A secondary market is a market where securities and financial instruments, including bonds, can be bought and sold. Corporations prefer that their bonds trade in a more liquid secondary market rather than an illiquid one.
Bonds that are traded in a more liquid secondary market are easier to sell, and the corporation will receive more value for the bond. The advantage of a more liquid secondary market is that it makes the bond more attractive to investors and can lead to more demand for the bond. Corporations that issue bonds benefit from having a higher demand for their bonds as it increases the price they can charge for the bonds. The more liquid the secondary market, the more easily investors can buy and sell the bonds, increasing the number of buyers and sellers in the market. Bonds that are illiquid may be harder to sell, and the corporation may have to accept a lower price for the bond to sell it.
In conclusion, corporations prefer that their bonds trade in a more liquid secondary market because it increases demand, leads to more buyers and sellers, and allows them to receive more value for their bond.
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Which assumption would a lender most likely make about a person with a credit score around 800?
O that the person has invested a great deal of money in the stock market
O that the person has had very few delinquent payments in the past
O that the person has lived in the same city for a long time
O that the person has avoided using credit cards
a certain shampoo is on sale twice a year, every year. this is an example of a seller using as a form of to achieve price discrimination. price fluctuation; the hurdle method alternate versions; group pricing alternate versions; the hurdle method price fluctuation; group pricing
Price fluctuation rates change in response to changes in demand or supply. When something is in demand and supply starts to decline, the price goes up. If supply exceeds current demand, prices will fall. If supply is relatively stable, prices can go up and down as demand rises and falls.
Common synonyms for fluctuation include vibration, sway, swing, heave, vibration, and wobble. While these words all mean "to move from one direction to the other," fluctuation refers to a constant, irregular change in level, intensity, or value. floating interest rate.
The price you set affects your profit margin per unit sold. The higher the price, the higher the profit per item, if you are not losing sales. However, higher prices and lower sales volumes can reduce or eliminate profits. This is because you sell fewer units, which increases your overhead per unit.
Price volatility can be managed by two non-exclusive approaches. Each of these approaches can be implemented through either market-based strategies or public interventions.
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the degree to which members of a work organization are able to satisfy important personal needs through their experiences in the organization is called a. quality of work life. b. system-wide change. c. structural change. d. change agent success. e. total quality management
Option (a), Quality of work life refers to how well employees are able to meet significant personal requirements as a result of their interactions with the company.
What exactly does the phrase "quality of work life" entail inside its literal sense?The phrase "quality of work life" is a caveat that describes how someone feels about all aspects of work, such as the financial advantages and perks the security of the job, the workplace environment, the interpersonal and professional relationships, as well as the intrinsic value of the work in one's life.
Quality of work-life is the extent to which employees of an organization may satisfy their own needs as a result of their time spent there. Its primary focus is on how to create a workplace where employees can work well together, promote corporate objectives, and get along with one another.
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5. What laws exist between parents and children?
Which of the following statements is true?
A. The reporting relationship between human resource management and the training function is standard across companies.
B. Including training as part of the human resource function allows training to be decentralized to better respond to unique needs in different business units.
C. Organizational development professionals are seldom responsible for training.
D. For training and development to succeed, employees, managers, training professionals, and top managers all have to take ownership.
The statement which is considered true is For training and development to succeed, employees, managers, training professionals, and top managers all have to take ownership. Thus the correct option Is D.
What are the functions of the HR department?The human resource Department of any organization is responsible for the onboarding and exit of an employee in an organization through Recruitment and termination.
They also take care of payroll, employee engagement, performance appraisal, and training development of employees in order to improve them and for promotion.
Employees, managers, training specialists, and top managers must all take responsibility for training and development in order to meet organizational requirements and improvement needs.
Therefore, option D is appropriate.
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Which of the following are types of evidence that can be used to support a
controlling idea? *
facts (statements that can be proved true)
statistics (data that is gained from research)
examples (specific instances of a general idea)
anecdotes (brief stories that illustrate a point)
all of the above
Answer:
all of the above
Explanation:
The controlling idea is the text that grabs the reader's attention in a paragraph or headline. It arouses curiosity in the audiences. The controlling idea makes people eager and anxious for details. In support of the controlling idea, the writer uses evidence to paint a clear picture of the events or story.
Some of the evidence that a writer can use include
Verifiable facts and dataReal-life stories and experiencesResearch outcomesFactual information in the public domainWhat is one advantage corporations have over other types of businesses?
O A. Corporations are the easiest businesses to set up.
B. Corporations have a nearly unlimited life span.
C. Corporations have fewer legal regulations to follow.
O D. Corporations are controlled by only one person.
SUBMIT
Answer:
B
Explanation:
ONE advantage corporations enjoy over other business forms is B. Corporations have a nearly unlimited life span.
Corporations do not cease to operate if one or some of the owners die. Each stockholder's shares are transferable by inheritance or sale. Corporations enjoy perpetual existence.
Other advantages of corporations over other business forms are:
Shareholders enjoy the protection of personal liability (limited liability of ownership)Shareholders have a business that is professionally managedThe business type has easy access to funds.
Unfortunately, corporations are not the easiest to form because of the rigid formalities accompanying their formation and management. Shareholders suffer double taxation because the corporation pays taxes as an entity, and shareholders pay another tax when they receive dividends. The legal regulations are many and time-consuming.
Thus, the unlimited life span of corporations makes them the best form of business since control and ownership of a corporation are not limited to one individual.
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Why is it important to have insurance?
It's important to have insurance so people can
protect themselves from losing a lot of money in
the event of an unpredictable event or something
happens to them or their property.
So individuals can defend against the possibility of
financial loss due to unpredictable event
So people can engage in risky behavior without
financial consequences
A and B
It's important to have insurance so people can protect themselves from losing a lot of money in the event of an unpredictable event or something that happens to them or their property. So individuals can defend against the possibility of financial loss due to unpredictable events. The correct options are a and b.
What is insurance?Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.
It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
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23
Page:
Find the s.p of a shirt whose MP is Rs
2700 when 13% VAT is levied ?
.
Answer:
RS3051
Explanation:
the tax is going to be 113% since u add 100% because the s.p is going to rise
2700×113/100=3051
What is the name of the specific protection that the insurer provides to the policy holder
OA
exclusion
OB rider
OC coverage
OD premium
Answer:
option D is correct answer
Explanation:
hope it's helpful for you
Answer:
C coverage
Explanation:
(A) Explain the Bullwhip effect, using rough but neatly drawn graphs. (B) Explain what kinds of costs of the retailers, distributors, manufacturers, and suppliers that are affected by the Bullwhip effect?
(A) The Bullwhip effect: Demand amplification along the supply chain.
(B) Costs affected: Increased inventory, warehousing, transportation, and production inefficiencies.
A) The Bullwhip effect refers to the phenomenon where small fluctuations in customer demand can result in amplified variations in orders placed upstream in a supply chain. This effect causes the demand signal to become distorted and exaggerated as it travels from the end customer to the supplier. I'll explain the Bullwhip effect using a graph:
In the graph, the horizontal axis represents time, while the vertical axis represents the quantity of products ordered. The graph shows four lines representing the demand signal at different stages of the supply chain: retailer, distributor, manufacturer, and supplier. Initially, customer demand (retailer) experiences small fluctuations. However, as the signal travels upstream, the variations increase, resembling the shape of a bullwhip.
B) The Bullwhip effect impacts different costs within the supply chain. These costs include:
1. **Inventory Costs:** The Bullwhip effect leads to increased inventory costs at each stage of the supply chain. Fluctuations in demand result in excessive inventory buildup as each level tries to buffer against perceived demand variability.
2. **Ordering Costs:** The Bullwhip effect increases ordering costs for retailers, distributors, manufacturers, and suppliers. Larger and more frequent orders are placed due to distorted demand signals, leading to additional administrative and processing expenses.
3. **Transportation Costs:** Variations in demand caused by the Bullwhip effect can result in inefficient transportation utilization. Increased demand fluctuations may require more frequent shipments, leading to higher transportation costs.
4. **Production Costs:** Manufacturers experience higher production costs due to the Bullwhip effect. They must adjust their production schedules more frequently to meet fluctuating orders, which can lead to inefficiencies and increased setup costs.
5. **Suppliers' Costs:** Suppliers are affected by the Bullwhip effect through increased demand variability and uncertainty. They face challenges in capacity planning, raw material procurement, and production scheduling, resulting in higher costs.
Overall, the Bullwhip effect introduces inefficiencies and increased costs throughout the supply chain, affecting inventory, ordering, transportation, production, and suppliers' costs.
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T/F: export assistance centers provide hands-on exporting assistance and trade-finance support for and -sized businesses.
True. Export assistance centers are specifically designed to provide hands-on assistance to businesses that are interested in exporting their products or services overseas.
These centers can help small and medium-sized businesses navigate the complex process of exporting, including identifying potential markets, complying with foreign regulations, and securing financing. In addition to providing expert guidance and support, export assistance centers can also connect businesses with a network of resources and contacts that can help them succeed in the global marketplace. Whether you are just getting started with exporting or are looking to expand your existing operations, an export assistance center can be an invaluable resource for your business. With their expertise and experience, they can help you overcome the many challenges that come with exporting, and ultimately help you achieve your goals and grow your business.
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Which of the following would cause a shift of the supply curve:
An increase in the price of the good
An increase in consumer's income
An increase in advertising
A new technological innovation which reduces costs
what do you understand by 'business'?Explain it's characteristics.
Answer:
Business is an economic activity that involves the exchange, purchase, sale, or production of goods and services with a motive to earn profits and satisfy the needs of customers.
Explanation:
Businesses can be profit or non-profit organizations that function to gain profits or achieve a social cause.
Characteristics:
Economic activity: Business is an economic activity of producing and distributing goods and services.Buying and Selling.Profit MotiveCustomer satisfactionCreative and DynamicBrand _____, like that enjoyed by Coca-Cola or Adidas, results from favorable consumer experience with a product and the consumer decision to buy the brand name over the generic.
Answer: equity
Explanation:
As an advertising manager of a company, you have been asked to write a proposal stating why the company should advertise and it's benefits to the company
Answer: Advertising helps expand the market of the company to have more people to know about the product
Explanation:
Proposal for advertising; My firm, xyz cooperation would love to handle the publicizing aspect of your product while you go ahead your business. We have been into these business for about 20years, so we understand the challenges that comes with the business and how they are tackled. We are creative and emerging with our services, as we offer them with reasonable and affordable prices, do read through our profile as we look forward working with you
Benefits;
1) We expand your market when we advertise for you
2) We brand your firm with a new look and make consumers get attracted
3) We offer a discount of 15% for new firms and subsequently 5% for consistent customers.
General
Ledger
Cash in Bank
Advertising
Expense
Owner
Withdrawals
Office
Equipment
Electric
Expense
Repair
Expense
Owner's
Capital
Accounts
Receivable
●
Rent Expense
Sales from
Fees
Accounts
Payable
On the form provided, provide the following information for each account.
Classify the account as an asset, liability, owner's equity, revenue, or expense account.
Indicate whether the increase side is a debit or a credit.
• Indicate whether the decrease side is a debit or a credit.
●
Indicate whether the account has a normal debit balance or a normal credit balance.
Classifying the accounts and understanding their debit/credit sides and normal balances. Sales from Fees: Revenue, Increase - Credit, Decrease - Debit, Normal Credit balance.
Here's the information for each account:
1. General Ledger: This is a record-keeping system and doesn't have a specific classification.
2. Cash in Bank: Asset, Increase - Debit, Decrease - Credit, Normal Debit balance
3. Advertising Expense: Expense, Increase - Debit, Decrease - Credit, Normal Debit balance
4. Owner Withdrawals: Owner's Equity, Increase - Credit, Decrease - Debit, Normal Credit balance
5. Office Equipment: Asset, Increase - Debit, Decrease - Credit, Normal Debit balance
6. Electric Expense: Expense, Increase - Debit, Decrease - Credit, Normal Debit balance
7. Repair Expense: Expense, Increase - Debit, Decrease - Credit, Normal Debit balance
8. Owner's Capital: Owner's Equity, Increase - Credit, Decrease - Debit, Normal Credit balance
9. Accounts Receivable: Asset, Increase - Debit, Decrease - Credit, Normal Debit balance
10. Rent Expense: Expense, Increase - Debit, Decrease - Credit, Normal Debit balance
11. Sales from Fees: Revenue, Increase - Credit, Decrease - Debit, Normal Credit balance
12. Accounts Payable: Liability, Increase - Credit, Decrease - Debit, Normal Credit balance
I hope this helps you understand the classification, debit/credit sides, and normal balances of each account!
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The amount of money the insurance company agrees to pay for an incident is called.
The amount of money the insurance company agrees to pay for an incident is called deductible.
A deductible is the quantity you pay for out-of-pocket expenses in your included fitness care earlier than your plan starts to pay. A deductible is distinctive than a premium.
A top class is the quantity you pay, usually each month, to have medical health insurance. Now, deductibles may be low or excessive, depending on the plan you select.
In an insurance coverage, the deductible is the amount paid out of pocket by means of the coverage holder before an insurance company pays any costs. In trendy utilization, the term deductible may be used to describe one of numerous forms of clauses which might be used by insurance corporations as a threshold for coverage bills.
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People must make choices among available options because people
(A) are irrational
(B) have limited wants
(C) have limited resources
(D) are not provided goods by the government
(E) do not receive positive benefits from consuming certain goods
Answer:
I Believe its E but im not sure...
Explanation:
Sorry if im wrong hope this helps!!
You're given a monthly budget of $400 for social media advertising. You want to set a daily budget for February to insure you don't overspend for the month. What is your daily budget? (It is not a leap year.)
Answer:
$14.28
Explanation:
you will have a couple of cents left over at the end because you cant evenly divide 400 by 28
Customers are _________________ to expect low prices when they come in.
Customers are more likely to except low prices.
Why do customers prefer Low Prices?
A service or product can enter the market more easily and draw customers away from rivals by offering a lower price. Pricing for market penetration focuses on the tactic of utilizing initially cheap prices to make a large customer base aware of the a new product.
The majority of customers favor shops that consistently appear to offer lower pricing than the competitors. Examples are Walmart and Costco for consistently low costs.
Lower Prices saves Consumer's time
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A survey based on a high-quality random sample can provide accurate estimates of the characteristics, behaviors, and attitudes of an entire population, even if the survey sample includes only ________ people.
A survey based on a high-quality random sample can provide accurate estimates of the characteristics, behaviors, and attitudes of an entire population, even if the survey sample includes only a small number of people.
This is because a random sample is designed to be representative of the population, meaning that each member of the population has an equal chance of being selected to participate in the survey. This helps to ensure that the sample is diverse and reflects the various subgroups that make up the population. Additionally, the use of statistical methods such as confidence intervals and margin of error can help to quantify the level of accuracy and precision of the estimates derived from the sample.
However, it is important to note that the size of the sample can impact the level of accuracy and precision of the estimates. Generally, larger sample sizes lead to more accurate and precise estimates, as they provide a greater representation of the population. But even with a small sample size, a well-designed and executed survey can still provide valuable insights and information about the population of interest.
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Lox, Stock and Bagel, Inc., issued $100,000 of common stock. It recorded the transaction by increasing Cash and decreasing Common Stock. As a result of this entry, ______.
The recording of the transaction in that way will lead to the transaction being recorded in the wrong account.
Effects of an issuance of common stockCash will increased because the stock will be sold.Common stock will increase as well because shares represent an ownership interest.
The decrease in the Common stock was therefore the wrong thing to do as the common stock should have been increased instead.
In conclusion, the common stock was recorded wrongly.
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On May 1, 2012, Anton Corp. sold a $600 million bond issue to finance the purchase of a new distribution facility. These bonds were issued in $1,000 denominations with a maturity date of May 1, 2042. The bonds have a coupon rate of 8.00% with interest paid semiannually. Required: a) Determine the value today, May 1, 2022 of one of these bonds to an investor who requires a 12 percent return on these bonds. Why is the value today different from the par value? b) Assume that the bonds are selling for $875.00. Determine the current yield and the yield-to-maturity. Explain what these terms mean. c) Explain what layers or textures of risk play a role in the determination of the required rate of return on Anton's bonds.
a) To determine the value today, May 1, 2022, of one of the bonds, we need to calculate the present value of the future cash flows. The bond valuation has a coupon rate of 8.00%, and interest is paid semiannually. The required return for the investor is 12%.
Using a financial calculator or spreadsheet, we can calculate the present value as follows:
N = (2042 - 2022) * 2 = 40 (number of semiannual periods)
I/Y = 12% / 2 = 6% (semiannual required return)
PMT = 0.08 / 2 * $1,000 = $40 (semiannual coupon payment)
FV = $1,000 (par value)
PV = -$40 * (1 - (1 + 0.06)^(-40)) / 0.06 + $1,000 / (1 + 0.06)^40
Calculating the above expression yields the value today of one bond to be approximately $636.57.
The value today is different from the par value ($1,000) due to several factors. First, the bond's coupon rate (8%) is different from the investor's required return (12%), resulting in a discount on the bond's future cash flows. Additionally, the longer time to maturity increases the uncertainty associated with the bond's future payments, further contributing to a lower present value.
b) The current yield is the annual interest payment (coupon) divided by the current market price of the bond. In this case, the bond is selling for $875.00, and the annual coupon payment is $80. Therefore, the current yield is $80 / $875.00, which is approximately 9.14%.
The yield-to-maturity (YTM) represents the total return an investor can expect if they hold the bond until maturity, considering both coupon payments and any potential capital gains or losses. It takes into account the current market price, the coupon rate, the time to maturity, and the face value. Calculating the YTM requires using a financial calculator or spreadsheet and solving for the interest rate that equates the present value of the bond's future cash flows to its current market price.
c) Layers or textures of risk that play a role in determining the required rate of return on Anton's bonds include:
Interest Rate Risk: Changes in interest rates affect bond prices. If interest rates rise, the value of existing bonds with fixed coupon rates decreases, and vice versa. Investors demand a higher return to compensate for this risk.
Credit Risk: The risk that Anton Corp. may default on its bond payments. Higher credit risk typically leads to a higher required rate of return to compensate investors for the possibility of default.
Market Risk: Overall market conditions and investor sentiment can affect bond prices and returns. Uncertainty in the economy or industry can influence the required rate of return.
Inflation Risk: The risk that inflation erodes the purchasing power of future bond payments. Higher expected inflation may lead to a higher required rate of return to maintain real returns.
These layers of risk contribute to the determination of the required rate of return on Anton's bonds, reflecting investors' expectations and the compensation they require for taking on various risks associated with the investment.
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Spice Inc. S unit selling price is $48, unit variable costs are $30, fixed costs are $108,000, and current sales are 9,500 units. How much will operating income change if sales increase by 6,000 units
The operating income will change if sales increase by 6,000 units by: 108,000.
Change in operating incomeUsing this formula
Change in operating income=(Selling price-Variable cost)×Increase in sales
Let plug in the formula
Change in operating income=($48-$30)×6,000 units
Change in operating income=$18×6,000 units
Change in operating income=108,000 increase
Inconclusion the operating income will change if sales increase by 6,000 units by: 108,000.
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On January 1, 2017, the dental partnership of Angela, Diaz, and Krause was formed when the partners contributed $39,000, $67,000, and $69,000, respectively. Over the next three years, the business reported net income and (loss) as follows: 2017 $ 79,000 2018 51,000 2019 (34,000 ) During this period, each partner withdrew cash of $15,000 per year. Krause invested an additional $6,000 in cash on February 9, 2018. At the time that the partnership was created, the three partners agreed to allocate all profits and losses according to a specified plan written as follows: Each partner is entitled to interest computed at the rate of 10 percent per year based on the individual capital balances at the beginning of that year. Because of prior work experience, Angela is entitled to
which is true about a spouse term rider?
A spouse term rider is an optional feature that can be added to a life insurance policy to provide coverage for the policyholder's spouse.
It is typically offered as an additional benefit that the policyholder can choose to add to their policy for an additional premium.
There are different types of spouse term riders available, but some common features include:
Level term coverage: The spouse term rider provides a fixed amount of coverage for a specific period of time, typically the same duration as the policyholder's own term life insurance policy.
Conversion option: Some spouse term riders may allow the spouse to convert the term coverage to a permanent life insurance policy without having to undergo a medical exam or provide additional proof of insurability.
Rider expiration: The spouse term rider typically expires when the policyholder's own term life insurance resources policy expires, although some policies may allow for renewal or conversion options.
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Powers Company reported net sales of $1,280,000, average Accounts Receivable, net of $70,500, and net income of $54,425. The accounts receivable turnover ratio is:
If Powers Corporation had net sales of $1,280,000, an average receivables, net of $70,500, a net income of $54,425 the customers receivable turnover proportion account be 18.14.
What are the three sorts of accounts?Accounting has three different sorts of accountsare three different sorts of accounts in accounting: real, personal, and nominal. Following that, real account is divided into two subcategories: intangible real account and tangible real account. Natural, Representative, and Artificial are three further subtypes of Personal accounts.
Net credit sales are calculated by subtracting credit sales returns plus allowances from total sales.
We shall presume that the credit sales returns or allowances are zero as we are not given any information about them. Therefore:
$1,280,000 is equal to net credit sales.
Calculations for the typical accounts receivable are as follows:
Average receivables are equal to (Starting receivables + Ending receivables).
P&L in accounting—what is it?A financial report called a profit or loss statement details how much money your company has spent and made over a given period of time. The term comes from the fact that it also displays your overall financial performance throughout that time. A statement of earnings and expenses is also sometimes referred to as an income statement or a P&L.
Typical receivables are at $71,500.
The accounts receivable inventory turnover can now be calculated as follows:
Net credit sales divided by the average amount owed makes up the accounts receivable turnover ratio.
The turnover of accounts receivable ratio equals $1,280,000 divided by $75,000
18.14 is the accounts receivable turnover ratio.
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loans that do not involve government cooperation are known as
Loans that do not involve government cooperation are known as private loans.
Private loans refer to lending arrangements between private individuals or entities without the involvement or backing of the government. These loans are typically provided by private financial institutions such as banks, credit unions, or peer-to-peer lending platforms. Private loans are governed by the terms and conditions set by the lender and borrower, including interest rates, repayment schedules, and collateral requirements. Unlike government-backed loans, private loans do not have the guarantee or support of a governmental entity. The terms and availability of private loans can vary depending on the lender's policies, the borrower's creditworthiness, and the prevailing market conditions.
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Regulatory policy requires a balance between protecting safety and.
Answer: protecting constitutional rights.