The interest rate for a billing period of 31 days, based on a 9% APR, is approximately 0.764151%.
The percentage of the principal sum that is charged or paid for the use of borrowed funds is known as an interest rate and it is typically expressed as an annual percentage rate (APR). For lenders or investors it stands for the cost of borrowing or the return on investment.
APR to a decimal: 9% = 0.09.
APR for a year (the number of days in a year) = 0.09 / 365
= 0.00024657534.
Multiply the daily interest rate by the number of days in the billing period (31) = 0.00024657534 × 31
= 0.0076415094.
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What does Physchographic profile mean
Answer:
Psychographics is the study of consumers based on their activities, interests, and opinions (AIOs). ... In contrast, a psychographic profile contains information around a person's interests, hobbies, emotional triggers, and lifestyle choices, among other data.
Explanation:
Plz, mark me brainliest!
Answer:
Psychographics is the study of consumers based on their activities, interests, and opinions (AIOs). ... In contrast, a psychographic profile contains information around a person's interests, hobbies, emotional triggers, and lifestyle choices, among other data.
in the past, kohl’s has been losing sales to amazon. why then would it enter into a partnership with one of its most fierce competitors?
Kohl’s will want to enter into a partnership with Amazon with hopes of increasing its store traffic by bringing Amazon customers in.
Partnership is basically the coming together of two of more companies or individual with a common goal.
Let bear in mind that Partnership is different from Acquisition or Merger because each owner is entitled to their share of profit.
Through this partnership, Kohl's and Amazon will both benefit from the arrangement.
Currently, Kohl's has a large number of physical stores which Amazon has no access to. So therefore, Kohl's will benefits from Amazon's strong online customer base.
Therefore, Kohl’s will want to enter into a partnership with Amazon with hopes of increasing its store traffic by bringing Amazon customers in.
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how many years must employers keep accurate records of mda monitoring measurements
Answer:
30 years
Explanation:
Employers must accurately keep records of MDA monitoring measurements for 30 years.
Evaluate the possible impact on Morrisons of using a flatter organisational structure.
A flatter organizational structure is characterized by fewer levels of management and decision-making distributed over the different departments of the organization.
The potential impacts of Morrisons using a flatter organizational structure can be both positive and negative.
Positive impacts of flatter organizational structure includes:
1. Increased Efficiency: Flatter organizational structure reduces the level of bureaucracy and hierarchy. This reduces the need for managers to go through different channels before making a decision. Decision making is quickened, and the company becomes more efficient.
2. Cost savings: A flatter organizational structure eliminates the need for too many middle managers, reducing the company's wage bill. This translates to significant savings for the company.
Negative impacts of flatter organizational structure include:
1. Communication difficulties: The removal of middle managers makes communication between top management and employees a bit more challenging.
2. High workload: Since the middle management level is eliminated, the senior management level has to manage more people. This can lead to increased workload and burnout.
3. Poor coordination: With fewer management levels, there is a high probability that departments will become less coordinated and cooperative with one another.In conclusion, Morrisons can experience a range of potential impacts if they adopt a flatter organizational structure.
Although there are a few potential negatives, the positives of such a structure, such as improved efficiency and cost savings, outweigh the negatives.
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joe Henry's machine shop uses 2540 brackets during the course of a year. These brackets are purchased from a supplier 90 miles away. The following information is known about the brackets: Annual demand 2,540
Holding cost per bracket per year $ 1.30
Order cost per order $ 18.00
Lead time 2days
Working days per year 250
d) Given the EOQ, what is the total annual cost of managing (ordering and holding) the inventory? $_______ (round your response to two decimal places)
The total annual cost of managing the inventory is $94.44 (rounded to two decimal places).
To calculate the total annual cost of managing the inventory, we need to use the Economic Order Quantity (EOQ) formula:
EOQ = sqrt((2 * annual demand * order cost) / holding cost per bracket per year)
EOQ = sqrt((2 * 2540 * 18) / 1.30) = 140.72
Now that we have calculated the EOQ, we can use it to calculate the total annual cost:
Total annual cost = (annual demand / EOQ) * order cost + (EOQ / 2) * holding cost per bracket per year
Total annual cost = (2540 / 140.72) * 18 + (140.72 / 2) * 1.30 = $94.44
Therefore, the total annual cost of managing the inventory is $94.44 (rounded to two decimal places).
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critically discuss how career and study choices are influenced by the following socio-economic factor: availability of finances/affordability
Answer:
availability of financial/affordability
Explanation:
it's enables you to make more money for the growth of the community so we study it that way
Estimates of U.S. job gains and losses due to free trade agreements
A) show no change in jobs.
B) show clear gains in the number of jobs.
C) show clear losses in the number of jobs.
D) show mixed results, leading to no clear conclusion. to trade, and give specific examples of how imports may create jobs and exports may occur after a loss of jobs.
Estimates of U.S. job gains and losses due to free trade agreements generally show mixed results, leading to no clear conclusion. to trade, and give specific examples of how imports may create jobs and exports may occur after a loss of jobs.The correct answer is option d.
The impact of free trade agreements on employment is a complex issue with various factors at play.
While some studies suggest that free trade agreements can lead to job gains in certain industries, others indicate that there can be job losses in specific sectors. The overall effect on employment depends on factors such as the industries involved, the competitiveness of domestic industries, changes in global market dynamics, and government policies.
It's important to note that the overall impact of free trade agreements on employment is a complex and multifaceted issue, and the specific outcomes can vary depending on numerous factors. It is not accurate to make a blanket statement that free trade agreements always result in clear gains or losses in the number of jobs (options B and C).
The correct answer is option d.
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cash balances are typically deposited in liquid accounts, such as overnight money market accounts. (True or False)
The given statement, "Cash balances are typically deposited in liquid accounts, such as overnight money market accounts" is true because it ensures that the funds are readily available for use and can earn some interest while remaining easily accessible.
Cash balances are typically deposited in liquid accounts, such as overnight money market accounts, that provide easy access to funds while also earning interest. Money market accounts are considered low-risk, highly liquid investment options that are ideal for short-term cash management. They typically offer higher interest rates than traditional savings accounts, making them an attractive option for companies that want to earn a return on their cash reserves while still maintaining easy access to funds for daily operations and unforeseen expenses.
Money market accounts to invest in low-risk, short-term securities such as government bonds, certificates of deposit (CDs), and commercial paper. The value of the investments in the account is generally stable and not subject to significant fluctuations, which helps to preserve the principal amount and ensure liquidity. In addition, many money market accounts offer check-writing privileges, making it easy to access cash when needed.
Overall, cash balances are typically deposited in liquid accounts, such as overnight money market accounts, to ensure easy access to funds and earn a return on cash reserves.
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what does a high employment rate include?
Select the statement below that is true for BOTH supply AND demand.Usually depicted as an upward sloping curveConsiders price and quantity combinations, with everything else held constantConsiders the economy from the producer's point of viewConsiders the economy from the consumer's point of view
The statement that is true for both supply and demand is: "Usually depicted as an upward sloping curve."
The supply curve shows the quantity of a good or service that producers are willing and able to supply at various prices, while the demand curve shows the quantity of a good or service that consumers are willing and able to purchase at various prices.
Both curves are typically upward sloping, indicating that as the price of a good or service increases, the quantity supplied or demanded also increases. The other statements listed are not true for both supply and demand.
"Considers price and quantity combinations, with everything else held constant" is true for both, but not unique to them. "Considers the economy from the producer's point of view" and "Considers the economy from the consumer's point of view" are specific to supply and demand, respectively.
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At which stage would you conduct a SWOT analyses to understand the market and the strength of your product?
A. screening and evaluation stage
B. ideation stage
C. new product development stage
D. commercialization stage
At the B. ideation stage, we should conduct a SWOT analysis to understand the market and the strength of your product.
Ideation is a creative process where designers generate ideas in periods (e.g., brainstorming, worst feasible concept). It's far the third degree within the design thinking manner. Participants gather with open minds to supply as many ideas as they could to deal with a hassle declaration in facilitated, judgment-free surroundings.
In the Ideation stage, the intention is to generate a big number of ideas — thoughts that doubtlessly encourage more recent, better thoughts — which the team can then clear out and slender down into the excellent, maximum practical, or most progressive ones.
The quick form of the design wondering manner may be articulated in five steps or levels: empathize, outline, ideate, prototype, and check. Let's in short explore each of these stages on the subject of a practical layout process.
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Catherine has been managing her company for a couple of years. She now plans to expand her business by bringing in fresh funding through a new stock issue. She would like to inform her investors about this development. What would Catherine use to inform investors about this development in her company?
Catherine would use to inform investors about the development in her company.
Answer:
Newsletter on website and social media platforms. Email to investorsExplanation:
In order to reach as many of her investors as possible, Catherine can write up a news update or newsletter explaining the change to her investors and then post it on the company website. She should also post it to their social media platforms as an increasing number of people check these as opposed to websites.
In the event that her investors are not public but rather private, Catherine would have would have their contact details such as email. She can therefore send the update to their email addresses. This will increase the chances of the investors seeing it.
Answer: Direct mail
Explanation: Direct mail enables an advertiser to reach target customers through mail, thereby making it a selective and specific medium. Media vehicles in direct mail include manuals, booklets, catalogues, newsletters, invitations, posters, coupons, and charts. To send out mailers, however, an advertiser needs to have an updated list of target contacts. Direct mail is a cheap advertising medium, and its advantage is that mailers can contain a lot of information. It also includes a feedback option in the form of reply cards to prompt customers to respond.
informational facts about airplanes
Mary Scoot was hired to manage the Cactus Cart, a tiny kiosk located in Sky Harbor Airport in Phoenix. No specific duties were listed, but the business owner who hired Mary told her, "Just sell the plants and deposit the money." Mary would have the implied authority to:
Answer: take checks as payments
Explanation:
From the question, we are informed that Mary Scoot was hired to manage the Cactus Cart, a tiny kiosk located in Sky Harbor Airport in Phoenix and that no specific duties were listed, but the business owner who hired Mary told her to sell the plants and deposit the money.
In this scenario, Mary would have the implied authority to take checks as payments. This is because she has been told to deposit the money and she can take the checks along to the bank.
Jelly Inc.'s contribution margin ratio is 60% and its fixed monthly expenses are $49,500. Assuming that the fixed monthly expenses do not change, what is the best estimate of the company's net operating income in a month when sales are $141,000
The amount of net operating income in a month is equal to $35,100.
What is a contribution margin?A contribution margin (CM) is an amount of profit that is computed before deducting the fixed cost.
Given values:
Sales Revenue: $141,000
Fixed cost: $49,500
CM ratio: 60%
Computation of net operating income:
\(\rm\ Net \rm\ Operating \rm\ Income=(\rm\ Sales \rm\ Revenue \times \rm\ Contribution \rm\ Margin \rm\ Ratio) - \rm\ Fixed \rm\ Cost\\\rm\ Net \rm\ Operating \rm\ Income=(\$141,000 \times\ 60\%)-\$49,500\\\rm\ Net \rm\ Operating \rm\ Income=\$84,600-\$49,500\\\rm\ Net \rm\ Operating \rm\ Income=\$35,100\)
Therefore, when the fixed cost is $49,500 and the contribution margin is $84,600, then the net operating income comes out to be $35,100.
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A student in public administration wants to determine the mean amount members of city councils earn. The error in estimating the mean is to be less than $100 with a 99% level of confidence. The student found a report by the department of labor that estimated the standard deviation to be $1000. What is the required sample size?
Answer:
663.58
Explanation:
From the problem:
E, the maximum allowable error, is $100
The value of z for a 99 percent confidence level is 2.576
Estimate of standard deviation is $1,000.
n = [(z x s)/ E] ^ 2
n = [(2.576 x 1000) / 100}^2
= 25.76^2
=663.58
on a market graph which of the following is represented by a line that slips upward from left to right?
The law of supply is expressed by the supply curve, which rises from left to right: The amount supplied rises as a certain commodity's price rises (all else being equal).
A Supply Curve: What Is It?
The supply curve illustrates the relationship between the price of an item or service and the volume delivered over a specific time period. In a typical scenario, the amount supplied will be shown on the horizontal axis and the price will be shown on the left vertical axis.
KEY LESSONS
On the majority of supply curves, as a good's price rises, so does the amount supplied.
Supply curves can frequently predict whether the price of a commodity will rise or fall in response to demand.
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State 5 differences betweeen a stencil suplicator and a spirit duplicator
Answer:
spirit duplication is a method of reproducing documents where a spirit duplicator is used. The master copy is prepared from which copies are produced.
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please i want to be a branalist
Explanation:
your brokerage firm uses pre-printed sales contract forms, but your seller, marcus, wants to add some language about staying in the house and renting from the buyer for a month after closing. what should you use to add this information?
Addendum use to add this information. When offering for, selling, or leasing property on their own behalf, licensees must disclose their licenced status because doing so creates a conflict of interest. A listing agreement between a broker and a seller is an employment contract.
It is a contract for the broker's real estate professional services, not for the transfer of real estate. There must be an offer and an acceptance of that offer, and the contract must be in writing. A real estate contract must be in writing in order for it to be interest enforceable. Your broker must disclose any problems they have learned about, even if they weren't learned from you, licenced part of their disclosure duties.
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the expenses you encounter when you buy in one market and sell in a distant market are known as group of answer choices fixed costs. sunk costs. transactions costs. production costs.
Transaction costs are the costs incurred when buying in one market and selling in another that is far away.
What is Transaction costs?
Costs associated with buying as well as selling a good as well as service are known as transaction costs. The labour involved in bringing a good as well as service to market is represented by transaction costs, which is why whole sectors of the economy are devoted to facilitating exchanges. Broker commissions and spreads, or the difference between the price the dealer paid for just a security and the price the buyer pays, are considered transaction costs in the financial sense. The fees that banks and brokers charge for their services represent the transaction costs to buyers and sellers. In addition to closing costs like title search fees, appraisal fees, as well as government fees, there are transaction costs associated with buying and selling real estate. These costs include the agent's commission. The time and labour required for long-distance transportation of goods or commodities is another type of transaction cost.
The correct option is (D) Transaction costs.
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Allocating Joint Costs Using the Physical Units Method Sunny Lane, Inc., purchases peaches from local orchards and sorts them into four categories. Grade A are large blemish-free peaches that can be sold to gourmet fruit sellers. Grade B peaches are smaller and may be slightly out of proportion. These are packed in boxes and sold to grocery stores. Peaches to be sliced for canned peaches are even smaller than Grade B peaches and have blemishes. Peaches to be pureed for
Joint costing is defined as the procedure of allocating total joint costs to joint goods in an economical way. Joint costs are the expenses incurred by a company to create two or more products or services that are related.
Physical Units Method is a joint costing method that divides total joint costs across joint goods based on the physical units of output for each commodity. In this method, the number of goods is used to apportion costs to each good.
Sunny Lane, Inc., buys peaches from local orchards and sorts them into four categories. The four grades of peaches are Grade A, Grade B, peaches to be sliced for canned peaches, and peaches to be pureed for baby food.
To allocate joint costs using the Physical Units Method, Sunny Lane, Inc. will divide the joint cost of purchasing, sorting, and packing the peaches among the four goods based on the physical units of output. Here are the steps that can be followed:
Step 1: Calculate the total quantity of each good produced by using the physical units, such as the weight or volume. Sunny Lane, Inc. can calculate the total quantity of each grade of peaches by using the number of boxes produced for Grade B peaches and the weight of the peaches for Grade A, sliced, and pureed peaches.
Step 2: Calculate the total joint cost of purchasing, sorting, and packing the peaches. This will be the sum of all costs incurred that are necessary to produce all four grades of peaches.
Step 3: Calculate the cost per physical unit by dividing the total joint cost by the total quantity of all goods. The resulting amount is the cost per unit of each good.
Step 4: Allocate the joint cost of each good by multiplying the cost per unit by the number of physical units of each good produced.
By following the Physical Units Method, Sunny Lane, Inc. can allocate the joint cost of purchasing, sorting, and packing peaches among the four grades of peaches that are produced based on the physical units of output for each commodity.
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How is being comfortable with risk and flexibility important to having an entrepreneurial mindset?
An entrepreneurial mindset is a set of skills that enable people to identify and make the most of opportunities, overcome and learn from setbacks, and succeed in a variety of settings. This means that being too stubborn and unyielding in your approach can be a recipe for stress and potential business disaster. Being flexible as an entrepreneur can provide you with an important competitive edge. It helps you to exploit opportunities as and when they arise. Successful entrepreneurs stick to the basic principles of risk management: They look for opportunities where if they fall short they lose only a certain value, but if they win they could stand to gain 10 times as much. And the best entrepreneurs never bet more than they can afford to lose. They always consider Plan B (as well as Plan C, D and E) in case the current program doesn’t work out as expected.
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9.21 The ABC Corporation placed an asset in service three years ago. The company uses the MACRS method (seven-year life) for tax purposes and the straight-line method (seven-year useful life) for fina
The difference in the current book value obtained using both methods is $27,143.
The cost of the asset is $100,000 and the salvage value used for depreciating purposes is $20,000. The useful life of the asset is 7 years, therefore the annual depreciation is $100,000 - $20,000 / 7 = $12,857.14.
Depreciation for the first three years (using straight-line method) = 3 x $12,857.14 = $38,571.42.
Book value = Cost - Accumulated depreciation
Book value using straight-line method = $100,000 - $38,571.42 = $61,428.58
Depreciation for the first three years (using MACRS) = (0.1429 + 0.2449 + 0.1749) x $80,000 = $34,285.71.
Book value using MACRS method = $100,000 - $34,285.71 = $65,714.29
The difference in the current book value obtained using both methods = $65,714.29 - $61,428.58 = $4,285.71.
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Complete question is:
The ABC Corporation placed an asset in service three years ago. The company uses the MACRS method (seven-year life) for tax purposes and the straight-line method (seven-year useful life) for financial reporting purposes. The cost of the asset is $100,000, and the salvage value used for depreciating purposes is $20,000. What is the difference in the current book value obtained using both methods?
US Government uses
____ income taxes to collect revenue.
A ___________ enables you to view data from a table based on a specific criteria
A. Query
B. Report
C. Form
D. All of the above
Answer:
Query
Explanation:
when we are looking at the product life cycle, can we say that re-invention and re-introduction of a product happens at end of decline phase? Group of answer choices
yes
no
sometime
No answer text provided.
Sometimes, as determined by the particular product and business strategy. At the end of the decline phase, some businesses might decide to re-invent and re-introduce a product to prolong its life cycle, but others might decide to let it phase out and concentrate on new items.
A product's life cycle describes the phases it goes through when it is on the market. It is a notion that outlines the numerous phases a product experiences, from its launch through its final departure from the market. The four distinct stages of the product life cycle are introduction, growth, maturity, and decline. To create educated decisions regarding their products, organisations must grasp these stages because each one has unique traits, difficulties, and opportunities.
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a good intended for final use by consumers rather than business
Answer:
A consumer good is a product intended for final use by a consumer.
Explanation:
Consumer good: a good intended for final use by consumers rather than by businesses
A career planning process is used to
consider at least two methods used for power quality improvement, the critical evaluation of such methods has to be done either by language supported with picture evidences or from simulation results
Two methods used for power quality improvement are active power filters and voltage regulators.
Active power filters are devices used to mitigate harmonic distortion and reactive power in electrical systems. They actively inject counteracting currents to cancel out the unwanted harmonics and improve power quality. These filters are critical in reducing voltage and current distortion, ensuring stable and efficient operation of the electrical network. Evaluation of active power filters can be done through simulation results that demonstrate the reduction in harmonic distortion and improvement in power factor.
Voltage regulators, such as Automatic Voltage Regulators (AVRs), are used to maintain a stable voltage level at the load terminals. They compensate for voltage fluctuations and ensure that the voltage remains within acceptable limits. Evaluation of voltage regulators can be done through simulation results or through language supported by picture evidence showing voltage stability and regulation under varying load conditions.
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describe the relationship among TFC , TVC and TC with the help of cost schedule and diagram.
Answer:This is explained as follows: TC – TVC = TFC. The TFC curve is parallel to the horizontal axis while the TVC curve is inverted-S shaped. Thus, the TC curve is the same shape as TVC but begins from the point of TFC rather than the origin.Since the TFC curve is horizontal, the difference between the TC and TVC curve is the same at each level of output and equals TFC. This is explained as follows: TC – TVC = TFC. The TFC curve is parallel to the horizontal axis while the TVC curve is inverted-S shaped.
Explanation: Sorry I can't give you the diagram