The annualized yield on the bond that pays a semi-annual coupon, given its face value and the selling price is 4.46%.
What is the annualized yield on the bond?The yield of a bond is the return that equates the cost o the bond to its coupon payments and face value.
The yield of a bond can be determined using a financial calculator:
Cash flow in year 0 = -940 Cash flow each year from year 1 to 20 = 40Cash flow in year 20 = 1000Yield = 4.46%
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Taxes on labor tend to increase the number of hours that people choose to work. a. True b. False
"Taxes on labor tend to increase the number of hours that people choose to work" is False. Taxes refers to an amount of money that a government requires people to pay according to their income, the value of their property, etc., and that is used to pay for the things done by the government.
Taxes on labor typically have the opposite effect - they can discourage them from working longer hours or taking on additional employment due to the decreased amount of take-home pay. Higher taxes may also incentivize individuals to seek out alternative forms of income or to work in underground economies where taxes are not enforced or they may prefer to hide the details of their additional income which is illegal and unhealthy practice for the economy.
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what are the two general areas of specialization in accounting?
Answer:
Financial Accounting. Financial accounting is an area of accounting that deals with the recording, classifying, reporting and interpreting of a business financial performance and economic conditions to interested users ...
Managerial Accounting. Managerial Accounting is an area of accounting that deals with accumulation of financial information and preparation of reports for internal users only, like the company’s management or ...
Cost Accounting. Cost Accounting is an area of accounting that captures and accumulates manufacturing or production costs for internal use of an entity’s management, used in decision making purpose.
Explanation:
A single-member entity files Articles of Organization under Colorado law and IRS Form 8832. The entity is: . Taxed as a disregarded entity. Taxed as a partnership. Taxed as a S corporation. Taxed as a C corporation.
When a single-member entity files Articles of Organization under Colorado law and IRS Form 8832, it is taxed as a disregarded entity.A disregarded entity is a business entity that is not recognized for tax purposes by the Internal Revenue Service (IRS).
The term "disregarded" refers to the IRS's decision to disregard the business entity's separate existence for tax purposes. As a result, the business entity's owner reports the entity's income, deductions, and credits on their personal tax return rather than on a separate business tax return.In the case of a single-member LLC, if the owner doesn't elect for the business entity to be taxed as a corporation, the LLC will automatically be treated as a disregarded entity by the IRS.Tax Implications of a Disregarded EntityWhen a business entity is treated as a disregarded entity, its tax implications are quite straightforward.
Because the business entity is disregarded for tax purposes, its owner is responsible for paying taxes on its profits, losses, and other tax attributes. These taxes are paid on the owner's personal tax return.The LLC's owner must report all business income and expenses on their personal tax return if the LLC is taxed as a disregarded entity. The owner must use Schedule C of Form 1040 to report this information. The owner will also need to report any other income and deductions on their personal tax return.In summary, when a single-member entity files Articles of Organization under Colorado law and IRS Form 8832, it is taxed as a disregarded entity.
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Why is the fed often referred to as a "lender of last resort," or the last lender to turn to in a crisis?.
Answer:
It offers banks financial protection to keep consumers from panicking.
Explanation:
A lender of last resort is the organization in a business system that serves as the provider of liquidity to a business company which finds itself incapable to achieve enough liquidity in the interbank lending market and other facilities or sources have been consumed.
Can you give me brainliest please?
Answer:
It offers banks financial protection to keep consumers from panicking.
Explanation:
which of the following would indicate that saving will help you progress forward your vision of financial well-being? 
a. only saving if you have money left at the end of the month
b. using a credit card for emergencies
c. having enough money in a savings account to cover emergencies
d. all will help your vision 
c. Having enough money in a savings account to cover emergencies would indicate that saving will help you progress towards your vision of financial well-being.
What does saving money allow for ?Saving money is a key aspect of attaining financial well-being, providing a safety net to withstand unforeseen expenditures or emergencies.
This reserve helps foster financial security and certitude by bypassing taking out loans or delving into savings for such instances, avoiding detrimental results for one's financial situation.
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Based on the NSPE Code of Ethics, was the Purchasing Manager correct in refusing to share the outside vendors’ quotes? Where is this addressed in the Code of Ethics?
Based on the NSPE Code of Ethics, the Purchasing Manager was correct in refusing to share the outside vendors' quotes.
This is addressed in the NSPE Code of Ethics under the section "Engineers shall avoid conflicts of interest." Specifically, it states that "Engineers shall not reveal facts, data, or information without the prior consent of the client or employer except as authorized or required by law or this Code."
By sharing the outside vendors' quotes without their consent, the Purchasing Manager would be violating this section of the Code of Ethics. It is important for engineers to maintain the confidentiality of their clients and employers in order to avoid conflicts of interest and maintain professional integrity.
In conclusion, the Purchasing Manager's decision to refuse to share the outside vendors' quotes was in line with the NSPE Code of Ethics and was the correct decision.
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Option Basics. It is May and a trader writes a September call option with a strike price of $20. The stock price is $18 and the option price is $2. Describe the trader's cash flow if the option is held until September and the stock price is $25 at that time.
When the trader writes a call option, they receive the premium, which in this case is $2. This premium is the trader's immediate cash flow. If the option is held until September and the stock price is $25 at that time, the holder of the call option will exercise the option and buy the stock at the strike price of $20, since it is more profitable to buy the stock at $20 and then sell it at the market price of $25.
As the writer of the call option, the trader will have to sell the stock at the strike price of $20, which means they will lose out on any potential gains above that price. The trader's cash flow in this scenario will be: They will have to sell the stock at the strike price of $20, which will result in a loss of $5 per share ($25 market price - $20 strike price).
The trader received a $2 premium when he sold the call option. Thus, the trader's net cash flow is a loss of $3 per share ($2 premium minus $5 share short loss) multiplied by the number of shares covered by the option contract. In conclusion, if a trader holds the option until September and the stock price at that time is $25, he will immediately receive a $2 premium, but if he has to sell the stock at the strike price, he will lose $3 per share. from $20.
Suppose the probability of finding a defective spot in an area on a piece of glass is the ratio of that area to the total area of the glass and the probability is the same across the whole glass. Which of the following distributions would you use to determine the probability of finding a defective spot in a randomly selected one square inch area on a piece of 10 feet by 10 feet glass?
We can use the continuous uniform distribution to determine the probability of finding a defective spot in a randomly selected one square inch area on a piece of 10 feet by 10 feet glass.
The continuous uniform distribution is used when a continuous random variable has a constant probability density function over a given interval. In this case, we can assume that the probability of finding a defective spot in any given square inch area is the same across the entire glass, and we can use the continuous uniform distribution to model this probability.
Since the glass is 10 feet by 10 feet, or 120 inches by 120 inches, the total area of the glass is 14,400 square inches. The probability of finding a defective spot in any given square inch area is therefore 1/14,400, which is constant across the entire glass.
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THERE ARE TEN BUTTONS ON THE TABLE
Answer:
what
Explanation:
..............................cool................
What is the first step in financial planning?
OA. Analyzing the current situation
B. Identifying goals
C. Coming up with strategies for meeting goals
D.
Assess the advantages and disadvantages of different strategies
Answer:
A. analyze the current situation!
A computer game that can be purchased online and played right away has good _____utility.
A. Form
B. Information
C. Value
D. Time
Final step to cleanse the Ubuntu system after a role has been installed we need to issue a command called sudo apt autoremove. Yes No 13. Final step to cleanse the Ubuntu system after a role has been installed we need to issue a command called sudo apt autoremove. Yes No
Yes. The command "sudo apt autoremove" is used in Ubuntu to remove any unnecessary packages and dependencies that were installed as dependencies but are no longer needed by any other installed software.
This helps to free up disk space and keep the system clean and efficient. After installing a role or package, running "sudo apt autoremove" ensures that any unused packages related to the role or package are removed, reducing clutter and optimizing system performance. It's a good practice to regularly run this command to maintain a tidy Ubuntu system and prevent unnecessary resource consumption.
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Metcalfe's Law is used to explain the concept of switching costs. A. True B. False.
The statement is false because Metcalfe's Law is not used to explain the concept of switching costs.
Metcalfe's Law states that the value of a network is proportional to the square of the number of connected users in the system (n²). This law helps to explain the increasing value of a network as more users join it, but it does not directly relate to switching costs.
Switching costs, on the other hand, refer to the costs incurred by a user when changing from one product, service, or supplier to another.
These costs can include financial, psychological, and time-related expenses, which can create barriers to switching and contribute to customer loyalty. While both concepts involve networks and users, they address different aspects of the relationship between users and the network.
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Say that your broker charges you a commission of $1,340.75 for your purchase of 258 shares of stock in Ergar Appliances. If Ergar Appliances has a list price of $73.96 and pays a dividend of $11.45 per share, what is your annual yield?
a.
0.1548
b.
0.1446
c.
0.1924
d.
0.0691
Please select the best answer from the choices provided
A
B
C
D
Answer:
B. 0.1446
Explanation:
Yield refers to the benefits or earnings realized from an investment over a particular period.
Calculation of yield considers the profits made and the amounts invested.
The amount invested in this case
The commission =$1,340.75
Costs of the shares = 258 x $73.96 =$19,081. 68
Total cost of investment
= $19,081. 68 + $1,340.75
= $20,422.43
The gain realized = $11.45 x 258
=$2,954.1
Annual yield= =$2,954.1/$20,422.43
=0.144649
=0.1446
Answer:YOUR ANSWER IS B ON EGDE YOU GOT THIS
B. 0.1446
Explanation:
Yield refers to the benefits or earnings realized from an investment over a particular period.
Calculation of yield considers the profits made and the amounts invested.
The amount invested in this case
The commission =$1,340.75
Costs of the shares = 258 x $73.96 =$19,081. 68
Total cost of investment
= $19,081. 68 + $1,340.75
= $20,422.43
The gain realized = $11.45 x 258
=$2,954.1
Annual yield= =$2,954.1/$20,422.43
=0.144649
=0.1446
Explanation:
If you were a cosmetologist working in a spa and were 15 minutes late for your first appointment, how would that impact those you work with and the clients of the spa?
Considering the situation described above, the impact a 15 minutes lateness would cause those I work with and the spa's clients are "negative."
Who is a cosmetologist?A cosmetologist is a professional or permitted to deliver cosmetic treatments to the hair, skin, and nails.
Should a cosmetologist be late on his first appointment, such a person would delay the work of others he works with and delay the clients to get their work done on time.
Also, such lateness might change the mind of clients and those he works with towards him as unprofessional.
Hence, in this case, it is concluded that the impact would be negative.
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Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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The total estimated cost of attending a public two-year college in Hasani’s home town last year was $2,265. The cost of attending the college is expected to increase 5% annually. Hasani plans to enter the college this year and attend for 2 years. Which is the best estimate for the total cost Hasani will pay for only his second year? $2,270.66 $2,275.00 $2,491.50 $2,497.16
Answer: Hi there! For this question, we will be compounding, because the cost of going of going to college goes up by 5% each year. The formula for compounding is P(1 + r)^t, where P = starting amount, r = rate, and t = time in years. First, let's add 5% (0.05) to 1. 1 + 0.05 is 1.05. We are talking about how much Hasani will have to pay in his second year. We will raise that number to the 2nd power. 1.05^2 is 1.1025. Now, we will multiply that number by2,265 to find the amount. When we multiply both numbers, we get 2,497.1625 or 2,497.16 when rounded to the nearest hundredth. There. Hasani will pay an estimated cost of $2,497.16. The answer is D.
Answer:
D
Explanation:
which one of the following security classes has the highest standard deviation of returns? group of answer choices a.corporate bonds b.long-term treasury bonds c.common stocks short-term d.treasury bills
The security class with the highest standard deviation of returns indicates the investment option that has the most significant variability in its returns.
The standard deviation of returns measures the volatility or variability of investment returns. Generally, stocks are known to have higher volatility compared to bonds. Among the given options, common stocks are typically associated with higher risk and volatility, as their returns are influenced by market factors and company-specific events.
On the other hand, corporate bonds, long-term treasury bonds, and treasury bills are generally considered to have lower risk and volatility. Therefore, the correct answer would be option (c) common stocks, as they tend to have the highest standard deviation of returns compared to the other security classes.
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Bart Software has 9.4 percent coupon bonds on the market with 25 years to maturity. The bonds make semiannual payments and currently sell for 112.75 percent of par. a. What is the current yield on the bonds
The current yield on Bart Software's 9.4 percent coupon bonds can be calculated by dividing the annual coupon payment by the bond's current market price.
1. First, calculate the annual coupon payment by multiplying the coupon rate (9.4 percent) by the par value of the bond.
2. Since the bonds make semiannual payments, divide the annual coupon payment by 2 to get the semiannual coupon payment.
3. To calculate the current yield, divide the semiannual coupon payment by the bond's current market price (112.75 percent of par) and multiply the result by 100 to express it as a percentage.
The current yield on Bart Software's 9.4 percent coupon bonds is calculated by dividing the semiannual coupon payment by the bond's current market price (112.75 percent of par).
1. Annual coupon payment = Coupon rate x Par value = 9.4% x Par value
2. Semiannual coupon payment = Annual coupon payment / 2
3. Current yield = (Semiannual coupon payment / Current market price) x 100
In summary, the current yield represents the return an investor would earn from the bond based on its current market price and coupon payments.
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The goal of most marketing managers is to establish a ______, in which customers view their offerings as superior and competitors cannot easily duplicate their approach.
The goal of most marketing managers is to establish a strong competitive advantage, in which customers view their offerings as superior and competitors cannot easily duplicate their approach. This competitive advantage can be achieved through various strategies, such as product differentiation, cost leadership, or building strong brand loyalty.
To establish a competitive advantage, marketing managers need to focus on creating unique value propositions that set their products or services apart from competitors. This could involve offering superior quality, innovative features, exceptional customer service, or a combination of these factors.For example, Apple has successfully established a competitive advantage in the smartphone market through product differentiation. Their iPhones are known for their sleek design, user-friendly interface, and cutting-edge technology. These features have created a perception of superiority among customers and made it difficult for competitors to replicate their approach.In addition to product differentiation, marketing managers can also strive for cost leadership by offering products or services at a lower price than competitors. This can be achieved through efficient operations, economies of scale, or negotiating favorable supplier contracts. For instance, Walmart has built a competitive advantage by offering everyday low prices to its customers. Another approach to establishing a competitive advantage is by building strong brand loyalty. This involves creating a positive brand image and emotional connection with customers. Companies like Coca-Cola have successfully done this by consistently delivering a high-quality product and connecting with consumers through memorable advertising campaigns.
The goal of most marketing managers is to establish a strong competitive advantage. This can be achieved through strategies such as product differentiation, cost leadership, or building strong brand loyalty. By offering superior value to customers and making it difficult for competitors to replicate their approach, companies can create a competitive advantage that positions them as leaders in the market.
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*B: (5.5 marks)
Daniela has simply transferred the amounts to both her Registered Retirement Savings Plan (RRSP) and Tax-Free Savings Account (TFSA) based on what her tax advisor recommends. Daniela has always contributed the maximum to both her RRSP and TFSA on January 1st each year. She however does not understand how either the RRSP or TFSA work. She has therefore asked you to work out a few scenarios to help her better understand. (5.5 marks)
Daniela: (currently 35 years old, birthday is June 27th):
started her own dental practice upon graduation and has always drawn a salary of $200,000 each year from her company for the last 18 years, this year (2022) she has exceptionally paid herself a salary of $250,000.
Scenario 1:
Daniela wants you to calculate her 2022 RRSP contribution. (1 mark)
Calculate Daniela’s 2022 RRSP contribution (1 mark)
Scenario 2:
If Daniela has contributed the maximum amount to her TFSA each year and has never made a withdrawal, how much has she contributed over the years? (1 mark)
Calculate Daniela’s maximum TFSA contributions (1 mark)
Scenario 3:
If Daniela over contributes to her TFSA (i.e. more than the contribution room limit), what will be the penalty?
______________________________________________________________________________________________________________________________________________________________________
(.5 marks)
Scenario 4:
Daniela is looking to purchase her first home and would like to pay cash. She is looking to make an offer of $350,000. The current market value of Daniela’s TFSA as of today is $352,000. If Daniela withdraws $350,000 from her TFSA, how much could she then re-contribute to her TFSA in 2022? 2023?
(1.5 marks)
2022: $____________
2023: $____________
Scenario 5:
Consider Daniela’s example in Scenario 4, but this time, instead of her TFSA being $352,000 when she goes to withdraw, the market takes a downturn, and the value at the time of her withdrawal is only $200,000. How much would her contribution room then be for 2022? 2023? (1.5 marks)
2022: $____________
2023: $____________
To calculate Daniela's 2022 RRSP contribution, we need to determine her RRSP contribution limit for the year. The contribution limit is based on her earned income from the previous year. Since Daniela earned a salary of $250,000 in 2022, her RRSP contribution limit for 2022 will be calculated as a percentage of her earned income.
The RRSP contribution limit for 2022 is 18% of the previous year's earned income, up to a maximum limit. The maximum limit for 2022 is $27,830.
RRSP contribution limit = 18% x earned income
RRSP contribution limit = 18% x $250,000 = $45,000
Therefore, Daniela's 2022 RRSP contribution limit is $45,000.
Scenario 2:
If Daniela has contributed the maximum amount to her TFSA each year and has never made a withdrawal, we can calculate her cumulative TFSA contributions.
The TFSA contribution limit for each year is subject to annual limits set by the government. As of 2022, the cumulative TFSA contribution limit since its inception in 2009 is $75,500.
Therefore, Daniela has contributed a total of $75,500 to her TFSA over the years.
Scenario 3:
If Daniela over contributes to her TFSA (i.e., more than the contribution room limit), there will be a penalty. The penalty is 1% per month on the excess amount contributed. It is important to stay within the contribution room limit to avoid penalties.
Scenario 4:
If Daniela withdraws $350,000 from her TFSA to purchase her first home, she can re-contribute the withdrawn amount in future years. The contribution room is not affected by withdrawals; it only takes into account the unused contribution room.
Therefore, Daniela can re-contribute the full $350,000 to her TFSA in both 2022 and 2023.
2022: $350,000
2023: $350,000
Scenario 5:
If the market value of Daniela's TFSA at the time of withdrawal is only $200,000 instead of $352,000, her contribution room will not be affected. The contribution room is based on the cumulative TFSA contribution limit, regardless of the current market value of the TFSA.
Therefore, her contribution room for 2022 and 2023 remains the same as in Scenario 2:
2022: $75,500
2023: $75,500
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nvestors expect the market rate of return this year to be 14.00%. the expected rate of return on a stock with a beta of 1.8 is currently 25.20%. if the market return this year turns out to be 12.70%, how would you revise your expectation of the rate of return on the stock? (do not round intermediate calculations. round your answer to 1 decimal place.)
The rate of return on the stock will be 22.158%. Suppose the market returns 12.70% this year.
What is rate of return?
A rate of return (RoR) seems to be the net gain or loss of an investment over a given time period expressed as a percentage of the initial cost of the investment. The annual rate of return is just the percentage change in an investment's value. The calculation of the stock's rate of return is shown below: Beta is the expected rate of return on the stock (Rate of return - Market rate of return)
= 1.8 × (0.127 - 0.140) (0.127 - 0.140)
= - 3.042%
As a result, the expected rate of return on the stock is equal to the current percentage minus the expected rate of return on the stock.
= 0.2520 - 0.03042
= 22.158%
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12. Two masons are preparing to work on a rolling scaffolding system. Mason A says that since the scaffolding is greater than six ft high, it must have
guardrails and toe boards. Mason B says that the guardrails must be 42" from the walking surface of the scaffolding and be able to withstand 200 lb of Impact.
Which mason is correct?
A. Only Mason A is correct.
• B. Only Mason B is correct.
• C. Neither Mason A nor Mason B is correct.
• D. Both Mason A and Mason B are correct.
Two masons are preparing to work on a rolling scaffolding system. Both Mason A and Mason B are correct.
What is Scaffolding system?
Vertical posts that are fastened to connecting points at predetermined intervals make up system scaffolding. Then, slots are made for horizontal and diagonal tubes in this structure. It can be built to fit into certain bays and put there, or it can be interlocked to incorporate cantilevers, bridges, and safety fans. System scaffolding, also known as modular scaffolding, is made up of pre-engineered joints, supports, and transoms, as well as horizontal and vertical structural components known as standards and ledgers, respectively.
Because it is safer, has a higher load capacity, can support complicated design structures and bigger vertical heights, and is simpler to install and store than other types of scaffolding, it frequently offers an advantage over those types of scaffolding.
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Click this link to view O*NET’s Work Activities section for Registered Nurses. Note that common activities are listed toward the top, and less common activities are listed toward the bottom. According to O*NET, what are some common work activities performed by Registered Nurses? Select four options.
communicating with supervisors, peers, or subordinates
making decisions and solving problems
repairing and maintaining mechanical equipment
drafting technical devices
assisting and caring for others
documenting/recording information
Some common work activities performed by Registered Nurses are:-
Making decisions and solving problems.Assisting and Nurses for others.Communicating with supervisors, peers, or subordinates.Drafting technical devices.Evaluating, Nurses watching, and conversing with patients keeping a record of the symptoms, medical history, and state of health of the patient. Patient Care preparation for examinations and treatment. administering medications and therapies, then keeping track of patients' reactions and negative effects.
Usually, Nurses EMTs and paramedics do the following tasks: Respond to 911 calls for emergency medical help, such as doing CPR or bandaging a care wound. Typically, bioengineers and biomedical engineers do the following tasks: Create tools and gadgets, such as synthetic internal organs, body part replacements.
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what three positions are considered as top management in an organization?
The three positions are considered as top management in an organization are:
Chief Executive Officer (CEO) Chief Financial Officer (CFO) Chief Operating Officer (COO)What is management in an organization ?Management refers to the process of planning, organizing, coordinating, directing, and controlling resources (such as people, finances, and materials) in order to achieve organizational goals effectively and efficiently. Management involves making decisions and taking actions that align with the objectives of the organization and contribute to its success.
Effective management requires a variety of skills, including communication, leadership, problem-solving, decision-making, and time management. Managers must also have a deep understanding of the industry or field in which they operate and be able to adapt to changing circumstances and environments.
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What is receptive skills ?
Answer: They are skills where the person receives information.
Explanation: When it comes to receptive skills, it is where the person learns by receiving information. A common way to develop receptive skills is through reading and listening. A person who reads is someone who is receiving knowledge through the process of identifying the knowledge that he sees, while the person who listens receives it through hearing.
_____ are places where products and services are bought by individuals for personal or household use.
The places where products and services are bought by individuals for personal or household use are known as retail locations.
Retail locations are physical or online stores where finished products are sold to the end consumer. These products are sold for personal or household use. These locations offer a wide range of items that are designed to meet the requirements of consumers. These products range from everyday items such as food, clothes, and toiletries to more expensive items like jewelry, electronics, and luxury goods.
Retail businesses are all around us, from the local grocery store to the large shopping mall. Customers go to retail locations to purchase items that they want or need. Retailers can operate in physical stores, online shops, or both. They can be independent businesses or part of a larger chain. Examples of retail locations include department stores, supermarkets, convenience stores, and online retailers.
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Title VII is included in which piece of legislation?
Employment Relations Acts
Civil Rights Act
Fair Labor Standards Act
Equal Employment Opportunity Act
Title VII is included in Civil Rights Act piece of legislation. The right answer is b.
The Civil Rights Act of 1964 contains a section known as Title VII that forbids discrimination on the basis of race, colour, religion, gender, pregnancy, or national origin in almost all employment-related situations. Firms having 15 or more employees are often subject to Title VII regulations.
The protections provided by Title VII are meant to equalise the playing field by requiring employers to base their hiring decisions exclusively on relevant, objective job-related factors. Because each of the aforementioned classes of people has a history of receiving unfair treatment, each class is protected under Title VII.
The correct answer is option b.
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The idea that elected representatives vote
for laws that are acceptable to most of their
constituents
Answer:
whats the question your asking
Selma deposited a paycheck for $378. 42. She’ll use the check register to record her transaction. What will be her new balance? A checking account has a balance of 2636 dollars and 41 cents. $2,257. 99 $2,337. 06 $3,014. 83 $3,057. 31.
Answer:
$3,014. 83
Explanation:
So basically, just add the checking account balance to the amount she's depositing. So the equation should look like $378.42 + 2,636.41. Add it all up and you get $3,014.83
Hope this helps :)