A certificate of indebtedness that specifies the obligations of the borrower to the holder is called a:.

Answers

Answer 1

A certificate of indebtedness that specifies the obligations of the borrower to the holder is called a bond.

Bonds are long-term debt securities, under which the issuer owes the holders a debt and is obliged to repay the bondholders the principal amount at the maturity date, as well as the interest over the life of the bond.

Most bonds have a fixed interest rate, which means that the interest rate does not change over the life of the bond. A bond is a more elaborate version of an IOU: it details the terms of the loan, including the principal amount, the interest rate, and the time period during which the borrower must repay the bond's face value. In addition, the bond may have covenants that define the borrower's obligations, such as making timely interest payments and maintaining a certain debt-to-equity ratio.

The bond may be secured by a pledge of collateral, which gives bondholders priority over other creditors in the event of default. Unsecured bonds are also available, but they are riskier because they are not backed by collateral, making them subordinated debt.

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Related Questions

Differentiate the variety of dispute resolution processes
including negotiation, mediation, and arbitration.
Choose and defend an Article or Amendment as an example of a
constitutional requirement tha

Answers

Differentiating the variety of dispute resolution processes:

Negotiation: Negotiation is a voluntary and informal process in which parties involved in a dispute communicate directly with each other to find a mutually acceptable solution. It allows the parties to discuss their interests, needs, and concerns and work towards a resolution. Negotiation can be conducted with or without the assistance of a neutral third party.

Mediation: Mediation is a structured and facilitated process in which a neutral third party, the mediator, assists the parties in reaching a voluntary agreement. The mediator helps facilitate communication, promotes understanding, and guides the parties towards finding a mutually acceptable solution. Mediation focuses on preserving relationships and finding common ground.

Arbitration: Arbitration is a more formal process in which a neutral third party, the arbitrator, reviews evidence and arguments from the parties and makes a binding decision. The arbitrator acts as a judge and renders a decision that is enforceable. Arbitration is generally less formal than litigation and can be faster and more cost-effective.

Example of a constitutional requirement:

One example of a constitutional requirement is the Fourth Amendment to the United States Constitution. The Fourth Amendment protects individuals from unreasonable searches and seizures and establishes the requirement for obtaining search warrants based on probable cause. It states: "The right of the people to be secure in their persons, houses, papers, and effects, against unreasonable searches and seizures, shall not be violated, and no Warrants shall issue, but upon probable cause, supported by Oath or affirmation, and particularly describing the place to be searched, and the persons or things to be seized."

This constitutional requirement establishes the protection of privacy and personal security by limiting the power of the government to conduct searches and seizures. It requires that searches and seizures be supported by probable cause and that warrants be specific and particular in describing the places to be searched and the items to be seized. The Fourth Amendment serves to safeguard individual rights and ensure that law enforcement agencies adhere to certain standards when conducting searches, thereby balancing the needs of public safety with the protection of individual liberties.

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Earning a degree can be expensive but which example shows why it might be worth it?
(financing higher education)

Answers

Answer:

Earning a degree can be expensive but it can almost guarantee you great job opportunities and great job opportunities can provide great income, and other benefits.

Explanation:

Which situation is an example of direct taxation?
O A. A government charges a bank a fee on its deposits, so banks raise
rates for customers.
B. The government charges a tax on imports, which companies pass
on in the prices they charge buyers,
C. Businesses must send a portion of their income each year to the
government
D. Stores charge sales tax on each purchase and send that money to
the government

Answers

When Businesses pay a portion of their income to the government in the form of taxes, such a situation is an example of direct taxes. Therefore, (C) is the correct option.

What is Direct Taxes?

Direct taxes are paid by the citizens directly to the government without any other stakeholder in between. there are majorly two types of direct taxes, corporate Tax, and Income tax.

Businesses pay corporate tax on their income, which is a form of direct tax.

Therefore, (C) is the correct option.

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Does anybody know the answer to this question?

Does anybody know the answer to this question?

Answers

Answer:

The answer is A and B: professional and friendly ^^

Hope you find the answer helpful :)

Answer: Professional and Friendly

Explanation:

Incomplete and Grammatically incorrec cannot be tones of voice.

Grace wants to auction her livestock without taking them to a terminal market. What method will she MOST likely use?

vertical integration

a commodity exchange

telemarketing

video merchandising

Answers

If Grace wants to auction her livestock without taking them to a terminal market, she would have to use the telemarketing. Option C

What is telemarketing?

Telemarketing is a form of direct marketing in which a salesperson calls potential consumers and asks them to make a purchase of goods or services. This can be done over the phone, during a scheduled in-person or web conference meeting, or even in person after the call.

The company uses telemarketing to not only create leads and sales, but also to effectively stay in touch with clients who frequently offer feedback on the company's goods and services. This enables the company to accept helpful criticism and enhance its offerings.

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Today Meghan Brown purchased an investment grade gold coin for $200,000. She expects it to increase in value at a rate of 5% compounded annually for the next 5 years. How much will the coin be worth at the end of the fifth year

Answers

The gold coin is worth $ 200,000 today. It is expected to increase in value at a rate of 5% compounded annually for the next 5 years. The problem requires to find the amount that will the coin be worth at the end of the fifth year To calculate the amount

that the coin will be worth after 5 years, we can use the formula for compound interest FV = PV × (1 + r)n where FV = Future valuePV = Present value (the amount the coin is worth today)r = Annual interest raten = Number of years First, we can substitute the given values in the formula:FV = $200,000 × (1 + 0.05)5FV = $200,000 × 1.27628FV = $255,256.16

the gold coin will be worth $255,256.16 at the end of the fifth year. The investment grade gold coin was purchased for $200,000 today and it is expected to increase in value at a rate of 5% compounded annually for the next 5 years. In order to find how much the coin will be worth after 5 years, we can use the formula for compound interest FV = PV × (1 + r) where FV = Future value PV = Present value r = Annual interest rate n = Number of years Substituting the given values in the formula, we get FV = $200,000 × (1 + 0.05)5FV = $200,000 × 1.27628FV = $255,256.16Therefore, the gold coin will be worth $255,256.16 at the end of the fifth year.

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In the closing bid column of a bond listing table, the number 97 1/2 appears for a bond issued by the Nostatic Radio Company. What was the closing price for a $1,000 Nostatic bond on that day?

Answers

Closing price of $975 for $1,000 Nostatic bond.

What was closing price?

The number 97 1/2 in the closing bid n of a bond listing table refers to a price of 97 and 1/2 percent of the face value of the bond.

To calculate the closing price for a $1,000 Nostatic bond on that day, we first need to convert the percentage to a decimal by dividing by 100:

97 1/2% = 97.5/100 = 0.975

We can then multiply the face value of the bond by this decimal to find the closing price:

$1,000 x 0.975 = $975

Closing price of $975 for $1,000 Nostatic bond.

Therefore, the closing price for a $1,000 Nostatic bond on that day was $975.

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A $10,000 federal subsidy per student in higher education would benefit
a. a student by exactly $10,000
b. a university by exactly
c. the student and the university in such a way that they would split the $10,000.
d. the student and the university in such a way that they would each get $10,000.

Answers

A $10,000 federal subsidy per student in higher education would benefit a student by exactly $10,000. The correct option is a.

The federal subsidy for higher education of $10,000 per student would directly benefit each student by giving them $10,000. By lessening the student's financial responsibility, the subsidy aims to increase access to and affordability of higher education. The government normally offers a subsidy to aid students in their pursuit of higher education; however, it is not always directly monetarily advantageous to the university.

Thus, the ideal selection is option a.

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Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.

Answers

Explanation:

the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.

purchased grooming equipment for $12,700

Answers

Answer:

who spends that much-

Explanation:

okay good job on the server Andrew and it they said

Mr. Coffey bought a house for $195,000. He made a 20% down payment. The interest
rate is 5.25% for 30 years. Use the loan payment calculator to answer the following
questions. (do not use commas or dollar signs in your answer)
What is his monthly payment?

Answers

Answer: $861.44

Explanation:

Given the following :

Purchase price = $195,000

down payment = 20%

Interest rate = 5.25%

Period = 30 years

Down payment = 0.2 × $195,000 = $39,000

Therefore, loan amount will be :

$(195,000 - 39,000) = $156,000

The payment per period (monthly payment) can be calculated using the annuity calculator.

Present value = $156,000

Number of periods = 30yrs = 30× 12 = 360 months

Interest = 5.25% / 12= 0.4375% = 0.004375

Future value = 0 (Amount when entire loan has been paid)

Therefore, the payment per period is $861.44 using the financial calculator.

The typical amount of capital needed to launch a startup, according to the Bureau of Labor Statistics, is
$10,000 - $12,000
$100,000 - $500,000
$1000 - $5000
$25,000 - $200,000

Answers

Answer:

b

Explanation:

The typical amount of capital needed to launch a startup, according to the Bureau of Labor Statistics, is B)$100,000 - $500,000.

What percentage of small businesses fail within the first 5 years?

Consistent with the U.S. Bureau of hard work records (BLS), this isn't necessarily actual. Records from the BLS indicate that about 20% of recent businesses fail at some stage in the primary two years of being open, 45% at some stage in the primary five years, and sixty-five% during the primary 10 years. The simplest 25% of the latest corporations make it to fifteen years or greater.

In step with records published in 2019 with the aid of the Small enterprise management (SBA), about twenty percent of business startups fail within the first yr. About 1/2 succumb to commercial enterprise failure within 5 years. by way of 12 months 10, only approximately 33% live to tell the tale.

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operational strategies in manufacturing to improve efficiency is typically classified at which stragety level

Answers

Operational strategies in manufacturing to improve efficiency are typically classified at the operational strategy level.

Operational strategy is the approach that a company takes to manage its day-to-day activities to achieve its long-term goals. This strategy level is concerned with how to get things done and how to improve processes in the short-term. In the context of manufacturing, operational strategies aim to improve efficiency, reduce costs, and increase productivity.

There are several operational strategies that companies can use to achieve these goals. One common strategy is Lean Manufacturing, which is a systematic approach to eliminate waste in the production process and streamline operations.

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When comparison shopping, all of these hint at a good deal EXCEPT _____________________.

Answers

Answer: the sale price is the cheapest available.

Answer is …. there are more positive customer reviews than negative reviews.

Explanation:

does bank of america charge foreign transaction fees

Answers

Answer:

I think the answer is no

Explanation:

because it only charges the Kenyan money only. And in Kenya foreign money is the one that is charged

duke corporation is issuing $5 million in 30-year, 8% bonds, with bonds bearing a par value of $1,000. flotation costs will be 3% of the par value. what is the net proceeds from the sale of each bond, assuming that the bonds sell at par

Answers

When a bond with a $1,000 par value can be purchased for more than $1,000, it is selling at a premium, and when it can be purchased for less than $1,000, it is selling at a discount.

What exactly does it imply when a bond trades at par?

A bond's yield is equal to its coupon when it trades at par. For the risk of lending money to the bond issuer, investors anticipate receiving a return equivalent to the coupon.

Why is par value important?

A single common share's par value is determined by the charter of a corporation. It usually has nothing to do with the shares' actual worth. Actually, it's frequently lower. The par value is stated on each stock certificate that is issued for shares that are bought. A firm has the option to specify a par value when authorizing shares or not.

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Question:

duke corporation is issuing $5 million in 30-year, 8% bonds, with bonds bearing a par value of $1,000. flotation costs will be 3% of the par value. what is the net proceeds from the sale of each bond, assuming that the bonds sell at par?

If the bonds sell, then bonds buy = 970, which represents the net revenues from each bond sale.

What Do Bonds Do?

In consideration for monthly interest expenses, a bondholder loans money to a business or the government for a predetermined length of time. The investor makes a fixed-term loan of wealth (the capital) to a business and the sovereign in exchange for a stream of loan repayments (the yield).

What is a bond, for instance?

There are various types of bonds: the federal government issues Treasury securities; state and local governments issue municipal bonds; and businesses issue corporate bonds. High-yield bonds, government securities, including wealth securities are some more varieties of bonds.

Briefing:

Bonds sell = Sale Price - Float Coast

= (1000)-(1000x.03)

= 1000-30

= 1000-30

Bonds sell = 970

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Which of the following influences the consumer when he or she is deciding wether to buy a product?
A. The stock market
B. Opinion factors
C. External factors
D. Multiple factors

Answers

Answer:

D.

Explanation:

The factors that infuence a consumer's decision of buying product are multiple. It can be internal, external, economic, cultural, etc.

These factors include psychological factor, social factor, cultural factor, situational factor, etc.

Many times it's psychological factors such as moods. If a person is in bad or good mood, it will affect his behavior to buy a product. Culture or social life also influences consumer's buying habit. Some buy under peer pressure or to have status in society.

Therefore, option D is correct.

Answer: External factors

Explanation:

an employee’s reasonable expectation in response to an employer’s promise is key to a finding of an implied employment contract.
a) true
b) false

Answers

The correct option is (a)True, an employee’s reasonable expectation in response to an employer’s promise is key to a finding of an implied employment contract.

What is employment contract?

An employment contract is a legally binding agreement between an employer and an employee that defines the employment relationship. It can be used to outline an employee's role and responsibilities within the company, as well as employee compensation and benefits that may be received.

It is a contract signed between an individual worker and an employer or union. It sets out both the rights and obligations of both parties that is employee and company.

Types of employment contract:

OralWrittenImplied

Why is employment contract used?

The purpose of an employment contract is for both you and your employer to clearly understand what is expected of you during the employment relationship.

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Marisa has gathered a pile of financial documents from the past year showing money she has taken in. She received money from alimony, child support, investment income, and unemployment compensation. She totals it all up to try to determine her gross income, but you know that she is making a mistake. What would you tell Marisa so she can correct her total?

Answers

Answer:Her salary from her job, alimony, and child support. All of these impact her income and can be included. The specific requirements vary by the type of lan and lender.

Explanation:

Marisa can correct her total by not including the child support amount in the calculation

What is income?

One can define income as the area where a person makes their money might be described as the come. This can take the shape of work that is performed in exchange for payment as well as income that can be obtained through investments that are being made.

Her job's pay, alimony, plus child support obligations. Each of these could be included and have an effect on her income. The particular standards change depending on the borrower.

She is taking all the right decisions but the amount of child support is not included when it comes to the gross income. She needs to remove that amount to calculate it then only the amount which will come will be accurate.

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If the government could force firms to add any external cost to their private cost, the result would be that

Answers

If the government forced enterprises to add external costs to their private cost, the overall production cost would be more realistic. This would improve resource allocation, efficiency, and reduce environmental and social costs.

The government could mandate enterprises to add any external cost to their private cost to better reflect production and consumption's genuine societal costs. Internalising external costs like environmental harm or public health repercussions would motivate corporations to consider them in their decisions.

Possible outcomes include:

Improved resource allocation: Firms would evaluate their entire social costs, resulting in more efficient resource allocation and fewer negative externalities.

Innovation incentives: To reduce external costs and retain competitiveness, firms would create and implement greener technology and practises.

Behaviour changes: Accurate pricing may influence consumers to make environmentally and socially responsible purchases.

Sustainability and societal welfare: Addressing environmental degradation, public health issues, and other social impacts by internalising external costs will help society's long-term sustainability and welfare. Forced accounting for external expenses would connect private incentives with public goals, promoting sustainable and socially responsible economic operations.

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Which position in a business manages cash and cash equivalents?


-financial accountant
-controller
-cost accountant
-treasurer

Answers

Answer:

Financial Accountant

Explanation:

Do you believe the government should play a role in speeding up or slowing down the economy

Answers

Answer:

Yes I do believe they should because it is important to speed up economy's rate of growth

the principal of a mortgage loan is the

a. down payment minus the closing costs minus the purchase price
b. purchase price plus the closing costs minus the down payment
c. down payment plus the closing costs plus the down payment
d. purchase price minus the closing costs minus the down payment

Answers

The down payment less the closing charges less the purchase price is the mortgage loan's principle.

What does a mortgage look like in its simplest form?

When you enter into a mortgage with a lender, you give the lender the right to seize the property if they are unable to make the loan amount back plus the interest. You might be able to get a mortgage loan that will enable you buy a new house using the worth of the an existing home as security.

Why do individuals use mortgages?

Mortgage loans assist people in financing the purchase of real estate by taking a small portion of the property's overall worth as payment. How Do Mortgages Work A mortgage is a loan used to pay for the upkeep of a home, piece of land, or other kinds of rental properties.

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Jackie has been selling gold rings for $50 each. her cost for the rings was $25. she learns that another store on the other side of the mall sells gold rings for $40. what information should jackie consider before deciding if she should change her price?

Answers

When adjusting the price of an established product, Jackie should have knowledge of the pricing considerations and strategies

What are the different types of pricing strategies?

There are 4 types of pricing strategies as follows :

Premium pricing strategySkimming pricing strategyValue pricing strategyPenetration pricing strategy.

In the aforesaid scenario, Jackie will employ a value pricing approach, in which he will reduce the product's cost in order to attract buyers, hence increasing the product's perceived worth.

Thus,

Pricing strategies information should be considered before introducing any changes in the price of the product.

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Which statement is true regarding open economies?
O Open economies have less of an opportunity to earn profit.
O Open economies only sell products domestically.
O Open economies are slow to grow.
O Open economies engage in international trade.

Answers

Answer:

Open economies engage in international trade

Explanation:

whereas, open economy means an economy where goods and services are traded with other countries without rules or limits.

What is the next step after a candidate has cleared all rounds of interviews successfully and needs to be hired?

You should send the candidate a job (Blank) ,which the candidate can accept or reject based on expectations.


Fill in the blank.

It's for Plato

Thanks

Answers

Answer:

offer

Explanation:

A job offer is an invitation for a potential employee here, Plato, to work in a specific position. It will contain the details of the employment offer, including salary, benefits, job responsibilities, and the reporting manager's name and title. The offer letter may also cover the expected work hours, the desired start date, and additional details that are important for the prospective employee to know.

They can be delivered verbally or in writing, and employees can respond by accepting the offer, declining the offer, or negotiating the terms of the offer.

Two reasons why it is important for a chocolate manufacturing company(or any company) to develop new products?

Answers

Two offer more product
I don’t know ................

Business studies i need to fill it out

Business studies i need to fill it out

Answers

Answer:

Be completely honest.

Explanation:

HELP WANTED: CHEF

Upscale, 100 seat neighborhood restaurant seeking Executive Chef with 5 years experience in kitchen
management and line experience. Position reports to Restaurant manager. Send Resume to: Recruiter,


Based on the skill level, what category of worker is the ad seeking?
A. Unskilled labor
B. Blue collar
C. Skilled labor
D. Professional

Answers

Answer:

the answer is d. professional.

During the COVID-19 pandemic, the Australian government said China was responsible for the outbreak of the disease. The Chinese government was offended and decided to reduce the quantity of coal China imported from Australia. This resulted in a shortage of coal, needed to run energy power plants. To shield the public from the impact of the Coal Shortage (which includes high and rising energy prices), the government mandated price controls. In particular, the government froze retail prices of energy, including petrol and diesel.
a) What type of price control has China imposed, according to the information above? [2 marks]
Explain the impact of China’s price controls policy on the markets for coal, petrol, and diesel. Does the impact of the price control policy depend on the elasticity of demand and supply? Illustrate your answer with the demand and supply diagram. [5 marks]
b) Explain how China’s price controls have changed consumer surplus, producer surplus, total surplus, and the deadweight loss in the markets for coal, petrol, and diesel. [8 marks]
c) Is the outcome of China’s price control policy fair and efficient? Critically discuss. [5 marks]

Answers

According to the information provided above, the Chinese government imposed a retail price freeze of energy which included petrol and diesel.

Hence, the type of price control China has imposed is known as a price freeze or price ceiling.

This is a government-imposed limit on how high a price can be charged on a particular good or service.

The impact of China’s price controls policy on the markets for coal, petrol, and diesel is as follows:
Impact on coal market:

As the Chinese government reduced the quantity of coal China imported from Australia,

there was a shortage of coal which led to an increase in the price of coal.

However, with the implementation of price controls, the prices were maintained below the equilibrium level.

Hence, there was a decline in the quantity of coal supplied, and also, consumers' demand for coal increased leading to an increase in the quantity of coal demanded.

Impact on petrol and diesel markets:

With the imposition of price controls by the Chinese government,

the prices of petrol and diesel were maintained below the equilibrium level.

This led to an increase in the quantity of petrol and diesel demanded by the consumers and a decrease in the quantity of petrol and diesel supplied by the producers.

Yes, the impact of the price control policy depends on the elasticity of demand and supply.

The diagram below illustrates the effect of the price controls on the coal, petrol, and diesel markets.

The imposition of price controls by the Chinese government has changed the consumer surplus, producer surplus, total surplus,

and the deadweight loss in the markets for coal, petrol, and diesel as follows:
Coal market:

The imposition of price controls has resulted in a shortage of coal which increased the price of coal,

but the prices were maintained below the equilibrium level.


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