A couple will retire in 50 years; they plan to spend about $30,000 a year (in current dollars) in retirement, which should last about 25 years. They believe that they can earn 8% interest on retirement savings. The inflation rate over the next 75 years is expected to average 5%. (Do not round intermediate calculations. Round your answer to 2 decimal places.)
Required:
a. What is the real annual savings the couple must set aside?
b. How much do they need to save in nominal terms in the first year?
c. How much do they need to save in nominal terms in the last year?
d. What will be their nominal expenditures in the first year of retirement?
e. What will be their nominal expenditures in the last year of retirement?
Answers
Answer:
4908.3650 ;
5153.7832 ;
56286.1837 ;
344021.993 ;
1164980.5
Explanation:
Real interest rate (r) :
((1 + 8%) ÷ (1 + 5%)) - 1
(1.08 ÷ 1.05) - 1
= 0.02857
Present value :
30000 *[(1/r) - (1/(r * (1+r)^n))
30000*[(1/0.02857) - (1/(0.02857 * (1.02857)^25))
30000* 17.693887
= 530816.61
Cashflow (C)
530816.61 ÷ [(1.02857^50 - 1) / 0.02857]
530816.61 ÷ 108.14530
= 4908.3650
B.)
Nominal saving (1st year)
4908.3650 * 1.05
= 5153.7832
C.)
Nominal saving (Last year)
4908.3650 * 1.05^50
= 56286.1837
D.)
Nominal expenditure (1st year)
30000 * 1.05^50
= 344021.993
E.)
Nominal expenditure (last year)
30000 * 1.05^75
= 1164980.5
Related Questions
An agent has successfully negotiated a sales contract. Because he is the listing agent, multiple listing service (MLS) rules require him to A) notify the MLS of the status change. B) give a copy of the signed contract to the MLS. C) pay additional MLS fees because of the negotiated contract. D) give a copy of the signed agreement to the broker.
Answers
Answer: A) notify the MLS of the status change
Explanation:
The Multiple Listing Service (MLS) is a platform that serves to connect Real Estate professionals and the properties they are trying to sell that way they can each market the other's properties and increase the reach of the listing.
As the listing agent of a property, the agent was the one who posted the listing on the MLS and so when the property is sold, the agent should contact the MLS and let it know that the property has been sold so that they may take appropriate action.
Windborn Company has 15,000 shares of cumulative preferred 1% stock, $100 par and 50,000 shares of $30 par common stock.
The following amounts were distributed as dividends:
20Y1 $30,000
20Y2 12,000
20Y3 45,000
Common Stock
(dividends per share)
I cannot figure out Y1 or Y3
Answers
The dividends per share for the common stock in year 1 (Y1) is $0.60 per share, and in year 3 (Y3) is $0.90 per share.
To calculate the dividends per share for the common stock in year 1 (Y1) and year 3 (Y3), we need to determine the total dividends distributed and divide them by the number of common shares outstanding.
Given information:
Cumulative preferred stock: 15,000 shares, 1% dividend
Common stock: 50,000 shares, $30 par value
Dividends distributed:
Y1: $30,000
Y2: $12,000
Y3: $45,000
First, let's calculate the dividends per share for the cumulative preferred stock in each year.
Dividends per share for cumulative preferred stock = (Par value * Dividend rate) / Number of preferred shares
Dividends per share for cumulative preferred stock = ($100 * 1%) / 15,000 shares
Dividends per share for cumulative preferred stock = $1 / 15,000
Dividends per share for cumulative preferred stock = $0.000067 per share
Now, let's calculate the dividends per share for the common stock in year 1 (Y1) and year 3 (Y3).
For Y1:
Total dividends for common stock = Dividends distributed - (Dividends per share for cumulative preferred stock * Number of preferred shares)
Total dividends for common stock = $30,000 - ($0.000067 * 15,000)
Total dividends for common stock = $30,000 - $1.005
Total dividends for common stock = $29,998.995
Dividends per share for common stock in Y1 = Total dividends for common stock / Number of common shares
Dividends per share for common stock in Y1 = $29,998.995 / 50,000 shares
Dividends per share for common stock in Y1 = $0.5999799 per share (rounded to $0.60 per share)
For Y3:
Total dividends for common stock = Dividends distributed - (Dividends per share for cumulative preferred stock * Number of preferred shares)
Total dividends for common stock = $45,000 - ($0.000067 * 15,000)
Total dividends for common stock = $45,000 - $1.005
Total dividends for common stock = $44,998.995
Dividends per share for common stock in Y3 = Total dividends for common stock / Number of common shares
Dividends per share for common stock in Y3 = $44,998.995 / 50,000 shares
Dividends per share for common stock in Y3 = $0.8999799 per share (rounded to $0.90 per share)
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On January 1 of Year 1, Congo Express Airways issued $3,240,000 of 8% bonds that pay interest semiannually on January 1 and July 1. The bond issue price is $2,980,000 and the market rate of interest for similar bonds is 9%. The bond premium or discount is being amortized at a rate of $8,667 every six months. After accruing interest at year end, the company's December 31, Year 1 balance sheet should reflect total liabilities associated with the bond issue in the amount of:
a.$3,482,666.
b.$2,867,734.
c.$3,126,934.
d.$2,997,334.
e.$3,612,266.
Answers
Answer:
d.$2,997,334.
Explanation:
bond's carrying value = bond's issue price + (amortized discount x 2) = $2,980,000 + ($8,667 x 2) = $2,980,000 + $17,334 = $2,997,334
the journal entry when the bonds were issued:
January 1, 202x, bonds issued at a discount
Dr Cash 2,980,000
Dr Discount on bonds payable 260,000
Cr Bonds payable 3,240,000
Discount on bonds playable is a contra liability account that decreases the carrying value of bonds payable. As discount is amortized, the carrying value of bonds payable increases
You have entered into an agreement for the purchase of land. The agreement specified that you will take ownership of the land immediately. You have agreed to pay $45,000 today and another $45,000 in three years. Calculate the total cost of the land today, assuming a discount rate of (a) 5%, (b) 7%, or (c) 9%
Answers
Today's total land cost at 5%, 7%, and 9% interest rates are $81715.5, $78772.5, and $75991.5, respectively.
How to find the total value of land?In the case of part a:
In the given information:
Payment amount = $45,000
Rate of interest (r) = 5%
Time period (n) = 3 years
Present value of land = [Payment amount * PVF(period, interest rate)]
PVF = present value factor
The formula for calculating PVF is:
PVF = 1/(1+r)n
Substituting the values of the payment amount, interest rate, and time period into the present value formula:
Present value of land today = $45000 * PVF(0, 5%)
PVF = 1/(1+0.05)
PVF = 0.9523
Present value of land today = $45000 * 0.9523
Present value of land today = $42853.5
Present value of land after 3 years = $45000 * PVF(3,5%)
PVF = 1/(1+0.05)3
PVF = 0.8636
Present value of the land after 3 years = $45000 * 0.8636
Present value of the land after 3 years = $38862
The total cost of land = present value of the land today + Present value of the land after 3 years
Total cost of land = $42853.5 + $38862
Total cost of land = $81715.5
In the case of part b:
Rate of interest (r) = 7%
Present value of land today = $45000 * PVF(0, 7%)
PVF = 1/(1+0.07)
PVF = 0.9345
Present value of land today = $45000 * 0.9345
Present value of land today = $42052.5
Present value of land after 3 years = $45000 * PVF(3,7%)
PVF = 1/(1+0.07)3
PVF = 0.8160
Present value of the land after 3 years = $45000 * 0.8160
Present value of the land after 3 years = $36720
The total cost of land = present value of the land today + Present value of the land after 3 years
Total cost of land = $42052.5 + $36720
Total cost of land = $78772.5
In the case of part c:
Rate of interest (r) = 9%
Present value of land today = $45000 * PVF(0, 9%)
PVF = 1/(1+0.09)
PVF = 0.9174
Present value of land today = $45000 * 0.9174
Present value of land today = $41283
Present value of land after 3 years = $45000 * PVF(3,9%)
PVF = 1/(1+0.09)3
PVF = 0.7713
Present value of the land after 3 years = $45000 * 0.7713
Present value of the land after 3 years = $34708.5
The total cost of land = present value of the land today + Present value of the land after 3 years
Total cost of land = $41283 + $34708.5
The total cost of land = $75991.5
Therefore, the total cost of land at different interest rates is:
At 5% interest rate = $81715.5
At 7% interest rate = $78772.5
At 9% interest rate = $75991.5
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In the context of managing innovation, _____ are formal project review points used to assess progress and performance. A. prototypes B. milestones C. test cases D. bar codes
Answers
Answer: Option 'B' is correct.
Explanation:
Milestones are formal project review point used to assess progress and performance.
As Milestones is a way to increase the productivity as well as the profitability of the company.
Milestones are observable and measurable and act as progress flags.
Milestones has zero duration, so, it is independent of time.
So, No work is associated with it.
Hence, Option 'B' is correct.
The 15-year average return for the S&P 500 from January 1973 to December 2016 (29 separate 15 year periods) was as high as a 20% average annual return and as low as a 3.7% average annual return. Additionally, the average dividend yield for the S&P is 4.11% and the average annual dividend growth rate is 6.11%.
Using this information, please compare the investment in the 5% 15-year corporate bond with a $100,000 investment in a stock with a 3.7% dividend yield (10 percent less than the S&P 500 average yield) and a 3% dividend growth rate (50 percent of the S&P 500 dividend growth rate).
The annual investment returns are as follows:
Year 1 (13.40%) Year 2 (23.37%) Year 3 26.38% Year 4 8.99%
Year 5 3.00% Year 6 13.62% Year 7 3.53% Year 8 (38.49%)
Year 9 23.45% Year 10 12.78% Year 11 0.00 Year 12 13.41%
Year 13 29.60% Year 14 11.39% Year 15 (0.73%)
The bond interest payment of 5 percent is paid annually and not reinvested. To compare accurately with the bond investment, the stock dividend will not be reinvested, but paid annually as well.
Please calculate the value of the stock account at the end of each year and the dividend income from the stock on an annual basis.
Once you have performed the calculations, please let me know if you prefer to invest in a 5% corporate bond for 15 years or the stock and why.
What is the value of the stock after year 2? Year 8? Year 11? When does the annual dividend income of the stock exceed the annual interest income of the bond?
Answers
1. The value of the stock account after Year 2 is $155,401.626.
2. The value of the stock account after Year 8 is $96,110.0674.
3. The value of the stock account after Year 11 is $96,110.0674.
4. The annual dividend income of the stock exceeds the annual interest income of the bond at the end of Year 15.
Bond interest rate: 5%
Stock dividend yield: 3.7% (10% less than S&P 500 average yield)
Stock dividend growth rate: 3% (50% of S&P 500 dividend growth rate)
We'll assume an initial investment of $100,000.
Year 1:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $100,000 + ($100,000 * 0.2337) = $123,370
1. Year 2:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $123,370 + ($123,370 * 0.2638) = $155,401.626
2. Year 8:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $155,401.626 + ($155,401.626 * (-0.3849)) = $96,110.0674
3. Year 11:
Bond interest income: $100,000 * 0.05 = $5,000
Stock dividend income: $100,000 * 0.037 = $3,700
Value of stock account: $96,110.0674 + ($96,110.0674 * 0) = $96,110.0674
4. At the end of Year 15, the dividend income of the stock exceeds the interest income of the bond.
Stock dividend income: $100,000 * 0.037 = $3,700
Bond interest income: $100,000 * 0.05 = $5,000
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20. The shipment of goods or rendering of services to a foreign buyer, located in a
foreign country is:
Importing
Exporting
Foreign Exchange
Importing and Exporting
Answers
Mr. D is the manager of a local walgreens. His biggest concern is to make sure that his store is always making the most profit possible. He cuts costs by focusing on certain logistical decisions. Every other day walgreens receives shipments from pepsi, evian, hershey, and numerous other manufacturers. Walgreens insists on small shipments every two days, which helps to keep their inventory costs low. What system is mr. D using at walgreens to reduce his costs?.
Answers
The system is mr. D using at walgreens to reduce his costs is just in time inventory.
What is just in time inventory?JIT, or just-in-time inventory management, involves only ordering products from vendors when they are actually needed. This approach's primary goals are to lower the cost of keeping inventory and boost inventory turnover.With a just-in-time (JIT) inventory system, a business receives products as close as feasible to the moment they are actually required. As a result, if an auto assembly facility wants to install airbags, it doesn't maintain a supply on hand; instead, it gets them as the cars are put together.In conclusion. When used properly, JIT inventory can be a terrific method to reduce costs and boost productivity.
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Justin Slugger is about to sign a contract with the Columbus Homers. The professional baseball team has given him two options of joining the team with a lumpsum of $20,000,000 or an annuity of $2,500,000 for 15 years. The lumpsum will be paid one year after the signing day if Paul takes the first option. The first annuity will be paid on the signing day if he instead takes the second option. Which is the better option for Paul if an annual interest rate of 10% is utilized for the annuity? Do not consider taxes.
Answers
Answer:
Option 1 Present value = $18,181,818.18
Option2 Present value = $20,916,718.64
Option 2 which is an annuity for 15 years is a better option as it has a higher present value than option 1.
Explanation:
To decide the better option, we need to calculate the present value of option 1 which is the lumpsum and the present value of option 2 which is an annuity and compare these values.
The present value of option 1 can be calculated as follows,
Option 1 Present value = Future value / (1 + r)^t
Where,
r is the rate of return of interest or discount ratet is the time in yearsOption 1 Present value = 20,000,000 / (1+0.1)^1
Option 1 Present value = $18,181,818.18
The present value of option 2 can be calculate using the formula of present value of annuity due as the payments will be made at the start of the period. The formula for present value of annuity due is attached.
Option2 Present value = 2,500,000 + 2,500,000 * [(1 - (1+0.1)^-14) / 0.1]
Option2 Present value = $20,916,718.64
Option 2 which is an annuity for 15 years is a better option as it has a higher present value than option 1.
Which 3 types of customer statements can QuickBooks Online generate?
Answers
Answer:
There are three types of customer statements in QuickBooks Online.
- Balance Forward: A list of invoices and payments with balance for date range selected.
- Open Item: A list of open, unpaid invoices from the last 365 days.
- Transaction Statement: A list of transactions between the selected dates.
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You've recently noticed attendance issues with your team and suspect that team mates aren't getting along with one another. This is causing low team morale and associates do not seem to care as much about the team's performance Assuming all options are possible, what would you be most and least likely to do?
A. Set specific objectives for your team. Let them know that you are all in this together and that you will succeed or fail together.
B. Spend time with each of your team members and learn about their perspectives. Incorporate their ideas into an action plan. .
C. Show your confidence in your associates by explaining the problem and challenging them to turn the situation around.
D. Consult with your manager and other leaders from high-performing teams. Ask them for suggestions for working through conflicts within the team.
Answers
Answer:
For the issue with the team, the most likely action or decision to take would be:
A. Set specific objectives for your team. Let them know that you are all in this together and that you will succeed or fail together.
On the other-hand, the least likely action to take would be:
D. Consult with your manager and other leaders from high-performing teams. Ask them for suggestions for working through conflicts within the team.
Explanation:
Steve works for a construction company. He is currently paid at an hourly rate of $13.50 per hour and any overtime is paid at a rate of time and a half. He is paid weekly, this week he worked 47 hours.
gross pay:??
net pay:??
Note: Net pay will be figured by deducting the 1.45 percent Medicare Tax and 4.75 percent Social Security Tax
Answers
For this week, Steve worked 47 hours. His regular rate of pay is $13.50 per hour. Since overtime is paid at time and a half, his overtime rate would be $13.50 x 1.5 = $20.25 per hour. The number of overtime hours this week is 47 - 40 = 7.
So Steve's gross pay for the week would be:
(40 hours x $13.50) + (7 hours x $20.25) = $540 + $141.75 = $681.75
Now, let's calculate Steve's net pay.
Medicare tax is 1.45% of his gross pay.
1.45% of $681.75 = $9.89
Social Security tax is 4.75% of his gross pay.
4.75% of $681.75 = $32.40
So, the total tax deduction from Steve's gross pay is $9.89 + $32.40 = $42.29.
Therefore, Steve's net pay would be:
Gross pay - Total tax deduction = $681.75 - $42.29 = $639.46
Answer: $770
Explanation:
When the company prepares a bank reconciliation, the outstanding checks are subtracted from the bank statement balance in order to determine the correct or adjusted bank balance. There is no need for the company to write a journal entry, as the checks were recorded in the company's general ledger account when the checks were written.
Answers
In a bank reconciliation the outstanding checks are a deduction from the bank balance (or balance per the bank statement).
How do you define a bank?Bank, a business that deals with money and its alternatives and offers various services involving money. A bank collects deposits and disburses loans in its capacity as a financial middleman.
What are different types of banks?A bank is a type of financial institution with permission to accept deposits and issue loans. Banks come in a variety of forms, such as retail, commercial, and investment banks. In the majority of nations, the national government or central bank oversees bank regulation.
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"Sorry to put you through that test. We're more like a team of investors than operational partners even Seth and Jia, who started the restaurant 30 years ago. So we need to be sure you'll run the restaurant ethically. Everybody did love Julio, but he was a mess. We'd never hire him back. We'd like to hire you, but on a probationary basis for three months. What do you need to get started
Answers
Explanation:
Analyzing all the information related to the question above, a good strategy for an effective start would be to adopt good work practices such as organization and ethics, which were information provided by investors about what they expect from the new manager. That is why it is necessary to establish an effective and positive communication with employees and customers of the restaurant, be an ethical professional who meets the requirements and policies proposed by the company, etc.
A good strategy also to start in the internship regime and make a good impression for investors would be to talk with the establishment's prominent employees about the best practices to be adopted in the restaurant to be successful.
Explain the meaning of environmental scanning. Illustrate with examples the
relevance of technological, political, economic, social, and regulatory environments
in the context of marketing strategy. How managers are involved in environmental
scanning?
Answers
Environmental scanning refers to the process of gathering and analyzing information about the external factors that can impact an organization's business environment.
Technological factors include advancements in technology, such as the rise of e-commerce, mobile applications, or automation, which can create new marketing channels or change consumer behaviors.
Political factors encompass government policies, regulations, and political stability that can impact marketing strategies. For example, changes in trade policies or regulations related to data privacy can influence international marketing activities.
Economic factors include economic conditions, such as inflation rates, exchange rates, or consumer purchasing power, which can affect consumer behavior and demand for products or services.
Social factors refer to societal trends, cultural norms, and consumer preferences that can influence marketing strategies. For instance, shifts in consumer values towards sustainability or increased focus on health and wellness can shape product development and advertising campaigns.
Regulatory factors involve laws and regulations that organizations must comply with, such as consumer protection laws or industry-specific regulations. These can impact marketing activities, advertising content, or product labeling.
Managers play a crucial role in environmental scanning. They are responsible for monitoring and analyzing the external environment, identifying relevant trends and potential opportunities, and making informed decisions based on the insights gained.
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$50 an hour is a
A salary
B commission
C wage
D pension
Answers
Answer: C.) Wage
Explanation: A salary is a set cost that is due to you over an agreed amount of time. A commission is a percentage that you get from the original cost. A wage is the income one makes daily, or per hour. A pension is the gradual amount of money being added up during the years one works. Therefore, $50 an hour is a wage.
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Grace paid a life insurer $45,000 in exchange for an immediate life annuity. Grace will receive $500 per month from the insurer, and her life expectancy is 15 years (180 months). What is the exclusion ratio in this case?
Answers
Answer:
the exclusion ratio is 0.50 or 50%
Explanation:
The computation of the exclusion ratio is as follows:
= Investment made in contract ÷ expected return
= $45,000 ÷ ($500 × 180 months)
= $45,000 ÷ $90,000
= 0.50 or 50%
Hence, the exclusion ratio is 0.50 or 50%
We simply applied the above formula so that the correct value could come
And, the same is to be considered
What is the unemployment rate in Cuba?
Answers
Answer:
Unemployment refers to the share of the labor force that is without work but available for and seeking employment. Cuba unemployment rate for 2020 was 3.87%, a 2.2% increase from 2019. Cuba unemployment rate for 2019 was 1.67%, a 0.03% decline from 2018.
Explanation:
define mortgage- backed securities.
Answers
Answer: Mortgage interest is a loan.
Explanation:
Suppose a monopolist produces in a market with two distinct segments: market 1, which is denoted as M1 on the graph, and market 2, denoted as M2. The firm's marginal and average costs are $20.
Answers
A monopolist is an individual, gathering, or organization that controls each of the business sectors for a specific decent or administration. The profit in market 1 is $1,600, The profit in market 2 is $450 and Demand is more elastic in market 2
(A) Profit = Total revenue - total cost = P*Q - MC*Q = (P-MC)*Q
Profit in market 1
P1 = $60, Q1 = 40, and MC = $20
So, Profit in market 1 = (60-20)*40 = 40*40 = $1,600
(B) Profit in market 2
P2 = $35, Q2 = 30, and MC = $20
So, Profit in market 2 = (35-20)*30 = 15*30 = $450
(C) Demand is more elastic in market 2 as a monopolist charges a lower price in the more elastic market so as P2 < P1 then market 2 is more elastic.
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This question is not complete, Here I am attaching the complete question: also, attaching the diagram
Suppose a monopolist produces in a market with two distinct segments: market 1, which is denoted as M1 on the graph, and market 2, denoted as M2. The firm's marginal and average costs are $20.
(A) What is the profit of market 1?
(B) What is the profit of market 2?
(C) In which market is demand more elastic?
International franchising is
Answers
International franchising is a business model that expands the franchising concept into the international marketplace. For example, you can use the rental car concept as a prime example. You can expand the concept of renting a car from a domestic market to an international market.
Which of the following careers does NOT work with patients or the public?
A.
Social worker
B.
Laboratory technician
C.
Hair stylist
D.
Substance abuse counselor
Answers
Answer:
B. Laboratory technician
Explanation:
Laboratory technicians don't work with patients or the public.
Answer:
B.Laboratory technician
Explanation:
"A lab technician analyzes samples such as body fluids and chemicals. They assist scientists and medical personnel with tasks such as keeping records and conducting tests." They do not have patients, or work with the public, they work for them, to make scientific analises. Hope this help!!
- Assume the company can experience the following return with the following probability
Scenario probability Expected return
A 0.2 +30%
B 0.3 +15%
C 0.1 -10%
D ? -20%
i- Compute the expected return.
ii- Compute the expected value of $2000 investment over a coming year.
iii- Compute the standard deviation of the percentage return over the coming year iv- If the risk-free return is 7 percent, what is the risk premium for a stock market investment
Answers
i. The expected return is 1.5%.
ii. The expected value of $2,000 is $30 ($2,000 x 1.5%).
iii. The standard deviation of the percentage return = 0.085 (\(\sqrt{0.007175}\)) or 8.5%.
iv. If the risk-free return is 7 percent, the risk premium for a stock market investment is 1.5% (8.5% - 7%).
Data and Calculations:
Scenario Probability Expected Expected Variance Squared
Return Value Variance
A 0.2 +30% 0.06 0.045 0.002025
B 0.3 +15% 0.045 0.03 0.0009
C 0.1 -10% -0.01 -0.005 0.000025
D 0.4 -20% -0.08 -0.065 0.004225
0.015 0.007175
D's probability = 0.4 (1 - (0.2 + 0.3 + 0.1) or 40%
Expected return = (0.2 x 0.3 + 0.3 x 0.15 + 0.1 x -0.10 + 0.4 x -0.20)
= (0.06 + 0.045 - 0.01 - 0.08)
= 0.015
= 1.5%
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You can work 8 hours today. Based on the information below about your current work, rank order the activities you will complete today.
Answers
The tasks that must be finished are listed in the following order:
continuing project worklook at the client's complaintFinished online trainingTeam meeting attendanceThe events should be in what order?
The events must be arranged from the entire question (see attached) in the following order: priorities, time, then impact.
Using the highlights from above, the events with the highest priorities are:
1 and 2 events
The occasions that last the longest are:
1 and 2 events
Events 3 and 4 are given higher emphasis.
Thus, the following is the order.
1, 2, 4 and 3
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1. What are 2-3 reasons why the product (saving or investing) might be a good option for someone to use for growing their money?
2. What are 2-3 reasons why the product (saving or investing) might NOT be a good idea for someone to use for growing their money?
Answers
1. Some reasons why a savings account or investment can be a good option for someone to use to increase their money is that it generates long-term compound interest in addition to generating a security reserve.
2. And some reasons why a savings or investment might not be a good option for someone to increase their money is lack of information about both and high risk.
How to make good investments?It is essential that investors seek information about investments and their profile, in order to identify the best options in line with their desires and needs, in addition to diversifying their investment portfolio to reduce risks.
Therefore, saving and investing are positive methods to increase money, generate greater control over your financial resources and greater long-term security.
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how can we use research &
technology
to make american workers more
productive in the global marketplace, and American firms more competitive.
Answers
Computer-integrated manufacturing is being used to make American workers more productive in the global marketplace, and American firms more competitive.
The average level of output per worker per hour is known as productivity. The US productivity growth rate increased by 4.2% on average between 1979 and 2011. More particularly, productivity rose 2% in 2011. Although a 2% rise was less than our average productivity growth from 1979 to 2011, 11 other countries that the US bureau of labor statistics monitors annually experienced greater productivity growth than the US. If US businesses want to boost productivity and their ability to compete in the global market, they must take into account a number of elements.
Since a few years ago, automation—the full or nearly full employment of machines to perform tasks—has changed how work is done in industries. Computer-integrated manufacturing is being used by an increasing number of industries to aid in product design and production. Electronic equipment and Computer-integrated manufacturing are combined in a flexible manufacturing system (FMS) to create smaller batches of goods more effectively than on a conventional assembly line.
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What conditions must be added to Pure Competition to achieve Perfect Competition?
Answers
Highlight your e- business plan??
Answers
Answer:
Umm...
Explanation:
I mean it's your plan lol...
Why brand image matters summary
Answers
The brand image matters because it impacts what people think about you, even before they experience the business firsthand. It can set apart and boost the business bottom line.
It is important in developing strong brand equity and therefore competing successfully in the market. It is found that positive brand image could influence customer loyalty so that they would repurchase more product or service and recommend others to buy as much as 41.8%.
What is Brand ImageBrand image is a consumer's interpretation of your company and its products and services. A strong brand image makes a product stand out from near-identical competitors in the same market space.
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Find out what the company policy is om communication
Answers
The company policy is on communication is an internal communication policy is a record that summarizes an organization's approach to its internal communication with its employees. The internal policy highlights and recognizes what information can be transferred and communicated.
What are the kinds of workplace communication policies?
There are four prominent kinds of workplace communication: verbal, body, phone and written. During any point in the workday, you are always encountered with at least one
Why are communication policies necessary?A communication policy can, therefore, be an agency for supporting the periodic planning, development and use of the communication system, and its help and possibilities, and for providing that they function efficiently in enhancing national growth.
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