The operational databases are characterized by the following three features: optimized to retrieve large volumes of data; constantly changing; and complex schema.
The operational database is a data system that provides users with real-time data processing for use in daily business activities. Operational databases are also known as online transaction processing (OLTP) systems.The following are the characteristics of the operational databases:Optimized to retrieve large volumes of dataConstantly changingComplex schemaA large number of users frequently access operational databases for various purposes. As a result, these databases must be optimized to retrieve large volumes of data quickly. Because the databases are in constant use, they must be able to accommodate a high volume of transactions. As a result, they must be continually updated. The databases may require a complex schema due to the large amount of data that is stored and the need for relational links between different tables. The schema may need to be modified regularly to support new data formats, which may contribute to the complexity of the schema.The correct answer is: a. 1), 2), and 3).An operational database is a database that allows data to be used immediately in business processes. It is an online transaction processing (OLTP) database.
The three characteristics of an operational database are as follows:Optimized to retrieve large volumes of dataConstantly changingComplex schemaTherefore, the correct answer is option a. 1), 2), and 3).
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The largest human relocation in the history of the world took place during
Answer: The largest documented voluntary emigration in history was the Italian diaspora, which migrated from Italy 1861 and 1970 with 13 million people leaving the country. Mass migration may be forced migration such as the Atlantic slave trade.
Answer:
World War II
Explanation:
Maple Leaf Packs is a Canadian company that designs and sells backpacks, suitcases, and other bags. Maple Leaf Packs selected a new contract manufacturer for its bags in 2018 after joining the Comprehensive and Progressive Trans-Pacific Partnership (CPTPP). The current manufacturer is a sewing factory in the Duc Hoa District, Long An, Vietnam. Both Vietnam and Canada are signatories of the CPTPP, reducing import duties on products made in Vietnam. The bags are then shipped to the Port of Vancouver on Canada's west coast where they have a nearby distribution center. The Mountie (SKU # R2U4) is a new backpack model being introduced for next year's summer season. It is Maple Leaf Packs' first large product launch since moving production to Vietnam. The bag is designed to carry gear and supplies for one or two nights of camping ("backpacking"). It is made of durable, water-resistant fabric with a plastic, internal support structure to help evenly distribute the load. The new Mountie backpack is a critical part of Maple Leaf Packs' product strategy next year. Before committing to a large production order, the company's CEO, Barbara Hernandez, has asked you to check the costs associated with sourcing products from their supplier in Vietnam.
The key information you will need for this analysis includes: Currencies: • Vietnam's currency is the Vietnamese Dong (VND). • Canada's currency is the Canadian Dollar. • At current exchange rates, 1 Canadian Dollar is equal to 17,978 VND. • The Ex-Works price of the Mountie backpack (SKU # R2U4) is 152616 VND per unit.
The cost of 1 Mountie backpack in CAD is $8.49.
The cost associated with sourcing products from their supplier in Vietnam is to be checked by the company's CEO, Barbara Hernandez.
At current exchange rates, 1 Canadian Dollar is equal to 17,978 VND.
Therefore, the Ex-Works price of the Mountie backpack (SKU # R2U4) is 152616 VND per unit.
Let's find the equivalent cost in Canadian Dollars.
Ex-Works price of the Mountie backpack (SKU # R2U4) in VND is 152616.
At current exchange rate, 1 Canadian Dollar is equal to 17,978 VND.
To find the cost in CAD, we have to divide 152616 by 17,978.152616 ÷ 17,978 = 8.49
Therefore, the cost of 1 Mountie backpack in CAD is $8.49.
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Given a need to raise capital of $2 million and attorney costs of $150,000, with an underwriter's spread of 3%, the amount of bond issuance should be:
Answer:
The amount of bond issuance is $2,085,500
Explanation:
The computation of the amount of bond issuance is shown below:
= Raise capital + attorney cost - underwriter spread
= $2,000,000 + $150,000 - 3% of $2,150,000
= $2,150,000 - 3% of $2,150,000
= $2,150,000 - $64,500
= $2,085,500
Hence, the amount of bond issuance is $2,085,500
We simply applied the above formula so that the correct value could come
The oil and energy industries are under the regulatory authority of:.
Answer:
The Texas Railroad Commission
many companies grant stock or stock options to managers. discuss the benefits and possible costs of using this kind of incentive compensation scheme.
the use of stock or stock options as a form of incentive compensation for managers can be an effective way to align the interests of managers and shareholders, encourage long-term thinking, and attract and retain talent.
What are the benefits and possible costs of using stock or stock options as incentive compensation for managers?The use of stock or stock options as a form of incentive compensation for managers can have both benefits and costs. Some of the benefits include:
Aligning the interests of managers and shareholders: When managers own stock or have stock options, they have a personal financial interest in the success of the company. This can motivate them to make decisions that are in the best interest of shareholders.Encouraging long-term thinking: Stock-based compensation can encourage managers to think long-term because the value of the stock is tied to the performance of the company over time. This can help managers avoid short-term decision-making that may benefit them in the short term but hurt the company in the long term.Attracting and retaining talent: Offering stock-based compensation can be an effective way to attract and retain talented managers. It provides a potential upside that is tied to the performance of the company and can be more appealing than just a salary or bonus.However, there are also potential costs to using stock-based compensation:
Risk of excessive risk-taking: Managers who own stock or have stock options may be more willing to take risks that could result in a higher stock price, even if those risks are not in the best interest of the company as a whole.Short-term focus on stock price: Stock-based compensation can also lead managers to focus excessively on the company's stock price in the short term, rather than on the long-term success of the company.Accounting and disclosure requirements: Companies that use stock-based compensation must follow specific accounting and disclosure requirements, which can be complex and time-consuming.Dilution of existing shareholders: The issuance of new stock or stock options can dilute the ownership stake of existing shareholders, which may not be desirable.In conclusion, the use of stock or stock options as a form of incentive compensation for managers can be an effective way to align the interests of managers and shareholders, encourage long-term thinking, and attract and retain talent. However, there are also potential costs and risks associated with this type of compensation scheme, including the risk of excessive risk-taking, short-term focus on stock price, accounting and disclosure requirements, and dilution of existing shareholders. Companies must carefully weigh these factors when deciding whether to use stock-based compensation for their managers.
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PLEASE HELP! What is income??
Answer:
Income is money that you receive usually after doing work.
Explanation:
Gross Income is income before taxes and expenses, while net income is income after expenses and is your profit margin.
In what step of the 7-Step Product Development Process is the product brought to
life through sketching and illustration?
Sourcing
Research
Planning
Prototyping
Answer: planning
Explanation: The sketch should be as detailed as possible, with labels explaining the various features and functions.
Peter is planning his finances for the next couple of years. He wants to save money to eventually buy a house because he will be getting married
soon. He has created a savings plan revolving around his necessary expenses, and he has set a target of three years to save up a down payment
for a house. At which phase of the financial life cycle is Peter in?
Peter is in the________
phase of the financial life cycle.
Fill in the blank
Answer:
Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer
Explanation:
Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer
State true or false and justify your answer:
The cost of retained earnings is equal to the required rate of return on a firm's outstanding common stock.
False. The cost of retained earnings is not equal to the required rate of return on a firm's outstanding common stock. The cost of retained earnings represents the opportunity cost of using internal funds to finance investments rather than distributing them to shareholders as dividends. It is the return that shareholders could have earned if they had received the funds as dividends and invested them elsewhere. In other words, it reflects the return required by shareholders for forgoing dividend payments.
On the other hand, the required rate of return on a firm's outstanding common stock is a measure of the return expected by investors for holding the stock. It is influenced by factors such as the risk associated with the investment, market conditions, and the company's financial performance. The required rate of return is used to determine the present value of future cash flows and serves as a benchmark for evaluating the attractiveness of an investment. While both the cost of retained earnings and the required rate of return are related to the shareholders' return expectations, they are distinct concepts with different purposes. The cost of retained earnings represents the cost of internal financing, while the required rate of return on common stock reflects the return expected by investors in the open market.
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As PlastiPharm’s business has expanded, the company has built a new addition and added new equipment. Each machine has the capacity to monitor the heat of the raw materials as they go through the machine – maintaining a temperate of 370 degrees, plus or minus ten degrees. If the temperate fluctuates beyond those parameters, the machine shuts down, and floor technicians address the issue and adjust ensure quality is maintained in the product. In addition, 100 percent of all products are visually inspected for defects. Why does PlastiPharm take such great efforts to ensure its products meet industry standards and customers’ needs?
The PlastiPharm take great efforts to ensure its products meet industry standards and customers’ needs because fulfilling the customer need and providing the customers good quality produce is one of the long-term goal of the industry.
What is an industry?An industry refers to a group of enterprises or companies or businesses in the market. An industry provides and services to the customers in the market.
The terms industry and sector are often used interchangeably to describe a group of companies that operate in the same segment of the economy or share a similar business type.
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Which of the following would be the most effective review in a formal report?
A) As this section has shown, our current marketing strategy is highly effective.
B) The next segment illustrates potential challenges.
C) Having outlined the details, I will now offer a few other points.
D) Now that the boring stuff is out of the way ...
E) All of the above are effective.
I Having outlined the details, I will now offer a few other points. This statement shows that the writer has already provided a thorough explanation of the subject matter and is now offering additional insights or perspectives.n a formal report, the most effective review would be option C).
It demonstrates that the writer has a good understanding of the topic and is capable of providing a well-rounded analysis. Option E) All of the above are effective may not be as effective as it does not provide a clear direction or focus for the review. It may also be perceived as lacking in depth or critical analysis.
Therefore, option C is the most effective choice for a formal report review.
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Which of the following would be the most effective review in a formal report?
A) As this section has shown, our current marketing strategy is highly effective.
B) The next segment illustrates potential challenges.
C) Having outlined the details, I will now offer a few other points.
D) All of the above are effective
Recommend three life skills that can assist a grade 12 school leaver to adapt to the world of work in 2023.in each answer,also indicate how these life skills can prevent a stressful transition from being a learner to the work environment.
A grade 12 school leaver will require communication, time management and problem solving skills to adapt to the world of work.
What are life skills?Life skills are skills required by individuals are necessary for living and cooperation with others
Some of the life skills include:
communication time management critical thinking problem solvingA grade 12 school leaver will require communication, time management and problem solving skills to adapt to the world of work.
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If the approximate market value for of a $1,000 corporate bond is $1,200 and it pays 6 percent interest, then what are comparable bonds paying?
The comparable bonds pay a 5% interest rate when the approximate market value of a $1,000 corporate bond is $1,200 and it pays 6 percent interest.
What are bonds?A bond is a type of financial security in which the issuer owes the holder debt and is obligated depending on the terms to repay the principal of the bond as well as interest over a specified period of time.
Given that,
Approximate market value of $1,000 is $1,200
Interest rate is 6%
\(\rm\,Annual \; Interest = (face \; value)\times Interest \; rate\\ \rm\,Annual \;Interest = 1,000 \times 6\%\\ \rm\,Annual \;Interest = 60\\\\Calculation of comparable bond interest rate:\\\\Approximate \;bond \;value = \frac{Annual\; interest}{Comparable \;interest\; rate} \\\\1200 =\frac{60}{Comparable\; Interest \;Rate} \\\\Comparable\; Interest\; Rate = 5\%\)
Hence, the comparable bonds pay a 5% interest rate.
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Please briefly describe your accounting experience. ( this question is for a job application)
Accounting experience varies for different individuals based on their background and years of experience.
However, I have had the opportunity to accumulate vast experience in the field of accounting. My accounting experience has helped me become a skilled and experienced accounting professional.
I have developed proficiency in accounting procedures, financial reporting, and auditing. I have gained excellent analytical, problem-solving, and communication skills that enable me to work effectively both independently and as part of a team.
In terms of my qualifications, I have a degree in accounting and I have acquired a professional accounting designation. I have over five years of experience in accounting where I was responsible for managing the company’s financial records, preparing financial statements, overseeing accounts payable, and receivable.
I have experience in reviewing financial records to ensure accuracy and completeness, while providing recommendations for improvements in business operations. I have experience in tax management and dealing with government agencies as well.
My experience in accounting has equipped me with extensive knowledge of bookkeeping software, which I use to maintain accurate and up-to-date financial records. I am proficient in Microsoft Office Suite, specifically Excel, and I am familiar with QuickBooks and other accounting software.
In conclusion, my accounting experience and qualifications make me confident in my abilities to perform any accounting task that comes my way. My experience has helped me gain the skills necessary to be a valuable asset to any organization. I am excited to further expand my skills and continue my career in accounting.
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1. From each paycheck of your afterschool job, you're able to save $45 toward the coat. You get paid twice a
month. How many months will it take you to save enough money to buy your North Face jacket?Using this strategy, how will inflation impact your ability to buy the jacket?
Answer:
1. 4 months.
2. Makes jacket more expensive
Explanation:
You get paid twice a month which means that you can save:
= 45 * 2
= $90 per month
The jacket is $350 so it will take:
= 350/90
= 3.88
= 4 months to afford it.
4 * 90 = $360
Assuming there is inflation in those 4 months, it will make the price of the jacket rise and if the inflation rate is such that the price rises past $360, you will be unable to afford the jacket at that point in time and will have to wait to be paid again.
An investor purchased 100 shares of Paradigm Publishing Corporation (PPC) on October 17, 2020. The price was $83 per share. On April 11, 2021, the investor wrote one PPC Nov 85 call for 3. At expiration date, the PPC stock is selling for $80 per share, and the investor liquidates the stock at the market price and the option at its intrinsic value. The net tax consequences are A) $300 long-term loss. B) $300 long-term gain. C) no gain, no loss. D) $200 short-term gain.
Based on the information given the net tax consequences are: C) no gain, no loss.
First step is to compute the breakeven point
Breakeven point=Purchase price-premium received
Breakeven point=$83-[($83-$80)]
Breakeven point=$83-$3
Breakeven point=$80
Based on the given details we were told that the PPC stock is selling for $80 per share and based on the above calculation the breakeven point was also $80.
Therefore the tax consequences is no gain or no loss because PPC stock was sold out at the breakeven point.
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why is the united states positioned where it is on the continuum of mixed economies compared to singapore?
Although both the United States and Singapore adhere to many market economy concepts, the United States' level of government engagement in the economy is higher than Singapore's, which makes it seem to the left of Singapore on the continuum.
Alaska in the northwest and Hawaii expanding the country's influence into the Pacific Ocean make up the 50 states that make up the United States, which spans a large portion of North America. New York, a hub of international finance and culture, and Washington, DC are significant cities on the Atlantic Coast. On the west coast, Los Angeles' Hollywood district is renowned for film production, while the midwestern city of Chicago is renowned for its influence architecture.
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The marketplace is becoming less homogeneous and moving toward more niche products.a. Trueb. False
The marketplace is becoming less homogeneous and moving toward more niche products - True.
The portion of the market that a particular product is targeted towards is known as a niche market. The product attributes that are meant to address certain market demands, as well as the price range, production standards, and target demographics, are all defined by the market niche. Moreover, there is a small market area. A product or service may occasionally be created specifically to appeal to a certain niche market.
Not every product's market niche can be used to describe it. The highly specialised niche market competes against multiple super firms and strives to survive. Even established businesses develop products for specific markets. For example, Hewlett-Packard makes separate devices as well as all-in-one printers, scanners, and fax machines that are aimed at the home office market.
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Question 1 (Multiple Choice Worth 4 points)
(01.08 MC)
Why might people choose a traditional savings account over other more aggressive savings plans?
O They fear the potential for identity theft.
They have a high risk tolerance for investing.
O They want to grow their money at a fast rate.
O They need to be able to withdraw funds at any time.
Answer:
D. They need to be able to withdraw funds at any time.
Explanation:
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what is the most difficult level of market screening analysis based on the accessibility and subjectivity of the data?
Micro-level analysis is the most challenging in terms of data accessibility and subjectivity in market screening analysis.
The most difficult level of market screening analysis based on the accessibility and subjectivity of the data is the micro-level analysis, which involves gathering detailed and specific data at an individual level and making subjective judgments based on customer insights.
Micro-level analysis requires collecting data on individual customers, market niches, or specific locations. This level of analysis involves understanding customer preferences, behavior, and purchasing patterns, which can be challenging to obtain and subjective in nature. It often requires conducting surveys, interviews, or observational studies to gather insights.
The accessibility of micro-level data can be a significant hurdle. Obtaining granular data at an individual level may involve significant efforts, costs, and time. It may require engaging with a small sample size or relying on third-party data sources, which may not fully capture the specific market dynamics.
Additionally, micro-level analysis involves a high degree of subjectivity. Understanding and interpreting individual customer preferences and motivations can be complex.
It requires a deep understanding of cultural, social, and psychological factors that influence consumer behavior. Interpreting and translating these insights into actionable market strategies involves subjective judgments and interpretations.
Subjectivity also arises from the variability and uniqueness of individual customer preferences. Customer behavior and preferences can change over time and may differ among individuals. This variability adds complexity and uncertainty to the analysis.
In summary, the micro-level analysis poses challenges in terms of data accessibility and subjectivity. Obtaining detailed data at an individual level and making subjective judgments based on customer insights make it the most difficult level of market screening analysis.
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A man has his property listed with a broker. On June 23, a fire causes considerable damage to the property. On June 25, the owner revokes the listing. On June 29, the broker is deemed incompetent. Two days later, on July 1, the listing expires. On what date was the listing terminated
On June 29, the broker is deemed incompetent. Two days later, on July 1, the listing expires. On June 23 listing will be terminated.
How does this occur?
A listing agreement may be amended, but only with the written consent of all parties. A different broker is chosen by the seller to handle the listing.When the listing broker is still eligible to get a commission after the listing has expired.The Fifth Amendment of the United States Constitution states that "nor shall private property be seized for public use, without just compensation." We both believe that it is useful to remember the justifications behind the provision in order to comprehend it.To know more about listing here
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Which words means finds its food; a consumer.?
Answer:
The word that means finding its food is hunting
The ratio of the price of two goods on a graphed budget line is measured by its:.
There are lines in budget. The ratio of the price of two goods on a graphed budget line is measured by the slope of the budget.
What is a budget lineThis is regarded as a two-dimensional graph that shows the various choices one have between two goods given the money one have to spend. It is also known as budget constraint.
The ratio of the price of good X that is found on the horizontal axis to the price of good Y on the vertical axis is known as the slope of the budget.
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What was yesterdays Price? Whats todays Price?
Find 5 stocks that you are interested in investing in. Give the company Name, Ticker Symbol, Share price today and What the Company does?
Pls do it pls I need it really needed it for today pls answer it
Answer:
The price is higher then it was yesterday
Explanation:
David makes 7.5% commission on total sales. How much will he make if he sells $892 worth of merchandise?
Multiplying the sales income by the sales commission rate will get the payable commission. A $10,000 product deal with a 10% commission would provide a $1,000 commission.
How do you add commission into the total sales calculation?This percentage-based calculation is quite simple. Simply multiply the sale price by the commission rate, then divide the result by 100.
What are commission and how does it work?According to the commission rate, a commission is a proportion of all sales. Total sales x commission rate equals commission. To calculate the commission on a sale, multiply the commission rate by the total number of sales.
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Related Party Risk: Evaluate the related party situation for Kathmandu by analysing the information disclosed by the client. You should also conduct a reasonable search for potentially related parties that may not have been disclosed (incompleteness) by the client. Come to an evaluation of the situations in conformance with both Accounting Standards (NZ IAS) and expectations of Auditing Standards (ISA NZ), and make a recommendation to the engagement partner with respect to the Related Party Risk issue.
To evaluate related party risk for Kathmandu, analyze disclosed information and search for undisclosed related parties. Make recommendations in accordance with Accounting and Auditing Standards.
Evaluating related party risk for Kathmandu involves analyzing the disclosed information and conducting a reasonable search for undisclosed related parties. This evaluation should be done in accordance with Accounting Standards (NZ IAS) and expectations of Auditing Standards (ISA NZ).
Review the financial statements and accompanying notes for explicit disclosures of related party transactions. Analyze contracts, agreements, and other relevant documents to identify potential undisclosed related parties.
Assess the nature, extent, and financial implications of the related party transactions to determine if they have been appropriately accounted for and disclosed. Based on the evaluation, make recommendations to the engagement partner, which may include suggesting additional procedures or adjustments to address the related party risk issue.
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The Congress shall have Power To lay and collect Taxes, Duties, Imposts and Excises, to pay the Debts and provide for the common Defence and general Welfare of the United States . . .; To borrow Money on the credit of the United States; To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes. —Constitution of the United States, Article I, Section 8 Which of these are expressed powers granted by this part of Article I, Section 8? Check all that apply.
Answer:
To lay and collect Taxes, Duties, Imposts and ExcisesTo pay the Debts and provide for the common Defense and general Welfare of the United States. To borrow Money on the credit of the United States.To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes.Explanation:
Congress as a Federal governmental branch, has the power to undertake certain things for the United States as a whole instead of for individual states. Article 1, Section 8 of the Constitution shows these powers which include: Congress will be able to collect taxes on from all states as well as duties, imposts and excises for the entire country.
Congress shall also be able to pay off debt and pass budgets for the defense of the nations. They will be able to borrow for the entire nation on the credit of the U.S. as a whole.
And finally, they can regulate commerce with foreign states and among the various states themselves but not within and as Indian tribes are seen as partly sovereign, only Congress can make deals with them as well.
Answer:
1. lay and collect taxes and duties
2. pay debts
5. borrow money
6. regulate commerce with foreign nations
Rabito, Inc., is a large food-processing company. It processes 152,000 pounds of peanuts in the peanuts department at a cost of $183,000 to yield 12,000 pounds of product A, 72.000 pounds of product B, and 15,000 pounds of product C.
The company wants to make a gross margin of 10% of revenues on product C and needs to allow 20% of revenues for marketing costs on product C overview of operations follows:
Requirements
1. Compute unit costs per pound for products A, B, and C, treating C as a byproduct. Use the NRV method for allocating joint costs. Deduct the NRV of the byproduct produced from the joint cost of products A and B
2. Compute unit costs per pound for products A, B, and C, treating all three as joint products and allocating joint costs by the NRV method
The unit cost per pound for products A, B, and C under both scenarios varies. For the byproduct scenario, A and B's joint cost is allocated based on their relative Net Realizable Value (NRV), while C's cost is the total cost minus the NRV of C.
First, we need to compute the net realizable value (NRV) for each product to allocate the costs. NRV is the selling price minus the costs of completing and selling the product. Since we don't have selling prices, we'll assume the entire revenue from each product is its NRV. To meet Rabito's targets for Product C, we reverse-engineer its price: if 80% of revenue (100%-20% marketing costs) is $1.10 (110% due to the 10% gross margin), then the price per pound for C is $1.10 / 0.8 = $1.375. Multiply this by the 15,000 pounds to get an NRV of $20,625 for Product C. Next, we subtract this NRV from the total cost ($183,000 - $20,625 = $162,375) and allocate it to Products A and B. We don't have their prices, so we'll assume they're equal and divide the cost equally, giving a cost per pound of $162,375 / (12,000 lbs A + 72,000 lbs B) = $1.857 per pound for A and B, and $1.375 for C. For the second requirement, all products are treated as joint, so their costs are proportionate to their NRVs. Assuming equal prices for A and B again, their combined NRV is $162,375. Add the NRV for C to get a total joint NRV of $183,000.
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if the natural rate of unemployment is 5.2 percent and the actual rate of unemployment is 5.7 percent, then by definition there is . a. cycl cyclical unemployment amounting to 0.5 percent of the labor force. b. frictional un frictional unemployment amounting to 0.5 percent of the labor force. c. structural unemployment amounting to 0.5 percent of the labor force. d. search unemployment amounting to 0.5 percent of the labor force.
It occurs when the real Gross Domestic Product (GDP) is lower than the potential GDP. Cyclical unemployment is a type of involuntary unemployment since it is beyond the control of individuals.
The correct option for the given question is option a. Cyclical unemployment amounting to 0.5 percent of the labor force. The natural rate of unemployment is the minimum level of unemployment that exists due to the structural, frictional, and search unemployment that exists even at full employment. If the natural rate of unemployment is 5.2 percent and the actual rate of unemployment is 5.7 percent, then the cyclical unemployment amounts to 0.5 percent of the labor force.In macroeconomics, cyclical unemployment is the variation of unemployment caused by deviations of actual output from potential output during a business cycle. It occurs when the real Gross Domestic Product (GDP) is lower than the potential GDP. Cyclical unemployment is a type of involuntary unemployment since it is beyond the control of individuals.
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Why do lenders often require a down payment when credit is used to purchase a good?
It reduces risk to the lender.
It eliminates interest charges.
It reduces the cost of the financed good.
It increases the cost of financing the good.
The payments are done through a down payment reduces the risk to the lender and therefore the lender requires down payments when credit is used to purchase a good. Thus (A) is the correct option.
What is a down payment?The amount of money that a purchaser pays on the purchasing of any expensive object. The down payment showcases a portion of the total purchasing amount.
It is made in the initial stage of purchasing. It reduces the risk of the lender and therefore, (A) is the correct option.
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