A federal covered investment adviser makes a loan to one of her clients for the purpose of buying a residence for personal use. The loan is secured by a lien on the house. Which statement is TRUE?
A. This is not permitted because an adviser cannot place a lien on assets B. This is not permitted because the value of the security for the loan may change in relation to the principal amount of the loan C. This is permitted because the adviser can make a loan secured by real estateD. This is not permitted because an adviser cannot make a loan to a client

Answer:

I. Retail industry

ii. 7%

Explanation:

Retail industry is the second largest employers of teen and young people next to health sector which is the largest employer.

Retailing involves buying goods either from the producers or wholesaler and selling them to the final consumers. Some services are also offered in these retailing such as call center representative, those who work in innovation lab. etc

In the United States, about 7% of teens and young people are in the employment of government , while retail industry is the largest employer of teen and young people because it provides flexibility and also do not involve much academic qualifications.

Example of these retail jobs are those who work in call center, sales representatives and those who works in stores.

Answer:

Retail Trade

7%

Explanation:

Edge 2020

The clerk who opens mail is assigned responsibility for preparing a document which identifies all cash collections received in the mail for a given day. This document is called Cash receipt prelist.

A clerk is a person who works in an office, typically doing administrative or secretarial work. Clerks are often responsible for keeping records, filing documents, and performing other office tasks.

In some cases, clerks may also be responsible for customer service or sales. Clerks typically work in business or government offices, though they may also be found in other settings such as schools or hospitals.

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Environmental sustainability is promoted by many companies around the globe, using the guidelines developed by the Global Reporting Initiative.

Environmental sustainability refers to the capability of our environment to maintain all the biological systems and resources that support the living organisms on our Earth.

Environmental sustainability is important because of how much energy, food and human-made resources we use every day.

Hence, environmental sustainability is promoted using the guidelines developed by the Global Reporting Initiative.

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Answer:

$80,000

Explanation:

Prudence allows that liabilities should not be understated and assets should not be overstated .

As the case is probable to result to a liability by the lawyers assessment , this means that it is more likely to happen and liability should be recognized . However , there is an insurance that limits the liability to the tune of $80,000 regardless of the agreement made towards the settlement.

The sum of $80,00 should be recognized as the liability in the statement of financial position

Answer:

?????????????

Explanation:

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Martin Marquees should use a job order costing system to track and allocate costs for their neon sign manufacturing process.

A job order costing system is suitable for Martin Marquees because each neon sign is made to order and customized based on customer preferences. With different colors, fonts, and sizes available, each sign represents a unique job. Job order costing allows the company to track the costs associated with each specific job or order.

Since the signs typically take one week to make and have variable costs ranging from $200 to $300, a job order costing system will enable Martin Marquees to accurately allocate these costs to individual customer orders. By using this system, Martin can determine the specific costs incurred for each job, including direct materials, direct labor, and overhead costs, and then apply a 50% markup to determine the selling price.

By implementing a job order costing system, Martin Marquees can have a better understanding of the costs associated with each customer order and ensure that pricing is reflective of the customization and production requirements. It also allows for more accurate tracking of profitability for each job, assisting in decision-making and cost control.

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Answer:

The exchange rate for a stable country:

Explanation:

The exchange rate of a stable economy changes based on the market forces of demand and supply. The demand and supply for a country's currency will be influenced largely by prevailing economic conditions in that country. Political and other social reasons will not affect the exchange rate of the country.

An increase or decrease of a country's products in the international market is one of the reasons for an increase or decrease in the demand for its currency.

When choosing to rent a home, the following expenses should be considered and budgeted for:

In summary, when renting a home, you need to budget for rent payment, renters insurance, security deposit, and utility payments. Homeowners insurance and property taxes are not expenses that renters typically have to pay.

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Answer:

b, d, f, g

Explanation:

Cash loaned and borrowed is one way that cash flows from investing activities are the opposite of cash flows from financing activities.

While cash flows from financing activities typically reflect cash flows relating to money the firm borrowed from others, cash flows from investing activities frequently reflect money the company loaned to others.

The cash flow from investing activities section of the cash flow statement displays the cash generated or spent in relation to investment operations. Investing activities include purchasing physical assets, purchasing and holding securities, and selling securities and/or assets.

The net cash flows used to fund the business are shown in the cash flow from financing activities (CFF) section of a company's cash flow statement. Financing activities include deals involving debt, equity, and dividends.

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Answer:

A good way to determine if expanding the business into international trade is to use a tool to analyze the international enviroment.

The tool that can be used is PESTEL, which is an accronym for Political, Economical, Social, Technological, Enviromental, and Legal factors.

To complete a Pestel, the strategist of the company simply has to add the relevant factors related to the external enviroment in each one of the six cateogories.

Like this, the strategist can analyze the international enviroment, in order to determine whether it is advisable to expand the technological business or not.

Answer:

B. the type of material with which it is made

Explanation:

Money can be defined as any recognized economic unit that is generally accepted as a medium of exchange for goods and services, as well as repayment of debts such as loans, taxes across the world.

Also, an exchange can be defined as the process of providing goods and services by an individual or organization, to meet the needs of customers in exchange for an amount of money.

Hence, the type of material with which money is made is what gives commodity money its value because it is based on the perception of the buyer and seller of goods and services. A commodity money simply refers to money that derives its value from the commodity with which it is created from. Some examples of commodity money are gold, diamonds, silver, cowry, cocoa, copper and other valuable resources.

Answer:

B is correct

The legal outcome of the dispute between Sally and Paul will be, Sally will win because Paul's attempted assignment would increase the duties to which she agreed.

Dispute resolution or dispute settlement is the process of resolving disputes between parties. The term dispute resolution is sometimes used interchangeably with conflict resolution.

Prominent venues for dispute settlement in international law include the International Court of Justice formerly the Permanent Court of International Justice, the United Nations Human Rights Committee which operates under the ICCPR and the European Court of Human Rights. The Panels and Appellate Body of the World Trade Organization and the International Tribunal for the Law of the Sea.

Half of all international agreements include a dispute settlement mechanism.

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Answer: Higher scores can make creditors more confident that you will repay your future debts as agreed.

labor efficiency variance $4000 favorable

The formula for the labor efficiency variance is:

=(Actual hours - Standard hours) x Standard rate

=(4500 - 5000) x 8 = $4000 favourable

Variable overhead efficiency variance =

=Standard overhead rate x (Actual hours - Standard hours)

=Standard overhead rate x (4500 - 5000)

The employees might not have obtained written work instructions. blend. the usual assumes a sure mix of employees concerning exclusive talent levels, which does not suit the actual staffing. training.

The labor efficiency variance focuses on the number of exertion hours utilized in manufacturing. it is defined because of the difference between the real range of direct labor hours worked and budgeted direct labor hours that ought to have been labored based totally on the requirements.

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Answer:

It shows you have done solid research to back up your conclusions.

Multiple choice options for this question are as follows:  online source

A). It shows you have done solid research to back up your conclusions.

B). Readers of a business document do not pay attention to sources

C). Giving credit is easier than treating others' ideas as your own

D). It is a requirement of MLA and APA styles

Explanation:

Giving credit to your sources is a phrase that refers to Referencing or citing the source of your information. It is important to the reader or user of the document because they can always go back and verify the data's accuracy. Referencing also leaves a trail that can be used to see the views and opinions of other business people or researchers .

Giving credit to your sources in a formal business document shows you took the time to research the subject matter. It gives the impression that you can relate your ideas to the views of other professionals in the industry.

Answer:

A). It shows you have done solid research to back up your conclusions

Explanation:

The first stage of the book- keeping process in accounting is to produce entries in the general journal where every sale is recorded by making two contemporaneous entries, videlicet, one disbenefit entry and one credit entry. An increase in means or expenditure is considered as disbenefit while an increase in arrears or profit is considered as credit.

The correct answer to the given question is option (b) Debit Cash, $5,000; credit Accounts Receivable, $5,000.

When the ELOE Inc. receives cash of$,5000 from the client who preliminarily bought ELOE's products, the cash account increase by the corresponding quantum and the accounts receivables regard diminishments by the same quantum.

Journal Entries

Cash (asset) = $5,000 (debit)

Accounts receivable (asset) = $5,000 (credit)

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The goal of a marketing exchange is to obtain something that is more desired than what is given up to obtain it. In other words, the gain exceeds the expenditures.

Fourth, the trade participants must be able to communicate with one another in order to make their valuable items available. For an exchange to take place, four conditions must be met: (1) Two or more individuals, groups, or organizations must participate, and each must own something of value that the other party desires; (2) the exchange must benefit or satisfy both parties involved in the transaction; (3) each participant must participate.

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Answer:

over age 55 paid about 45 percent

The  two age groups that have seen the sharpest increase as a percentage of taxpayers from 2008 to 2018 are 45 and 55, 55 and 65.

This is known to be those who have the biggest  increase in terms of the percentage of taxpayers.

The biggest or largest share of the income tax burden is said to be 29 percent and it is one that is often is borne by an approximate of between the age of 45 and 55, and the other next largest share is 23 percent – that are carried by people between the ages of 55 and 65.

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The average annual operating income from assets is $20,000.

Earnings before interest and taxes is a measure of a company's profit that includes all income and costs (operating and non-operating) excluding interest and income tax charges. When a company does not have non-operating income or non-operating costs, operating income and operating profit are frequently used as synonyms for EBIT.

Equipment cost = $240,000

Cash inflow =  $60,000

Total net cash inflows during the operating life of the equipment

= Cash inflow per year × no. of years

= $60,000 × 6

=$3,60,000

Total operating income during an operating life = Total net cash inflows during the operating life - Total depreciation during the operating life

= $360,000 - $240,000

= $120,000

Therefore,

Average annual operating income = \(\frac{Total operating income during an operating life}{Equipment operating life year}\)

= \(\frac{120000}{6}\)

Average annual operating income  = $20,000

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The explanation to the discrepancy arising in Jason's accounts and his bank statement is "Jason transposed the digits on the microwave’s price, which actually cost $86. 74." This can be calculated by reconciling the balance of accounts and bank passbook.

Reconciliation statement refers to a statement that is prepared to match the accounting balance with the balances in bank passbook. The differences arising due due omission, commission, duplication, or error of principal are given proper effect in the reconciliation to match account with the bank balances.

The answer to the given question can be justified as follows:

Given:

Ending balance as per accounts is $491.33.

Ending balance as per bank statement $473.33

Difference in ending balance is \(\%491.33 - \$473.33 = \$18\)

The only statement that justifies the difference of $18 is that the digits of microwave has been transposed from $86.74 to $68.74.

The difference so arising from this error is $86.74 - $68.74 i.e. $18

Hence the correct statement is D

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Question Completion:

Marathon Running Shop has two service departments (advertising and administrative) and two operating departments (shoes and clothing). The table that follows shows the direct expenses incurred and square footage occupied by all four departments, as well as total sales for the two operating departments for the year 2017

                            Direct Expenses    Square Feet    Sales

Department

Advertising              $ 18,000                   1,120

Administrative           25,000                  1,400

Shoes                       103,000                  7,140          $273,000

Clothing                      15,000                4,340               77,000

The advertising department developed and distributed 120 advertisements during the year. Of these, 90 promoted shoes and 30 promoted clothing. Utilities expense of $64,000 is an indirect expense to all departments.

Answer:

Marathon Running Shop

Allocation of service departments' costs to the operating departments:

                         Service Departments      Operating Departments     Total

                     Advertising Administrative   Shoes          Clothing

Departmental   $18,000        $25,000      $103,000      $15,000   $161,000

Utilities                  5,120             6,400         32,640         19,840      64,000

After Utilities      23,120            31,400        135,640        34,840  $225,000  

Advertising       -23,120                                  17,340          5,780    0

Administrative                         -31,400         24,492          6,908    0

Total allocated costs                                 $177,472       $47,528 $225,000

Explanation:

a) Data and Calculations:

                            Direct Expenses    Square Feet    Sales

Department

Advertising              $ 18,000                  1,120

Administrative           25,000                 1,400

Shoes                       103,000                 7,140           $273,000

Clothing                     15,000                 4,340               77,000

Total                       $161,000               14,000          $350,000

Allocation of Utilities Expense of $64,000

Rate

Advertising        (1,120/14,000 * $64,000) =     $5,120

Administrative   (1,400/14,000 * $64,000) =   $6,400

Shoes                 (7,140/14,000 * $64,000) = $32,640          

Clothing             (4,340/14,000 * $64,000) = $19,840

Advertising       $ 18,000 + $5,120 = $23,120

Administrative    25,000 + $6,400  = $31,400

Shoes                103,000 + $32,640 = $135,640        

Clothing              15,000 + $19,840 = $34,840

Advertising expenses consumed by:

Shoes     90/120 * $23,120 = $17,340

Clothing 30/120 * $23,120 = $5,780

Administrative expenses consumed by:

Shoes $273,000/$350,000 * $31,400 = $24,492

Clothing $77,000/$350,000 * $31,400 = $6,908

Answer:

tongue tied

Explanation:

they know what they want to say but can't say it

Answer:

additional equity I think

It cannot be said that either one of them is better. Both are equally good and have their own advantages.

There is no apparent winner here because both have advantages and disadvantages. Short-term investing allows you to attain your financial goals in a shorter period of time and with less risk.

Long-term investment routes, on the other hand, can be chosen if you have a higher risk tolerance and desire better returns.

Choose short-term investments if you want to conserve your capital and are content with moderate returns. If you want better profits, however, engage in long-term investment possibilities.

Long-term investments are those that provide larger returns after a period of time, often five years or more. These have larger market risks and higher returns, allowing you to invest in riskier market products.

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Social Security and Medicare are not included in income tax.

The term "income tax" describes a group of levies that governments apply to the revenue produced by people and enterprises under their control. The law mandates that in order to assess their tax liability, people must file an income tax return each year.

Income taxes provide money for governments. They are employed to settle government obligations, finance public services, and satiate the needs of the populace. Along with the federal government, several states and local governments also require payment of income tax.

Payroll taxes include the Federal Insurance Contributions Act, or FICA. Medicare and Social Security are funded by the FICA tax.

Federal income tax is levied on all of your income, regardless of how it was obtained, with the exception of FICA taxes, which are exclusively levied on earned income such as salaries, wages, and bonuses. As a result, income tax is levied on dividends, interest, short-term capital gains, annuities, and pensions in addition to your employment income.

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I would encourage John to explore the possibility of setting up a 401(k) retirement plan. This type of retirement plan allows employees to contribute pre-tax money to an employer-sponsored account, and the employer may even match a portion of the employee's contribution.

What is a retirement plan?

A retirement plan is a financial arrangement designed to provide a stream of income to an individual after they leave their job. Retirement plans can include contributions from employers, employees, government, or other sources. There are many types of retirement plans, including 401(k) plans, IRAs, and pensions. Generally, these plans allow participants to save and invest money for retirement, while providing tax benefits. The money in these plans typically grows tax-free until it is withdrawn, at which point any income or capital gains are taxed. Retirement plans are important as they provide a way for individuals to save for their future, while also providing income security in retirement.

So, I would encourage John to explore the possibility of setting up a 401(k) retirement plan.

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The graph  showing economic profits is in the image.

Perfect or pure competition is explained as "a condition in an industry where that industry is composed of many tiny firms providing homogenous products, when there is no barrier to the entry or leave of firms, and when full data is available."

In the short-run, the pure or perfect competition profit of a firm go up to the maximum position in situations where marginal revenues (MR) equals to the marginal cost (MC).

When the price (P) is higher than average cost (AC)  for a given period of time, the firm can generate abnormal or economic profits in the Short run.

The difference between abnormal and normal profit is related to the link between average total cost and average market price, and abnormal profit can only be produced when average revenue is higher than average total cost. It's crucial to keep in mind, though, that not every business has the ability to make earnings that are above average

The characters in the graph stands for:

D = Demand in the market

MR = Marginal Revenue

MC = Marginal Cost

ATC = Average Total Cost

Short Run Profit = ( P - ATC ) × Quantity

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The following 5 environmental factors have an impact on an organization:

Environmental policy has an impact on businesses since it requires them to alter their equipment and operational procedures in order to comply with the legislation, which can be expensive for them.

Events present dangers and opportunities outside of your company, in the larger market. Threats and opportunities can be taken advantage of, and you can put safety measures in place to avoid them, but they cannot be altered. Examples include rival businesses, the cost of raw materials, and customer purchasing preferences.

The biggest concern currently facing American wildlife, wilderness areas, and local populations is climate change. The consequences of a changing climate are already being felt by communities. We are assisting vulnerable populations in overcoming these obstacles.

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