According to the Maritz Marketing Research Loyalty Report, attribute program values refer to the specific benefits or features that customers find most valuable in a loyalty program.
These values can include things like discounts on products or services, exclusive access to events or promotions, personalized rewards and experiences, and easy and convenient ways to earn and redeem points or rewards. The report also emphasizes the importance of understanding customers' individual preferences and needs in order to tailor loyalty programs to their specific interests and behaviors.
By focusing on attribute program values and customization, businesses can create more effective and engaging loyalty programs that drive customer retention and advocacy.
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What is the future worth of a series of equal yearly deposits of $5,000 for 7 years in a savings account that earns 5% annual compound interest if all deposits are made at the beginning of each year?
The future worth of a series of equal yearly deposits of $5,000 for 7 years, made at the beginning of each year, in a savings account with a 5% annual compound interest is approximately $42,219.
We can use the formula for the future value of an ordinary annuity. In this case, the formula can be modified for the deposits made at the beginning of each year. Given that the annual deposit is $5,000 and the interest rate is 5%, we can apply the formula:
Future Worth = Annual Deposit * [(1 + Interest Rate)^(Number of Deposits) - 1] / Interest Rate
Plugging in the values, we have:
Future Worth = $5,000 * [(1 + 0.05)^(7) - 1] / 0.05
= $5,000 * (1.05^7 - 1) / 0.05
= $5,000 * (1.40255 - 1) / 0.05
≈ $42,219
Therefore, the future worth of the series of deposits after 7 years would be approximately $42,219. This calculation assumes that the interest is compounded annually and that no withdrawals or additional deposits are made during the 7-year period.
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you need a 35-year, fixed-rate mortgage to buy a new home for $245,000. your mortgage bank will lend you the money at an apr of 5.4 percent for this 420-month loan. however, you can afford monthly payments of only $850, so you offer to pay off any remaining loan balance at the end of the loan in the form of a single balloon payment. how large will this balloon payment have to be for you to keep your monthly payments at $850? (do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
The amount of the balloon payment required to maintain the monthly payments at $850 is $111,720.61.Monthly payments.Thus, the balloon payment required to maintain the monthly payments at $850 is $107,422.39.
PV = $245,000 - BThe number of payments is 420 months.n = 420The interest rate is 5.4% per annum, compounded monthly.
Thus, we have:r = 5.4% / 12r = 0.0045The monthly payment is $850.PMT = $850Substituting the given values in the loan repayment formula,PV = PMT × [(1 - (1 + r)-n) / r] + B × (1 + r)-n$245,000 - B = $850 × [(1 - (1 + 0.0045)-420) / 0.0045] + B × (1 + 0.0045)-420Simplifying the equation,$245,000 - B = $850 × 14.211 + B × 0.1691$245,000 - B = $119,179.35 + 0.1691 BCollecting like terms,1.1691 B = $125,820.65B = $107,422.390
Thus, the balloon payment required to maintain the monthly payments at $850 is $107,422.39.
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HELPPPPPPPP PALEASEEEE
when investors jump into an
investment because it's pop- ular to do
A market they are familiar with and comprehend. A strong leadership team. Diversification of investments Scalability. Financial projections that look promising. Consumer interest demonstrations A thorough marketing strategy. Transparency.
What do investors do during the market crash?Down markets provide an opportunity for investors to investigate an area that beginner investor may overlook: bond investing. Government bonds are often regarded as the safest investment, despite their unappealing appearance and typically low profits when compared to stocks and even other bonds.
Investing is a good way to put your money to work and perhaps increase your wealth. Smart investing can help your money outperform inflation and grow in value. The strength of compounding and the risk-return tradeoff contribute to investing's higher growth potential.
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When attending a networking event, you should
Question 18 options:
meet one person and make sure they understand what your business is.
tell others about your bad experiences with various local businesses.
make sure you are selling and move on when your contact starts talking about her services.
focus on the problems you can solve rather than listing the products or service that you sell.
Answer:
focus on the problems you can solve rather than listing the products or service that you sell.
Explanation:
When networking at ana event, the a is to leave a good impression of you and your business in the minds of people you interact with.
A good way to keep people engaged is to proceed solutions to their problems. Once you show you can solve a nagging problem, you become an asset they seek out to help them.
In contrast when there is more focus on listing products you can offer. It will create impression that you are only trying to satisfy your needs.
List three market practices that the govemment
regulates or bans to protect competition
Three market practices that the government regulates or bans to protect competition are Price fixing, Monopolies and Predatory Pricing.
Price fixing: As price fixing techniques are anticompetitive and detrimental to consumers, the government regulates them. Price fixing may result in increased costs, decreased output, and inefficient markets. The government may levy penalties or even bring legal action against the businesses and people involved in this conduct.
Monopolies: To stop them from exploiting their dominant market position, the government may regulate or even dismantle monopolies. Monopolies can result in increased costs, less innovation, and less consumer choice. Governments may limit mergers and acquisitions or control the actions of powerful companies.
Predatory Pricing: When a business sets prices below what it actually costs to produce a good or service, it is engaging in predatory pricing, which the government may outlaw. In the long term, higher prices may result from this technique since the dominant firm can increase prices after driving out its rivals, which hurts competition. The government may fine or prosecute businesses that engage in this conduct.
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A firm purchases and resells widgets. Holding one widget in inventory for one year costs the firm \$5. The firm purchases widgets in lots of 36 . Demand for widgets is 3 per week. Each time the firm orders widgets from the supplier, there is a charge of $17 for transportation. What is the total transportation cost incurred by the firm over one year (52 weeks)? Note: Round your answer to 2 decimal places.
To calculate the total transportation cost incurred by the firm over one year, we need to consider the number of orders placed by the firm and the transportation charge for each order.
Given that the firm purchases widgets in lots of 36 and the demand is 3 widgets per week, we can calculate the number of orders made in one year as follows:
Number of orders per week = demand per week / number of widgets per lot
Number of orders per week = 3 / 36 = 1/12
Number of orders per year = number of orders per week * number of weeks in a year
Number of orders per year = (1/12) * 52 = 13/3
Since the firm incurs a transportation charge of $17 for each order, the total transportation cost incurred by the firm over one year is:
Total transportation cost = number of orders per year * transportation charge per order
Total transportation cost = (13/3) * 17
Now, let's calculate the value:
Total transportation cost = 13/3 * 17 = $<<13/3*17=74.33>>74.33
Therefore, the total transportation cost incurred by the firm over one year is $74.33 (rounded to 2 decimal places).
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In what three ways does the government affect production of goods and services in the US economy?
Which career field is likely to experience increased job openings and security over the
next few years? (10 points)
O Retail
O Nursing
O Government
O Manufacturing
Answer: government
Explanation:
Government is the career field is likely to experience increased job openings and security over the next few years. Hence, option C is correct.
What is Government is the career?Public Sector Employment is "a particular government responsibility or action. A "government job" is widely defined for recruitment purposes as any position in any department or entity that works for the government. Consequently, a position carrying out government business is a government employment ".
Among the job options in the U.S. government are political jobs working for the executive, judicial, and legislative branches of the federal government.
Government employees are employed by the military, the post office, federal law enforcement organizations, and other governmental agencies and departments.
Thus, option C is correct.
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To be more efficient in formatting tasks, it is important to follow best practices when designing type. Which scenarios
show the applications of best practices when designing type? Check all that apply.
Joe uses an 8-point font.
Angelo uses one type of font in his document.
Jeremiah underlines words for emphasis.
Akilah indents and adds space between her paragraphs.i
Amy uses the hyphenation feature in her justified paragraphs.
Answer:
2 and 5
Explanation:
Scenarios that show the applications of best practices when designing type is
Angelo uses one type of font in his document.Amy uses the hyphenation feature in her justified paragraphs.Thus the correct option is B and E.
What is formatting?Document formatting describes the way a document is set up. It involves requirements on how a document should look. Formatting makes documentation appear professional and appealing.
While making any document it is required to choose one type of font which makes it a structured and systematic manner. various styles of font may distract the focus of the reader while taking look at the document.
Use of the hyphenation feature in her justified paragraphs to make it more clear and more structured to achieve a more uniform line length, Word's hyphenation feature enables the insertion of line breaks and hyphens within words.
Therefore, options B and E are the appropriate answer.
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During design competition,
a. a new dominant design prevents a company from competitively selling its products or makes it difficult to do so
b. the patterns of innovation over time create sustainable competitive advantage
c. a scientific advance of existing technologies creates a significant breakthrough in performance or function
d. an older technology usually improves significantly in response to the competitive threat from the new technologies
b. the patterns of innovation over time create sustainable competitive advantage.
if i get 16 brainlest ill give u guys 136 points
Answer:
you get brainlyist by answering questions. not making them
Answer:
ill give u brainlest tete
Explanation:
Why is education considered as foundation of any profession
Answer:
see below
Explanation:
Education is important for all careers. It all allows access to quality learning, acquiring skills and knowledge, and people skills that employers consider mandatory. Today, all careers and professions require a minimum level of education as a prerequisite for employment.
Education helps one identify their talents, which facilitates selecting suitable careers. Education provides the chance for one to follow a career path that leads to their preferred profession. One studies the subjects that interest them and the ones that lead to desired careers.
Education exposes one to different career opportunities. Through guidance and counseling, and personal preferences, one is able to identify and select a career of their choice.
Different careers require different educational levels. Appreceiteroship is also part of education. One learns from an established professional. Some career such as medicine and architecture requires many years of education.
Safety and self-actualization are examples of
a. credibility appeals
b. emotional appeals
C.
selective appeals
d.
logical appeals
Answer:
b
Explanation:
An emotional appeal is a method of persuasion that is designed to create an emotional response. Emotion -phatos in Greek, is one of the three modes of persuasion identified by the well-known philosopher Aristotle. Emotional appeals are meant to manipulate emotions in an audience.
Emotional appeals are used by means of communication. For instance, when a news TV show relates a new on the rise of crime in a given state it causes insecurity in the audience or when an ad on social media prompts information on new technology it creates the need for updating our knowledge so the audience understands what that is about
Answer:
b. emotional appeals
Explanation:
took the test :)
Social workers help to improve the quality of life for their clients.
A-True
B-False
Hurry
Answer:
A
Explanation:
Answer:
I think True
Explanation:
An investment firm advertises certificates of deposit paying a 7. 2% effective rate. Find the annual nominal rate, compounded weekly, that gives the effective rate.
An investment firm advertises certificates of deposit paying a 7. 2% effective rate. The annual nominal rate, compounded weekly, that gives the effective rate is 7.2%.
The formula for converting from an effective rate to a nominal rate compounded n times per year is:
Nominal Rate = [(1 + Effective Rate / n)*n - 1] * 100
In this case, we want to find the annual nominal rate compounded weekly. Since there are 52 weeks in a year, we can substitute n = 52 into the formula.
Nominal Rate = [(1 + 0.072 / 52)*52 - 1] * 100
Calculating the result: Nominal Rate = [(1 + 0.00138461538)*52 - 1] * 100
Nominal Rate ≈ [(1.00138461538)*52 - 1] * 100
Nominal Rate ≈ (1.072 - 1) * 100
Nominal Rate ≈ 7.2%
Thus, the annual nominal rate compounded weekly that gives an effective rate of 7.2% is approximately 7.2%.
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Identify at least one benefit and one disadvantage of both "simple" and "compounding"
interest. What are some of the reasons why someone might choose simple interest over
compounding interest? Why would one choose compounding interest over simple
interest? Given the information you have from the article, and other sources, which
would "you" choose, and why.
An advantage of simple interest is that it is simpler to understand and cheaper. Regarding the disadvantages, they are associated with the difficulty of being found and in case of delay there are higher associated fees.
Compounding interest, on the other hand, has the benefits of investment advantages, as funds grow more than simple interest over a period of time. The disadvantages are related to cost, which depending on economic factors can increase or decrease.
How to make good investments?Is necessary for the investor to be aware of the risks inherent in any investment, so the ideal is that the investment portfolio is varied, to mitigate the risks. Some other important tips are carrying out financial planning, knowing your investor profile and the discipline necessary to manage your investiments in an advantageous and profitable way.
Therefore, if a choice had to be made to invest, perhaps compound interest would be a better option, as it has a higher yield over time.
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Kubin Company’s relevant range of production is 12,000 to 16,000 units. When it produces and sells 14,000 units, its average costs per unit are as follows:
Direct materials $ 7.30
Direct labor $ 4.30
Variable manufacturing overhead $ 1.80
Fixed manufacturing overhead $ 5.30
Fixed selling expense $ 3.80
Fixed administrative expense $ 2.80
Sales commissions $ 1.30
Variable administrative expense $ 0.80
Required:
1. If 12,000 units are produced and sold, what is the variable cost per unit produced and sold?
2. If 16,000 units are produced and sold, what is the variable cost per unit produced and sold?
3. If 12,000 units are produced and sold, what is the total amount of variable cost related to the units produced and sold?
4. If 16,000 units are produced and sold, what is the total amount of variable cost related to the units produced and sold?
5. If 12,000 units are produced, what is the average fixed m
Answer:
1. If 12,000 units are produced and sold, what is the variable cost per unit produced and sold?
variable cost per unit = $7.30 + $4.30 + $1.80 + $1.30 + $0.80 = $15.502. If 16,000 units are produced and sold, what is the variable cost per unit produced and sold?
variable cost per unit = $7.30 + $4.30 + $1.80 + $1.30 + $0.80 = $15.503. If 12,000 units are produced and sold, what is the total amount of variable cost related to the units produced and sold?
$15.50 x 12,000 = $186,0004. If 16,000 units are produced and sold, what is the total amount of variable cost related to the units produced and sold?
$15.50 x 16,000 = $248,0005. If 12,000 units are produced, what is the average fixed m
average fixed manufacturing cost = ($5.30 x 14,000) / 12,000 = $6.1833 average fixed selling expense = ($3.80 x 14,000) / 12,000 = $4.4333average fixed administrative expense = ($2.80 x 14,000) / 12,000 = $3.2667total fixed expenses per unit = $13.8833Which of these can you invest in without assuming any risk?
(1 point)
bonds
property
stocks
none
Answer:
none
Explanation:
correct
How do you write a business pitch???
Answer:
A business pitch is a presentation by one or more people to an investor or group of investors.
Explanation:
have a nice day! hope this helps!
Information regarding income levels, education, occupation, and ethnic groups in your target market is called
A. product-based research
B. advertising information
C. demographics
D. secondary research
Answer:
Option C. Demographics
Explanation:
Demographics are a population section of a particular target market depending upon specific demographic information which differentiates this section from other section population. These demographics mostly includes location, family status, occupation, education level, etc.
Why are carpenters considered generalists?
O They are able to work independently.
O They supervise other workers on the operations team.
O They need an associate's degree for licensure.
O They are versatile and perform a variety of tasks.
Answer:
I feel like it's the last one but I could be wrong plz let me know
Explanation:
Answer:
They are versatile and perform a variety of tasks.
Explanation:
Professionalisation in the public sector and how it impacts on the service delivery?
Professionalization in the public sector refers to the process of enhancing the skills, competencies, and standards of public sector employees to improve service delivery.
When public sector employees are professionalized, they receive specialized training, acquire relevant qualifications, and adhere to ethical standards, similar to their counterparts in the private sector.
The impact of professionalization on service delivery in the public sector is significant.
Firstly, professionalized employees possess the necessary knowledge and expertise to perform their roles effectively. They have a deeper understanding of their responsibilities, best practices, and industry standards, which allows them to make informed decisions and provide high-quality services to the public.
Secondly, professionalization promotes accountability and transparency within the public sector. Professionalized employees are bound by ethical codes and standards, which help to minimize corruption, favoritism, and nepotism. By adhering to these principles, public servants can regain public trust and ensure fair and equitable service delivery.
Furthermore, professionalization improves the efficiency and effectiveness of public sector organizations. By equipping employees with the right skills and knowledge, organizations can streamline processes, enhance coordination, and foster innovation. This, in turn, leads to improved service delivery, as public sector employees are better equipped to address complex challenges and meet the evolving needs of the public.
Overall, professionalization in the public sector is essential for enhancing service delivery. It enables public sector employees to perform their roles effectively, promotes accountability and transparency, and enhances the overall efficiency and effectiveness of public sector organizations. By investing in professional development and promoting a culture of professionalism, governments can improve public trust and deliver better outcomes for citizens.
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Which of the following illustrates the concept of scarcity?a. More clean air is wanted than is available in large polluted metropolitan areas such as Mexico Cityb. There is usually more than one use of your "free" time in the eveningc. There are many competing uses for the annual budget of your city, county, or stated. All of the answers are correct
When we talk about the illustration of the concept of scarcity. Scarcity refers to the condition of limited resources or limited availability of a product. The items we want or need exceed the amount that is available, which leads to competition and decision-making as to how to allocate resources. Whether it is clean air, free time, or the budget for a city, county, or state, all resources are scarce and must be managed accordingly so the all answer is correct.
Scarcity is a fundamental concept in economics. Scarcity occurs when the demand for resources exceeds the supply of resources. It is a condition of limited resources or limited availability of a product. It is a key concept in the study of economics because it forces people to make choices, and the choices that they make have consequences.
In option A, More clean air is wanted than is available in large polluted metropolitan areas such as Mexico City, it is an example of scarcity because there is not enough clean air to meet the demand of the population living in the area.
In option B, there is usually more than one use of your "free" time in the evening. It is an example of scarcity because there are only a limited number of hours in the day, and there are many things that people would like to do with their time.
In option C, there are many competing uses for the annual budget of your city, county, or state. It is an example of scarcity because the budget is limited, and there are many things that the city, county, or state would like to do with that money.
In summary, all of the options illustrate the concept of scarcity, which is a fundamental concept in economics that highlights the tension between unlimited wants and limited resources.
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Determining Liquid Assets and Current Liabilities. Based on these items, what is the total of the (a) liquid assets and (b) current liabilities?
Checking account balance $860
Retirement account balance $57,000
Credit card balance $117
Coin collection $450
Savings account balance $2,675
Current student loan payment due $220
Investment account balance $8,000
Mortgage $178,000
6 * 4 + 43 w/ solutions
net programming (tle)
Answer:
24+43wExplanation:
Mira is adding a mutual fund to her Tracking & Trading portfolio. Her search for the name of the fund has not returned any entries. What should she do?
Select the one response that applies
- Divest of the fund within 10 days
- Add the mutual fund as a User Added Holding
- Not report the fund
- Attempt to Self - Clear the fund
Mira should add the mutual fund as a User Added Holding. This will allow her to manually enter the name of the fund and track its performance along with her other holdings.
What Is User Added Holding? Merits Of User Added HoldingA User Added Holding is a feature provided by some investment tracking and trading platforms that allows users to manually add investments to their portfolio that are not available in the platform's database of securities.
For example, if a user wants to track the performance of a mutual fund that is not listed in the platform's database, they can manually create a User Added Holding for that mutual fund.
The user will enter details such as the name of the mutual fund, its ticker symbol (if available), the purchase price, the number of shares held, and other relevant information.
By adding a User Added Holding, the user can ensure that they have an accurate record of all of their investments in one place, and can track the performance of the investment alongside the other holdings they have on the platform.
This feature can be especially useful for investors who have unique or specialized investments that may not be widely available on traditional investment platforms.
If Mira's search for the name of the mutual fund has not returned any entries in her Tracking & Trading portfolio, it means that the fund is not listed in the database or platform that she is using to track and trade securities.
In this case, as a workaround solution, Mira can manually add the mutual fund as a "User Added Holding" in her portfolio.
Adding a User Added Holding means that Mira will manually enter the name of the mutual fund, along with other details such as its ticker symbol, purchase price, and number of shares held.
This will allow Mira to track the performance of the mutual fund alongside her other holdings in her portfolio.
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Casey is looking to buy a new replacement set of golf clubs. After he settles on a particular set of callaway clubs, what are the next two choices casey has to make?
The next two choices Casey has to make are the type of shafts he wants in his clubs and the type of grips he wants on them. Shafts come in different materials such as steel, graphite, and titanium, and they come in varying flexes and weights.
What do you know about graphite?
Graphite is a dark gray to black mineral with a metallic luster and very low hardness on the Mohs scale. Graphite has a layered structure and is composed of very weakly bonded carbon atoms arranged in hexagonal lattices. Graphite is an excellent conductor of electricity and heat, though it is relatively soft and can easily be scratched. It is also very dense and has a high melting point. Graphite is used in a variety of applications from pencils to lubricants to electrodes in fuel cells. It is also an important material used in the manufacture of steel. Graphite is also a source of graphene, a two-dimensional form of carbon with a wide range of applications in electronics and nanotechnology.
Grips come in a variety of materials, textures, and sizes. Choosing the right shaft and grip can help maximize the performance of the clubs.
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which of the following is a positive externality
•household waste
•litter on the road
•noise pollution
•bus rides to school
Answer:
D . BUS RIDES TO SCHOOL
Explanation:
All the others listed are negative externalities.
Bus rides to school is a positive externality
A good or service generates positive externality if it gives benefits that is greater than its cost to third parties that are not involved in its production.
Bus rides to school generates positive externality. This is because it reduces traffic on the roads. This benefits other road users (third parties).
Another example of a product that generates positive externality is research and development. Discovery of a new treatment for a disease benefits the general public.
Household waste, litter on the road and noise pollution generate a negative externality.
A good has negative externality if the costs to third parties not involved in the activity is greater than the benefits.
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True or False?
Social workers work at both the state and national level.
What is an advertising mix?
a. choosing the right demographic to be your target customer
b. creating an advertising budget and a subsequent plan
c. choosing multiple advertising media to deliver your message to the target customer
d. focusing on conveying the benefits of the product before discussing its features
Answer:
C
Explanation: