A borrower might lose his car if he cannot repay a(n) title loanloan with APR costs exceeding 200%. Is called title loan.
A title loan is a type of loan where a borrower uses their vehicle title as collateral. If a borrower fails to repay the loan, the lender has the right to repossess the borrower's car.
In this case, the loan has an annual percentage rate (APR) with costs exceeding 200%. Title loans typically have high interest rates and fees, making it difficult for borrowers to meet the repayment terms.
If the borrower cannot repay the loan according to the agreed terms, the lender can take possession of the vehicle as a form of repayment, potentially resulting in the borrower losing their car.
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The measurement of ________ compares the density of urine to the density of water.
The measurement of d) specific gravity compares the density of urine to the density of water.
In the field of science, specific gravity can be described as a ratio that is created in between the density of an object that is of our interest in comparison to a reference object.
Usually, when specific gravity is to be measured, usually water is kept as the universal reference object. Hence, the specific gravity will be used when comparing the density of urine with the density of liquid water.
In the case of specific gravity, water is the universal reference object if the other object is in liquid format. If the other object of our interest is in gaseous format, then the reference list is air.
Although a part of your question is missing, you might be referring to this question:
The measurement of ________ compares the density of urine to the density of water.
a) occult blood
b) glucose
c) ketones
d) specific gravity
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1. A formal report that shows what an individual owns, what an individual owes, and the difference
between the two.
A formal report that shows what an individual owns, what an individual owes and the difference between the two is a net worth statement.
Net worth is the value of all non-financial and financial assets held by an individual or entity minus the value of all their outstanding liabilities. Since financial assets minus outstanding liabilities equals net financial assets, net worth can also conveniently be expressed as non-financial assets plus net financial assets.
It can apply to companies, individuals, governments or economic sectors such as the financial group sector or to entire countries.
Net worth is a combination of financial assets and financial liabilities. Financial assets that contribute to net worth include homes, vehicles, various types of bank accounts, money market accounts, stocks, and bonds. Liabilities are financial obligations such as loans, mortgages, and accounts payable (AP) that drain resources.
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Why is it important for a human resource manager to carefully maintain
employee records?
Answer:
Certain records require employee privacy to be protected. Not maintaining and following best practices for employee record keeping leaves you vulnerable to defending yourself against lawsuits, labor investigations or audits.
Explanation:
a mortgage company is advertising a 30 year fixed rate mortgage with monthly payments and an apr of 3.0%. what is the effective annual interest rate of this loan?
The effective annual interest rate of this loan is calculated to be 3.04%
The effective annual interest rate can be determined by the following formula;
effective annual interest rate = [( 1 + i/n)^n] - 1
Here i represents the nominal rate and n represents the number of compounding periods and the ratio i/n represents the monthly interest rate
We can calculate the monthly interest rate as follows;
monthly interest rate = 0.03 / 12
monthly interest rate = 0.0025
Now the effective annual interest rate can be calculated as follows;
effective annual interest rate = [( 1 + 0.0025 )^12] - 1
effective annual interest rate = [(1.0025)^12] - 1
effective annual interest rate = 0.0304
Converting it into percentage;
effective annual interest rate = 0.0304 × 100 = 3.04%
Therefore, the effective annual interest rate of this loan is 3.04% if the APR for the loan is 3%
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At the __________ stage of transforming raw materials into finished goods, managers typically use __________ control methods to determine customers' reactions to the organization's goods and services.
At the conversion stage of transforming raw materials into finished goods, managers typically use concurrent control methods to determine customers' reactions to the organization's goods and services.
What is a raw materials?Raw material seems to be a basic resource that is used create items, completed goods, power, or transitional resources that are fodder for upcoming finished products. It is additionally referred to as a fuel, untreated material, or main item.
In the input phase of the method of changing the raw product, the managers usually employ feedforward supervision. Taking care of issues when they arise.
Concurrent control provides managers with real - time updates on how effectively inputs are being converted into outputs during the conversion step, allowing managers to address issues as they arise.
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what is a milk cartel
Answer:
hope this helps?!
Explanation:
Congress sets minimum prices for milk, but nothing stops - or should stop - individual farmers from bargaining for higher prices. ... Indeed, because of a shortage induced by the federally sponsored slaughter of dairy herds last year, most dairy farmers are now able to charge a substantial premium.
Which of the following is an output device? DVD-ROM Touchpad Hard drive Printer
The printer should be considered an output device.
The following information should be considered for an output device:
The output device is the device that transforms the information into a human-readable form. The example of the output devices includes monitor, printer, plotters, speakers, etc.Therefore we can conclude that the printer should be considered an output device.
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Students should critically analyse a given case on Market Analysis in a real-world business. A case study analysis requires students to investigate market-related aspects in the case. A market analysis should focus on a quantitative and qualitative assessment of a market.
For example:
✓ you can evaluate the size of the market in terms of volume and value,
✓ approaching diversity of customer segments by identifying buying patterns,
✓ availability of competition and its challenges (theoretical framework- Porter’s Five Force Model of competition analysis) and
✓ the economic, social and cultural environment in terms of barriers to entry and regulation and ethical perspectives.
When conducting a market analysis, it is important to undertake both a quantitative and qualitative assessment of the market.
This involves evaluating the size and value of the market, identifying customer segments and their buying patterns, assessing competition and challenges through Porter's Five Force Model, and considering economic, social, cultural, and ethical factors that may impact the market. Students conducting a case study analysis on market analysis should critically examine these aspects to gain a comprehensive understanding of the market in question.
By conducting a thorough analysis, students can identify key insights that can be used to inform strategic decisions and optimize business outcomes.By addressing these elements, students can gain a comprehensive understanding of market dynamics and their impact on the business case under investigation.
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Please help with economics will mark brainliest
Answer On 25, it is likely economic growth since both go up, however it might also be coming back from an recession, but i would go for economic growth first. On 24, I think it is no idle resources and using resources efficiently.
Explanation:
Find out the municipal taxes you are subjected to. Calculate your average annual tax payments to your municipality.
(I'm not sure what this question for my online financial class is asking, can someone help?)
Answer:
I conducted an online research on the state of Virginia. The state of Virginia has 95 counties, 39 independent cities, and 190 incorporated towns. Only elected governing bodies can impose local taxes in this state of Virginia. A bulk of the local tax money comes from property taxes.
The following is the list of municipal taxes a consumer in all counties and cities of the state of Virginia is subjected to:
Items Tax Percentage Districts
Retail sales tax 0.7%
Occupancy tax 2.1% only for the Northern Virginia Planning District
Fee on grantors of real estate $0.15 to $100 of the value of property sold only for the Northern Virginia Planning District
Wholesale distributors of motor fuel 2.1% Hampton Roads Planning District
Restaurant meal 1%
Communication taxes 1.05%
Motor vehicle rental tax 4%
Explanation:
I conducted an online research on the state of Virginia. The state of Virginia has 95 counties, 39 independent cities, and 190 incorporated towns. Only elected governing bodies can impose local taxes in this state of Virginia. A bulk of the local tax money comes from property taxes.
The following is the list of municipal taxes a consumer in all counties and cities of the state of Virginia is subjected to:
Items Tax Percentage Districts
Retail sales tax 0.7%
Occupancy tax 2.1% only for the Northern Virginia Planning District
Fee on grantors of real estate $0.15 to $100 of the value of property sold only for the Northern Virginia Planning District
Wholesale distributors of motor fuel 2.1% Hampton Roads Planning District
Restaurant meal 1%
Communication taxes 1.05%
Motor vehicle rental tax 4%
Is a travel agent a part of the primary, secondary or tertiary sector?
a travel agent is a secondary sector
Gemma and Li are both managers at Yang Accounting, a large accounting firm. Each has a very different management style. Gemma is very outgoing and constantly checking on her subordinates to see if there is any way she can help them to complete their projects. She also brings in fresh flowers for the lunchroom weekly and always remembers everyone's birthday. Li is much more introverted and communicates with his subordinates mainly through email, and he has his subordinates submit daily reports on their progress toward the weekly goals he has assigned them.
A. transformational leader
B. path-goal leader
C. task-oriented leader
D. servant leader
E. people-oriented leader
Answer:
Gemma is a people oriented leader whereas Li is a task oriented leader.
Explanation:
Gemma is good with people and the Human resources. He shows empathy towards each employee of the company by helping them and being there with them when they have any doubts or clarifications in the projects.
Li is professional. spends time to himself and cares more about the outcome of their employees work.
Emily is using the table to determine the minimum amount of money she should save monthly if she is to have enough money to pay for her first year of college. She anticipates receiving $6,000 in grants and has 6 years to save in a college savings account. Without including any interest earned, what is a reasonable estimate of the amount Emily and her family should save each month for the next 6 years to pay for her first year of college? $600 $700 $850 $950.
Answer:
$700 is the awnser
Explanation:
I did the math and got it right on my test
The company predicts that 5 percent of its credit sales will never be collected, 35 percent of its sales will be collected in the month of the sale, and the remaining 60 percent will be collected in the following month. Credit purchases will be paid in the month following the purchase. In March 2019, credit sales were $561,000.
Answer:
April May June
Beginning cash balance 182,000 264,650 434,150
Cash collections from credit sales 577,750 622,700 621,650
Total cash available 759,750 887,350 1,055,800
Purchases -289,000 -302,000 -282,000
Wages, taxes and expenses -137,000 -129,000 -179,000
Interest -15,600 -15,600 -15,600
Equipment purchases -53,500 -6,600 -248,000
Total cash disbursements -495,100 -453,200 -724,600
Ending cash balance $264,650 $434,150 $331,200
Explanation:
cash collections:
March = (60% x $561,000) + (35% x $689,000) = $577,750
April = (60% x $689,000) + (35% x $598,000) = $622,700
May = (60% x $598,000) + (35% x $751,000) = $621,650
What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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Refer to Exhibit 5-6. Between Year 1 and Year 2, the general level of prices increased by approximately: a. 33.3 percent. b.133.3 percent. c. 66.7 percent d. 16.7 percent
Between Year 1 and Year 2, the general level of prices increased by approximately 33.3 %.
Option A is correct.
General level of price:A hypothetical measure of overall prices for some set of goods and services in an economy or monetary union over a given period, normalized in relation to some base set, is the general price level. Typically, a daily price index, typically the Daily CPI, is used to approximate the general price level.
What decides the general cost level?The consumer price index (CPI) is the most frequently used price level index. The price level is looked at using a "basket of goods" method, which looks at all of the consumer-based goods and services. The index that measures the basket of goods rises as a result of changes in the aggregate price over time.
What drives the overall price level up?There are two primary drivers of expansion: cost-push and demand-pull. Both are liable for a general ascent in costs in an economy, however each works diversely to come down on costs. When consumers' demand drives up prices, demand-pull conditions occur, whereas cost-push conditions occur when supply costs drive up prices.
Question is incomplete .Missing parts are :
Nominal GDP
GDP Year (billions) deflator
Year 1 600 100.0
Year 2 1,000 133.3
Refer to Exhibit 5-6. Between Year 1 and Year 2, the general level of prices increased by approximately:
a. 33.3 percent.
b. 16.7 percent.
c. 133.3 percent.
d. 66.7 percent.
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11. The current situation of XZ company is as follows: Variable costs are 84% of sales and fixed costs are $40000. a) A suggestion is made to improve the profit by increasing the contribution margin. If the contribution margin can be improved by 6% of sales by increasing fixed costs by $10000, will the break even point be lower? b) If sales are currently $300000, will the profit be better, assuming no increase in sales? Variable costs have gone up by 7% and fixed expenses have increased by $8000. The contribution margin is currently 24%. If selling prices can be increased by 7%, what increase in sales volume will be required to maintain the same profit as now? Sales now are $200000.
So the increase in sales volume will be (4.17 − 1) × 100% = 317.67%, or approximately 35.71%.
a) A suggestion is made to improve the profit by increasing the contribution margin. If the contribution margin can be improved by 6% of sales by increasing fixed costs by $10000, the break-even point will not be lower.
The break-even point will be the same because the increase in the contribution margin (6%) is equal to the increase in the fixed costs ($10,000).
b) If sales are currently $300,000, assuming no increase in sales, the profit will be lower. Variable costs have gone up by 7%, and fixed expenses have increased by $8,000. The contribution margin is currently 24%.
The contribution margin after the increase in the variable costs will be 24% − 7% = 17%.
The contribution margin ratio after the increase in variable costs will be 17% ÷ 100% = 0.17.
The new contribution margin will be
0.17($300,000) = $51,000.
After increasing the fixed expenses by $8,000, the new net income will be
$51,000 − $40,000 − $8,000 = $3,000.
Therefore, the profit will be lower. If selling prices can be increased by 7%, the increase in sales volume required to maintain the same profit as now is 35.71%.
Sales now are $200,000.
An increase in selling price by 7% will result in a new selling price of
107%($200,000) = $214,000.
The contribution margin will be
24% of $214,000 = $51,360.
After increasing the variable costs by 7%, the new variable costs will be
84% of $214,000 = $180,360.
The new contribution margin will be $51,360.
The new fixed expenses will be
$40,000 + $8,000 = $48,000.
The net income will be
$51,360 − $48,000 = $3,360.
The new contribution margin ratio will be
$51,360 ÷ $214,000 = 0.24,
which means that the sales volume has to increase by a factor of 1 ÷ 0.24 = 4.17.
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What are two things a good investment might do?
Answer: With a good investment there should be very little chance of losing the total amount invested. Good investment ideas will hold their value or increase in value for a long time. The way any investment product is structured and regulated should offer investors protection.
Explanation:
Good investment must contain
Long term planPast records The fund where you invest must have good past records of benifit.If it has Andy fraud records of misleading money you shouldn't invest thereAlso the growth rate must be measured for long term interest and benifitsA suretyship (guaranty) promise to pay the debts of another requires a writing to comply with the statute of frauds in all of the following situations EXCEPT: a.Costco, which has an output contract with Betty's Bakery to buy all of the brownies she can bake, promises to pay Susie's Sugar Shack for the sugar needed by Betty's Bakery should the bakery fail to pay b.27-year-old Sissy's father agrees to pay a mechanic for Sissy's car repairs c.Matthew promises to pay the credit card debt of his friend Alex d.Albert, an executor of the estate of Tillie June, promises to pay Tillie's debts from his own funds
A suretyship (guaranty) promise to pay the debts of another requires a writing to comply with the statute of frauds in all of the following situations except Albert, an executor of the estate of Tillie June, promises to pay Tillie's debts from his own funds.
There is a substantial distinction between sureties and warranties, these two types of security, despite the fact that they are both forms of security for a fundamental duty. In general, guarantees constitute separate primary duties, whereas suretyships create additional obligations.
A suretyship is an agreement made between a creditor, a principle debtor, and a third party who, often as a surety and co-primary debtor, commits himself in whole or in part to the performance of the major debtor's obligations. The surety agrees to pay the creditor in the event that the primary debtor is unable to do so in his individual capacity. Without a main commitment, there can be no certainty.
Option D is the correct answer.
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The complete question is, "A suretyship (guaranty) promise to pay the debts of another requires a writing to comply with the statute of frauds in all of the following situations EXCEPT:
A. Costco, which has an output contract with Betty's Bakery to buy all of the brownies she can bake, promises to pay Susie's Sugar Shack for the sugar needed by Betty's Bakery should the bakery fail to pay.
B. 27-year-old Sissy's father agrees to pay a mechanic for Sissy's car repairs.
C. Matthew promises to pay the credit card debt of his friend Alex.
D. Albert, an executor of the estate of Tillie June, promises to pay Tillie's debts from his own funds. "
a water treatment plant uses chlorine gas to disinfect the water before distribution. a) the chlorine dosage is 1.5 mg/l, the chlorine demand is 1.2 mg/l. what is the residual concentration? b) if you are treating 550,000 gpd and plan to buy chlorine in 1 metric tonne container, how long will one container last?
a) the residual concentration is 0.3 mg/L.
b) one container will last for 320.3 days.
Calculate residual concentrationA) The residual concentration is the difference between the chlorine dosage and the chlorine demand. Therefore, to calculate the residual concentration, we can use the following formula: Residual concentration = Chlorine dosage - Chlorine demand
Plugging in the given values:
Residual concentration = 1.5 mg/L - 1.2 mg/L
Residual concentration = 0.3 mg/L
Therefore, the residual concentration is 0.3 mg/L.
B) To calculate how long one container will last, we need to first convert the given values to the same units. One metric tonne is equal to 1,000,000 grams, and one gallon is equal to 3.78541 liters.
Therefore, we can convert the given values as follows: 550,000 gpd = 550,000 gallons/day * 3.78541 liters/gallon = 2,081,975.5 liters/day
1 metric tonne = 1,000,000 grams = 1,000,000 mg
Next, we can use the following formula to calculate how long one container will last:
Time = Amount of chlorine / Chlorine usage rate
Plugging in the given values:
Time = 1,000,000 mg / (2,081,975.5 liters/day * 1.5 mg/L) Time = 320.3 days
Therefore, one container will last for 320.3 days.
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Why do internal economies of scale lead to imperfectly competitive​ industries? A. Patent laws prevent firms from entering the market. B. Large firms have cost advantages over small firms. C. This is an observation based on measurable data. D. There are barriers to entry due to large fixed costs.
Internal economies of scale lead to imperfectly competitive industries because large firms have cost advantages over small firms, so the correct answer is B.
Economy of scale is the economic advantage that is realized by operating on a larger scale. In general, the average cost per unit of output decreases with increasing scale because fixed costs are spread over more units of output. Operational efficiency is also often greater with increasing scale, which in turn leads to lower variable costs.
When an industry is characterized by economies of scale, it can lead to a monopoly or oligopoly. Only large companies can then produce economically, which means that the barriers to entry for new market players are high.
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HELP TAKING TEST!! Suppose you are a treatment specialist and desire additional training and certification. What would the best avenue for you to
obtain this?
O counselor certification
O specialist certification
O therapist certification
O crisis certification
easy 50 points a friend says that when two people form a general partnership, it is just like two sole proprietors working together to run the same business. do you agree or disagree? explain.
make it shorter and pls don't use a copy and pasted answer.
Answer:
Agree simply because a general partnership, and a sole proprietor, can relate in many ways.
Explanation:
It's simple work smart not hard.
a(n) is a union that consists of many local unions in a particular industry, skilled trade, or geographic area and thus represents workers throughout an entire country.
Industrial Union is a union that consists of many local unions in a particular industry, skilled trade, or geographic area and thus represents workers throughout an entire country.
Industrial union, a type of trade union that unites all employees—skilled and unskilled—working in a specific industry.
Industrial unions are labor organizations made up of all employees in a certain industry, regardless of occupation, craft, or talent. Because it admits workers from the least trained to the most skilled as members, the industrial union is frequently referred to as a vertical union.
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1. So you are going on a vacation! There's lot of planning to do. You will be leaving on Friday and returning the next
Friday. You will be taking 3 other classmates with you. Where are you going and how are you getting there? Present
three options, pros and cons about how you might travel to and from your destination. The presentation must include
prices and time consideration.
Tell how you will get around while on the vacation. You need to include mileage and prices. If you are renting a car,
allow 10 cents per mile. If you are using someone's personal car, allow 35 cents per mile. Identify your final travel
decisions and how you arrive at those decisions. Make sure you include your research and any other information you
used to arrive at your decision.
Where will you stay when you get there? Present three options, pros and cons, about where you will stay while on your
vacation. The presentation must include prices and amenity considerations. If you have males and females in your
group, you need to make sure you include separate rooms for each. Identify your final lodging decisions and how you
arrived at those decisions. Include information about amenities. Make sure you include your research and any other
information you used to arrive at your decision.
What will you eat when you get there? Present 15 options for meals for your group while on vacation. The presentation
must include prices and transportation considerations. You will need to eat 2 really nice meals while on vacation. A
really nice meal is eaten at a restaurant where you must sit down and be waited on. Identify your final meal decisions
and how you arrived at those decisions. Include the cost of each meal as well as a description of the type of cuisine.
Make sure you include your research and any other information you used to arrive at your decision:
Answer:
685
Explanation:
many demand planners will make several forecasts under different scenarios and then apply their business judgement to make a recommendation that is somewhere in between.T/F
It is a true statement that many demand planners will make several forecasts under different scenarios and then apply their business judgement to make a recommendation that is somewhere in between.
Why do most demand planners make several forecasts under different scenarios?Demand planners typically make several forecasts under different scenarios to account for uncertainty and to provide a range of possible outcomes. The forecasting process involves many factors can influence demand for a product or service, such as economic conditions, competitive activity, and changes in consumer behavior.
By creating multiple forecasts, demand planners can consider different scenarios and prepare for a range of outcomes. For example, they might create a baseline forecast based on historical data and current trends, as well as alternative scenarios that take into account potential risks or opportunities. By doing so, they can be more proactive in their planning, and better equipped to respond to unexpected changes in demand.
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What will be the end result for the taxpayer who filed his federal income tax return.
If your federal gross income was $12,950 or more and you're under 65, you must submit a single status tax return. If your federal gross income was $14,700 or more and you are 65 years of age or older, you must file.
What is the status of federal filing?
Determines the tax rate applied to income. Head of household, married filing jointly, married filing separately, single, and qualified widow(er) with dependent child are the five filing statuses. A tax year is the 12-month period of time that a tax return covers. The tax year for people in the US is from January 1 to December 31 and includes taxes due on income earned during that time. The Where's My Return? feature is the easiest method to find out if you've received a tax refund. After receiving an e-filed return, taxpayers have 24 hours to start monitoring the status of their refund. After the return is processed and a refund is approved, the program also offers a customized refund date.
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Do you think JNK should be more ethical? Explain your answer.
Answer:
"god is a woman"
Explanation:
"and its megan thee stallion"
What is an economic indicator and why is it important? Use at least two complete sentences to provide your response.
Answer:
Answer is provided in two separate headings below.
Explanation:
Economic Indicator
They are briefly described as the figures used to understand the current position of the economy. Few examples of such are the Inflation rate, Gross Domestic Product (GDP), and Unemployment ratio compared to the populace.
Reason for Important
They are important because the information provided from them helps in grasping the state of the economy in the upcoming years. This data helps both the local and business individuals to make better decisions for their upcoming financial goals such as regarding the investment of capital, increase or decrease their employment level, buying property, etc.
If you are late paying your bill, what is the impact on your annual fee?
Answer:
It will most likely increase
Explanation:
The impact of late paying the bill is that the bill payment would likely to increase with the amount of interest.
What is bill?A bill is defined as an invoice that is received from a supplier that specifies the amount due by the recipient. For trade payables, this is the primary source document.
If the recipient is not paid the amount of the bill or paid the bill after4 the expiration of due date of the bill, then the amount of bill increased from the date of bill up to the payment.
Therefore, the late payment of bill would increase the amount of interest.
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