An example of asset securitization is a bond backed by credit card receivables. For that reason, the correct option is A.
The (option A) bond backed by credit card receivables involves a business, such as a credit card company, which filter a large number of this things.
These receivables are then sold to a trust or special purpose vehicle (SPV), which issues bonds to investors. The cash flows from the receivables are used to pay the interest and principal on the bonds.
Asset securitization is a common practice in the United States and is a key driver of the economy. It allows businesses to generate cash from their receivables, which can then be used to invest in their operations or pay down debt.
The process also provides investors with a way to invest in a diverse pool of assets, which can help them manage risk and generate income.
However, asset securitization is not without risks. If there is an error in the accounting or design of the securitization, it could lead to a loss of money for investors.
Additionally, changes in economic or social behaviors could impact the demand for the underlying assets and affect the performance of the securitization.
Overall, asset securitization is an important tool for businesses and investors in the United States. It allows for the efficient transfer of assets and can help support economic growth and trade.
However, it is important for all parties involved to adapt to changes in the market and carefully consider the risks involved.
Learn more about securitization: https://brainly.com/question/29221247
#SPJ11
(ANSWERED) When should a human resources professional post a job internally?
close
A.
Internal postings are useful when competition for jobs is undesirable.
done
B.
Internal postings are used when existing employees have the right skills.
C.
It is not a good idea to post jobs internally because existing employees don't have new ideas.
D.
The law requires that all jobs be posted internally for 30 days.
ANSWER - B. Internal postings are used when existing employees have the right skills.
Explanation:
Internal postings are used when existing employees have the right skills.
The amount of goods and services you can buy with a dollar in the global market ______.
The amount of goods and services you can buy with a dollar in the global market increases with a rising dollar value. The worth of a currency is determined by how many goods or services one unit of that currency can be used to purchase.
Inflation may cause purchasing power to deteriorate over time. This is due to the fact that you may acquire fewer items or services as a result of increased pricing. A currency's buying power is another name for its purchasing power.
The amount that can be purchased with a given currency decreases due to inflation. Prices rise as a result of a loss of purchasing power. You might evaluate the cost of a product or service against a price index, such as the Consumer Price Index, to determine buying power in the conventional economic sense (CPI).
Serious economic repercussions may result when a currency's buying power declines as a result of excessive inflation. These can include rising living expenses, increasing interest rates that have an impact on the world economy, and declining credit scores. An economic crisis may be influenced by any one of these variables.
Learn more about Purchasing Power here: https://brainly.com/question/29614239
#SPJ4
To deal effectively with turbulent competitive dynamics, an organization should first focus on _____.
An organization should focus on their strengths, market positioning, customer service, technology, and employees in order to deal effectively with turbulent competitive dynamics. This will enable the organization to stay relevant in the market and improve their competitiveness.
To deal effectively with turbulent competitive dynamics, an organization should first focus on their strengths, market positioning, customer service, technology, and employees.
An organization should focus on the following things in order to deal effectively with turbulent competitive dynamics
1. Strengths: An organization should determine their strengths and weaknesses and capitalize on their strengths.
2. Market positioning: An organization should evaluate their position in the market, determine where they stand in the market and find ways to differentiate themselves.
3. Customer service: An organization should improve customer service as it has a great impact on customers. Satisfied customers are more likely to stay loyal and purchase the company’s products again.
4. Technology: An organization should adopt new technology to stay relevant and improve their processes.
5. Employees: An organization should hire skilled employees, train them regularly, and keep them motivated. This will improve their performance and their morale.
Therefore, an organization should focus on their strengths, market positioning, customer service, technology, and employees in order to deal effectively with turbulent competitive dynamics. This will enable the organization to stay relevant in the market and improve their competitiveness.
To know more about Organization visit :
https://brainly.com/question/28477679
#SPJ11
This grants exclusive right of possession of property without
ownership. a. deed b. lease c. zoning d. easement
This grants exclusive right of possession of property without ownership A lease option B. A lease is a legal agreement that grants exclusive right of possession of a property to a tenant without transferring ownership.
It is a contractual arrangement between the owner of the property, known as the landlord or lessor, and another party, known as the tenant or lessee. The lease outlines the terms and conditions under which the tenant can occupy and use the property for a specified period of time.
The key characteristic of a lease is that it provides the tenant with the right to possess and use the property exclusively, while the ownership remains with the landlord. This means that the tenant can enjoy the benefits of using the property, such as living in a rented house or operating a business in a rented commercial space, but they do not acquire any ownership interest in the property itself.
The lease agreement typically covers various aspects, including the duration of the lease, the amount of rent to be paid, the responsibilities of the landlord and tenant, any restrictions or conditions on the use of the property, and other relevant terms. Both parties are legally bound to adhere to the terms specified in the lease.
Leases are common in the real estate industry, where individuals and businesses often prefer to rent or lease property rather than purchasing it outright. Leases provide flexibility, allowing tenants to use the property for a specific period without the long-term commitment of ownership. They also provide landlords with a steady income stream and the ability to maintain ownership and control over their property.
In contrast to a lease, a deed is a legal document that transfers ownership of property from one party to another. Zoning refers to land-use regulations that dictate how properties can be used in specific areas. An easement grants a non-possessory right to use someone else's property for a particular purpose, such as accessing a neighboring property or using a shared driveway.
In summary, a lease grants exclusive right of possession of a property without ownership, allowing the tenant to use and enjoy the property while the ownership remains with the landlord. It is a legally binding agreement that outlines the terms and conditions of the tenant's occupancy, including the duration and rent payments.
A lease option B is correct.
Learn more about ownership. here:
https://brainly.com/question/30238127
#SPJ11
Workplace technology is relied upon by businesses to increase
O A. Employee turnover
O B. Philanthropy
O C. Efficiency and effectiveness
O D. Malfunction and futility
Answer:
C
Explanation:
Workplace Technology focues on maximizing effency to increase profit margines
Plz help me...Urgently Needed!!!
Answer:
Is the answer July 4th?
Sorry I'm a bit confused.
.When we examine the U.S. money supply, the smallest component of M1 isA. demand and other checkable depositsB. currencyC. traveler's checksD. money market accountse. savings accounts
The smallest component of M1 in the U.S. money supply is C. traveler's checks. The other components of M1 include demand and other checkable deposits, as well as currency.
Savings accounts and money market accounts are not included in M1, but they are part of the broader money supply measurement known as M2.
When we examine the U.S. money supply, the smallest component of M1 is C. traveler's checks. M1 includes currency in circulation, demand and other checkable deposits, and traveler's checks. Among these components, traveler's checks have the least value in terms of contribution to the overall M1 money supply. Money market accounts and savings accounts are not part of M1; they are components of M2 money supply.
To know more about traveler's checks visit:
https://brainly.com/question/15709241
#SPJ11
Enlightenment thinker adam smith wrote about laissez-faire economics and market systems, which was influential in how people economically viewed the role of the government. According to smith, what role should the government have?.
In his writings, he described how market systems work and his belief in laissez-faire economics. His ideas influenced how people view the government in terms of the economy,
Economics is the study of scarcity and its impact on resource use, the creation of goods and services, the expansion of production and wealth over time, and a range of complex concerns of utmost importance to society. Political science, geography, mathematics, sociology, psychology, engineering, law, medicine, and business administration are just a few of the many areas in which economics has an impact. A society is a group of people who are in regular contact with each other or a large group of people living together in a common space, often subject to the same political authority and prevailing cultural norms. .
Learn more about Economics here
https://brainly.com/question/14787713
#SPJ4
A business receives $5 000 for Rent
Revenue and deposits this amount into its
Bank account. How will this transaction
be recorded?
Answer: Dr Bank $5 000; Cr Rent Revenue $ 5 000
Explanation:
From the information given in the question, we are informed that a business receives $5 000 for Rent
Revenue and deposits this amount into its bank account, this transaction will be recorded thus:
Debit Bank $5000
Credit Rent Revenue $5000
The correct journal entry is written above with regards to the transaction.
You plan to operate a basketball camp during the summer at Duke University. The total number of participants is 200. Camp participants will stay three nights in the university dormitories, and each room will house two camp participants. Duke charges you $40 per room each night. Liability insurance to run the camp will cost $3,000. Meals for the three day camp will cost $6,000. Duke will not charge you for the use of the basketball facility. Nike will provide sporting goods to be used by, and given to, participants. You and your partner each want to make $8,000 profit from running the camp. How much will you have to charge each participant to meet your goal?
Answer:
$245 per participant
Explanation:
total number of participants = 200
total costs for 200 participants:
$40 per night x 3 nights x 200 = $24,000 for rooms$3,000 for insurance$6,000 for mealstotal costs = $33,000
if you want to earn $16,000 in profits ($8,000 each),
price per participant = ($33,000 + $16,000) / 200 = $49,000 / 200 = $245
Why did Krispy Kreme decide to manufacture all the donut mix and distribute it to the stores?
a) it made the products more consistent in various stores
b) franchise law demands is kind of central production
c) It is always cheaper to use this method
d) The company was having problems with distributors
Answer:
Option A
Explanation:
In simple words, Krispy Kreme Doughnuts, Inc. is an American doughnut company and coffeehouse chain owned by JAB Holding Company. Krispy Kreme was founded by Vernon Rudolph, who bought a yeast-raised recipe from a New Orleans chef, rented a building in 1937 in what is now historic Old Salem in Winston-Salem, North Carolina, and began selling to local grocery stores.
They make all their dough of the product by themselves so that the neutrality regarding their consistency remains intact thought the country,
Which long-term career goal would you recommend for an adolescent! who lists altruistic rewards and influence as his highest work values? Multiple Choice a. construction worker b. entertainment director on a cruise ship c. investment bankerd. director of nursing
Based on the given work values of altruistic rewards and influence, the career choice that aligns most closely would be: d. Director of Nursing.
A director of nursing typically works in the healthcare field, overseeing the nursing staff and ensuring the delivery of quality patient care. This role often involves making important decisions, leading a team, and having a significant influence on the well-being of patients and the nursing staff.
In the healthcare industry, there is often an opportunity to make a positive impact on others' lives, which aligns with the altruistic rewards mentioned. Additionally, as a director, one can have a considerable influence on the overall nursing practice, policies, and patient care outcomes.
While all career choices may offer some level of altruism or influence, the director of nursing role specifically focuses on healthcare, patient care, and the well-being of others, making it a strong recommendation for someone with these work values.
To know more about career,
https://brainly.com/question/32246726
#SPJ11
Who is responsible for determining whether a pilot is fit to fly for a particular flight, even though the pilot holds a current and valid U.S. driver's license?
A.
The FAA
B.
The medical examiner
C.
The pilot
Even though the pilot holds a current and valid U.S. driver's license, the FAA is responsible for determining whether a pilot is fit to fly for a particular flight.
This is because flying an aircraft requires a higher level of physical and mental fitness than driving a car. The FAA sets the medical standards that pilots must meet in order to be certified to fly. Pilots must undergo regular medical exams with FAA-approved medical examiners to ensure that they meet these standards. The medical examiner plays a role in this process by performing the exam and providing the FAA with a report on the pilot's fitness to fly. However, the final decision on whether a pilot is fit to fly rests with the FAA. The pilot also has a responsibility to monitor their own health and fitness for flying, and to report any changes or issues to the FAA or their medical examiner. In summary, while the medical examiner plays a role in assessing a pilot's fitness to fly, the ultimate responsibility lies with the FAA.
Know more about driver's license here:
https://brainly.com/question/10001976
#SPJ11
Prior to the introduction of technology that facilitated large-study research, those interested in best understanding whether formal education was addressing the needs and interests of students and teachers alike had to rely on a number of time-consuming activities in an effort to collect and interpret reliable data. In this essay, describe how research into educational programs was conducted prior to the introduction of affordable technology and how this research is conducted today. In your conclusion, address the perceived value of research-based policy today compared with the policies that existed prior to the introduction of computer-assisted research.
Answer:
Technology provides students with easy-to-access information, accelerated learning, and fun opportunities to practice what they learn. It enables students to explore new subjects and deepen their understanding of difficult concepts, particularly in STEM.
Explanation:
A bookstore costs $90 a day to keep open, and spends $12 for each book it sells. The store charges $18 for each book it sells. If n represents the number of books sold, which equation represents the cost function for this bookstore?
O A. C = 90n + 15
O B. C = 12n + 90
O C. C = 18n + 90
O D. C = 90n + 12
Answer:
The correct answer is B just got it right on ape
Explanation:
8.Reconciling the bank statement monthly is an example of a.segregation of duties. b.independent verification. c.establishment of responsibility. d.documentation procedures.
An illustration of independent verification is monthly bank statement reconciliation. Thus option (B) is correct.
What is the statement?Statements are sentences that express a fact, idea, or opinion. Statements do not ask questions, make requests or give commands. They are also not utterances. Statements are sentences that express a fact, idea, or opinion. Statements do not ask questions, make requests or give speech acts. They are also not exclamations.
To make the balances match, the various causes of differences are given effect. Since financial accounting is unrelated, it is merely a separate statement to reconcile the transaction.
Therefore, Thus option (B) is correct.
Learn more about the statement here:
https://brainly.com/question/2285414
#SPJ1
amazon’s efforts to offer customers the option to return or purchase items in the physical world is a decision that most closely aligns with which of the elements of the retail marketing mix?
Amazon’s efforts to offer customers the option to return or purchase items in the physical world is a decision that most closely aligns with Physical Evidence.
This is because the retail marketing mix has seven elements.
These elements are usually known as the 7 Ps, including product, price, promotion, place, people, process, and physical evidence.
It is expected that the Physical Evidence should give the customers the sense of making a purchase.
This could be anything from collecting a physical receipt or having the opportunity to return a defective product.
The Physical Evidence gives the customers an impression of the value of what they purchase goods.
Hence, in this case, it is concluded that the correct answer is Physical Evidence.
Learn more here: https://brainly.com/question/15850455
what is Galileo Galilei's scientific method?
Answer:
Galileo devised a method that exhibits some provocative similarities to, and differences from, a Rasch approach to instrument design: Viewed as a whole, Galileo's method then can be analyzed into three steps, intuition or resolution, demonstration, and experiment; using in each case his own favorite terms.
Actual manufacturing overhead was $50,000, while overhead applied to jobs was $45,000. the entry to dispose of underapplied or overapplied overhead ______.
Actual manufacturing overhead was $50,000, while overhead applied to jobs was $45,000. the entry to dispose of underapplied or overapplied overhead credit manufacturing overhead $5000.
Manufacturing is the manufacture of goods by hand or by machine and the sale of finished products to customers. Items used for crafting can be raw materials or components for larger products. Manufacturing is usually done on large production lines using machines and skilled workers.
There are three types of manufacturing processes. Make-to-stock (MTS), make-to-order (MTO), and make-to-order (MTA). The main goal of the manufacturing process is to produce as many goods as possible in the most cost-effective manner.
Learn more about manufacturing here: https://brainly.com/question/14203661
#SPJ4
Can someone answer this quickly, please
The correct options based on the information will be:
Across:
Market Segmentation
External Factor
Target Market
Market Profile
Primary Research
Demographic Information
Market Potential
Down:
2. Focus Group
List Broker
Geographical Segmentation
Business
Psychographic
Ideal Customer
Consumer
Owning Your Future
What is market Segmentation?Market segmentation is the process of breaking a large consumer or company market into smaller consumer groups based on shared criteria. Typically, this process involves existing and future customers.
The concept of market segmentation acknowledges that not all customers share the same preferences, purchasing power, or consumer wants.
Learn more about market on:
https://brainly.com/question/25754149
#SPJ1
In
, people invest money in a company in exchange for the company’s
.
Answer:
In equity crowdfunding, people invest money in a company in exchange for the company’s shares
Explanation:
Equity crowdfunding is the process in which people invest in start up companies and early stage companies that have not been listed on a stock market in exchange for shares in that company. As a result of the investment, the person becomes a shareholder and makes profit when the company do well but if the company fails, shareholders make losses.
Startups and early-stage companies use this method to raise capital.
In two or three sentences, briefly describe how your work values relate to the career
planning process.
Your work values relate to the career planning process as they are what motivate you in order to work and contribute to your overall work satisfaction and success.
A person's work values are the subset of their fundamental beliefs and ideas, which also includes the core principles that are an important part of who you are. This includes things like service, honesty, self-respect, respect for others, and success.
So work values tend to be related to the career planning process as these values tend to motivate one in order to work. Thus, such values can influence your career path and job satisfaction. Also, when a person is conscious of these core values it helps to find a job which brings joy.
Hence, work values are related to the career planning process.
To learn more about career planning here:
https://brainly.com/question/15034403
#SPJ1
Find and briefly explain an example of an advertising or promotional campaign that did not go as planned. Which step of the planning process do you think was overlooked or done incorrectly that led to that outcome?
The target audience analysis was overlooked or done incorrectly in the Pepsi advertisement featuring Kendall Jenner, leading to negative public perception.
One example of an advertising or promotional campaign that did not go as planned is the Pepsi advertisement featuring Kendall Jenner. The ad was released in 2017 and received significant backlash.
The step of the planning process that was overlooked or done incorrectly in this campaign was the target audience analysis. The ad attempted to portray a message of unity and protest, with Kendall Jenner handing a can of Pepsi to a police officer during a demonstration. However, it was widely criticized for trivializing serious social issues, such as police brutality and the Black Lives Matter movement.
The campaign failed to recognize the sensitivity and complexity of the issues it was addressing, leading to negative public perception and a significant backlash. The lack of understanding of the target audience's values, beliefs, and emotions resulted in a misjudgment of the campaign's potential impact.
In conclusion, the oversight or incorrect execution of the target audience analysis during the planning process led to the failure of the Pepsi advertisement campaign featuring Kendall Jenner.
Learn more about promotional campaign :
https://brainly.com/question/32739489
#SPJ11
commercial banks hold deposits and
complete the statement with the correct words the blank was established in 2010 as a result of the dud Frank Act
Answer: Consumer Financial Protection Bureau
Explanation:
The Consumer Financial Protection Bureau (CFPB) was established in 2010 as a result of the Dodd-Frank Wall Street Reform and Consumer Protection Act which was passed by congress in a bid to make changes to the nation's financial systems and correct factors that may contribute to another crises like the Great Recession of 2008.
The CFPB's role is to protect the interest of customers in the financial services sector and as a result all financial services providers in the United States fall under its jurisdiction including banks, securities firms and credit unions.
firms that engage in product-related diversification as well as far-flung multinational expansion are following a classic conglomerate strategy. True/False
The correct answer is True. A conglomerate strategy is when a corporation has a wide range of unrelated businesses in its portfolio.
The companies that engage in product-related diversification and multinational expansion are following the classic conglomerate strategy. The following are the characteristics of the classic conglomerate strategy:Businesses that are not related to each otherWide geographic locationsDiversification of business areas in the portfolioDifferent markets serve different company businesses.Firms that engage in product-related diversification as well as far-flung multinational expansion are following a classic conglomerate strategy. Therefore, the correct answer is True.
Learn more about corporation here:
https://brainly.com/question/14732695
#SPJ11
. In 2000, KFC® and A&W® restaurants successfully merged because each had a strong
signature product: KFC’s fried chicken and A&W’s root beer floats.
Branding strategy used:
Explanation:
Co-branding is a form of branding that connects companies together. Essentially, co-branding is a marketing partnership between two or more businesses.
Managers wants to develop an organizational culture that aligns with the firm’s mission and profit margin.
True or false
According to the research, the correct answer is True. The statement "Managers want to develop an organizational culture that aligns with the firm's mission and profit margin" is true.
What are Managers?It is the person whose job is to coordinate or direct a company or a sector of it, guides the effective management of people and organizational effectiveness.
In this sense, he is dedicated to the coordination and supervision of the actions carried out by other people, ensuring that the work carried out by the personnel under his charge is in tune with the objectives of the company and its organizational culture.
Therefore, we can conclude that according to the research, a manager plans and directs the plans and procedures in the organizational culture.
Learn more about management here: https://brainly.com/question/28535677
#SPJ1
The highest yielding savings accounts are paying historically low interest rates, so Maria is only able to get a 1% annual interest rate for her savings account. Assuming interest rates do not change, use the Rule of 72 to approximate how many years it will take for her to DOUBLE her money in this account?
Using the rule of 72 it is going to take Maria a period of 72 years in order to be able to double the money that is in her account.
What is the rule of 72?This is the term that is used to refer to the rule that helps to tell us of the number of years that would be needed in order to be able to double the amount of invested money of a person.
The formula for the rule of 72 is given as
t = 72 / r
where
t = years
r = rate in percentage
Hence we can say that
72 / 1%
Hence the period that it would take to double the money would be 72 years.
Read more on the rule of 72 here:
https://brainly.com/question/18244946
#SPJ1
What is planning? Choose the answer.
O illustrating the hierarchy and work teams within a company
ability to make short- and long-term company direction and goals
allows management to set standards, control costs, and manage change
guiding employees towards achieving company goals
Answer:
Ability to make short- and long-term company direction and goals
Explanation:
planning involves setting goals and how to achieve them in the best way possible.