a risk premium is a. ​the difference between the earnings of a low risk asset and a high risk asset b. ​premium paid to a security holder to compensate him for bearing a higher risk c. ​both a

Answer:

Walmart will get more money. It will also expand their brand.

Explanation:

^

Financial exchange can be of different types however the best option for exchange is A. Cash.

Credit is the type of transfer of financial assets, this transfer includes financial institutions in this type the funds are transferred.

Debit

An exchange type is debit which is the transfer of financial liabilities in return of a consideration, One party transfer a good or service and instead of payment the party which transferred goods also transfers some liabilities.

Electronic Funds Transfer (EFT) is the exchange which is completely online and transfer is made through financial institutions, this transfer is quick.

Cash is the most preferred mode of exchange and therefore this is considered as the best option. Cash is paid in hand, it has the lowest risk of false transfer.

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The given statement "Business are centers that offer businesses in the critical stage of early development low-cost offices and access to basic services such as accounting, legal advice, and secretarial help" is true. Incubators provide start-up companies with inexpensive offices and essential services like accounting, legal counsel, and secretarial assistance during their crucial early development stage.

According to SCORE business counsellor Ron Consolino, the U.S. Small Business Administration asserts that five factors—drive, thinking ability, people skills, effective communication, and technical aptitude—determine a small business owner's success. These are the people who frequently use their own funds to finance companies. This investment may be made in accounting for stock or a stake in the company. When management is no longer able to personally oversee or control an organization's operations, the  internal controls become crucial.

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Answer:

incubators

Explanation:

Answer:

E. All of the above

Explanation:

By using the decision making process, effective decision makers are able to do all of those things.

Competent decision-makers can anticipate the majority of outcomes or all of them. Execute action plans What resources are at their disposal  all the options that are sensible for them. Thus, (E) all of the above is the appropriate response.

The steps your team should take to complete a common objective or effort are outlined in an implementation plan, a document. An alternative to a strategic plan is implementation planning. The implementation plan is the step-by-step manual for executing the tactics that are outlined in the strategic plan to attain a certain goal.

Before starting the execution phase of a project, your team needs to be able to respond to the who, what, when, how, and why of the endeavor. This is the goal of an implementation plan. Simply said, your strategy becomes a list of particular activities through the action plan.

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The textbook used by Emma to complete her study guide for the Spanish midterm exam is a primary source.

A primary source is an original, firsthand account or documentation of an event or topic.

In this case, the textbook is considered a primary source because it provides information directly related to the subject matter of the Spanish class.

It is a foundational resource that presents information and concepts directly from the author(s) and is commonly used as a reference for studying and learning the subject.

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Debit gift cards will be converted to credit gift cards at the following dates: October 1, 2024, December 31, 2024, March 31, 2025, and April 1, 2025. Debit gift cards will be converted to credit gift cards at the following dates: 15,300$ on March 31 and 37,100$ on April 1.

It doesn't have to be difficult, and your customers will notice it more readily if it is more transparent. We advise writing your address, email, website, or other contact details on the gift card's back. You want to be discoverable by others.

An alternative method of payment is a gift card. It is also like a gesture of goodwill for the customers.

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Answer:

The Treaty of Tordesillas neatly divided the “New World” of the Americas between the two superpowers.

Explanation:

No explain, i am not completely sure as well

Answer:

very important

Explanation:

money is a global income source for everyone. we all have different types but it is all still money. now say one country got rid of money and had people pay for stuff using other things. if china did that lots of different countries wouldn't be able to get stuff from there unless they had so much of that product they could just give it up.

Working at bank is Better than in credit union.

Credit unions typically function better for persons who might have a difficult financial history because of their member-focused orientation.

Hence Working at bank is Better than in credit union.

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Working at bank is Better than in credit union.

Credit unions might be keen on that specifically. You see, credit unions often only allow people who meet certain criteria to join, such as living in a specific county or working in a specific field. They are slightly more affluent. Even yet, there are big variations in exclusivity amongst credit unions. Even while credit unions may provide some or all of such services, their offerings usually fall short of those of banks. In reality, credit cards are only offered by around 40% of credit unions. In general, banks charge higher interest rates than do credit unions. Interest rates on deposit accounts are often higher at credit unions than on loans and other types of financing. You'll spend less on borrowing as a result.

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If you are struggling to pay off your credit card debt and cannot afford to make monthly payments, you may want to consider negotiating a settlement with your creditor. Here are the steps to negotiate a credit card debt settlement yourself:

Step 1: Understand your financial situation and debtBefore you begin negotiating, you need to understand your financial situation and how much you can afford to pay. You should create a budget to determine how much money you have left over each month after you pay your necessary expenses. This will help you determine how much you can afford to pay in a lump sum settlement.

Step 2: Contact your creditorContact your creditor and explain that you are having trouble making your payments. Ask if they have any hardship programs or if they would be willing to settle your debt for less than what you owe. Be prepared to explain your financial situation and why you are struggling to make payments.

Step 3: Negotiate a settlementIf your creditor is willing to negotiate a settlement, you should try to negotiate a lump sum payment that is less than what you owe. Start by offering a percentage of the total debt that you can afford to pay. If your creditor refuses your offer, increase your offer until you reach an agreement. Be sure to get the settlement agreement in writing before making any payments.

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Answer:

You can apply for scholarships, work in high school, and receive grants.

Explanation:

You can possibly graduate college without debt or little money owed back to a bank.

The first option is a scholarship, this money is usually only offered from a range of $500-fully paid tuition. You may have to apply to hundreds before you are granted some but they are offered from freshmen in high school all the way to almost graduating college.

Your second option is working,  sophomore year is when you'd be able to get a job the earliest. Every paycheck you save about 20%, work all the way through college and you can save enough to pay for your first year, possibly second year of college. You could also work while you're a full-time student, it'd be hard work but it can be done.

Your third option, but not last is to apply for grants. This is basically free money, they differ from scholarships though. You do not have to pay grants back, and you can get sponsored by companies to pay your way through college.

Answer:

C

Explanation:

I just did it and got it right :))

If the value of the US dollar fell the imports would become more and more expensive Option(c) is correct.

When the value of US dollar fells it decline the purchasing power internationally which eventually move or translate to the consumer level.

A weak dollar will always increase the cost for importing the oil which lead to the increase in the oil prices so if US dollar fells the value or the amount of inflation will relatively be highly expensive.

Therefore Option(c) is correct.

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Answer: B. The firm hires 45 workers and earns a $1200.00 Economic Profit

Explanation:

According to the table, when the Market Equilibrium Wage Rate is $105, the number of workers to hire would be 45 and the revenue would be $7,425.

If 45 workers are hired, they would cost:

= 45 * 105 per worker

= $4,725

Added to the fixed cost, the total cost would be:

= 4,725 + 1,500

= $6,225

The profit would be:

= Revenue - cost

= 7,425 - 6,225

= $1,200

During the payroll period, he had 4 hours of overtime. Rick's pay and overtime rate for the semi- monthly period is $918.

Your response is $918 because you are aware that he was paid $18 per hour and put in 35 hours

which you can calculate as 18x35-630. He also put in 8 hours of overtime, which is double the regular amount, so you can multiply 18 by 2 to get 36 and 36 by 8 to get 288, and then add the two to get $918, which is Rick's total pay.

Paychecks are issued twice a month under a semi-monthly pay schedule, typically on set days like the first and fifteenth or the fifteenth and thirtyth.

They might not always fall on the same day of the week, and as a result, you would only pay your employees 26 times a year as opposed to 24. Switching to a semi-monthly pay schedule, which means each month includes two pay periods, has helped us maintain more stable cash flow. Biweekly payrolls are processed every two weeks, whereas semimonthly payrolls are processed twice a month, typically on the 15th and last day of the month.

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Human activities will cause global warming, according to the assembled scientists sponsored by the United Nations.

The idea that human activities contribute to global warming has a long history spanning over a century. In recent decades, the United Nations has taken an active role in sponsoring studies to investigate and understand the impact of human activities on the Earth's climate. Over the course of almost two decades, scientists from around the world have collaborated under the auspices of the United Nations to examine this idea in detail.

Based on the extensive research and findings, the assembled scientists have reached a consensus with high confidence that human activities are indeed driving global warming. These activities, such as the burning of fossil fuels and deforestation, release significant amounts of greenhouse gases into the atmosphere, leading to an enhanced greenhouse effect and subsequent rise in global temperatures.

The scientific consensus on human-induced global warming underscores the urgency for collective action to mitigate its effects and transition towards sustainable practices. This understanding has been instrumental in shaping international policies and agreements aimed at addressing climate change and fostering a more sustainable future for the planet.

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Explanation:

SUB-TOTAL:

The total for a part of a list of numbers being summed.

TOTAL:

An amount obtained by addition of smaller amounts.

Answer:

subtotal is all the different parts being added together from different list.

total is the all items being added together plus tax.

Explanation:

a. According to Nestlé's financial statements in Appendix B, their largest current liability account at the end of the most recent fiscal year reported was "Trade and other payables" with a balance of CHF 14,675 million.

Their total current liabilities were CHF 34,458 million. As for Delfi Limited's financial statements in Appendix C, their largest current liability account at the end of the most recent fiscal year reported was "Trade and other payables" with a balance of SGD 32,977,000. Their total current liabilities were SGD 46,785,000.

b. Based on the information provided in the financial statements, we can compute the following for each company:

Nestlé:

Working capital = Total current assets - Total current liabilities = CHF 53,258 million - CHF 34,458 million = CHF 18,800 million

Current ratio = Total current assets / Total current liabilities = CHF 53,258 million / CHF 34,458 million = 1.55

Delfi Limited:

Working capital = Total current assets - Total current liabilities = SGD 116,354,000 - SGD 46,785,000 = SGD 69,569,000

Current ratio = Total current assets / Total current liabilities = SGD 116,354,000 / SGD 46,785,000 = 2.49

c. Based on the computed ratios, we can conclude that Delfi Limited has a higher liquidity position than Nestlé. Delfi Limited has a higher current ratio of 2.49, which indicates that it has more current assets to cover its current liabilities than Nestlé, which has a current ratio of 1.55. Delfi Limited also has a higher working capital of SGD 69,569,000 compared to Nestlé's CHF 18,800 million. These ratios suggest that Delfi Limited may be in a better position to pay off its short-term obligations and has a stronger liquidity position than Nestlé. However, it is important to note that these ratios provide only a partial picture of the companies' financial health and should be considered alongside other financial indicators.

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Excel provides Expenses in categories such as financial management and budgets.

Excel is a Microsoft Office application designed to carry out variation functions, including financial analysis.

Microsoft Excel can be used in many ways. When it comes to finances, it can be used for budgeting or costing before a product or project is made, where each expense is categorized under a different heading.

Microsoft Excel can also carry out a valuation of expenses made, with each expense listed under different categories.

Hence, in this case, it is concluded that Microsoft Excel is a vital tool in financial management.

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Answer:

See below

Explanation:

eCommerce refers to business transactions conducted via internment. eCommerce is the short form of electronic commerce. It is the selling and buying of products and services through the internet platform. eCommerce includes other commercial transactions conducted online such as online/internet banking, online money transfers, online auctions, ticketing, and payments.

An example of eCommerce is the online retail stores where shoppers pick and select merchandise on the retail store's website and pay online. The retail store then organizes for the items to be delivered to the customer's premises.

The option "d. all are resumes" is not a valid answer. Among the given options, "curriculum vitae" is not a type of resume.

In the provided question, the options given are a. functional, b. curriculum vitae, c. chronological, and d. all are resumes. The question asks which one is not a type of resume. A curriculum vitae (CV) is a document that provides a comprehensive overview of an individual's academic and professional achievements, research experience, publications, and more. While a CV is often used in academic and research settings, it is not considered a type of resume. Therefore, the correct answer is option b. curriculum vitae.

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Answer:

Payment authentication is the process of confirming a customer's identity through at least one of the following authentication factors: knowledge, inherence, ownership, and user location. Knowledge is the most common category used for transaction authentication.

A company's total assets are equal to the amount of its liabilities plus its shareholders' equity, according to the accounting equation. The double-entry accounting method is thought to have its roots in this simple relationship between assets, liabilities, and equity.

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Answer:

Net loss -£25,250

Explanation:

The computation of the profit is shown below:

Sales (750 units × £26) £19,500

Less: Variable cost  (750 units × £25) £18,750

Contribution margin £750

Less: Fixed cost £26,000

Net loss -£25,250

The £25 could be calculated below:

= £10 + £12 + £3

= £25

Basically applied the above format

Some of the political-legal force factors in RJR's remote environment include government regulations, legislation, political stability, and legal frameworks related to tobacco products and marketing.

Government Regulations: RJR operates in a heavily regulated industry, and government regulations related to tobacco control, advertising, packaging, labeling, and health warnings directly impact the company's operations.

Compliance with these regulations is crucial for RJR to avoid legal penalties and maintain its market presence.

Legislation: Changes in legislation regarding tobacco control and public health can have a significant impact on RJR's business.

For example, increased taxation on tobacco products or restrictions on smoking in public places can affect consumption patterns and demand for RJR's products.

Political Stability: Political stability in the countries where RJR operates is important for the company's operations and growth prospects.

Political unrest, changes in government, or policy shifts can create uncertainties and challenges for RJR's business activities.

Legal Frameworks: The legal frameworks surrounding tobacco products, marketing, intellectual property rights, and consumer protection laws are important considerations for RJR.

Lawsuits related to tobacco-related health issues, intellectual property infringements, or misleading marketing claims can result in substantial financial and reputational risks for the company.

The political-legal force factors in RJR's remote environment encompass government regulations, legislation, political stability, and legal frameworks related to tobacco products and marketing.

These factors have a direct impact on RJR's operations, compliance requirements, market dynamics, and overall business environment.

To navigate successfully in this environment, RJR must carefully monitor and adapt to changes in political and legal landscapes while ensuring compliance with regulations and mitigating legal risks.

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a. the annual rate would need to be 5%. b.  the annual rate would need to be 4.9%. c.the annual rate would need to be 5%. d. the annual rate would need to be 3.3%

To find the annual rate at which an investment would need to grow, we can use the compound interest formula:

\[A = P(1+r/n)^(nt)\]

where:
- A is the future value
- P is the initial investment
- r is the annual interest rate
- n is the number of times the interest is compounded per year
- t is the number of years

Let's calculate the annual rate for each scenario:

a. $490 to grow to $1,103.57 in 12 years

We are given:
- P = $490
- A = $1,103.57
- t = 12

To find r, we need to rearrange the formula:
\[r = (A/P)^(1/(n*t)) - 1\]

Since we are not given the compounding frequency, we'll assume it is compounded annually (n = 1).
\[r = ($1,103.57/$490)^(1/(1*12)) - 1\]

Simplifying the expression gives us:
\[r = 0.05\]

Therefore, the annual rate would need to be 5%.

b. $290 to grow to $498.27 in 8 years

We are given:
- P = $290
- A = $498.27
- t = 8
- n = 1 (assuming annual compounding)

Using the formula:
\[r = ($498.27/$290)^(1/(1*8)) - 1\]

Simplifying the expression gives us:
\[r = 0.049\]

Therefore, the annual rate would need to be 4.9%.

c. $50 to grow to $1,082.24 in 22 years

We are given:
- P = $50
- A = $1,082.24
- t = 22
- n = 1 (assuming annual compounding)

Using the formula:
\[r = ($1,082.24/$50)^(1/(1*22)) - 1\]

Simplifying the expression gives us:
\[r = 0.05\]

Therefore, the annual rate would need to be 5%.

d. $216 to grow to $262.80 in 5 years

We are given:
- P = $216
- A = $262.80
- t = 5
- n = 1 (assuming annual compounding)

Using the formula:
\[r = ($262.80/$216)^(1/(1*5)) - 1\]

Simplifying the expression gives us:
\[r = 0.033\]

Therefore, the annual rate would need to be 3.3%.

Please note that these calculations assume a constant annual interest rate and no additional deposits or withdrawals. The results may vary if the conditions change.

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solution :

sum of dollar =200+220+280+300+310+320+330+

350+390

Now,

average =total sum of all dollar

total sum of worker

=2370

9

=263.333#

Answer:

a packaged business investment that allows the buyer to begin a business.

Explanation:

The statement that reads "Public service announcements (PSAs) represent a form of sales promotion" is false.

Public service announcements are non-commercial advertisement that is created to raise awareness or consciousness about specific issues such as public health, safety, and education. It is created by the government or NGOs, and not by any commercial enterprises. Unlike sales promotion, which is created to increase sales, PSAs are designed to educate and inform the public. Therefore, the statement that PSAs represent a form of sales promotion is false.

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