Abner​ Corporation's bonds mature in 16 years and pay 12
percent interest annually. If you purchase the bonds for ​$1​,300,
what is your yield to​ maturity?

Answers

Answer 1

The yield to maturity of the Abner Corporation bonds is 1.89%.

The term "yield to maturity" (YTM) refers to the return expected from a bond investment until maturity. To calculate the yield to maturity, the following formula is used:

YTM = (C + (F - P) ÷ n) ÷ (F + P) ÷ 0.5

Given the information:

C = coupon payment

F = face value

P = purchase price

n = years to maturity

When we plug the given values in the above formula, we get:

YTM = (C + (F - P) ÷ n) ÷ (F + P) ÷ 0.5

= (0.12 + ((1000-1300) ÷ 16)) ÷ ((1000 + 1300) ÷ 2) ÷ 0.5

= (0.12 + (-19.375) ÷ 16) ÷ ((1000 + 1300) ÷ 2) ÷ 0.5

= (0.12 - 1.211) ÷ 1150 ÷ 0.5

= -1.091 ÷ 1150 ÷ 0.5

= -1.091 ÷ 575

= 0.0189 or 1.89%

Therefore, the yield to maturity from the calculation is 1.89% or 0.0189.

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Related Questions

Why very few subsistence economies exist today

Answers

Answer:

As previously mentioned,

subsistence markets are

extremely vulnerable to

external influences.

Because of this

vulnerability, these economies are

becoming more scarce around the

world. In the past, for example, large

populations of indigenous peoples lived

throughout North America.

Dodo company is disposing of equipment that was originally purchased for $700,000 and has $140,000 of accumulated depreciation to date. The same equipment would cost $950,000 to replace. What is the total amount of sunk cost in this decision?.

Answers

This decision has a total sunk cost of $560,000. So the choice an is right.

The cost that has already been incurred and cannot be recovered is called a "sunk cost." Additionally, irrelevant to decision-making are unnecessary costs.

Rent expense, lease expense, and other expenses like these are examples.

Sunk costs include the $700,000 expense incurred by Dodo Company for a fixed asset and the $140,000 accumulated depreciation on those assets. because they cannot be retrieved.

The present value of a fixed asset if we purchase it is its replacement cost. As a result, it is not a sunk cost.

Therefore, the equipment's book value equals $560,000, which corresponds to the sunk cost of $(700,000-140,000).

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What+is+the+value+today+of+a+money+machine+that+will+pay+$1,514.00+every+six+months+for+30.00+years?+assume+the+first+payment+is+made+six+months+from+today+and+the+interest+rate+is+10.00%.

Answers

The present value of an annuity = $1,484.08 ,the value of the money machine that pays $1,514.00 every six months for thirty years at a rate of 10%.

                       P V = PMT × [(1 - (1 + r)⁻ⁿ) / r]

PV = Present Value

PMT = Payment amount per period

r = Interest rate per period

n = Total number of periods

For this situation, the installment sum per period (PMT) is $1,514.00, the financing cost (r) is 10% (or 0.10 as a decimal), and the all out number of periods (n) is 60 (30 years duplicated by 2 for the semi-yearly installments).

Let's find out the present value,

P V = $1,514.00 × [(1 - (1 + 0.10)⁻⁶⁰) / 0.10]

P V = $1,514.00 × [1 - (1.10)⁻⁶⁰] / 0.10

= $1,514.00 × [1 - 0.018277]

= $1,514.00 × 0.981723

= $1,484.08

Since , the money machine's current value is approximately $1,484.08.

The current value of a future sum of money or stream of cash flows at a certain rate of return is known as present value (PV). A discount rate or the interest rate that could be earned if invested is added to the future value for present value.

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When calculating the effective rate of a loan, which statement or statements must be true if n is greater than 1? I. The length of the loan is greater than a single year. II. The effective rate will exceed the nominal rate. III. The interest will be compounded monthly. A. II only b. II and III c. I and III d. I, II, and III.

Answers

Answer:

C: II only

Explanation:

When the individual calculates the effective rate of the loan, the most appropriate statement is the effective rate will exceed the nominal rate.

What is effective annual rate?

The effective annual rate (EAR) is the interest rate for the entire year. Interest Charges Interest expense is incurred when a corporation funds itself with debt or capital leases.

Interest appears on the income statement, but it can also be earned on an investment or paid on a loan as a result of compounding interest over time.

It is usually higher than the marginal rate and is used to evaluate different financial products with varying compounding periods - weekly, monthly, yearly, and so on.

When the number of compounding periods is increased, the effective yearly interest rate rises over time.

Therefore, the correct option is A.

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Risk managers may not have authority over Human Resources, therefore, they will likely not have input on how to manage these exposures.
a.True
b.False

Answers

b. False

While it is true that risk managers may not have direct authority over Human Resources (HR), they can still have input on how to manage exposures related to HR. Risk managers play a crucial role in identifying, assessing, and mitigating risks across an organization, including those related to HR. They can collaborate and provide recommendations to HR departments regarding policies, procedures, training programs, and risk mitigation strategies. Risk managers can also work with senior management to ensure that HR-related risks are adequately addressed and integrated into the overall risk management framework of the organization, even if they don't have direct authority over HR.

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Which statement best describes the first draft of a piece of business writing?

A.
It’s the result of several rounds of revision.
B.
It’s usually ready to be published.
C.
It doesn’t have any grammatical errors.
D.
It needs further development and editing.
E.
It has clear organization in each section.

Answers

Answer:

D.  It needs further development and editing.

Explanation: The first draft has the main ideas, but it probably has misspelled words, grammatical errors, and punctuation that must be corrected. It may need reorganization and more development before it is ready for publication.

Answer:

D It needs further development and editing.

Explanation:

plato edmentum

severely affecting the health of miners, workers and surrounding communities.

Answers

Mining operations can have detrimental effects on the well-being of miners, workers, and communities living in close proximity.

The process of mining can result in environmental contamination through the release of harmful substances such as heavy metals and chemicals, which can contaminate water sources and pose health risks to nearby communities. Additionally, the dust, noise, and vibrations produced during mining activities can lead to respiratory issues, hearing loss, and other health complications for both workers and residents in the vicinity. Furthermore, the use of heavy machinery and explosives increases the potential for accidents and injuries among workers and nearby communities. To mitigate these risks and safeguard human health and the environment, it is imperative to enforce stringent regulations and implement robust safety measures in mining operations.

As a result, implementing stringent regulations and safety protocols becomes imperative in order to mitigate these risks effectively and safeguard the well-being of individuals and the environment.

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Filipe has noticed that someone he knows from high school keeps messaging him about fitness shakes that he is selling. The messages let Filipe know that this could be a great business opportunity for him, and he too could be selling these products. What is the BEST description of this kind of business?

Answers

The best description of this kind of business is multi-level marketing (MLM) or network marketing. In MLM, individuals are encouraged to sell products directly to consumers and recruit others to become distributors or salespeople. Distributors earn commissions not only from their own sales but also from the sales made by the people they recruit. This creates a network or "downline" of distributors. MLM companies often focus on products like fitness shakes, health supplements, or other consumable goods. It is important to note that MLM businesses can vary in terms of their practices and reputation, and individuals should carefully research and evaluate any MLM opportunity before getting involved.

enumerate and explain the concepts of entrepreneurship​

Answers

Answer:

Explanation: Entrepreneurship is the act of setting out on your own and starting a business instead of working for someone else in his business. While entrepreneurs must deal with a larger number of obstacles and fears than hourly or salaried employees, the payoff may be far greater as well

is there a relationship between productivity and months of service? draw the type of graph that can be used to analyze this problem.

Answers

There could potentially be a relationship between productivity and months of service.

It is possible that there is a relationship between productivity and months of service. As employees gain more experience and become more familiar with their job duties, they may become more efficient and productive. On the other hand, there may be a plateau where productivity levels off after a certain amount of time on the job.

To analyze this relationship, a scatter plot can be used. The horizontal axis would represent months of service and the vertical axis would represent productivity. Each employee's data point would be plotted on the graph, with their months of service on the x-axis and their productivity score on the y-axis.

If there is a positive relationship between productivity and months of service, the data points would form an upward-sloping line. If there is a negative relationship, the line would slope downwards. If there is no relationship, the data points would be scattered randomly across the graph.

Once the graph is plotted, additional analysis can be performed to determine the strength and direction of the relationship, such as calculating the correlation coefficient. This information can be useful for decision-making related to employee training and development, performance evaluations, and staffing decisions.

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Need asap

Submit your essay on what's next for digital video in the future.

Answers

Answer:

I feel that this will all change because of all the emerging technology that is evolving in just 2018 and is still evolving today. I think that all of the desktops will become more portable an have more features while the common laptop will do the same also there will be even fewer people going out to shop at malls or clothing stores (because of online shopping) which means these local businesses will not be able to pay the rent or they will have to cut down on employment or even lower the hourly wage. This combined will snowball and be even worse by the future

Explanation:

I hope I've done a good answer, have a good day :)

Pierre run the ame ditance around a track each day, 4 day a week. He run a total of 12 mile each week. It take 8 lap of the track to equal a mile. How many lap Pierre run each day

Answers

The calculation can be used to determine how many laps Pierre completes each day. Let's figure out l as: Pierre therefore completes 24 laps each day.

Let l stand in for the daily mileage that Pierre runs. Pierre reportedly completes the same lap of a track four days a week. Thus, 4 days would be the number of laps completed. He runs a total of 12 miles per week, and 8 laps around the track equal one mile, according to the information provided. Therefore, there would be 8 times 12 laps in a 12-mile race. We will now convert the total number of laps completed in 4 days to the following: The calculation can be used to determine how many laps Pierre completes each day. Let's figure out l as: Pierre therefore completes 24 laps each day.

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Why sustainability goals should be a the core of the business strategy and evaluate the following non-financial reporting: sustainability, business , human resource, administrative, shareholders information, risk management, environment, performance, strategy, social, and value creation.

Answers

Sustainability goals should be at the core of a business strategy because they contribute to long-term success and resilience. Integrating sustainability into the core business strategy allows companies to align their operations with environmental, social, and governance (ESG) factors.

When evaluating non-financial reporting, each aspect should be considered:

1. Sustainability: This includes the company's efforts to minimize its environmental impact and contribute to sustainable development. Look for initiatives like reducing carbon emissions, implementing renewable energy sources, and promoting sustainable practices.

2. Business: Non-financial reporting should assess how the company operates ethically and transparently, complying with laws and regulations, and demonstrating good governance.

3. Human Resource: Evaluate the company's commitment to employee well-being, diversity and inclusion, training and development programs, and fair labor practices.

4. Administrative: This aspect focuses on the company's administrative processes, such as risk management, compliance, and internal controls.

5. Shareholders Information: Look for information on shareholder engagement, communication, and participation in decision-making processes.

6. Risk Management: Assess how the company identifies and manages risks, including environmental and social risks, that may impact its operations and stakeholders.

7. Environment: Evaluate the company's environmental management practices, such as resource conservation, waste management, and pollution prevention.

8. Performance: Non-financial reporting should provide data and metrics to assess the company's performance against sustainability goals and targets.

9. Strategy: Look for information on how the company integrates sustainability into its long-term business strategy, including its vision, mission, and objectives.

10. Social: Evaluate the company's contribution to social well-being, such as community engagement, philanthropy, and social impact initiatives.

11. Value Creation: Assess how the company creates value for its stakeholders, including customers, employees, communities, and shareholders, while considering ESG factors.

By evaluating non-financial reporting in these areas, stakeholders can assess a company's commitment to sustainability and its integration into the business strategy.

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Assume you are now at the beginning of the year 2022 and are trying to evaluate company GrowthClassic Incorporated using the discounted cash flow valuation model. The marginal corporate tax rate of GrowthClassic is 25%. Please answer the following questions in the answer book.
a) The credit rating of GrowthClassic is B+ and the average credit spread of debt with B+ credit rating and the same maturity is 2%. The risk-free rate for all the maturity is 3%. The Bloomberg adjusted beta for GrowthClassic at the end of the last year was 1.65. The expected return of the market portfolio is 8.20%. The current debt-to-equity ratio at the end of the last year was 0.5 and then changed to 1.4 at the beginning of this year. We assume that the changes in capital structure does not affect the firm's credit rating nor business risk. Please base on the above information and calculate the cost of debt (Kd), cost of equity (Ke) and the weighted-average cost of capital (WACC) of the firm after the changes of capital structure.
b) GrowthClassic had operating income before interest and taxes for the year 2021 of $600 million. The firm had depreciation and amortization expense of $40 million that same year. Capital spending totaled $120 million during 2021. At the end of 2020 and 2021, working capital totaled $70 and $90 million, respectively. Estimate the free cash flow of the firm in 2021.
c) The free cash cash flow to the firm of GrowthClassic is expected to grow at 8% every year for the next 3 years (2022-2024) and then it is expected to grow at 4% beyond the third year. Using the WACC after the change of capital structure and assuming it will not change in the future, please use the "Perpetuity Growth Method" and estimate the firm's enterprise value at the beginning of the year 2022 (now).
4) From GrowthClassic's financial statements, we know that it currently has $2,200 million total debt outstanding and $600 million cash & cash equivalent. Besides, the firm also has preferred stocks and noncontrolling interest, worth $300 million and $200 million respectively. Based on all the information provided above in this question, calculate the implied total equity value of GrowthClassic's common shares.

Answers

Cost of debt: Kd = Rf + credit spread= 3% + 2% = 5% Cost of equity: Ke = Rf + β(Rm - Rf) = 3% + 1.65 (8.20% - 3%) = 12.445% WACC (before the change of capital structure): WACC (after the change of capital structure).

Calculation of Free Cash Flow Operating Income before Interest and Taxes = $600 million Depreciation and Amortization Expense = $40 million Capital Spending = $120 million Increase in Working Capital = $90 million - $70 million = $20 million Free Cash Flow (FCF) = Operating Income (1 - ax Rate) + Depreciation & Amortization - Capital Spending - Increase in Working Capital FCF = [600(1 - 0.25) + 40] - 120 - 20 = $360 millionc) Calculation of enterprise value (EV) in 2022Free Cash Flow in 2022 = Free Cash Flow in 2021(1 + Expected Growth Rate) = $360 million(1 + 8%) = $388.8 millionWACC = 9.174%Growth rate of free cash flow beyond 2024 = 4%.

Perpetuity Growth Method = FCF(1 + g) / (WACC - g) Enterprise Value millionThe implied total equity value of GrowthClassic's common shares can be calculated as follows: Total Debt = $2,200 millionCash & Cash Equivalent = $600 millionPreferred Stocks = $300 million Noncontrolling Interest = $200 millionTotal Capitalization = Total Debt + Preferred Stocks + Total Equity ValueTotal Equity Value = Total Capitalization - Total Debt + Cash & Cash Equivalent - Noncontrolling InterestTotal Equity Value = $4,027.91 million - $2,200 million + $600 million - $200 millionTotal Equity Value = $2,227.91 million.

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What is the term used to describe the phase of the business cycle in which real domestic product declines?

Answers

The phase of the business cycle when real domestic product drops is referred to as a recession.

What is the recession?

When real GDP (output) growth is sluggish or negative for an extended period of time and the unemployment rate significantly rises, this is referred to be a recession. During a recession, a lot of other economic indicators are also weak.

What happens throughout a recession?

A recession, in plain terms, is when the economy's performance deteriorates over a protracted period of many months, as seen by a decline in GDP, an increase in the unemployment rate, and a dip in consumer spending.

                             During a recession, people may experience significant changes in their day-to-day activities.

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Which of the following is not a step in the decision making process
a.Identify Choices
b. MAKE a decision
c.Consult a career coach
d. DEFINE your needs and wants

Answers

Career Coach is wrong (Pretty sure)

The Gallup Organization contacts 1595 male university graduates who have a white collar
job and asks whether or not they had received a raise at work during the past 4 months
Determine the sample

the 595 male university eraduates who have received mise at work.

Male university graduates who have a white collar job

The 1595 male university eraduates who have a white collar iob

Answers

Sample contains the 1595 male university eraduates who have a white collar job. Hence, option C is the correct answer.

What is the population?

The set of all people, items, or objects that are required for a specific study is defined as the population.

Given that

Population size be N

And the gallup organization contains 1595 male University graduate who have a white collar job and ask whether or not they have received a rise at work during the past four months.

Here sample size is N = 1595

And random variable of interest is white collar job.

It is heavy for researchers to inspect each discrete in the population. Hence, a smaller group of sole (subjects) are selected from the population of interest. Therefore, the group of sole taken from the population of interest is known as the sample.

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TRUE/FALSE. Sonia currently holds 10 shares of Starbucks stock that she bought for $30 each. Today she sells all those 10 shares to Neffe, another individual investor, for $35 a share. True or False: Starbucks would see an increase to stockholders' equity for $350 for the sale to Neffe.

Answers

False. Starbucks would not see an increase to stockholders' equity for $350 for the sale to Neffe.

Stockholders' equity is the residual interest in the assets of a company after deducting liabilities. It represents the owners' claim on the company's assets. When Sonia sells her shares of Starbucks stock to Neffe, the transaction occurs between two individual investors and does not directly impact Starbucks' stockholders' equity.
Stockholders' equity is affected by factors such as issuing or repurchasing shares, earning profits, paying dividends, and other activities directly related to the company's operations. In this case, the sale of shares between individual investors does not change the assets, liabilities, or equity of Starbucks as a company.
It's important to note that the sale of shares between individual investors does impact the stock price, but it does not affect the stockholders' equity of the company. Stock price is determined by factors such as supply and demand in the market and investors' perceptions of the company's performance and future prospects.
In summary, while the sale of shares may affect the stock price, it does not directly impact the stockholders' equity of a company like Starbucks.

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a certain city reports the following year-end total assets: general fund $ 18,400,000 library fund (a special revenue fund) 2,900,000 debt service fund 2,600,000 total governmental funds 26,300,000 total governmental and enterprise funds combined 51,250,000 based on this information, which funds should be reported as major funds?

Answers

The general fund ($18,400,000) and the debt service fund ($2,600,000) should be reported as major funds.

Major funds are defined as those funds that are considered significant in terms of size and scope. In the case of a city, the general fund and the debt service fund are typically considered major funds because they play a significant role in the overall financial operations of the city. The general fund is the main operating fund for the city and is used to finance the day-to-day operations, while the debt service fund is used to pay for long-term debt obligations.

Based on the information provided, the general fund and the debt service fund should be reported as major funds.

Total governmental funds: $26,300,000 (sum of the general fund, library fund, and debt service fund)

Total governmental and enterprise funds combined: $51,250,000

So, the general fund ($18,400,000) and the debt service fund ($2,600,000) should be reported as major funds.

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An international business is a firm that
Part 2
A. hires​ non-U.S. citizens.
B. produces a wide range of products.
C. is not from the United States.
D. engages in international trade or investment.

Answers

Option D: An international business is a firm that engages in international trade or investment.

Therefore, the correct answer is option D. An international business is a company that conducts business across national borders. This can include importing and exporting goods, investing in foreign markets, and operating in multiple countries.

It is not necessarily defined by the nationality of its employees, the range of products it produces, or the country in which it is headquartered. International business refers to the trade of goods, services, technology, capital and/or knowledge across national borders and at a global or transnational scale. It involves cross-border transactions of goods and services between two or more countries.

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Applying a________ to material within study materials will help students to recall information during a test.
a. Visual framework
b. Personal key
c.Ladder system
d.None of these

Answers

Answer:

Applying a visual framework to material within study materials will help students to recall information during a test.

Explanation:

a. Visual framework can help students to recall information during a test.

This is because visual aids such as diagrams, mind maps, and flowcharts can help to organize information and make it easier to remember. By creating a visual framework for the material within study materials, students can better understand the relationships between different concepts and topics, and how they fit together as a whole. This can aid in retention and recall of the information during a test.

a) The solar installation generates electric power from sunlight and incurs operating costs for cleaning
the solar modules (sometimes called solar panels) and replacing solar modules that have failed. The
annual revenue from the electric power is variable due to variable cloudiness and solar module failure
and has a mean of $2.78m and a standard deviation of $0.32m. The annual operating costs have a mean
of $0.51 and a standard deviation of $0.12m.

calculate the mean and standard deviation of the annual profit ​

Answers

Answer:

The mean of the annual profit is $2.27 m.

The standard deviation of the annual profit is $0.3418 m.

Explanation:

Let X represent the annual operating costs for cleaning  the solar modules and replacing solar modules that have failed.

And let Y represent the annual revenue from the electric power.

It is provided that:

\(E(X)=\$0.51\ m\\E(Y)=\$2.78\ m\\SD(X)=\$0.12\ m\\SD(Y)=\$0.32\ m\)

It is known that:

Annual Profit (Z) ​= Annual Revenue (Y) - Annual Operating Costs (X)

Compute the mean of the annual profit ​as follows:

\(E(Z)=E(Y-X)\)

        \(=E(Y)-E(X)\\=2.78-0.51\\=2.27\)

The mean of the annual profit is $2.27 m.

Compute the standard deviation of the annual profit ​as follows:

\(SD(Z)=\sqrt{V(Y-X)}\)

        \(=\sqrt{V(Y)+V(X)-2Cov(X,Y)}\\=\sqrt{V(Y)+V(X)}\\=\sqrt{(0.32)^{2}+(0.12)^{2}}\\=0.3418\)

The standard deviation of the annual profit is $0.3418 m.

locking a cell so that others cannot alters its contents is know as

Answers

Answer:

The correct answer is cell protection.

Explanation:

It is when you prevent others to edit or change the contents of certain cells in a sheet. In doing this, you first unlock all cells. Then, select the cells you want to lock then select the option to lock them. Hope this helped.

Answer:

The answer is Cell protection.

You are a production manager in a factory. A key machine on the production line is blowing fuses at an average rate of 27 per week. Blown fuses seem to occur at random at a fairly constant rate throughout the week. You have decided to install a voltage regulator on this machine. Assuming that the voltage regulator has no effect, what distribution best describes the number of fuses blown during a week? Give all relevant parameters. Determine the mean and standard deviation of the number of fuses blown per week. After the voltage regulator is installed the machine blows 23 fuses during the subsequent week. If the underlying rate hasn't actually changed (i.e. the voltage regulator has no effect on fuses blowing) how likely is it to get 23 or fewer blown fuses in a week? (NB you may attempt this problem using a Normal approximation OR by using Excel to determine an exact probability.) Assuming that there is some cost associated with installing the voltage regulator, do you think it would be worthwhile to make the change permanent? [Note, the value you calculated in part (c) is known as a p-value, it should be useful in guiding your decision].

Answers

The number of blown fuses on key machine in a production line follows Poisson distribution with average rate of 27 fuses per week. The mean and standard deviation of number of blown fuses per week are both 27.

The Poisson distribution is suitable for modeling rare events occurring at a constant average rate over a fixed interval. In this case, the average rate of blown fuses per week is given as 27, which serves as the parameter λ. Both the mean and standard deviation of the Poisson distribution are equal to λ, so the mean and standard deviation of blown fuses per week are both 27.To determine the probability of observing 23 or fewer blown fuses in a week after installing the voltage regulator, we can use the Poisson distribution with λ = 27. This probability can be calculated using statistical software like Excel or by using a normal approximation if the sample size is sufficiently large. By comparing this probability (p-value) with a predetermined significance level, we can make an inference about whether the observed result is unlikely under the assumption that the voltage regulator has no effect. If the p-value is below the significance level, it suggests that the observed result is unlikely, indicating that the voltage regulator may have an effect. However, if the p-value is above the significance level, it suggests that the observed result is reasonably likely even without the voltage regulator, and the cost associated with maintaining the regulator may not be justified. Therefore, a cost-benefit analysis should be conducted to decide whether making the change permanent is worthwhile.

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How was Egypt affected by British imperialism?

Answers

After winning, Britain created a "veiled protectorate" over Ottoman-Egypt up to the First World War, restoring the Khedival rule in Cairo. In order to promote Egypt's cotton output and exports, the British occupation saw a surge in archaeological fieldwork, tourism, and irrigation projects.

Egypt became a protectorate of the British Empire, which meant that even while Egypt had its own government, the British continued to have significant influence over it. As a result, the British saw Egypt as being under their "protection" and led the African country in ways that suited them.

When the British invaded Egypt in 1882, they did not annex the country; instead, a nominally independent Egyptian government carried on. But the European countries, whose influence had increased, had already colonized the nation.

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Omar received $1,525 in gift when he graduated from high school. His pedants want him to save the money for collage, but Omar wants to buy new clothes, a watch, some CD’s, and a video game. He also needs new tires because the ones on his car are badly worn. Omar asked for your advice how should he spend his money

Answers

He should buy new tires and save the rest of the money for college

Maria is a high school senior. She wants to go to the local community college and become a nurse. Her grades are average, but she comes from a low-income family. What could she do to in order to afford the next step in her dream to become a nurse?

Answers

Answer: She could apply for Need Based Scholarships and Federal Grants

Explanation:

Maria could apply for a Need Based Scholarship. These are scholarships that are garnered towards lower income households that would otherwise be unable to fund a college education. These scholarships aim to bridge the Economic gap in the society. An example of one is the National High School Scholars Fee Waiver Program.

Another option could be Federal Grants. The Federal Government of the United States of America, offers financial help such as the Pell Grant to college students who would otherwise be unable to attend given their family's economic status . These Federal Grants have been very helpful and one can get the process started by filling out and submitting a Free Application for Federal Student Aid (FAFSA) form.

It is worthy of note that both of these options are steadily becoming more competitive as the number of people in need of them keep rising. Maria should therefore try her best to improve her grades or get involved in extra-curricular activities that would improve her eligibility.

Answer:b

Explanation:

Suppose (again) that agents live for three periods: youth, middle age, and old age. In each period, agents choose whether to consume an addictive substance (to pop) or to refrain. Now further suppose the benefit from "popping" varies across periods and is decreasing over time. In other words, consuming the addictive substance is more tempting when one is young. Let U
y

represent utility during youth, U
m

be utility during middle age, and U
o

be utility during old age. The utility associated with several states of the world are summarized here: B. If δ=1 and β=
2
1

, in what periods will a naive agent who enters youth not addicted choose to pop? (
2
1

point) C. If δ=1 and β=
2
1

, in what periods will a sophisticated agent who enters youth not addicted choose to pop? (
2
1

point)

Answers

If δ=1 and β=21, a naïve agent who enters youth not addicted will choose to pop in the youth period. A sophisticated agent who enters youth not addicted will choose to pop in both the youth and middle age periods.

In the case of a naïve agent, their decision to consume the addictive substance is solely based on the utility associated with each period. Since the benefit from popping is more tempting when one is young, the naïve agent will choose to pop in the youth period to maximize their utility. However, as the benefit decreases over time, the agent would not choose to pop in the middle age and old age periods.

On the other hand, a sophisticated agent takes into account the future consequences of their actions. Even though the benefit is decreasing over time, the sophisticated agent recognizes that the utility gained from popping in the youth period can have a lasting impact on their future well-being. Therefore, the sophisticated agent, who has a longer-term perspective, will choose to pop in both the youth and middle age periods to maximize their overall utility.

To summarize, a naïve agent will choose to pop only in the youth period, whereas a sophisticated agent will choose to pop in both the youth and middle age periods, considering the long-term implications of their decision on their overall utility.

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FORM 2 BUSINESS HOLIDAY ASSIGNMENT
1 Differentiate between
ru Business and Business Studier
(2) Trade and Commerce
Qin External and internal business environments
(in Generic and enterprise forms of competitive environment
2. Explain five Characteristics of Economic resources
3. Explain five Characteristics of good thing System
4. Explain five uses of computers in an office
5. Explorin five examples of small-scale retailers wilu Shop
6. Explain five functibus of Wholesalers
, to producers
7 Give five terms of
payments
in home trade
8. Give five advantages of sole proprietorship forms of business to
9. Give four Sources of capital for public Limited Compar
10. Give five roles of Conimersial attache's
16 Give five essential elements of Communication
12. Give five importance of Warehouse
13. Explain five trending issues in transport
14. Explain Metuels of government involvement in basica
15. Explain five barriers to effeceive Communication​

Answers

Answer:

Explanation:

2.Private: Easily excluded and subtractive.

Common pool: Difficult to excluded and subtractive.

Toll: Easily excluded and jointly consumption.

Public: Difficult to exclude and jointly consumed.

3.These are hypothesized to include functional “goodness”, good infrastructure, reliability, connect-ability, versatility and benefits that overflow/overwhelm the system's scope or initial investment.

4.Some of the popular uses of computers in offices include preparation of word documents such as letters, reports, processing of work documents such as work orders and financial reports, presentation of reports and proposals to and behalf of executive and higher level office personnel, management of email services

6.(i) Buying and Assembling:

The wholesaler purchases goods in large quantities from different manufacturers and assembles them at one place and stores them in his warehouse and resell to the retailers.

(ii) Warehousing:

By preserving the goods received from different manufacturers in stores, the wholesaler performs the function of warehousing. The storage of goods is needed on account of time lag between production and consumption of goods.

(iii) Grading and Packaging:

The assembled goods are graded in accordance with their quality and packed in different containers before supplying to the retailers. In this manner, the wholesaler performs important marketing functions of grading and packing.

(iv) Transportation:

The wholesalers purchase goods from manufacturers and carry them to his godowns and then supply the same to the retailers. He may employ his own vans or hire vehicles for carrying the goods on account of bulk purchases. They can avail of economies in freight.

(v) Financing:

The wholesaler provides credit facilities to the retailers and manufacturers. They sometimes give advance to the manufacturers for the goods to be received later. By selling goods on credit they help the retailers.

7.

There are 5 types of payment methods available in international trade. These payment types are cash-in-advance, open account, documentary collections, documentary credits (letters of credit) and bank payment obligation.

8.Less paperwork to get started.

Easier processes and fewer requirements for business taxes.

Fewer registration fees.

More straightforward banking.

Simplified business ownership.

9.The main sources of funding are retained earnings, debt capital, and equity capital. These are long-term sources, medium-term sources and short-term sources.

10.Educating and advising exporters on trade regulations/practices in other countries.

Expansion and diversification of exports.

Organizing for trade fairs and exhibitions of local goods in foreign markets.

Expansion and diversification of foreign markets.

16. 5 elements of effective communication: the sender, language, environment, the receiver, and feedback. All of these elements contribute to sending and receiving a concise, clear message.

12.Warehousing allows for timely delivery and optimized distribution, leading to increased labor productivity and greater customer satisfaction. It also helps reduce errors and damage in the order fulfillment process. Plus, it prevents your goods from getting lost or stolen during handling.

13.Trend #1: Cloud-Based Systems Adoption.  

Trend #2: Integrated, Frictionless Travel.  

Trend #3: Visibility and Anti-Theft GPS.  

Trend #4: Self-Driving Trucks.  

Trend #5: Regulation Compliance.

15.There are five key barriers that can occur within a company: language, cultural diversity, gender differences, status differences and physical separation.

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A legally binding document that signals to a supplier that goods and services are needed is a(n):a. Electronic data interchange.b. Supplier relationship management document.c. Purchase order.d. Purchase requisition.

Answers

(c.) Purchase order, A purchase order is a legally enforceable document that informs a provider that goods and services are required.

A purchase order, which specifies kinds, quantities, and agreed-upon pricing for goods or services, is a business document and the first formal offer made by a buyer to a supplier. It is employed to regulate the acquisition of goods and services from outside providers. An important component of enterprise resource planning system orders might be purchase orders. An indent is a purchase order that is frequently made through an agency (the indent agent) and is subject to predetermined terms of sale. A purchase order's issuance does not constitute a contract in and of itself. The vendor's acceptance of the order creates a contract between the customer and seller if there is no prior agreement.

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