they do not have.

Explanation:

The purpose of advertising is to make people want things they don’t have

Mary Parker Follett believed in the notion that management and workers can cooperate to achieve a common goal, which is similar to the self-managed team approach to management. Therefore, the correct answer is E) Self-managed teams.

Mary Parker Follett is recognized as one of the most famous and pioneering organizational theorists. She was one of the early proponents of organizational behavior and management theory, and she is remembered for her original ideas on management and leadership, democratic governance, and social work.

Her philosophy, which was based on her observations of human behavior and organizations, led her to argue that the best way to manage an organization was to adopt a more participatory approach to management. She believed that workers should be given more control over their work, and that managers should collaborate with them to achieve common goals. Follett was a strong advocate for teamwork and collaboration.

She believed that it was necessary for managers and workers to work together to achieve common goals. She believed that the best way to achieve this was to create self-managed teams, in which workers could work together to solve problems and make decisions.

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Much of what we conceive of as globalization is actually just China's integration into the global market, not a universal process of economic deepening around the world.

The term "globalization of politics" refers to the loss of a state's complete political sovereignty over a region, as well as increasing interaction across governmental systems, more outside influence and interaction based on democracy, and non-governmental groups.

A global market is a system of exchange for goods and services that extends across national borders to cover the entire or almost the entire globe. It is possible to use the phrase to refer to the totality of global market activity.

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The marginal revenue with respect to X refers to the change in revenue that is generated by producing one additional unit of X. To calculate this, we need to take the derivative of TRX with respect to x.

TRX = 100 - xy + 2x

dTRX/dx = 2 - y

Therefore, the marginal revenue with respect to X is 2 - y.

The term "marginal" refers to the additional or incremental change that occurs with each additional unit produced. In this case, the marginal revenue with respect to X tells us how much extra revenue we can expect to generate by producing one more unit of X.

The term "revenue" refers to the income generated by selling goods or services. In this case, we have two different revenue streams - TRX and TRY - which are generated by jointly producing goods X and Y.

Finally, the term "produced" refers to the process of creating goods or services for sale. In this case, goods X and Y are produced together and are sold in the market to generate revenue.

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Companies that price products low worldwide in an attempt to build global sales volume as rapidly as possible are implementing penetration pricing.

Penetration pricing is a strategy in which companies set low initial prices for their products or services in a new market to quickly capture market share and attract customers.

The goal is to stimulate demand, gain a competitive advantage, and establish a strong presence in the market. By offering lower prices than competitors, companies aim to entice customers to choose their products or services over alternatives.

While the initial profit margins may be lower, the strategy focuses on long-term profitability through increased market share, customer loyalty, and potential upselling or cross-selling opportunities. Penetration pricing can be particularly effective in price-sensitive markets or when introducing new products where rapid adoption is crucial for success.

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A sole proprietorship type of business ownership has the highest personal liability risk. Thus option(B) is correct.

An innovative company or group that engages in professional activities is referred to as a business. They could be industrial, commercial, or something else. Businesses that are for-profit operate to make a profit, whereas those that are nonprofit do so to further a philanthropic cause.

You own the company as a sole owner and are liable for any debts and other obligations. Despite being very straightforward, sole proprietorships expose business owners to greater risk than other forms of business ownership.

Therefore, Thus option(B) is correct.

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The statement "The upstream of the supply chain refers to all activities in the supply chain that relate to an organization's suppliers" is NOT true about procurement.

In the context of supply chain management, the term "upstream" refers to activities that occur closer to the source of raw materials or suppliers. Upstream activities include sourcing, supplier selection, negotiation, and contracting. These activities are part of the procurement process, which is focused on acquiring goods or services from external suppliers.

However, it is important to note that the upstream of the supply chain does not solely encompass all activities that relate to an organization's suppliers. The upstream activities also involve aspects such as raw material extraction, transportation, and inventory management before the goods reach the suppliers.

In summary, the statement presented is incorrect because the upstream of the supply chain includes more than just activities related to an organization's suppliers.

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Her total revenue if she sells the 1,400 games of the numbers game is £7,000.

The average sales price is multiplied by the quantity of units sold to arrive at revenue, which represents the money generated by normal business operations. Net income must be deducted from the top line (or gross sales) figure in order to be calculated. In the salary summary, revenue and sales are synonymous. To determine how effectively a business collects unpaid debt, it is critical to review the cash flow summary. Cash accounting, in comparison, only records purchases as revenue when actual money changes hands. "Receipt" is the term used to describe money provided to a business. For receipts to show, income is not necessary. For instance, there will be a receipt but no income from a customer who pre-paid for a service or goods that were never delivered.

Ivie's total revenue if she sells the 1,400 games is:

Revenue = Price per game x Number of games sold

Revenue = £5.00 x 1,400

Revenue = £7,000

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Alice is trying to achieve the goal of ensuring message integrity through cryptography. Message integrity ensures that the message remains intact and has not been altered during transit.

To achieve message integrity, Alice can use a cryptographic technique called message authentication codes (MACs) or digital signatures.

Message Authentication Codes (MACs): Alice can generate a MAC for the message using a symmetric key shared with Bob. The MAC is a small piece of data generated using a cryptographic hash function and the shared key. Alice appends the MAC to the message before sending it to Bob. Upon receiving the message, Bob recalculates the MAC using the same key and verifies that it matches the MAC sent by Alice. If the MACs match, Bob can be confident that the message has not been tampered with.

Digital Signatures: Alternatively, Alice can use digital signatures, which provide message integrity along with authentication. Alice generates a digital signature for the message using her private key (part of a public-private key pair). The signature is unique to the message and provides a cryptographic proof of its integrity. Alice sends both the message and the digital signature to Bob. Upon receiving the message, Bob uses Alice's public key to verify the signature's authenticity and integrity. If the signature is valid, Bob can be confident that the message is unaltered and originated from Alice.

Both MACs and digital signatures provide cryptographic mechanisms to achieve message integrity and assure Bob that the message has not been modified during transit. The choice between MACs and digital signatures depends on the specific requirements and security context of the communication scenario.

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Answer:

b

Explanation:

Answer:

facilitator

Explanation:

Answer:Therefore, total surplus is maximized when the price equals the market equilibrium price. In competitive markets, only the most efficient producers will be able to produce a product for less than the market price. Hence, only those sellers will produce a product

Explanation: i no it

For augment economic surplus, continue to increment yield insofar as total surplus is expanded when the cost rises to the market harmony cost.

Economic surplus is determined by consolidating the surplus advantage that is capable by the two purchasers and makers in an economic exchange.

Surplus relates to products as well as to monetary components, like benefit, income, and capital. Albeit this probably won't give off an impression of being an issue, something like benefit surpluses prompts expanded charge rates, and that additional duty cash might have been contributed somewhere else.

A surplus of capital focuses to the way that the financial backer, entrepreneur, or pioneer put a lot of cash into the organization or task, considering squandered money to be a normal outcome. In economics, the idea of surplus is generally found in the term spending plan surplus. This ordinarily alludes to situations where state run administrations have supported all their set projects and have cash left over subsequently.

Therefore economies actually take a stab at an economic surplus because of the conviction that overflow is superior to shortage.

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Answer: Management information system

Explanation:

The information system that reflect the strategic decisions that Jenson makes as a senior manager is the management information system.

Management Information System is simply referred to an information system that is used to make decisions and also used for analysing and coordinating information in the organization. It studies the relationship and interaction that exist between the people and the organization.

Answer:

decision support system

Explanation: PLATOOOOOOOOOOOOO

To adjust for operating leases before calculating financial statement ratios, an analyst should add the present value of future lease payments to a firm's liabilities. Operating leases are not recorded as liabilities on the balance sheet under the traditional accounting rules. However, to provide a more accurate representation of the firm's financial position, analysts may choose to capitalize operating leases by treating them as if they were finance leases.

By capitalizing operating leases, the present value of future lease payments is added to the firm's liabilities. This adjustment reflects the long-term commitment and financial obligation associated with the leases. It allows for a more comprehensive assessment of the firm's financial health and provides a clearer picture of its leverage and solvency ratios.

Adding the present value of future lease payments to liabilities helps in comparing the financial ratios of companies with different lease structures and enables better comparability among firms. It helps analysts and investors evaluate a company's financial position and performance on a more consistent basis.

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If firms in a competitive market are identical, the long-run market supply curve will be horizontal.

In a competitive market, firms are price takers, meaning they have no control over the market price and simply adjust their quantity supplied based on the prevailing market price. When firms are identical, it means they have the same cost structures, production technologies, and access to resources. As a result, they will have the same marginal cost of production.

In the long run, firms have the flexibility to adjust their production capacity by entering or exiting the market. If firms in a competitive market are making economic profits, new firms will be attracted to the industry, increasing the overall supply in the market. Conversely, if firms are incurring losses, some firms will exit the market, reducing the overall supply.

In the long run, these adjustments will continue until all firms in the market are earning zero economic profit, known as the equilibrium point. At this point, the market supply curve becomes perfectly elastic and horizontal because firms are willing to supply any quantity at the prevailing market price. Any deviation from this price would result in firms entering or exiting the market, quickly restoring the equilibrium.

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The monthly breakeven volume for the manufacturing company is 350 units. This means that the company needs to sell at least 350 units per month to cover its fixed costs and break even.

To determine the monthly breakeven volume, we need to calculate the number of units that the manufacturing company needs to sell in order to cover its fixed costs.
The fixed costs per site are given as RM 10,500 per month. Since the company supplies its products to industrial job sites, we assume that there is only one site.
The unit cost to produce each product is RM 20, while the selling price is RM 50 per unit. This means that the company makes a profit of RM 30 per unit sold (RM 50 - RM 20).

To cover the fixed costs, the company needs to generate enough profit to equal the monthly fixed costs of RM 10,500. Since the profit per unit sold is RM 30, we can calculate the number of units needed to break even as follows:
Breakeven volume = Fixed costs / Profit per unit = RM 10,500 / RM 30 = 350 units.

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Explanation:

Credit Cards: That used fund daily transactions by customers.

Car Loans: That used fund the purchasing of a car by customers.

Private loans: Used mostly by borrowers for school funding.

Personal Loans: Being used personal usage by customers.

Answer:

By following points international trade help in human capital and so on

Explanation:

1 International trade increases competition between national and international products

2 It strengthens bilateral and multilateral relationship

3 It enhances employment opportunities and helps in profit from trade sulprus

4 It facilitates specialization in the production of goods and services

5 It encourages national products to increase the quality at lower price.

6. It helps in production firms and companies to expand a large scale due to the entry of their products in international markets

Capital formation leads to the increase rate of savings due to which people can invest their saving in the productive sectors and can earn profit. Capital helps to increase the further wealth. Due to which people can raise their living standards. Country will be prosperous, reduction of poverty takes place in the country, proper mobilization of goods and services will be done properly e.t.c

Hope this helps

Have a great day. Thank you

To appeal to the managers' pathos, I would emphasize the positive impact of remote work on employees' well-being, work-life balance and overall happiness.

As managers, we must recognize the profound influence of employee well-being on their productivity and loyalty. By increasing the opportunity of work remotely, we offer employees a better work-life balance and flexibility.

This lead to reduced stress levels, increased job satisfaction and improved mental health. Remote work allows employees to save commuting time, spend more quality time with their families and achieve a greater sense of control over their lives.

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Answer: Global-standardization strategy

Explanation:

Global-standardization strategy could be defined as using a model to market a product globally. It's the scenario where an organization uses the same marketing strategy of a product across various countries. The advantage of this is that it results in global brand coverage and makes reduction for cost.

Vermilion Inc. has her product produced in various countries but uses the same marketing model or strategy to sell globally, this method is known as Global-standardization strategy

The main concerns of the sports coupe is that

There is no market for the two seat car given that it would be better if it was a market that people knew with  a cheaper price.

The role of the marketing mix has to do with the combination of price and the product. These two did not match properly in order to be able to take care of the need of customers and expectations.

3. Some of the strategies would be the use of social media and search engines. This would help to create the awareness for their products and create traffic.

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Answer:

Revenue is the total amount producers receive after selling a good. Profit is the total amount producers earn after subtracting the production costs.

Explanation:

amougus