Yes, deregulation of financial institutions a blessings for us as it allows more flexibility to the organization and the system dropping the rigidity.
The deregulation of financial institutions is a blessing for us in terms of its ability to stimulate economic growth and innovation, but it also comes with certain risks. It allows for more competition in the market, which in turn leads to lower prices and better services. On the other hand, the risks associated with deregulation are that it can lead to increased financial instability and a lack of transparency in the market.
Deregulation of financial institutions is a process that involves removing restrictions on financial institutions' operations, thereby increasing the degree of competition in the market. The lifting of these restrictions allows for greater access to credit and investment opportunities, stimulating economic growth and innovation.
Deregulation of financial institutions also lowers the cost of credit by encouraging competition among lenders, which leads to lower interest rates. However, it can also lead to an increase in risky lending practices as financial institutions become more focused on generating profits. This can lead to instability in the financial markets, as was seen in the 2008 financial crisis.
Overall, while the deregulation of financial institutions can be a blessing for us in terms of its ability to stimulate economic growth and innovation, it also comes with certain risks that must be carefully managed to ensure stability and transparency in the financial markets.
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Assume you have gone to the corner convenience store to pick up a bar of your usual brand of deodorant soap. What type of decision making will take place? How would this differ from the decision making that would take place if the store was out of your regular brand?
When the store has your regular brand of deodorant soap, routine decision making is applied based on habit and familiarity. When the regular brand is unavailable, limited problem-solving decision making is necessary to explore and evaluate alternative options.
When going to the corner convenience store to pick up a bar of your usual brand of deodorant soap, the decision-making process involved is typically routine or habitual decision making. Routine decision making refers to situations where individuals make choices based on established habits, previous experiences, and minimal information processing. In this case, you are already familiar with your regular brand of deodorant soap, and you have a pre-existing preference and knowledge of its qualities and benefits.
However, if the store is out of your regular brand of deodorant soap, the decision-making process would shift to limited problem-solving or extended decision making. Limited problem-solving occurs when individuals evaluate alternatives and make choices based on a moderate level of information processing and evaluation. In this situation, you would need to consider other available brands of deodorant soap, compare their features, benefits, and prices, and make a decision based on the available information. This requires more cognitive effort and a willingness to explore alternatives since your usual brand is unavailable.
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Which resource is not an example of a factor of production? a. labor b. natural resources c. government d. capital
Answer:
The resource that is not an example of a factor of production is the government
I will give brainlest please help.
Answer:
Errrr, I mean I forgot most of this :p
Explanation:
Sorry :c
Brown Co. Had current assets of $15,000, total assets of $30,000 and current liabilities of $9,000 at the end of the year. The current ratio for the period is:
a 2. 0
b 0. 5
c 1. 67
d 3. 33
In this case, Brown Co. has a current ratio of 1.67. This means that for every dollar of current liabilities, the company has $1.67 of current assets.
The current ratio for Brown Co. can be calculated by dividing the current assets by the current liabilities. In this case, the current assets are $15,000, and the current liabilities are $9,000.
The current ratio for Brown Co. is:
Current Ratio = Current Assets / Current Liabilities
Current Ratio = $15,000 / $9,000
Current Ratio = 1.67
Therefore, the correct answer is option c) 1.67.
The current ratio is a financial metric that assesses a company's ability to meet its short-term obligations with its short-term assets. It provides an indication of the company's liquidity and its ability to cover its immediate liabilities. A current ratio above 1 suggests that the company has more current assets than current liabilities, indicating a stronger ability to meet its short-term obligations.
In this case, Brown Co. has a current ratio of 1.67. This means that for every dollar of current liabilities, the company has $1.67 of current assets. The higher the current ratio, the better the company's short-term liquidity position. A current ratio of 1.67 indicates that Brown Co. has a relatively healthy liquidity position and should be able to cover its short-term obligations comfortably.
It's important to note that while the current ratio provides insight into a company's liquidity, it should not be the sole factor in assessing a company's financial health. Other financial metrics and factors should also be considered, such as cash flow, profitability, and industry-specific considerations, to obtain a comprehensive understanding of the company's overall financial position.
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Assessment
How does a global economy impact you?
A. You can access goods, services, and investments from
different markets around the world.
B. The transactions you make in your own country are often
connected to different markets around the world.
C. You can only access goods, services, and investments
inside of your own country's markets.
D. Both A and B
The correct answer is D. Both A and B.
The impact of the global economy on youA global economy can impact individuals in several ways, including:
A. Access to commodities, services, and investments from across the world: In a global economy, individuals can access products and services from all over the world.
B. Transactions in your own country are frequently linked to marketplaces around the world: In a global economy, transactions within one's own country might be influenced by conditions in other markets across the world.
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To meet the needs of its customers and help it achieve its company goals, a drugstore offers a large assortment of products, known as its product.
To meet the needs of its customers and help it achieve its company goals, a drugstore offers a large assortment of products, known as its product mix.
A product mix is the total variety of product lines and individual products or services an organization offers. To boot noted as product assortment or product portfolio. Product combines vary from company to company. Some have multiple product lines with many products in every line.
For example, an organization could sell multiple product lines, with the merchandise lines being fairly similar, like dentifrice, toothbrush, or solution, and alternatives such as toiletries.
Product mix, additionally called product assortment, refers to the entire variety of product lines an organization offers its customers. The four dimensions of a company's product combine embody breadth, length, depth and consistency.
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Please select the word from the list that best fits the definition under this program, parents may receive a voucher equal to the amount their state spends on education for their child.
The program that allowed for parents to receive a voucher for the amount their state spent on education for their child referred to School choice.
How did the government encourage home schooling?Under the concept of school choice, the state government would give a voucher to parents who elected to use homeschooling.
This voucher would be of the same amount that the government would have spent on educating the child if they had gone to public school.
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a compensating wage differential explains why: workers who produce goods with a high value get paid more. a high supply drives wages down. unproductive workers get paid less. dangerous jobs earn more. jobs that require a lot of expensive education earn more.
You must make more money to be willing to put up with hazardous working conditions.
Working conditions are basically the specifications, environment, and circumstances of a job that directly affect its employees' happiness. Different businesses frequently participate in rivalry that offers enticing benefits to entice and retain great individuals for the business. Employee engagement and performance are significantly improved by improving the working environment and conditions. Another advantage of improved working conditions is a reduction in staff turnover and the costs that go along with it. Improper use of the given space. .Facilities for employees that are not ergonomic. anything that might be harmful to customers, staff, or visitors. Working conditions include both the physical work environment and certain provisions of an employee's employment contract.
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Can someone pls help me ASAP due today and I will mark brainlist
Answer:
Report her to my boss/ manager
No. You should not call in fake sick, unless you would like to get fired
Wait until you have some down time to call her real quick, right now, you have work that needs to be done
keep the money
Report your coworker or demand they pay for it
Barry is a self-employed attorney who travels to New York on a businesstrip during 2021. Barry's expenses were as follows: Airfare $550 Taxis $40 Restaurant meals $150 Lodging $350 How much may Barry deduct astravel expenses for the trip?
a. $0
b. $1,015
c. $940
d. $1,090
e. None of these
Barry may deduct $1,015 as travel expenses for the trip.
Barry, the self-employed attorney, and his business trip to New York in 2021. Barry's travel expenses were as follows: Airfare $550, Taxis $40, Restaurant meals $150, and Lodging $350.
To calculate his deductible travel expenses, we'll add up the costs:
Airfare: $550
Taxis: $40
Restaurant meals (50% deductible): $150 * 0.50 = $75
Lodging: $350
Total deductible expenses: $550 + $40 + $75 + $350 = $1,015
So, Barry may deduct $1,015 as travel expenses for the trip. The correct answer is b. $1,015.
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What is the best animal?
Answer: The answer is Dogs
Explanation: Dogs are the best animal because They're not just popular- historically, the symbiotic relationship between dogs and people helped both species survive.
EPIC is a company that rents out its many photography studios
and studio equipment to its many clients. They require a system
that will allow for the following:
A client should be able to make no, one
EPIC, a company renting photography studios and equipment, requires a system that allows clients to make reservations, manage their bookings, and access equipment rental options.
To meet EPIC's requirements, a comprehensive system should include features for clients to make reservations for photography studios and equipment. The system should allow clients to view availability, select a preferred date and time, and book the desired studio and equipment. Additionally, the system should enable clients to manage their bookings, including rescheduling or canceling reservations if needed. It should also provide an inventory of available studio equipment and allow clients to browse and select the items they require for their photography sessions. This system would streamline the rental process, enhance client experience, and efficiently manage studio and equipment bookings for EPIC's clients.
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what is the impact of atm on banking sector?
Answer:
Explanation:
ATM s are of great use to the banks as the reduce the number of people storming the banks for withdrawal of money as well as deposit of money it reduces cost of operation and from customer point of view it is available easily near by hence travelling further distance to the bank is not required
ATMs are one of the most convenient services provided by the banks to customers. It is beneficial to banks as it is to its customers. It helps banks to save cost and time in withdrawing money and various other services which are now provided by ATM.
Automated teller machines, or ATMs as they are more commonly referred to, are a convenient way to conduct one-on-one transactions quickly and easily. One can do self-serviced transactions with these machines without a physical teller's aid or a trip to the bank branch. Cash withdrawals, cash deposits, and fund transfers are just a few of the many transactions possible with automated teller machines, or ATMs. Although the majority of customers only use ATMs to withdraw cash, these additional transactions make the service more effective.
With the advent of the ATM, users' financial lives became simpler because they could now perform simple transactions on their own with the aid of an ATM, which was much more practical than often visiting the bank. The ability for users to transact between banks is another significant advantage of an ATM. This means you can still use basic services like cash withdrawals from the ATM even if you don't have an account with the bank that runs the machine. Again, this saves you time and comes in handy in an emergency because you won't need to go to the ATM at your bank every time you need a quick infusion of cash. ATM helps banks operate more cheaply by lowering the number of human operations. The ATM provides service 24 hours a day which means customers can avail of money and other services at any time of the day.
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Burrows, Inc. borrowed $100,000 from Last Bank by signing a formal agreement to repay the bank in 10 years. Burrows' journal entry to record this transaction will include a debit to ______.
Burrows' journal entry to record this transaction will include a debit to Cash.
Journal entry:Based on the information given if Burrows borrowed the amount of $100,000 by signing a formal agreement to repay the bank the appropriate journal entry to record this transaction will include:
Burrows journal entry
Debit Cash $100,000
Credit Notes payable $100,000
(To record notes payable)
Inconclusion Burrows' journal entry to record this transaction will include a debit to Cash.
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question assume accountants and teachers have identical marginal revenue product schedules. which of the following provides an explanation for why accountants receive higher starting salaries than school teachers? responses accountants have less human capital than school teachers. accountants have less human capital than school teachers. accountants have lower opportunity cost than school teachers. accountants have lower opportunity cost than school teachers. accounting firms provide a more pleasant work environment than schools provide. accounting firms provide a more pleasant work environment than schools provide. the supply of accountants is low relative to the supply of teachers. the supply of accountants is low relative to the supply of teachers. fewer teaching majors graduate from college each year than accounting majors.
The supply of accountants is low relative to the supply of teachers. The explanation for why accountants receive higher starting salaries than school teachers is that the supply of accountants is low relative to the supply of teachers.
When the supply of a particular profession is limited compared to the demand, it creates a situation where employers are willing to offer higher salaries to attract and retain talent. In the case of accountants, if the supply of professionals in this field is relatively scarce compared to the supply of teachers, accounting firms may compete for a smaller pool of candidates, driving up the starting salaries.
It is worth noting that the other options provided (such as differences in human capital, opportunity cost, and work environment) may also influence salary discrepancies, but based on the given options, the relative scarcity of accountants compared to teachers is the most plausible explanation for higher starting salaries in the accounting profession.
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Jared had studied extremely hard for his math test and believed he had understood the material and memorized the formulas. As he entered the classroom and sat at his desk, he began to worry. He was fearful that he had not prepared enough to do well on the test. The tests were passed out, and he turned his over to begin. As he read the first question, he panicked and his mind went blank. He had a classic case of test anxiety. Which of Jared’s anxiety reactions was physical? He panicked. He began to worry. He was fearful. His mind went blank.
Answer:
He began to worry.vvv
Explanation:
Answer:
"(A)" not 100% percent sure but I'm 99.9 percent sure it's right because I am very confident in my decision
Explanation:
tell me in the comments if it's right, if it's wrong I'll change my answer as soon I notice but please don't hate because this is what I think
I need help with all those questions
Should highschoolers have nap time?
Best answer gets brainliest and 100 points!
URGENT 20poinThe income of the individual falls under one main category
Answer:
ok
Explanation:
ok what's the questioned
Answer:
Explanation:
Earned Income. The first type of income is the most common: earned income.
Capital Gains Income. The next type of income that you can earn is called capital gains income.
Passive Income. The final type of income that you can earn is called passive income.
Nov 25, 2019
which of the following is a material used for salad making and dessert that need great care to ensure long shelf life?
A. glass
B. aluminium
C. cast iron
D. stainless steel
Answer:
I thoughts B becaisedvfdhjdshjhh
11. Which of the following statements about the role of managers
is true?
a. Managers are responsible for the success or failure of the
company.
b. Managers make up the greatest percentage of employees in a
business.
C. Managers are responsible for completing the day-to-day work
a business.
4. Managers spend most of their time planning for the future.
Che first level of management
The TRUE statement about the first (highest) level of management is 4. Managers spend most of their time planning for the future.
These managers are appointed by the owners of the business to act as agents in the interests of their principals. However, the ordering depends on the person. Sometimes, this first-level is assigned as the third-level, in reverse order.This level of management is not necessarily involved in operational activities. The managers at this level do not constitute the greatest percentage of the workforce.While first-level managers bear the responsibility for the success or failure of their company, they usually assign the function of overseeing business success and failure to the middle-level managers, who also supervise the lower-level managers.Thus, the first-level of managers are the managers who plan for the future of the company.
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Which statement best summarizes the law of demand ?
A. Sellers only supply goods that are in high demand from buyers.
B. Buyers are more likely to buy a products that is supplied in large quantities.
C. Sellers can easily substitute a product in high demand with another product.
S. Buyers are more interested in purchasing products as those products decline in price.
Thank you :)
Buyers are more likely to buy a product that is supplied in large quantities.
What is the law of demand?The law of demand states that the quantity purchased varies inversely with the price. In other phrases, the better the rate, the lower the quantity demanded.
What are the types of demand?Individual and Market DemandOrganization and Industry DemandAutonomous and Derived DemandDemand for Perishable and Durable GoodsShort-term and Long-term DemandLearn more about the law of demand here https://brainly.com/question/24019366
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With the Waterfall approach, a mismatch between system capabilities, users' expectations, and organizational needs can occur. Why is this more likely with the Waterfall approach?
Group of answer choices
Users do not interact with the solution until the integration and testing phase.
Intermediate products that can be reviewed to measure progress are not produced.
Users' needs are often stated and understood, yet ignored.
Management control is loose because reviews are not conducted regularly.
The answer is: Intermediate products that can be reviewed to measure progress are not produced.
In the Waterfall approach, the development process follows a sequential and linear progression, with each phase building upon the previous one. This approach typically involves gathering requirements, designing, implementing, testing, and finally deploying the solution. However, in the Waterfall approach, intermediate products or deliverables that can be reviewed and evaluated by users or stakeholders are not produced until later stages, such as integration and testing.
This lack of intermediate products for review and feedback increases the risk of a mismatch between system capabilities, users' expectations, and organizational needs. Without early and frequent opportunities for users and stakeholders to provide input and make adjustments based on their feedback, it becomes more likely that the final solution may not fully meet their requirements or expectations.
The Waterfall approach's rigid sequential nature makes it challenging to incorporate changes or address evolving needs throughout the development process. As a result, any misunderstandings or misalignments between the users' needs and the developed solution may go unnoticed until later stages, leading to potential mismatches and dissatisfaction with the final product.
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Which type of corporate merger involves firms in the same market that produce the
same product or service - such as Nike/Converse and Adidas/Reebok?
A-Horizontal
B-Multinationals
C-Vertical
D-Conglomerates
Answer:
A-Horizontal
Explanation:
The type of corporate merger that involves firms in the same market that produce the same product or service, such as Nike/Converse and Adidas/Reebok, is A-Horizontal merger.
The computer accessories that Javier is making and
selling are bringing in a substantial amount of money
for him. Inspired by this success, he decides to hire two
people and expand his business.
A.international competition
B.consumer sovereignty
C.wealth creation
D.property rights
E.profit motive
Answer:
E. Profit motive
Explanation:
Profit motive can be defined as the intention, motivation or desire to form a business or engage in business ventures so as to generate financial (monetary) gains.
This ultimately implies that, profit motive is a desire for monetary gains (profits) which motivates a business owner to engage in the sales of finished goods or services.
Hence, profit motive is the premise on which all businesses are built on because the ultimate goal of every business is to achieve financial gains.
In this scenario, the computer accessories that Javier is making and selling are bringing in a substantial amount of money for him. Inspired by this success, he decides to hire two people and expand his business.
Thus, this is an example of profit motive.
The price of peanuts at the ball game increased by 25%, and the quantity demanded of popcorn increased by 40%. Using one decimal place and the negative sign if necessary, the cross-price elasticity between peanuts and popcorn is _____.
Therefore, the correct answer is: The cross-price elasticity between peanuts and popcorn is approximately -1.6.Cross-Price Elasticity = (% Change in Quantity Demanded of Popcorn) / (% Change in Price of Peanuts)
Given the information provided:
The price of peanuts increased by 25%.
The quantity demanded of popcorn increased by 40%.
Plugging these values into the formula, we get:
Cross-Price Elasticity = (40% / 25%) = 1.6
However, it's important to note that the cross-price elasticity should have a negative sign when calculating the responsiveness of substitutes. Since the price increase of peanuts led to an increase in the quantity demanded of popcorn, the cross-price elasticity should be written as -1.6.
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What are the three credit reporting agencies you would possibly need to contact to report an error on your credit report?.
Equifax, Experian and TransUnion are the three major credit agencies you would possibly need to contact to report an error on your credit report.
Who should be contacted to correct errors in your credit report?
If you notices an error on your credit report, you should begin by disputing that information with the credit reporting company. You should explain in writing what you thought is wrong, why, and consists copies of documents that support your dispute.
Which is more accurate Experian or Equifax?Experian has a slight better over Equifax as it tends to track recent credit searches more thoroughly. Experian breaks down a credit report into several sections, which contains the following: Personal information including past addresses.
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The ________________ effect holds that as the price level increases, the buying power of wealth that people have stored up in bank accounts and cash will diminish, eaten away to some extent by inflation.
Answer:
The Wealth effect...........
The \(\sf\purple{wealth}\) effect holds that as the price level increases, the buying power of wealth that people have stored up in bank accounts and cash will diminish, eaten away to some extent by inflation.
\(\circ \: \: { \underline{ \boxed{ \sf{ \color{green}{Happy\:learning.}}}}}∘\)
A company has two products, Mega and Super, which emerge from a joint process with a total joint cost of $65,000. Data for the product Super are shown below: Produced from the process 3,000 units Allocated share of joint costs $39,500 Cost of processing further $48,000 Price per unit: .. at split-off point $22 ... after further processing What is the price per unit of Super after further processing that would make the company indifferent between processing further or selling at the split-off point?
The price per unit of Super after further processing that would make the company indifferent between processing further or selling at the split-off point is $29.17.
To determine the price per unit of Super after further processing that would make the company indifferent between processing further or selling at the split-off point, we need to follow these steps:
Calculate the total cost of Super at the split-off point:
Allocated share of joint costs = $39,500
Calculate the total revenue from selling Super at the split-off point:
Price per unit at split-off point = $22
Number of units = 3,000
Total revenue = 3,000 units * $22/unit = $66,000
Calculate the total cost of Super after further processing:
Allocated share of joint costs = $39,500
Cost of processing further = $48,000
Total cost after further processing = $39,500 + $48,000 = $87,500
Set the total revenue from selling Super after further processing equal to the total cost after further processing to find the price per unit that makes the company indifferent:
3,000 units * Price per unit after further processing = $87,500
Solve for the price per unit after further processing:
Price per unit after further processing = $87,500 / 3,000 units = $29.17
So, the price per unit of Super after further processing that would make the company indifferent between processing further or selling at the split-off point is $29.17.
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Metion three ways in which a surplus or credit balance in the combined current and capital account can be used up
The balance of repayments (BOP) is the approach by means of which nations measure all of the international financial transactions inside a positive period. The BOP consists of three most important accounts: the cutting-edge account, the capital account, and the financial account.
What can cause a surplus in the present day account of the balance of payments?The currency price depreciates with admire to a country that has decrease inflation. Thus, when inflation is high, it is beneficial for exporters to export more. This creates a surplus in a current account. Domestic demand- Sometimes, due to vulnerable home demand, a united states may additionally have modern-day account surpluses.
This helps to generate capital to fund its domestic productions. With a surplus in its BoP, a u . s . a . can also lend dollars outside its borders. A surplus in BoP can help to boost the short time period financial growth of a country.
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