A subdivision developer obtained a loan to purchase twenty lots. partial release of the clause might she/he be required to agree to in the security instrument (mortgage or deed of trust).
A loan is a form of debt incurred with the aid of an individual or different entity. The lender—commonly an enterprise, economic employer, or authority—advances an amount of money to the borrower. In going back, the borrower is of the same opinion to an effective set of phrases together with any finance expenses, hobby, compensation date, and different situations.
Loans normally fall into categories, secured and unsecured. permit us to first understand what a relaxed loan is. Secured loans are those for which a borrower keeps some asset as surety or collateral to borrow coins.
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Write any five methods of getting information of foreign employment and discuss any one of them.
Answer:
May it will help you
Explanation:
1) Notice board
2) Book of introduction
3) Institutions work working under the ministry of labour
4) Authority of human resources
5) Manifestos of training institutions
6)Web site
7) Newspapers
8) Public meeting :the manpower company, training institutions and institutions of public counseling are working in the field of foreign employment in nepal.
They come to the direct or indirect contact of people through various programmes of interaction, seminar, and meeting.
9)Radio and television
Foreign employment getting information through Notice board, Book of introduction, Authority of human resources, Web site, and Newspapers.
Who is Foreign employment?
Public meeting: When the manpower company, training institutions, and institutions of public counseling are working in the field of foreign employment in Nepal.
Although, They come to direct or indirect contact with people through various programs of interaction, seminars, and meetings.
Also, Foreign employment getting information through Institutions work working under the ministry of labor, Manifestos of training institutions, Radio, and television
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henry suspects that some of his employees have been stealing from his company. he purchases a commercial crime insurance policy, which will cover any losses that actually occur during the policy period. under which coverage form of commercial crime insurance is henry's company insured?
Loss-Sustained form of commercial crime insurance henry's company insured.
The required details about commercial crime insurance is mentioned in below paragraph.
Insurance against business-related crimes, such as employee theft, forgery, robbery, and technological crime, protects against monetary damages. It is a kind of business insurance that offers protection for the company under the following types of policy: Employee dishonesty in Form A may be written as scheduled insurance or on a blanket insurance basis and covers money, securities, and other properties.
What are the commercial crime policy's exclusions?
The following things are not covered by commercial crime insurance: theft, misdemeanors, or other wrongdoing by you or your company partners. Additionally, it excludes any activities taken by personnel who colluded with one of your partners.
Thus, Henry company is insured under Loss-Sustained form.
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A customer's confirmation of a municipal securities transaction must include A) the highest potential yield the customer may receive and the amount of markup or markdown in a principal transaction. B) the lowest potential yield the customer may receive and information regarding the catastrophic call provision. C) the highest potential yield the customer may receive and information regarding the catastrophic call provision. D) the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.
Answer:
D) the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.
Explanation:
All municipal securities are exempted from registration and filing requirements of the Securities and Exchange Commission (SEC).
However, a customer's confirmation of a municipal securities transaction must include the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.
Your company needs both you and a co-worker (sara, a colleague from another branch of the company, who is gripped by fear of flying since one of her friends narrowly escaped being at the world trade centre when it was destroyed) to attend a critical business meeting in san diego. You have just arrived to drive sara to the airport. Sara is in the room
MMI questions can be categorized into three main categories:
case studies in morality (with or without acting)
character development (with or without acting)
Teamwork.
MMI queries: what exactly are they?MMI stands for multiple mini interviews. It happens when you have to finish several little tests, or "stations," which usually take 10 minutes or less. Before each situation, you'll have some time to consider your options.
How do I perform well in the MMI interview?Recognize your position in the circumstance.
Briefly and accurately summarize the question before you start.
Request more information.
Consider all sides of the issue, but pick one and give a thorough justification for your decision.
Don't go on and on.
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nyssa decided to leave the company where she was employed. her decision is an example of turnover.
In the scenario where Nyssa decided to leave the company where she was employed, her decision is an example of voluntary turnover.
In the field of business, voluntary turnover can be described as a term that is used when an employee of a company leaves his job.
Voluntary turnover can occur due to any reason such as the employee getting a better job or just retiring,
As a result of voluntary turnover, the business can be affected if the leaving employee was an important asset to the company.
In the case above, as Nyssa is leaving the company where she was working, hence this is an example of voluntary turnover.
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3. The owner of a specialty delicatessen buys baskets, decorates and fills them with food items, and
sells them as one of the products in the shop. The entrepreneur sells an average of 130 baskets a
month The basket supplier charges $0.50 per basket. The entrepreneur would like to reduce his
variable costs and has found a basket supplier who will charge only $0.40 per basket. How much
will the delicatessen owner save in a year by changing suppliers?
Answer:
$156
Explanation:
he old price per basket is $0.50 per basket
the new supplier has a price of $0.40 per basket
Savings per basket is $0.10 ($.50- $0.40)
The average sales per month are 130 baskets.
The average savings per months will be
=$0.10 x 130
=$13
yearly savings will be
=$13 x 12 months
=$156
Answer it please the question is in the pic T_T
Answer:
Economics:
Explanation:
Political Economy or Economics is a study of mankind in the ordinary business of life; it examines that part of individual and social action which is most closely connected with the attainment and with the use of the material requisites of wellbeing.
i hope this helped you
Identify an accurate statement about groups of customers with similar need sets. Multiple choice question. They always have identical demographics. They belong to a single, homogeneous demographic group. They can have sharply different demographics. They never have varied demographic features.
When there is a group of customers that have the same requirement sets so the following should be the accurate statement.
The statement "It could have clear various demographics" is correct.
The following information related to the customer is:
It is an individual or the business that buys the goods or services of the company. Without customers, the company could not survive out, neither company could able to make a profit. Now if there are various customers and all have the same kind of needs so it means that there are different demographics.Therefore all other options should not be considered.
Thus we can conclude that The statement "It could have clear various demographics" is correct.
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QUESTION 6 of 10: Operations risk management is primarily about: a) Managing various hazards b) Understanding material perishability c) Identifying the proper level of insurance
The correct answer is Option A. Operations risk management is primarily about Managing various hazards.
The answer to the given question is "a) Managing various hazards."
Operations risk management is the process of identifying, assessing, and mitigating operational risks that an organization is exposed to.
Operations risk management aims to reduce risks in all operational areas and increase profitability.
It aids in the identification of vulnerabilities in business processes and the development of strategies to minimize the effects of those vulnerabilities.
Operations risks are inherent to the organization's internal procedures, employees, and systems and may result in financial losses, legal issues, and reputational damage.
Therefore, operations risk management is primarily about managing various hazards to avoid negative outcomes.
Various types of hazards that organizations face are: Human errors: Inaccuracies and oversight by employees, including inappropriate behavior and fraud.
Technology and systems failures: Computer systems and technological infrastructure that are inadequately constructed, tested, or maintained can fail.
Internal and external fraud: Criminal behavior within the firm by employees, contractors, or outsiders.
Legal and regulatory risk: Exposure to penalties, fines, and legal action as a result of failure to comply with regulatory requirements and laws.
Process failures: Operational failures resulting from inadequate or incomplete procedures or from process errors
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an inventory turn ratio of 25 means a company’s average quantity of goods in inventory sold within how many days?
On average, the company's inventory is sold and replaced every 14.6 days. The inventory turn ratio helps assess the efficiency of a company's inventory management and sales performance.
An inventory turn ratio of 25 indicates that a company is selling its entire inventory 25 times in a given period, typically one year. To determine how many days it takes for the average quantity of goods in inventory to be sold, we can use the formula: 365 days divided by the inventory turn ratio of 25. This results in an average of 14.6 days for a company to sell its inventory. It is important for businesses to track their inventory turn ratio as it helps them assess their inventory management practices and optimize their cash flow. An inventory turn ratio of 25 indicates that a company's inventory is sold and replaced 25 times in a given period, typically a year. To calculate the average number of days it takes for the inventory to be sold, you can use the formula:
Days in a year (365) / Inventory Turnover Ratio
In this case, 365 / 25 = 14.6 days.
This means that, on average, the company's inventory is sold and replaced every 14.6 days. The inventory turn ratio helps assess the efficiency of a company's inventory management and sales performance.
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Edutailing is the term used to describe the new service distribution channel which combines retail and entertainment elements
a. True
b. False
Edutailing is the term used to describe the new service distribution channel which combines retail and entertainment elements is the false statement.
What is distribution channel?A distribution channel is a path through which a product or service can reach its intended audience. A direct distribution channel is one through which a corporation sells to customers directly, either online or in person.
Thus the statement is false.
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Pastina Company sells various types of pasta to grocery chains as private label brands. The company's reporting year-end is December 31. The unadjusted trial balance as of December 31, 2021, appears below.
Account Title Debits Credits
Cash35,500
Accounts receivable43,000
Supplies3,000 Inventory63,000
Notes receivable23,000
Interest receivable0
Prepaid rent2,500
Prepaid insurance9,000
Office equipment92,000
Accumulated depreciation 34,500
Accounts payable 34,000
Salaries payable 0
Notes payable 53,000
Interest payable 0
Deferred sales revenue 3,500
Common stock 81,000
Retained earnings 36,000
Dividends7,000
Sales revenue 161,000
Interest revenue 0
Cost of goods sold85,000
Salaries expense20,400
Rent expense12,500
Depreciation expense0
Interest expense0
Supplies expense2,600
Insurance expense0
Advertising expense4,500
Totals 358,600 358,600 Information necessary to prepare the year-end adjusting entries appears below.1. Depreciation on the office equipment for the year is $10,300.2. Employee salaries are paid twice a month, on the 22nd for salaries earned from the 1st through the 15th, and on the 7th of the following month for salaries earned from the 16th through the end of the month. Salaries earned from December 16 through December 31, 2021, were $900.3. On October 1, 2021, Pastina borrowed $50,600 from a local bank and signed a note. The note requires interest to be paid annually on September 30 at 12%. The principal is due in 10 years.4. On March 1, 2021, the company lent a supplier $20,600 and a note was signed requiring principal and interest at 8% to be paid on February 28, 2022.5. On April 1, 2021, the company paid an insurance company $6,600 for a one-year fire insurance policy. The entire $6,600 was debited to prepaid insurance.6. $560 of supplies remained on hand at December 31, 2021.7. A customer paid Pastina $2,300 in December for 900 pounds of spaghetti to be delivered in January 2022. Pastina credited deferred sales revenue.8. On December 1, 2021, $1,200 rent was paid to the owner of the building. The payment represented rent for December 2021 and January 2022 at $600 per month. The entire amount was debited to prepaid rent.Prepare closing entries.
The necessary December 31, 2021, adjusting journal entries are: Debit Depreciation expenses $10,300, Credit Accumulated depreciation $10,300.
Journal entriesPastina Company Adjusting entries
Debit Depreciation expenses $10,300
Credit Accumulated depreciation $10,300
Debit Wages expense $900
Credit Wages payable $900
Debit Interest expense $1,518
($50,600 × 12% × 3/12)
Credit Interest payable $1,518
Debit Interest receivable $1,373
($20,600 × 8% × 10/12)
Credit Interest revenue
Debit Prepaid insurance $4,125
($6,600 × 15/24)
Credit Insurance expense $4,125
Debit Supplies expense $340
($900 − $560)
Credit Supplies $340
Debit Sales revenue $2,300
Credit Unearned revenue $2,300
Debit Rent expense $600
Credit Prepaid rent $600
Therefore the necessary December 31, 2021, adjusting journal entries are: Debit Depreciation expenses $10,300, Credit Accumulated depreciation $10,300.
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Plz answer as soon as possible
The manager of the local clothing store has been receiving complaints about one of his employee's attitude towards customers. What can the manager say to the employee to help her have a positive attitude?
A)I don't like receiving complaints from customers.
B)This attitude is not like you. Let's talk about ways to have a better attitude.
C)You need to start being nice to customers, or else you will be fired.
D)You need to start watching other employees to see how they interact with customers.
You are a marketing consultant to a firm that would like to target members of Generation X. Your advice is for it to: emphasize freedom from work and commitment develop a personal service that will appeal to these time-poor consumers avoid topics dealing with materialistic possessions clearly state to the audience that Generation X is the intended target of all marketing communications emphasize the baby boom culture
To effectively target Generation X, it is crucial to understand and cater to their preferences. Emphasize freedom, provide personal services, avoid excessive materialism, clearly state the target audience, and focus on Generation X's unique characteristics rather than assuming a strong connection to the baby boomer culture.
As a marketing consultant, my advice for targeting Generation X would be to emphasize freedom from work and commitment, develop a personal service that appeals to time-poor consumers, avoid focusing solely on materialistic possessions, and clearly state in marketing communications that Generation X is the intended target audience.
However, I would not recommend emphasizing the baby boom culture as a primary strategy. Here's why:
Emphasize freedom from work and commitment: Generation X values work-life balance and independence. Highlighting products or services that provide convenience, flexibility, and the ability to maintain personal and professional commitments would resonate well with this generation.
Develop a personal service for time-poor consumers: Generation X is often juggling multiple responsibilities, including work, family, and personal pursuits. Offering personalized services that save time and cater to their specific needs can be highly appealing.
Examples could include concierge services, online platforms that simplify tasks, or subscription services tailored to their preferences.
Avoid focusing solely on materialistic possessions: While material possessions may have some appeal, Generation X tends to value experiences and meaningful connections. Highlight the experiential benefits of products or services, such as creating memories, fostering relationships, or enabling personal growth.
Clearly state the target audience: It is important to communicate explicitly that the marketing efforts are targeted towards Generation X. This helps build a sense of identification and resonates with their unique preferences and values. Tailor the messaging, visuals, and channels to align with Generation X's communication preferences.
Avoid emphasizing the baby boom culture: While Generation X shares some cultural references and experiences with the baby boomer generation, they have their own distinct characteristics.
It is more effective to focus on Generation X's specific values, needs, and aspirations rather than assuming they primarily identify with the baby boom culture.
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What is an appointment book used for?
Answer:
You can create an appointment book for customer service representatives to use when scheduling appointments with customers. An appointment book is a calendar view of the daily time slots in which an appointment for on-premise work can be done.
When participating in the
___________ ___________ ___________ students and FBLA Chapters
are able to compete with students and chapters ranked the best in the state in competitive events.
The election of State officers occurs at this event.
O National Leadership Conference
O Fall Leadership Conference
O State Leadership Conference
O Regional Leadership Conference
Answer:
At the National Leadership Conference
Explanation:
Andre eams $4000 a month at his new job. In order to track his spending and saving, he created a monthly budget. Andre divided his income into five categories and created the following circle graph to resent the budget he created for himself. Use this circle graph to answer the following questions Monthly Budget Other, 22% Rent 33% Savings 25% utilities 8% Groceries 12%, How much more money does Andre budget for savings than for groceries and utilities? How much more money does Andre budget for savings than for groceries and utilities? write your answer as a dollar amount.
Answer:
Total income: $4,000
Other (22%) = $4,000 * 0.22 = $880
Rent (33%) = $4,000 * 0.33 = $1,320
Savings (25%) = $4,000 * 0.25 = $1,000
Utilities (8%) = $4,000 * 0.08 = $320
Groceries (12%) = $4,000 * 0.12 = $480
How much more money does Andre budget for savings than for groceries and utilities?
As seen above, Andre spends $800 in groceries and utilities ($320 + $480), and he sets aside $1,000 for saving, so he budgets $200 more for this purpose.
What are the five C's of the marketing mix
The 5Cs in the marketing mix are Company, Collaborators, Customers, Competitors, and Context.
What is a Marketing mix?The marketing mix is the collection of activities, or tactics, that a business employs to market its brand or merchandise.
A marketing framework called the 5C Analysis is used to examine the environment in which a company operates.
Along with risk exposure to various environmental factors, it can shed light on the main success factors. The 5Cs are Company, Collaborators, Customers, Competitors, and Context.
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Which one of the following statements accurately describes FICO?
A.FICO is firm that analyzes data collected by credit bureaus and generates a credit score.
B.FICO is a credit bureau.
C.FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
D. FICO uses your grades and employment information to determine your creditworthiness
Answer:
c. FICO collects information about your financial dealings involving any sort of loan debt or billing.
FICO collects information about your financial dealings involving any sort of loan, debt, or billing. Thus, the correct answer is option C.
What is FICO?FICO, formerly Fair, Isaac and Company, is a data analytics business with a focus on credit scoring services that is situated in Bozeman, Montana. Its formal name is Fair Isaac Corporation. In 1956, Bill Fair and Earl Isaac started it. A standard of consumer lending in the US is the FICO score, which measures the risk of consumer credit.
A business can store a complete copy of its financial transaction data because of FICO. FICO is specifically designed to assist businesses in producing and managing financial statements for analysis and reporting as well as supporting efficient business planning and decision-making.
Therefore, FICO collects information about your financial dealings involving any sort of loan, debt, or billing.
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What are the main roles of a central bank?
Conducting monetary policy to attain price stability low and stable inflation and assist in managing economic fluctuations is a crucial function of central banks. Recent years have seen significant changes to the policy frameworks within which central banks operate.
Globally, central banks are charged with a number of significant duties. Central banks produce money, which is subsequently used by individuals, households, and corporations to conduct transactions and, essentially, track where money is being spent. Additionally, central banks are responsible for ensuring the stability of the financial systems in their respective economies. To do this, they must continuously monitor lending standards throughout the economy and guarantee that credit is available when needed. In that situation, they also serve as the government and commercial banks.
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Aaron gets up every morning and goes to the restaurant where he cooks. When talking about his job, Aaron says, "I can't help it—I love to make people happy! The looks on their faces when they see their dinners is all the reward I'll ever need!" Aaron has never been late to work, and he always shows up with a smile.
Answer:
Passion towards work
Explanation:
In simple words, the given paragraph shows that Aaron is passionate and fully dedicated towards his work. He feels proud and secured about his job and do not need monetary incentives to perform well or up to the mark. The paragraph also signifies that Aaron has mastered in his job and is able to perform better than his peers.
Sites like Kickstarter, GoFundMe, and Causes are all examples of what type of altruism?
Group of answer choices
Crowdfunding
Private foundations
Service Learning
Community Service
How do I Identify ways in which local businesses apply the marketing concept domestically and abroad and determine how it affects the business customers?
Invest in sponsored social media marketing campaigns or run Face-book banner advertising. Retargeting advertising should be used for prospects who have already visited your website. Customers social media contests to attract new clients.
Promote your products on the radio or television. International marketing is vital since it exposes your company to a bigger, global audience. On a brand level, foreign marketing provides opportunities for improved exposure, product awareness, and sales. Local marketing Customers is when you market your business to people within a certain geographical radius, such as those in your neighborhood or city. By focusing on a single area, you can begin to raise awareness of your products and services in the market that is nearest to you.
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Artisan Metalworks has a bottleneck in their production that occurs within the engraving department. Jamal Moore, the COO, is considering hiring an extra worker, whose salary will be $56,000 per year, to solve the problem. With this extra worker, the company could produce and sell 3,100 more units per year. Currently, the selling price per unit is $26. 00 and the cost per unit is $7. 80. Direct materials $3. 50 Direct labor 1. 10 Variable overhead 0. 40 Fixed overhead (primarily depreciation of equipment) 2. 80 Total $7. 80 Using the information provided, calculate the annual financial impact of hiring the extra worker. Profit $fill in the blank 1
Hiring the extra worker would result in an increase of 3,100 units in production, which would generate an additional revenue of 3,100 x $26 = $80,600. However, this also means an increase in direct materials, direct labor, and variable overhead costs by 3,100 x ($3.50 + $1.10 + $0.40) = $15,430.
The fixed overhead cost of $2.80 per unit remains the same. Therefore, the total cost of producing the additional units would be $7.80 + $4.98 = $12.78 per unit. The profit per unit would then be $26.00 - $12.78 = $13.22.
The financial impact of hiring the extra worker can be calculated as follows:
Additional revenue generated = $80,600
Additional cost incurred = $15,430
Salary of extra worker = $56,000
Therefore, the annual financial impact of hiring the extra worker would be:
Profit = (Additional revenue - Additional cost) - Salary of extra worker
Profit = ($80,600 - $15,430) - $56,000
Profit = $9,170
Hiring the extra worker would result in an additional profit of $9,170 per year for Artisan Metalworks.
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a bank's reserve ratio is 5% and it has $2,280 in reserves. how much has been deposited in the bank?
$45600 has been deposited in the bank.
Reserves=$2280 and Bank's Reserve ratio=5%.
Reserves=Deposit×5% or
$2280=Deposit×0.05 or
Deposit=$ \(\frac{2280}{0.05}\) =$45600
A deposit is a monetary time period which means cash held at a bank. A deposit is a transaction regarding a switch of cash to another birthday party for safekeeping. however, a deposit can seek advice from a part of the money used as safety or collateral for the delivery of a terrific. you're making a deposit when you invest in your bank account. In that sentence, the deposit is a noun, however, you can explicitly the same motion using a deposit as a verb. You deposit cash into your bank account. The verb deposit may be used to consult whatever that you placed down or in the vicinity.
The money deposited into your bank account is a debit to you (a boom in an asset), however, it's miles a credit score to the bank because it isn't their cash. it is your cash and the financial institution owes it again to you, so on their books, it is a legal responsibility. A boom in a liability account is a credit score.
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characteristics of a pure public good include which of the following? nonpaying consumers cannot be excluded from consuming the good. consumption by any one person does not reduce the availability of the good to others. the amount consumed depends on the price paid.
Options (a) nonpaying consumers cannot be excluded from consuming the good and (b) consumption by any one person does not reduce the availability of the good to others, correctly describe the characteristics of a pure public good.
When discussing the characteristics of a pure public good, it is important to understand that public goods are goods or services that are non-excludable and non-rivalrous in nature. This means that once the good is provided, individuals cannot be excluded from consuming it, and one person's consumption does not diminish the availability of the good to others.
Option (a) states that nonpaying consumers cannot be excluded from consuming the good. This aligns with the characteristic of non-excludability that is inherent in public goods. Non-excludability means that individuals who do not pay for the good cannot be prevented from accessing or benefiting from it. In mathematical terms, if we let "C" represent the set of consumers and "G" represent the pure public good, option (a) can be expressed as:
For all consumers "c" in set C, c ∈ G
This notation signifies that every consumer "c" is a part of the pure public good "G," and no consumer can be excluded from consuming it.
Option (b) states that consumption by any one person does not reduce the availability of the good to others. This characteristic is known as non-rivalry and is another fundamental aspect of public goods. Non-rivalry means that one person's consumption does not diminish the availability or utility of the good for others. Mathematically, if we consider "x" as the consumption of the good by an individual and "Y" as the total availability or utility of the good, option (b) can be expressed as:
For any individual "i," xᵢ does not affect the value of Y
This equation indicates that the consumption of the good by any individual "i" has no impact on the overall availability or utility of the good "Y" for other individuals. Therefore, the characteristic of non-rivalry holds true for pure public goods.
Option (c) states that the amount consumed depends on the price paid. This characteristic is not applicable to pure public goods. Public goods are typically provided by the government or other entities without a direct charge to consumers. The consumption of a pure public good is not dependent on the price paid, as there usually is no price associated with it. Thus, option (c) does not align with the characteristics of a pure public good.
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Andre completed a job interview two days ago. He thought it went really well, but he hasn’t heard back from the company. Thinking back to the final moments of the interview, Andre tries to recall whether the interviewer gave him a timeline of when he could expect an answer. Explain how Andre might express his interest without indicating that he has forgotten some of the conversation.
Answer:
It would be best if he were to call the company and ask for an update on his employment from the interviewer that he had. Even if they gave him a timeline, it still looks good on him. He could also tell them that he had forgotten that piece as well, if he wanted. Employers want hard-working, dedicated, and HONEST workers. Honesty will always take you a long way.
Drag each label to the correct location
PLEASE HELP
Answer:
put master budget for sources of cash and put cash budget for cost of finished goods
Mike's Café in June has revenue receipts of $75,000.00. His cost of goods
sold was $ 22,753. What is his food cost percentage for the month
Answer: 30.3%
This is a simple division problem
First let's take our given value of $75,000
and our other value of $22,753
Now we must divide the $22,753 by $75000
22,753/75,000
=0.30337
Convert the decimal into a percentage
30.3%
T/F t-notes and t-bonds are issued in minimum denominations of $100, or multiples of $100.
t-notes and t-bonds are issued in mini-mum denominations of $100, or multi-ples of $100. The given statement is True.
Trea-sury bonds, called T-bonds for short, are often refer-red to as long bonds beca-use they take the longest to ma-ture of the government-iss-ued securities. Treasury bonds are offered to invest-ors in terms of 20 and 30 years to maturity.
The federal govern-ment offers fixed-income securities to con-sumers and investors to fund its ope-rations, including Treasury bonds, Treasury notes, and Treasury bills.
Treasury notes are simi-lar to Treasury bonds but have short-er terms, including two, three, five, seven, and ten ye-ars. Like T-bonds, Trea-sury notes are back-ed by the U.S. govern-ment.
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