a participant who has 40 service credits and is eligible today to receive a normal retirement benefit would receive ? per month.
Answers
40 service credits and is currently eligible for a normal retirement benefit would receive 1289$ per month.
The number of credits you have has no bearing on the amount of benefits you receive.
When you die, the number of credits you've earned is used to determine your eligibility for retirement or disability benefits, Medicare, and your family's eligibility for survivors benefits.
Credits are calculated based on your total wages and self-employment income for the calendar year. You could work all year to earn four credits, or you could earn enough in much less time.
The number of credits required for family members to be eligible for survivors benefits is determined by your age at the time of death. The fewer credits required, the younger you are. Nobody requires more than 40 points.
40 (service credits) × $ 32 = $1280 per month
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Related Questions
list the customers providing both their total number of purchases and the total amount they paid. sort the results in descending order of number of purchases.
Answers
To list the customers along with their total number of purchases and the total amount they paid, you can follow these steps:
1. Retrieve the customer data from your database or dataset, which should include information about each customer, their purchases, and the corresponding amounts paid.
2. Calculate the total number of purchases made by each customer by counting the number of purchase records associated with each customer.
3. Calculate the total amount paid by each customer by summing up the amounts from all their purchases.
4. Sort the results in descending order based on the number of purchases. This will ensure that customers with the highest number of purchases appear at the top of the list.
Here is an example of how the result may look:
Customer A:
- Total Number of Purchases: 10
- Total Amount Paid: $500
Customer B:
- Total Number of Purchases: 8
- Total Amount Paid: $400
Customer C:
- Total Number of Purchases: 6
- Total Amount Paid: $300
Customer D:
- Total Number of Purchases: 5
- Total Amount Paid: $250
Customer E:
- Total Number of Purchases: 4
- Total Amount Paid: $200
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Rosie's has 1,300 shares outstanding at a market price per share of $10. Sandy's has 2,000 shares outstanding at a market price of $23 a share. Neither firm has any debt. Sandy's is acquiring Rosie's. The incremental value of the acquisition is $1,800. What is the value of Rosie's to Sandy's
Answers
Answer:
$14,800
Explanation:
Rosie's has 1,300 shares outstanding at a market price of $10
Sandy's had 2,000 shares outstanding at a market price of $23
The incremental value of the acquisition is $1,800
Therefore, the value of Rosie's to Sandy's can be calculated as follows
=( 1,300×$10)+$1,800
= $13,000+$1,800
=$14,800
Hence the value of Rosie's to Sandy's is $14,800
FILL THE BLANK. city, state or county health departments send _____ regularly to conduct foodservice inspections. fda-approved inspectors fda-approved inspectors certified chefs certified chefs sanitarians
Answers
City, state, or county health departments send FDA-approved inspectors, certified chefs, and sanitarians regularly to conduct foodservice inspections.
These inspections are essential to ensure compliance with food safety regulations and maintain public health standards.
FDA-approved inspectors are professionals authorized by the Food and Drug Administration (FDA) to assess food establishments and enforce regulations.
Certified chefs possess knowledge and expertise in food preparation and handling, allowing them to evaluate the quality and safety of foodservice operations.
Sanitarians, who are trained in public health and sanitation practices, play a crucial role in conducting inspections and identifying potential risks related to food handling, storage, and cleanliness.
These inspections serve as a preventive measure, helping to identify and address any violations or potential hazards that could compromise food safety.
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Which economic effect does a central bank hope to achieve by buying back large amounts of treasury security
Answers
A. It hopes to reduce the amount of money available for lending.
Explanation:
Usually, the central bank(Federal reserve) control the supply of money in circulation in the economy so that the nation's economy would be healthy. One of the ways through which the federal reserve controls the quantity of money in circulation is by selling or purchasing of government securities through a process known as open market operation.
If the federal reserve sells government securities such as treasury bills, in large quantities, its aim is to reduce the amount or quantity of money available to commercial banks for lending, hence mop up the quantity of money in circulation.
Also, if the federal reserve buys government securities, its aim is to make more money available in large quantities to commercial banks and other institutions, hence have more cash to lend people.
The economic effect that central bank are trying to effect by the process of buying back large amounts of treasury security is bring reduction to amount of money available for lending.
Treasury notes as well as bonds are securities that brings about payment of fixed rate of interest which is usually done every six months till the security reach a stage of maturity.The central bank do buy large amounts of treasury security so that the money that can be available for lending can be reduced.Therefore, this process are put in place to balance the economy.
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What are customer needs?
Answers
Answer:
A customer need is a need that motivates a customer to purchase a product or service.
If a manager approaches ethics with benevolence (act of kindness) in mind, he or she would stress what? O a. Friendly relations with an employee. O b. Company rules and procedures O c. Economic efficiency. O d. Laws and professional codes.
Answers
If a manager approaches ethics with benevolence in mind, he or she would stress a. friendly relations with an employee.
Benevolence refers to the act of kindness, goodwill, and concern for the well-being of others. When a manager prioritizes benevolence in ethical decision-making, they emphasize fostering positive and friendly relations with employees. This includes showing empathy, compassion, and fairness in their interactions and decisions.
While company rules and procedures, economic efficiency, laws, and professional codes are important considerations in ethical decision-making, they may not necessarily align with the primary focus on benevolence. Benevolence emphasizes the human aspect of ethics, emphasising the well-being and positive treatment of individuals within the organization.
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Once the offering has been deemed effective, the investment bank and the issuing firm have a/an _____.
Answers
Pricing meetings are appealing because they simplify data crunch and allow for corporate-level decisions.
Investment banking is a type of that organizes large scale financial transactions such as initial public offerings (IPOs) or mergers. These banks raise funds for investment banking for the company in a variety of ways, acting as a security issuer and assisting new firms to go public. Investment banking is the most complex financial mechanism in the world. They either get all out there shares at a value determined by their specialists and sell them to the general public, or they sell shares on behalf of the establishment and take a commission on every share.Banking investments provide clarity and will cover A bank's investment banking division only offers underwriting and M&A advisory services.Once the offering has been deemed effective, the investment bank and the issuing firm have a Price meeting.
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Pricing meetings are appealing because they simplify data crunch and allow for corporate-level decisions.
Investment banking is a type of that organizes large scale financial transactions such as initial public offerings (IPOs) or mergers. These banks raise funds for investment banking for the company in a variety of ways, acting as a security issuer and assisting new firms to go public. Investment banking is the most complex financial mechanism in the world. They either get all out there shares at a value determined by their specialists and sell them to the general public, or they sell shares on behalf of the establishment and take a commission on every share.
Banking investments provide clarity and will cover A bank's investment banking division only offers underwriting and M&A advisory services.
Once the offering has been deemed effective, the investment bank and the issuing firm have a Price meeting.
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During the year, Squid Roe Inc.'s revenues were $200,000 and its net income was $60,000. It had not preferred shares, and its stockholders' equity and total assets were $380,000 and $780,000 at the beginning of the year and $420,000 and $900,000 at year-end, respectively. ROE (rounded to the nearest tenth of a percent) equals ______. Multiple choice question. 14.3% 50.0% 6.7% 15.0% 7.1%
Answers
Based on the information given the return on equity (ROE) is 15.0%.
Using this formula
Return on equity (ROE)=Net income/ Average Stockholders' equity
Let plug in the formula
Return on equity (ROE)=$60,000/[($380,000+$420,000)/2]
Return on equity (ROE)=$60,000/($800,000/2)
Return on equity (ROE)=$60,0000/$400,000
Return on equity (ROE)=0.15×100
Return on equity (ROE)=15%
Inconclusion the return on equity (ROE) is 15.0%.
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__________ is when the company keeps its customer happy enough to keep buying products from the company.
Answers
The web said repeat sales
Answer: Customer retention
Explanation:
what classifications of its customers may serve its business goals? what ethical issues may arise from these applications?
Answers
A business may divide the market depending on various business lines, such as software, professional services, and training.
What are the top three categories for customers?As follows:
Your existing clients. Because they have already committed to you, these are the most significant customers. Lost Customers. These are the customers who are presently using the goods and services of your rivals.
What two types of clients are there?Customers who are loyal are those who, although being a small fraction of the customer base, account for a sizable portion of sales. Impulse buyers: People who buy things on the spur of the moment without having their eyes set on a certain item.
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If a new shirt costs $34.99 and the sales tax is $2.10, the sales tax rate is?
Answers
Answer:
6%
Explanation:
sales tax 2.10 divided by shirt cost will give you the sales tax rate
2.10/34.99 = .0600 or 6%
Answer:
The answer is C) 6 percent
Explanation:
There are many options available to consumers when it comes to toothpaste. So, if Procter & Gamble significantly increases the price of Crest toothpaste, consumers are more apt to buy alternate toothpaste instead. This illustrates which concept?
Answers
The concept that is illustrated when Procter & Gamble significantly increases the price of Crest toothpaste and consumers are more likely to purchase alternate toothpaste is the concept of price elasticity of demand.
Price elasticity of demand is the degree of change in the quantity of a product demanded in response to a change in its price. It calculates the percentage change in the quantity demanded divided by the percentage change in price.Price elasticity of demand measures how a change in price influences a change in quantity demanded. The more sensitive buyers are to price increases, the higher the price elasticity of demand.
To summaries, if Procter & Gamble significantly increases the price of Crest toothpaste, customers are more inclined to purchase alternate toothpaste. This is because of the price elasticity of demand, where consumers respond to a price increase by seeking alternatives.
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given the following data, what should the perfectly competitive firm do? current production = 1,000 total costs = $15,000 fixed costs = $6,000 marginal cost = $10 current price = $10
Answers
In a perfectly competitive market, a firm should produce up to the point where its marginal cost equals its price.
If the marginal cost is less than the price, then the firm should increase production to earn more profit, and if the marginal cost is greater than the price, then the firm should decrease production to minimize losses.
In this case, the marginal cost is $10, which is equal to the current price. Therefore, the firm is currently producing at the profit-maximizing level.
However, the information provided does not give any insight into the demand for the product or the market conditions, so it is impossible to determine if the current price is optimal for maximizing profits in the long term.
If demand increases or if competitors enter the market and drive down the price, the firm may need to adjust its production level and pricing strategy accordingly.
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3. Briefly explain the business significance of:
3.1 Market size growing by volume but staying static by value.
3.2 Rapid growth within one segment of a static market.
3.3 Becoming market leader, i.e. the brand with the largest market share.
Answers
Answer:
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Explan0ikigtrerhhduq8wbx suasxushauHSUhwwXqx 7 7he
read this and tell me if u understood it lol
need help on econ please and thank you
Answers
Answer:
1. Bonds
2. Property
3. Mutual Funds
4. Starting a business
Explanation:
Future value with periodic rates Man Johnsos delivers newspapers and is puting away $30 at the end of each quarter from his paper route collections Matt is 11 years old and will use the money when the goes to colege in 7 years. What will be the value of Mat's account in 7 years with his quarterly payments if he is eaning 6.5% (APR), 10.5% (APR) or 13% (APRI). What will be the value of Matrs account in 7 years with his quarterly payments if he is eaming 6.5% (APRY)?
Answers
The value of Matt's account in 7 years with quarterly payments will be $327.83 at a 6.5% APR, $386.82 at a 10.5% APR, and $416.29 at a 13% APR.
To calculate the future value of Matt's account with quarterly payments, we can use the formula for the future value of an ordinary annuity:
Future Value = P * [(1 + r/n)^(n*t) - 1] / (r/n)
P = Payment amount per period
r = Annual interest rate (in decimal form)
n = Number of compounding periods per year
t = Number of years
Given that Matt makes quarterly payments of $30, we can substitute the values into the formula:
For 6.5% APR:
P = $30
r = 6.5% = 0.065 (APR)
n = 4 (quarterly compounding)
t = 7 years
Future Value = $30 * [(1 + 0.065/4)^(4*7) - 1] / (0.065/4)
Future Value = $327.83
For 10.5% APR:
P = $30
r = 10.5% = 0.105 (APR)
n = 4 (quarterly compounding)
t = 7 years
Future Value = $30 * [(1 + 0.105/4)^(4*7) - 1] / (0.105/4)
Future Value = $386.82
For 13% APR:
P = $30
r = 13% = 0.13 (APR)
n = 4 (quarterly compounding)
t = 7 years
Future Value = $30 * [(1 + 0.13/4)^(4*7) - 1] / (0.13/4)
Future Value = $416.29
Therefore, the value of Matt's account in 7 years with quarterly payments will be $327.83 at a 6.5% APR, $386.82 at a 10.5% APR, and $416.29 at a 13% APR.
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which of these is the most accurate description regarding the use of pauses or silence in a presentation?
Answers
Pauses and silence are important tools in a presentation as they help to convey the speaker's message effectively and allow the audience to process the information.
Pauses can be used strategically to emphasize key points, create suspense, or allow the audience to reflect on what has been said. Silence, on the other hand, can be used to create a dramatic effect or to show respect for a sensitive topic. However, it is important to note that pauses and silence should be used sparingly and appropriately to avoid losing the audience's attention or coming across as awkward. The length of a pause or silence should also be carefully considered as too long a pause can be uncomfortable for the audience while too short a pause may not give the audience enough time to process the information. In general, pauses and silence should be incorporated into a presentation as a deliberate and effective tool for communication.
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Your employer will withhold the following taxes from your $200 paycheck:
A Federal Income Tax (10%): $20.00
B Social Security Tax (6.2%): $12.40
C Medicare Tax (1.45%): $2.90
C State Income Tax (5%): $10.00
Answers
What are the main security concerns with using AI techniques in
industries, and how are they being approached/resolved?
Answers
AI or artificial intelligence refers to the use of algorithms and statistical models that allow machines to perform tasks that would normally require human intelligence. While AI has revolutionized industries, there are security concerns associated with it.
What are the main security concerns with using AI techniques in industries, and how are they being approached/resolved?The main security concerns with using AI techniques in industries include the following:Data breaches: Data breaches are one of the most significant security risks associated with AI. Malicious use: Malicious use is another security concern associated with AI. Hackers could use AI to develop more sophisticated attacks, making it more difficult to detect them. Vulnerabilities: AI systems are vulnerable to various types of attacks. These include adversarial attacks, where an attacker manipulates data to trick the system, and backdoor attacks, where an attacker can bypass the system's security measures. AI systems can also be compromised through supply chain attacks, where an attacker targets a third-party supplier of the system or its components.
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A bond having face value of Rs. 1000 carrying a coupon rate of 14% is redeemable after 10 years. Interest is payable annually. Find out the intrinsic value of the bond if required rate of return is 16% and the bond is redeemable at (i) Rs. 950, (ii) 1050
Answers
The intrinsic value of the bond is Rs. 1136.34 if the bond is redeemable at Rs. 950 and Rs. 1163.31 if the bond is redeemable at Rs. 1050, assuming a required rate of return of 16%.
Annual Interest = Coupon Rate * Face Value
Annual Interest = 14% * Rs. 1000
Annual Interest = Rs. 140
Present Value of Annual Interest Payments = Annual Interest / Required Rate of Return
Present Value of Annual Interest Payments = Rs. 140 / 0.16
Present Value of Annual Interest Payments = Rs. 875
Next, we can calculate the present value of the redemption value at the end of 10 years using the formula for present value of a single amount:
Present Value of Redemption Value = Redemption Value / (1 + Required Rate of Return) ^ Number of Years
(i) Present Value of Redemption Value at Rs. 950 = Rs. 950 / (1 + 0.16) ^ 10 = Rs. 261.34
(ii) Present Value of Redemption Value at Rs. 1050 = Rs. 1050 / (1 + 0.16) ^ 10 = Rs. 288.31
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What does the concept of scarcity explain?choose three answers
Answers
The concept of scarcity explains:
why consumers are willing to pay high prices for items.why decisions must be made on how to use resourceswhy a single resource has more value than another resource.Scarcity as an economic idea "refers back to the basic reality of lifestyles that there exists most effective a finite quantity of human and nonhuman resources which the first-rate technical expertise is capable of the usage of to provide most effective restricted most amounts of each economic appropriate. shortage in economics refers to whilst the call for for a resource is greater than the deliver of that aid, as assets are limited. shortage consequences in purchasers having to make selections on how high-quality to allocate assets a good way to satisfy all simple needs and as many desires as feasible. shortage refers back to the confined availability of a useful resource in contrast to the infinite desires. shortage may be with appreciate to any natural assets or with admire to any scarce commodity. scarcity can also be called paucity of sources.
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Answer:
why consumers are willing to pay high prices for items.
why decisions must be made on how to use resources
why a single resource has more value than another resource.
Explanation:
why a product could lose significant value over time.
why people continue to purchase different products.
why consumers are willing to pay high prices for items.
why decisions must be made on how to use resources
why resources can be both renewable and nonrenewable.
why a single resource has more value than another resource.
(i took the test)
If a firm increases all of its inputs by 10 percent and its output increases by 9 percent, then
a. it is encountering constant returns to scale,
b. it is encountering economies of scale.
c. it is encountering diseconomies of scale
d. it is encountering constant returns to scale.
e. the firm's long-run ATC curve will be falling.
Answers
It is encountering constant returns to scale. Constant returns to scale occur when the percentage increase in inputs is equal to the percentage increase in output.
What is percentage increase?Percentage increase is a way of expressing a change in a value in terms of the original value. It is calculated by subtracting the original value from the new value and then dividing the result by the original value. Finally, it is multiplied by 100 to get the percentage change. For example, if the price of a product increases from $20 to $30, the percentage increase is 50%. This is calculated by subtracting $20 from $30 and then dividing the result by $20. The result of this calculation is 0.5 and multiplying it by 100 gives us 50%.
In this case, the 10 percent increase in inputs is equal to the 9 percent increase in output, so the firm is experiencing constant returns to scale.
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To understand how democracy developed in ancient Greece, you must examine the polis, which was the Greek word for a
The Greeks shared a language and culture, but each polis had a different government. In 509 BCE, Athens created a new set of rules that gave power to the people. The Greeks called this government a
Members of the Council of 500 were chosen
Answers
Answer:
To understand how democracy developed in ancient Greece, you must examine the polis, which was the Greek word for a city-state. The Greeks shared a language and culture, but each polis had a different government. In 509 BCE, Athens created a new set of rules that gave power to the people. The Greeks called this government democracy. Members of the Council of 500 were chosen randomly.
Answer:
city-state ,democracy ,randomly
Explanation:
just took the test on edge
You have learned at least something about what states provide as far as compensation to the wrongfully convicted. Regardless of your knowledge about what states actually provide, I want to know what you think is fair compensation. If you were wrongfully convicted and served 10 years in prison, how much money do you think is fair compensation? Please give your answer in terms of a full amount for 10 years, not an amount per year.
Answers
In the United States, over 100 wrongfully convicted people have been compensated for the time they have spent behind bars.
When it comes to fair compensation for someone who was wrongfully convicted and served 10 years in prison, a reasonable amount could be $5 million. This is because wrongful imprisonment often takes a toll on the individual's mental and emotional state, which can lead to significant difficulties in finding employment and relationships outside of prison.
However, the amount of compensation ultimately depends on a number of factors, such as the state where the wrongful conviction took place, the length of the sentence, and the individual's personal circumstances. Some states have set up formulas for calculating compensation based on the number of years served, while others offer a flat rate or allow a judge to determine the amount.
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McCoppin Industries has three employees: Dean, Annie and Kent. Dean works entirely in State A and was paid a salary of $130,000 plus a $30,000 bonus. Annie works entirely in State B and was paid a salary of $50,000. Kent works 60% of the time in State A and 40% of the time in State B and was paid $100,000 in commissions. Calculate McCoppin's payroll factor for State A
Answers
Answer:
All of Dean's compensation must be included in State A = $130,000 + $30,000 = $160,000
None of Annie's compensation is included in State B = $0
Kent's compensation is also included in State A since the majority of hiss ales are carried out there = $100,000
total payroll allocated to State A = $260,000
payroll factor = $260,000 / ($260,000 + $50,000) = 83.87% = 84%
Which of these are considerations that go into pricing a company's product? (Select all that apply.)
Price of getting the product to the market
How much tax the consumer pays as an end user
Price of labor to make the product
Price of raw materials
Answers
Answer:
All EXCEPT How much tax the consumer pays as an end user
Explanation:
All the options except how much tax the consumer pays as an end user are considerations that go into pricing a company's product.
What is pricing?Pricing is the process by which a company determines the price at which it will sell its products and services. It may be part of the company's marketing strategy. When determining prices, the company will consider the cost of acquiring the goods, the manufacturing cost, the marketplace, competition, market condition, brand, and product quality.
Pricing is an important aspect of product management and one of the four Ps of the marketing mix, along with product, promotion, and place. Among the four Ps, price is the only one that generates revenue.
Therefore, price of getting the product to the market, price of labor to make the product, price of raw materials are the considerations that go into pricing a company's product.
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if a buyer has given the broker a signal that the buyer is ready to make an offer, what should the broker do to get the buyer to make the offer?
Answers
Act as if the buyer has made up their mind to make an offer. A buyer wants to have the offer reviewed by a lawyer.
What happens when an offer is made on a home?
You'll also need money to pay for a few more immediate expenses in addition to the down payment. Along with your offer, you must deposit earnest money. The deposit is normally between one and three percent of the house's asking price. By putting down a deposit, you may show the seller that you're committed to buying their home.What is the name of the contract to buy a house?
An offer to acquire real estate, also known as a real estate purchase contract or a residential purchase agreement, is a contract in which the seller(s) and the buyer are both named (s),
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on january 1, 2024, an investor paid $249,000 for bonds with a face amount of $300,000. the stated rate of interest is 8% while the current market rate of interest is 10%. using the effective interest method, how much interest income is recognized by the investor in 2024 (assume annual interest payments and amortization)?
Answers
On january 1, 2024, an investor paid $249,000 for bonds with a face amount of $300,000. The stated rate of interest is 8% while the current market rate of interest is 10%. using the effective interest method, interest income is recognized by the investor in 2024 is "$25,410".
The interest income is calculated by multiplying the carrying value of the investment by the effective interest rate, which is the market rate of interest at the time of purchase.
To calculate the carrying value of the investment, we need to amortize the premium or discount over the life of the bonds. In this case, the investor paid a premium of $51,000 ($300,000 face amount - $249,000 purchase price), which will be amortized over the life of the bonds.
The annual interest payment is $24,000 ($300,000 face amount × 8% stated rate). The effective interest rate at the time of purchase is 10%, so the bond was purchased at a premium. The premium will be amortized over the life of the bonds using the effective interest method.
Year 1 as,
Carrying value = $249,000 + $5,100 (first year's amortization) = $254,100
Interest income = $254,100 × 10% = $25,410
Therefore, the interest income recognized by the investor in 2024 is $25,410.
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what is business organization
Answers
Explanation:
The term business organization describes how businesses are structured and how their structure helps them meet their goals. In general, businesses are designed to focus on either generating profit or improving society. When a business focuses on generating profits, it is known as a for-profit organization. When an organization focuses on improving the social good through the arts, education, health care, or some other area, it is known as a nonprofit (or not-for-profit) organization and is not typically referred to as a business.
a motivational speach before final exams
Answers
Explanation:
Honestly, you got this! Don't stress yourself too much! You are capable of AMAZING things! I am positive you will do great on this exam! Never stop working hard, but don't forget to reward yourself! You can do anything you set your mind to!
I don't know if this helped but GOOD LUCK!!