An annuity owner calls you, the agent, to request a surrender of an annuity, which was held for less than one year. When you apprise the owner of the surrender charges and potential losses, the owner indicates that the fees and losses do not matter and to please make the surrender immediately and wire the money to an account located in Europe. What should the agent do?

Answer:17%

Explanation: I just want points

The Quick Ratio, also known as the Acid Test, is a more appropriate measure of liquidity for a large-airplane manufacturer than the Current Ratio because the Quick Ratio is calculated by subtracting inventory from the current assets, which allows for a more accurate view of how quickly a business can turn its current assets into cash.

The reason why a large-airplane manufacturer should use the Quick Ratio rather than the Current Ratio is because aircraft parts are large, bulky and expensive. If an airplane manufacturer has to sell off parts to make cash quickly, it would take a lot of time, effort, and money to do so. This means that the company could not turn those parts into cash quickly, which would make the Current Ratio misleading.

Another factor to consider is the fact that airplanes are expensive and may not be able to be sold off quickly. An airplane manufacturer may not be able to quickly convert the value of the planes into cash, making the Current Ratio unreliable. The Quick Ratio provides a more accurate view of the company's liquidity and is a better measure to use.

Know more about Quick Ratio here:

https://brainly.com/question/30759733

#SPJ11

Answer:

1

Explanation:

because we smart,im from forest hill

Answer:

1 because he or she can lead a group

The advantages of corporations include perpetual life, ease of raising capital, and limited liability.

Corporations have several advantages that make them a popular choice for business entities. One of the key advantages is perpetual life, which means that a corporation can continue to exist regardless of changes in ownership or management. Unlike sole proprietorships or partnerships, which may dissolve upon the death or departure of the owner(s), corporations can endure indefinitely. This provides stability and continuity, making it easier for corporations to plan for the long term and execute complex strategies.

Another advantage of corporations is the ease of raising capital. Due to their legal structure and ability to issue stock, corporations have greater access to financial resources. They can attract investors by offering shares of stock in exchange for capital, which allows them to fund expansions, research and development, or other projects. This ability to tap into a wider pool of funds gives corporations a competitive edge over other business forms.

Limited liability is yet another advantage of corporations. Shareholders are generally not personally liable for the debts and obligations of the corporation. This means that their personal assets are protected in case the corporation faces financial difficulties or legal claims. Limited liability provides a level of protection and reduces the risk for individual shareholders, encouraging investment and entrepreneurship.

Learn more about advantages

brainly.com/question/31944819

#SPJ11

Adhocracy and the traditional Weberian bureaucracy are organizational structures that have their similarities and differences.

This answer will describe the characteristics of adhocracy compared to the traditional Weberian bureaucracy, highlighting at least three differences and similarities. Adhocracy is an organizational structure that is designed to operate without a strict hierarchy.

It is a flexible and innovative structure that encourages members to think outside the box and take more risks. Adhocracy is characterized by the following: It is an organic structure that allows workers to be flexible and adapt to changes quickly. Adhocracy encourages innovation, creativity, and risk-taking.

To know more about Adhocracy visit:

https://brainly.com/question/30762249

#SPJ11

Answer:

Una buena película de terror que podría recomendarte es Halloween, en su versión estrenada en 2018. Básicamente, trata de un asesino serial psicópata, que no tiene otro objetivo en la vida que el de asesinar gente sin motivo alguno.

Los protagonistas son una familia que vive en los Estados Unidos, cuya abuela ya se ha enfrentado previamente al asesino, quien luego de escapar del centro psiquiátrico en el que estaba recluido regresa a la ciudad donde vive esta familia, con el objetivo de vengarse de ellos.

Katniss believes that since he is not from the Seam and has never had to battle to survive, only those who have experienced such challenges are aware of "paybacks" or being obligated to others.

Katniss does not understand how individuals frequently do things for others out of love rather than "paybacks" because he saved her life and she does not feel as though she owes him anything.

The most important incident is when Katniss meets Peeta for the first time. Katniss was starving at the moment, and Peeta gave her bread from his family's bakery, basically saving her life. Furthermore, despite being aware that doing so would result in punishment, he allegedly burned bread on purpose to aid Katniss.

Katniss talks about how she's been reliant on Peeta ever since. When Thresh saves Katniss after learning of her partnership with Rue, he also brings up the subject of debt. They are "even," he claims, and nothing more is "due."

To learn more about Katniss and Peeta, please refer:

https://brainly.com/question/16048651

#SPJ4

When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.

This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.

To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.

Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.

Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.

learn more about managers here

https://brainly.com/question/32150882

#SPJ11

Answer:

Explanation:

The answer is d the correct formula is COGS=BI+P+FI

Answer:

Opposite of left, right. Opposite of right, left

I lost some brain cells O.O

Answer:

left??? i think

Explanation:

FDIC is an agency that keeps a check on the financial institutions of the country in order to ensure the safety and security of the consumers. It ensures the fair exchange of finances.

FDIC stands for Federal Deposit Insurance Corporation. It is an independent agency. The FDIC compliance includes the basic rules and etiquettes for the transactions and responsibilities of the authorities.

Finances are the money spent by a person, business, company, or any organization in order to pay for something. Finance is simply the give and take process that includes money. However the term also includes the proper planning and measures of how the money could be spent efficiently.

To know more about FDIC, here

brainly.com/question/29340913

#SPJ4

Answer:

In order for your money suppy to recession you need credit.

Explanation:

Your credit needs to be good.

Answer:

c

Explanation:

cccccccccccccccccccccccccc

Answer:

well i blive its c

Explanation:

The term "zombie" banks refers to banks that hold a significant amount of money without actively lending it out. This situation can lead to widespread complaints from various stakeholders.

One reason for these complaints is that when banks hold onto large amounts of money without lending it out, it can negatively impact the economy. The money that banks have is not being put to productive use, such as providing loans to businesses or individuals who need it. This lack of lending can slow down economic growth and hinder investment opportunities.

Another concern is that when banks are labeled as "zombie" banks, it can reflect poorly on their financial health and stability. If a bank is not actively lending, it may indicate that they are struggling with their own financial issues or have a lack of confidence in the market. This can erode trust in the banking system and lead to instability in the financial sector.

To illustrate this concept, let's consider a hypothetical situation. Imagine there is a bank that has a large amount of money but is not lending it out to individuals or businesses. As a result, entrepreneurs who want to start new businesses are unable to secure the necessary funds, and existing businesses may struggle to expand or meet their financial obligations. This lack of lending can hinder economic growth and contribute to the perception of the bank as a "zombie" bank.

In conclusion, when banks hold onto large amounts of money without actively lending it out, they may be referred to as "zombie" banks. This can lead to widespread complaints due to the negative impact on the economy and concerns about the bank's financial health.

know more about zombie banks here,

https://brainly.com/question/29143514

#SPJ11

Answer:

There are four psychological factors that influence consumer behaviour: Motivation, perception, learning, and attitude or belief system. Motivation speaks to the internal needs of the consumer.

Explanation:

Answer:

agree with this

.................................

Answer:

just for fun

Explanation:

real friends are those who open their mouth to just insult there bestij

Answer:

what subject is this for

Explanation:

Characterized by its horizontal and vertical structures, emerged after a reorganization of keiretsu.

After world war ii in japan similarly zaibatsu.

Refers to a family-controlled business conglomerate in Korea is chaebol.

Zaibatsu and chaebol are corporate groups in South Korea and Japan respectively. They are known for their strong family ownership, management, diverse businesses, and strong relationships with their respective governments. Any of the major capitalist corporations in pre-World War II Japan were similar to cartels or trusts but usually organized around a single family.

Zaibatsu can operate in almost every major area of ​​economic activity. American Factory is an immersive and intimate account of the cultural clash that ensued when Chinese auto glass manufacturer Fuyao opened a manufacturing facility at a closed General Motors factory in Dayton Ohio. is an explanation. It will also serve as an insightful case study into the challenges facing cross-cultural organizations.

Learn more about World war ii here:-https://brainly.com/question/651584

#SPJ4

The calculated weighted average cost of capital (WACC) for Semper Fun Sports is approximately 11.73%. None of the option is correct.

To calculate the weighted average cost of capital (WACC) for Semper Fun Sports, we need to determine the weights and costs of each component of the company's capital structure (common stock, preferred stock, and bonds). The WACC formula is as follows  

WACC = (E/V) × Re + (P/V) × Rp + (D/V) × Rd × (1 - Tax Rate)

Where:

E = Market value of equity

V = Total market value of the firm (equity + debt)

Re = Cost of equity

P = Market value of preferred stock

Rp = Cost of preferred stock

D = Market value of debt

Rd = Cost of debt

Tax Rate = Corporate tax rate

Let's calculate the WACC step by step:

Calculate the weights:

Market value of equity (E) = Number of common shares outstanding × Price per share

Market value of preferred stock (P) = Number of preferred shares outstanding × Price per share

Market value of debt (D) = Number of bonds outstanding × Face value per bond

Total market value of the firm (V) = E + P + D

Weight of equity (We) = E / V

Weight of preferred stock (Wp) = P / V

Weight of debt (Wd) = D / V

Calculate the costs:

Cost of equity (Re) = Expected return on common stock

Cost of preferred stock (Rp) = Expected return on preferred stock

Cost of debt (Rd) = Yield-to-maturity on bonds

Calculate the WACC:

WACC = (We × Re) + (Wp × Rp) + (Wd × Rd × (1 - Tax Rate)

Using the provided information:

Number of common shares outstanding = 300,000

Price per common share = $40.40

Expected return on common stock = 17.29%

Number of preferred shares outstanding = 400,000

Price per preferred share = $15.63

Expected return on preferred stock = 13.07%

Number of bonds outstanding = 10,000

Face value per bond = $1,000

Yield-to-maturity on bonds = 4.34%

Tax Rate = 23.00%

Now we can calculate the WACC;

Market value of equity (E) = 300,000 × $40.40 = $12,120,000

Market value of preferred stock (P) = 400,000 × $15.63 = $6,252,000

Market value of debt (D) = 10,000 × $1,000 = $10,000,000

Total market value of the firm (V) = $12,120,000 + $6,252,000 + $10,000,000 = $28,372,000

Weight of equity (We) = $12,120,000 / $28,372,000 ≈ 0.4272

Weight of preferred stock (Wp) = $6,252,000 / $28,372,000 ≈ 0.2201

Weight of debt (Wd) = $10,000,000 / $28,372,000 ≈ 0.3527

WACC = (0.4272 × 17.29%) + (0.2201 × 13.07%) + (0.3527 × 4.34% × (1 - 23%)

≈ 7.41% + 2.87% + 1.45% ≈ 11.73%

Therefore, the calculated WACC for Semper Fun Sports is approximately 11.73%.

To know more about weighted average cost of capital here

https://brainly.com/question/8287701

#SPJ4

The Answer to this is $6,000.

Because the machine went up $12000, you would add $12000 to the 19000

making it 31000.

31000-25000=6000

Answer:

B

Explanation:

I took the quiz

Jacob might examine his credit report to determine if he has a history of good credit. Thus the correct option is B.

A credit card is supposedly a sort of plastic currency that enables a person to make purchases on credit and then reimburse the money with interest at a later date.

In order to avoid excessive spending, one should keep in mind that if a credit card debt is left unpaid at the end of the credit limit, interest will be imposed on the remaining balance.

Your creditworthiness, payment history, and ability to repay a loan are all factors that mortgage lenders consider when approving a loan. This enables you to manage and improve your credit rating by demonstrating your credit growth.

Therefore, option B is appropriate.

Learn more about credit cards, here:

brainly.com/question/27350251

#SPJ7

Answer:

Explanation:

Normally the two main reasons for an international trade barrier to be implemented is so that a precious good/resource is maintained and protected within the borders or in order to retaliate against a trade partner for something. Therefore Mexico most likely would implement a trade barrier for one of these two reasons. Most likely another trade partner has increased the Mexican import fees for one of their products, and as retaliation, Mexico would place a trade barrier on one of the goods that "that" specific country requires.

A strategic business guideline that the company would follow is: C. The company's clients should be dispersed among several geographic areas so that the lack of natural disasters in some areas will compensate for more natural disasters in other areas.

Insurance can be defined as the coverage that help to cover expenses or cost incase of unforeseen or unexpected circumstances such as fire accident, theft etc.

Hence, the strategic business guideline that the company would follow is option C which stated that the company's clients should be dispersed among several geographic areas so that the lack of natural disasters in some areas will compensate for more natural disasters in other areas.

The missing options are:

A. The amount of loss should be equal to or less than a loss covered by a competitor company.

B. There should be documentation that clearly attests to the fact that the loss of buildings, equipment, and even lives is not measurable.

C. The company's clients should be dispersed among several geographic areas so that the lack of natural disasters in some areas will compensate for more natural disasters in other areas.

D. All insurance companies that sell similar insurance would equally divide the number of claims, so as not to compete unfairly against each other.

Learn more about insurance here:https://brainly.com/question/25855858

#SPJ1

Performance measures should be fair and clearly communicated, open to everyone, and targeted to the individual. Therefore, none of the options presented should be excluded as they are all important characteristics of effective performance measures.

1. Performance measures should be fair and clearly communicated. This means that they should be objective, unbiased, and transparent, ensuring that employees understand how their performance will be evaluated. Fairness promotes trust and encourages employees to strive for improvement.

2. Performance measures should be open to everyone. In order to create a level playing field, performance measures should be applicable to all individuals within the organization. This ensures consistency and fairness in evaluating performance across different roles and responsibilities.

3. Performance measures should be targeted to the individual. While performance measures should be standardized to some extent to maintain consistency, they should also be tailored to individual roles and responsibilities. This allows for a more accurate assessment of each individual's contribution and provides meaningful feedback for development and growth.

Given the explanations above, it can be concluded that all the options presented are valid characteristics of effective performance measures. None of them should be excluded as they all contribute to creating a fair, transparent, and individual-focused performance evaluation system.

Learn more about organization here:

https://brainly.com/question/33444004

#SPJ11

Henry is up for retirement after 35 long years at his pharmacy. Before retiring, he would like to know how much he would receive each month from social security if he were to retire. During his 35 years, henry averaged an annual salary of $45,620. Assuming he would receive 42% of his annual average each year, henry expect to receive from social security is $1596.70 monthly.

Retirement is withdrawal from a job, position, or active professional life. You can also reduce your working hours and workload and retire. Many people retire due to old age or are unable to work due to health reasons.

What are the three types of retirement?

Three different types of retirement have emerged as a result of these trends. And each requires a different retirement planning strategy. Here, we discuss traditional retirement, semi-retirement, and temporary retirement, and how you can navigate your chosen path.

At what age can early retirement be allowed?

A worker can retire at the age of 62, but this can save up to 30%. Starting your benefits after normal retirement age may result in higher benefits. Deferred pension credits allow you to receive maximum benefits when you retire at age 70.

Learn more about retirement here:- https://brainly.com/question/28128413

#SPJ4

Answer:

A. 1,596.70

hope this helps someone <3

Complements are products that increase the use of other products, products related in such a way that an increase in the price of one reduces the demand for both.

A complementary appropriate is a service or product that offers fee to some other product or service. In different words, they may be  things that the patron utilises in conjunction with each other. Cereal and milk, for example, or a DVD and a DVD

A Complementary exact is a product or service that provides price to another. In different phrases, they may be two items that the purchaser uses together.

A complementary product is an object that is offered collectively with the primary product. Those merchandises are used in conjunction, so complementary goods frequently bring little cost or can not be used one after the other, including petrol, SIM card, and baking powder.

Complements are items that might be consumed together. Substitutes are goods wherein you may devour one in region of the alternative. The prices of complementary or alternative items also shift the call for curve.

Learn more about the product here: brainly.com/question/10873737

#SPJ4

Answer:

b

Explanation:

i think