Answer: C. It is not charged.
Explanation: Ap3x
which situation is an example of skimming?
a) pop-up windows on a computer asking for you pin
b) a retailer scanning your credit card to steal its number
c) bank statements stolen from your garbage
d) a phone call from someone pretending to be a bank employee
Answer:
B.) a retailer scanning your credit card to steal its number
Explanation:
At United Parcel Service (UPS) Company, when a UPS driver fails to meet the targets, a supervisor gives suggestions for improvement. If drivers are unable to improve, they
The control process that is involved in the way United Parcel Service handles the failures of their drivers is Established Standards.
Which control method does UPS use?UPS uses an establish standards control methods which means that they treat failure on the path of their employees in a process that involves steps.
First they give suggestions for improvement, then they warn the driver, and then they suspend them. Finally, they dismiss them. These are all steps and so fall under established standards.
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A laundry can purchase soap containing 30% by weight water at a rate of ₹14 per kg fo.b. factory. The same manufacturer offers a soap containing 5% water by weight. If the freight rate is ₹1.40 per 10 kg, what is the maximum price that the laundry can pay the manufacturer for the soap containing 5% water?
A laundry has the option to purchase soap that contains 30% water by weight at a rate of ₹14 per kg fo.b. (free on board) factory. The same manufacturer also offers a soap containing 5% water by weight.
Let's calculate the maximum price per kg for the soap containing 5% water. We'll denote this price as ₹x.
In 1 kg of soap containing 30% water, the cost of water is 0.3 kg × ₹14 = ₹4.20. The weight of soap in 1 kg of soap containing 30% water is 1 - 0.3 = 0.7 kg.
The cost of 0.95 kg of soap is 0.95 kg × ₹x = ₹0.95x.
Additionally, considering the freight rate of ₹1.40 per 10 kg, the total cost of 1 kg of soap containing 5% water is ₹0.70 + ₹0.95x + ₹1.40 × (10/100) = ₹0.70 + ₹0.95x + ₹0.14 = ₹0.84 + ₹0.95x.
Since the laundry cannot pay more than the price of soap containing 30% water (₹14), we set up the inequality ₹0.84 + ₹0.95x ≤ ₹14.
Solving this inequality, we find x ≤ ₹18.38.
Therefore, the maximum price that the laundry can pay the manufacturer for the soap containing 5% water is ₹18.38 per kg.
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1.Which agency enforces food safety in a restaurant or foodservice operation?
A Centers for Disease Control and Prevention
B Food and Drug Administration
C State or local regulatory authority
DU.S. Department of Agriculture
The agency enforces food safety in a restaurant or foodservice operation is State or local regulatory authority.
When it comes to ensuring food safety in restaurants or foodservice operations, the responsibility lies with the State or local regulatory authority. This authority can vary depending on the specific region or country. In the United States, for example, the primary agency responsible for enforcing food safety regulations is the local health department or equivalent regulatory authority.
State or local regulatory authorities have the power to inspect food establishments, such as restaurants, cafes, and food trucks, to ensure they comply with health and safety standards. These authorities set regulations regarding food handling, storage, preparation, and hygiene practices. They conduct regular inspections, investigate complaints, and enforce penalties or closures if violations are found.
While other agencies like the Centers for Disease Control and Prevention (CDC), Food and Drug Administration (FDA), and the U.S. Department of Agriculture (USDA) play crucial roles in overall food safety, their primary focus may differ. The CDC primarily focuses on disease surveillance and prevention, the FDA focuses on food product safety and labeling, and the USDA focuses on the safety of meat, poultry, and egg products.
Hence the correct option is (c).
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even as economic growth continued, episodes of credit and market instability, most critically the great depression, led to calls for the creation of a stronger financial regulatory system
Even as economic growth continued, episodes of credit and market instability, most critically the Great Depression, led to calls for the creation of a stronger financial regulatory system.
During the Great Depression, the global economy experienced a severe economic downturn characterized by widespread unemployment, bank failures, and a sharp decline in industrial production. This crisis exposed significant weaknesses in the financial system, including inadequate regulatory oversight and risk management practices. As a result, there was a growing recognition that a stronger financial regulatory system was needed to prevent future crises and safeguard the stability of the economy.
Calls for financial regulation focused on implementing measures to enhance the supervision and regulation of financial institutions, promote transparency and disclosure, and mitigate systemic risks. The creation of regulatory bodies such as the Securities and Exchange Commission (SEC) and the Federal Deposit Insurance Corporation (FDIC) in the United States, along with similar agencies in other countries, marked important steps toward establishing a more robust regulatory framework.
The objective was to prevent excessive speculation, ensure the soundness of financial institutions, and protect the interests of investors and consumers. By implementing stricter regulations and oversight, policymakers aimed to foster greater stability and restore confidence in the financial system.
The lessons learned from the Great Depression and subsequent financial crises have had a lasting impact on the development of financial regulation. Efforts to strengthen the regulatory framework continue to evolve, with a focus on addressing emerging risks and promoting financial stability in an ever-changing global economy.
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Which investment advice would Gale most likely give to Alex? Invest in stocks because they are less risky. Put most of your money in a savings account instead. Spread your investments in several different areas. Stick with the stocks because they will bounce back.
Investment advice is the advice given by consultants or consultancy firms holding special expertise in the field of securities market to the individual investors.
Investment DecisionTheir is a very popular quote in the investment market that "do not put all your funds in a single security " and put your funds in different securities so that loss of a security is set-off with the gains of other security.
Therefore , the investment advice most likely Gale would give to Alex will be "Spread your investments in several different areas" and OPTION C is correct.
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Answer:
c
Explanation:
A disability insurance policy is sold to an individual earning $60,000 per year. The loss amount for partial disability follows a uniform distribution over the interval [0, 60,000]. The policy only pays if the loss is greater than 20% of the salary. What is the standard deviation of the payout
The standard deviation of the payout is approximately $13,863.78.
Given,
A disability insurance policy is sold to an individual earning $60,000 per year. The loss amount for partial disability follows a uniform distribution over the interval [0, 60,000]. The policy only pays if the loss is greater than 20% of the salary.
Calculate the standard deviation of the payout= ?
σ= b−a / \(\sqrt 12\\\)
Where:
σ is the standard deviation of the distribution.
a is the lower limit of the distribution interval ($12,000 in this case).
b is the upper limit of the distribution interval ($60,000).
Substitute the values into the formula:
=
60,000−12,000 / \(\sqrt{12\)
≈
48,000 / 3.4641≈13,863.78
60,000−12,000
= 48,000 / 3.4641
=13,863.78
Therefore, the standard deviation is $13,863.78.
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3. companies planning to make an initial public offering (ipo) must submit a financial plan as part of their prospectus. from the internet, collect a prospectus from two different companies and analyze their financial plans. what were the major assumptions made in constructing these financial plans? compare and contrast these financial plans with what we would expect of a financial plan as part of a business plan.
A prospectus for an IPO typically includes financial plans that outline the company's projected financial performance as well as the key assumptions underlying those projections.
What exactly is an initial public offering?
An IPO is the sale of securities to the general public in the primary market. It is the company's largest source of funds with a long b indefinite maturity. An IPO is a critical step in the growth of a company. It allows a company to raise funds through the public capital market.
These assumptions will differ depending on the company and industry, but some common elements may include:
Revenue Growth: Forecasted rates of sales growth based on market demand, competitive factors, and market penetration strategies.Cost Structure: Cost projections for various costs such as production costs, operating expenses, marketing expenses, and R&D costs.Assumptions about financing: Expectations about debt financing, equity issuance, and the associated costs and terms.Therefore, Estimates of future investments in property, plants, and equipment required to support business operations and growth.
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Which occurrence is an emerging trend in International agricultural marketing? A the percentage of agricultural trade is decreasing В. the percentage of agricultural trade is increasing C.agricultural markets around the world are shrinking D. developing nations have moved from net importers to net exporters E. developed nations have stopped trading in agriculture
Answer:
answer is b
Explanation:
Answer:
the answer is b
Explanation:
i got it right on edmentum
True or false: Employers pay the same amount of social security and Medicare taxes as the employee pays.
O True
O False
What additional information could be ued to prove that ΔXYZ ≅ ΔFEG uing ASA or AAS? Check all that apply
∠Z ≅ ∠G and XZ ≅ FG or ∠Z ≅ ∠G and XY ≅ FE are the additional information that could be used to prove that ΔXYZ ≅ ΔFEG using ASA or AAS.
Commercial enterprise statistics is data that holds which means, cost, or significance to your commercial enterprise. it would consist of any reports, spreadsheets, metrics, regulatory reporting, internet pages, files, dashboards, etc that fit the definition of having which means, value, or significance to your enterprise.
Records are stimuli that have that means in some context for their receiver. whilst facts are entered into and stored in a computer, it's far generally known as facts. After processing -- such as formatting and printing -- output information can once more be perceived as data. properly statistics is that which is used and which creates price. revel in and research indicates that exact statistics have numerous traits. suitable records are relevant for their reason, sufficiently correct for their cause, completely sufficient for the problem, dependable, and focused on the proper person.
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For example, residents recycle not only because they care about the environment, but also because there is a strong financial incentive. Recycling is free, but throwing away garbage costs money: each garbage bag has to have a sticker on it, and each sticker costs at least 1 euro (approximately $1. 30 us); that is, the less you throw out, the less you pay. If you have no sticker, then your garbage is left outside your house to rot. What approach best describes what bern uses to encourage reuse and recycling?extensive use of materials-recovery facilitiessource separation approachsource separation approach and use of materials-recovery facilitiesfee-per-bag waste collection systemsuppose that all recycled glass in bern is also collected, reprocessed, and eventually used in reflective paint. This type of recycling helps take used glass and convert it into. This is yet another way that communities can help decrease the consumption of matter and energy resources
The approach that best describes what Bern uses to encourage reuse and recycling is the "fee-per-bag waste collection system." In this system, residents are incentivized to recycle and minimize their waste by imposing a cost for throwing away garbage. Each garbage bag requires a sticker, which costs at least 1 euro, creating a financial incentive to reduce waste. If residents do not have a sticker, their garbage is left outside. This approach encourages residents to recycle by making recycling free and imposing a cost for waste disposal.
Additionally, the statement mentions that all recycled glass in Bern is collected, reprocessed, and eventually used in reflective paint. This type of recycling, where used glass is converted into new products, helps decrease the consumption of matter and energy resources. It showcases the community's efforts to promote a circular economy and reduce waste by finding alternative uses for recycled materials.
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The body eliminates 90% of the alcohol a person consumes through the.
Aggregate demand refers to the relationship between :_________
A. the price level and the quantity of real GDP supplied.
B. prices and the quantity of a good demanded.
C. the price level and the quantity of real GDP demanded.
D. prices and the quantity of a good supplied.
Answer:
C
Explanation:
The higher the price level the higher the result of real GDP demanded
Question 3 of 10
Which of the following is a career you would find in the Finance Career
Cluster?
A. Equine manager
B. Geologist
C. Tax examiner
D. Ecologist
SUBMIT
Answer:
C. Tax examiner
If the quantity supplied is greater than the quantity demanded, what must happen to the price in order to reach
equilibrium?
Answer:
the price of the product will decrease to meet equilibrium
Explanation:
in order to meet it, it has to decrease.
Answer:
The price of the product will decrease to meet equilibrium.
Explanation:
The price of the product will increase to meet equilibrium.
The price of the product will decrease to meet equilibrium.
Supply and demand must be raised.
Supply and demand must be lowered.
What state in the country has the highest percent of their credit economy with subprime credit scores?
The state in the country has the highest percent of their credit economy with subprime credit scores is: Wisconsin.
What is credit economy?Credit economy can be defined as the way in the money is the means of exchange in an economy as people sell goods in exchange for money.
Based on this Wisconsin has the highest percentage of their credit economy with subprime credit score followed by Vermont and then Washington.
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Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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last year burch corporation's cash account decreased by $18,000. net cash provided by (used in) investing activities was $7,300. net cash provided by (used in) financing activities was $(14,500). on the statement of cash flows, the net cash provided by (used in) operating activities was:
On the statement of cash flows, the net cash provided by (used in) operating activities was $10,800.
What are operating activities?Operating operations are all the things a business undertakes to consistently advertise its goods and services. Non-operating activities are one-time occurrences that may have an impact on sales, costs, or cash flow but are unrelated to the regular, main activity of the firm. The cash flow activities known as "operating activities" are those that either produce income or keep track of the funds used to provide a good or service.
Manufacturing, sales, advertising, and marketing are some of a company's main operating operations. The operational profit that is left over after operating expenditures have been subtracted from operating revenues is the operating income that is displayed on a company's financial statements.
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Which of the following gas satisfaction measures wWhich of the following gas satisfaction measures would Be this for a company to use if they want to estimate how many customers might recommend them to their friends?
CES
CSAT
PSC
NPS
Answer:
Simple Random Sample
Explanation:
Explain what the difference between initiative and integrity
Some differences between the given terms "Initiative" and "Integrity" are given below.
Initiative: Business initiatives are intended to build a stronger corporate culture, industry, management framework as well as neighborhood to enhance profitability for companies as well.Integrity: Integrity means that every aspect of the individual remains united as well as undivided, so that individuals who lack integrity might be genuine under certain areas but unfair in another's.
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QUESTION 5 of 10: The first step in the marketing process is to:
Answer:
Understand the market place, which includes customer needs and wants.
Match the requirements for application to the type of school.
1. requires high school transcripts or GED application
graduate school
2. requires high school transcripts as well as the SAT or ACT, which demonstrate the ability to succeed
career or technical program
3. requires college transcripts that demonstrate a bachelor’s degree was earned; may require the GRE or another specific exam that demonstrates the ability to succeed in a specific program
Things to match to: graduate school, career or technical program, and university
Answer:
1. graduate school
2. career or technical program
3. university
Explanation:
I'm assuming after thoroughly reading your long descriptions.
Which is true of variable-rate loans?
O The rate can only go up.
O The rate can only go down.
O The rate can go up or down, depending upon the index it is tied too.
O The interest rate can fall below 0
Answer:
c is the answer
Explanation:
The statement true of variable-rate loans is The rate can go up or down, depending upon the index it is tied to. Thus the correct option is C.
What are variable-rate loans?Borrowing with a variable rate means that the interest rate will change over time in accordance with market conditions. It is predicated on a fundamental benchmark interest rate or index, which fluctuates often with the market.
Since their initial rates of interest are typically lower than those of fixed-rate loans, the rates and payments are subject to fluctuation. Individuals are assessed an additional premium by banks and other financial institutions beyond this benchmark rate.
In addition to the payment schedule, variable-interest-rate loans operate much like credit cards. Variable interest rates may rise to the point that the borrower finds it impossible to repay the loan.
Therefore, option C is appropriate.
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Biden and Harris Company is currently retaining all of its earnings. The company plans to pay a $2.80 per share dividend in Year 5 and increase that dividend by 3.0 percent per year thereafter. What is the current share price if the required return is 15 percent? Group of answer choices a) $5.95 b) $13.34 c) $6.62 d) $14.29 e) $8.59
The current share price for Biden and Harris Company is approximately $8.42, it is closest to option (e) $8.59. The dividend discount model (DDM) is used to determine the current stock price based on the present value of future dividends.
To find the current share price for Biden and Harris Company, we can use the Dividend Discount Model (DDM). Since the company is retaining all of its earnings and will pay a dividend in Year 5, we can calculate the present value of the dividends from Year 5 onwards.
Step 1. Calculate the dividend in Year 6: Since the dividend will increase by 3% per year, the dividend in Year 6 will be $2.80 * (1 + 0.03) = $2.884.
Step 2. Calculate the present value of dividends from Year 5 onwards using the DDM formula:
P = (D1 / (r - g))
where P is the current share price, D1 is the dividend in Year 6, r is the required return, and g is the dividend growth rate.
P = ($2.884 / (0.15 - 0.03))
P = $2.884 / 0.12
P = $24.03
Step 3. Discount the present value of dividends from Year 5 onwards to the present (Year 0):
Since the first dividend payment is in Year 5, we will discount the present value of dividends for four years.
PV = $24.03 / (1 + 0.15)^4
PV = $24.03 / 2.8541
PV = $8.42
Therefore, the current share price for Biden and Harris Company is approximately $8.42. None of the given answer choices match this value, but it is closest to choice (e) $8.59.
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Behavioral finance has grown to be an important topic in the field of finance. In this discussion, define what behavioral finance is and discuss at least one of the aspects or concepts that can be found in behavioral finance. Then, include in your discussion details on why it is important for finance professionals to understand this concept.
Behavioral finance is a field of study that combines principles from psychology and finance to understand how individuals make financial decisions. It recognizes that human behavior and emotions can significantly influence investment choices and market outcomes.
One aspect of behavioral finance is the concept of cognitive biases. Cognitive biases refer to systematic errors in thinking and decision-making that can lead to irrational behavior in financial markets.One example of a cognitive bias is the "anchoring bias." This bias occurs when individuals rely too heavily on an initial piece of information (the anchor) when making subsequent judgments or decisions. For instance, an investor might anchor their valuation of a stock based on historically high prices, even if it is currently trading at a much lower level.
This bias can distort perceptions of value and lead to suboptimal investment decisions.It helps explain market inefficiencies that cannot be solely explained by traditional economic theories. By understanding the impact of cognitive biases, finance professionals can better comprehend market anomalies and identify potential mispricings, offering opportunities for alpha generation.
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an economic issue related to the marketing environment of a product and a very important factor for the pricing of a product in a new/foreign market is
An economic issue related to the marketing environment of a product could be the inflation rate in the target market. This can affect the cost of production, distribution, and marketing, ultimately impacting the pricing strategy of the product.
In addition, exchange rates and tariffs can also play a significant role in pricing decisions for products in foreign markets. Companies need to carefully consider these economic factors when entering new markets to ensure they are pricing their products competitively while still maintaining profitability.
Exchange rates have a significant impact on the pricing of products in international markets, as they directly affect the cost of importing and exporting goods, as well as the competitiveness of a product's price in the foreign market. Exchange rates play a crucial role in determining the pricing of a product in a new/foreign market and are an important economic issue to consider when evaluating the marketing environment of a product.
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Presence of the contamination Fusarium results in what unpleasant consequence?
The presence of the contamination Fusarium in food can result in several unpleasant consequences, depending on the type of food and the strain of the fungus.
Fusarium is a type of mold that can produce mycotoxins, which are toxic compounds that can cause health problems if ingested in large amounts. Some strains of Fusarium can produce mycotoxins that are harmful to humans and animals, including fumonisins, trichothecenes, and zearalenone.
Fumonisins, for example, can cause cancer and other health problems in humans and animals, while trichothecenes can cause vomiting, diarrhea, and other digestive problems. Zearalenone can cause reproductive problems in animals and has estrogenic effects, which can lead to infertility, miscarriage, and other health problems.
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Impact of natural disasters on South Africa’s economic growth performance for 2020 in comparison with 2023
Natural disasters can have a significant impact on economic growth, both in the short term and the long term.
How can we prevent natural disasters?As a result, cutting back on pollution is the first step in mitigating potential natural disasters. States must also become more resilient by planning ahead and getting ready to deal with dangers associated with the climate, from implementing conservation and restoration measures to enhancing infrastructure.
In the short term, natural disasters such as floods, droughts, or storms can disrupt economic activity, damage infrastructure, and cause loss of life and property. This can lead to a decline in economic growth, as businesses are forced to suspend operations, and the government is required to divert resources toward relief efforts.
In the long term, natural disasters can also have lasting effects on the economy, particularly if they cause significant damage to infrastructure or disrupt critical industries.
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There are a couple of questions in this:
1) Which of the following statements is true?
a. Elasticity is identical to the slope of the demand curve.
b. A single, straight-line demand curve can be elastic in one region and inelastic in another.
c. Perfectly inelastic demand can be represented by a horizontal line.
d. When demand is unit elastic, revenue is strongly affected by price changes.
e. You can always determine the relative elasticity of demand for two products by
comparing the slope of their demand curves.
2) In the market for green beans, as price rises from $2 to $3 per pound of green beans, producer revenues increase from $50,000 to $80,000. What can we say about the price
elasticity of demand for green beans?
a) Demand is price inelastic
b) Demand is price elastic
c) Demand is unit elastic
d) Green beans are an inferior good
e) Green beans are a normal good
3) Five students are willing to pay $5 for an ice cream cone and the price for an ice cream cone at Baskin Robbins is $3. What is the total consumer surplus among the five students?
a) $2
b) $10
c) $15
d) $20
Perfectly inelastic demand can be represented by a horizontal line. is a correct statement. Option (c) is correct.
We can say that Demand is price inelastic. Option (a) is correct.
The total consumer surplus among the five students is $15. Option (c) is correct.
What is Revenue?Revenue is the entire amount of money made through the sale of products and services that are essential to the business's core operations. Sales or turnover are other terms used to describe commercial revenue. Some businesses make money from royalties, interest, or other fees.
Demand is the amount of a good that buyers are ready and willing to buy at different prices at a particular time. The demand curve is another name for the relationship between price and quantity demand.
Therefore, option (c) (a) and (c) are correct. that is Perfectly inelastic demand can be represented by a horizontal line, We can say that Demand is price inelastic, The total consumer surplus among the five students is $15 respectively.
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