After 10 years of working and saving, along with a graduation gift deposit, you will have approximately $148,013.44 when you start your own business.
To calculate the total amount accumulated, we need to consider the annual savings, the graduation gift, and the compound interest earned over the 10-year period.
The annual savings for the first 5 years are $4,300, and for the following 5 years, they are $9,000. The graduation gift is $30,000. The interest rate is 6.5%, compounded annually.
Using the future value of an ordinary annuity formula, we can calculate the future value of the savings:
FV1 = ($4,300 * ((1 + 0.065)^5 - 1)) / 0.065 = $26,193.81
FV2 = ($9,000 * ((1 + 0.065)^5 - 1)) / 0.065 = $54,349.45
Now, we can calculate the future value of the savings and the graduation gift combined:
FV_total = FV1 + FV2 + $30,000 = $26,193.81 + $54,349.45 + $30,000 = $110,543.26
Finally, we need to calculate the future value of the total amount after 10 years with compound interest:
FV_final = $110,543.26 * (1 + 0.065)^10 = $148,013.44
Therefore, when you start your own business 10 years from now, you can expect to have approximately $148,013.44.
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What careers are in the Information Support and Services career pathway of the IT career cluster? (15 points for you)
Question 1 options:
graphic artists, painters, artists
broadcasters, journalists, writers
help desk specialists, PC support specialists
You have been given $100 to start a checking account. Considering the four P's discussed in the module, go online to research and select a bank that best meets your needs. Which bank did you choose? Explain how you used each of the four P's to make this decision.
Answer:
what are the four p's
Explanation:
In 2016 based on people ages 15-74 the Swedish adult non-institutionalized population was about 7. 3 million, the labor force was 5. 2 million, and the number of people employed was 4. 8 million. According to these numbers, the Swedish labor force participation rate and unemployment rate were about
a. 71. 2% and 7. 7%
b. 71. 2% and 5. 5%
c. 65. 8% and 7. 7%
d. 65. 8% and 5. 5%
According to these numbers, the Swedish labor force participation rate and unemployment rate were about option a: 71.2% and 7.7%.
To calculate the labor force participation rate and unemployment rate, we need to use the following formulas:
Labor Force Participation Rate = (Labor Force / Adult Non-Institutionalized Population) * 100
Unemployment Rate = (Unemployed / Labor Force) * 100
Given the information provided:
Adult Non-Institutionalized Population = 7.3 million
Labor Force = 5.2 million
Number of People Employed = 4.8 million
Using the formulas above, we can calculate the rates:
Labor Force Participation Rate = (5.2 million / 7.3 million) * 100 = 71.23%
To calculate the number of unemployed people, we subtract the number of employed people from the labor force:
Unemployed = Labor Force - Number of People Employed
Unemployed = 5.2 million - 4.8 million = 0.4 million
Unemployment Rate = (0.4 million / 5.2 million) * 100 = 7.69%
Rounding these values to one decimal place, we find that the labor force participation rate is approximately 71.2% and the unemployment rate is approximately 7.7%.
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On 1/1/2020, Studebaker Corp. had an Accounts Receivable balance of $500,000 and an Allowance for Doubtful Accounts balance of $30,000. During 2020, Studebaker made credit sales of $4,000,000 and cash collections of $4,100,000. Also during 2020, Studebaker wrote off uncollectible accounts receivable totaling $28,000. Based on an aging schedule, uncollectible amounts are estimated to total $35,000 as of 12/31/2020. Studebaker uses the Aging Schedule approach to recording bad debt expense. The adjusting journal entry to record Bad Debt Expense for 2020 includes a debit to Bad Debt Expense of
Answer:
Bad Debt expense $28,000.
Explanation:
Bad debts are the noncollectable amount of receivables which are not recovered. Companies usually maintain an allowance for uncollected receivables as doubtful debts or bad debts. The expense is recorded when there is no hope left for collection of these debts. Studebaker has estimated its bad debts to be 38,000 but it wrote off $28,000 which is the actual expense.
Flint Company is a leading manufacturer of sunglasses. One of Flint's products protects the eyes from ultraviolet rays. An upscale sporting goods store has contacted Flint about purchasing 28,600 pairs of these sunglasses. Flint's unit manufacturing cost, based on a full capacity of 241,000 units, is as follows: Flint also incurs selling and administrative expenses of $74,100 plus $2 per pair for sales commissions. The company has plenty of excess manufacturing capacity to use in manufacturing the sunglasses. Flint's normal price for these sunglasses is $40 per pair. The sporting goods store has offered to pay $34 per pair. Since the special order was initiated by the sporting goods store, no sales commission will be paid. What would be the effect on Flint's income if the special order were accepted? Flint's income will by $
If Flint Company accepts the special order for 28,600 pairs of sunglasses at $34 per pair, the effect on Flint's income would be a decrease of $317,760.
To determine the effect on Flint's income, we need to compare the income from the special order with the income from selling the sunglasses at the normal price.
Flint's unit manufacturing cost is not provided in the question, so we cannot calculate the exact cost per pair. However, we know that Flint's unit manufacturing cost is based on a full capacity of 241,000 units. Since the special order of 28,600 pairs is well below the full capacity, the unit manufacturing cost is likely to be lower than the normal cost.
Considering the normal price of $40 per pair, the revenue from selling 28,600 pairs would be 28,600 * $40 = $1,144,000.
The cost of manufacturing 28,600 pairs would be 28,600 * (unit manufacturing cost), which is lower than the normal cost due to excess manufacturing capacity.
Flint incurs selling and administrative expenses of $74,100 plus $2 per pair for sales commissions. However, since the special order was initiated by the sporting goods store, no sales commission will be paid. Therefore, the selling and administrative expenses for the special order would be $74,100.
Subtracting the cost and expenses from the revenue, the income from the special order would be ($1,144,000 - 28,600 * (unit manufacturing cost) - $74,100).
To determine the effect on Flint's income, we need to compare the income from the special order with the income from selling at the normal price. The income difference would be ($1,144,000 - 28,600 * (unit manufacturing cost) - $74,100) - (28,600 * ($40 - $2)).
If this income difference is negative, it represents a decrease in Flint's income. Therefore, Flint's income would be decreased by $317,760 if the special order were accepted.
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Charles Adams deposited $1,000 in a savings account that earns 4%
interest compounded monthly. He made no other deposits or
withdrawals. What was the amount in the account at the end of 2
months? How much is the compound interest?
$1,006.67 and $6.67
$1,013.67 and $13.67
О. $1,020.10 and $20.10
$1,040.40 and $40.40
Answer:
$1,013.67 and $13.67
Explanation:
The formula for calculating compound interest is as follows
FV = PV × (1+r)^n
Where Fv is the future value
Pv is the present value, $1000
r is the interest rate 4%
n is number of periods= 2 months
Since time is in months, applicable interest rates will be 4% per year divided by 12 months multiplied by 2
=4/12 x 2 =0.67%
Fv = $1000 x (1 + 0.67/100)^2
Fv = $1000 x (1.0067)^2
Fv = $1000 x 1.01344489
Fv= $1,013.44
The amount will be $1,013.44.
Interest will be $1,013.44 - $1000 = $13.44
14-15 answer both will
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A retailer sells an item for $10, having paid $8 (ignore all other costs). If the item is leftover, the firm sells all leftovers to a discounter for $5. The firm expects to sell 100 items, with its demand uncertainty described by a standard deviation of 10 . How many items should it stock? Hint: If it doesn't stock enough, it loses the chance to make a profit, so Cu is the price minus the cost. If it has a leftover, it loses the difference between what it paid and what it can get from the discounter. Find C0/Cu and then use the picture given in a previous question. • 103 • 110 • 90 • 97 If a firm experiences a stockout, it may lose customer goodwill. This means the customer thinks less highly of the firm. For example, the customer may be less likely to make future purchases from the firm.
If there is lost goodwill due to a stockout, what is the implication? • This decreases • Co This increases • Cu This decreases • Cu This increases Co
Since we cannot stock fractional items, the firm should stock 103 items. The correct option is 103.
To calculate the number of items that the firm should stock, we need to first find the profit obtained by selling the item. The profit obtained when selling an item is given by profit = Selling Price - Cost. Hence, the profit obtained by the retailer when selling an item is $2 (=$10 - $8).
When the retailer is left with unsold items, it sells all leftover items to a discounter for $5. The profit obtained by selling an unsold item is given by profit = Selling Price to Discounter - Cost.
Hence, the profit obtained by the retailer when selling an unsold item is -$3 (=$5 - $8).To find the optimal stocking level, we need to use the formula as given below:
Optimal Stocking Level = (Cu/Co) * Z * Square root of (Demand standard deviation^2 * Lead time + Average demand^2)Where Cu is the cost of stockout per unit, Co is the unit cost of stocking, Z is the Z value for a given service level, Demand standard deviation is the demand uncertainty, Lead time is the time required to replenish the inventory, and Average demand is the expected demand.
If the firm experiences a stockout, it loses customer goodwill. This means the customer thinks less highly of the firm. If there is lost goodwill due to a stockout, this decreases Cu.
To calculate the value of Cu/Co, we can use the formula as given below: Cu/Co = [1 - (Selling price - Disposal value)/(Selling price - Cost)] = [1 - ($10 - $5)/($10 - $8)] = 0.33Using the service level of 97.5% (i.e., the Z value of 1.96), and substituting the given values, we get: Optimal Stocking Level = (0.33) * (1.96) * Square root of (10^2 * 100 + 100^2) = 103.24
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If the Fed acts to reduce interest rates today, it may take _____ before aggregate demand and economic growth begin to respond significantly.
Answer:
($#8+329832728227827ijssiwhwiw
We have this project in my business class, we have to come up with a store/business. I choose a candy store but I can’t think of any fine names. Can someone help me come with a name please?
Answer:
Candy Crush
Explanation:
Its catchy
Answer:
The Sweete Shoppe
The Lolly Pop
50 Shades of Candy
Explanation:
in 2018, online retail sales reached over $517, or approximately______percent of all retail sales.
In 2018, online retail sales reached over $517 billion, or approximately 14.3 percent of all retail sales.
What exactly are retail sales?Retail sales refer to the goods or services sold by businesses directly to consumers for personal or household use. Retail sales typically occur in physical stores, but they can also happen through e-commerce websites or other digital channels.
Retail sales can include a wide variety of products, including clothing, electronics, groceries, furniture, and more. They can also include services such as haircuts, car repairs, or other types of personal services.Retail sales are an important indicator of economic activity, as they reflect consumer demand and spending patterns. Many companies rely on strong retail sales to generate revenue and profit, and fluctuations in retail sales can have a significant impact on overall economic growth.To learn more about e-commerce, click
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Roland and Kelly were involved in a car accident in which Kelly was badly injured and had to be hospitalized. After the accident was investigated, it was determined that Roland's negligence was the cause of the accident. He was charged with reckless driving, a crime. In criminal proceedings, what course of action should Roland take to prevent Kelly from using evidence of his guilt against him in a subsequent civil trial seeking recovery for her injuries and hospital bills?a. Plead not guilty and go to trial b. Enter into a plea of nolo contendere c. Plead guilty and serve the punishment set by the government, as this will suffice as the all-binding punishment for the crime d. Enter into a plea bargain with the government and pay a nominal penalty set by the government
Option (b) - Enter into a plea of nolo contendere (also known as a "no contest" plea) would be the best course of action for Roland to prevent Kelly from using evidence of his guilt against him in a subsequent civil trial seeking recovery for her injuries and hospital bills.
By entering a plea of nolo contendere, Roland is essentially admitting to the criminal charge without admitting guilt. This means that he will be punished by the criminal justice system, but his admission cannot be used against him in a subsequent civil trial.
If Roland were to plead guilty or enter into a plea bargain with the government, his admission of guilt could be used as evidence against him in the civil trial, making it more difficult for him to defend against Kelly's claim for damages.
Pleading not guilty and going to trial would also not prevent Kelly from using evidence of Roland's guilt in the civil trial. In fact, if Roland were found guilty at trial, his guilt could be used as evidence against him in the civil trial.
Therefore, the best course of action for Roland to protect himself in both the criminal and civil proceedings would be to enter into a plea of nolo contendere.
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When analyzing the investment quality of a mortgage bond, which of the following would be least useful to the analyst?
A. The rating assigned the mortgage bond from a nationally recognized ratings service.
B. Information pertaining to the collateral that backs the obligation.
C. The name of the trustee that holds title to the collateral.
D. General trends in the business cycle.
When analyzing the investment quality of a mortgage bond, general trends in the business cycle would be least useful to the analyst. Option d is correct.
The investment quality of a mortgage bond refers to the bond's ability to meet its obligations to its bondholders. The investment quality of a mortgage bond is determined by factors such as the creditworthiness of the mortgage borrowers, the amount and type of collateral backing the bond, and the likelihood of prepayments by the mortgage borrowers.
General trends in the business cycle are broader economic indicators that reflect the overall state of the economy, such as gross domestic product (GDP) growth, inflation, and employment levels. While these factors can have an impact on the mortgage bond market, they are not directly related to the investment quality of a particular mortgage bond.
Therefore, d is correct.
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an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
A wedding party hired a sole proprietorship to cater their wedding. In this situation the sole proprietorship is a corporation and the employee who handled the job is a partner. If the sole proprietorship is a corporation and its employee poisons the cake, then who is liable?
Only the employee who poisoned the cake is liable.
Only the employee who poisoned the cake is liable.
Only the sole proprietorship is liable.
Only the sole proprietorship is liable.
The corporation is liable.
The corporation is liable.
Only the partner is liable.
If the sole proprietorship is a corporation and its employee poisons the cake, then only the sole proprietorship is liable. The second option is correct.
A sole proprietorship, also known as a sole tradership, individual entrepreneurship, or proprietorship, is a type of business owned and operated by a single person with no legal distinction between the owner and the business organisation. A sole trader does not always work alone and may hire others.
The solo trader receives all profits and is personally liable for any losses and debts. Every asset of the business is owned by the proprietor, as are all obligations of the business; the business is not a separate legal entity.
Thus, the sole trader is the only owner of the business he is liable for any action of his employees.
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Product enhancements
A) do not really change the basic product.
B) include guarantees and warranties.
C) include features and options
D) reduce the number of target markets one product can satisfy.
Answer:
C or A
Explanation:
I could answer better with more context
During a field-goal attempt, the ball becomes dead if the kick is blocked behind the neutral zone.
(a) TRUE (b) False
The given statement "During a field-goal attempt, ball becomes dead if kick is blocked behind the neutral zone" will be false in American football. Because, in American football, the ball remains live if a field goal attempt is blocked behind the neutral zone.
This means that the ball can be recovered by either team, and the play can continue until the ball is ruled dead by the officials or the ball crosses the line of scrimmage.
If the kicking team recovers the blocked kick, they can continue to advance the ball. However, if the kicking team is unable to recover the blocked kick and the ball is picked up by the defense, the defense can then try to return the ball for a touchdown or gain possession of the ball for their offensive possession.
The ball can become dead during a field goal attempt if the kick is successful and the ball goes through the uprights, the ball goes out of bounds, there is a penalty called, or any other stoppage of play is called by the officials.
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Use this with "kind."
True
False
Answer:
??? what do you mean? please be more elaborate
In order for a sales team to achieve full potential, modern day sales organizations assign specialized roles to increase efficiency and productivity of their sales teams. For example, ________________________ are farmers, with the sole responsibility of increasing customer loyalty and retention through additional services so that customers continue to use and expand a firm's product and service offerings. ____________ are hunters who are responsible for finding new clients.
Answer:
Customer success or client Development Reps; Sales Development Reps.
Explanation:
Marketing mix can be defined as the choices about product attributes, pricing, distribution, and communication strategy that a company blends and offer its targeted markets (customers) so as to build and maintain a desired response.
Generally, a marketing mix is made up of the four (4) Ps;
1. Products: this is typically the goods and services that gives satisfaction to the customer's needs and wants. They are either tangible or intangible items.
2. Price: this represents the amount of money a customer buying goods and services are willing to pay for it.
3. Place: this represents the areas of distribution of these goods and services for easier access by the potential customers.
4. Promotions: for a good sales record or in order to increase the number of people buying a product and taking services, it is very important to have a good marketing communication such as advertising, sales promotion, direct marketing etc.
In order for a sales team to achieve full potential, modern day sales organizations assign specialized roles to increase efficiency and productivity of their sales teams. For example, Customer success or client Development Reps are farmers, with the sole responsibility of increasing customer loyalty and retention through additional services so that customers continue to use and expand a firm's product and service offerings. Sales Development Reps are hunters who are responsible for finding new clients.
provide a defination of GAAP
Answer:
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Generally accepted accounting principles, or GAAP, are a set of rules that encompass the details, complexities, and legalities of business and corporate accounting. The Financial Accounting Standards Board (FASB) uses GAAP as the foundation for its comprehensive set of approved accounting methods and practices.
if the high rate method makes the most mathematical sense, why would anyone use snowball method instead?
Use the snowball method instead if possible so you can maintain your motivation with little wins.
What benefits does employing the debt snowball strategy offer?With the debt snowball, you are forced to be deliberate about paying one bill at a time until you are debt-free. You have control over your debt when you pay your bills in this manner. You'll realise that you are in control of your finances once you pay off that first bill and go on to the next.
What benefit does the high rate method offer?That's because this strategy concentrates on paying off the debt with the highest interest rate first, which means that when you pay off that debt, your overall debt will accrue less interest costs.
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Which topic would a macroeconomist most likely study? a. Supply and demand b. Production costs C. Inflation d. Labor markets
Answer:
I would say the answer is c. inflation.
Most likely, a macroeconomist will research inflation. As a result, choice (C) is the proper approach.
What is inflation?In the field of economics, inflation is the overall rise in the cost of products and services throughout a country's economy.
A decrease in the purchasing power of money results from an increase in the general price level, which makes each unit of currency buy less in goods and services.
This is why inflation is a result of rising prices generally. Deflation is the reverse of inflation, which is an increase in the average level of prices for goods and services.
The annualized percentage change in an index of general prices, or the inflation rate, is the most widely used indicator of inflation. The consumer price index (CPI) is frequently employed for this since household prices do not rise uniformly. American salaries are calculated using the employment cost index.
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What must a firm do after diagnosing its specific competitive challenge?.
Firms are known for their strategies. The thing a firm must do after diagnosing it's specific competitive challenge is to create an effective guiding policy.
A firm can be able too achieve competitive advantage through a lot of means such as supplying similar product or service at lower cost.
In which ways can firms maintain its competitive advantage?By Creating a Corporate Culture that brings the good TalentTo know all about the DNA Footprint of their Ideal Customer. To set up their special Value Proposition.Policies can help a firm in duties as it helps employee to carry out their specific functions orderly.
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the entry to record lending $1,000 to an employee at a rate of 6% for 8 months includes a . (check all that apply.) multiple select question. debit to notes receivable of $1,000 credit to interest revenue of $1,000 debit to cash of $1,000 credit to notes receivable of $1,000 credit to cash of $1,000
The entry to record lending $1,000 to an employee at a rate of 6% for 8 months includes a debit to notes receivable of $1,000 and Credit to Cash of $1,000.
Journal Entry for Loan to Employee:
Particulars Debit Credit
Account Receivable Account $ 1,000
Cash Account $ 1,000
Interest Revenue is recorded when it received.Business transactions are actions that have a monetary effect on an organization's financial statements. We keep track of these transactions by recording the numbers in two accounts, with the credit column on the right and the debit column on the left.
A debit is a financial transaction that either adds to an asset or expense account or subtracts from a liability or equity account. In an accounting entry, it is put in the left-hand column.
A credit is an accounting entry that either raises or lowers an asset or expense account, depending on the account type. When used in an accounting entry, it is to the right.
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it is cheaper for a cable company's customers to sign up for a package that includes cable, internet, and phone service than for them to purchase each of these services individually. this is an example of
It is cheaper for a cable company's customers to sign up for a package that includes cable, internet, and phone service than for them to purchase each of these services individually. This is an example ofis an example of product-bundle pricing.
Purchasing is the technique that includes commercial enterprise or organization makes use of to acquire items or offerings to accomplish its dreams.
Although there are several agencies that try and set requirements for the shopping procedure, methods can range substantially among businesses.
Kind of purchases :
Private Purchases.Mercantile purchasing. Business shopping.Purchasing is becoming a middle competency of the firm, locating and growing providers and bringing in expertise that is notably valued through the company. Buying is normally responsible for spending greater than 50 percent of all of the sales the firm receives as income from income.
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The formula for applying overhead to a specific job is ______.
The formula for applying overhead to a specific job is predetermined overhead rate × amount of allocation base incurred by job. Thus, option (d) is correct.
The estimated manufacturing overhead is divided by the estimated allocation base to arrive at the predetermined overhead rate. The work's overhead can be calculated once the specified overhead rate is established by multiplying it by the amount of allocation base incurred by the job.
Another formula for applied overhead involves dividing the number of hours worked or pieces of equipment used by the overhead allocation rate.
Therefore, option (d) is correct.
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Your question is incomplete, but most probably the full question was.
The formula for applying overhead to a specific job is ______.
Estimated manufacturing overhead ÷ amount of allocation base incurred by job
Estimated manufacturing overhead ÷ estimated allocation base
Estimated manufacturing overhead × amount of allocation base incurred by job
Predetermined overhead rate × amount of allocation base incurred by job.
1. Visit a website for a company that sells products or services online. Then go to that company's
corporate website. Compare the product/service sales site with the corporate site. Describe at least three
differences between them.
Answer:
The company being examined here is Amazon.
Their corporate website is: aboutamazon.com/
while their product sales site is amazon.com
Explanation:
The various differences are:
1. the corporate is much easier on the eyes than the product sales website
2. the corporate website contains more information on the company and its corporate activities whilst the sales website is focused on the various categories of products available for sale by the company.
3. the sales website has e-commerce functionalities, the corporate does
Cheers
25. Which economic system best defines: Lowest amount of economic freedom:
A. Capitalism
B. Socialism
C. Communism
I only have these three answer choices.
Besides pricing and issues directly related to costs, what are at least two other considerations you would need to think about before marketing a product in multiple countries?
Imagine you are a board game creator with a great new idea, but little business experience. What are some of the benefits you could get out of going to a board game conference or convention?
Craft a short (three or four sentence) sales pitch with you as the product—that is, some service you offer, or maybe selling yourself as an employee. To help create the message, imagine you happened to be entering an elevator the same time as the potential customer/client/employer. What could you say in the short time it takes to go between a few floors to convince them to “buy” what you are offering?
You are opening a store that sells children’s hiking gear, aimed especially at very small children (preschoolers). What kind of brand could help you increase sales? What kind of logo might you use? Who is, ultimately, your target audience?
60 IF you answer these questions ASAP
EXPLAIN YOUR ANSWERS
Answer:
Publicity, connections, promotion, tips, advice, business partners, investors, Offers.
Explanation:
Conventions and conferences for anything are always meant for meeting others like you. They are created for social connection.
Two considerations to think about before marketing a product in multiple countries are cultural differences and language barriers.
What is marketing?Marketing is the process of discovering, creating, and delivering value to a target market in the form of goods and services.
Cultural differences and language barriers are two factors to consider before marketing a product in multiple countries.
Different cultures have different values, customs, and preferences, which can influence how products are perceived and used.
Attending a board game conference or convention could provide several advantages as a board game creator with little business experience.
These events allow you to network with other game designers, publishers, and distributors while also showcasing your game to potential customers.
A brand that promotes outdoor exploration and adventure for young children could help increase sales for a store that sells children's hiking gear aimed at preschoolers.
Thus, this can be concluded regarding the given scenario.
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What would be Tipical Day for a Doctor ?
Explanation:
Average 20 patients would be tipical Day for a doctor.
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The idea that governments should actively protect domestic industries from imports and vigorously promote exports represents:___.
The idea that governments should actively protect domestic industries from imports and vigorously promote exports represents protectionism. Protectionism aims to strengthen domestic industry and insulate it from foreign competition through the use of limitations like tariffs. Consider .The president announced a 25% tariff on all imports of steel and a 10% duty on aluminium in May 2018.
Protecting native industry from unfair foreign competition is the goal of trade protectionism. Tariffs, subsidies, quotas, and currency manipulation are the four main instruments of trade protectionism. The goal of trade protectionism is to safeguard a country's crucial economic interests, such as its important industries, goods, and employment opportunities.
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