An unendorsed BOP with no optional coverages covers "completed additions".
An unendorsed BOP (Business Owners Policy) is a package policy designed for small to medium-sized businesses that includes several coverages such as property, liability, and business interruption insurance. However, it does not include certain optional coverages, which can be added to the policy if needed. In an unendorsed BOP with no optional coverages, completed additions are covered under the property coverage. Completed additions refer to new buildings or structures that have been added to an existing property and have been completed. Money and securities, motor trucks that deliver the insured's goods, and automobiles used in the business are not covered under an unendorsed BOP with no optional coverages. Additional coverages may need to be purchased separately to cover these properties.
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d. How trustworthy do you think the primary source is? Do you think this source Might
be biased? Why? (1-2 sentences. 0.5 points)
Answer:
um where is the paragraph can I see it I can give you the answer once I can see if the source is biased.
Explanation:
show me the paragraph so I can help answer your question.
a restaurant employee earns $10 per hour and routinely clocks in 15 minutes before the scheduled time. if during the year the employee works a total of 250 days, how much will this practice cost the restaurant in additional employee wages?
The restaurant will need to pay an additional $625 in employee wages per year due to the employee clocking in 15 minutes early each day.
The employee routinely clocks in 15 minutes early, which means they are being paid for an extra 15 minutes per day. This adds up to 62.5 hours (15 minutes per day x 250 days) of additional pay per year.
To calculate the cost, we can multiply the additional hours by the employee's hourly rate: 62.5 hours x $10/hour = $625.
Summary: The restaurant will need to pay an additional $625 in employee wages per year due to the employee clocking in 15 minutes early each day.
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which type of sales presentation is built around a standard set of steps and tends to ignore the unique needs of each customer? group of answer choices persuasive reminder informative consultative canned
The type of sales presentation that is built around a standard set of steps and tends to ignore the unique needs of each customer is called a "canned" sales presentation.
A canned sales presentation is a scripted presentation that is typically delivered in a uniform way to all potential customers, regardless of their individual needs or interests. The focus of the presentation is on the features and benefits of the product or service being sold, and it often follows a standard set of steps or a specific order of presentation.
While a canned sales presentation can be efficient and time-saving for the salesperson, it may not be effective in meeting the specific needs and concerns of each customer. This approach can also come across as impersonal and may not build the necessary rapport and trust needed to close a sale.
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Define career pleaseeeeeee i really need it
la carrera es por decirlo una expresion pero esto lo hace ser diferente como "vas muy a la carrera"
No More Books Corporation has an agreement with Floyd Bank, whereby the bank handles $3.3 million in collections a day and requires a $340,000 compensating balance. No More Books is contemplating canceling the agreement and dividing its eastern region so that two other banks will handle its business. Banks A and B will each handle $1.65 million of collections a day, and each requires a compensating balance of $175,000. No More Books’ financial management expects that collections will be accelerated by one day if the eastern region is divided.
a. What is the NPV of accepting the system? (Do not round intermediate calculations and enter your answer in dollars, not millions of dollars, rounded to the nearest whole number, e.g., 1,234,567.)
b. What will be the annual net savings? Assume that the T-bill rate is 2.2 percent annually. (Do not round intermediate calculations and enter your answer in dollars, not millions of dollars, rounded to the nearest whole number, e.g., 1,234,567.)
a. NPV of accepting the system: NPV = PV inflow – PV outflow
Now, No More Books Corporation has an agreement with Floyd Bank which has the following requirements: Collections a day = $3.3 millionCompensating balance = $340,000To cancel the agreement, No More Books Corporation is contemplating dividing its eastern region so that two other banks will handle its business. Banks A and B will each handle $1.65 million of collections a day and will require a compensating balance of $175,000 each. According to the data given, collections will be accelerated by one day if the eastern region is divided.
Let's calculate the NPV of accepting the system: PVBanks A & B = (1/1.022) [(1.65 × 2) – 0.175] = $3.148,625.56PVFloyd Bank = (1/1.022) (3.3 – 0.34) = $2,981,757.87PVOutflow = 0PVInflow = $166,867.69 (acceleration of one day on $3.3 million)NPV = PV inflow – PV outflow
NPV = $166,867.69 – $0 = $166,867.69Therefore, the NPV of accepting the system is $166,867.69.b. Annual net savings:
Let's calculate the annual net savings: Annual outflow = 0Annual inflow = $166,867.69Total compensating balance required = 2 × $175,000 = $350,000Therefore, annual savings = $340,000 – $350,000 = –$10,000Now, as the savings is negative, it means that there will be no net savings.
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Which technologies have made global communication instant and more effective? Choose three answers.
social media
wireless devices
smart phones
automobiles
printed newspapers
The technologies that made global communication instant and more effective were social media, wireless devices, and smart phones.
The speed of communication made possible by technological developments has increased the social and economic interaction between countries, making the development of globalization possible.
Through instant communication through means that use the internet, it is possible for people to communicate from anywhere in the world quickly and cheaply.
Therefore, the effects of new communication technologies made possible business in other countries and the formation of multicultural environments.
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Answer: a b c
Explanation:
just took the unit
I know this is impossible but can you guys help? Doesn’t have to use fancy words and doesn’t have to be long, I’m not English native speaker but I have to
Don’t use all the words if it’s too difficult
Answer:
sorry I didn't see your question
Explanation:
very very sorry for my information
A pleasant smile, eye contact, and a firm handshake are examples of _____.
A.crafting a logical argument
B.probingdone
C.nonverbal communication
D.consultative selling
Answer:
Nonverbal Communication
Refer to Scenario 7.1. What type of factors likely influenced Levi as the chief decision maker for his company to remain with the supplier
Levi likely considered factors such as quality, cost-effectiveness, trust, reputation, and customization when deciding to remain with the supplier. It's important to note that the specific factors and their relative importance may vary depending on the details of Scenario 7.1.
Levi, as the chief decision maker for his company, likely considered several factors when deciding to remain with the supplier.
Here are some possible influences on his decision:
1. Quality and reliability:
Levi may have assessed the supplier's track record in terms of delivering high-quality products consistently and on time.
If the supplier has consistently met or exceeded the company's expectations,
Levi might have seen this as a positive factor to continue the relationship.
2. Cost-effectiveness:
The supplier's pricing and the overall value for money may have been important factors for Levi.
If the supplier offered competitive prices and the products or services provided were worth the cost, Levi might have considered this as a reason to stay with the supplier.
3. Relationship and trust:
If Levi had developed a strong and trustworthy relationship with the supplier over time, he may have been more inclined to continue working with them.
Trust and good communication can be vital in business relationships, and if the supplier has consistently demonstrated reliability and responsiveness, Levi might have seen this as a reason to maintain the partnership.
4. Market reputation:
Levi could have taken into account the supplier's reputation in the market.
If the supplier is well-regarded by other companies in the industry or has a positive reputation for their products or services, Levi might have considered this as a factor in his decision-making process.
5. Customization and flexibility:
If the supplier had demonstrated the ability to customize their products or services according to Levi's company's needs, it could have influenced his decision.
Flexibility in accommodating specific requirements can be crucial for Levi's company, and if the supplier had shown a willingness to adapt and provide tailored solutions, this might have been a reason for him to continue the partnership.
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Which of these can you invest in without assuming any risk?
(1 point)
bonds
property
stocks
none
Answer:
none
Explanation:
correct
Media with a firmness midway between that of a broth (a liquid medium) and an ordinary solid medium are called
Answer:
I think its semisolids.
B. A customer sees a house they want, but it's not for sale because it's owned by someone else. How would you go about approaching the current home owner about possibly selling their home to your buyer?
Answer:
conditional offer is an agreement between two parties that an offer will be made if a specific condition is met. Conditional offers are used in real estate transactions whereby a buyer's offer on a home is contingent on something getting done for the purchase to go through
onceptual connection: which project should emily hansen choose based on the arr? notice that the payback period is the same for both investments (thus equally preferred). unlike the payback period, explain why arr correctly signals that one project should be preferred over the other.
The current value method is the best methodology for selecting the best project from a group of candidates. The temporal worth of money is taken into account by the net current value technique, which aids managers in making more informed judgments about which project to choose.
A manufacturing manager makes an arrangement with a big supplier because they think that some of the facility's equipment is out-of-date. After confirming that the equipment must be updated, the salesperson continues by outlining what the company can offer.
Any business must priorities capital budgeting. It assists senior management in determining the company's long-term strategic orientation by assessing various growth options, such as the introduction of new goods, expansion into new markets, or acquisition of rival companies.
It is incredibly helpful at the lowest levels of the company when evaluating suggestions for product upgrades, strategies for cost reduction, or suggested capacity increases.
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Why is account management important in the vegetable farming ? give reason .
Answer:
Money
Explanation:
The expected result of farming would be to make money, account management would help the most in making money. With account management, you can see how well your farm is producing money which in turn can tell you if you are growing quality crops or a crop that your clients want the most.
Answer:
It is important to appreciate the fact that modern business management principles can assist the farmer or farm manager, no matter how small his farm may be and however meager his capital. This is because of the two major tasks facing today’s farm managers.
Explanation:
Importance of agriculture in the Food supply Agriculture is the world’s leading source of food items. All the food substances that are essential viz. Agriculture produces vegetables, proteins, and oils. The carbohydrates provide all living beings with energy.
TRUE OR FALSE. when members of a group are few in number and when members of another group are in power, stereotyping is likely to occur.
TRUE. When members of a group are few in number and when members of another group are in power, stereotyping is likely to occur. This phenomenon is known as social categorization, which refers to the process of dividing people into categories based on certain characteristics, such as race, gender, or age. When people belong to a minority group, they are often seen as different and are subject to stereotypes and prejudices. This is because people tend to rely on heuristics, or mental shortcuts when processing information, which can lead to oversimplified and inaccurate judgments about others.
In addition, when members of a dominant group hold power over minority groups, they may use their influence to reinforce stereotypes and maintain their position of authority. This can be seen in instances of institutionalized discrimination, where laws and policies are designed to disadvantage certain groups based on their identity. For example, the history of racial segregation in the United States demonstrates how stereotypes and power differentials can lead to systemic oppression and inequality.
Overall, the relationship between social categorization, stereotypes, and power dynamics is complex and multifaceted. However, it is clear that when one group has more power than another, stereotypes are more likely to emerge and persist. Therefore, it is important to be aware of the potential for stereotyping and discrimination in situations where power differentials exist and to work towards creating more equitable and inclusive communities.
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lars deposited $50 into
Answer:Lars deposited $50 into a savings account for which interest is compounded quarterly. According to the rule of 72, what interest rate will cause his money to double in approximately 29 years? A 0.6% B 1.7%
Explanation:idek this is what i could find ab this question hope its right!
Answer:
0.6
Explanation:
positive economics ______ value judgments, tries to establish ______ statements about economic behavior, and deals with ______ economic events.
There are people who have different opinions from one another. Positive economics avoids value judgments, tries to establish scientific statements about economic behavior, and deals with actual economic events.
What is a positive economic statement?A Positive economics is known to be a statement that is objective in nature and fact-based. In this kind of statements, they are often straight to the point, , descriptive, and can be measured.
These statements are often measured against all forms of tangible facts or historical scenarios.
Conclusively, Positive statements are regarded as statements about economics that one can proven if true or false through the use of evidence.
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Calculate the effective interest rate for each of the following nominal interest rates: a. 3.09% compounded quarterly. % Round to two decimal places b. 3.09% compounded monthly
a. The effective interest rate for a nominal interest rate of 3.09% compounded quarterly is approximately 3.14%.
b. The effective interest rate for a nominal interest rate of 3.09% compounded monthly is approximately 3.16%.
To calculate the effective interest rate, we need to take into account the compounding frequency. In the case of a nominal interest rate of 3.09% compounded quarterly, we can use the formula:
Effective Interest Rate = (1 + (Nominal Interest Rate / Number of Compounding Periods))^Number of Compounding Periods - 1
For a nominal interest rate of 3.09% compounded quarterly, the number of compounding periods per year is 4 (since it is compounded quarterly). Plugging in the values into the formula, we get:
Effective Interest Rate = (1 + (0.0309 / 4))⁴ - 1
≈ 3.14%
Similarly, for a nominal interest rate of 3.09% compounded monthly, the number of compounding periods per year is 12 (since it is compounded monthly). Using the formula, we have:
Effective Interest Rate = (1 + (0.0309 / 12))¹² - 1
≈ 3.16%
The effective interest rate takes into account the effect of compounding and represents the actual interest earned or paid over a given time period. By considering the compounding frequency, we can determine the true rate of return or cost associated with the nominal interest rate.
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Derek is doing research for his speech on the effects of social
media on teenagers. What would be the BEST and MOST credible source
for Derek to use in the speech?
A. A peer-reviewed journal article p
Social media has become an essential part of today's world, especially for teenagers. It is not only a source of entertainment but also a communication tool and a way to stay connected with peers.
However, social media can have both positive and negative effects on teenagers. Therefore, Derek must choose a reliable source for his research, and the most credible source for him to use in the speech is a peer-reviewed journal article.
Peer-reviewed articles are written by experts in a particular field, who have been reviewed by other experts in the same field. They are held to rigorous standards of academic integrity, making them a more reliable source of information than blogs, social media posts, or non-peer-reviewed articles.
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If attribute A determines a single value for attribute B at any time, we say that attribute B is ___. a parent of attribute A; a child of attribute A ...
If attribute A determines a single value for attribute B at any time, we say that attribute B is functionally dependent on attribute A (option c).
When attribute A determines a single value for attribute B at any time, it means that the value of attribute B can be uniquely determined based on the value of attribute A. In this case, we say that attribute B is functionally dependent on attribute A. The value of attribute A serves as a determinant or key in determining the value of attribute B. The correct option is c.
The complete question is:
If attribute A determines a single value for attribute B at any time, we say that attribute B is ___.
a) a parent of attribute A
b) a child of attribute A
c) functionally dependent on attribute A
d) networked to attribute A
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llus Patrick is selling a new hair product. He hopes to sell 10 bottles a month if he spends a one-time $100 on advertising. He is selling each bottle for $12. The product costs him $5.00 to make per bottle. What would the planned profit be after one year of sales?
A. $600 B. $740 C. $1050
Answer:
B. $740
Explanation:
In the given scenario we will be analysing the cost of production versus the revenue earned by Patrick. The difference between the two will give our profit
Total number of bottles produced a year = 10 * 12 = 120 bottles
Cost of production = Advertising + manufacturing cost
Cost of production = 100 + (120 * 5) = $700
Revenue = 120 * 12 = $1,440
Profit = 1,440 - 700 = $740
What step is the most important in the decision making model?.
Answer:
Identifying or stating the problem
Explanation:
The income earned by whoever has the right to import the good at the world price and sell it in the domestic market at the higher quota price is: Multiple choice question. quota rent. economic profit. trade rent. accounting profit.
Answer: quota rent
Explanation:
Nora was looking forward to the training programme which she had been hired to conduct at Syarikat Ceria Selalu. She was an experienced trainer and enjoyed meeting people from different organizations. However, when she arrived at Syarikat Ceria Selalu, a company for which she had never previously conducted training, she was shocked. Upon arriving at the main gate of the large factory compound, she found that the security staff had not been informed that a training programme was being organized that day. Further, as they didn’t seem to speak much Bahasa Malaysia or English, she could not explain to them that she needed to find the Training Department. They waved her in the general direction of the main office lobby where the HR Officer was contacted by the receptionist, who also did not know about the planned training. She had to wait nearly half an hour before the HR Officer arrived to take care of her to the meeting room which was being used for the training.
It was immediate
Which of the following influences the consumer when he or she is deciding wether to buy a product?
A. The stock market
B. Opinion factors
C. External factors
D. Multiple factors
Answer:
D.
Explanation:
The factors that infuence a consumer's decision of buying product are multiple. It can be internal, external, economic, cultural, etc.
These factors include psychological factor, social factor, cultural factor, situational factor, etc.
Many times it's psychological factors such as moods. If a person is in bad or good mood, it will affect his behavior to buy a product. Culture or social life also influences consumer's buying habit. Some buy under peer pressure or to have status in society.
Therefore, option D is correct.
Answer: External factors
Explanation:
Andy, 68, has a gross estate currently valued at $2,500,000 that consists primarily of highly appreciated growth securities. Within the last six months, andy transferred $500,000 worth of these securities to his wife, harriet. His cost in these securities was $200,000. Harriet recently died. The fair market value of the transferred securities at the time of her death was $500,000. The securities passed to andy under the terms of harriet's will
If his cost in these securities was $200,000 and the fair market value of the transferred securities at the time of her death was $500,000. The income tax implication of the transfer of stock is $200,000.
Transfer of stockSince we were told his cost in the securities was the amount of $200,000 which means that basis the Harriet that received from the lifetime gift from Andy will be the same basis as that of Andy.
The reason why the basis will be the same is because Harriet died and did not live for more than a year, which in turn means that property is a basis since the property does not qualify as a reverse gift. Hence the basis will be the amount of $200,000.
Therefore If his cost in these securities was $200,000 and the fair market value of the transferred securities at the time of her death was $500,000. The income tax implication of the transfer of stock is $200,000.
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The complete question is:
Andy, age 68, has a gross estate currently valued at $2,500,000 that consists primarily of highly appreciated growth securities. Within the last six months, Andy transferred $500,000 worth of these securities to his wife, Harriet. His cost in these securities was $200,000. Harriet recently died. The fair market value of the transferred securities at the time of her death was $500,000. The securities passed to Andy under the terms of Harriet's will.
Which one is an income tax implication of the transfer of stock?
A Sign That Ethics Has Become A Primary Concern For Boards Of Directors Is That Multiple Choice Directors Area. More Often Chosen For Their Political Connections Than For Their Expertise b. Modern Executive Compensation Is Closely Linked To The Firm's Employee Retention Rate. C. Poor Financial Performance Is The Most Common Reason For CEOs To Be Fired Saved Help
Modern executive compensation is closely linked to the company's employee retention rate.
To elaborate: Ethical behavior toward employees is one of the primary responsibilities of the Board of Directors. They shouldn't be fired for little things. They should be given a chance to grow and develop.
2. the environment in which a manager works In addition to their social and ethical responsibilities, managers need to be aware of the environment in which they operate. If the business is to be viable and successful in the long run, they must take into account all of these factors.
What does "Board of Directors" mean?A board of directors is a group of people who represent the interests of shareholders. In addition, it offers advice to an organization's chief executive officer and executive team. A board provides general oversight of operations without getting involved in the day-to-day operations.
The hiring of the company's CEO or general manager and the evaluation of the company's overall strategy and direction are the board of directors' primary responsibilities. The CEO or general manager is responsible for hiring all other employees and overseeing the business's day-to-day operations.
The majority of the board of directors consists of the chief executive officer and occasionally other senior managers, as well as board members who are not otherwise associated with the company. The most common definition of an inside director is an employee of the company, though significant shareholders may also be included from time to time.
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Match the job descriptions to the job titles.
Tiles
lobbyist
public affairs officer
equal opportunity officer
IRS CI special agent
Pairs
works to prevent unlawful discrimination
against employees
helps government build a positive media
image
investigates tax crimes
meets with politicians to influence policy
making
On behalf of a group or person who pays them, professional lobbyists work to influence legislation, regulations, or other governmental decisions, actions, or policies.
What is legislation?Legislation, the process by which municipal, state, or federal legislatures draft and adopt laws.
It is occasionally used to refer to municipal ordinances as well as the rules and regulations issued by administrative bodies while they were performing their designated legislative duties.
Legislation entails participation from the executive branch in addition to action by a legislative body. Unless the executive's veto is overridden by a large enough majority in each house of the legislature, legislation cannot become law without the executive's concurrence.
Additionally, the executive's job requires much more than just consent or opposition. The executive actively participates in the creation of governmental policy as the chief officer of state and a political figure.
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In its first year of operations, Sunland Company recognized $30,000 in service revenue, $8,100 of which was on account and still outstanding at year-end. The remaining $21,900 was received in cash from customers. The company incurred operating expenses of $18,600. Of these expenses, $12,880 were paid in cash; $5,720 was still owed on account at year-end. In addition, Sunland prepaid $3,270 for insurance coverage that would not be used until the second year of operations. A) Calculate the first year’s net earnings under the cash basis of accounting, and accrual basis of accounting. Cash Basis Accrual BasisNet Income $ $B) Which basis of accounting (cash or accrual) provides more useful information for decision-makers?
Answer:
A. Cash basis $5,750
Accrual basis $11,400
B. Accrual basis
Explanation:
A. Calculation for the first year’s net earnings under the cash basis of accounting, and accrual basis of accounting
Cash basis Accrual basis
Service revenue
$21,900 $30,000
Less Operating expenses
$12,880 $18,600
Less Insurance expenses $3,270 $0
Net income $5,750 $11,400
B. Based on the above calculation the basis of accounting that provides more useful information for decision-makers is ACCRUAL BASIS OF ACCOUNTING.
A. The first year’s net earnings under the cash basis of accounting, and accrual basis of accounting. Cash Basis $9,020, Accrual Basis Net Income $ $11,400.
B. Due to the fact that it reflects the economic reality of the transactions that took place during the period, regardless of whether cash was received or paid, the accrual foundation of accounting gives decision-makers more meaningful information.
Given information:
Cash Revenue = $21,900Cash Expenses = $12,880Accrued Revenue = $8,100Cash Revenue = $21,900Accrued Expenses = $5,720Cash Expenses = $12,880Net Earnings (Cash Basis) = Cash Revenue - Cash Expenses
Net Earnings (Cash Basis) = $21,900 - $12,880
Net Earnings (Cash Basis) = $9,020
Total Revenue (Accrual Basis) = Accrued Revenue + Cash Revenue
Total Revenue (Accrual Basis) = $8,100 + $21,900
Total Revenue (Accrual Basis) = $30,000
Total Expenses (Accrual Basis) = Accrued Expenses + Cash Expenses
Total Expenses (Accrual Basis) = $5,720 + $12,880
Total Expenses (Accrual Basis) = $18,600
Net Earnings (Accrual Basis) = Total Revenue (Accrual Basis) - Total Expenses (Accrual Basis)
Net Earnings (Accrual Basis) = $30,000 - $18,600
Net Earnings (Accrual Basis) = $11,400
The accrual basis of accounting provides a more accurate picture of the company's financial performance and position by recognizing revenue and expenses when they are earned or incurred, rather than when cash is received or paid.
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Business; an organization that uses resources to produce a product is known as a ?
O Private Company
O Shop
O Firm
O Enterprise
Answer:
Firm
Explanation: